Interest Rates for Savings and Bank Accounts - Rates apply to accounts held with Barclays Private Clients International Limited – rates may vary ppt

Barclays Private Clients International Limited
Current Interest Rates
Reference rates
The sterling base rate is the Bank of England Base Rate which is currently 0.50%.
The US dollar base rate is the Federal Reserve Funds Rate which is currently 0.25%.
The euro base rate is the European Central Bank main refinancing rate which is currently 0.75%.
Rates correct as at 2 November 2012.
Types of Interest Rates
Interest rates can either be tracker rates, fixed rates or managed rates. We will tell you what type of rate applies to your
account when you open it.
Managed Rates
For accounts with managed rates, we can make rate changes immediately if the change is of benefit to you.
For accounts with managed rates where the account is a fixed term deposit or denominated in US dollars or another non
European Economic Area (EEA) currency, we will personally notify you at least 30 days before making a change to the rate
which is not favourable to you.
For accounts with managed rates where the account is denominated in sterling, euros or another EEA currency or is not
a fixed term deposit, we will personally notify you at least 2 months before making a change to the rate which is not
favourable to you.
The above does not apply where the rate tracks an external rate which is not set by Barclays, and there is a change to that
external rate.
Interest Rates for Savings and Bank Accounts
Rates apply to accounts held with Barclays Private Clients International
Limited – rates may vary
Wealth and Investment Management
Barclays Private Clients International Limited
Current Interest Rates
If you deposit £100,000 for 12 months, you’ll receive £824.99 in interest for the first nine months at an interest rate of 1.10% gross and for the remaining
three months you will earn £152.48 in interest at an interest rate of 0.60% gross, therefore the total return will be £100,977.47 (based on 0.98% Annual
Equivalent Rate)
US dollar ($)
Rates effective

from 29
August
2012. Rates
are tracker
(variable).
$1,000,000+ 1.40 0.90 1.26 0.65 N/A
$750,000 to $999,999 1.25 0.75 1.11 0.50 N/A
$500,000 to $749,999 1.15 0.65 1.01 0.40 N/A
$250,000 to $499,999 1.05 0.55 0.92 0.30 N/A
$100,000 to $249,999 0.90 0.40 0.77 0.15 N/A
$1 to $99,999 0.75 0.25 0.62 0.00 N/A
Euro (€)
Rates effective
from 29
August
2012. Rates
are tracker
(variable).
€1,000,000+ 1.35 0.85 1.21 0.10 N/A
€750,000 to €999,999 1.25 0.75 1.11 0.00 N/A
€500,000 to €749,999 1.15 0.65 1.01 N/A 0.10
€250,000 to €499,999 1.00 0.50 0.87 N/A 0.25
€100,000 to €249,999 0.75 0.25 0.62 N/A 0.50
€1 to €99,999 0.60 0.10 0.47 N/A 0.65
If you deposit $100,000 for 12 months, you’ll receive $667.23 in interest for the first nine months at an interest rate of 0.90% gross and for the remaining
three months you will earn $99.29 in interest at an interest rate of 0.40% gross, therefore the total return will be $100,766.52 (based on 0.77% Annual
Equivalent Rate)
If you deposit €100,000 for 12 months, you’ll receive €555.82 in interest for the first nine months at an interest rate of 0.75% gross and for the remaining
three months you will earn €61.99 in interest at an interest rate of 0.25% gross, therefore the total return will be €100,617.80 (based on 0.62% Annual
Equivalent Rate)

* Following a base rate change the new interest rate will take effect from the first business date of the next calendar month.
** Where % margin below base rate would take the interest rate paid to less than 0.10%, Barclays will pay 0.10% on that interest tier.
Currency Balance
Total Gross
Rate %
(during the first
nine months)
Total Gross
Rate %
(after the first
nine months)
AER %
(including the
Bonus Rate)
Gross Rate %
Margin Above
Base Rate*
Gross Rate %
Margin Below
Base Rate**
Sterling (£)
Rates effective
from 29
August
2012. Rates
are tracker
(variable).
£1,000,000+ 1.85 1.35 1.74 0.85 N/A
£750,000 to £999,999 1.60 1.10 1.48 0.60 N/A
£500,000 to £749,999 1.50 1.00 1.38 0.50 N/A

£250,000 to £499,999 1.40 0.90 1.28 0.40 N/A
£100,000 to £249,999 1.10 0.60 0.98 0.10 N/A
£1 to £99,999 0.90 0.40 0.78 N/A 0.10
Rates for accounts available to new and existing applicants
Savings Accounts
International Saver Plus
The International Saver Plus is a flexible savings account paying an introductory bonus of 0.50% fixed gross for nine months
after you open the account. You do not have to lock your money away for a fixed period to get these interest rates as the
International Saver Plus account lets you make withdrawals with no restrictions. You can open the account with as little as £1,
$1 or €1. Interest is paid quarterly. Rates track the official sterling, US dollar or euro base rate by a predetermined margin*.
Only available for new deposits to Barclays Wealth and Investment Management.
Barclays Private Clients International Limited
Current Interest Rates
If you deposit £100,000 for 12 months at an interest rate of 0.60% gross per annum, you would earn £601.35; therefore the total return at the end of the
12 month term would be £100,601.35
US dollar ($)
Rates effective
from 29 August
2012. Rates are
tracker (variable).
$1,000,000+ 0.90 0.89 0.65 N/A
$750,000 to $999,999 0.75 0.74 0.50 N/A
$500,000 to $749,999 0.65 0.64 0.40 N/A
$250,000 to $499,999 0.55 0.54 0.30 N/A
$100,000 to $249,999 0.40 0.40 0.15 N/A
$1 to $99,999 0.25 0.25 0.00 N/A
Euro (€)
Rates effective
from 29 August
2012. Rates are

tracker (variable).
€1,000,000+ 0.85 0.84 0.10 N/A
€750,000 to €999,999 0.75 0.74 0.00 N/A
€500,000 to €749,999 0.65 0.64 N/A 0.10
€250,000 to €499,999 0.50 0.49 N/A 0.25
€100,000 to €249,999 0.25 0.25 N/A 0.50
€1 to €99,999 0.10 0.10 N/A 0.65
If you deposit $100,000 for 12 months at an interest rate of 0.40% gross per annum, you would earn $395.10; therefore the total return at the end of the
12 month term would be $100,395.10
If you deposit €100,000 for 12 months at an interest rate of 0.25% gross per annum, you would earn €246.80; therefore the total return at the end of the
12 month term would be €100,246.80
* Following a base rate change the new interest rate will take effect from the first business date of the next calendar month.
** Where % margin below base rate would take the interest rate paid to less than 0%, Barclays will pay 0.10% on that interest tier.
Currency Balance
Gross Rate %
Per Annum
AER %
Gross Rate %
Margin Above
Base Rate*
Gross Rate %
Margin Below
Base Rate**
Sterling (£)
Rates effective
from 29 August
2012. Rates are
tracker (variable).
£1,000,000+ 1.35 1.36 0.85 N/A
£750,000 to £999,999 1.10 1.10 0.60 N/A

£500,000 to £749,999 1.00 1.00 0.50 N/A
£250,000 to £499,999 0.90 0.90 0.40 N/A
£100,000 to £249,999 0.60 0.60 0.10 N/A
£1 to £99,999 0.40 0.40 N/A 0.10
International Saver
The International Saver is a flexible savings account available in sterling, US dollar and euro. It puts you in control of your
money by allowing you to deposit funds and then make withdrawals without notice. Rates track the official sterling, US dollar
or euro base rate by a predetermined margin*. Minimum opening balance is only £1, $1 or €1. Interest is paid quarterly.
Barclays Private Clients International Limited
Current Interest Rates
Sterling (£) Balance
Gross
Rate %
Per Annum
Annual
Equivalent
Rate %
A flexible regular savings account, offering a higher rate of interest
compared to our other accounts. There is no fixed term or tie-in – you
can withdraw your savings at any time during the 12 month life of
the account, but a lower interest rate of 0.50% AER variable will be
paid on the remaining balance for the 30 days following a withdrawal.
Simply choose a monthly deposit amount between £1,000 and
£2,000 payable by standing order. Maximum deposit £24,000 per
annum. If the account balance exceeds £24,000 plus accrued interest
up to a maximum of £2,000 the interest rate paid on the excess
balance will be 0.01%. Interest is paid monthly. Only available for new
deposits to Barclays Wealth and Investment Management.
Rates effective from 13 July 2009.
Rates are managed (variable).

£1+ 4.89% 5.00%
Barclays Monthly Saver (International Banking) (previously known as the Barclays Wealth
Monthly Saver)
Effective from 10 April 2012 only clients who are residents of Jersey, Guernsey or Isle of Man are eligible to apply for the
Barclays Monthly Saver (International Banking).
Bank Accounts
International Bank Account (previously known as International Cheque Account/International Premier Cheque Account).
An international bank account available in sterling, US dollar and euro. No interest paid. Effective from 3 September 2008.
Other Accounts
Currency Account
An account designed for those who either receive or need to pay out money in a currency other than sterling, US dollar or
euro. No interest paid.
Wealth Treasury Deposits (previously known as Treasury Deposits)
Pay a competitive fixed rate of return on your money. Interest is paid quarterly, monthly or at the end of the term.
Rates are fixed at the point of purchase and change daily.
For indicative rates on Currency Call Deposit or Wealth Treasury Deposits please call us on the following numbers:
Jersey +44 (0)1534 880550
†
, Guernsey +44 (0)1481 724500
†
, Isle of Man +44 (0)1624 684000
†
.
†
Lines are open Monday to Friday 8am to 6pm excluding UK bank holidays. Calls may be monitored or recorded to
maintain high levels of security and quality of service. For call charges please consult your local telecoms provider.
Minimum balance requirements for new Wealth Treasury Deposits are as follows:
• For terms of less than one month – minimum balance £100,000 or currency equivalent
• For terms of between one and less than six months – minimum balance £50,000 or currency equivalent
• For terms of six months and above – minimum balance £10,000 or currency equivalent

Children’s Accounts
Children’s Savings Account
For parents or guardians looking to save on behalf of a child aged up to 18. Start saving from £1. Easy access, no
notice required.
Monthly interest (effective from 1 June 2009)
Balance Gross Rate Per Annum % Net Rate Per Annum % AER %
£1,000+ 0.75 0.60 0.75
£1+ 0.25 0.20 0.25
Rates are variable. Interest is paid on the first working day of the month.
BarclayPlus
For children aged 11 to 15, it’s both a savings account and a current account in one.
Quarterly interest (effective from 1 June 2009)
Balance Gross Rate Per Annum % Net Rate Per Annum % AER %
£1,000+ 0.75 0.60 0.75
£1+ 0.25 0.20 0.25
Rates are variable. Interest is paid quarterly on the first working day of January, April, July and October.
Young Person’s Account
For teenagers aged 16 to 19 who want to learn how to manage a current account before they move on to an adult account.
No interest paid.
Barclays Private Clients International Limited
Current Interest Rates
Barclays Private Clients International Limited
Current Interest Rates
Barclays Bonus Saver (previously known as the Barclays Wealth Bonus Saver)
The Barclays Bonus Saver is a flexible savings account paying an introductory bonus of 0.5% fixed gross for six months
after you open your account. You do not have to lock your money away for a fixed period to get these interest rates as the
Barclays Bonus Saver lets you make withdrawals with no restrictions. You can open the account with as little as £1, $1 or €1.
Interest is paid quarterly.
Only available for new deposits to Barclays Wealth and Investment Management.
This account was withdrawn from sale on 28 August 2012.

Rates for accounts no longer available to new applicants
Sterling (£) Balance
Gross
Rate %
Introductory
Bonus Rate %
Total Gross Rate %
(calculated for the
first six months)
AER %
(including
the Bonus
Rate)
Rates effective from
3 August 2011. Rates
except for the bonus
rate are managed
(variable).
£750,000+ 1.10 0.50 1.60 1.35
£500,000 to £749,999 1.00 0.50 1.50 1.25
£100,000 to £499,999 0.85 0.50 1.35 1.10
£50,000 to £99,999 0.65 0.50 1.15 0.90
£1 to £49,999 0.40 0.50 0.90 0.65
1
Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month.
2
Where % margin below base rate would take the interest rate paid to less than 0%, Barclays Wealth and Investment Management will will pay 0.10% on that interest tier.
US dollar ($) Balance
Gross
Rate %

Introductory
Bonus Rate %
Total Gross Rate %
(calculated for the
first six months)
AER %
(including
the Bonus
Rate)
Rates effective from
3 August 2011. Rates
except for the bonus
rate are managed
(variable).
$750,000+ 0.75 0.50 1.25 1.00
$500,000 to $749,999 0.65 0.50 1.15 0.90
$100,000 to $499,999 0.55 0.50 1.05 0.80
$50,000 to $99,999 0.40 0.50 0.90 0.65
$1 to $49,999 0.25 0.50 0.75 0.50
Euro (€) Balance
Gross
Rate %
Introductory
Bonus Rate %
Total Gross
Rate %
(calculated for
the first six
months)
AER %

(including
the Bonus
Rate)
Gross Rate %
Margin Below
Base Rate
2

Rates effective from
1 August 2012. Rates
are tracker (variable).
€750,000+ 0.50 0.50 1.00 0.74 0.25
€500,000 to €749,999 0.40 0.50 0.90 0.64 0.35
€100,000 to €499,999 0.25 0.50 0.75 0.49 0.50
€50,000 to €99,999 0.10 0.50 0.60 0.35 0.65
€1 to €49,999 0.10 0.50 0.60 0.35 0.90
The Barclays Bonus Saver euro account rates track the official euro base rate by a pre-determined margin
1
.
Barclays Private Clients International Limited
Current Interest Rates
Barclays Saver (previously known as the Barclays Wealth Saver)
A savings account available in sterling, US dollar and euro, that puts you in control of your money by allowing you to
deposit funds and then make withdrawals without notice.
Minimum opening balance is only £1, $1 or €1. There is no maximum balance limit. Interest is paid quarterly.
This account was withdrawn from sale on 28 August 2012.
Sterling (£) Balance Gross Rate % AER %
Rates effective from
3 August 2011.
Rates are managed

(variable).
£750,000+ 1.10 1.10
£500,000 to £749,999 1.00 1.00
£100,000 to £499,999 0.85 0.85
£50,000 to £99,999 0.65 0.65
£1 to £49,999 0.40 0.40
1
Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month.
2
Where % margin below base rate would take the interest rate paid to less than 0%, Barclays Wealth and Investment Management will pay 0.10% on that interest tier.
US dollar ($) Balance Gross Rate % AER %
Rates effective from
3 August 2011.
Rates are managed
(variable).
$750,000+ 0.75 0.75
$500,000 to $749,999 0.65 0.65
$100,000 to $499,999 0.55 0.55
$50,000 to $99,999 0.40 0.40
$1 to $49,999 0.25 0.25
The Barclays Saver euro account rates track the official euro base rate by a pre-determined margin
1
.
Euro (€) Balance Gross Rate % AER %
Gross Rate % Margin Below
Base Rate
2
Rates effective from
1 August 2012. Rates
are tracker (variable).

€750,000+ 0.50 0.49 0.25
€500,000 to €749,999 0.40 0.40 0.35
€100,000 to €499,999 0.25 0.25 0.50
€50,000 to €99,999 0.10 0.10 0.65
€1 to €49,999 0.10 0.10 0.90
Barclays Private Clients International Limited
Current Interest Rates
Reward Saver Account
A savings account, available in sterling, US dollar and euro paying an introductory bonus of 0.50% fixed gross above the
standard rate for nine months after you open your account. If you make a withdrawal during the bonus period you will
receive the standard rate of interest for the entire interest month and not the bonus interest rate.
Minimum opening balance of £1, $1 or €1. There is no maximum balance limit, however if any sum in excess of £500,000:
$750,000 or €600,000 is deposited then interest will be paid at 0.10% fixed gross on the excess. Interest is paid monthly.
This account was withdrawn from sale on 2 August 2011.
US dollar ($) Balance
Gross
Rate %
Introductory

Bonus
Rate %
Total Gross
Rate %
(calculated
for the
first nine
months)
AER %
(including the
Bonus Rate)

Net Rate Per
Annum %
Rates effective from 16 January 2012.
Rates are fixed.
$750,000+
$400,000 to
$750,000
$150,000 to
$399,999
$75,000 to
$149,999
$15,000 to
$74,999
$1 to
$14,999
0.10
0.50
0.30
0.10
0.10
0.10
zero
0.50
0.50
0.50
0.50
0.50
0.10
1.00
0.80

0.60
0.60
0.60
0.10
0.88
0.68
0.47
0.47
0.47
0.08
0.70
0.54
0.37
0.37
0.37
Sterling (£) Balance
Gross
Rate %
Introductory
Bonus
Rate %
Total Gross
Rate %
(calculated
for the
first nine
months)
AER %
(including the
Bonus Rate)

Net Rate Per
Annum %
Rates effective from 16 January
2012. Rates are fixed.
£500,000+
£250,000 to
£500,000
£100,000 to
£249,999
£50,000 to
£99,999
£10,000 to
£49,999
£1 to
£9,999
0.10
0.75
0.50
0.30
0.10
0.10
zero
0.50
0.50
0.50
0.50
0.50
0.10
1.25
1.00

0.80
0.60
0.60
0.10
1.13
0.88
0.68
0.47
0.47
0.08
0.90
0.70
0.54
0.37
0.37
Barclays Private Clients International Limited
Current Interest Rates
Euro (€) Balance
Gross
Rate %
Introductory
Bonus
Rate %
Total Gross
Rate %
(calculated
for the
first nine
months)
AER %

(including
the Bonus
Rate)
Net Rate Per
Annum %
Gross Rate %
Margin Below
Base Rate
2
Euro Reward Saver
interest rates will be
below the euro base rate
by the margins specified
until further notice.
1
Rates Effective from
1 August 2012. Rates
except for the bonus rate
are tracker (variable).
€600,000+
€300k to
€599,999
€125k to
€299,999
€60k to
€124,999
€10k to
€59,999
€1 to
€9,999

0.10
0.50
0.25
0.10
0.10
0.10
zero
0.50
0.50
0.50
0.50
0.50
0.10
1.00
0.75
0.60
0.60
0.60
0.10
0.87
0.62
0.47
0.47
0.47
0.08
0.69
0.49
0.37
0.37
0.37

N/A
0.25
0.50
0.70
0.95
1.15
Currency Call Deposit Account
A deposit account available in most major currencies. Rates are fixed at 0% for all balances. This account was withdrawn
from sale on 2 August 2011.
This account was withdrawn from sale on 8 July 2011.
Barclays Wealth Easy Access Savings Account
A savings account, available in sterling, that puts you in control of your money by allowing you to deposit funds and then
make withdrawals without notice.
Minimum opening balance is only £1. There is no maximum balance limit. However, if a sterling deposit is made in excess
of £1m, the interest rate applied on any excess will be 0.25% fixed gross.
Interest on sterling accounts is paid annually on the anniversary of account opening.
Sterling (£)
Sterling
Balance (£)
Gross
Rate %
Per Annum
Annual Equivalent
Rate %
Rates effective from 3 October 2011.
Rates are fixed.
£1,000,000+
£500,000 to £999,999
£100,000 to £499,999
£50,000 to £99,999

£1 to £49,999
0.25
0.75
0.50
0.25
0.10
0.25
0.75
0.50
0.25
0.10
Barclays Wealth Easy Access Savings Account Issue 2 (USD and EUR version)
A savings account available in US dollar and euro that puts you in control of your money by allowing you to deposit funds
and then make withdrawals without notice.

Minimum opening balance is $1 or €1. There is no maximum balance limit, however if a deposit is made in excess of
$1.1 million or €1.1 million, then interest rate applied on any excess will be 0.10% fixed gross.
Interest will be paid monthly.
1
Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month.
2
Where % margin below base rate would take the interest rate paid to less than 0%, Barclays Wealth and Investment Management will pay 0.10% on that
interest tier.
Barclays Private Clients International Limited
Current Interest Rates
1
Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month.
2
Where % margin below base rate would take the interest rate paid to less than 0%, Barclays Wealth and Investment Management will pay 0.10% on that
interest tier.

This account was withdrawn from sale on 8 July 2011.
Euro (€)x
Euro
Balance (€)
Gross
Rate %
Per Annum
Annual
Equivalent
Rate %
Gross Rate %
Margin Below
Base Rate
2
Euro Easy Access Savings Account
interest rates will be below the euro base
rate by the margins specified until further
notice.
1
Rates effective from 1 August 2012. Rates
are tracker (variable).
€1,100,000+
€500,000 to €1,099,999
€100,000 to €499,999
€50,000 to €99,999
€1 to €49,999
0.10
0.50
0.25
0.10

0.10
0.10
0.49
0.25
0.10
0.10
N/A
0.25
0.50
0.75
1.00
US dollar ($)
US dollar
Balance ($)
Gross
Rate %
Per Annum
Annual Equivalent
Rate %
Rates effective from 16 January 2012.
Rates are fixed.
$1,100,000+
$500,000 to $1,099,999
$100,000+ to $499,999
$50,000 to $99,999
$1 to $49,999
0.10
0.50
0.25
0.10

0.10
0.10
0.50
0.25
0.10
0.10
Deferred Interest Deposit Account
This account was withdrawn from sale on 22 March 2010.
Global Savings Account
This account was withdrawn from sale on 22 March 2010.
International Global Savings
Account – sterling only
Sterling
Balance (£)
Gross Rate %
Per Annum
Annual Equivalent
Rate %
The Global Savings Account is an easy access savings
account for savings above £10,000. Interest is paid
monthly.
Rates effective from 12 February 2009.
£100,000+
£50,000+
£10,000+
0.10
0.10
0.10
0.10
0.10

0.10
Deferred Interest
Deposit Account
Sterling
Balance (£)
Gross Rate %
Per Annum
Annual Equivalent
Rate %
A savings account that allows you to choose when
you receive your interest to best suit your tax planning
needs. Minimum balance is £10,000. No restrictions
on deposits or withdrawals. Interest is calculated
daily. Interest will not be calculated on a compound
interest basis.
Rates effective from 12 March 2009.
Rates are fixed.
£500,000+
£250,000+
£100,000+
£50,000+
£10,000+
0.25
0.10
0.10
0.10
0.10
0.25
0.10
0.10

0.10
0.10
Barclays Private Clients International Limited
Current Interest Rates
Linked Savings Account
This account was withdrawn from sale on 22 March 2010.
Linked Savings Account – sterling only
Sterling
Balance (£)
Gross Rate %
Per Annum
Annual Equivalent
Rate %
Gives you the chance to earn extra interest by linking
together several savings accounts. You can also link your
total savings with the balances of nominated individuals
banking with us. The funds are kept separate.
Rates effective from 12 March 2009.
Rates are fixed.
£500,000+
£250,000+
£150,000+
£50,000+
£10,000+
0.20
0.10
0.10
0.10
0.10
0.20

0.10
0.10
0.10
0.10
International Tracker Savings Account (£ only)
This account was withdrawn from sale on 22 March 2010.
1
Where % margin below base rate would take the rate paid to less than 0%, Barclays Wealth and Investment Management will pay 0.10% on that interest tier.
2
Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month.
Sterling (£)
Sterling
Balance (£)
Gross Rate %
Per Annum
Annual Equivalent
Rate %
Gross Rate %
Margin Below
1
Sterling ITSA interest rates will be
below the sterling base rate by the
margins specified until further notice.
2
Rates effective from 5 March 2009.
£300,000+
£150,000+
£75,000+
£50,000+
£10,000+

0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.10
0.90
1.10
1.40
1.55
2.00
International Tracker Savings Account (ITSA)
An international tracker savings account available in US dollar and euro for savings of $20,000 or €15,000 or more.
Below these amounts no interest is paid. Interest is paid quarterly. Rates track the official US dollar or euro base rate by
a pre-determined margin
2
. There are no withdrawal conditions on this account. This account was withdrawn from sale
on 2 August 2011.
US dollar ($)
US dollar
Balance ($)
Gross Rate %
Per Annum
Annual Equivalent
Rate %
Gross Rate %

Margin Below
Base Rate
1
USD ITSA interest rates will be below
the US dollar base rate by the margins
specified until further notice.
Rates effective from
18 December 2008. Rates are tracker
(variable).
$350,000+
$200,000+
$100,000+
$20,000+

0.10
0.10
0.10
0.00
0.10
0.10
0.10
0.00
0.30
0.50
0.70
1.70
Barclays Private Clients International Limited
Current Interest Rates
Euro (€)
Euro

Balance (€)
Gross Rate %
Per Annum
Annual Equivalent
Rate %
Gross Rate %
Margin Below
Base Rate
1
Euro ITSA interest rates will be below
the euro base rate by
the margins specified until further
notice
2
.
Rates effective from 1 August 2012.
Rates are tracker (variable).
€300,000+
€150,000+
€75,000+
€15,000+
0.45
0.10
0.10
0.10
0.44
0.10
0.10
0.10
0.30

0.75
1.25
1.55
1
Where % margin below base rate would take the rate paid to less than 0%, Barclays Wealth and Investment Management will pay 0.10% on that
interest tier.
2
Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month.
High Interest Savings Account
1
£5,000 for residents of the Isle of Man, Channel Islands or Gibraltar.
This account was withdrawn from sale on 22 March 2010.
High Interest Savings Account – sterling only
Sterling
Balance (£)
Gross Rate %
Per Annum
Net Rate % Per
Annum
Annual
Equivalent
Rate %
An easy access savings account for balances over
£10,000
1
. Balances above £600,000 receive
a lower rate of interest on the balance in excess
of £600,000. Interest is paid quarterly. If you withdraw
money you will forfeit 30 days interest on the remaining
balance.

Rates effective from 12 March 2009.
Rates are fixed.
£10,000+
£600,000+
0.60
0.10
0.48
0.08
0.60
0.10
Bonus Builder Account
This account was withdrawn from sale on 1 December 2009. All accounts were transferred into the Barclays Wealth Easy
Access Savings Account – please see the interest rates for this account in the above section.
Barclays Wealth International Savings Account – sterling only
(formerly known as the International 60 Day Savings Account/International 30 Day Savings Account)
An easy access savings account for balances of £10,000 or more. Interest is paid quarterly. Interest rate is fixed at 0.10%
AER. Rate effective from 22 May 2009. The account was withdrawn from sale on 22 May 2009.
Barclays Private Clients International Limited
Current Interest Rates
Definitions
Annual Equivalent Rate (AER) – Illustrates what the interest would be if the interest was paid and compounded once each year.
Gross Rate – Is the rate of interest payable before the deduction of tax. Account holders should check their own tax
situation, as there may be a potential tax liability.
Individuals should check their own tax situation, as there may be potential liability.
International Instant Savings Account
An instant savings account available in sterling, US dollars and euros for savings of £1,000, US$2,000, €2,000 or more.
Interest is paid quarterly. The account was withdrawn from sale in September 2006.
Sterling (£) rates
Sterling
Balance (£)

Gross Rate %
Per Annum
Annual
Equivalent
Rate %
Rates effective from 11 December 2008.
Rates are fixed.
£10,000+
£1+
0.50
0.10
0.50
0.10
US dollar ($) rates
US dollar
Balance ($)
Gross Rate %
Per Annum
Annual
Equivalent
Rate %
Rates effective from 12 November 2002.
Rates are fixed.
$2,000+ 0.05 0.05
Euro (€) rates
Euro
Balance (€)
Gross Rate %
Per Annum
Annual

Equivalent
Rate %
Rates effective from 10 December 2008.
Rates are fixed.
€2,000+ 0.10 0.10
Euro (€) for Solutions customers only
Euro
Balance (€)
Gross Rate %
Per Annum
Annual
Equivalent
Rate %
Rates effective from 10 December 2008. €2,000+ 0.10 0.10
Barclays Private Clients International Limited
Current Interest Rates
Important Information
Your Feedback
If you would like to complain, you may do so in person, in writing by post, email or telephone. To obtain a copy of our
complaint handling procedures, or to make a complaint, please contact your account-holding centre.
The rates above are quoted before the application of withholding tax (if applicable). The European Savings Directive
(“ESD”) was implemented on 1 July 2005. Savings income from the product where it is booked in a country applying the
transitional retention tax, will in the case of residents of an EU Member State be subject to retention tax at 35% under the
European Savings Directive (ESD), unless you advise us you elect for Information Exchange or you qualify for an exemption
from ESD and provide us with the relevant documentation or certifications. Savings income from the product where it is
booked in an EU Member State or dependent territory applying information exchange reporting, will in the case of
residents of another EU Member State or prescribed territory (other than the booking centre), be subject to information
exchange reporting under the European Savings Directive (ESD). For further information regarding ESD or if you wish to elect
for information exchange reporting, or think you are eligible to exclude yourself from ESD, please contact Barclays. Please be
aware that the ESD rules may change in future.

Barclays offers wealth and investment products and services to its clients through Barclays Bank PLC and its subsidiary
companies. Barclays Private Clients International Limited, part of Barclays, is registered in the Isle of Man. Registered
Number: 005619C. Registered Office: Barclays House, Victoria Street, Douglas, Isle of Man, IM99 1AJ. Barclays Private
Clients International Limited is licensed by the Isle of Man Financial Supervision Commission. Deposits made with Barclays
Private Clients International Limited are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the
Depositors’ Compensation Scheme Regulations 2010.
Barclays Private Clients International Limited, Jersey Branch is regulated by the Jersey Financial Services Commission.
Barclays Private Clients International Limited, Jersey branch has its principal business address in Jersey at 13 Library Place,
St. Helier, Jersey JE4 8NE, Channel Islands. Barclays Private Clients International Limited Jersey branch is a participant in the
Jersey Banking Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The
maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and
banking groups covered are available on the States of Jersey website or on request.
Barclays Private Clients International Limited, Guernsey Branch is licensed by the Guernsey Financial Services Commission
under the Banking Supervision (Bailiwick of Guernsey) Law 1994, as amended, and the Protection of Investors (Bailiwick of
Guernsey) Law 1987, as amended. Barclays Private Clients International Limited, Guernsey Branch has its principal place of
business at Le Marchant House, St Peter Port, Guernsey, Channel Islands, GY1 3BE.
Barclays Private Clients International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The
Scheme offers protection for ‘qualifying deposits’ up to £50,000, subject to certain limitations. The maximum total amount
of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website www.
dcs.gg or on request. Details of the Scheme can also be obtained by telephoning us on 44 (0)1481 755458 or by writing
to us at Barclays Private Clients International Limited Guernsey Branch, 6/8 High Street, St Peter Port, Guernsey, Channel
Islands, GY1 3BE.
Barclays Private Clients International Ltd places funds with other parts of its group and thus its financial standing is linked
to that of the group. Publicly available information, including reports and accounts, is obtainable from www.barclays.com/
wealth/importantinformation
This item can be provided in Braille, large print or audio by calling 0800 400 100* (via TextDirect if appropriate). If outside the UK please
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Item Code: BPCi773 Updated: 2 November 2012