Bài giảng môn BẢO HIỂM (CHƯƠNG 2) doc

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

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  !"# $%&' !"#
Được chỉ định bởi Khách hàng Doanh nghiệp bảo hiểm
Chịu trách nhiệm theo
quy định đối với
Khách hàng Doanh nghiệp bảo hiểm
Phạm vi sản phẩm
Rộng – am hiểu các sản
phẩm bảo hiểm của các
doanh nghiệp bảo hiểm
trên thị trường.
Hẹp – chỉ cần nắm sản phẩm
của doanh nghiệp bảo hiểm
mà mình làm đại lý.
Nguồn thu nhập chính Từ hoạt động bảo hiểm.
Bảo hiểm có thể không phải là
nguồn thu duy nhất.
Thu nhập từ
Hoa hồng do doanh nghiệp
bảo hiểm chi trả từ phí
bảo hiểm.
Lương + hoa hồng.
Quyền sở hữu đối với
danh sách khách hàng
Nhà môi giới Doanh nghiệp bảo hiểm
Khả năng cung cấp
thông tin, hướng dẫn
cho công ty bảo hiểm

nhân danh khách hàng
Có, nhà môi giới đại diện
cho khách hàng.
Không vì đại lý đại diện cho
doanh nghiệp bảo hiểm.
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()*+,-.#
(/*+-0-*1-&1
02/*3451/-(-*6057-
2/*34*857-
2/*34*9*57-*6-:*60;0--:*8
<2/*34#
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(=> !"#?-<!0-&1
02> !"#@*+
2> !"#A*8
2> !"#*1; -
<2> !"#*B*-.C
()*+,-.#
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(D> !"#EFG&1
02> !"#*1; -
2> !"#!--@H
2> !"#A*8
<2> !"#-(-*I
()*+,-.#
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(JK<!0--.C,*GC LM-!-@H
&0!LG-*+!-<!0--.C
02> !"#!--@H

2> !"#-(-*I
2> !"#EFG
<2> !"#*1; -
()*+,-.#
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(N@H&0!LG-,*GC LM-
02> !"#!--@H
2> !"#EFG
2> !"#-(-*I
<2> !"#*1; -

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(OP-Q-*1-RS !"#A*8*6LM-MC
K0
02(-;/-1-@
2$:-5T;U<V-&0!LG-51-@H&0!LG-
2W!0--.C-1-@
<2K;U<V-&0!LG-
()*+,-.#
 
(XA-*,!%*LG-K0 !"#EFG
02Y-<!0-&BA&F

2ZBA;7L-[;7*\3-LT-LH;7-!-@H&0!
LG-510LQ-
2 051L]L9-
<2 051L];0
()*+,-.#

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(^A-*,!%*LG-K0 !"#*@:-#%
&1
02Y-<!0-&BA&F

2ZBA;7L-[;7*\3-LT-LH;7-!-@H&0!
LG-510LQ-
2 051L]L9-
<2 051L];0
()*+,-.#
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(_Y`-LT--1!;0L(A&1L9-
02 !- -@H L] T - @a- *6 # *+@H- *b
--51EFG
2!--@H&-&-T+K+!*6#*+@H-*b
--51EFG
2*+@H-*b--51EFGM*"(A+0!!-
-@H-c-*3-*B*
<2(51L9-
()*+,-.#
 
(dY`-LT--1!;0L(A&1L9-
02eK+!#0-*-?/R0-?-&@H-*+@
L@f
2eK+!#0-*-KR0-
2eK+!560#0-*-?/R0-\560#0-*-
KR0-
<2 0\\L];0
()*+,-.#
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(> C/CM*"L7CM5+K+!
02&gA*1; -
2h--60+K+!
20 !"#
<2 i\>51L]L9-
()*+,-.#
 
(=]#j*C/C&'
02>&1#G*0#?8*L # !ML]? K0W>
L75-@H*0#0k
2>L@f*b *-R0#G*:8-l#
C(-*/-+K+!*+--A-*,*@:-mk
2eK+!K0#G*-@H0A;7*-@HL@fG-
LP- !"#*0#00;nk
<2 i\>51L]L9-
()*+,-.#
 
(DY`-LT--1!;0L(A&1L9-
02> !"#!%*LG-<b0*+--A-*,&BA;7L-
[;7*
2> !"#!%*LG-<b0*+--A-*,&BA;7*[
;7L-
2> !"#!%*LG-<b0*+-P*@H-&BA;7L-
[;7L-
<2> !"#!%*LG-<b0*+--A-*,&BA;7*[
;7*
()*+,-.#
 
(Jop*5] -B*\*]-*+ K0<!0--.C
 !"#!-c--@HT*.*%<!+K+!LF

#0 !"#(A+0
02Z1*]-K0<!0--.C !"#
2Z1*]-K0-@H*0#0 !"#
2G*Cq-*]-K0<!0--.C !"#51#G*
Cq-*]-K0-@H*0#0 !"#
<2 i\>51L];0
()*+,-.#
 
(NV*KA8K0<!0--.C !"#
02!%*LG-5Q#V*-l#-(-0!C9&fEFG

2!%*LG-5Q#V*&f-r-
2!%*LG-5Q#V*m*+f-@H-s!

<2 i\>51L];0
()*+,-.#
 

(O!%*LG-*/ !"#
02 Z1 5. <!0- -.C  ! "# /- &% fC LP-
 !"#!<!0--.C !"#?/
2Z15.<!0--.C !"#*b /- !
"#!?/1-
2Z15.<!0--.C !"#[-5/<!0-
-.C !"#?/*b #G*fCLP- !
"#!?/1-

<2 i\>51L]L9-
()*+,-.#
 

(X!%*LG-LP- !"#
02Z15.<!0--.C !"#/-&%fCLP- !
"#!<!0--.C !"#?/
2Z15.<!0--.C !"#*b /- !
"#!?/1-
2Z15.<!0--.C !"#[-5/<!0-
-.C !"#?/*b #G*fCLP- !"#
!?/1-
<2 i\>51L];0
()*+,-.#
 
(^G*RS !"#L@fQ-*1-
026-c--@H*0#0 !"#M? -t-E A
+0+K+!?/*-B*
26-c--@H*0#0 !"#M? -t-E A
+0+K+![-*-B*
26-c--@H*0#0 !"#M? -t-E A
+0+K+![-*-B*!j?/*-B*
<2 0\\L];0
()*+,-.#
 
(_0*+hK0 !"#
ik> !"##0-L8-;b0-*!1-\3-LT-!
!%*LG-Yuo51LH;7-!--@Hk
>k> !"#MCCq-*b%-8? -t-
E A+0+K+!\*3-*B*k
k> !"#-4-57-m*+f!C/**+"-
Yuok
Wk i\>51L]L9-
()*+,-.#

 
(=dt-451!*Q-Q-C/C&'\ !"#*@:-
#%L@f0*1-
ik> !"#,*Gv> !"#*b-A 

>k> !"#-(-*Iv> !"#C-(-*I
k/-.C5V !"#*1; -v/-.C5V !
"#!--@Hv> !"#*+/-.#<(-;b
Wk i\>51L]L9-
()*+,-.#
 


 
!"#$%&#'(
#"#)*&#)
*
"+,-&+
,.&#/+
)-'
0"!#12
()*+,-.#
 
(==t-451!L7*@f- !"#\ !"#
*@:-#%L@f0*1-
ik> !"#,*Gv> !"#*b-A 

>k> !"#-(-*Iv> !"#C-(-*I
k/-.C5V !"#*1; -v/-.C5V !
"#!--@Hv> !"#*+/-.#<(-;b

Wk i\>51L]L9-
()*+,-.#
 
(=D> !"#-(-*I
ikZ1&!%Q->&-R0-L8--c-+K+!,-&]-
5*3*I!--@Hk
>k> !L #!Y*+!-*+@H-fC*U5!-<w-L8-
#B**-rCk
k> !L #!Y*+!-*+@H-fC;7-R0#G*
*H?x
Wk i\>51L]L9-
()*+,-.#