Đáp án chuẩn bài test tiếng anh đầu ra

HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
LỜI NÓI ĐẦU
Chuẩn đầu ra của sinh viên Học viện Tài chính đã được quy định và công bố theo Quyết định
số của Giám đốc Học viện Tài chính.
Bộ sách ôn thi Tiếng anh chuẩn đầu ra của Học viện Tài chính (English for Business
Communication) được biên soạn và xây dựng bao bồm 03 Modul nhằm giúp cho Sinh viên tiếp cận
với Tiếng Anh tài chính –kế toán theo định hướng TOEIC, cụ thể:
▪ Modul 1 (M1): giúp học viên có kiến thức cơ bản về Tiếng anh tài chính kế toán và những
cấu trúc ngữ pháp cơ bản, ôn luyện các kỹ năng. Thời lượng 15 buổi học. Tài liệu 01 quyển + 01 CD
▪ Modul 2 (M2): giúp học viên làm quen với bài thi TOEIC và ôn luyện các kỹ năng, ngữ
pháp nâng cao. Thời lượng 05 buổi học. Tài liệu 01 quyển + 01 CD.
▪ Modul 3 (M3): giúp học viên có các “tips” làm bài thi và dạng đề thi theo định hướng
TOEIC. Thời lượng 04 buổi học. Tài liệu 01 quyển + 01 CD
Trong quá trình biên soạn Nhóm tác giả đã có gắng đã hoàn thiện bộ tài liệu ở mức độ cao
nhất, tuy nhiên sẽ không tránh khỏi những thiếu sót nên rất mong nhận được các ý kiến đóng góp
của độc giả
Trân trọng cám ơn!
Trung tâm Ngoại ngữ - Tin học
HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
1
HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
Key Part 1.
1. B 2.A 3. B 4. D 5. C 6. C 7. B 8. B 9. C 10. B
11. Mark your answer on your answer sheet. (A) (B) (C)
12. Mark your answer on your answer sheet. (A) (B) (C)
13. Mark your answer on your answer sheet. (A) (B) (C)

14. Mark your answer on your answer sheet. (A) (B) (C)
15. Mark your answer on your answer sheet. (A) (B) (C)
16. Mark your answer on your answer sheet. (A) (B) (C)
17. Mark your answer on your answer sheet. (A) (B) (C)
18. Mark your answer on your answer sheet. (A) (B) (C)
19. Mark your answer on your answer sheet. (A) (B) (C)
20. Mark your answer on your answer sheet. (A) (B) (C)
21. Mark your answer on your answer sheet. (A) (B) (C)
22. Mark your answer on your answer sheet. (A) (B) (C)
23. Mark your answer on your answer sheet. (A) (B) (C)
24. Mark your answer on your answer sheet. (A) (B) (C)
25. Mark your answer on your answer sheet. (A) (B) (C)
26. Mark your answer on your answer sheet. (A) (B) (C)
27. Mark your answer on your answer sheet. (A) (B) (C)
28. Mark your answer on your answer sheet. (A) (B) (C)
29. Mark your answer on your answer sheet. (A) (B) (C)
30. Mark your answer on your answer sheet. (A) (B) (C)
31. Mark your answer on your answer sheet. (A) (B) (C)
32. Mark your answer on your answer sheet. (A) (B) (C)
33. Mark your answer on your answer sheet. (A) (B) (C)
34. Mark your answer on your answer sheet. (A) (B) (C)
35. Mark your answer on your answer sheet. (A) (B) (C)
36. Mark your answer on your answer sheet. (A) (B) (C)
37. Mark your answer on your answer sheet. (A) (B) (C)
38. Mark your answer on your answer sheet. (A) (B) (C)
39. Mark your answer on your answer sheet. (A) (B) (C)
40. Mark your answer on your answer sheet. (A) (B) (C)
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
2

Part 2
Directions: You will hear a question or statement and three responses spoken in English. They will be
spoken only one time and will not be printed in your test book. Select the best response to the question or
statement and mark the letter (A), (B), or (C) on your answer sheet.
Example
You will hear: What are you doing?
You will also hear: (A) I am doing fine.
(B) I am looking for something
(C) I can’t do it
The best response to the question “What are you doing?” is choice (B), “I am looking for something”, so
(B) is the correct answer. You should mark answer (B) on your answer sheet.
HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
Part 3
Directions: You will hear some conversations between two people. You will be asked to answer
three questions about what the speakers say in each conversation. Select the best response to each
question and mark the letter (A), (B), (C), or (D) on your answer sheet. The conversations will be
spoken only one time and will not be printed in your test book.
41 Where are the speakers?
(A) in a restaurant
(B) On a bus
(C) in a gift shop
(D) At a hotel
42 What does the man want to know?
(A) Where to get an umbrella
(B) When the bus .will arrive
(C) What is being served for breakfast
(D) How long the rain will last
43 When does the gift store open?
(A) At 8:00

(B) At 8:30
(C) At 9:00
(D) At 9:30
44 What does the man want to know?
(A) Where Mr. Johnson is today
(B) If the woman has talked to Bob
(C) When Mr. Lewis will come into the
office
(D) Who has the file he is looking for
45 Where is Bob this morning?
(A) With a client
(B) At a bank
(C) At the head office
(D) In Mr. Johnson’s office
46 What will the man most likely do next?
(A) Drive over to the head office
(B) Read over a document
(C) Walk over to a co-worker’s office
(D) Call Mr. Johnson on the phone
47 Why is the woman not going to the
concert?
(A) She has some work to do.
(B) She has an urgent matter to take care
of.
(C) She does not like the band.
(D) She has dinner plans with friends.
48 What does the man want to know?
(A) Why the woman can’t go
(B) What the name of the band is.
(C) Where the concert will take place

(D) Who the woman will be going with
49 What does the man say about the band?
(A) They are a local group.
(B) He is a great fan.
(C) His sister is the lead singer.
(D) He has seen them a few times before.
50 What are the speakers talking about?
(A) A workshop they just attended
(B) A class the man is taking
(C) Gossip from the office today
(D) Their upcoming seminar-at the head
office
51 How does the man feel about the
workshop?
(A) it was not necessary.
(B) It was very boring.
(C) it was very informative.
(D) It was time-consuming.
52 Who are the speakers?
(A) Lecturers
(B) Managers
(C) Clients
(D) New employees
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
53 Where most likely is the conversation
taking place?

(A) In a restaurant
(B) At a furniture shop
(C) In an office
(D) At a bookstore
54 What did the man’s secretary do for the
man?
(A) Call the bookstore
(B) Pick up a new table
(C) Clean the windows
(D) Make a reservation
55 What will the woman do next?
(A) Clean the table
(B) Order some food
(C) Call her secretary
(D) Show the man to his table
56 What is the purpose of the woman’s
call?
(A) To place an order for some office
supplies
(B) To inform the man of a future delivery
date
(C) To complain about a broken chair
(D) To make an appointment
57 What does the man request?
(A) To have the items delivered a day early
(B) To visit the factory site
(C) To talk to the woman’s supervisor
(D) To get a day off on Friday
58 When will the man receive the goods?
(A) Thursday

(B) Friday
(C) Monday
(D) Tuesday
59 What does the man ask the woman to
do?
(A) Arrange a dental appointment
(B) Get Mr. Gomez’s cell number
(C) Call someone on the phone
(D) Attend the managerial meeting
60 When is Mr. Gomez supposed to arrive?
(A) At 11 o’clock
(B) At 12 o’clock
(C) At 1 o’clock
(D) At 2 o’clock
61 Where will the man most likely go
next?
(A) To a meeting
(B) To the dentist office
(C) To Mr. Gomez’s office
(D) To the parking lot
62 Why is the man calling?
(A) To ask for the website address
(B) To cancel an appointment
(C) To inquire about the business hours
(D) To place an order for some products
63 According to the woman, why is the
store closing early tonight?
(A) They close early on weekends.
(B) They are doing some inventory work;
(C) Business is slow these days.

(D) There is a power outage.
64 What does the woman suggest the man
do?
(A) Delay the delivery until the weekend
(B) Come to the store a bit earlier
(C) Call before coming down to the store
(D) Go to their website
65 When will the staff meeting take place?
(A) This morning
(B) This afternoon
(C) Tomorrow morning
(D) Tomorrow afternoon
66 Who will join the company next week?
(A) Rhonda
(B) The advertising manager
(C) The general manager
(D) Mr. Brown
67 Why is the woman concerned?
(A) She has a schedule conflict.
(B) She does not like the new manager.
(C) She forgot to attend the meeting.
(D) She is late for her appointment.
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
68 When will the woman make her
presentation?
(A) This afternoon

(B) This week
(C) Next week
(D) In two weeks
69 Why can’t the man meet with the
woman today?
(A) He has to attend a board meeting.
(B) He has to step out of the office.
(C) He has to finish the budget report.
(D) He has to make a presentation.
70 Why does the man push the meeting
back to 9:30?
(A) He will be coming into work late.
(B) He always has some work to take care
of in the morning.
(C) His m eeting with the board members
doesn’t end until then.
(D) He will be finished with the budget
report then
Part 4
Directions: You will hear some short talks given by a single speaker. You will be asked to answer
three questions about what the speaker says in each short talk. Select the best response to each
question and mark the letter (A), (B), (C), or (D) on your answer sheet. The talks will be spoken
only one time and will not be printed in your test book.
71 Where is Mr. Patterson at this moment?
(A) At home
(B) In his office
(C) At the warehouse
(D) At the reception desk
72 How often does Larry check his
messages?

(A) Once an hour
(B) Once every two hours
(C) Once every three hours
(D) Once every four hours
73 Who will most likely talk to the
receptionist?
(A) Callers who have an appointment
(B) Anyone who calls the company
(C) People who want to visit the
warehouse
(D) Those with an urgent matter to discuss.
74 Why is the caller apologizing?
(A) He is calling at a very early hour of the
day.
(B) He forgot to return Dave’s call;
(C) He can’t come into work today.
(D) He is running late for an appointment.
75 Where does the caller work?
(A) At a supermarket
(B) At a restaurant
(C) At a hospital
(D) At a warehouse
76 According to the speaker, what
happened to Susie?
(A) She is sick at home,
(B) She went away on a trip,,
(C) She got into a car accident.
(D) She is caught in rush-hour traffic.
77 What will happen momentarily?
(A) The name of the winner will be

announced.
(B) The new designer will be given a
check.
(C) The listeners will participate in a
design contest
(D) The new vehicle will be unveiled.
78 How many designers entered the design
contest?
(A) 10
(B) 20
(C) 30
(D) 40
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
79 What will Leslie do?
(A) She will introduce the designer of the
car.
(B) She is going to submit her design
work.
(C) She will make a closing speech.
(D) She is going to reveal the winning
design.
80 What will Mr. Johnson do this year?
(A) Hire more employees
(B) Retire
(C) Take a vacation
(D) Start a new job

81 How many interviews will the listeners
go through?
(A) One
(B) Two
(C) Three
(D) Four
82 According to the speaker, what is the
company’s intention?
(A) To find the right person within the
company
(B) To give managers a two-week holiday
(C) To guarantee a salary increase every
year
(D) To provide equal opportunity for all
workers
83 What is the purpose of the talk?
(A) To promote a co-worker
(B) To show employees the first company
newsletter
(C) To announce the day’s schedule
(D) To notify the staff about a new worker
84 How often will the newsletter be
published?
(A) Every day
(B) Once a week
(C) Once every two weeks
(D) Once a month
85 When will Linda join the company?
(A) Today
(B) Next week

(C) Next month
(D) Next year
86 What most likely would be found at the
store?
(A) Refrigerators
(B) Armchairs
(C) Flowers
(D) Cars
87 Who would most likely respond to the
advertisement?
(A) People who will redecorate their
homes
(B) People who want to buy a brand new
car
(C) People who have old appliances
(D) People who are thinking of making a
garden
88 How can a listener get a discount?
(A) By coming to the store early
(B) By making a purchase over 50 dollars
(C) By bringing an advertisement coupon
(D) By exchanging an old item with a new
one
89 Why did the speaker miss the phone
call earlier?
(A) He was visiting a client.
(B) He was in a meeting.
(C) His phone was not working.
(D) He was talking to the sales manager.
90 What did Phil forget to leave?

(A) His contact number
(B) The meeting date
(C) The sales report
(D) The flight schedule
91 When will Mr. Daniels not be in his
office?
(A) On Monday
(B) On Tuesday
(C) On Wednesday
(D) On Thursday
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
92 What does the speaker mention is the
reason for the celebration party?
(A) The grand opening of their first store
(B) The finalization of a big sale
(C) The introduction of a new product
(D) The launch of their new website
93 Who should go and speak with Wendy?
(A) Those who want to participate in the
new project
(B) Staff members who will not be able to
attend
(C) Anyone who wishes to bring a guest to
the party
(D) People who do not have directions to
the hotel

94 What will the speaker do before noon
today?
(A) Provide directions to the hotel
(B) Prepare a guest list
(C) Send out invitation cards
(D) Gather the product samples
95 Who most likely is the speaker?
(A) The president
(B) The vice-president
(C) The accountant
(D) The secretary
96 Where will the listener most likely be
in the morning?
(A) In a meeting
(B) At a sushi restaurant
(C) At the Hillside hotel
(D) At the airport
97 Where will the listener meet the vice-
president?
(A) At the airport
(B) At the restaurant
(C) At the accounting office
(D) At the conference room
98 When will the work be done in the
lobby?
(A) Monday
(B) Tuesday
(C) Thursday
(D) Friday
99 What does the speaker ask the listeners

to do on Monday?
(A) To stay home
(B) To check the bulletin board
(C) To use a different entrance
(D) To help make the workplace look
better
100 . Who most likely is the speaker?
(A) A security guard
(B) A painter
(C) A sales manager
(D) A maintenance worker
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
READING
In the Reading test, you will read a variety of texts and answer several different types of reading
comprehension question. The entire Reading test will last 75 minutes. There are three parts, and
directions are given for each part. You are encouraged to answer as many questions as possible
within the time allowed.
You must mark your answers on the separate sheet. Do not write your answers in the test book.
Part 5:
Directions: A word of phrase is missing in each of the sentence below. Four answer choices are
given below each sentence. Select the best answer to complete the sentence. Then mark the letter
(A), (B), (C), (D) on your answer sheet.
101. Customers are adviced to double-check their orders to ensure that they will be sent…………
… the correct address.
(A) until (B) upon (C) among (D) to
102.Last week’s performance was judged to be a major……… …even though it received no local

media coverage.
(A) success
(
B) succeed
(C) successful
(
D) successfulnes
103.Please …………… Ms.Mary that no one has received their paychecks yet.
(A) accept
(
B) notify
(
C) delive
(
D) present
104.Employees on official business are offered ………….for any expenses
(A) investment (B) dimension
(
(C) reimbursement
(
(D) expenditure
incurred for meals – related to workshops, business meetings, or company –related events
105.Underwood Energy Service Inc. offers……….…benefits to full-time employees, including
dental insurance.
(A) attraction (B) attractive (C) attract (D) attracted
106.Customers at Prussian Blue Books are reminded to keep their receipt……………… proof of
purchase when they place an order.
(A) off (B) except (C) as (D) though
107.Several stall heads…………… a better understanding of the importance of motivation and
teamwork from the last workshop.

Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
(A) gaining (B) will gain (C) gain (D) were gained
108.Anyone…………….…experiences complications with the new software is encouraged to bring
this matter to Mr. Gruber’s attention in room 210.
(A) who (B) which (C) whom (D) whose
109.Attendance is mandatory for the staff meeting……… … for next Tuesday in the council hall
(A) has been scheduled (B) schedule (C) will schedule (D) scheduled
110.Renovation this summer will increase Larchnere Concert Hall’s seating………………by 80
seats
(A) intensity (B) capacity (C) preparation (D) aptitude
111.The………… on foreign developments in the fashion industry will include refreshments and a
45-minute question period afterwards.
(A) increase (B) referral (C) policy (D) presentation
112.Mr. Leavenworth sought free legal advice online before……………with his own lawyers.
(A) to consult (B) consults (C) consulted (D) consulting
113.Dr.Elizabeth Kay was by………… until the arrival of Dr.lan DeSilva at8:30a.m
(A) her (B) herself (C) she (D) hers
114.Once the written………… has been provided to the secrectary, she can pass on the
information to Mr.Oliveri.
(A) estimate (B) guess (C) suggestion (D) judgment
115.Employee accounts and other………… paperwork must be stored under lock and key in the
main office.
(A) achievable (B) related (C) alike (D) interested
116.An investment………….gradually increases in value over the years can be more profitable than
more short-term alternatives.
(A) that (B) they (C) what (D) when

117.New department heads must attend meetings………….in order to be exposed to new ideas from
other team members.
(A) frequent (B) frequenting (C) frequently (D) frequency
118.Our aim is to focus on customers’needs and satisfaction by………introducing exceptional
goods
(A) consist (B) consistantly (C) consistent (D) consisting
119.Students can……….….in the university’s education program starting July 6
th.
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
(A) enroll (B) admit (C) apply (D)subscribe
120.Our firm received……….…from numerous clients for our excellent work over past twenty
years
(A) complement (B) complimented (C) compliments (D) complementary
121.Beginning next April, financial benefits will be available…………….to those customers who
signed the necessary contract.
(A) exclusiveness (B) exclusively (C) exclusionary (D) exclusion
122.A recent survey showed that the increase in the number of random tax audits on businesses has
been……………….unpopular.
(A) predict (B) prediction (C) to predict (D) predictably
123.The company is pleased to announce that we have invited several members of our
experienced…… … and casual staff to become permanent employees.
(A) minor (B) lengthy (C) temporary (D) duplicate
124.The business council stated its opinion that the new panalties for tax evasion are out
of…………….…with the seriousness of the crime.
(A) size (B) propotion (C) equivalence D)combination
125.To celebrate our tenth year in the stationery supply business, we’d like to offer a special bonus

discount…………….to our most loyal customers.
(A) to (B) by (C) as (D)at
126.……………recent adjustments in imcome tax rates, workers will find themselves pleasantly
surprised by an increase in the size of their paychecks.
(A) Due to (B) While (C) In fact (D) Whether
127.In addition to improvements to the company cafeteria, the company sports facility
will…………….….be upgraded.
(A) besides (B) either (C) also (D)too
128.Due to popular demand by the staff members, the scheduled talk by Mr.Smith will take
place…………. Room 15 instead of Room 20 as was first planned.
(A) in (B) on (C) of (D) as
129.The vast number of new businesses the city is attracting is good news for the local economy;
however the ……… of vacant office space os something the mayor has to figure out soon.
(A) level (B) training (C) shortage (D) approaching
130. …………….Mr.Pennington retires, he will receive an annual pension of more than fifty
thousand dollars from Packard Incorporated.
(A) Often (B) Once (C) Whoever (D) Sometimes
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
131.………….Mr. Bingham’s promotion became official, many of his colleagues have approached
him to congratulate him
(A) Despite (B) Still (C) Since (D) During
132.John Clarke, who is in the prime of his career, has been ranked……….the top of 10 players in
tennis history by Sports Daily.
(A) at (B) into (C) among (D) from
133.They had to stop the production line for nearly two hours after a problem was discovered and
the workers had to wait until they……………instruction from their superiors

(A) raised (B) received (C) persuaded (D) contended
134.The sales division reported a 64 percent drop………. the last sales period
(A) during (B) with (C) at (D) to
135.I am sorry to hear that you are having a personer problems, but that is not an ……………….for
arriving at work an hour late on a regular basis.
(A) excused (B) excuses (C) excusing (D) excuse
136.Once we sign the merger……….…with Lovelace Art Supplies, we will be the largest provider
of arts and crafts materials in the city.
(A) understanding (B) conclusion (C) agreement (D)preposition
137.The president’s assistant told me that she would not be ……… for scheduling the conference
room for staff needs anymore.
(A) responsive (B) responding (C) responsible (D) respected
138.I am sorry to report that it is………for us to finish the project by tomorrow’s deadline, but we
can certainly have it done by the middle of next week
(A) imperative (B) important (C) impeccable (D) impossible
139.With the……….….of gasoline rising, companies are investigating the viability of alternative
fuels that burn cleaner and are renewable as well.
(A) cost (B) payment (C) charge (D) fee

140.When the customer came into the shop this morning, she started………….that her new watch
stopped working after only two days of normal wear.
(A) complain (B) complainer (C) complaining (D) complaint
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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PART 6
Directions: In this part, you will be asked to read in English text. Some sentences are incomplete.
Select the word or phrase that correctly completes each sentences and mark the corresponding

letter (A),(B),(C), or (D) on the answer sheet.
Questions number 141 – 143 refer to the following article.
Bank Mortgage Rates Will Fall
Several of Canada’s largest banks…………to decrease their mortgage rates. Royal Bank
141.(A) decide
(B) deciding
(C) was decided
(D) have decided
Revealed its plan to cut key mortgage rates by a tenth of a percentage point across the board,
while TD Canada Trust will decrease its rates by the same…………………except for.
142. (A) margin
(B) allowance
(C) space
(D) surplus
Its 10-year rate. The Bank of Montreal will also lower its fixed-rate morgages on four-year terms
and longer by a tenth of a percentage point.
And lastly, Vancourver Trust has also jumped on the wagon by announcing that it is planning
to…… … its rates, but the exact numbers are still
143. (A) turn down
(B) shorten
(C) reduce
(D) narrow
unknown. However, insiders are predicting that the reduction rates will be similar to those of other
banks.
Questions 144-146 refer to the following email
From : Cindy William [mail to: ]
Send : Tuesday, October 25, 2007 5:30 PM
To :
Cc : Peter Channings
Subject : Another Sales Lead

Dear Sean,
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
12
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I have another sales lead for you today. The………… is to send a package by
144. (A) job (B) chance (C) limit (D) pursuit
express cargo mode from FRA to NY. The shipments’content is printed matter weighing
appropximately 200kgs, and it will be sent every other day (3 times a week). We are looking for
an arrival on the day after shipment. I would like to know…………… you are able to handle this
and if you can
145. (A) how (B) that (C) what (D) Whether
meet this service requirement. If so, can you please quote us the delivery rates and
all………………charges in NY? As for profit sharing.
146. (A) defended (B) refused (C) incurred (D) conveyed
I would like to say 50/50 as we discussed earlier. I am hoping that this will be okay with you.
I look forward to your reply soon. Thanks!
Best regards
Cindy Williams
Costworth Ltd
Questions 147 – 149 refer to the following notice
NOTICE TO EMPLOYMENT
ADVERTISERS AND JOB SEEKERS
Misleading advertisement places in the employment ………………………
147. (A) area (B) section (C) branch (D) department
of our newspaper can result in hardship and time wasted by those who are looking for jobs, ans
this is certainly unacceptable. Placing false ads that are misleading is an offence against the Trade
Practices and Fair Trade Act.
Any………….wishing to place a want as with us should keep in mind that all

148. (A) Employees (B) employs (C) employment (D) employer
Advertisement should include a job title, a clear………………….of the job,
149. (A) information (B) subscription (C) description (D) requirement
under the appropriate category.
For further information, contact the Department of Fair Trade at 755-5720 during business hours.
Questions 150-152 refer to the following letter
Your account information
Your Zone number: 115-2005 Your account number: 58124
Welcome Mr.Patrick Dillon:
Thanks for choosing Zone. Our promise is simple: we always offer you the best…………….with
greater choice and flexibility. In this spirit, we invite
150. (A) value (B) valor (C) valuable (D) validity
you to get to know all about Zone.
Three easy guides! Tons of tips and rewards to discover!
This package will help you get familiar with the………………….privileges
151. (A) much (B) many (C) every (D) most
of your prepaid serivice and the innovative services Zone offers you, from text messaging to
mobile Internet service. You’ll discover all the way to manage your account on zone.com. You
can also visit zone.com for loads of tips on making the most of your……………
Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
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HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
152. (A) computer (B) handset (C) textbook (D) account
If you have any questions, simply visit zone.com, or call 116, free of charge, from your Zone, or
call 1-800-7555-zone (ext.451).
Explore away!
Andrew Chiva
Vice-president, Customer Relations

Văn phòng: Phòng 301- Nhà B5 – Học viện Tài chính Phòng tuyển sinh: tầng 1 Nhà B6, B7 – Học viện Tài chính
Website: www.chuandaura.edu.vn Email: ĐT (04) 66753.725 /66844.269
14
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TT. NGOẠI NGỮ - TIN HỌC
Part 7
Directions: In this part, you will read a selection of texts, such as magazine and newspaper articles,
letters, and advertisements. Each text is followed by several questions. Select the best answers for
each question and mark the letter (A), (B), (C), or (D) on your answer sheet.
Questions 153 – 154 refer to the following advertisement.
Diva’s Yearly Summer Clearance Sale –
This weekend Only!
This weekend, summer clothing is 20% off! Come early to take advantage of our remaining
summer items, including shirts, shorts, and sandals. Take an extra 10% off kid’s clothing and
active wear. Beach accessaries discounted up to 50%. Visit our Southend, Westmere, and
Northstar locations and save!
Please be aware:
• Women’s swimwear is not included in summer clearance sale.
• Store hours during the clearance sale will be 7 a.m – 10 p.m.
• Discounts do not apply to our Eastwind location.
Starting Monday, 9/10, we will resume our normal hours (8 a.m – 6 p.m.).
153. What is inferred from the advertisement?
(A) The sale will continue for a week (C) The sale only applies to the Northstar
location.
(B) The sale begins on Thursday. (D) The sale will take place during extended
business hours

154. As stated in the advertisement, which item will NOT be on sale this weekend?
(A) Sandals (C) Shirts
(B) Women’s swimwear (D) Shorts

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Questions 155 –156 refer to the following memo
Memorandum
To: Team members
From: Administration
Date: August 3
Save the date! In order to continue our long-standing tradition, The Sun Group will hold a yearly
“Fun in the Sun” day at Patterson Part for all employees and their immediate family members.
Last year’s event was a huge success, and we are looking forward to an even better turnout this
year. We hope that you will join us for great food, great company, and fantastic entertainment.
Thanks to Connie Rosegarden for organizing this year’s get-together, to be held on Sunday,
August 15. We would also like to thank Charles Sandpiper for offering to provide musical
entertainment. Charles will be playing avariety of woodwind instruments. We hope to see you in
the park, or , in the case of bad weather, in the pavilion immediately next to the park.
Volunteers are needed before and after the gathering. Contact John White at 223 – 2122 if you are
able to help. Look for more information in your mailboxes in the coming week.
155. What is being organized?
(A) A performance (C) A job fair
(B) Training (D) A social event
156. What is the alternate plan?
(A) The event will be cancelled. (C) The event will be held in a pavilion
(B) The event will be held at the office (D) The event will be held later in the afternoon

Questions 157 – 159 refer to the following e-mail
To Marketing Staff
From Todd Snow, Manager
Re Phone Conference
Date January 9
Global marketing Team,

Thank you for your continued hard work worldwide. In order to facilitate communication
between our sites, we will be conducting a phone conference next Monday, January 12, involving
staff in multiple time zones. We hope that this will given everyone an opportunity to stay up to
date on current marketing issues. In the conference, we will be covering the following items:
• Sales trends in the past 3 months
• Ideas for raising awareness of products in target market areas
• Locating future markets to enter
All staff currently involved with the Globe project will be asked to join in this teleconference.
This includes staff in our Australian, Eastern European, and South American offices. Stass in
overseas locations will join the conference call at the following local times:
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Sydney 1:00 p.m
Warsaw 9:00 a.m
Buenos Aires 11:00 p.m
Thank you in advance for participating in this important conference.
Sincerely,
Todd Snow
157. Why was this e-mail written?
(A) To remind staff of an approaching deadline (C) To inform global staff about an upcoming
meeting
(B) To welcome a new staff member (D) The change the previously stated meeting
time
158. What will members NOT discuss in the conference?
(A) Patterns in sales in recent months (C) Making people more aware of products
(B) Hiring new staff members globally (D) New market areas
159. What does the e-mail indicate about the meeting?
(A) The conference call will be recorded (C) The conference will last an hour
(B) The manager will not be attending the
meeting.

(D) The staff involved in the call will be in
different time zones.
Questions 160 – 162 refer to the following advertisement
WorkSpace Office Furniture FALL SALE!
15% OFF INTERACTIVE OFFICE FURNITURE!
Save 15% on standard components and packages.
* Interactive Deck (Walnut Laminate) $1,095 → $930.75
SAVE 45% ON METAL BOOKCASES!
Choose from a variety of heights and widths and save up to 45%!
* 2-shelf, 42 Metal bookcase (black) $640 - $352
SAVE 40% OFF TUXEDO CHAIRS!
All models of the Tuxedo Chair – Medium Back & Manager Back
* Tuxedo Chair (Medium Back) $808 → $484.80
FREE SHIPPING ON MOST ORDERS OVER $500!
Limited time offer. Exclusion apply. Visit our store for details
Call us at 1-800-466-412
Monday - Friday 10a.m. – 5p.m
Saturdays & Sundays 11 a.m – 6p.m.*
952 Industry Drive Tukwila, WA 98188
* Saturday & Sunday hours extended during special sale
Regular hours are 11 a.m – 4 p.m
160. What does this advertisement announce?
(A) Furniture is important for work areas. (C) The business is having a liquidation sale.
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(B) All items in the store are offered at special
prices.
(D) Free shipping service may not be offered for
all orders over $500.
161. What is the discounted price for the metal bookcase?

(A) $640 (C) $808
(B) $352 (D) $484
162. What time does the store usually close on Sundays?
(A) 4:00 (C) 6:00
(B) 5:00 (D) 7:00
Questions 163 – 166 refer to the following e-mail
To: Stepanie Boerne < sbb @ powell.ca>
From: Jean-Pierre Leduc <jpleduc@ sollant.ca>
Subject: Order #5324309DX Received
…………………………………………………………………………………
Ms. Boerne,
I am writing to confirm the receipt of our order (#5324309DX) on Monday the 12
th
of Jun.
Although we are pleased to have finally received the goods, after waiting a week more
than expected, I am still concerned about the quality of service we will receive from you
in the future. I assume the late shipment was due to your being new to this position of
liaison with Sollant, so let me review with you the stipulations on our contract. We are to
receive all of our shipments within four days of ordering, not ten. I am not sure what your
policies are with other companies, but I noticed on the invoice that this past shipment was
not sent air express but rather ground transport. I also noticed that you yourself signed the
invoice. I take this to mean that you made the mistake, rather than the shipping staff. We
have never had problems with our shipments before, and I trust this will not happen again.
I would like to continue doing business with Powell, but if this type of thing continues, I
will be searching for a new supplier. I would appreciate your prompt attention to this
issue.
Thank you.
Jean-Pierre Leduc
Receiving Department, Sollant Industries
163. Who is Ms.Boerne?

(A) Mr.Leduc’s secretary (C) A representative of Powell
(B) A shipping staff member (D) Mr.Leduc’s customer
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164. According to the e-mail, how many times have deliveries been late?
(A) Once (C) Four times
(B) Twice (D) Ten times
165. What is the tone of the e-mail?
(A) Accessible (C) Contrary
(B) Accusatory (D) Encouraging
166. What might Mr.Leduc do if he receives another late shipment?
(A) Call Ms.Boerne’s supervisor (C) Visit Ms.Boerne’s office
(B) Ask Powell for a new liaison (D) Find a different company
Questions 167- 168 refer to the following advertisement
Choose from a splendid range of gifts for her and for him at an amazingly affordable price!
We offer:
Unique gift ideas
Wedding &baby gifts
China and crystal
Flatware & specially gift selections
Our service include:
Free gift wrapping for purchases over $20
Nationwide next-day delivery guaranteed
Professional gift consultation
Call our store today: 1-888-552-4200
167. What business is this advertisement for?
(A) Florist shop (C) Gift shop
(B) Art gallery (D) Delivery service
168. What does the advertisement offer?
(A) Gift wrapping is free on all orders. (C) Next-day delivery is for local customers only.

(B) Discounts apply to all orders over $20. (D) Items will arrive by the next day anywhere in
the country.
Questions 169 – 170 refer to the following notice
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TT. NGOẠI NGỮ - TIN HỌC
We’re pleased to announce that all employees fof BMC Corporation now have access to our online
document archive. Our IT team has worked for over four months to provide this convinient and
efficient system. This will enable employees to gain access to the archive anytime and anywhere,
whether they are working in the office, on the road or at home. Follow the directions below to take
advantage of the online document archive.
1. Go to the document section of the website. www.bmc.com/docs
2. Click on “archive” to search the database.
3. To use the archive you need to log in:
a. Enter user name. (employee’s e-mail address)
b. Enter password. (employee identification card number)
4. Use the database research to find the document you are looking for:
169. Who is this announcement for?
(A) College students (C) BMC employees
(B) System analysts (D) BMC shareholders
170. What does this announcement describe?
(A) Directions on how to subscribe to an Internet
service.
(C) Location of available documents
(B) Information on how to log on to the online
archive
(D) Procedure of developing a database
Questions 171 – 173 refer to the following letter
Dear Ms.Karen Tan:
Thank you for choosing Quest Communication as your mobile phone service provider. Quest
Communication is the largest wireless company in the US, with more than 72 million subscribers.

You will find a enclosed a copy of the customer agreement which explains the terms and conditions
of your subscription. Please read the agreement, and return the form to us with your signature by
October 2. Since you have signed up for the 2-year contract discount, there will be an early
termination fee of US $80 if you cancel the service before the end date of the contract period.
With your 2-year contract, you can enjoy caller ID display service and 100 text messages per
month for FREE for the first 5 months of your contract. Optional services such as call-waiting and
international roaming can be added at any time at your request.
Should you have any question or inquires regarding the service agreement, do not hesitate to call
our customer service department at 877-553-9812. Once again, thank you for choosing Quest
Communication.
Sincerely,
Nicole Gardener
Customer Service Department
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171. What did Ms.Tan receive with this letter?
(A) A coupon (B) A product sample (C) A contract (D) A warrant
172. Under what circumstances would Ms.Tan have to pay an $80 penalty?
(A) If she renews the contract (C) If she buys a new mobile telephone.
(B) If she cancels the service early (D) If she does not reply to the letter by October
2.
173. What is included in the special plan Ms.Tan is using?
(A) Free call-waiting (C) Free text messages
(B) $80 rebate coupon (D) 24-hour customer service.
Questions 174 – 176 refer to the following advertisement
NARTAGAZ
The 10
th
annual International Trade Fair
for equipment for the Oil & Gas Industry

will take place at
Korbutt Andropov Park and Fairgrounds, Moscow, Russia
June 10 – 15, 20 _
Sponsored by:
NGJ International GmbH
Stuttgart, Germany
Exhibitions and attendees should contact:
NGJ International
1151 Park Street
Baltimore, MD 22899
(410) 555-9292
Exhibitors:
Please ask for an application package.
Applications due: January 1, 20_
Attendees:
Visitors packages will be available February 1, including:
• A list of exhibit highlights
• Information on local accommodations
• Information on discounted travel and hotel packages
174. Who is sponsoring this event?
(A) US. Department of Commerce (C) Oil & gas industry
(B) City of Moscow (D) NGJ International
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175. Where should one write for more information?
(A) Baltimore (C) Stttgart
(B) Moscow (D) Washing ton, D.C.
176. Who will attend this trade fair?
(A) Politicians (C) Environmentalists
(B) Oil and gas executives (D) Trade negotiators

Questions 177 – 180 refer to the following bulletin
177. A passenger traveling in which of the following would read this bulletin?
(A) Plane (B) Car (C) Bus (D) Train
178. For which of the following are reservation required:
(A) The dining car (C) Second-class car
(B) First-class car (D) Third –class car
179. According to the passaage, which of the following have dining cars?
(A) All trains (C) Trains with second
(B) Trains with first-class cars (D) Trains with third
180. The word “Additional” in paragraph 3, line 2, is closet in meaning to
(A) Most (C) Overweight
(B) Extra (D) Large
Questions 181 – 185 refer to the following announcement and form
HỌC VIỆN TÀI CHÍNH
TT. NGOẠI NGỮ - TIN HỌC
Best Business Practices
Keep your company up-to-date with the latest research in business success! Don’t let your
employees fall behind when it comes to networking, product development, technology, and
marketing. Staying competitive in today’s market means staying informed. Don’t miss this
orpotunity to find out the latest research.
Business Train will be conducting interactive and highly-relevant traing sessions this summer on
all aspects of business development. To register, visit our site at www.businesstrain.org. Fees are
per persons and include lunch. Here is just a sampling of our workshop offerings:
1. Marketing Outward provides workshop participants with practical ideas on attracting
new clientele.
Monday, March 7, 8:00-10:00 a.m
Cost $40
2. Network Connections encourages participants to utilize their existing business
connections and gives strategies on creating new contacts.
Tuesday, April 4, 8:30-11:00 a.m

Cost $45
3. Technology Yes! Involves workshop-goers in a hands-on sission that highlights the
relevance of technology to marketing.
Monday, May 6, 8:00-10:30 a.m
Cost $65
4. Product Ingenuity has made product development more exciting than ever!
Participants will use new design templates to learn how to impress clients with new
products.
Tuesday, June 9, 8:30-11:00 a.m
Cost $55
REGISTRATION
Name: Charles Salazar
Address:432 W.State St, Albany, NY 12123
Phone No: (201) 928-1921
E-mail:
Workshop Number: 1
Date: January 3
Comments: My department would like to send 5 of its members to the workshop on March 7. Are
we eligible for a group discount?
181. What is the purpose of the announcement?
(A) To ask for new workshop ideas (C) To inform business owners of previous
workshops
(B) To promote upcoming workshops (D) To modify the workshop schedule
182. In the 2
nd
paragraph of the annoucement, the word “conducting” in line 1 is similar in meaning to
A. Sending C. Presenting
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B. Neglecting D. Electrifying

183.What is NOT a workshop topic?
(A) Finding new clients (C) Using technology
(B) Product development (D) Managing meetings
184.What is the fee for the workshop Charles Salazar plans to attend?
(A) $40 (C) $55
(B) $45 (D) $65
185. What does Charles Salazar want to know?
(A) Which workshop would be most helpful to
him?
(C) Workshop locations
(B) If he can get a discount (D) Names of the presenters.
Questions 186 - 190 refer to the following letter and form
To whom it may concern:
On March 13, I complete an online order for a set of new hardwood furniture. This week I receive
the set, and have no complains about the quality of the furniture of of the shipping.
The instructions enclosed with the most pieces enabled me to put them together easily.
Unfortunately, instructions for assembling the bookshelf were not included in the shipment, and it
was unable to put the bookshelf together because of this missing information. Please be aware that
customers like myself rely on these instruction; it is nearly impossible to construct the furniture
without them. I would appreciate it if you could mail me a copy of the instructions for the bookshelf
(Item #42210) at your earliest convenience. Sending the instructions by e-mail would be even better.
If you have the instruction available electronically, please send them to
Another problem is with the total cost in the voice since I believe the total is 10 dollar less than the
stated amount. Could you check it as well and let me know what went wrong?
My order confirmation number is AXT921, and the order number is 442. Attached is the invoice that
came with my order. I would like to be able to complete the assembly of my bookshelf as soon as
possible, and would appreciate your prompt reply to this request. Please contact me at (901) 840-
0982 if you have any questions.
Sincerely,
Sarah Hardy

FURNITURE WORLD
23 Broadmoor St
St. Louis, MO 69504