1
B¶o hiÓm trong kinh doanh
B¶o hiÓm trong kinh doanh
Gi¶ng viªn: Lª Minh Tr©m
Email:
Tel: 0926032007
2
§¸nh gi¸ kÕt qu¶ m«n häc
§¸nh gi¸ kÕt qu¶ m«n häc
!
"#$%& !'()*
+ ((+,-
.(/01)(
.112345"60
$% 7 ! ,8 "9 ,
4
3
PhÇn 2: B¶o hiÓm hµng hãa xnk
PhÇn 2: B¶o hiÓm hµng hãa xnk
Gi¶ng viªn: Lª Minh Tr©m
Email:
Tel: 0926032007
4
PhÇn ii: B¶o hiÓm hµng ho¸ xnk
PhÇn ii: B¶o hiÓm hµng ho¸ xnk
:
Tµi liÖu tham kh¶o:
; <4,-,"$=>?
@; AB=@
&; A="@ C
D; E?FGG
:
Néi dung chÝnh:
FHI"44J0
FHI"@"4K>
L0M"NHO"0
5
Ch¬ng I: kh¸I qu¸t vÒ b¶o hiÓm
Ch¬ng I: kh¸I qu¸t vÒ b¶o hiÓm
I.
I.
C¸c biÖn ph¸p ®èi phã víi rñi ro
C¸c biÖn ph¸p ®èi phã víi rñi ro
ii.
ii.
C¸c kh¸i niÖm c¬ b¶n
C¸c kh¸i niÖm c¬ b¶n
III.
III.
T¸c dông cña b¶o hiÓm
T¸c dông cña b¶o hiÓm
IV.
IV.
Ph©n lo¹i b¶o hiÓm
Ph©n lo¹i b¶o hiÓm
V.
V.
C¸c nguyªn t¾c c¬ b¶n cña b¶o hiÓm
C¸c nguyªn t¾c c¬ b¶n cña b¶o hiÓm
6
I. Sù ra ®êi vµ ph¸t triÓn cña b¶o hiÓm
I. Sù ra ®êi vµ ph¸t triÓn cña b¶o hiÓm
; F409141N1+P,Q,
@; ?ON,NO4(R-0
&; SJ4,-14,"0
9>
7
I.
I.
C¸c biÖn ph¸p ®èi phã víi rñi ro
C¸c biÖn ph¸p ®èi phã víi rñi ro
;>+409141$T4,Q,
; ?,4S,Q,UVT$WX
0; >"Y"6ZR,Q,UVT$1,WWX
@;>+409141,[,Q,
; F\1,Q,UVT$TT1X
0; FH[",Q,UVT$,T]W,X
8
;
;
>+409141$T4,Q,
>+409141$T4,Q,
^_N3"Y``("$
Y"a,,Q,`("5Nb
\9R,Q,"2,
; ?,4S,Q,UVT$WX
=R"3_N"$"1
,Q,c"+S,4NH[
0; >"Y"6ZR,Q,UVT$1,WWX
=R$"(0\,Q,Z$"
(,9b\
9
@;>+409141,[,Q,
@;>+409141,[,Q,
^_N3$81_b\,Q,"2,
; F\1,Q,UVT$TT1X
:
F\1,Q,_N"$"+T)d0e,HP
NN1+PQVV
:
F\1,Q,QN"),#,HPJNN1+
PQ,Q,
?)0
F42Z"N-$9
B"91Zb5$,3(1)1f"
=R
$),#$"(P$"0gN81NH[
4,Q,b\(P
"25N*","J$
10
@;>+409141,[,Q,
@;>+409141,[,Q,
0; FH[",Q,UVT$,T]W,X
:
A1h),#",""Ni"
\124,Q,Zjb\Q
42,"1Z2W(T(P
:
UkT,WX
A-514,IQF>VV
81_RQ409141$4
11
;
;
F409141N1+P,Q,
F409141N1+P,Q,
;;>+409141$T4,Q,
; ?,4S,Q,UVT$WX
0; >"Y"6ZR,Q,UVT$1,WWX
;@;>+409141,[,Q,
; F\1,Q,UVT$TT1X
0; FH[",Q,UVT$,T]W,X
12
;;
;;
>+409141$T4,Q,
>+409141$T4,Q,
^_N3"Y``("$
Y"a,,Q,`("5Nb
\9R,Q,"2,
; ?,4S,Q,UVT$WX
0; >"Y"6ZR,Q,UVT$1,WWX
13
;@;>+409141,[,Q,
;@;>+409141,[,Q,
^_N3$81_b\,Q,
"2,
; F\1,Q,UVT$TT1X
:
F\1,Q,_N"$"+T)d0e
,HPNN1+PQVV
:
F\1,Q,QN"),#,HPJN
N1+PQ,Q,
?)0
F42Z"N-
B"91Zb5$
=R
14
;@;>+409141,[,Q,
;@;>+409141,[,Q,
0; FH[",Q,UVT$,T]W,X
:
A1h),#",""Ni"
\124,Q,Zjb\Q
42,"1Z2W(T(P
:
UkT,WX
A-514,IQF>VV
81_RQ409141$4
15
II. C¸c kh¸i niÖm c¬ b¶n
II. C¸c kh¸i niÖm c¬ b¶n
;
@; H["0
&; J$90
D; 0l>"HO0
C; NH[0
7; ?,e"40
m; nJ0
o; p30
16
;
;
UkT,WX
UkT,WX
; e"q
k
==
0iHO"$VV=a,
E,-"91_0
kT,W
U>"HONH[=X
kT,W,
U>"HO=X
=?=
17
;
;
UkT,WX
UkT,WX
; e"q
(N0iHO"J`$Z
,"N+"HO0$Tr0iHO"
"HONH[0#"b\QNH["
0 4 ,Q , Ns "2 ,Z P
NJ$9"HONH[0NsN+"$
JZ"*(130NH["0
WNJ$90NsNe;
18
;
;
UkT,WX
UkT,WX
0; \
:
("$
:
H["$Q0(,Q,
:
(T),Q,6"HO
"0T""HO0
:
( T) 12 4 ,Q ,Z j b
\ "# #""HO "0 P
Z2W(T(P
:
(09141$M"
Q,Q,J`3
19
2.
2.
§èi t*îng b¶o hiÓm (Subject-matter insured)
§èi t*îng b¶o hiÓm (Subject-matter insured)
:
ANH["M,"-,R"eT)NWRQ
,Q , - +Z "HO U"HO + ([ 3 0 X
1"(R0N+;
:
&(R?=
.?T
. F "HO b *Z 3 R"Z T5 $jWZ R 4
2
. ?,4 9 2 T) ?>Bn Q Q ( ,4
90iHO"9RJT`J"HOQ
ngêi thø ba(tQQN+"2,;
20
3.
3.
§iÒu kiÖn b¶o hiÓm
§iÒu kiÖn b¶o hiÓm
:
A T) Ne 1R ,4 9 Q "HO
0NPNH["0J4`
,Q,Zb\
$""O"
= ( T) $ g" 4 ,Q , NH[ 0
21
4.
4.
Bªn b¶o hiÓm Ng*êi b¶o hiÓm (Insurer)–
Bªn b¶o hiÓm Ng*êi b¶o hiÓm (Insurer)–
:
A1412N5",04NH
[" N" N` ," - ,R" e * P
4-5141(/NH[141(Ne;
A"HO$e_0Z("HO
,49J,Q,6==
CGAB=@ =-5141(/QB>=L
9>
>HP Fb1d
A !HP"
?b50HI"t
22
5.
5.
Bªn ®*îc b¶o hiÓm (Insured/ Assured)
Bªn ®*îc b¶o hiÓm (Insured/ Assured)
:
>"HO"=$/==113=
:
>"HONH[=+TZ?>BnZ3R"NH[=
W==
:
>"HO_HL"=NH[J0iHO"6"
=
23
6.
6.
TrÞ gi¸ b¶o hiÓm (Insurance Value - V)
TrÞ gi¸ b¶o hiÓm (Insurance Value - V)
:
A,e"40M"JQTZHO"NH[a4Ne
0M" "4 ,e ) Q T R O N $/ $
==Z+0"i13=;
?nPu"4.13(U+X
?nNsTv_"
.u"4,ef(Ru""4$\
.P#"T$"a4NeNH["4,ee,H
O"u"4,eN4"4(R=Ni"dNe
"4NH,
24
7.
7.
Sè tiÒn b¶o hiÓm (Insurance Amount - A)
Sè tiÒn b¶o hiÓm (Insurance Amount - A)
:
A$J"HONH[=NH
[ "HO = \1 Z NH[ " ," ==Z
Ma4Ne,49Q"HO=,"0i
HO"`,J=
:
P=?>Bn="HO
:
P=T
25
8.
8.
PhÝ b¶o hiÓm (Insurance Premium - I)
PhÝ b¶o hiÓm (Insurance Premium - I)
:
A$J"01,N
NH[T)0N,HP4,Q,NsNH["HO=
\1;
:
F"5
:
Vw(9130HO"NH[a4Ne(w(9
1,YQxU!X
V"=a4Ne,ITL
V14