Do you spend money as they come or save the4

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Do you spend money as they come or save them?
Whether to save money to enjoy it will totally depend on what`s
outside and personal condition. From my understanding and
experience, using money properly is much more important than
just saving it.
Firstly, money itself do not have very little value. The value of
money presents when owner use it. If you use it to buy good food,
it will benefit your health; if you use money to travel, you will
increase your experience; if you buy gifts to your friends, you will
get friendship; if you pay money to good school, you will gain
knowledge. But if you just save it, it will not give you any real
benefits. So, let us enjoy the value of what money can bring to you,
instead of enjoying the increased number that saving can provide.
Secondly, in a mature society, various finance organization will
help you handle most of the special difficult time. To make sure
you can survive when you are sick or disabled or old, you should
buy those insurance. To have big money to pay for elite school,
you can apply for a education loan. You want house, no problem,
mortgage company can help me, so many zero down payment,
zero cost finance. When you lost job, you can get unemployment
check for at least half year, maybe even longer. That`s also one of
the reason that US person has very small amount of saving. After
pay for those finance organization, the money come to your hand
is what you should spend.
In the third place, no one knows tomorrow, too many saving
actually take a lot of risk. Incident dying, inflation or country
turning over all can get rid of your saving. I believe all the people
who lived through 80s and 90s will remember how the inflation ate
most of

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your saving. So do not take too many risk, instead, let those finance
organization to take.
More over, saving money is also not good for a nation`s economy.
If everyone spend very small amount of money, then a lot of goods
or service will have no customer, which will cause those company
to cut cost, layoff workers, and cause less income for the residents
in that country, which will cause everyone spend less. This is
something like spiral deflation, and it is very dangerous for a
economic entity. On the contrary, if everyone spends as much as
they can, then more money will come to companies, which will hire
more workers and raise the salary, and pour more money to the
invidious in that country.
On the whole, save money is an inactive life style, it looks safe, but
actually it may cause you lose what you are suppose to get. Instead,
we should enjoy our fruit from your hard working, improve ourselves,
and enjoy the beauty of the life. And spend properly will also help our
society, and it will eventually help everyone.