English for finance tiếng anh chuyên ngành Học viên Ngân hàng

English for Finance
Tiếng anh chuyên ngành – tiếng anh 4, Học viện Ngân hàng
(có đáp án)
I. Word formation
1. The person who has to keep the financial records of a company is a…….. (BOOKKEEPING)
2. He specializes in.. …….. (ACCOUNT)
3. There are a lot of.. …….. applying for the post. (APPLY)
4. Don't worry. The accountants have.. …….. all those documents. (CORRECT)
5.commercial banks mostly focus on small and medium.. ……..companies. (SIZE)
6. My father is a business.. …….. (ADVISE)
7. All companies have to follow these.. ……..of SSC. (REGULATE)
8. We have to prepare the. ……... Account every month. (MANAGE)
9. They.. …….. in share flotation. (SPECIAL)
10. This is the. ……... Division's responsibility. (ADVISE)
11. If the bank is large, it can borrow money. ……... from its partners. (CHEAP)
12. The. ……... Market is the place where larger banks can borrow money. (FINANCE)
13. They want to.. …….. the price of USD. (STABILITY)
14. The greater the bank, the. ……... stability it has in crisis. (GREAT)
15. It is not good for the bank to. ……... in one type of customer group. (SPECIAL)
16. Working in. ……... system is very attractive to me. (BANK)
17. You should do something that is. ……... useful. (SOCIAL)
18. What are your business. ……... (ACT) ?


19. They are. ……... to do this. (AUTHORITY)
20. We pay them well because they are the best. ……... staff (PERFORM)
Đáp án:
1. Bookkeeper

2. Accounting or accountancy

3. Applicants

4. Corrected (corrected (v) chỉnh sửa -- correct (n) đúng)

5. Sized

6. Advisor

7. Regulations

8. Management

9. Specialize

10. Advisory

11. Cheaply

12. Financial

13. Stabilize

14. Greater

15. Specialize

16. Banking

17. Socially

18. Activities

19. Authorized

20. Performing

II. True or false? Correct the false ones
1. Goldman Sachs is based in Russia
F. USA (or Goldman Sachs-> Sberbank)
2. Having more capital allows the bank to be charged high interest rate when borrowing money.
F. Low
3. Small banks usually concentrate on one type of customer group or business. T
4. The State bank has no place (khơng có chỗ đứng) in Vietnamese
Banking system.
F. An important role / part in (đóng vai trị quan trọng)
5. Credit cards and debit cards are provided by commercial banks.


F. Retail
6. Super market bank may well be the future of the banking system.
F. Internet
7. Building society is like banks in terms of the ownership.
F. Unlike
8. Retail banks don't lend money to customers. F. Investment
9. International companies are customers of commercial banks.
F – investment banks
10. Internet banks mainly serve personal customers. T
11. Nowadays, a company's financial records are mainly kept on real books.
F. In eclectronic form, internet..
12. A bank can do the same functions as a retail bank and commercial bank. T

13. An accountan t investigates and tests the accuracy of the accounts.
F. Auditor
14. If you wanted to work as a consultant on company strategy, you would work
in audit division.
F, advisory
15. Prudent (thận trọng) is one of the auditing principles.
F. Accounting
16. Checking the accuracy (sự chính xác) of a company's account if the responsibility
of tax division.
F. Audit


17. Our audit expert can help you to make sure you are complying with correct accounting
standards. T
18. The tax division can advise on budget and cost control.
F-> advisory
19. Tax division can support you on how to maximize profit by reducing your tax costs. T
20. If you want to be a consultant, you should work in tax division.
F --advisory
21. Audit division can help you to achieve high levels of accuracy in bookkeeping. T
22. Supermarket banks have no branch for customers to visit.
F. Internet bank
23. A businessman can buy some traveller's cheque for his family in Europe next month in
a commercial bank.
F. Retail
24. Mortgages are loans made to customers without security .
F. To by house
25. Audit division can support your decision making when buying or selling other companies
F. Advisory
III. Multiple choice

1. The services of Wealth management include..
A. Tax planning
B. Stock broking
C. Investment portfolio management
D. All A, B and C


2. Management accounts are provided for.. of a company.
A. Shareholders
B. Managers
C. Authorities
D. All A, B and C
3. Statutory financial accounts are prepared by..
A. Auditors
B. Accountants
C. Managers
D. Shareholders
4. When we have tested their quality, we.. the size of our order.
A. Decide
B. Have decided
C. Decided
D. Will decide
Note: - when + HTĐ, future with will
NOT when you will make your tour..
- when + HTHT, future with will
NOT when we will have collected the information..
5. You have to make sure that the records comply.. laws.
A. On

B. In
C. With (comply with: Tuân theo)
D. In
6. The US dollar has risen.. pound sterlings.
A. Against
B. By
C. Opposite
D. At
7.'consistency- nhất quán', 'prudent- thận trọng' and 'going concern' are principles in..
A. Accounting
B. Auditing
C. Investing
D. All A, B and C
8. When we.. our products, we will inform you.
A. Finish
B. Finished
C. Have finished
D. Will finish
9.. are responsible for preparing the company's financial accounts.
A. Accountants
B. Auditors
C. Managers


10.. division can help you to achieve high level of bookkeeping.
A. Tax
B. Advisory
C. Audit
11.. are prepared monthly or weekly.
A. Management accounts

B. Statutory Financial accounts
12.. are not published outside.
A. Management accounts
B. Statutory Financial accounts
13.. include balance sheet, income statement and cash flow statement.
A. Management accounts
B. Statutory
C. Financial
D. Accounts
14.. issued to confirm receipt of payment.
A. Cash receipt
B. GRN (Goods Receipt Note)
C. Sales invoice
D. Delivery note
15. Which division would you work for if you wanted to work as a legal specialist?


A. Tax division
B. Advisory division
C. Audit division