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GETTING RICH – A SKILL THAT CANNOT BE
TAUGHT
A true global phenomenon, the book Rich Dad Poor Dad disrupted the norms of economics and
prompted revolutionary thought with regards to escaping the financial trap that imprisons us
throughout our lives, identified as a “rat race” by author Robert T. Kiyosaki. A bestseller achieving
both critical and popular success, the book has sold over 15 million copies, is studied in business
schools and has undergone extensive technical analysis since its release in bookstores. The major
interest in this book is based on the spectacular success of its author, who has built a financial empire
in the space of ten years which is profitable enough to grow by itself over generations.
According to Kiyosaki, accessing wealth rests on a few basic principles, which are often overlooked,
that are within everybody’s reach and easily accessible for those who want to emancipate themselves
financially. Indeed, parents from middle or working class families tend to instil values linked to
academic success in their children, but no attention is paid to matters relating to financial
management, neither within the family nor at school. Therefore, the knowledge of rich people with
regards to investment basics is never shared, resulting in a growing gap between the social classes.
Young people spend years studying obsolete materials that will not be of any use to them when facing
the world of today. People work hard, tirelessly, to finally end up with goods that are worth much
less at the end of their lives. The children of today need subtler, more refined teaching and should be
trained to take risks. The idea is to move away from what is commonly accepted in society and learn
to put the money to your service, not to work in the service of money.
Throughout the book, we gain a glimpse into the author’s willingness to share the keys to success by
providing expert advice and explaining, through various theories, that determination, creativity,
boldness and level of financial intelligence can lead to wealth and limit the risks associated with
investment.

KEY INFORMATION
Reference: Kiyosaki, R. T. (2011) Rich Dad Poor Dad: What the Rich Teach Their
Kids about Money - That the Poor and Middle Class Do Not! Scottsdale, AZ: Plata


Publishing.
First edition: 1997 (self-published)
Authors:
Robert T. Kiyosaki, businessman, investor, speaker and author, born in 1947 in Hawaii
(United States).
Sharon L. Lechter, businesswoman, venture capitalist, speak and author, born in 1954.


Context: Personal development, personal money management
Keywords:
Rat race: A concept conceived by Kiyosaki, which determines the social conditioning
we experience from a very young age. Society imposes lifestyles and ways of thinking
modelled on people not encouraging individuality. The “rat race” somehow prevents
people from thinking about money differently and does not emphasize the concept of
investment.
Cash flow: This term designates the flow of money generated by the activities of a
company. In this book, the term refers to the cash flow a person has and that is available
for investment.


CONTEXT
THE AUTHOR
Childhood
Robert Kiyosaki, the author and main protagonist of the book, was born in Hilo in the state of Hawaii
(USA) in 1947 to Japanese-American parents. He spent his childhood in a quiet and peaceful area.
From a young age, he came into contact with classmates who belonged to a social class that was far
superior to his own, and he became tormented by the idea of becoming rich. In fact, his
neighbourhood was primarily made up of notable people (doctors, lawyers, bankers, etc.) or families
who made their fortune from sugar cane. He and his best friend Mike, the son of his future intellectual
father, were somewhat sidelined from these students at parties organised by the wealthy parents of

their classmates. This did not prevent them from pursuing fantastic futures: Mike took over his
father’s fruitful business affairs and Robert became a multimillionaire.

His first steps in business
After a traditional secondary education in a public school, Kiyosaki joined the United States military
school for merchant marines and became a helicopter combat pilot. He then fought in the Vietnam
War in 1972 and received a medal of honour for his loyal service. Three years later, he decided to
leave the army and took a sales position at the Xerox Corporation (a company that develops and sells
copiers and printers, founded in 1938 in Connecticut), where he excelled, regularly placing among the
top three best employees.
The time then came for him to start his own business in the sale and distribution of textile products,
including t-shirts and wallets. Despite great motivation, the company never took off and he was
forced to leave Hawaii with his wife to seek new opportunities on the continent. During this difficult
time, he says that they even spent a whole year sleeping in their car due to lack of resources.
However, Kiyosaki did not give up on his business activities and looked towards real estate
investment. This time his instinct served him well and he acquired a considerable fortune by
unearthing some hidden gems.
He did not stop there and continued to invest in various sectors: mining (gold, copper, silver, oil),
insurance, solar energy, construction, financial market, etc. He even created a company called
Cashflow Technologies in 1997, which publishes books and markets his brands “Rich Dad” and
“Cashflow”. Besides the financial aspect, his purpose was to promote financial education by offering
the public a series of simple teaching tools: educational games, books, TV shows, websites, etc. With
his commercial success, he created several clubs for the Cashflow game worldwide.


GOOD TO KNOW
The Cashflow game is a board game created by Robert Kiyosaki, and is played in a
similar way to Monopoly. It aims to give players the fundamental keys to accounting and
economic matters to reach financial freedom. It is available as both physical and digital
versions.

The game consists of two lanes, one inner and the other outer. The aim is to get out of the
inner lane – the “rat race”– and reach the outer lane – “the path to rapid progress”– that
mimics the behaviour of good investors in real life. The player wins when they become
financially independent.
The educational value of the game lies in the players’ development of financial
intelligence: finding, by all means necessary, the financial resources needed for their
projects by adopting good investor reflexes. The idea is to make them aware that they
have practiced bad behaviour throughout their lives and they often miss good investment
opportunities.

Of course, his financial investments were not all great successes, but as the author points out several
times in his book, the important thing is to bounce back at the right time, while being able to learn
from mistakes.

Two fathers
The highlight of his life was certainly his meeting with Mike’s father, the “rich father”, a meeting that
would determine the course of his life and lead him to develop ultra-capitalist thinking. Indeed,
following Kiyosaki’s request, Mike’s father would go on to thoroughly teach him about financial
matters.
Through this book, Kiyosaki tells the story of two fathers: the poor dad, his biological father, and the
rich dad, his intellectual father. The first, despite being overqualified and a senior official at the
Ministry of Education, found himself penniless at the end of his life, even leaving behind some debt.
In contrast, the second, who left school at the age of 12 to work, made his fortune by becoming one of
the richest men in Hawaii, all from scratch. While one advocates a classical education above all else,
the other promotes learning the technical basics of business.

His first lesson on money
Robert Kiyosaki’s interest in business started early on at the age of 9, when he asked Mike’s father to
teach him how to make money. Accompanied by his friend, he began to perform maintenance and



tidying tasks for the rich dad’s company for a ridiculously low wage. Just a few weeks later, and very
unhappy with his salary, Kiyosaki was already thinking about asking for a pay rise, and resolved to
resign if the answer was unfavourable, thus following the advice of his poor dad. The time came for
his rich dad to teach him his first lesson: some people work only for money and quit their jobs
because they are not sufficiently well paid, while others see it as an opportunity to expand their
knowledge. This premise would be pushed to its limits shortly after, as he would make the boys work
for free so that they could find themselves their own sources of income. This was the beginning of a
joint venture between the child and his intellectual father that would last 30 years.
Throughout his youth, Kiyosaki learned to increasingly master the power of money and become an
expert at financial management at the age of 16, by being capable of taking care of the company
accounts thanks to years of listening to financial experts of all kinds that his rich dad used in various
business ventures (tax consultants, lawyers, bankers, insurance brokers, etc.). The author states that
these teachings became more and more significant as he developed his professionalism at Xerox.
Through his job as a salesman, he earned a lot of money, but realised pretty quickly that he was
earning even more for his boss. It was after this initial awareness that he created his own business: a
customer portfolio management company in real estate. In less than three years, he generated more
revenue with a small business than he earned during his eight-year career with his employer. By using
the lessons of his rich dad, he became financially independent, to the point where he had enough
money to retire at a relatively young age (47 years old).

CONTEXT AND BACKGROUND
Economic context
The book was written in a specific economic context: the shift to the second millennium was
imminent, lifestyles were being overwhelmed by the advent of the net economy (economy born from
the development of internet companies) and market economies were stationed, for about ten years, in
a globalised and liberalised system, in which economic borders fell and became more and more
anecdotal.
From this pivotal period came a collective unconscious desire to get rich and create capital at all
costs. These financial concepts that became progressively omnipresent in the social life of developed

countries, led to the development of a consumerist lifestyle involving capitalised ideal, granting
decreasing importance to the welfare of the person. However, over the years, and more specifically
in the late twentieth century, the concept of psychological well-being resurfaced and became a major
concern within the population.
The writing of this book was part of that ideology, where economic matters dominated society and
overlooked other areas of expertise, while paying special attention to the human aspect and to
personal confidence. From there, literature went in the direction of personal development, giving
advice and the keys to success to let go and awaken inner consciousness, or even overcome fears.


Personal development literature
The popularity of personal development literature is a fairly new phenomenon that reached its peak
from 2000. This type of publication nevertheless appeared in the late seventies in the U.S., when the
population of developed countries felt that they had lost their bearings due to rapid changes in
society. It was necessary for people to regain confidence in themselves, refocus on themselves and
find meaning in their lives – after being released from the primary bonds of solidarity during the postwar boom (auspicious period of high economic growth from 1945 to 1973).
Although we can trace the origin of the genre to ancient philosophy, it took off in a specific social and
historical context: post-war America, with the spread of psychoanalytic theories and the advent of
psychological sciences. With the emergence of the New Age (spiritual power with the will to
transform the individual through spiritual awakening), public attention began to turn towards the
functioning of the human mind and the desire to project into a positive future, amid political and
economic domination, focusing on the concepts of growth and personal effectiveness. Books on
personal development were not read for pleasure, but because they created an expectation in the
reader who sought a way to discover untapped personal resources. Personal development was a
response to the identity loss crisis of the modern world.


RICH DAD POOR DAD
SUMMARY
In his book, the author talks about the important of developing skills in accounting and investment in

order to free ourselves financially and avoid the vicious cycle of debt. To illustrate his point, he
divides his book into six chapters, each representing a specific lesson on money, drawn from his own
experiences with his two fathers.

Learning to control emotions
For his rich dad, life was full of surprises, each presenting a different opportunity that was there for
the taking. The goal is to learn to make money a tool that serves you. Many hope for a pay rise out of
financial gridlock, but this expectation is unnecessary, given that the problem is an emotional
response (fear) and a lack of rational judgement (greed). Fear of being penniless encourages us to
work harder than necessary and greed, represented by a payslip, makes us think that we can buy many
wonderful things with the money. It is fear that often dictates our actions and our desires. It is this fear
that blocks professional momentum and upholds the idea that the best way to cope is to find a stable
and well-paid job. However, the commute-work-sleep cycle for a wage is a short-term solution –
which puts food on the table at the end of the month – for a long-term problem, raising the question of
dependence and social obligation regarding work.
Even if you are rich, if you do not learn to dominate these two emotions and control the power of
money, the setbacks will be the same and you will be nothing more than a highly paid slave.

Why should we teach the basics of the financial sector?
We can make millions overnight and lose it just as quickly, as is sometimes the case for young retired
athletes or lottery winners. It is not the money we earn that counts, but the money that we manage to
keep.
The fundamental rule is knowing the difference between passive and active incomes. The mere fact of
not understanding this distinction is one of the main causes of financial problems.
“Rich people acquire active incomes. The poor and middle classes acquire passive incomes, but they believe that they are
active,” said his rich dad.

Therefore, the active assets are acquired which bring in money (investment, stocks, land, etc.), while
the passive elements (cars, houses, objects, etc.) are expenses that will lose their value and require
constant maintenance. For the author, being a homeowner falls into the passive category, because this

investment perpetually takes away money, even with tax relief, and the house also does not


necessarily gain value in the future. Therefore, this investment only constitutes an expense and
increases the number of missed opportunities, as the capital could have been better used towards an
investment portfolio. The author recommends that you buy a nice house that will be home only where
you perceive enough return from it at the end, and which will not require you to take out too much
credit. Kiyosaki illustrates this idea through the financial situation of his two fathers.

Here, incomes are much higher than expenses, while passive elements are minimal thanks to a life
dedicated to investing.


For his biological father, spending is equal to income, which does not allow him to invest in active
assets. There are more passive elements (credit card, mortgage, debt, etc.) than active assets.
The consequence of this divergence of management is that the ‘poor’ increase their expenses, while
the rich get richer.


This diagram perfectly shows why the rich duplicate their capital throughout their lives: the active
assets generate enough revenue to cover expenses and passive elements, which decrease as the
income increases because the return on investment increases. Personal costs become insignificant,
since they have enough money to be able to pay without going into debt, even if money is wasted or,
at the very least, misused or improperly invested (this represents the right arrow next to the
“expenses” box).
The remaining funds available are continuously reinvested to become active elements, therefore
continuing to rise. Financial independence is gained when active income is higher than salary from
physical work.

Mind your own business

In addition to the expenses related to passive elements, many people find themselves facing financial
difficulties because they work all their life for someone else. Someone who works for himself
prepares for a worry-free future, since his revenue will be provided by the active column.
The idea is to start by keeping your day job, then buy real active elements and ensure that the active
column remains stable. The author also recommends investing in categories that are particularly
lucrative, such as:


enterprises that do not require the presence of the owner and are able to be managed by others,
otherwise this would become a job for the investor;
equities and mutual funds (funds managed by a client portfolio management company and held as
a co-ownership);
properties for rental;
any other category that generates income, increases in value and easily finds an outlet.
Kiyosaki stresses the need to invest in businesses that really interest us. In this way, it will be easier
to understand the risks and issues related to our active income and not to fall into weariness, which
would lead to mismanagement. However, he considers starting your own business to be a fatal error,
unless you expressly want to do this and are well prepared, because the vast majority of businesses
are doomed to fail within five years of their creation.
As our cash flow increases, we are able to award ourselves a costly bonus, since we are the one who
built and consolidated the active column.

The history of taxes and corporate power
The story of Robin Hood, who steals from the rich to give to the poor, is still attractive today. Yet,
according to the author, this concept is the worst solution for the poor and middle classes because, in
truth, it leaves no room for true social justice and even strengthens the idea that it is normal for the
middle class to pay more taxes. Therefore, it is the middle class that pays for the poor, not the upper
class as suggested by the ideal of the famous brigand.

GOOD TO KNOW

In the beginning, the U.S. did not levy fixed taxes, only temporary taxes for extraordinary
costs, such as war. Gradually, a permanent income tax was introduced in England (1874)
and the U.S. (1913), although there was some difficulty gaining acceptance within the
population. To convince the lower and middle class to vote for the law authorising
compulsory tax, governments were quick to introduce this tax as having been exclusively
designed to capture some of the wealth of the rich. The problem is that the government’s
appetite for money was so large that taxes were soon taken from the middle class. From
there, they eventually also reached the poorest.

The more the government grows, the more we must resort to taxes to finance it. The rich population,
often practicing professionals, have many legal resources to avoid taxes. Tax optimisation is a perfect
example: the goal is to make income invisible to the eyes of the tax authorities through the creation of
personal companies, real estate investment, stock market shares, acquisition of different investment
products (such as life insurance, insurance assets) or through various foundations created from


scratch. So, for anyone familiar with the areas of expertise related to the workings of financial
markets and tax law, it is easy to realise the potential wealth they harbour.

The rich generate money
“Having a job is only a little more than being completely broke.” (Old adage taken from the author)

According to Kiyosaki, the people who remain locked in certain old-fashioned ways of thinking and
acting limit their choices by clinging onto old ideals. On the contrary, those who manage to adapt to
modern paradigms take control of their game and know how to force luck and transform a peanut into
millions.
Through this teaching, the author tells us that there are two types of investors: passive, those who buy
ready-made packages, and active, those who create the best opportunities for themselves. Of course,
the second category is exposed to much higher risks and requires a certain expertise that will enable
them to identify the best opportunity, but they will have the advantage of benefitting from a much

higher return on investment.
To illustrate this theory, the author focuses on fairly simple tricks to gain net profit in a short time: for
example, buying a house that has been repossessed, which will have a significant profit margin on the
resale, is a very good opportunity to reap a tidy sum with low risk and affordable starting capital.

Working to learn, not to earn money
“It is better to know a little of everything, rather than all about one thing.” (Leonardo da Vinci, Italian artist and scientist, 14521519)

The sixth lesson we learn is that it is best to choose a job with lots of opportunities for learning and
knowledge enhancement, rather than seeking job security, good pay or benefits, even and especially if
we want to get rich.
Mature people tend to hold onto their knowledge and do not care to learn new skills because they
believe, often wrongly, that they have neither the time nor the money to spend on this. However, some
additional courses in sales techniques, communication or marketing may help their business or career
plan to take off. People usually fail not because of what they know, but because of what they do not
know. Therefore, taking the time to diversify your main skills is priceless and you will reap rewards
from this personal investment in the long run. It is better to work to deepen and diversify knowledge
than work only for money.

KEY CONCEPTS
Getting out of the rat race


The most important thing the author sums up in his book is the need to get out of the “rat race”, by
making the best use of your mind and time to create your own wealth. The rat race is a concept
created by Kiyosaki, which illustrates the societal conditioning that is imposed upon us from a young
age that tells us to carry out a conventional lifestyle. This is based on academic achievement, job
security, a stable career, traditional savings and debt. In fact, working hard and more than necessary
is often the only way that a person learns how to generate spare income for themselves, which is then
used to obtain credit which is used to purchase goods or personal property.


Disengaging from the chronic “wait and see” mindframe and taking action
Too often, people expect a perfect opportunity to present itself to them during the course of their life,
or that a fantastic opportunity will arise from financial deadlock. According to the author, in life, it is
necessary to take risks and not limit precaution. Achieving financial freedom requires some action,
such as:
Deep reflection on your personal economic situation by assessing strengths and weaknesses.
Being creative and constantly looking for new investment ideas or ways to generate money.
Learning the basics of finance and key concepts of economics through courses and training.
Working on yourself in order to control emotions related to fear of losing everything and not
being able to pay the bills.
Daring to take risks and not staying set in your ways.
Surrounding yourself with investors and entrepreneurs, and find a mentor (someone who has
already achieved what you are aiming for) to learn from their experience. It is therefore never
recommended to undertake a project alone.
Moving away from the accepted norms by following your own rules and trusting your inner
wisdom. Social norms often drive us to consume more than necessary (to look good to others,
among other things), to borrow continually, resorting to credit cards and loans, and urging us to
adopt a lifestyle consistent with that of the most superior (studying, working, saving, borrowing,
buying). This standard does not really allow for out-of-the-box thinking or questioning that
would encourage our own thoughts and convictions.


IMPACT
CRITICISMS OF HIS APPROACH
Overall, the book is quite relevant and full of useful information that pushes the reader to excel
oneself, undertaking personal projects and taking action. The author, much more than a financial or tax
expert, is a very good coach who has a true gift for motivation and encouragement. After reading the
book, we really want to follow his advice to simply live comfortably. Nevertheless, some criticisms
should be noted, raising the question of the author’s legitimacy, the unrealistic nature of his words and

even his amateurism.
Journalist Rob Walker said in an article in Slate magazine that Kiyosaki is often too vague and
approximate to be taken seriously and, therefore, his words fall rather short when compared to a
serious economic analysis. He also states that the book is nothing more than condensed nonsense,
promoting the idea that Kiyosaki holds the key to our financial future by providing us with advice, and
it is full of cliché expressions. Finally, he disagrees with the author’s conclusions on Americans who
have given up on what makes the foundations of their society and do not spend enough time trying to
achieve success and wealth, as the journalist considers this analysis irrelevant since patriotism and
the cult of heroism is still very present in the United States.
One of the editors of the New York Times , Damon Darlin, deplores the excessive financial character
of the author. In fact, he makes the point that he wants to derive maximum profits from everything he
says (coaching conferences), thinks (the Cashflow game) and writes (25 books have been published,
15 of which are variations of Rich Dad Poor Dad, co-written with Sharon L. Lechter and his
financial advisors), which removes the credibility of the statements he makes and the lessons taught in
the book. Some other critics even claim that he became rich mainly through the sale of his books and
not through his business ventures. According to Damon Darlin, the only lesson learned from the book
is that if you want to get rich, it is better to write a book that reveals the thinking of millionaires –
although this advice is counter-productive, because it fuels the idea that getting rich is a matter of
mentality and conditioning to think like a rich person. He continues his analysis by noting the
hijacking of books about investment strategies focused on the financial markets, at the expense of easy
writing, outlining the basics of investment. According to him, it is even more worthwhile to read
business reports in standard newspapers rather than spending £25 on purchasing this book if we want
to learn about the principles of economics.
Finally, the famous American businessman John T. Reed, best known for his many incendiary
criticisms of investors who give fake economic advice in his view, slandered Kiyosaki’s book,
denouncing it for the fraudulence and illegitimacy of his remarks. He condemns, among other things:
The collection of old clichés about money (e.g. the rich know all the workings of the economy,
the poor spend profusely when they have some money in their hands, etc.).



The falsehood and inaccuracy of his statements on tax deductions and taxes.
The promotion of risky investment that is extremely dangerous for a novice.
The improbability of his earnings (way too large) after having found a good real estate deal.
His (apparently) recurring lies about his personal life that are impossible to trace. Thus, his
mentor (“rich dad”) may be completely fictional, his declared income could also be exaggerated
to serve the book, the bankruptcy of one of his companies in 1985 may not have occurred and he
even lies about the functions performed during his time with the merchant marines of the United
States.

EXTENSIONS AND SIMILAR APPROACHES
In the U.S., many economic coaches or “gurus” provide advice on capital management and speak
about the meteoric success that led them to extreme affluence. Among them, it is worth noting the
American entrepreneur and author Timothy Ferriss (born in 1977) who has a similar approach to that
of Kiyosaki: in his three published books, he advocates corporate self-creation and working for
yourself. Indeed, he favours a radical lifestyle change, a reduction of working time and focusing on
the most profitable tasks in order to achieve a good balance in life.
T. Harv Eker (Canadian author, coach and businessman, born in 1954) addresses a similar approach
and is known to have delivered many coaching seminars. In his landmark book Secrets of the
Millionaire Mind, he focuses on the state of mind and mental attitudes that promote wealth. This
theory shapes the idea that we all have an internal script that dictates our relationship with money and
by changing this personal perception, we would be able to accumulate wealth. Finally, this book
teaches the reader how to change their thinking from within, in order to provide the missing link in
personal finances that will rekindle its resurgence. Like Kiyosaki, Eker supports the idea that the poor
believe in outdated economic precepts and mainly focus on the obstacles in life, while the rich
analyse all the financial options available to them, thinking more in terms of prosperity.
Donald Trump (born in 1946), the power-hungry American businessman and billionaire, has also
written some books on his extraordinary career success and the keys to getting rich. In his books How
to Become Rich and Increase Your Financial IQ: Get Smarter with Your Money , co-authored with
Robert Kiyosaki, he highlights the need to acquire a sound financial education outside the traditional
school course. He is also concerned about the impoverishment of the United States and the outdated

mentality of citizens, who wait for their country to take care of them by providing employment, social
status and health insurance.


SUMMARY
Getting rich and achieving success are not reserved for the rich, nor is impoverishment the
inevitable future for the poor. Taking risks, being bold and an adventurous attitude are beneficial
for those who want to invest.
It is essential to understand the difference between spending that will earn money (investments)
and spending that will only squander it. Indeed, many people buy passive elements, thinking they
are active creators of value. Financial independence is achieved when earnings on investments
are larger than expenditures or salaries.
To escape the “rat race”, it is better to move away from conventional wisdom and follow your
own ambition, at the risk of being in debt for life due to the social norms that always promote
over consumption and credit.
No education on financial management is taught in schools. The author even states that he
learned more by listening to the lessons of his rich dad than he did in the classroom. A person
can be cultivated, educated and crowned with social success, but this does not mean that are
good at managing money.
Do not work for money, but find ways to put money to your service. In this sense, many people
work hard but do not do so for themselves: they work for their boss, then for the government –
through taxes and contributions – and ultimately for the bank where they take out credit.
To cut yourself loose from the financial constraints imposed by the state, the author advises
knowing the laws and system of operation, because it is too easy to be intimidated by the law
when one is ignorant of taxation.
The world is changing. Therefore, it is necessary to constantly reassess, learn to create original
financial opportunities and to not limit choices by referring to old theories.
If you want to succeed in business, do not stand alone and surround yourself with people who
have varied skills that can help you!
What you know matters more than what you buy. A sound understanding of financial matters is

more important than starting capital, because this is what will lead to the duplication of capital,
not the other way around.
Enriching yourself intellectually in all areas throughout your life and creating balance in your
life will be your best assets in choosing the right investments, reducing your working time and
enjoying life to the full.
Finally, despite the many criticisms of the author and his work, he nevertheless has the merit of
being generally accurate. The principle of not spending your salary needlessly and putting your
savings into carefully selected investment products, which will bring continuous benefits, is
exemplary. This concept is certainly a basic guide to economics, but it is merely under followed
and adopted.


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FURTHER READING
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leurs enfants à propos de l’argent afin qu’il soit à leur service. Québec: Un Monde
Différent.
Ratouis, A. (2014) Pourquoi lisons-nous des livres de développement personnel? Le Point.
[Online]. [Accessed 29 December 2015]. Available from:
< />Reed, J. T. (2015) John T. Reed’s analysis of Robert T. Kiyosaki’s book Rich Dad, Poor
Dad. JohnTRreed.com. [Online]. [Accessed 29 December 2015]. Available from:


< />Walker, R. (2002) If I Were a Rich Dad. Slate. [Online]. [Accessed 29 December 2015].
Available from:
< />
COMPLEMENTARY SOURCES
From the author
Published by Plata Publishing:
Cashflow Quadrant: Rich Dad’s Guide to Financial Freedom, 2000.
Rich Dad’s Guide to Investing: What the Rich Invest In, That the Poor and Middle Class
Do Not!, 2000.
Rich Dad's Rich Kid, Smart Kid: Giving Your Children a Financial Headstart, 2001.
Rich Dad’s The Business School: For People Who Like Helping People, 2003.
Rich Dad's Before You Quit Your Job: 10 Real-Life Lessons Every Entrepreneur Should
Know About Building a Multimillion-Dollar Business, 2005.
Midas Touch: Why Some Entrepreneurs Get Rich And Why Most Don't, 2011 (co-written
with Donald Trump).
The Business of the 21st Century, 2014.

Recommended reading
Eker, T. H. (2007) Secrets of the Millionaire Mind. USA: Piatkus.
Ferris, T. (2011) The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New
Rich. UK: Vermilion.

Franck, E. (2011) Comment je suis devenue rentière en quatre ans sans héritage ni aide
particulière. [4th edition]. Paris: Maxima Laurent du Mesnil.
Proudhon, P. (2010) Stratégies pour devenir rentier en dix ans. Paris: Edouard Valys
Éditions.
Seban, O. (2011) Tout le monde mérite d’être riche. [3rd edition]. Paris: Maxima Laurent du
Mesnil.



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