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Business English Lesson – Advanced Level's archive
Payment Programs
1. Over the next three years, the Public Health Agency of
Canada will manage payment programs in excess
of $5 million for such programs as the Federal Initiative to
Address HIV/AIDS and the Aboriginal Head Start
programs for Aboriginal pre-school children.

community
offset
public
transfer
2. Desjardins venture capital partnership is a fund
that invests in the industrial, life sciences,
telecommunications and information technology sectors;
its mission is to support businesses demonstrating high
potential with venture capital, expert advice and access to
our network.

commercial
general
growth
limited
3. While each lending situation is unique, many banks
utilize some variation of evaluating the five C's when
making loan decisions: character, capacity, capital,
and collateral.

cash flow
closure
conditions


credit
4. If you hold securities in physical certificate form and
want to transfer or sell them, you will need to sign the
certificates or securities powers; before a transfer agent
will accept the transaction, however, it will insist on
signature in order to limit its liability if a signature
turns out to be forged.

affidavits
guarantees
verifications
witnesses
5. The Life Underwriter (CLU) is a professional
financial advisor specializing in developing effective
solutions for individuals, business owners and
professionals in the areas of income replacement, risk
management, estate planning, and wealth transfer.

Casualty
Certified
Chartered
Commercial
6. Finite real estate investment trusts (FREITs) are
a type of equity REIT which have a stated goal of
liquidating the real estate portfolio by a specific date; their
primary investment goal is to maximize potential capital
gain.

life
limit

term
time
7. John Maynard Keynes is reputed to have had
extraordinary skills as an investor in the stock market; the
index indicates that Keynes was an outstanding
portfolio manager, beating the market by a large margin.

Actim
Jensen
Merck
Ryerson
8. The Volume Index was introduced by Norman
Fosback and is often used to identify bull and bear
markets; it is based on the assumption that the uninformed
crowd dominates trading on active days and highlights
days when volume is up from the day before.

Positive
Previous
Proactive
Progressive
9. If you are self-employed or own a small business with
less than 10 employees, a Employee Pension IRA
may offer an easy-to-maintain way to help build retirement
savings for you and your employees; as with Traditional
IRAs, SEP IRA earnings grow tax-deferred until
withdrawal at retirement.

Secured
Simplified

Single
Summary
10. The software-as-a-service company began trading at
$7 (3.83) a share on the Nasdaq stock market, knocking a
few dollars off the $9 to $11 price set last month.

limit
line
range
run

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