Master the TOEIC words

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
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
Chris Quinn

®TOEICisaregisteredtrademarkofEducationalTestingService.
ThispublicationhasbeenneitherreviewednorendorsedbytheEducationalTestingService.
Master the TOEIC

TOEIC Words
|2


HowtousethiseBook

The words in this ebook are divided into Word Sets, organized by TOEIC Topics.These are words and phrases most
oftenheardinconversationsandtextsthatfocusoneachtopic.YouwillwanttostudyeachWordSetasagroup,andsee
howthewordsareusedinthe
sentencesprovided.

Notethatsomeofthewordsinthissectionhaveothermeaningsnotgivenhere.Thedefinitionsyou canfindherearefor
howthosewordsareoftenusedontheTOEIC.



1. HighlightinYELLOWwordsthatyoualreadyknowonthislist.Makesureyoucheckthedefinitionsprovidedtomakesure
youunderstandtheBusinessEnglishmeaningofeachword.

2. Forwordsyoudon’tknow,makeFlashCardstohelpyoustudyandrememberthem.Onceyoufeelyoucanrememberaword,
highlightitinYELLOW.

3. AsyoustudyEnglish,ifyouuseawordinasentenceyoucreated,highlightitinPINK!



HowtomakeFlashCards

Oneofthebestways tolearnnewwordsistocreateFlashcards,whichhaveaNewVocabularyWordononeside(along
with its Part of Speech and other words usually Related or Used with the New Vocabulary Word), along with
Definitions,ExampleSentences,Synonyms,ontheother
sideofasmallpieceofheavypaper.

MakeyourFlashcardslooklikethefollowingexample:

 FRONTOFCARD BACKOFCARD


verb
noun

auction


(related words) bid, charity, sale, donate, fundraiser

(verb) to sell something by having people offer
amounts of money.
(noun) an event where objects or prizes are sold to
the person who offers the most money.

Because our company is moving to the next state, we will be
auctioning off all of our big office equipment.

Will you attend this year’s charity auction? All the money they
raise will go towards helping homeless children.


(synonyms) none

ALWAYSCREATEFLASHCARDSBYWRITINGTHEM!Donotjustprintoutflashcardsyoufindontheinternet;and
don’tjustbuyflashcardsinthestore.Makethecardsyourself.Why?Becausewhenyoumakethemyourself,youare
helpingyourmindandbodyrememberthewordsalittlemore—justwritingthewords,definitionsandsentences
helps
yourememberthem.

Master the TOEIC

TOEIC Words
|3


IfyouarelookingforaspecificTopictostudy,lookforthatTopicintheTOPICINDEXbelow.
IfyouarelookingforaspecificWord,lookforthatWordintheWORDINDEXbelow.



TOPICINDEX

Buying&Selling#1 4
Buying&Selling#2 5

Buying&Selling#3 6

Communication#1 7
Communication#2 8

DescribingObjects,Actions&Ideas 9

DescribingPeople 10

Employment#1 11
Employment#2 12

Giving&Receiving#1 13
Giving&Receiving#2 14

Insurance 15

Mail 16

Marketing#1 17
Marketing#2 18

Meetings#1 19
Meetings#2 20


Money:CountingMoney#1 21
Money:CountingMoney#2 22

Money:Making&LosingMoney#1 23
Money:Making&LosingMoney#2 24

News&Weather#1 25
News&Weather#2 26

OfficeLife#1 27
OfficeLife#2 28

Organizations 29

Problem‐Solving
#1 30
Problem‐Solving#2 31
Problem‐Solving#3 32

ProductCreation 33

Projects&Planning#1 34
Projects&Planning#2 35
Projects&Planning#3 36
Projects&Planning#4 37
Projects&Planning#5 38

Time 39


Travel#1 40
Travel#2 41
Travel#3 42



MastertheTOEIC Buying&Selling |4

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account:(noun)Afilethatincludesallinformationaboutasinglecustomer.
 CanyoubringmetheMitchellaccount?Iwouldliketoreviewourcontractwiththem.

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auction:(verb)Tosellsomethingbyhavingpeopleofferamountsofmoney.(noun)Aneventwhere
objectsorprizesaresoldtothepersonwhooffersthemostmoney.
 Becauseourcompanyismovingtothenextstate,wewillbeauctioningoffallofourbigoffice
equipment.
 Willyouattendthisyear’scharityauction?They’regoingtohavesomegreatitemsforsaletothe
highestbidder.

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client:(noun)Someonewhobuysgoodsorservices.Synonym:customer
 Sheisoneofourmostloyalclients;shehasbeenusingourservicesforover5years.

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commission:(noun)Themoneywhichasalespersonreceivesformakingasale.
 Acarsalespersonusuallyreceivesacommissioneverytimetheysellacar.

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complimentary:(adjective)Free.

 Youwillreceiveacomplimentarytotebagwhenyoudonatemoneytopublictelevision.


confirmationsheet:(noun)Adocumentthatgivesextraproofthatsomethingthatistrue/happened.
 AfterIboughtmycameraonline,Ireceivedaconfirmationsheetalongwithmyreceipt.


contract:(noun)Awrittenagreement.(verb)Tobetemporarilyhiredtodosomething.
 Canyoudrawupacontractfortheservicesyouwillprovideourcompany?
 WewerecontractedtobuildtheannextothemainofficesofNike.


cutadeal:(verb)Tomakeabusinessarrangementorcontract.
 Iwasabletocutadealwiththecontractorandwepaidverylittleforournewkitchen.


MastertheTOEIC Buying&Selling |5


gatherdust:(verb)Tobeunusedforalongtime.
 NooneisbuyingthoseoldVCRplayers;they’rejustgatheringdustontheshelves.


instock:(adjective)Tohavesomethingreadytoselloruse.
 Thestoredoesnothaveanyprintercartridgesinstock.


inthemarketfor(something):(adjective)Tobereadytobuysomething,towanttobuysomething.
 Ihavebeeninthemarketforanewcomputerforalongtime.



invoice:(noun)Astatementlistingthepriceforservicesorproductsbought.(verb)Tosendaninvoice
forservicesorproductsbought.
 Canyousendmeaninvoicefortheorderwemadeoverthephoneyesterday?
 CanyouinvoicemefortheorderIplacedyesterday?


jackupthepriceof(something):(verb)Tomakeapricehigher.
 Thesteelcompanydecidedtojackupthepriceofsteelatthebeginningoftheyear,hopingtoincrease
theirprofits.


rebate:(noun)discount.
 WhenIboughtmycomputer,Ireceiveda$100rebateaftermailinginaformtothecomputer
manufacturer.


refund:(noun)Theamountofmoneygivenback.(verb)Togivemoneyback.
 Ifyoureturnabookwithareceipt,youcangetafullrefund.
 Canyourefundmethefullamountforthisbook?Idon’twantit.

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runshort:(verb)Tonothaveenoughofsomething.
 Theyranshortongasolineatthegasstationandhadtocloseearly.


MastertheTOEIC Buying&Selling |6


selllikehotcakes:(verb)Tosellveryquickly.

 ThechildrenʹstoysweresellinglikehotcakesduringtheChristmasseason.

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trialoffer:(noun)Anoffertouseaproducttoseeifyouwouldliketobuyit.
 Asatrialoffer,we’dliketogiveyouamonth’sworthofGatorade—ifyou’dlikemoreafterthemonth,
simplysignupforayear’ssubscription!


stock:(noun)Themerchandise/productsthatashophasinthestore.(verb)Toputmerchandiseona
shelf.
 Whatkindofstockareyoucarryingtoday?
 Couldyoustocktheshoesonaisle5?Someoftheshelvesareempty.


store:(verb)Toputawayforfutureuse.Synonym:save,stockpile.(noun)Somethingthatisputaway
forfutureuse.Synonym:stash,stockpile,reserve.
 Canyoustorethecannedfruitinthegarage,please?
 Ialwayskeepastoreofcannedfruitinthegarageincaseofemergencies.


surcharge:(noun)Anextrafeeaddedtoabill.
 Thehotelhada12%cleaningsurcharge.


warranty:(noun)Aguaranteethataproductisreliableandfreeofproblems,andthatthesellerwill
repairtheproductforfree.
 Mycomputerhasa3‐yearwarrantycoveringanyproblemsitmighthave.


MastertheTOEIC Communications |7

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accordingto(someoneorsomething):(adverb)Assaidortoldbysomeone;followingamethodor
seriesofsteps.
 AccordingtoBob,wewillmakealotofmoneythisyear.
 Wedideverythingaccordingtothetermsofouragreement.


busysignal:(noun)Aseriesofsharpbuzzingtonesheardonatelephonewhenthenumbercalledis
alreadybeingused.
 WhenItriedtocallmymother,allIgotwasabusysignal.

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consult:(verb)Toasksomeoneforadviceregardinganon‐personalissue/problem.
 Iwouldliketoconsultwithmyaccountantbeforeproceeding.


cutoff/cut(someoneorsomething)off:(verb)Tointerruptsuddenly.
 TheofficemanagercutmeoffasIwastryingtoexplainwhyIwaslate.


extension:(noun)Anadditionaltelephonesetthatisconnectedtothesametelephoneline.
 Ourofficehas5differentextensions,oneforeachdepartment.


first‐handknowledge:(noun)Knowledgefromhavingpersonallyseen,heard,ordonesomething.
 Heknewtheelectionwasfairbecausehehadfirst‐handknowledgeofhowthevoteswerecounted.


gossip:(noun)Theactionoftalkingaboutpersonalorsensationalinformationaboutsomeoneelse.

(verb)Togivepersonalorsensationalinformationaboutsomeoneelse.
 ThegossiparoundtheofficeisthatBarbaraandMichaelaredating,eventhoughBarbaraishis
manager.
 Danielisalwaysgossipingwithco‐workersandmostofwhathesaysisnottrue.


hotline:(noun)Atelephonelinethatgivesquickanddirectaccesstoasourceofinformationorhelp.
 Callourfreehotlinenowtoreceivefreeinformationonhowyoucansavehundredsofdollarstoday!


inblackandwhite:(adverb)Written.
 Thecompanyrefusedtodealwiththecustomerʹscomplaintsuntiltheywereputinblackandwhite.

MastertheTOEIC Communications |8


negotiations:(noun)Aseriesofdiscussionsintendedtoproduceanagreement.
 WewillopennegotiationswithRussiaregardingsellingtheiroilinourcountry.


outoftheloop:(verb)Tonotbeinvolvedinsomething,ornotbereceivinginformationsharingabout
something.
 Iwasoutoftheloopduringthenegotiationsanddidnotknowwhatwasgoingon.


put(someone)onhold:(verb)Todisconnectsomeonetemporarilyfromthetelephone.
 Iphonedthebankbuttheyputmeonholdbeforesomeonespoketome.


re:(noun)Regarding(usedonemailmessagesandmemos).Synonym:topic,about

 To:
From:
Re:HowtofixIraq


recipient:(noun)Someonewhoreceivessomething.
 WhoshouldbetherecipientofthisletterI’mwriting?


rotaryphone:(noun)Anold‐stylephonewithadial,notbuttons,foritsnumbers.
 Mygrandmastillusesarotaryphoneatherhouse.


second‐hand:(verb)Havingknowledgebecausesomeoneelsesaw,heardordidsomething.
 Becausehewasnotatthevotingstation,heonlyhassecond‐handknowledgeofhowthevotingwent.


toll‐free:(adjective)Nocostfordoinganaction.
 Ourcustomerservicephonenumberistoll‐free,sodon’thesitatetocontactus.


touchtonephone:(noun)Anphonewithbuttonsforitsnumbers.
 Ifyouhavetouchtonephone,pleaseenterthenumberofthepersonyouwithtoreach.


wordprocessing:(noun)Typingonacomputer.
 Ineedtotakeawordprocessingclassthissummertoimprovemytypingspeed.
MastertheTOEIC DescribingObject,Actions&Ideas |9



consistent:(adjective)Notcontradictory;notchanging.Synonym:compatible,reliable,unchanging,
constant
 Bobisconsistentlylatetowork.


credit:(verb)Toberecognizedashavingperformedanaction.(noun)Recognitionorapprovalforan
act,ability,orquality.
 AbrahamLincolniscreditedwithfreeingtheslavesintheUnitedStates.
 Hereceivedcreditforhelpinggetthenewlawpassed.


flyingcolors:(noun)Completesuccess.
 Ipassedthetestwithflyingcolors.


historic:(adjective)Havingimportanceinorinfluenceonhistory.
 TheelectionofBarackObamawasanhistoricmomentinAmericanhistory.


innovative:(adjective)Newandunusualindesignormethod.Synonym:creative,original,fresh,new
 Nikeworkersarealwaysveryinnovativeintheirshoedesigns.


landmark:(adjective)Historicallyimportant.
 ThemergerofMicrosoftandYahoowasalandmarkeventinthehistoryofcomputers.


ominous:(adjective)Hintingthatanevilortragicthingwillhappen.
 Thereareominoussignsthattheeconomywillgodownnextyear.



outstanding:(adjective)Superiortoothersofitskind;ofmajorsignificanceorimportance.Synonym:
prominent,exceptional,extraordinary,remarkable,awesome.(adjective)owedasadebt.
 Shemadeover$1millionlastyear—sheisanoutstandingsalesperson!
 VISAsaysIhaveanoutstandingbalancefromlastmonthwhichIneedtopaybythe15
th
ofthismonth.


suit:(adjective)Tomeettherequirementsofsomething,tobeacceptable.Synonym:fit,satisfy.
 Wespentallafternoonlookingforadresstosuitmywife’sneeds.


MastertheTOEIC DescribingPeople |10


esteem:(verb)Tobeseentohavevalueandworth.Synonym:admire,respect.
 Becauseofhisworksavinglives,myfatherishighlyesteemedinthemedicalfield.


field:(verb)Thecategoryofwork/subjectthatsomeoneworksinorstudies.
 Ihaveworkedfor15yearsinthefieldofchildhoodeducation.


homemaker:(verb)Apersonwhodoesnothaveajob,butdoesstayhomeandtakecareoftheir
house.
 Mymotherwasahomemakerfor18yearsandonlygotajobafterIleftforcollege.


illustrious:(noun)Wellknownandverygreat.

 Becauseofherbadbehavior,BritneySpearsisnotaveryillustriousstar.


indispensable:(adjective)Absolutelynecessary.Synonym:essential,required,requisite.
 Becauseofhisgreatsuccessinselling,heisanindispensablememberofoursalesstaff.


meanbusiness:(verb)Tobeserious.
 Ourbossmeansbusinesswhenhetellseveryonetoworkharder.


quickwithnumbers:(adjective)Tobeveryskilledatdoingmath.Synonym:goodwithnumbers.
 Ifyouhavedifficultycompletingyouraccountsthismonth,askMarshaforhelp;she’squickwith
numbers.


renowned:(adjective)Famous.Synonym:famed,illustriou s,celebrated
 Appleisrenownedforitsmusic‐playingdevices.


reputation:(noun)Thequalitiessomeoneorsomethingisknownfor.
 Shehasareputationforcharmingclients.


rolemodel:(noun)Apersonwhoisagoodexample(inbehavior)foranotherpersontocopy.
 BarakObamaisawonderfulrolemodelformychildren.

MastertheTOEIC Employment |11



analyst:(noun)Someonewhoisskilledatanalyzinginformationanddata.
 I’llneedtocheckwithourbudgetanalystbeforeapprovingyourrequestforgivingmoremoneytothe
researchdepartment.


benefit:(noun)Somethingacompanygivesemployeesotherthansalary(ex.,healthinsurance,free
parking).Synonym:perk.
 Ourcompanyoffersagenerousbenefitspackagetoallemployees,includingmedical,dentalandvision
insurance.


candidate:(noun)Someoneorsomethingthatisconsideredforsomething.(noun)Apoliticianwhois
runninginanelection.
 Aheartattackwasthelikeliestcandidateforthecauseofhisdeath.
 In2008,BarackObamawastheDemocraticcandidateforpresidentoftheUnitedStates.


CEO:(verb)ChiefExecutiveOfficer,thehighest‐rankingpersoninacompanyororganization,
responsibleformakingday‐to‐daydecisions.
 TheCEOhadbeendoingsuchaterriblejob,thathewasforcedtoretireearly.


entrepreneur:(noun)Apersonwhostarts,manages,andtakestheriskofrunningtheirownbusiness.
 Websitedesignisafieldofworkfullofmanysmallentrepreneurstryingtogetrich,butmanyfail.


humanresources:(noun)Theofficeinsideacompanyresponsibleforhelpingemployeeswith
problems.
 Thehumanresourcesdepartmenthelpedmechoosemymedicalinsuranceplan.



overtime:(noun)Hoursworkedbeyondtheregularschedule.
 Becauseofthetaxfilingdeadline,ouraccountantshavebeenworkingovertimetocompletethetax
reportontime.

perk:(noun)Somethingacompanygivesemployeesotherthansalary(ex.,healthinsurance,free
parking).Synonym:benefit.
 OneoftheperksIgetformyjobisfreeparkingdowntown,whichsavesmealotofmoney!
MastertheTOEIC Employment |12


personnel:(verb)Thepeoplewhoworkforeacompany.
 DuringtheChristmasseason,weneedtohiremorepersonneltohelpwiththedemandforserviceatour
stores.


promotion:(noun)Theadvancementofapersonhigherupwithinacompany.
 Iamhopingtogetapromotionasaresultofallmyhardworkforthecompanythislastyear.


resign:(verb)Tovoluntarilyleaveaposition.
 Vanessaresignedaftershefoundoutshewouldnotgetaraisethisyear.


seasonalwork/job:(verb)Ajobthatisonlyavailableatcertaintimesoftheyear.
 Hehasaseasonaljobworkingattheislandresort;duringtherestoftheyearheisonthemainland.


takeapaycut:(verb)Toacceptadecreaseinoneʹssalary.
 Thetelephoneworkerswereforcedtotakeapaycutaftertheunsuccessfulstrike.



seniority:(noun)Thelengthoftimesomeonehasbeenatacompany.(noun)Thequalityofhaving
beenatacompanyforalongtime.
 HowmuchsenioritydoyouhavecomparedwithMark?
 Havingbeenherethelongest,Janethasthemostseniorityofallofourstaff.


subordinate:(noun)Apersonoflowerrank/levelinacompany.
 Besuretotellyoursubordinatesthatyouwillbeobservingtheirworknextweek.


terminate:(verb)Toendacontractsuddenly.(verb)Tobefiredfromajob.
 IterminatedmygymmembershipbecauseIneverusedit.
 Becauseofhispoorleadership,theboardofdirectorsterminatedtheCEOlastmonth.


turnover:(noun)Therateatwhichpeopleleaveanorganizationandarereplacedbyotherpeople.
 Becausewetreatouremployeessowell,wehaveaverylowturnover.


MastertheTOEIC Giving&Receiving |13


bail(someone)out/bailout:(verb)Tohelporrescueacompany/personwithfinancialproblems.
 Thebankwasbailedoutbythegovernmentinordertomaintainstabilityintheeconomy.


borrow:(verb)Totemporarilyusesomethingwithoutpayingforitsuse.
 BecauseIdon’thavemyowncar,Iamalwaysborrowmybrother’scar.



compensation:(noun)something(suchasmoney)givenorreceivedaspaymentbecauseoflossor
injury.
 Thefamiliesofdeadsoldiersshouldreceivesomecompensationforthelossoftheirlovedones.


donate:(verb)Topresentsomethingasagifttoacharityorcause.Synonym:contribute,give.
 Idonatedmycartothechildren’shospitallastyear.


fundraiser:(noun)Aneventwhosegoalistoraisemoney.
 TherewasafundraiserlastnighttohelpchildrenstarvinginAfrica.


interest:(noun)Apercentagechargeforaloan.
 TheamountofinterestIhadtopayforthisloanisalmostequaltotheloanitself.


lease:(noun)Awrittenagreementtorentsomething.(verb)torentsomethingforaspecificamountof
time.
 TheleaseonmycarstatesthatIneedtopay$200amonth.
 Insteadofbuyingmylastcar,Idecidedtojustleaseit.


MastertheTOEIC Giving&Receiving |14


lend:(verb)Toletsomeoneborrowsomethingwithoutpayingforitsuse.
 Ilendmyneighbormylawnmowerwheneverheneedstocuthislawn.



loan:(noun)Asumofmoneylentatinterest.(verb)Tolend.
 Ineededtotakeoutahugeloantopayforthecar.
 Canyouloanmeyourcar?Ineedtotakeareporttotheheadoffice.


mortgage:(noun)Adocumentstatingthevalueofaloangivenforpurchasingapieceoflandora
building;adocumentstatingwhoownsapieceofland.
 Iwillbepayingoffthemortgageformyhouseinthirtyyears.


philanthropist:(noun)Apersonwholovesmankind,apersonwhoworkstohelpotherswithasking
formoney.
 BillGateshasbecomequitethephilanthropistsinceleavingMicrosoft.


poverty‐stricken:(adjective)Sufferingfrompoverty,extremelypoor.Synonym:destitute,
impoverished.
 TherearemanypeopleinSouthAmericawhoarepoverty‐strickenandcannotfindenoughfoodtoeat.


underprivileged:(adjective)Economicallyandsociallybelowastandardlevel.
 Becausethereareoftennotenoughjobsforparents,therearemanyunderprivilegedchildreninbig
cities.


MastertheTOEIC Insurance |15



deductible:(noun)Theamountofapersonneedstopaymustpayeachtimebeforereceivingbenefits
frominsurance.
 IfIwanttofixmycarwindow,Ionlyhavetopaya$50deductible‐‐myinsurancecompanypaysthe
rest!


fullcoverage:(noun)Atypeofinsurancethatoffersprotectionagainstalmostallaccidentsor
problems.
 WhenIrentacar,Ialwaysbuyfullcoverageincasesomethingbadhappens.


policy:(noun)Awrittencontractforinsurance.
 ThepolicyonmyhousestatesthatIamresponsibleforanydamagecausedbyaflood.


premium:(noun)Theamountofmoneypaideachyearormonthtomaintainaccesstoaservice.
 IhavetopaythepremiumformycarinsuranceeveryJuneandDecember.



MastertheTOEIC Mail |16


C.O.D.(cashondelivery):(adverb)Paymentisdueatthetimeofdelivery.
 IneedtopayC.O.D.forthetelevisionsetwhenitarrives.


courier:(noun)Apersonorcompanyhiredtohand‐delivermail.
 Wehiredacouriertodeliverthelettertothepresidentofthecompany.



fragile:(adjective)easilybreakable.
 Thisboxofglasswareisveryfragile,sobecareful!


metered(mail):(adjective)Mailthathasbeenmarkedbyamachinethatprintstheproperpostalrate
onthemailpackage.
 Becausetheselettersaremeteredwedon’thavetowastetimeputtingstampsonthem.


moneyorder:(noun)aslipofpapergivenbyabankorpostofficeallowingsomeonetoreceivea
specifiedamountofcash.
 IneedtocashthismoneyorderfrommymotherbyTuesday.


parcel:(noun)Apieceofmailthathasbeenwrappedorpackaged.
 Aparcelarrivedinthemailtoday;itwasabirthdaypresentfrommymother!


registeredmail:(noun)Atypeofmailwithanumbergiventoitthatallowsittobefollowed.
 Couldyoupleasesendtheinvoiceasregisteredmail;Iwouldliketotrackitinroute.


scale:(noun)Amachineusedtoweighpackagesandletters.
 Becausethescaleisbroken,we’llhavetotakethispackagedowntopostofficetoseehowmuchitwill
costtosend.


snailmail:(noun)Paperorphysicalmailservice.
 Somepeoplestillinsistonusingsnailmaildespitethefactthate‐mailsaremuchquicker.



sort:(verb)Toseparateintodifferentgroups.
 Weneedtosorttheselettersbyzipcodebeforesendingthemout.
MastertheTOEIC Marketing |17


brand:(noun)Anameidentifyingacompanyorproduct.
 MyfavoritebrandoficecreamisBreyers;theyhavesomanygreatflavors.


brochure:(noun)Asmallbookletorpamphlet.Synonym:booklet, folder,leaflet, pamphlet.
 Haveyoureadthenewestbrochureonthisyear’scarmodels?


contact:(noun)Apersonwhocanhelpprovidingcommunicationbetweentwopeopleorgroups;
communicationbetweentwopeopleorgroups.(verb)Tosucceedincommunicatingwith
someone.Synonym:reach,getaholdof,getintouchwith.
 IfyouneedtocallMicrosoft,Ihaveacontactwhomighthelpus.
 I’vehadlittlecontactwithmymotherthisyear.
 Ineedtocontactourcompanypresident.


demand:(noun)Theamountofagoodorservicethatconsumerswanttopurchase.
 Becauseofhigherunemployment,thedemandfornewhomeshasdroppedsubstantiallysincelastyear.


display:(noun)Somethingshowntothepublic.(verb)Toshowsomethinginapublicsetting.
 TheChristmasdisplayinthewindowhadallkindsofdecorations.
 Attheconvention,wedisplayedallourproductsatourbooth.



drumup:(verb)Tomakesomethinghappenbycontinuouseffort.Synonym:gather.
 Wesentpeopletothemalltopassoutfliersaboutourstoretotryanddrumupsomebusiness.


hit:(noun)Asuccessfulorpopularproductoractivity.
 AmericanIdolwasoneofthesurprisehitsof2002;noonecouldpredictitwouldbecomesopopular.


insert:(noun)Somethinginserted(likeapictureorchart)intoabrochureorbook.(verb)Toput
somethingintosomethingelse.
 Thenewspaperhasaninsertfullofcouponsforthegrocerystore.
 Insertthekeyintothelock,thenturnittoopenthedoor.
 Ineedtoinsertapictureintothisemail.


MastertheTOEIC Marketing |18


leaflet:(noun)Asmallbook,usuallywithapapercover.Synonym:booklet,brochure,folder,
pamphlet.
 Duringtheconvention,weneedvolunteerstohandoutleafletspromotingourproducts.


pamphlet:(noun)Asmallbookletorpamphlet.Synonym:booklet,folder,leaflet,brochure
 Shewaspassingoutinformationalpamphletstovisitorsattheconference.


promotion:(noun)Anactivityusedtoincreasethevisibilityofaproductorservice.

 Weneedtothinkofacreativepromotiontohelpsellournewlineofcomputers.


prospect:(noun)Apotentialcustomerorcandidateforsomething.
 Ithinkthewomanwhojustleftisagoodprospectforournewlineoffootwear.


putout:(verb)Tosendoutaproductforsale;tosendoutinformation.
 Theclothingstoreputsoutacatalogeverymonthforthecustomers.


salesforce:(noun)Agroupofpeopleinvolvedinthesellingprocess.
 Wedoubledthenumberofpeopleinoursalesforceafteropeningtennewstores.


targetmarket:(noun)Aspecificgrouportypeofpersonaproductisdesignedfor.
 Thetargetmarketforournewlineoftoysisten‐totwelve‐yearolds.


trend:(noun)Thegeneraldirectioninwhichsomethingisgoing;acurrentstyle.
 Thecurrenttrendamongyoungmenistowearpantsthathangsolowtheyalmostfalloff.


MastertheTOEIC Meetings |19


adjournameeting:(verb)Toendameeting.
 Wedecidedtoadjournthemeetinguntilthenextdaywhenthemanagerwasbackintown.



agenda:(noun)Alistoftopics/issuestobediscussedordealtwithatameeting.
 Whatisontheagendafortomorrow’smeeting?


backandforth:(adverb)Backwardsandforwards,firstonewayandthentheotherway.
 Thetwosidesarguedbackandforthbeforethejudgefinallysteppedinandmadeadecision.


boardofdirectors:(noun)Agroupofpeoplechosentooverseetheactionsofacompanyorlarge
institution(likeacollege)
 Becauseofhispoorperformance,theBoardofDirectorsfiredthecompany’sCEO.


callameetingtoorder:(verb)Tostartameeting.
 Oursupervisorcalledthemeetingtoorderwheneveryonearrivedintheconferenceroom.


closed‐doormeeting/session:(noun)Ameetingwhereonlycertainpeopleareallowedtoattend.
 Becausewewilldiscussasensitivesubject,tomorrow’smeetingwillbeaclosed‐doorsession.


constructivecriticism:(noun)Criticismthatisnotharshandtriestohelpmakesomethingbetter.
 Philalwaysgivesconstructivecriticism;henevermakesusfeelbadwhenwemakemistakes.


cutshort:(verb)Tointerruptorstopbeforeitisfinished.
 Thespeechbyourmanagerwascutshortwhentheelectricitywentoffinthebuilding.


MastertheTOEIC Meetings |20


feedback:(noun)Theresponsesomegiventoaninquiryorexperiment.
 Inordertomakeourhotelbetter,pleasegiveusfeedbackonif(andwhy)youenjoyedyourstayhere.


havethefloor:(verb)Tohavepermissiontospeakinameeting.
 Thepresidenthadthefloorforalmostanhourduringthemeeting.


open‐doormeeting/session:(noun)Ameetingwhereanyoneisallowedtoattend.
 Inordertoavoidtheappearanceofsecrecy,ourannualbudgetmeetingsarealwaysopen‐doormeetings.


panel:(noun)Agroupofpeoplegatheredtodiscussanissue.
 Attheconferencetherewasapaneldiscussionondevelopingnewsourcesofenergy.


podium:(noun)Asmallpieceoffurniturepeoplestandbehindwhilespeaking.
 I’mmorecomfortablespeakingtoalargegroupfrombehindapodium.


solicit:(verb)Torequest.
 TheCEOsolicitedideasfromtheboardmembersaboutwhatnewlocationsthecompanyshouldopen
storesin.


symposium:(noun)Ameetingorconferencefordiscussionofatopic.
 NextmonthI’llattendasymposiumonglobalwarming,andwillevenconductapresentation.



tableadiscussion:(verb)Topostponeadiscussionuntilalatertime.
 Wetabledthediscussionaboutraisingemployeesalariesuntilthenextmeeting.


takeminutes:(verb)Towritedowntheproceedingsofameeting.
 BecauseIcanwritefast,Iusuallytakeminutesatthemonthlysalesmeetings.


MastertheTOEIC CountingMoney |21


accountant:(noun)Apersonwhokeepstrackofmoneyforacompanyorperson.
 Ineedtoaskmyaccountantaboutwhetherwecanaffordthenewcopier.


asset:(noun)Ausefulorvaluablequality,person,orthing.
 YourEnglishskillsareavaluableassetforthecompanyyouworkfor.


balance:(noun)Theamountofmoneythatremainsafteraparthasbeenused,paidorsubtracted.
 Becauseweonlypaidthe$200depositonthe$1000conferenceroomrentalfee,westillneedtopaythe
$800balance.


ballparkfigure/estimate:(noun)Aroughestimateorfigure.
 Thecontractorgaveusaballparkfigureforthecostofrepairingthenewbuilding.


bookkeeping:(noun)Thepracticeorprofessionofrecordingthemoneygoingintoandoutofa

business.
 EveryDecemberisthebusiesttimeofyearforourbookkeepingdepartment.


denomination:(noun)Acategoryofmoney/coinsallwiththesamevalue.
 Cashregistershavecompartmentsforbillsofdifferentdenominations.


distribution:(noun)Thedivisionofmoney,materialorservicetovariousseparategroupsor
individuals.
 Becauseofdifferingneeds,therewillnotbeanequitabledistributionofmoneytoallthedepartments.


estimate:(noun)Anapproximateamountofsomething.(verb)Tocalculateanapproximateamountof
something.
 Thearchitectgaveanestimateastohowlongitwouldtaketobuildthehouse.
 Thearchitectestimateditwouldtakethreemonthstobuildthehouse.


MastertheTOEIC CountingMoney |22


exchangerate:(noun)Thevalueofonekindofcurrencycomparedtoanother.
 TheexchangeratebetweenthedollarandtheyenisfavorabletotheJapanesetourist.


figures:(noun)Numbersrelatedtomoneyortheamountofsomething.
 Weneedtolookoverlastmonth’sfigurestoseeifwemadeaprofit.



fiscal:(adjective)Financial;relatedtomoney.
 Thegovernmenthasafiscalresponsibilitytomakesureinflationdoesn’tincreasetoofast.


itemize:(verb)Todivideabillintoseparatepricesforeachitem.
 Afterweitemizedtheinvoice,wedeterminedthatmostofthecostcamefromonlyoneitem.


netincome:(noun)Theprofitaftertaxesandotherexpenseshavebeenpaid.
 Imadeanetincomeof$3,600lastmonthafterfiguringoutthecostofourofficemove.


overhead:(noun)Allcostsofrunningabusinessotherthanwagesorrawmaterial.
 BecauseIonlysellinformation,myonlinemarketingcompanyhasaverylowoverhead.


spreadsheet:(noun)Adocumentwithrowsandcolumnsforrecordingfinancialinformation.
 IuseaspreadsheetprogramonmycomputertorecordwhatIbuyandsellformybusiness.


statement:(noun)Awrittendocumentlistingpurchasesandpayments.
 Mybankstatementissenttomeonthe20
th
ofeverymonth.


MastertheTOEIC Making&LosingMoney |23


bankrupt:(noun)Unabletopayyourdebts,andlegallyfreefrompayingthem.

 Aftersufferingheavylosseslastyear,ourcompanyfinallywentbankrupt.


breakeven:(verb)Tohaveexpensesequaltoprofits.
 Afteronlythreemonthsthenewcompanywasabletobreakevenandbegintomakeaprofit.


buyastakein(something):(verb)Tobuypartownershipofacompanyorotherenterprise.
 Thebankisplanningtobuyastakeinthesmallstocktradingcompanysothattheycaneasilygetinto
theinvestmentindustry.


buyoff(someone):(verb)Touseagiftormoneytodivertsomeonefromtheirdutyorpurpose
(similartoabribeandsometimesillegal).
 Thelanddevelopertriedtobuyoffthecityplannerswith$5000foreachofthem,butwasnotsuccessful.


buyout(someone):(verb)Tobuysomeone’sshareofacompanyorprojectinordertoremovethem
fromownership.
 Thelargetextilecompanydecidedtobuyoutthesmallertextilecompanyinordertogetridofa
competitor.


cost‐effective:(adjective)Beingcheapertomake(oruse)thansell(orbuy).
 Rightnowitisnotcost‐effectivetobuyanelectriccar.


debt:(noun)Theamountofmoneysomeonehasborrowedandneedstorepay.
 Thenationaldebthasrisenthisyeartonearly$10billion.



deposit:(noun)Apartialorinitialpaymentforsomething.(verb)Toputmoneyintoabank.
 Weputdownadepositof$1000towardthepurchaseofournewhouse.
 Idepositedmoneyintomycheckingaccountyesterday.


MastertheTOEIC Making&LosingMoney |24


intheblack:(adjective)Tobesuccessful,tobemakingmoney,tobeprofitable.
 ThetoycompanyfinishedtheyearintheblackthankstoincreasedsalesduringChristmas.


inthered:(adjective)Tobelosingmoney,tobeunprofitable.
 Sadly,thetruckingcompanyhasbeenintheredsincethepriceofgasolinebegantoriserapidly.


income:(noun)Theamountofmoneymadewithinatimeperiod(week,month,oryear).
 Ourcompanyhasdoubleditsincomecomparedtolastyear’sfigures.


overdraft:(noun)Theamountbywhichwithdrawalsfromabankaccountismorethandeposits.
 Youmaywishtosignupforoverdraftprotectionwithyourcheckingaccounttoavoidfeesforaccidently
writingtoomanychecks.


profit:(noun)Moneythatremainsafterexpensesaresubtracted.(verb)togainsomething.
 Weexpecttomakestrong,long‐termprofitsonthenewhousingdevelopment.
 Iprofitedgreatlyfrommycollegeeducation—nowIamaprofessoratauniversity.



revenue:(noun)Thetotalamountofmoneyreceivedbythecompanyforgoodsandservices.
 Ourrevenuehasincreasedby50%sincelastyearthankstoincreasedawarenessofourserviceswithin
Europe.


withdrawal:(noun)Theremovalofmoneyfromanaccount.
 Thecreditcardcompanymakesautomaticwithdrawalfrommybankonthe4
th
ofeverymonth.


MastertheTOEIC News&Weather |25


allege:(verb)Tosuspectbutnotyetproventrue.
 ItwasallegedthatthecrimewascommittedbyMrs.Smith,butthereislittleproofthatshedidit.


arrest:(verb)Tocaptureandholdsomeonewiththeauthorityoflaw.
 Thegentlemannextdoorwasarrestedyesterdayundersuspicionofburglary.


breakingnews:(noun)Newsthatishappeningrightnow.
 MyfavoriteTVshowwasinterruptedbybreakingnewsregardingthecrashofthespaceshuttle.


bystander:(noun)Apersonwhoispresentataneventbutnotparticipatinginit.Synonym:observer,
onlooker,spectator,witness.
 Thepolicequestionedallthebystandersafterthebankwasrobbed.



editorial:(noun)Anarticle/essayinanewspaper,onTV,orontheradiothatgivestheopinionofthe
writer.Synonym:commentary,column.
 Didyoureadtheeditorialthisweekendinthenewspapercriticizingourgovernor?


eye‐witness:(noun)Someonewhoseesaneventandreportswhathappened.Synonym:witness.
 Becausehewasinthebank,heisaneye‐witnesstotherobbery.

