Bài tập thương mại điện tử 3

Bài tập thương mại điện tử 3

1.

Who are the three major players in the mobile payment market?

- Technology companies like Apple, Google, Samsung, and PayPal.
- Large national merchants like Visa, MasterCard, Discover, and American
Express.
- Money center banks like JP Morgan Chase, Wells Fargo, Citi, etc.
2.

Why is Venmo considered a social-mobile payment system?
Venmo is considered a social-mobile payment system because there is a
social aspect of Venmo that allows users to share their purchase events.
They have the option to keep all purchases private, as well.

3.

How does Apple Pay differ from Android Pay and Samsung Pay?
Apple Pay differs from Android and Samsung Pay because it can be
used by any consumer that has a credit card from a major issuer bank.
Apply Pay is also free to consumers and it does not store any user fund
and it is solely a technology-based intermediary between consumers and
banks. Apple Pay is also not subject to federal banking regulations
(unlike Android Pay and Samsung Pay).

4.

How does PayPal enable mobile payments?
PayPal enables mobile payments in 3 ways: selling a device that allows

merchants to swipe credit cards using a smartphone or tablet, when
consumers use their mobile device to make purchases using the PayPal
account (the most common way), and the last way is when consumers
go to PayPal.com and then make their purchase in stores while on their
web browser (which isn’t very fast or convenient for fast-paced stores).