Tài liệu 2012 Pricing Guide Options to suit every pocket doc

2012
Pricing
Guide
Options to suit
every pocket
Contents Page
Fast guide to what you need
How transactions fees work 1
5 pricing options at a glance 1
Standard Fee 1
Value Bundles™ Fee 1
Rebate Banking 1
Management Fee 1
EasyFee 1
Basic Transactional Accounts 2
Absa Prepaid Debit Card 3
Absa Mzansi 4
Absa Transact 5
Full Service Transactional Accounts 6
Absa Mega U 7
Absa Flexi Account 8
Current Accounts 9
Absa Current Account, Silver, Gold, Platinum,
Student Silver and Prosperity 10
Absa Value Bundles™ 11
Student – Absa Student Silver 12
Graduate – Absa Potentiate 14
Seniors – Absa Prosperity 16
Savings and Investments 18
Absa MoneyBuilder 19
Absa Investment Advantage 20

Absa Money Market Fund 21
Absa Club Account 22
Credit Cards 23
Absa Credit Card (Electronic, Silver, Gold, Platinum),
Absa Affinity Card, Garage Card and
Secondary Cards 24
Home Loans 25
International Banking 27
Internet, Cellphone and Telephone Banking 29
Islamic Banking 31
Islamic Savings and Youth 32
Islamic Cheque 33
Off-sale Products 36
ActiveSave 37
Standard Fee 38
Package Fee 39
Rebate Banking 40
Management Fee and EasyFee 41
Frequently Asked Questions 42
Disclaimer: Fees quoted in this brochure are valid from 1 August 2012. Fees are inclusive
of 14% VAT and are subject to change.
Absa Bank is entitled, immediately and without notice, for each product or service
offered to individual clients, to change the fees and costs to fees and costs that apply to
the same and similar business products and services offered to business clients if there
is no proof that an individual product or service is used for business purposes, or used
in any way that is not allowed by the product terms or rules. This may also results in
clients having to pay for additional fees and costs, or even the termination of the
product or service.
E&OE
Fast guide to what you need

Go to pages
9-11
Go to pages
18-22
Go to pages
6-8
Go to pages
2-5
Go to page 1
I need a Home Loan
– tell me more
International Banking
– money solutions for
travelling or sending
money to other
countries
Islamic Banking
– Shari’ah compliant
banking options
Off-sale Products
– banking options no
longer available to new
clients
Go to pages
23-24
Go to pages
25-26
Go to pages
27-28
Go to pages

29-30
Go to pages
31-35
Go to pages
36-41
I need to understand how
transaction fees work
Go to page 1
I want to know more about
pricing options
I only need a basic,
low-cost transactional
account where I only pay
fees when I transact
– Basic Banking
I need a full-service
transactional account with
access to all of Absa’s channels,
e.g. Internet Banking –
Full Service Banking
Internet, Cellphone
and Telephone
Banking – easier than
you think
Go to pages
12-17
Frequently Asked
Questions (FAQ)
Go to pages
42-43

Customised life-stage
accounts for Students,
Graduates and Seniors
I need more information
on Savings and
Investments
I need a Credit Card
– tell me more
I need a full-service current
account with access to credit
facilities and a range of
pricing options –
Current Accounts
01
How transaction fees work
In short, you pay either a fixed fee or a sliding scale fee,
sometimes called ‘ad valorem’.
An example of how a fixed fee works is that when
you perform account payments at an Absa ATM, you’ll
pay a fixed fee per transaction, whether you pay
R100,00 or R1000,00.
With a sliding scale fee, when you withdraw money
from an Absa ATM on certain products, you pay a base
fee for the transaction itself plus a fee based on the
value of the transaction. An example is a R3,85 base
fee for the transaction plus a R1,10 fee per R100,00
withdrawn, which means a R500,00 cash withdrawal
will cost you R9,35 (R3,85 + 5 x R1,10).
5 pricing options – at a glance
To get the most out of your banking, choose the

product and pricing option that best suits your needs
and your pocket. As your needs change, re-look your
options. When choosing a transactional account,
you can choose between various pricing options.
1. Standard Fee
This is the Pay As You Transact pricing option, where
you are charged a Standard Fee for every transaction
you make.
2. Value Bundles™ Fee
You pay an affordable, fixed monthly fee for as little as
R79,00 for a set number of transactions as part of your
Value Bundle™. Unused transactions roll over to the
next month. Various value-adds are included.
3. Rebate Banking
Rebate Banking is a fee refund; it means you get all
or part of a fee paid back to you as cash. You will not
pay banking fees on certain transactions if you keep
a set minimum balance in your account throughout
the month.
4. Management Fee
This fee option allows you to perform a basket
of transactions for a fixed monthly fee.
5. EasyFee
EasyFee is a management fee option where you
pay a monthly fee based on the number of selected
transactions you do each month. It offers you
different pricing options to choose from, each with
a set number of selected transactions. Once you’ve
used all your set transactions you’re charged a single
fee per selected transaction and no penalty fee.

02
Basic
Transactional
Accounts
TIP:
Choose the right product that gives you what you need and
suits your budget, so you don’t pay for benefits you never
use or need.
A Basic Transactional Account is ideal if you only
need to perform basic transactions such as Purchases
and withdrawals. The fees on these accounts are
simple to understand and are priced very affordably.
03
Mzansi
Transact
Prepaid
Debit Card
Transaction Type Fee
Monthly Fees
Once-off Card Fee R30,00
Monthly Administration Fee
(1)
No charge
Deposits
(2)
Cheque Deposit: Branch Counter 2,5%
Cheque Deposit: Absa ATM 2,5%
Cash Deposit: Branch Counter 2,5%
Cash Deposit: Absa ATM 2,5%
Cash Withdrawals

Branch Counter
No charge
Absa ATM
No charge
Point-of-Sale (POS)
No charge
Absa-supported ATM
No charge
Saswitch ATM
No charge
Overseas ATM/POS N/A
Post Office Terminal
No charge
Purchases
Prepaid Top-up at Absa ATM
or POS No charge
POS – Local
No charge
POS – Overseas N/A
Account Payments and Funds Transfers
Account Payment N/A
Debit and Stop Orders
• Internal
• External
N/A
N/A
Funds Transfers N/A
CashSend
TM
(Absa ATM) No charge

Absa Prepaid Debit Card
The Absa Prepaid Debit Card is one of the easiest
and most affordable ways to bank, without the risk
of carrying cash. There are no transaction fees when
you pay for goods and services, just a nominal fee
to deposit money into your account.
The Prepaid Debit Card is a basic cash-in/cash-out
account and is ideal for someone who only needs
access to basic banking services such as deposits, cash
withdrawals, debit card purchases and airtime top-ups.
Debit Orders and Bill Payments are restricted on the
Prepaid Debit Card.
Transaction Type Fee
Balance Enquiries
Branch Counter
No charge
Absa ATM
No charge
Absa-supported ATM
No charge
Saswitch ATM
No charge
POS
No charge
Post Office Terminal
No charge
Statement Fees
Branch Counter Full
Statement
No charge

Absa ATM Ministatement
No charge
Absa CAT Terminal Full
Statement No charge
Mailed Statement N/A
eStatement N/A
Administration Fees
Bank Cheque N/A
Reissue Card Fee
(3)
R30,00
Special Clearance
No charge
Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail)
No charge
Dishonoured/Returned
Payment N/A
Declined Fee
(Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS
No charge
No charge
No charge
No charge
Returned Cheque Deposit

No charge
Restrictions:
· No access to Internet, Cellphone or Telephone Banking.
· No Debit/Stop Orders or Bill/Beneficiary Payments.
· No mailed statements or eStatements.
· The Absa Prepaid Debit Card cannot be linked to other
accounts in a client’s portfolio.
1. A R10,00 Administration Fee will apply when the card expires and the client did
not request the reissuing of a new card.
2. All credits to the Absa Prepaid Debit Card Account will attract a fee of 2,5% of the
value of the deposit amount, i.e. R2,50 for R100,00.
3. When a client requests a new card to replace the expired card, a reissue card fee
will be charged.
04
Mzansi
Transact
Prepaid
Debit Card
1. Mzansi Account holders are allowed 5 credit transactions and 5 debit transactions per month at
the above transaction fees. Clients who exceed these limits (from the 6th and subsequent debit
or credit transactions) will incur a fee of R10,00 per transaction in addition to the normal
transaction fee.
2. The first cash deposit per month to the account is free of charge. Standard charges apply
to subsequent credits to the account.
Transaction Type Fee
Balance Enquiries
Branch Counter R2,45
Absa ATM (first 2 free pm) R1,00
Absa-supported ATM R1,00
Saswitch ATM R1,00

POS R1,00
Post Office Terminal R2,45
Telephone:
(0860 MZANSI / 0860 692 674)
R1,80
Statement Fees
Branch Counter Full
Statement
R2,50
Absa ATM Ministatement R1,00
Absa CAT Terminal Full
Statement R2,50
Mailed Statement N/A
eStatement N/A
Administration Fees
Bank Cheque R65,00
Stop Payment Instruction
(Debit Order/Bank Cheque) R30,00
Special Clearance R65,00
Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail) R0,50
Dishonoured/Returned
Payment (first 1 free pm) R5,00
Declined Fee
(Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS

• Post Office Terminal
No charge
No charge
No charge
No charge
No charge
Returned Cheque Deposit R65,00
Transaction Type Fee
Monthly Fees
Monthly Administration Fee
No charge
Deposits
Cheque Deposit: Branch Counter R11,00
Cheque Deposit: Absa ATM
No charge
Cash Deposit: Branch Counter
(2)
R12,50
Cash Deposit: Absa ATM
(2)
R4,85
Cash Withdrawals
Branch Counter R12,50
Absa ATM R4,85
Point-of-Sale (POS) R3,85
Absa-supported ATM R4,85
Saswitch ATM R4,85
Overseas ATM/POS N/A
Post Office Terminal R12,50
Purchases

Prepaid Top-up at Absa ATM
or POS
No charge
POS – Local R2,00
POS – Overseas N/A
Account Payments and Funds Transfers
Account Payments
• Absa ATM
• Branch Counter
R5,25
R27,00
Debit and Stop Orders
• Internal Debit Orders
• External Debit Orders
• Stop Orders
R3,85
R5,25
No charge
Funds Transfers
• Absa ATM
• Branch Counter
R3,85
R27,00
CashSend
TM
(Absa ATM) R8,70
Absa Mzansi
(1)
Absa Mzansi is ideal for individuals who only perform
a limited number of basic banking transactions. One of

the key benefits of this account is that it has no monthly
administration fee. This means that you are only
charged when you use this account. A minimum balance
of R10,00 is required to open the account; once the
account is opened, no minimum balance applies. The
maximum balance allowed on this account is R15 000.
05
Mzansi
Transact
Prepaid
Debit Card
New from Absa
1. A monthly administration fee of R25,00 will be levied to the account should the deposits/
credits during the month be less than R2 000.
2. A convenience premium of R6,00 is included in the above tariff when withdrawing from
an Saswitch ATM or a Post Office Terminal.
3. Clients can register for eStatements by logging on to Absa Internet Banking and clicking
on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by
sending their request to
Transaction Type Fee
Monthly Fees
Monthly Administration Fee
(1)
No charge
Monthly Subscription Fees –
Cellphone and Telephone Banking
No charge
Deposits
Cheque Deposit: Branch Counter R11,00
Cheque Deposit: Absa ATM

No charge
Cash Deposit: Branch Counter R4,85 + R1,15/R100
Cash Deposit: Absa ATM
R1,10 per R100
(or part thereof)
Cash Withdrawals
Branch Counter R27,00 + R1,15/R100
Absa ATM R3,85
Point-of-Sale (POS) R1,00
Absa-supported ATM R3,85
Saswitch ATM
(2)
R9,85 + R1,10/R100
Overseas ATM/POS R45,00
Post Office Terminal
(2)
R9,85 + R1,10/R100
Purchases
Prepaid Top-up at Absa ATM
or POS No charge
POS – Local
No charge
POS – Overseas
R9,75 + R0,75/R100
(max. R45,00)
Account Payments and Funds Transfers
Account Payment
• Absa ATM and Cellphone
• Branch Counter
R2,85

R27,00
Debit and Stop Orders
• Debit Orders
• Stop Orders
R2,85
No charge
Funds Transfers
• Absa ATM and Cellphone
• Branch Counter
R2,85
R27,00
CashSend
TM
(Absa ATM) R7,70 + R1,10/R100
Absa Transact
If you’re looking for a basic transactional account that gives
you all the everyday banking convenience you need and
none of the extras you don’t, Absa Transact is for you.
Restrictions:
· Restricted to individuals.
· Only Cellphone Banking allowed.
· A client may have only one Absa Transact Account.
· To qualify for this account, you may not hold any other type
of transactional Account with Absa.
· POS transactions and ATM withdrawals are each limited to
R2 000 per day.
Features:
· A card-based account that provides access to the largest ATM network
in the country and the convenience of 24/7 access to your money.
· No minimum opening balance or minimal balance is required.

· With the exception of Internet Banking, this product allows for full
electronic banking functionality including Cellphone Banking,
Telephone Banking and Absa ATMs.
· Qualifying clients can apply via an Absa ATM for Absa’s ATM loans.
Transaction Type Fee
Balance Enquiries
Branch Counter R2,45
Absa ATM and Cellphone No charge
Absa-supported ATM No charge
Saswitch ATM R3,35
POS No charge
Post Office Terminal R2,95
Statement Fees
Branch Counter Full
Statement
R8,00
Absa ATM Ministatement R2,00
Absa CAT Terminal Full
Statement R3,50
Mailed Statement R8,00
eStatement
(3)
No charge
Copies of Statements
(per Statement)
• Less than 4 months old
• 4 months or older
R12,50
R32,00
Administration Fees

Bank Cheque R65,00
Stop Payment Instruction
(Debit Order/Bank Cheque) R30,00
Special Clearance R65,00
Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail) R0,50
Dishonoured/Returned
Payment No charge
Declined Fee
(Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS
No charge
No charge
No charge
No charge
Returned Cheque Deposit No charge
•
Post Office Terminal No charge
Full-service
Transactional
Accounts
06
A Full-Service Transactional Account
offers you access
to branch and all self-service channels such as Internet,
Cellphone and Telephone Banking, and ATMs. There are

no restrictions on the number or type of transactions
you can perform and you are only charged for those
transactions you perform.
TIP:
A Full-Service Transactional Account is ideal for you if you
require the convenience and versatility of the widest range
of services and banking channels.
07
Mega U
Flexi
Account
2. Clients can register for eStatements by logging on to Absa Internet Banking and clicking
on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by
sending their request to
1. A convenience premium of R3,00 or R6,00 is included in the above tariff when withdrawing
from either an Absa-supported or Saswitch ATM/Post Office Terminal.
Transaction Type Fee
Balance Enquiries
Branch Counter R2,45
Absa ATM
No charge
Absa-supported ATM R2,95
Saswitch ATM R3,35
POS R1,00
Post Office Terminal R2,95
Statement Fees
Branch Counter Full
Statement
R8,00
Absa ATM Ministatement R1,00

Absa CAT Terminal Full
Statement R3,50
Mailed Statement R8,00
eStatement
(2)
No charge
Copies of Statements
(per Statement)
• Less than 4 months old
• 4 months or older
R12,50
R32,00
Administration Fees
Bank Cheque R65,00
Stop Payment Instruction
(Debit Order/Bank Cheque) R30,00
Special Clearance R65,00
Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail)
No charge
Dishonoured/Returned
Payment R5,00
Declined Fee
(Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS
• Post Office Terminal

R2,50
R3,00
R4,00
R2,00
R4,00
Returned Cheque Deposit R65,00
Absa Mega U
The Absa Mega U Account is the ideal account to get you
started with a bank account. You need to be younger than
18 years of age to qualify for this account. With Absa Mega
U you have the benefit of free Debit Card purchases,
free airtime top-ups, free SMS and e-mail notifications,
free Absa ATM balance enquiries and no monthly fee
to deplete your hard- earned cash. Youth clients who
bank smartly can bank free of charge.
Transaction Type Fee
Monthly Fees
Monthly Administration Fee
No charge
Deposits
Cheque Deposit: Branch Counter R11,00
Cheque Deposit: Absa ATM
No charge
Cash Deposit: Branch Counter
No charge if deposit is
less than R500.
R4,85 + R1,15/R100
of full deposit if
deposit is greater than
or equal to R500

Cash Deposit: Absa ATM
First R500 at no charge,
thereafter R1,10 per R100
Cash Withdrawals
Branch Counter R27,00 + R1,15/R100
Absa ATM R3,85
Point-of-Sale (POS) R3,85
Absa-supported ATM
(1)
R6,85
Saswitch ATM
(1)
R9,85
Overseas ATM/POS R45,00
Post Office Terminal
(1)
R9,85
Purchases
Prepaid Top-up at Absa ATM
or POS
No charge
POS – Local
No charge
POS – Overseas R45,00
Account Payments and Funds Transfers
Account Payments
• Absa ATM
• Branch Counter
R7,15
R27,00

Debit and Stop Orders
• Internal Debit Orders
• External Debit Orders
• Stop Orders
R3,85
R7,15
No charge
Funds Transfers
• Absa ATM
• Branch Counter
R3,85
R27,00
CashSend
TM
(Absa ATM) R7,70
08
Mega U
Flexi
Account
3. Clients can register for eStatements by logging on to Absa Internet Banking and clicking on
the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by sending their
request to
1. Fees shaded indicate that no charge will be levied on this transaction when the Minimum
Monthly Account Balance (as required on the Rebate Banking pricing option) is maintained
throughout the month. This option is only available to our Senior clients (aged 55 or over).
2. A convenience premium of R3,00 or R6,00 is included in the above tariff when withdrawing from
either an Absa-supported or Saswitch ATM/Post Office Terminal.
Transaction Type Fee
Balance Enquiries
Branch Counter R2,45

Absa ATM (first 2 free pm) R1,50
Absa-supported ATM R2,95
Saswitch ATM R3,35
POS R1,00
Post Office Terminal R2,95
Statement Fees
Branch Counter Full
Statement
R8,00
Absa ATM Ministatement R2,00
Absa CAT Terminal Full
Statement R3,50
Mailed Statement R8,00
eStatement
(3)
No charge
Copies of Statements
(per Statement)
• Less than 4 months old
• 4 months or older
R12,50
R32,00
Administration Fees
Bank Cheque R65,00
Stop Payment Instruction
(Debit Orders/Bank Cheque) R30,00
Special Clearance R65,00
Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail) R0,50

Dishonoured/Returned
Payment R5,00
Declined Fee
(Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS
• Post Office Terminal
R2,50
R3,00
R4,00
R2,00
R4,00
Returned Cheque Deposit R65,00
Absa Flexi Account
The Absa Flexi Account is a full-service transactional
account. This account provides you with full access to all
our channels, such as Internet and Cellphone Banking, and
is ideally suited for clients who earn a regular monthly
income. Key benefits associated with this account include
free funeral cover for clients aged between 18 and 65 years,
Emergency Medical Evacuation, Legal Advice, Personal
Health Advice and Trauma Assist. Please note that
conditions apply.
Transaction Type Fee
Pricing Options
Standard Fee
✓
Seniors Rebate Banking

(1)

Minimum Balance
✓
R5 000
Monthly Fees
Monthly Administration Fee R11,00
Deposits
Cheque Deposit: Branch Counter R11,00
Cheque Deposit: Absa ATM
No charge
Cash Deposit: Branch Counter R4,85 + R1,15/R100
Cash Deposit: Absa ATM
R1,10 per R100
(or part thereof)
Cash Withdrawals
Branch Counter R27,00 + R1,15/R100
Absa ATM R3,85 + R1,10/R100
Point-of-Sale (POS) R3,85
Absa-supported ATM
(2)
R6,85 + R1,10/R100
Saswitch ATM
(2)
R9,85 + R1,10/R100
Overseas ATM/POS R45,00
Post Office Terminal
(2)
R9,85 + R1,10/R100
Purchases

Prepaid Top-up at Absa ATM
or POS
No charge
POS – Local R2,65
POS – Overseas
R9,75 + R0,75/R100
(max. R45,00)
Account Payments and Funds Transfers
Account Payments
• Absa ATM
• Branch Counter
R7,15
R27,00
Debit and Stop Orders
• Internal Debit Orders
• External Debit Orders
• Stop Orders
R3,85
R7,15
No charge
Funds Transfers
• Absa ATM
• Branch Counter
R3,85
R27,00
CashSend
TM
(Absa ATM) R7,70 + R1,10/R100
Current
Accounts

09
Standard Fee
Value Bundle
™ Fee
Opening a Current Account is your first step towards
building a solid credit history. With an Absa Current
Account you can choose to take up an overdraft
facility and you have access to a range of pricing
options to best suit your unique needs. You have
access to all our channels through which you can
perform your day-to-day banking, and some of our
offers include the option of personalised service.
Choose the fee structure that’s best for you. There are
two pricing options.
TIP:
Aside from the convenient everyday banking facilities
offered, Absa Current Accounts are a great way to start
building a positive credit history.
Value Bundle™ Fee
Standard Fee
10
3. Increasing to R50,00 per transaction from the 4th occurrence within 12 months.
4. Increasing to R138,00 per transaction from the 4th occurrence within 12 months.
1. A convenience premium of R3,00 or R6,00 is additionally charged when withdrawing
from either an Absa-supported or Saswitch ATM respectively.
2. Only applicable to accounts that allow cheques to be issued.
TRANSACTION TYPE FEE
Balance Enquiries
Branch Counter R2,45
Absa ATM R1,00

Absa-supported ATM R2,95
Saswitch ATM R3,35
POS R1,00
Statement Fees
Branch Counter Full Statement R8,00
Absa ATM Ministatement R2,00
Mailed Statement
R8,00 (Free for
Prosperity holders)
eStatement
No charge
Absa CAT Terminal Full
Statement R3,50
Copies of Statements (per
Statement)
• Less than 4 months old
• 4 months or older
R12,50
R32,00
Administration Fees
Bank Cheque/Marked Cheque R65,00
Stop Payment Instruction R30,00
Stop Order Establishment/
Amendment No charge
Special Clearance R65,00
Debit Card Replacement Fee R55,00
Cheque Card Replacement
Fee/New Card Fee R65,00
Other Fees
Notification Fee (SMS or E-mail) R0,50

Overdraft Ledger Fee (pm)
For the overdraft provision on
your account:
• Overdraft of R250
• Overdraft over R250
• If your account goes into
unauthorised overdraft
No charge
R18,00
R57,00
Dishonoured/Returned
Payment or RD Cheque
R36,00
(3)
(Absa Current
Account)
R60,00
(4)
(Silver, Gold,
Platinum, Student Silver,
Potentiate™
and Prosperity)
Declined Fee (Insufficient
Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS
R2,50
R3,00

R4,00
R2,00
Returned Cheque Deposit R65,00
TRANSACTION TYPE FEE
Monthly Fees
Monthly Account Fee R22,00 (Absa Current
Account)
R30,00 (Silver, Gold,
Platinum,
Student
Silver, Potentiate™
and Prosperity)
Deposits
Cheque Deposit: Absa ATM
No charge
Cheque Deposit: Branch Counter R11,00
Cash Deposit: Absa ATM
R1,10 per R100
(or part thereof)
Cash Deposit: Branch Counter
R4,85 + 1,15%
of deposit value
Cash Withdrawals
Branch Counter
R27,00 + R1,15/R100
(max. R500)
Absa ATM R3,85 + R1,10/R100
Point-of-sale (POS) R3,85
Absa-supported ATM R6,85 + R1,10/R100
(1)

Saswitch ATM R9,85 + R1,10/R100
(1)
Overseas ATM/POS R45,00
Purchases
Prepaid Top-up at Absa ATM
or POS
No charge
POS – Local R3,85
POS – Overseas
R9,75 + R0,75/R100
(max. R45,00)
Account Payments and Funds Transfers
Account Payments
• Absa ATM
• Branch Counter
R7,15
R27,00
Debit and Stop Orders
• Internal Debit Orders
• External Debit Orders
• Stop Orders
R3,85
R14,00
No charge
Funds Transfers
• Absa ATM
• Branch Counter
R3,85
R27,00
CashSend

TM
(Absa ATM) R7,70 + R1,10/R100
Cheques Issued R27,00
(2)
Absa Current Account, Silver, Gold,
Platinum, Student Silver,
Potentiate™ and Prosperity
Standard Fee
With the Standard fee or Pay-As-You-Transact pricing
option, you only pay for those transactions you use.
Standard Fee
Value Bundle™ Fee
11
New from Absa
Value Bundle™ Fee
Bank from as little as R79,00 per month with an Absa Value Bundle™. With the Absa Value Bundle™ pricing option we offer
you a selection of transactions free of charge for a monthly fee. When you’ve used all the free transactions in your bundle,
you will only pay Standard Fees per transaction (as per Standard Fee pricing table on page 19). Unused transactions as
allocated in your value bundle will roll over for one month if not used. You can get up to 50% discount on your monthly fee if
you maintain a set positive balance in your account. Furthermore, if your spouse chooses to take up a Value Bundle™ he/she
qualifies for a 50% discount on his/her monthly fee. Your Value Bundle™ includes monthly cash back into your account if you
have an Absa Home Loan or Absa Credit Card. You get free subscriptions to NotifyMe, Internet Banking and Cellphone
Banking, and free lump sum death benefit.
Absa Value Bundles™
2. Clients can register for eStatements by logging on to Absa Internet Banking and
clicking on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking
or by sending their request to
3. Joint Home Loans are excluded.
1. Spousal discount will come into effect from 1 June 2012. Spouse or life partner will qualify
for a 50% discount on their Monthly Service Fees. Terms and conditions apply.

Transaction Type
Silver
Value Bundle
TM
Gold
Value Bundle
TM
Platinum
Value Bundle
TM
Monthly Service Fees
Monthly Service Fee
Discounted Monthly Service Fee:
R79,00
R71,10
R63,20
R39,50
R109,00
R98,10
R87,20
R54,50
R149,00
R134,10
R119,20
R74,50
Spouse Discount
(1)
50% 50% 50%
Transactions Included
• Absa ATM Cash Deposits

• Cash Deposit Absa ATM

• Cash Deposit Cash Acceptor
• Absa ATM Cash Withdrawals
• Cash Withdrawal Absa ATM
• Debit Card Purchases and Withdrawals
• Debit and Cheque Card Purchases

• Point-of-Sale Cash Withdrawals
• Prepaid Top-up Purchases
• Electronic Account and Beneficiary Payments
• Absa ATM, Internet, Telephone & Cellphone Account Payments

• External Debit Orders
• External Stop Orders
• Funds Transfers and Internal Payments
• Funds Transfer Absa ATM, Internet, Cellphone, Telephone (IVR) Banking

• Internal Debit Orders
• Internal Stop Orders
• Electronic Information Enquiries
•
Statement - Absa ATM, Internet and Telephone Banking (IVR)
• Balance Enquiries - Absa ATM, POS, Internet, Cellphone &
Telephone (IVR) Banking
• Notification Fee (SMS or E-mail)
• eStatement
(2)
• Monthly Subscription Fees (Internet, Cellphone, Telephone)
• Rollover of Unutilised Transactions

5
5
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Included
No charge
1 Month
5
5
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Included
No charge
1 Month
5
5
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited

Included
No charge
1 Month
Cross-product Benefits
• Cash Back for your Credit Card
• Cash Back for your Home Loan
(3)
R14,00
R10,00
R18,00
R10,00
R39,00
R20,00
Additional Features
• Lump Sum Death Benefit R10 000 R15 000 R20 000
All other transactions not included in the above list will be charged at the Standard Fee as
on the Current Account (see Standard Fee pricing table).
• For maintaining a balance > R10 000 = 10%; or
• For maintaining a balance > R20 000 = 20%; or
• For maintaining a balance > R30 000 = 50%
Unutilised transactions for the current month will be added to the
next month’s transaction limits (i.e. client who only uses 2 ATM
withdrawals will have 8 ATM transactions in the subsequent month)
Student
12
EasyFee
Standard Fee
An Absa Student Silver Current Account is the most
cost-effective way to bank while you are a student.
For as little as R16,00 per month, all your day-to-day

banking needs are taken care of. An Absa Student
Silver Account provides you with unlimited access
to Internet and Cellphone Banking as well as our
ATM network, providing you with convenient and
affordable access to your finances wherever you are.
Choose the fee structure that’s best for you. There are
two pricing options. (Standard Fees on page 10.)
EasyFee
Standard Fee
13
1. Clients can register for eStatements by logging on to Absa Internet Banking and clicking on the
‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by sending their
request to
Student Silver
EasyFee
Option
Monthly
Fee
Number of
Transactions
Included
Fee Per
Transaction
Thereafter
Option 1 R16,00 Unlimited N/A
Absa Student Silver
For Silver Student, no monthly subscription fees for NotifyMe and Internet, Cellphone and
Telephone Banking. Most fees for transactions performed on these channels are included
in the Monthly Service Fee. Charges will be levied for immediate Interbank Payments,
Notice of Payments or Reminders, Archived Statements, CashSend

TM
and Tax Certificates.
EasyFee
The default pricing option on Absa Student Silver is
the EasyFee pricing option. With this option you can
perform an unlimited number of selected transactions
through our self-service channels for a fixed fee of R16,00
per month.
Transactions Allocated For in EasyFee
The monthly fee includes any combination
of the following day-to-day transactions done on
any electronic channel (Absa ATM, Internet/
Cellphone/Telephone Banking):
• Absa ATM Cash Withdrawals
• Absa ATM Cash Deposits
• Absa ATM Balance Enquiries and Ministatements
• CashSend
TM
at an Absa ATM
• Electronic Funds Transfers
• Account Payments
• Point-of-Sale Purchases and Cash Withdrawals (Local)
• Debit Orders and Stop Orders
All other transactions not included in the above list
(e.g. Saswitch transactions, branch counter transactions)
will be charged (over and above the EasyFee) at the
Standard Fee as reflected on the Standard Fee
pricing table (see page 10). For Student Silver, monthly
mailed statements and eStatements
(1)

are free of charge.
Graduate
14
TIP:
Absa recognises your hard work and dedication. Get the
most out of your academic achievements by applying for
Absa Potentiate
TM
and take advantage of the Titanium
exclusive benefits.
Standard Fee
Management Fee
EasyFee
Reward yourself as a recent graduate with our
Potentiate™ offer. This Current Account offer is
designed to help you achieve your unique goals
as a qualified individual. Apart from all the self-
service banking convenience you’d expect, it also
offers you access to a dedicated Potentiate™ Line
and exclusive Titanium benefits.

Choose the fee structure that’s best for you. There are
three pricing options. (Standard Fees on page 10.)
New from Absa
Standard Fee
EasyFee
Management Fee
15
Absa Potentiate
TM

For Potentiate
TM
, no monthly subscription fees for NotifyMe and Internet, Cellphone
and Telephone Banking. Most fees for transactions performed on these channels are
included in the Monthly Service Fee. Charges will be levied for immediate Interbank
Payments, Notice of Payments or Reminders, Archived Statements, CashSend
TM
and
Tax Certificates.
Transactions Allocated For in Management Fee
The following basket of transactions are counted as part
of the Management Fee structure:
Deposits
Cheque Deposit: Branch
Counter/Absa ATM
R8,00
Cash Deposit: Absa ATM
R2,00
Cash Withdrawals
Branch Counter
R65,00
Absa ATM
Branch Counter
Point-of-Sale (POS)
No charge
Overseas ATM/POS
R65,00
Account Payments
Account Payments
• Absa ATM

• Branch Counter
Debit & Stop Orders
• Internal
• External Stop Order
• External Debit Order
CashSend
TM
(Absa ATM)
R18,00
R57,00
Purchases
Prepaid Top-up:
Absa ATM/POS
POS – Local
POS – Overseas
Funds Transfers
Branch Counter
Absa ATM
Balance Enquiries
Absa ATM
Statement Fees
(1)
Absa ATM Ministatement
Other Fees
Notification Fee
(SMS or E-mail)
Cheque Encashment
Cheque Issued
Management Fee
The Management Fee option allows you to perform a

basket of transactions for a fixed monthly fee.
All other transactions not included in the above list (e.g. Saswitch transactions)
will be charged (over and above the Management Fee) at the Standard Fee as
reflected in the Standard Fee pricing table (see page 10).
Potentiate
TM
Monthly Fee
Number of
Transactions
Included
Fee Per
Transaction
Thereafter
Option 1 R75,00 10 R10,00
Option 2* R150,00 Unlimited N/A
Option 3*
(includes Titanium
Credit Card)
R155,00 Unlimited N/A
*
Most fees for transactions performed on Internet, Cellphone and Telephone Banking are
included in the monthly service fee. Charges will be levied for Immediate Interbank Payments,
Notice of Payments or Reminders, Archived Statements, CashSend
TM
and Tax Certificates.
EasyFee
With the EasyFee option, you pay a monthly fee determined
by the number of transactions you perform each month.
The EasyFee structure offers different pricing options to
choose from. Each option comes with a predetermined

number of transactions; thereafter a flat rate will apply
per transaction in excess of this allocation. You can
choose which tier will best suit your needs.
Transactions Allocated For in EasyFee
The monthly fee includes any combination of the
following day-to-day transactions:
• Absa ATM Cash Withdrawals
• Absa ATM Cash Deposits
• Absa ATM Balance Enquiries and Ministatements
• CashSend
TM
at an Absa ATM
• Electronic Funds Transfers
• Electronic Account Payments
• Point-of-Sale Purchases and Cash Withdrawals (Local)
• Debit Orders and Stop Orders
All other transactions not included in the above list (e.g.
Saswitch transactions, branch counter transactions) will
be charged (over and above the EasyFee) at the Standard
Fee as reflected in the Standard Fee pricing table.
Potentiate
TM
Number of Transactions
Included
Fee Amount
Unlimited R150,00
1. eStatements are free of charge. Clients can register for eStatements by logging on to
Absa Internet Banking and clicking on the ‘Portfolio’ menu bar and then on ‘eStatements’,
or via Telephone Banking or by sending their request to
Seniors

16
Standard Fee
Management Fee
Rebate Banking
TIP:
With the Rebate option you pay no banking fees on certain
transactions if you maintain a set minimum balance in your
Investment Account. All other transactions not included
under Rebate Banking will be charged at the Standard Fee.
The Absa Prosperity Account is one of the most
affordable ways to bank if you are 55 years and
older and earn more than R2 000 per month. If you
can afford to invest R15 000 or more you have access
to the Prosperity Rebate Banking option, where you
receive up to R500 per month of day-to-day banking
transactions free of charge. As a Prosperity client, you
also qualify for additional interest rate benefits on a
selection of our investment accounts.
Choose the fee structure that’s best for you. There are
three pricing options. (Standard Fees on page 10.)
Standard Fee
Rebate BankingManagement Fee
17
Absa Prosperity
For Prosperity, no monthly subscription fees for NotifyMe or Internet, Cellphone and
Telephone Banking. Most fees for transactions performed on these channels are included
in the Monthly Service Fee. Charges will be levied for immediate Interbank Payments,
Notice of Payments, Reminders, Archived Statements, CashSend
TM
and Tax Certificates.

Management Fee
The Management Fee option allows you to perform a
basket of transactions for a fixed monthly fee.
All other transactions not included in the above list (e.g. Saswitch transactions) will be
charged (over and above the Management Fee) at Standard Fee as reflected on the Standard
Fee pricing table.
For Seniors Management Fee, Branch Counter Cash Deposits and Cheques Issued are included
in the Management Fee transaction basket.
Minimum Monthly Account
Balance
N/A
Maximum Rebate Amount R500,00
* For Absa Prosperity, NO minimum balance is needed
to be maintained in the account. However, one of the
following investments must be maintained with Absa
in order to obtain concessions:
Prosperity
Number of Transactions
Included
Fee Amount
0-30 R159,00
More than 30 R189,00
Transactions Allocated For in Management Fee
The following basket of transactions are counted as part
of the Management Fee structure:
Deposits
Cheque Deposit: Branch
Counter/Absa ATM
R8,00
Cash Deposit: Branch

Counter/Absa ATM
R2,00
Cash Withdrawals
Branch Counter
R65,00
Absa ATM
Branch Counter
Point-of-Sale (POS)
No charge
Overseas ATM/POS
R65,00
Account Payments
Account Payments
• Absa ATM
• Branch Counter
Debit & Stop Orders
• Internal
• External Stop Order
• External Debit Order
CashSend
TM
(Absa ATM)
R18,00
R57,00
Purchases
Prepaid top-up
Absa ATM/POS
POS – Local
POS – Overseas
Funds Transfers

Branch Counter
Absa ATM
Balance Enquiries
Absa ATM
Statement Fees
Absa ATM Ministatement
Other Fees
Notification Fee
(SMS or E-mail)
Cheque Encashment
Cheques Issued
Chequebooks
(20, 30 Carbon, 40)
Transactions Exempt with Rebate Banking
The following basket of transactions are FREE OF CHARGE
(up until the Maximum Rebate amount is reached):
Monthly Fees
Monthly Account Fee
Deposits
Cheque Deposit: Branch
Counter/Absa ATM
Cash Deposit: Branch Counter/
Absa ATM
Cash Withdrawals
Branch Counter
Absa ATM
Point-of-Sale (POS)
Overseas ATM/POS
Account Payments
Account Payments

• Absa ATM
• Branch Counter
Debit & Stop Orders
• Internal
• External Stop Order
• External Debit Order
CashSend
TM
(Absa ATM)
Purchases
Prepaid Top-up:
Absa ATM/POS
POS – Local
POS – Overseas
Funds Transfers
Branch Counter
Absa ATM
Balance Enquiries
Absa ATM
Statement Fees
Absa ATM Ministatement
Other Fees
Notification Fee
(SMS or E-mail)
Cheque Encashment
Cheques Issued
Chequebooks
(20, 30 Carbon, 40)
Rebate Banking
Additional to concessions on the Current Account, Prosperity clients

will benefit from a concession on monthly fees and most transactional
charges on Internet, Telephone and Cellphone Banking. Charges will
be levied for Immediate Interbank Payments, Notice of Payments or
Reminders, Archived Statements, CashSend
TM
and Tax Certificates.
• 12-month (or longer Fixed
Deposit) R15 000
• 12-18-month Bonus Deposit R15 000
• Linked Rate Deposit R15 000
• Absa MoneyBuilder R15 000
• Absa Money Market Fund R20 000
• Investment Advantage R20 000
All other transactions not included in the above list (e.g. Saswitch transactions) will be
charged) at Standard Fee as reflected on the Standard Fee pricing table.
For Seniors rebate banking, Branch Counter Cash Deposits and Cheques Issued are
included in the Rebate Banking transaction basket.
18
TIP:
Keep your hard-earned savings in an Absa Savings or
Investment Account to ensure you maximise your returns
and keep control of your savings goals.
Savings
and
Investments
Start saving for your future now with our
range of Savings and Investment Accounts.
Absa Internet Banking clients can
conveniently open a range of Savings
and Investment Accounts online without

the need to come into a branch.
19
Investment
Advantage
Money Market
Fund
Club
Account
MoneyBuilder
Transaction Type Fee
Administration Fees
Bank Cheque
(1)
R65,00
Stop Payment Instruction R30,00
Special Clearance R65,00
Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail)
(1)
R0,50
Declined Fee (Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM

R2,50
R3,00
R4,00
Returned Cheque Deposit R65,00

Transaction Type Fee
Monthly Fees
Monthly Administration Fee
No charge
Deposits
Cheque Deposit: Branch Counter R11,00
Cheque Deposit: Absa ATM
No charge
Cash Deposit: Branch Counter R4,85 + R1,15/R100
Cash Deposit: Absa ATM
R1,10 per R100
(first 2 free pm)
Cash Withdrawals
Branch Counter
(1)
R27,00 + R1,15/R100
(max. R500)
Absa ATM
(1)
R6,85 + R1,10/R100
(first 2 free pa)
Absa-supported ATM
(2)
R9,85 + R1,10/R100
Saswitch ATM
(2)
R12,85 + R1,10/R100
Overseas ATM R45,00
Funds Transfers
Branch Counter

(1)
R27,00
Absa ATM
(1)
R3,85
(first 2 free pm)
Balance Enquiries
Branch Counter
(1)
R2,45
Absa ATM
(1)
R1,00
(first 2 free pm)
Absa-supported ATM R2,95
Saswitch ATM R3,35
Statement Fees
Branch Counter Full Statement
(1)
R8,00
Absa ATM Ministatement
(1)
R2,00
(first 2 free pm)
Absa CAT Terminal Full Statemen
(1)
R3,50
Mailed Statement R8,00
eStatement
(3)

No charge
Absa MoneyBuilder
1. Provided a minimum balance of R100 000 is maintained in the account at all times,
the transactions indicated will be exempted from standard charges.
2. A convenience premium of R3,00 or R6,00 is included in the above tariff when withdrawing
from either an Absa-supported or Saswitch ATM or a post office terminal.
Start saving from as little as R20,00 by opening a
MoneyBuilder Savings Account. This product offers
you immediate access to your savings and pays you a
higher rate of interest the more money you keep in your
account. A key benefit of MoneyBuilder is that there is no
monthly fee, so your hard-earned savings are safe.
3. Clients can register for eStatements by logging on to Absa Internet Banking and clicking
on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by sending
their request to
20
Investment
Advantage
Money Market
Fund
Club
Account
MoneyBuilder
Transaction Type Fee
Administration Fees
Bank Cheque
No charge
Stop Payment Instruction R30,00
Special Clearance
No charge

Debit Card Replacement Fee R55,00
Other Fees
Notification Fee (SMS or E-mail)
No charge
Declined Fee (Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM

No charge
No charge
No charge
Returned Cheque Deposit R65,00
Transaction Type Fee
Monthly Fees
Monthly Administration Fee
No charge
Commission
All Credits into Account 0,40%
Deposits
Cheque Deposit: Branch Counter Commission Applicable
Cheque Deposit: Absa ATM Commission Applicable
Cash Deposit: Branch Counter
(1)
R4,85 + R1,15/R100
Cash Deposit: Absa ATM Commission Applicable
Cash Withdrawals
Branch Counter
No charge
Absa ATM

No charge
Absa-supported ATM
(2)
R6,85 + R1,10/R100
Saswitch ATM
(2)
R9,85 + R1,10/R100
Funds Transfers
Branch Counter
No charge
Absa ATM
No charge
Balance Enquiries
Branch Counter
No charge
Absa ATM
No charge
Absa-supported ATM R2,95
Saswitch ATM R3,35
Statement Fees
Branch Counter Full Statement
No charge
Absa ATM Ministatement
No charge
Absa CAT Terminal Full Statement
No charge
Mailed Statement
No charge
eStatement
(3)

No charge
Absa Investment Advantage
1. This pricing will come into effect from 20 May 2012.
2. A convenience premium of R3,00 or R6,00 is included in the above tariff when withdrawing
from either an Absa-supported or Saswitch ATM or a post office terminal.
3. Clients can register for eStatements by logging on to Absa Internet Banking and clicking
on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by sending
their request to
Investment Advantage is ideal for the serious investor
who is looking for risk-free, attractive returns on deposits
greater than R20 000. A key benefit of this product is
that you have immediate access to your funds.
21
Investment
Advantage
Money Market
Fund
Club
Account
MoneyBuilder
Transaction Type Fee
Administration Fees
Bank Cheque
(2)
R65,00
Stop Payment Instruction R30,00
Special Clearance
No charge
Debit Card Replacement Fee R55,00
Other Fees

Notification Fee (SMS or E-mail)
No charge
Declined Fee (Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM

No charge
No charge
No charge
Returned Cheque Deposit R65,00
Transaction Type Fee
Monthly Fees
Monthly Administration Fee
No charge
Commission
All Credits into Account 0,40%
Deposits
Cheque Deposit: Branch Counter Commission Applicable
Cheque Deposit: Absa ATM Commission Applicable
Cash Deposit: Branch Counter
(1)
R4,85 + R1,15/R100
Cash Deposit: Absa ATM Commission Applicable
Cash Withdrawals
Branch Counter
(2)
R27,00 + R1,15/R100
(max. R500)
Absa ATM

(2)
R3,85 + R1,10/R100
Absa-supported ATM
(3)
R6,85 + R1,10/R100
Saswitch ATM
(3)
R9,85 + R1,10/R100
Overseas ATM R45,00
Funds Transfers
Branch Counter
No charge
Absa ATM
No charge
Balance Enquiries
Branch Counter
No charge
Absa ATM
No charge
Absa-supported ATM R2,95
Saswitch ATM R3,35
Statement Fees
Branch Counter Full Statement
No charge
Absa ATM Ministatement
No charge
Absa CAT Terminal Full Statement
No charge
Mailed Statement
No charge

eStatement
(4)
No charge
Absa Money Market Fund
1. This pricing will come into effect from 20 May 2012.
2. Provided a minimum balance of R100 000 is maintained in the account at all times,
the transactions indicated will be exempted from standard charges.
3. A convenience premium of R3,00 or R6,00 is included in the above tariff when withdrawing
from either an Absa-supported or Saswitch ATM or a post office terminal.
The Absa Money Market Fund offers excellent returns
for investors looking to deposit more than R100 000 in a
low-risk investment. A key benefit of this product is that
you have immediate access to your funds.
4. Clients can register for eStatements by logging on to Absa Internet Banking and clicking
on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by sending
their request to
22
Investment
Advantage
Money Market
Fund
Club
Account
MoneyBuilder
Designed for groups, such as Stokvels or Burial Societies,
that need a simple and convenient way to administer
their collective savings. You need only R50,00 to open
the account and no monthly administration fee is
payable. With tiered interest rates, the more you save
the greater your returns. Interest is calculated daily

and paid into the account monthly, and your money is
immediately available from any branch. A key benefit
of the Absa Club Account is that the first deposit per
month is free of charge. This product is not card-based
thus no card-type transactions are permitted.
Transaction Type Fee
Balance Enquiries
Branch Counter R2,45
Absa ATM N/A
Absa-supported ATM N/A
Saswitch ATM N/A
POS N/A
Post Office Terminal N/A
Statement Fees
Branch Counter Full Statement R8,00
Absa ATM Ministatement N/A
Absa CAT Terminal Full Statement N/A
Mailed Statement R8,00
eStatement
(1)
No charge
Copies of Statements
(per Statement)
• Less than 4 months old
• 4 months or older
R12,50
R32,00
Administration Fees
Bank Cheque R65,00
Stop Payment Instruction

(Debit Orders/Bank Cheque) R30,00
Special Clearance R65,00
Debit Card Replacement Fee N/A
Other Fees
Notification Fee (SMS or E-mail)
(2)
No charge
Dishonoured/Returned Payment R36,00
Declined Fee (Insufficient Funds)
• Absa ATM
• Absa-supported ATM
• Saswitch ATM
• POS
• Post Office Terminal
N/A
N/A
N/A
N/A
N/A
Returned Cheque Deposit R65,00
Transaction Type Fee
Monthly Fees
Monthly Administration Fee
No charge
Deposits
Cheque Deposit: Branch Counter R11,00
Cheque Deposit: Absa ATM
No charge
Cash Deposit: Branch Counter R4,85 + R1,15/R100
Cash Deposit: Absa ATM N/A

Cash Withdrawals
Branch Counter
R27,00 + R1,15/R100
(max. R500)
Absa ATM N/A
Point-of-Sale (POS) N/A
Absa-supported ATM N/A
Saswitch ATM N/A
Overseas ATM/POS N/A
Post Office Terminal N/A
Purchases
Prepaid Top-up at Absa ATM or POS N/A
POS – Local N/A
POS – Overseas N/A
Account Payments and Funds Transfers
Account Payments
• Branch Counter
• Absa ATM
R27,00
N/A
Debit and Stop Orders
• Internal Debit Orders
• External Debit Orders
• Stop Orders
R3,85
R7,15
No charge
Funds Transfers
• Branch Counter
• Absa ATM

R27,00
N/A
CashSend™ (Absa ATM) N/A
Absa Club Account
1. Clients can register for eStatements by logging on to Absa Internet Banking and clicking
on the ‘Portfolio’ menu bar and then on ‘eStatements’, or via Telephone Banking or by sending
their request to
2. Increasing to R50,00 per transaction from the 4th occurrence within 12 months.