Nghị quyết Đại hội cổ đông thường niên - Tổng Công ty Cổ phần Bảo hiểm Ngân hàng Đầu tư và phát triển Việt Nam

CQNG HOA XA HQI CHU NGHiA VIl:T NAM
DQc l~p - T\}' do - H~nh phuc

TONG CONG TY BAo HIEM BIDV
S6: 02/20 16INQ-E>HE>CE>

Ha N(Ji, ngay 27 thdng 04 nam 2016

NGHI QUYET D~I HQI DONG CO DONG
TONG CONG TY BAo HIEM BIDV
D';'I HQI DONG CO DONG
Can cu Ludt Daanh nghiep s6 68120141QHJ3 dii duac Qu6c h(Ji nuac Cong
hoa Xii h6i Chit nghia Vi~t Nam kh6a 13 thong qua ngay 2611112014;

xs

Can cu Ludt Chung khoan s6 70120051QH11 duac Qu6c h6i nutrc Cong hoa
h6i Chit nghia Vi¢t Nam kh6a 11 thong qua ngay 2910612006;
Can cu DiJu l~ T6ng Cong ty Baa hdm BID V ban hanh kem theo Quyet dinl:
ngay 29102/2016 cua H6i dang Qudn tri T6ng Cong ty Baa hiim

s6 018IQD-HDQT
BID V;

Can cu Bien ban h9P Dai h6i dang c6 dong thuong nien nam 2016 cua T6ng
Cong ty Baa hiim BID V ngay 2710412016,
QUYETNGHI
Di~u 1. Phe duyet k~t qua kinh doanh nam 2015 ven cac chi tieu chinh
Don vi: trieu dang
TT

Chi ti{~u

KH 2015

TH 2015

%HTKH

1

T6ng doanh thu phi BH

1.305.000

1.478.775

113,3%

2

Doanh thu phi g6c

1.159.000

1.280.643

110,5%

3

LQ'inhuan tnroc thue rieng BIC

115.000

115.886

100,7%

4

LQ'i nhuan tnroc thue bQ'PnhAt

147.000

156.860

106,7%

5

Ty l~ b6i thuong

40%

41,9%

Di~u 2. Phe duyet k~ hoach kinh doanh nam 2016 ven cac chi tieu chinh
- T6ng doanh thu phi bao hiem: 1.750
hiem g6c hl 1.570 ty d6ng.

tY d6ng,

trong do doanh thu phi bao

tY d6ng.
tY d6ng.

- Lei nhuan tnroc thue rieng BIC: 185
- Loi nhuan tnroc thue hop nhat: 230

Di~u 3. Phe duy~t quy~t toan bao cao tal chinh nam 2015, phan phBi lnhuan nam 2015, rmrc chi tra cB nrc nam 2015 va k~ hoach phan ph8i lQi
nhuan, chi tra cB tire nam 2016
1. Phe duyet Bao cao quyet toan tai chinh 2015 da trinh Dai h9i d6ng c6 dong
thuong nien nam 2016.
BIC/Nghi quyet E>HE>CE>thuong nien 2016

1/3


2. Phe duyet phan phoi loi nhuan 2015:
STT

S&ti~n (d)

Chi tieu

1

LQi nhuan sau thu~ nam 2015

2

Quy du tm b~t buoc (2 = 1 * 5%)

3

Quy khen thuong phuc loi

4

Trich quy du phong tai chinh (5% lqi nhuan sau thue)

5

LQi nhu~n nam 2015 con ll;li(4=1-2-3)

93.155.362.939
4.657.768.147
16.000.000.000
4.657.768.147
67.839.826.645

3. Phe duyet chi tra c6 tire nam 2015:
TT

Chi tieu

S&ti~n (d)

I

LQi nhu~n con ll;lid~ chia c8 tuc liiy k~ d~n 31112/2015

71.789.026.533

1

LQ'inhuan cua cac nam tnroc 2015 con hilichua phan ph6i

3.949.199.888

2

LQ'inhuan nam 2015 con lai sau khi trich cac quy

II

V.(on coAp h an
J,.
d U'Q'chuf
irong coAt'U'C

III

Ty l~ chia c&nrc 2015

IV

LQi nhudn dung d~ chia c&tfrc (IV = III * II)

70.366.137.000

V

LQi nhuan d~ ll;lichira phfin ph&i (V = I - IV)

1.422.889.533

67.839.826.645
1.172.768.950.000
6%

Uy quyen HQi d6ng Quan tri quyet dinh thai diem va thirc hien viec chi tra
c6 nrc thee quy dinh phap luat.
4. Phe duyet k~ hoach phan phoi loi nhuan nam 2016:
- Trich Quy dfr tm b~t buoc: 5% loi nhuan sau thue.
- Trich Quy du phong tai chinh: 5% loi nhuan sau thue,
- Trich Quy khen thuong phuc loi 2016: dir ki~n mire trich l?p la 1,3 thang
thu nhap binh quan, nrong dirong 20 ty d6ng.
5. Phe duyet k~ hoach chi c6 nrc nam 2016: du ki~n 8%. Mire cu thS se trinh
Dai hQi d6ng c6 dong phe duyet tren co
k~t qua kinh doanh va loi nhuan thirc t~
nam 2016.

sa

Di~u 4. Phe duyet bao cao k~t qua heat dong cua HQi d6ng Quan tri nam
2015, muc tieu plnrong huang 2016.
Di~u 5. PhS duyet bao cao k~t qua heat dong cua Ban kiSm soat nam 2015,

muc tieu phirong huang 2016 va tham dinh bao cao tai chinh nam 2015.
Di~u 6. Phe duyet viec chi chi tra thu lao, phu
kiSm scat, bao gom:

dp HQi d6ng

quan tri va Ban

6.1. PhS duyet k~t qua chi chi tra thu lao, phu dp HQi d6ng quan tri va Ban
kiSm soat nam 2015 nhir dff trinh Dai hQi d6ngc,6 dong thirong nien 2016.

BIClNghi quyet DHDCD thuong nien2016

2/3


6.2. Phe duyet ngan sach chi tra thu lao, phu dp HQi d6ng quan tri va Ban
kiem scat nam 20 16 bang 0,35% loi nhuan tnroc thue nam 2016 thee bao cao tai
chinh rieng cua BIC va giao HQi d6ng Quan tri quyet dinh mire chi tra C\! th€.
Ban Thir ky HQi d6ng Quan tri se duoc huang rmrc phu dp c6 dinh la 2 trieu
hop.

d6ng/nguai/lAn

Di~u 7. Phe duyet chuyen dAi TAng Cong ty Bao hi~m BIDV hi~n nay
theo mf hinh Cong ty me - con:
7.1. Phe duyet viec chuyen d6i T6ng Cong ty Bao hiem BIDV hien nay
thanh mo hinh Cong ty my - con. Chi ti~t nlnr tai To trinh dff trinh Dai hQi d6ng cd
dong thuong nien 2016.
7.2. Uy quyen HQi d6ng quan tri BIC phe duyet cac nQi dung chi ti~t lien

quan d~n viec chuyen d6i nay, bao g6m nhung khong gioi han:
- PM duyet, t6 chirc thirc hien phuong an chuyen d6i T6ng Cong ty Bao
hiem BIDV thanh Cong ty my hoat dong thee Luat doanh nghiep voi ten goi dir
kien la Cong ty C6 phan Tai chinh Bao hiem BIDV;
- Quyet dinh thanh l~p va quyet dinh quy mo von cua Cong ty con voi ten
goi du kien la Cong ty TNHH MTV Bao hiem BIDV va cac cong ty con, cong ty
lien k~t phu hQ'Pvoi cac quy dinh cua phap lu~t va Dieu l~ Cong ty;
- Chu dong quyet dinh, sua d6i ten goi cua Ccng ty my va Cong ty con n~u
dn thi~t.
- Thirc hien cac thu tuc lien quan sua d6i Dieu l~, xin phep cac dp co th~m
quyen phe duyet thee quy dinh phap luat.
Di~u 8. Di~u khoan thi hanh
Nghi quyet nay dff dircc Dai hQi d6ng c6 dong bieu quyet thong qua toan van
tai Dai hQi va co hieu luc thi hanh k€ tir ngay 27/04/2016.
Cac thanh vien HQi d6ng quan
nhiem thi hanh Nghi quyet nay va t6
dong cua minh phu hQ'Pvoi quy dinh
cua Tong Cong ty C6 phan Bao hiem

tri, Ban Ki€m scat, T6ng Giarn d6c chiu trach
chirc trien khai thirc hien thee chirc nang heat
cua phap lu~t va Dieu l~ t6 chirc va hoat dong
Ngan hang DAu nr va Phat trien Viet Nam.

Pharn Quang Tung

BIClNghi quyet DHDCD thuimg nien 2016

3/3

CONG HOA XA H<)! CHU NGHiA VI"¢T NAM
DQc l~p - Tu do - Hanh phuc
--------------

000 ---------------

BIEN BAN HQP D~I HOI DONG CO DONG THUONG
TONG CONG TY BAo HIEM BIDV

NIEN NAM 2016

I. THCn GIAN vA DJA DIEM
Horn nay, ngay 27 thang 04 nam 2016, phien hop thirong nien nam 2016 cua
Dai hoi d6ng c6 dong T6ng Cong ty C6 phan Bao hiem Ngan hang D~u nr va PhM
trien Viet Nam (sau day goi la Dai hoi) t6 chirc:
- Vao luc: 9 gio 00 phut.
- Dia diem: H(>itnrong t~ng 21 Thap A, Vincom, 191 Ba Tri~u, Ha N(>i.
II. THANH PHAN THAM DT! D~I HOI
1. Ban t6 chirc Dai hoi.
2. Cac c6 dong

va dai

dien c6 dong.

3. Cac khach moi tham du Dai hoi.
III. TIEN HANH D~I HOI
1. Cac thu tuc:
- Ong Vfi Dire Thang - thay mat Ban t6 chirc:

ly do.

y'

Tuyen b6

y'

Gioi thieu dai bieu va cac thanh phan tham du Dai hoi.

y'

Gioi thieu Ban kiem tra tu each c6 dong tham du Dai hoi.

- Ong Pham Bach - Truong ban kiem tra nr each c6 dong tham dir Dai h(>i
bao cao k~t qua kiem tra nr each c6 dong:
D~n thai di~m b~t d~u Dai hci, t6ng s6 c6 dong va dai dien thee uy quyen
cua c6 dong tham du la 21 nguoi, t6ng s6 c6 phan tham du la 101.383.025 c6 phan,
chiem 86,4% t6ng s6 c6 phan co quyen bieu quyet cua Cong ty. Dai h(>i du di~u
kien ti~n hanh thee quy dinh cua Luat Doanh nghiep va Di~u 1~.
(Bien him him tra t14 each

c6 dong

dinh kem)

- Ong Vfi Dire Th~ng thay mat Ban t6 chirc d~ xuat s6 hrong thanh vien
Doan chu tich gom 03 nguoi, Ban thtr ky gom 02 nguoi va Ban ki~m phieu gorn t6i
thieu 02 nguoi,

- Bieu quyet thong qua s6 hrong Doan chu tich, Ban thu ky, Ban kiem phieu:
100% tan thanh.
- Ong Vii Dire Th~ng doc danh sach Doan chu tich do Ban t6 chirc gioi
thieu, bao gorn:
+ Ong Pham Quang Tung - Chu tich Hoi d6ng quan tri T6ng Cong ty Bao
hiem BIDV.
BICIBB hQP DHDCD thuong nien 2016

1/8


,
+ Ong Gobinath
hiemBIDV.

Athappan

- Uy vien HQi d6ng quan tri T6ng Cong ty Bao
.

+ Ong Tdn Hoai An - Uy vien HQi d6ng quan tri, T6ng Giam d6c T6ng
Cong ty Bao hiSm BIDV.
- BiSu quyet thong qua danh sach Dean chu tich: 100% tan thanh.
,

- Ong Vii Dire Th~ng doc danh sach Ban thir ky do Ban t6 chirc gioi thieu,

gem:

+ Ong H6 Vi~t Anh - Truong ban Thir ky HQi d6ng quan tri T6ng Cong ty

Bao hiSm BIDV, Truong ban.

+ Bit Nguy~n Th] Thanh Tu - Truong phong, Ban DAu nr tai chinh, T6ng
Cong ty Bao hiem BIDV, Thanh vien.
- BiSu quyet thong qua danh sach Ban tlnr ky: 100% tan thanh.
- Ong Vii Dire Thang doc danh sach Ban kiem phieu do Ban t6 chirc gioi
thieu va d~ nghi Dai hQi gioi thieu, irng ctr them, gorn:
+ Bit Nguy~n Thi Thu Thiiy - Giam d6c Ban Quan
Bao hiem BIDV, Truong ban.

ly rui ro, T6ng

+ Ong Pharn Du'c Thuj n - Truong phong, Ban Quan

ly rui

Cong ty

ro, T6ng Cong

ty Bao hiSm BIDV, Thanh vien.
- Cac c6 dong tham dir khong gioi thieu them thanh phAn Ban kiem phieu.
- BiSu quyet thong qua danh sach Ban kiSm phieu: 100% tan thanh.
2. Trinh bay cac noi dung chinh cua Dai hoi
2.1. Ong Phqm Quang Tung tliay milt Doim Chu tjeh trinh bay chuang trinb tam
vije cua Da! hpi
- BiSu quyet thong qua chuang trinh him viec cua Dai hQi: 100% tan thanh.
2.2. Ong Tran Hoai An thay milt Doan Chu tich trinb bay cdc npi dung:
2.2.1. Bao cao kSt qua kinh doanh nam 2015
TT

Chi tieu

KH 2015

TH 2015

%HTKH

1

T6ng doanh thu phi bao hi~m

1.305.000

1.478.775

113,3%

2

Doanh thu phi bao hiern g6c

1.159.000

1.280.643

110,5%

3

LQ'i nhuan tnroc thue rieng BIe

115.000

115.886

100,7%

4

LQ'i nhuan tnroc thu€ hQ'Pnhih

147.000

156.860

106,7%

5

Ty l~ b6i thuong

40%

41,9%

2.2.2. KS hoach kinh doanh nam 2016:
- T6ng doanh thu phi bao hiem: 1.750
hiem g6c la 1.570 ty dong.

- LQ'inhuan tnroc thuS rieng BIC: 185
BlCIBB hop f)Hf)Cf)

tlurong nien 2016

2/8

tY d6ng,

tY dong.

trong do doanh thu phi bao


- LQ'inhuan tnroc thue hQ'Pnhk 230

tY d6ng.

2.2.3. Phe duyet quyet toan bao cao tai chinh, phirong an phan phoi loi nhuan sau
thue, chi tra c6 tire nam 2015 va k~ hoach c6 tire 2016
- Phuong an phan ph6i loi nhuan nam 2015:

s6 tj~n

Chi tieu

STT

sau thu~ nam 2015

(d)

93.155.362.939

1

LQ'j nhu~n

2

Quy du tni b~t buoc (2 = 1 * 5%)

3

Quy khen thuong phuc IQ'i

4

Trich guy du phong tai chinh (5% IQ'inhuan sau thue)

5

LQ·j nhuan nam 2015 con lal (4=1-2-3)

4.657.768.147
16.000.000.000
4.657.768.147
67.839.826.645

- Ty l~ chia c6 nrc nam 2015: 6%.

- K~ hoach phan phoi loi nhuan va chi tra c6 tire nam 2016:

+ Trich Quy dii trii b~t buoc: 5% loi nhuan sau thue;
+ Trich Quy du phong tai chinh: 5% loi nhuan sau thue;
+ Trich Quy khen thirong phuc loi 2016: du ki~n mire trich l~p la 1,3 thang
thu nhap binh quan, urong duong 20 tY d6ng;

+ Dir kien ty l~ c6 tire nam 2016: 8%. Mire C\! thS se trinh Dai hQi dong c6
dong phe duyet tren co So' k~t qua kinh doanh va loi nhuan thuc t~ nam 2016.
2.3. Ong Pham Quang Tung thay m{lt Doan Chit tjch trinb bay cdc n~i dung:
2.3.1. Bao cao heat dong cua HQi d6ng Quan tri nam 2015. Muc tieu, phirong
huang heat dong nam 2016.
2.3.2. Bao cao k~t qua chi tra thu lao, phu cftp cho thanh vien HQi d6ng quan tri,
Ban kiem scat nam 2015 va Thong qua k~ hoach chi tra thu lao, phu cftp cho thanh
vien HQi dong quan tri, Ban kiem soat nam 2016.
- T6ng ngan sach thu lao, phu cftp cho HQi d6ng Quan tri, Ban Ki~m scat
nam 2015, thee phe duyet cua Dai hQi d6ng c6 dong thuong nien nam 2015:
579.433.373 d6ng.
- T6ng thu lao, phu cftp thuc t~ chi tra cho HQi d6ng Quan tri, Ban Ki~m soat
cho nam 2015: 538.000.000 d6ng.
- Ngan sach thu lao, phu cftp cho HQi d6ng Quan tri, Ban KiSm scat nam
2016: 0,35% loi nhuan tnroc thu~ nam 2016 (theo bao cao Uti chinh rieng cua BIC).
Phu cftp Ban Thir ky nam 2016: 2 trieu d6ng/nguai/phien hop.
2.3.3. Thong qua viec chuyen d6i mo hinh heat dQng sang Cong ty me-con va cac
noi dung lien quan
HQi d6ng Quan tri trinh DHDCD phe duyet chuyen d6i T6ng Cong ty Bao
hiem BIDV hien nay thanh mo hinh Cong ty me - con va uy quyen HDQT BIC phe
duyet cac nQi dung chi ti~t lien quan ct~n viec chuyen d6i nay, bao g6m nhung
kh6ng gioi han: (1) Phe duyet, t6 chirc thirc hien phirong an chuyen d6i T6ng C6ng
ty Bao hi~m BIDV thanh Cong ty me hoat dQng thee Luat doanh nghiep voi ten goi

BICIBB hop DHDCD thuong nien 2016

3/8


du kien la Cong ty C6 phan Tai chinh Bao hiem BIDV, (2) Quyet dinh thanh l~p va
quyet dinh quy mo v6n cua Cong ty con voi ten goi du kien la Cong ty TNHH
MTV Bao hiem BIDV va cac cong ty con, cong ty lien k~t phu hop voi cac quy
dinh cua phap luat va Dieu l~ T6ng Cong ty, (3) Chu dong quyet dinh, sua d6i ten
goi cua Cong ty me va Cong ty con n~u dn thi~t, (4) Thirc hien cac thu tuc lien
quan sua d6i DiSu I~, xin phep cac dp co th~m quyen thee quy dinh phap luat.
2.4. Ong Cao C~ Tri - Truong Ban Kiim sodt trinh bay Bdo cdo hoat dvng cua
Ban Kiim sodt niim 2015, tham djnh bdo cdo tai chinh 2015, muc tieu, phuang
hutmg hoat dvng niim 2016.
3. Thao luan va bi~u guy~t thong qua cac noi dung cua Dai hoi
3.1.

Y kiin

thii:o iuiin

3.1.1. Ong Dew Minh Tuan - dai dien cho Cong
050816454):

tv cd phlin

Tai Viet (Mil

cd dong:

- BIC d~t k~ hoach loi nhuan nam 2016 la 230 ty d6ng IQ'inhan tnroc thue
hop nh~t - tang tnrong toi gfin 47% so voi nam 2015. Cung voi do la dinh huong
d~y manh phat triSn ban le, viec nay se co thS lam tang ty l~ b6i thuong. T6ng
Cong ty da tinh d~n nguy co nay chira va co bien phap gi dS kiem soat tY l~ b6i
thirong?
- DS nghi lam r5 tY l~ sa htru hien tai cua BIC tai CVI va c~p nh~t ti~n d9
nhan chuyen nhirong cua BIC tai CVI.
- DS nghi lam r5 viec quan Iy von tai Cong ty me khi BIC chuyen d6i thanh
mo hinh Holdings.
- BIC dinh hirong se vao Top 5 thi tnrong. BIC co nhtrng giai phap hay loi
th~ canh tranh nao dS thirc hien muc tieu nay?
Tra lo'i cila Do an Chil tich Dai hoi:
Ong Pham Quang Tung - Chu tich HDQT:
- Viec nhan chuyen nhu'!I1g v6n ~op tai CVI da diroc B~C bao cao DHDCD
cac nam gan day. Do vuong mac mot so thu tuc phap Iy nen van chua hoan thanh.
D~n thai diSm hien tai, B9 Tai chinh C!3.co van ban d6ng y va BIC dang phoi hop
voi ben chuyen nhirong xin phe duyet cua B9 K~ hoach Dfiu ill. Thirc t~, BIC dfl
ducc uy quyen quan ly toan dien hoat dong cua CVI tir khi cong ty nay diroc thanh
l~p vao narn 2009. Sau khi thu tuc chuyen nhirong hoan t~t, BIC se sa htru 51 %
von tai CVI. Ngoai BIC, CVI con co 01 co dong Ion ntra thuoc T~p dean Canadia
Group (don vi sa hiru ngan hang Canadia Bank) dang nam giu 29% von, r~t thuan
loi cho vi~c h6 tro, thuc d~y heat dong kinh doanh cua CVI.
- Viec chuyen d6i md hinh Cong ty me - con dfl duoc trinh bay r5 tai Dai
hoi, Cong ty me sau khi thanh I~p se k~ thira toan b9 cac quyen va IQ'iich hop phap
cua T6ng Cong ty Bao hiSm BIDV tnroc do, tnr cac quyen nghia VI) va loi ich hop
phap lien quan dSn heat dong kinh doanh bao hiSm se chuyen giao cho Cong ty
TNHH MTV Bao hiem BIC. Cong ty :1'.( se quan ly toan b9 nguon v6n huy dong nr
c6 dong va thuc hien chirc nang d~1Jr•..
r V611vi cac cong ty con. Cong ty Me se xem
xet phan b6 von phu hop cho cac cong ty con tren nguyen t~c hieu qua va kha nang

sinh loi d€ d€ dam bao hieu qua heat dong chung toan h~ thong,
BlCIBB hQP DHDCD thuimg nien 2016

4/8


- V S muc tieu lot vao Top 5 d.Jn,.!ll nghiep bao hiSm phi nhan tho vS thi phan.
Tir nam 2010, BIC dll dieu chinh chien hroc khong tang thi phan bing moi gia ma
chi tan~ tnrong khi kiSm soat diroc rui ro va d~t muc tieu hieu qua kinh doanh }en
hang dau. Muc tieu Top 5 luon la mong iroc cua BIC nhung chung toi cho rang
BIC khong nh~t phai dat muc tieu nay bing moi gia, d~c biet khi kinh doanh linh
V\IC bao hiem - kinh doanh rui roo BIC dang t~p trung triSn khai du an h6 tro ky
thuat voi Nha d~u ill chien luoc dS cai tien mo hinh kinh doanh va each thirc cung
dp dich vu dS nang cao nang su~t lao dong, nang cao nang lire canh tranh, qua do
tang thi ph~n bSn vfrng va hieu qua.
- Ngoai ra, BIC dang n6 hrc tiSp c?n cac chuan mire quoc tS trong quan tri
diSu hanh thong qua: thuc hien dinh hang tin nhiem quoc tS; ap dung cac tieu chuan
an toan tai chinh tien tien hon; l?p, danh gia va thuc hien kiem toan bao cao tai
chinh theo cac chuan mire quoc tS (IFRS), ...
Ong Trizn Hoai An - Thanh vien HDQT hem T6ng Giam d6c:
- KS hoach loi nhuan hop nhat nam 2016 BIC dang d~t ra la 230 ty d6ng bao
gom ca Ioi nhuan tang them ill hoat dQng d~u ill tai chinh sau khi tang v6n qua phat
hanh cho c6 dong chien lucc. Hien tai, BIC dang lam viec voi Fairfax dS xay dung
danh muc d~u ill phu hop, hieu qua.
- D6i voi kenh ban Ie, mac du co thS chi phi va ty l~ b6i thuong cao hen
nhimg co dong tiSn 6n dinh, phan tan rui ro, la co
phat trien ben vfrng. BIC da
thirc hien tinh toan hieu qua cho nrng nhorn san pham, kenh phan ph6i dS diSu hanh
tang tnrong va co bien phap quan 1;' rui ro phu hop, dam bao kiem soat va giam ty
l~ chi phi k~t hop. Chung toi kiem soat ch~t che viec dp don cac dong san pham co

tY l~ b6i thirong cao.

sa

3.1.2.Ba Nguyen HoangBao Le - Mil

c6 dong

183641755

- DS nghi c~p nhat tinh hinh heat dQng cua Cong ty Lien doanh Bao hiern
Lao Viet (LVI), Cong ty Bao hiern Cambodia Viet Nam (CVI) va dong gop cua
LVI vao kSt qua chung cua BIC.
Tra loi cua ong Pham Quang Tung - Chu ticli HDQT BIC:
- Trong k~t qua hop nh~t bao cao tai chinh cua BIC, doanh thu va loi nhuan
cua LVI chiern khoang 25% k~t qua chung cua BIC. LVI dang co thi phan dung
thir 2 tai thi tnrong Lao, ROE cac nam g~n day luon dat rmrc 22-23%. Tai Lao,
LVI dung d~u vS bao hiSm hang khong, r~t co thS manh trong viec bao hiSm cac du
an thuy dien, ha t~ng va da gay dung diroc h~ thong mang hroi t~t ca cac tinh thanh
cua Lao dS co thS d~y manh hon nfra mang kinh doanh ban le,

a

- Tai Campuchia, CVI co thi phan dirng cung vi tri thir 4 voi 1 cong ty khac
tren tong s6 8 cong ty bao hiSm phi nhan tho dang hoat dQng. CVI la nha bao hiem
hang khong Ian nhat tai thi truong nay va dinh huang t~p trung vao nhom khach
hang doanh nghiep, t6 clnrc. VS mang ban Ie, CVI t?P trung chu ySu qua kenh
bancas tren co
hop tac voi ngan hang thuoc nhom c6 dong va d6i taco

sa

3.2. Kit qua biiu quyit

3.2.1.

vi kit

qua kink doanh flam 2015:

Kit qua biiu quyit:

BICIBB hQP DHDCD thuong nien 2016

5/8


3.2.2.

-

Tong s6 phieu bin thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chiem 100% s6 c6 phan bi€u quyet dir hop;

-

T6ng s6 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chi€m
0% s6 c6 phan bi€u quyet du hop;

-

T6ng s6 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phan, chiem
0% s6 c6 phan bieu quyet du hop.

vJ ki

hoqck kinh doanh niim 2016:

K~t qua bi~u quy~t:
T6ng s6 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chiern 100% s6 c6 phan bi€u quyet du hop;

3.2.3.

-

T6ng s6 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiem
0% s6 c6 phdn bi€u quyet du hop;

-

T6ng s6 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phan, chiem
0% s6 c6 phan bi€u quyet du hop;

vJ vifC phe

dUYft quyit todn bdo cdo tai chinh

K~t qua bdu quy~t:
T6ng s6 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,

chiem 100% s6 c6 phan bieu quyet du hop;
-

T6ng s6 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiem
0% s6 c6 phan bieu quyet dir hop;

-

T6ng s6 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phan, chiern
0% s6 c6 phan bi€u quyet du hop.

3.2.4. Phuong an phiin ph8i loi nhu~n sau thui, chi tra c8 tuc niim 2015
K~t qua bi~u quy~t:
T6ng s6 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chi€m 100% s6 c6 phan bieu quyet du hop;
-

T6ng s6 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiern
0% s6 c6 phan bieu quyet dir hop;

-

T6ng s6 phieu kh6ng co y kien: 0 phieu; dai dien cho 0 c6 phan, chi€m
0% s6 c6 phan bi€u quyet du hop.

3.2.5. Ki hoacb phiin ph8i lr;i nhu~n va c8 tuc 2016
K~t qua bdu quy~t:
T6ng s6 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 ph~n,
chiem 100% s6 c6 phan bieu quyet dir hop;
-

T6ng s6 phieu kh6ng tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiem
0% s6 c6 phan bieu quyet dtr hop;

-

T6ng s6 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phan, chiem
0% s6 c6 phan bi~u quyet dir hop.

BICfBB hQP DHDCD thuimg nien 2016

6/8


3.2.6. Bdo cdo hoat i/{Jng cua Jl{Ji mjng Quan tri niim 2015, muc tieu, phuong
hU'ung hOf!t i/{Jng niim 2016

Kit qua biiu quyit:
-

86 phieu tan thanh: 21 phieu; dai dien
chiem 100% 86 c6 phan bieu quyet du hQP;
T6ng 86 phieu khong tan thanh: 0 phieu; dai
0% 86 c6 phan bieu quyet du hQP;
T6ng 86 phieu kh6ng co y kien: 0 phieu; dai
0% 86 c6 ph fin bi~u quyet d',r hQP.
T6ng

cho 101.383.025 c6 phan,
dien cho 0 c6 phan, chiem

dien cho 0 c6 phan, chiem

3.2.7. Bao cdo hoat i/{Jng ciia Ban Kiim sodt niim 2015, muc tieu, phutmg hutrng
hoat i/{Jng niim 2016

Kit qua biiu quyit:
T6ng 86 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chiem 100% 86 c6 phan bieu quyet du hop;
-

T6ng 86 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phfin, chiSm
0% 86 c6 phan bi~u quyet du hop;

-

T6ng 86 phieu khong co y kiSn: 0 phieu; dai dien cho 0 c6 phan, chiem
0% 86 c6 phan bieu quyet du hQP.

3.2.8. Thong qua kit qua chi tra thu lao, phu cap H{Ji i/ang Quan tri, Ban Kiim
sodt niim 2015

Kit qua biiu quyit:
t:

-

T6ng 86 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chiem 100% 86 c6 ph~n bieu quyet du hop;

-

T6ng 86 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiem
0% 86 c6 phan bi~u quyet du hQP;

-

T6ng 86 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phdn, chiSm
0% 86 c6 phan bieu quyet du hQP.

3.2.9. Thong qua ki hoacl« this lao, ph!! cap H{Ji i/ang Quan tri; Ban Kiim SOat
niim 2016

Kit qua biiu quyit:
T6ng 86 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chiem 100% 86 c6 phan bieu quyet du hQP;
-

T6ng 86 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiem
0% 86 c6 phan biSu quyet du hQP;

-

T6ng 86 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phan, chiem
0% 86 c6 ph~n bieu quyet du hQP.

3.2.10. Thong qua vifC chuyin ilJi mo binb hoat i/{Jng sang Ciing ty me-con va
cdc n{Ji dung lien quan

Kit qua biiu quyit:

BICIBB hQP £>H£>C£>thuong nien 2016

7/8


-

T6ng 86 phieu tan thanh: 21 phieu; dai dien cho 101.383.025 c6 phan,
chiem 100% 86 c6 phfin bieu quyet du hQP;

-

T6ng 86 phieu khong tan thanh: 0 phieu; dai dien cho 0 c6 phan, chiem
0% 86 c6 phan bi~u quyet dtr hop;

-

T6ng 86 phieu khong co y kien: 0 phieu; dai dien cho 0 c6 phan, chiem
0% 86 c6 phan bieu quyet du hop.

Bien ban nay va du thao Nghi quyet Dai hQi duoc Ban thir ky Dai hQi ghi lai
dfiy du, trung thuc, doc lai toan bQ nQi dung tnroc Dai hQi, duoc l?p bang ca TiSng
Anh va TiSng Viet va duoc 100% c6 dong va dai dien c6 dong tham du Dai hQi
nh~t tri thong qua.
Dai hoi kSt thuc vao h6i 11 gio 00 phut cung ngay.

TM. ThO' ky D~i hQi

BICfBB hQP f)Hf)Cf)

thuong nien 2016

8/8