Đề thi anh văn hay nhất

TRƯỜNG ĐẠI HỌC NGÂN HÀNG TP HCM
KHOA NGOẠI NGỮ
BỘ MÔN TIẾNG ANH KHÔNG CHUYÊN

ENGLISH FOR BANKING AND FINANCE
FINAL TEST
Duration: 60 minutes
Part A. Vocabulary (15 pts)
Match the words with the correct definitions. (10 pts)

I.

1. one-off deal
2. product range
3. speculation
4. after-sales service
5. expert
6. assessment
7. output
8. turnover
9. subsidiary
10. track record

1.
6.

a)
b)
c)
d)
e)

f)
g)
h)
i)
j)

A person highly skilled and knowledgeable in one subject or activity
Repairs and checking provided after a product has been sold
The business of a company
The total value of sales of a company in one year
The total production of a company
A business deal which could make a big profit but is very risky
A company owned by another company
A judgment or evaluation
A list of the different things made by a company
A single deal which is not repeated for a long time

2.
7.

3.
8.

4.
9.

5.
10.

Fill in the blank with the correct form of the words given in brackets. (5 points)

II.

1. Banks have to make ______ for bad debt. (provide)
2. The Central Bank tried to control inflation by imposing a ______ squeeze on the banking system.
(creditor)
3. He bought it for next to nothing in a _____. (sell)
4. Several ______ went bankrupt last year. (compete)
5. The situation gives rise to the problem of debt _____. (collect)
1.
4.

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2.
5.

3.

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Part B. Structures (15 pts)
Choose the best alternatives to complete the sentences.
1. The bank is…………….a minimum rate of 8 per cent for the loan.
A. charging

B. providing

C. giving

D. paying

C. at

D. for

2. I lent her the money …………….my own risk.
A. with

B. by

3. They wrote to the bank asking it to …………….a credit of $10,000 for one year.
A. provide

B. sell

C. make

D. take

C. offer

D. lent

4. Banks …………….available means of payment.
A. give

B. make

5. It helps to know …………….advance when you are going to get paid.
A. for

B. at

C. with

D. in

C. create

D. give

6. Every business needs to …………….sales.
A. make

B. get

7. You can …………….cash at any time of the day or night.
A. provide

B. become

C. grab

D. obtain

8. Some cash machines…………….information about accounts.
A. give

B. make

C. reveal

D. retain

C. cash

D. fund

9. We need the money to………………production.
A. pay

B. finance

10. Banks …………….secret all information about their customers.
A. maintain

B. hold

C. keep

D. reveal

C. awarded

D. credited

11. They …………….the money to his wife’s account.
A. paid

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B. reward

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12. Payment…………….some form of non-cash instrument is very common.
A. on

B. through

C. by

D. in

13. Nowadays it is easier to …………….money from your account than to pay money in.
A. draw

B. take

C. remove

D. bring

14. If everything is acceptable the computer …………….. payment to the Central Switch.
A. guarantees

B. examines

C. checks

D. authorizes

C. placed

D. lied

15. She …………….the cheques in her account.
A. put

1.
6.
11.

B. deposited

2.
7.
12.

3.
8.
13.

4.
9.
14.

5.

10.
15.

Part C. Reading Comprehension (20 pts)
I. Read the text below and then write T or F for each the statements that follow. (5 pts)
DOCUMENTARY COLLETIONS
This method of getting payment is popular because it is very simple and cheap to operate.
The exporters ship the goods and send the shipping documents and draft Bill of Exchange to their
bank. Their bank sends them to a bank in the importers’ country for collection. That bank tells the
importers that the documents have arrived and they may then give an advance (=payment ahead of
time) to the exporters for the draft. Meanwhile they negotiate acceptance or payment of the draft with
the importers. The importers find a bank to accept payment, if it is a tenor draft, or pay it immediately,
if it is a sight draft.

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The bank is not responsible for checking the correctness of the documents. If the bank has provided
an advance, it should have a letter of hypothecation from the customer which gives the bank the right
to sell the goods if the importers default.
1. With the documentary collection method, the bank becomes the owner of the goods. ____
2. The price of the goods is negotiated with the bank. _____
3. A Bill of Exchange may be used. ____
4. The bank bears no responsibility if the goods are lost or damaged. ____
5. The bank must check the correctness of the shipping documents. ____

II. Read this email and answer the questions. (15 pts)
To: Jane White

From: Pierre Bernard
Re: Alan’s visit to Paris
Dear Jane
I am writing to confirm some of the details of Alan’s trip to Paris next week. He is arriving at
10.30 on Monday morning and I will meet him at the airport and take him to his hotel, the Hotel
de Varenne in the Rue de Bourgogne. The schedule for Monday is as follows:
1 pm: lunch at La Ferme Saint-Simon
3 pm: meeting with Jean Dulac at IPC
8 pm: dinner with me and Marie Moreau
On Tuesday morning we are taking him to visit the factory in Massy. We will have lunch there
and then drive him to the airport in time for his flight back to London.
Please let me know if you need any further information.
Best wishes
Pierre
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1

When is Alan flying to Paris?
________________________________________________________________________

2

Who is meeting him at the airport?
________________________________________________________________________

3

Where is he staying?
________________________________________________________________________

4

What is he going to do after lunch on Monday?
________________________________________________________________________

5

Who is he having dinner with on Monday night?
________________________________________________________________________

Part D. Translation (10 pts)
I. Vietnamese – English Translation (6 pts)
1. Lợi thế của thẻ tín dụng đối với khách hang là sự tiện lợi và an toàn.
__________________________________________________________________________________
__________________________________________________________________________________
______
2. Chuyển tiền tức thời chỉ có thể thực hiện được khi ngân hàng gửi và ngân hàng nhận có máy tính
kết nối với nhau.
__________________________________________________________________________________
__________________________________________________________________________________
______
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II. English – Vietnamese Translation (4 pts)
1. Another service made available by factoring companies is regulation of cash flow.

_______________________________________________________________________________
_______________________________________________________________________________
______
2. Forfaiting is a medium-term method of export finance used for capital goods.

_______________________________________________________________________________
_______________________________________________________________________________
______

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