Do you spend money as they come or save the1

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Do you spend money as they come or save them?
To enjoy one`s money as soon as he or she earns it is not
practical to me. Since one cannot foresee the future, a person
should save some money for emergency, lifelong dreams, and
the needy.
First of all, if one has savings, one will not need to worry about the
future. From TV and newspapers, we learn that accidents happen
everyday. How can we be certain that we will not encounter some
misfortune like that? How do we know how much money we will
need in order to survive or to solve the problems we are faced
with? Money is definitely should be saved for one need it to handle
the unpredictable situations.
Besides, if we save our money instead of spending it immediately,
we can use it to pursue our lifetime dreams. Take me for example,
I had a part-time job and have saved some money in order to
achieve my goal--to go to the US for graduate studies. If I did not
save the money, I probably will not have a chance to fulfill my
ideal. My friend Kelly also has a dream that she wants to travel
around the world. Think about it! How much will it cost? Too
often, with little money saved, one`s personal goal or dream is hard
to be accomplished.
Also, money can help a lot of people. Whenever I go the or phage,
I always feel that I should work harder, saving more money to help
those children. Buying something they need, I see glimmers of
hope in their eyes. In this world, there are too many helpless
people such as refugees, orphans, and the senior citizens that need
our assistance. We can

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never turn a blind eye to the situations of them. Therefore, I believe
that donating money on these poor people is much more meaningful
than spending money on things we do not necessarily need.
We can never know when we have to use a large amount of money.
Therefore, the best way is to keep the money in our accounts for those
possible incidents in the future. With enough savings, we will not be
struck with panic when encounter accidents, we can make our dreams
come true, and help those who need our assistance.