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Đại học Ngân Hàng TP HCM
Lớp :Cao học 11B1(Niên khóa:2009-2012)
Họ và tên:Trần Huệ Chi
Kiểm tra môn :Anh Văn
Speaking Topic:
PERSONAL ACCOUNT:
DEPOSIT ACCOUNT FOR PAYMENT
I/-Hi everybody!My name ‘s Hue Chi.I’m working for the VCB HCM.You know,there
‘re many types of the personal account and today, i ‘m speaking about one of them.This
is the deposit account for payment.It ‘s a professional instrument for customer’s payment
and money management on the new modern banking technology basic.It has 4 benefits:
1-Convenient account using
2-Safe transaction
3-Financial effect
4-Added values
II/1- Convenient account using:
. Time saving, no risk of fake money.
. Easy account opening procedure, simple transaction method, caring bankers.
. Free account opening.
. Fast and safe payment thanks to the wide network of the bank.
. To transfer from deposit account to saving account and vice versa.
. To use the account balance for mortgage and loan.
.To certify the financial capacity of person traveling and studying oversea.
.Non-cash payment service with many branches nation-wide: to be entitled to use
personal account to receive any income, payment (for customer or partner) by check,
order for payment, order for receipt
.The account holder is entitled to deposit or withdraw cash and time bank notes
2-Safe transaction:
.Information regarding to customers’ deposit will be treated strict confidential. Deposit
insurance is bought by the bank at the deposit insurance company.
.Personal information is best secured.