Tiếng anh chuyên ngành Unit7: Credit card

UNIT 7 CREDIT CARDS


Our Group Layout
A. READING
COMPREHENSIO
N

C. WRITING: Credit
card cancellatinon

B. LANGUAGE
FOCUS:
CONJUNCTIONS

D. LISTENING:
Listen for details


A. READING
COMPREHENSION


VOCABULARY:
Accumulate

(v)

[ə'kju:mjuleit]

Advantage

(n)

[əd'va:ntid3]

Debt

(n)

[det]

: chất đống, chồng chất, tích luỹ, gom góp lại
: sự thuận lợi, hoàn cảnh thuận lợi
: số tiền vay chưa trả; nợ

Disadvantage (n)

[,disəd'va:ntid3] : sự bất lợi; thế bất lợi

Emergency

(n)

[i'mə:d3ensi]

Initial

(adj) [i'niSǝl]

 

: sự bất lợi; thế bất lợi
: ban đầu, lúc đầu


VOCABULARY:
Interest rate

(n)

['intrǝst, reit]

Manner

(n)

['mænə]

Pros and cons (n)

: lãi suất
: cách, lối, thói, kiểu

[prəuz ənd konz] : những lý lẽ tán thành và phản đối cái gì

Purchase

(n) (v) ['pə:tSəs]

: sự mua, tậu; vật mua được mua, tậu

Repayment

(n)

: sự trả lại, sự báo đáp, sự đền đáp

[ri:'peimənt]


I. Understanding a printed
text:
1. What is credit card ?
 Credit card is a small plastic card issued by a bank,
business, etc… allowing the holders to purchese
goods or services on credit, permit people to make
large purchases and help for emergencies.
2. What is the second paragraph about ?
 The advantages of credit cards.
3. What is the third paragraph about ?
 The disadvantages of credit cards.


II. Check your
understanding

Read the text again and circle the best answer for the following
questions A, B or C.
1. When should we take care of advantages and disadvantages
of credit cards?

A. when going abroad
B. before applying for credit cards
C. when travelling to other places
2. According to the passage, what is the most important benefit
of credit cards?
A. they permit people to buy many things at the same time
B. they are convenient to bring
C. we can buy things without money
3. In which paragraph can you find the following information: “
card holders buy more than they need”
A. paragraph 1 B. paragraph 2 C. paragraph 3
4. The word ‘ excessively’ in the paragraph 3 is closest in
meaning to?
A. too much
B. insufficiently C. progressively


III. Increase your
vocabulary:
Fill in the gaps to complete the passage, choosing from
the word or phrase in the box.
financial

unpaid

cardholders

issued

immediate

issued by banks and other
Credit card is a card (1) ……………
cardholders to
financial institutions to enable (3) ……………….
(2) …………..
immediate
obtain goods and services without (4) ……………..
payment. Payment is usually made monthly with interest
unpaid balance.
charged on any (5) …………..


B. LANGUAGE
FOCUS:
COJNUNCTIONS
There are various types of
conjunctions. We can divide into:


1. Coordinating Conjunctions
- Coordinating Conjunctions join together words, phrases or
clauses of equal importance.
- Some examples of coordinating conjunctions are: and, but, or, yet,
…
Example:
Use your credit cards frequently and you’ll soon find
yourself deep in debt.
Business firms and households are independent of each other.
In 1950 oil supplied only about 10% of out total energy

consumption; but now it’s up to about 40% and still rising.
We searched diligently, yet found nothing.
You can sit at the front, or you can stand at the back. I don’t
mind.


2. Correlative Conjunctions
- Conjunctions used in paris are correlative conjunctions
- Some examples of coordinating conjunctions are: both…and,
not only… but also, either…or, neither…nor, whether…or
Example:
Firms and households are both buyers and sellers.
Neither the Canadians nor the Americans are interested in
this problem.
Meissner was not only commander of the army but also a
close friend of the President.
Either Bill or Bob is going to the conference
I can’t make up my mind whether to buy some new
summer clothes now or wait untill the prices go down.


3. Compound conjunctions
- Compound conjunctions are groups of words that behave like
conjunctions.
- Some examples of coordinating conjunctions are: provided that, as soon
as, as though, as if, so that, even if,…
Examples
Conjunction

Examples

So that I kept away my work so that I could spend time with my
daughters
Provided that You can take leave provided that you work overtime later
As though

Rex behaves as though he is the boss

As soon as
bonus.

Mr. Ford plans to pay off his loan as soon as he gets this

As if

It looks as if there is going to be a storm.


4. Subordinating
conjunctions
- Subordinating
conjunctions
joins a clause to another on which it
depends for its full meaning.--The chief subordinating
conjunctions are: after, beacuse, if, though, although, till, before,
unless, since…
Examples
If you consider the financial rewards of high level positions,
the stressful nature of these positions becomes less important.
We have exported a lot of high technology equiment to russia

since the government relaxed export regulations.
We haven’t used DFT’s express delievery service very much
recently because we are trying to keep out costs down.
You should go after you finish your work.
Although he had no qualifications, he got the job.
When I answered the phone, I missed an important oart of
the meeting.


PRACTICE
Task 1: Choose the corrert words to complete the sentences:
1. Her salary is higher than mine _______ we do the same work.
B. despite
C. however
A. although
2. It must be finished before tomorrow ______ long it takes.
C. however
A. whatever
B. no matter
3. This new policy will greatly improve many people`s lives, ______ it won`t cost
the taxpayer a penny.
B. however
C. otherwise
A. moreover
4. Interest rates are the lowest they`ve been for many years, ______ I highly
recommend investing in property at this time.
A. otherwise
B. however
C. therefore

PRACTICE
Task 1: Choose the corrert words to complete the sentences:
5. The figures don’t add up and there are a lot missing details, ______ I
can`t believe your report.
B. however
C. moreover
A. therefore
6. It`s not the best product I`ve ever seen, ______ it seems to be good
value for money.
B. otherwise
C. therefore
A. although
7. Not only does working from home increase productivity but it _____
cuts the cost of overheads.
A. too
B. also
C. likewise
8. ______ the position you applied for has now been filled, we shall
keep your details for future reference.
A. however
B. despite
C. although


Task 2: Complete the sentences with the appropriate conjunctions in the
box.
as soon as

whenever

When

until

After

while

1. ______
When we first introduced the product, it war the only one on the market.
2. ______
After looking at all the facts, the management has decided to stop
manufacturing in Europe.
as soon as you get it, sign it
3. The contract is coming by express delivery. __________
and send it back. It`s urgent!
whenever we run into design problems like this,it always seems to
4. __________
take so long to sort thing out.
until I`ve had time to look at the latest
5. I can give you an answer, but not _____
sales figures.
6. At least we`ll be able to do some work at home _____
while the office is closed
for renovation.


C. WRITING: Credit
card cancellation

letter


Task 1. Match the words in colum A
with their definitions in column B.
A

B

1. hesitate

a) the ending of some form of agreement.

2. foreseeable

b) ssk politely.

3. request

c) predicted.

4. annual

d) pay something.

5. cancellation

e) happen every year.

6. incur

f) be slow to speak or act because you feel
uncertain or nervous.

f
1)…

c
2)…

b
3)…

e
4)…

a
5)…

6)…d


Task 2. Pul the following sections in the
correct order to make up a complete credit
card cancellation letter to the bank.
a. And will not be using the credit card so do not wish
to incur the annual fee.
b. Dear Sir/Madam
c. I am writing this letter to request the cancellation of my credit card.
d. Thank you in advance.

e. The card is a Silver Card with the number 8…..5, valid until 24/06.
f. Yours Faithfully
g. If there is any other information you need, please do not hesitate to
contact
us at the above e-mail address.
h. The reason is that we are living in the UK for the foreseeable
future,
i. Jane Smith

b

c

e

h

a

g

d

f

i


Task 3. Write a cancellation letter

Now you have your credit card at Agribank. You are
going to move to England for your new position. You
want to stop using your credit card at your bank. Write
them a letter to request the cancellation of your credit
card and explain your own reason.

Dear Sir/Madam, I'm writing to request the
cancellation of my credit card. The card number is
0123456789, valid until 24/11. I'm going to move to
England for my new position, and I will not be using
this credit card anymore, so I don't want to incur
any annual fee. If you need further information,
please don't hesitate to contact me with the above
email address or my phone number. Thank you in
advance. Yours faithfully, Duc


D. LISTENING: Listen
for details


Task 1. How do you often pay for your bills? How often is each means of payment?
Tick(v) in the box
Always
Coin

Sometimes

Never

v

Note

v

Credit card

v

ATM card

v

Debit card

v

Cheque

v


Task 2. Listen to the three
conversations and choose the best
answer for each
Conversation 1:
1. What does the customer want to do?
a. pay by debit card b. change money c. pay by coins
Conversation 2:

2. How does the customer want to pay?
a. pay by check
c. pay on credit
b. pay in cash
Conversation 3:
3. What does the customer want to do?
a. open a cheque book b. pay someone c.
c. withdraw
withdraw money
money


Task 3: Listen to the three
recordings again and complete the
following table with ONE suitable
word or NUMBER from the
recordings.
Conversation

Amount of money

1

…………………….(4)
175.50

2

…………………….(6)
205.50

3

…………………….(7)
500

Item purchased
…………………….(5)
Shirt coat


THANKS!
Any questions?