TÌNH HÌNH KINH DOANH NGHIỆP VỤ BẢO HIỂM VẬT CHẤT XE CƠ GIỚI Ở TỔNG CÔNG TY CỔ PHẦN BẢO HIỂM BƯU ĐIỆN

Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
TÌNH HÌNH KINH DOANH NGHIỆP VỤ BẢO HIỂM VẬT CHẤT XE CƠ
GIỚI Ở TỔNG CÔNG TY CỔ PHẦN BẢO HIỂM BƯU ĐIỆN

2.1 Khái quát về công ty và tình hình kinh doanh bảo hiểm
2.1.1 Sơ lược lịch sử hình thành, phát triển và cơ cấu tổ chức của PTI
2.1.1.1Sơ lược lịch sử hình thành và phát triển của PTI
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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"Z-7!&`(>34€-.>i+q+"n"Z-d7KO"P'!4 ".a!7!
!N3:->7KO"P'!s(g," ,QbT(4!"Q*L##|%3
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Hình 1Doanh thu phí bảo hiểm gốc trên thị trường bảo hiểm phi nhân
thọ 6 tháng năm 2010Xnguồn từ
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
A
Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
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W""(!.QZ5@‚+"8!"3RDS‚#.aR'C@@B=
2.1.1.2 Cơ cấu tổ chức của PTI

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i8rQZ!'?'8&Qa+"",?,i,>T(4!.aCC!"
"7".>S5-"„K=Qa`&>#ldW!"e!!W!N!W-"KO
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
2.1.2 Tình hình kinh doanh bảo hiểm tại PTI
Bảng 1: Tình hình kinh doanh của PTI giai đoạn 2008 – 2009
Đơn vị: triệu đồng
Chỉ tiêu Năm 2008 Năm 2009 Năm 2010
S="(-"gKO"P'4! 55C=5SC 5UU=@DC D25=U2^
C="(-"g":7KO"P' AD=CB2 A2=@5^ 5^=A5@
A="c-"„"8!",,3W
"[
5=2BS B=CSA 2=ACU
5="7' "W"[ C=DC5 C=B2A 5=52A
U="Kd"QbKO"P'4!3,O
cKO"P'4!
S52=B2^ SC5=@DA CC@=S5A
D="Kd"Qb":7KO"P' S2=C@5 SB=@SU SD=USU
B=""(+""KO"P' U5^=BAS UB5=B25 D5@=U^D
2="-"g+""KO"P' S2D=C2^ CSB=@SD A@5=B2U
^=6Z"(:#("( 5S=^25 5A=UU^ BB=C@U

(Nguồn từ báo cáo tài chính của PTI năm 2008, năm 2009, năm 2010)
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SU@35‚#.aR'C@@^3Qle.a&QZR(4&>CC^=UCB,(
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
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B

Sinh viên: Trần Thị Vân Lớp: Đ3BH2
B
Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
"(`#("(&>BB=C@U,(d=}?!#4&a3!"l"•!7!R',Qa!=
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.a"n"Qav/=Ql&+"NV,KOd" -"KO"P'
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2.1.3 Phương hướng hoạt động của PTI
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"P'!s,7!""'!?d3,!l#M8,#r+"7!K.a4"!8"
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2.2 Thị trường kinh doanh nghiệp vụ bảo hiểm vật chất xe cơ giới ở Việt Nam
giai đoạn 2008 -2010
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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2.3 Tình hình triển khai nghiệp vụ bảo hiểm vật chất xe cơ giới ở PTI
2.3.1 Công tác khai thác
2.3.1.1 Kênh phân phối
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""4-#3T(""4!7!`">"Q%!"!'K+3},'%K+3
6%.%K+3#"L,'NN.>V%'73T(!7!,8'R+P'V%3T(!7!,
#y!"nV%NN"Q,NN9(0e!3,NN":3,%NN67
8•3T(!7!8&g&>!7!!7"`.>!7!W!"e!3T(!7!""-3T(!7!
!N'Na3.>K78!"g".R-"„8!'<"=`">
%!"!'K+&>'?+"-"`-"4'>!s"PK7#O-"f'KO"P'!8"
,".a!7!""-KO"P'+"7!=`">6.>`">
},'%K+&>"n8&g&a!3"j#Š,r!-v-!"K7#O
-"f''>+"N!-"O!8",8".a!7!""-+"7!=
;!8"s3'8&Qa!7!!""7",?+"/-,!OQa!!o&>'?
+"-"`-"4"(T(O3s--"%'&8""(&a!".!K7KO"P'
.:!"[V%!la
Hệ thống chi nhánh của PTI
""7"O"„""7">}(
""7"0>•""7";<"0 "
""7"d"g}"""7"""s
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu Ái
""7""l""7"(
""7"+"(.r!;/!,(;?""7"
""7"+"(.r!-"g;/!""7"6
""7"`(""7"z""v!

""7"0d""7"*>„
""7"h"7"„""7";/!"
""7";<"Ql""7"6>
""7"9(O"
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Sinh viên: Trần Thị Vân Lớp: Đ3BH2
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Khóa luận tốt nghiệp GVHD: Ths. Nguyễn Thị Hữu
Ái
2.3.1.2 Quy trình và kết quả khai thác
C=A=S=C=S9(,<"+""7!
!s'8&Qa!""7".>.R-"„,?+"/-3!"P"(:
&Z.>O'KOg""4"[3iV`r!"('?T(,<"+""7!
"-.pKO"P'.:!"[V%!la=a'?T(,<"V`r+""j!3
&N!iv-!"!7!"`.+""7!!"r!"!N.!!'<"
"(:&Z=j/'QZ!.,„.>"'.p3"n"p!-"O&>',t
KQa!"‹="Q.:3"`.+""7!#Š"8!"QZ!"n"(#s,
+"!">-"g3a"(#O-"f'3•9(,<"!„%'&8"(T(O+"N"‹
!""n!N.!,+"`(7' ".>Kd"Qb=9(,<"+""7!
QZ!"P"T(#ld#(
Hình 3: Sơ đồ quy trình khai thác
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Sinh viên: Trần Thị Vân Lớp:
Đ3BH2
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