UNIT 4
National Westminster bank
“We’re all ears”
“we’re here to make life easier”
Companies and their
banks
Previous unit review
Bank
facilities
Facilities
Availability
Interest
rate
Fees
Security
Overdraft
limit
Previous unit review
AssestsSecurities
Premises
Machinery
Real
estate
Forms of corporate
A private company
Unlisted company)
Sole traders
Forms of corporate
Partnership
Limited
(liability)
company
with 2
members
Forms of corporate
Public
company
Listed
company
Joint-
stock
company
Vocabulary
Corporate (n): công ty, tổ chức
pháp nhân, doanh nghiệp
Corporation (n)
Company , firm
Vocabulary
Subtypes
1. Joint stock company (JSC): Công ty cổ̉ phần
2. Private company (unlisted company, sole trader): công ty
tư nhân
3. Public company (listed company): công ty công chúng
4. State company : công ty nhà nước
5. Partnership: Công ty hợp danh
6. Limited liability company : Công ty trách nhiệm hữu hạn
7. Join venture company: công ty liên doanh
8. Alien corporation : Công ty nước ngoài
Vocabulary
Founder(s): Người sáng lập
Board of director: Ban Giám đốc
Company secretary: Hội đồng quản trị
Shareholder (n): Cổ đông
Policy (n): chính sách
Insurance policy: Hợp Đồng Bảo Hiểm
Vocabulary
One year period = twelve months’ time
Every year: annual(ly)
By the year : per annum
Limit (n): Hạn Mức, giới hạn
Interest rate(n)
Base rate (n): lãi suất cơ bản
Vocabulary
Asset(s) (n): Tài sản
Personal assets
Premise: cơ sở kinh doanh
Factory: nhà máy
Machinery (n): Máy móc
Real estate (n) Bất Động Sản
Vocabulary
To owe (v) : sở hữu
Owner (n): người sở hữu
Ownership (n): quyền sở hữu
To contribute(n): tham gia
Contribution (n): đóng góp
To compete (v): Cạnh tranh
Competition(n): sự cạnh tranh, giải đấu
Competitive (adj)
Vocabulary
To maintain (v) = to keep on: duy trì
Maintance (n)
To carry out = to execute : thực hiện
Vocabulary
Adjectives
Better-off: giàu có, phát đạt
In advance: thanh toán trước, trả trước, đưa
trước
E.g. His wife is now in the hospital, therefore, he
has to ask for getting salary in advance
Contract language
May/
May not
Shall/
Shall not
Subject to
Provided that
Will/
Will not
Contract language
SUBJECT TO: Dùng khi trích dẫn luật , quyết
định , qui định trong hợp đồng
E.g.: This guarantee is subject to the laws of
the State of New York
This right for the labourer is subject to
The labour Law of Republic and Socialist of Viet
Nam
Contract language
PROVIDED THAT: Dùng như cụm từ “nếu”
trong hợp đồng
E.g.: If any violence to this contract, both sides
will take responsibilities.
Both sides shall take responsibilities
provided that any violence to this contract
Contract language
Shall: Sử dụng như “will” trong các hợp đồng và
có ý nghĩa bắt buộc tuân thủ theo.
E.g.: If any violence to this contract, both sides
will take responsibilities.
Both sides shall take responsibilities
provided that any violence to this contract