File Excel Tính lãi suất ngân hàng Bảng tính lãi suất ngân hàng

Lịch trả nợ
Tên khách hàng
Số tiền vay
Thời gian vay
Lãi suất ưu đãi năm đầu
Lãi suất cố định
Ngày giải ngân

Lê Văn A
200,000,000
48
9.2
11.00%
03/01/2021

Kỳ trả nợ
01/03/2021
01/04/2021
01/05/2021
01/06/2021
01/07/2021
01/08/2021
01/09/2021
01/10/2021
01/11/2021
01/12/2021
01/01/2022
01/02/2022
01/03/2022
01/04/2022
01/05/2022

01/06/2022
01/07/2022
01/08/2022
01/09/2022
01/10/2022
01/11/2022
01/12/2022
01/01/2023
01/02/2023
01/03/2023
01/04/2023
01/05/2023
01/06/2023
01/07/2023
01/08/2023
01/09/2023
01/10/2023
01/11/2023
01/12/2023
01/01/2024
01/02/2024

Gốc còn lại
0
1
2
3
4
5
6

7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

200,000,000
195,833,333
191,666,667
187,500,000
183,333,333
179,166,667
175,000,000
170,833,333
166,666,667
162,500,000
158,333,333
154,166,667
150,000,000
145,833,333
141,666,667
137,500,000
133,333,333
129,166,667
125,000,000
120,833,333
116,666,667
112,500,000
108,333,333
104,166,667
100,000,000
95,833,333
91,666,667
87,500,000
83,333,333
79,166,667

75,000,000
70,833,333
66,666,667
62,500,000
58,333,333
54,166,667

VND
tháng
/năm
/năm

Số năm vay
4

Gốc
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667

4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667

Lãi
153,333,333
150,138,889
146,944,444
143,750,000
140,555,556
137,361,111
134,166,667

130,972,222
127,777,778
124,583,333
121,388,889
118,194,444
1,375,000
1,336,806
1,298,611
1,260,417
1,222,222
1,184,028
1,145,833
1,107,639
1,069,444
1,031,250
993,056
954,861
916,667
878,472
840,278
802,083
763,889
725,694
687,500
649,306
611,111
572,917
534,722

01/03/2024
01/04/2024
01/05/2024
01/06/2024
01/07/2024
01/08/2024
01/09/2024
01/10/2024
01/11/2024
01/12/2024
01/01/2025
01/02/2025
01/03/2025
Tổng

Y

36
37
38
39
40
41
42
43
44
45
46
47
48

50,000,000
45,833,333
41,666,667
37,500,000
33,333,333
29,166,667
25,000,000
20,833,333
16,666,667
12,500,000
8,333,333
4,166,667
0

4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
4,166,667
200,000,000

496,528
458,333
420,139
381,944
343,750
305,556
267,361
229,167
190,972
152,778
114,583
76,389
38,194
1,654,604,167


Y


Tổng G+L
157,500,000
154,305,556
151,111,111
147,916,667
144,722,222
141,527,778
138,333,333
135,138,889
131,944,444
128,750,000

125,555,556
122,361,111
5,541,667
5,503,472
5,465,278
5,427,083
5,388,889
5,350,694
5,312,500
5,274,306
5,236,111
5,197,917
5,159,722
5,121,528
5,083,333
5,045,139
5,006,944
4,968,750
4,930,556
4,892,361
4,854,167
4,815,972
4,777,778
4,739,583
4,701,389


4,663,194
4,625,000
4,586,806

4,548,611
4,510,417
4,472,222
4,434,028
4,395,833
4,357,639
4,319,444
4,281,250
4,243,056
4,204,861
1,854,604,167


3,709,208,333