Báo cáo tài chính năm 2008 - Tổng CTCP Bảo hiểm Bảo Long

C8ng Q Cbphdn Brio hilm Nlza KOng
Bbng c6n dbi kd todn
Cho niun tbi chinh kkt thiic ng2y 31 thhg 12 n6m 2008

BANG ~hD ~ &
I TO^
T?i ngiy 31 thing 12 nHm 2008

Dm:mil
MBs6
1
100
110
111
112
1 13
120
I21
128
129
130
13 1
132
133
134
135
136
138
139
140
141

142
143
144
145
146
149
150
151
152
153
154
160
161
162
200
210
211
212
213
214
215
216
2 17
218
219

T . ~ I s ~

minh
3

2
T hs ~
LZfU IDQNG VA D ~ TU'
u N G aqN
~
Tiin
Tihm&thnquj'
~ikngiringhhhg
Tikn Uang chuyin
IL Chc khoHn diu tu thi chfnh ngin hgn
I. Dhutunghhpn
. *2. Dhu tu& h@ khic
3. Dg phbng g i b gii chimg k h o h &u tu &hpn
JIL Chc khoin phAi thu ngan hgn
1. Phhi thu da lchkh hang
2. Trd truk cho ngupi bin .
3. ~ h u kgiB td gia tang duqc lchh tdr
4. Phii thu noi b6
- Yikn kinh do& ci cdc d m v/ tqtc thu&
Phcii thu n9i bp khdc
5. ~ c k h o ~ p h i i t h u ~
6.
phbng ci5c & o h phG thu kh6 dbi (*)
IV. Hing tbn kho
1. H h g mua dang di dubng
2. NguyEn lieu, vfit lieu
3. c6ng c$, dwg cy
4. Chi phi kinh doanh d13dang
5. Hingh6a

6. Hling giri bin
7. Dg phbng g i h gii hing t6n kho (*)
V. T i i s i n luu dong kh5c
1. T w h g
2. Chiphi triitnrctc
3. Ti.i s b thiku chi^ x13 l j
4. CAc k h o h chn c&,Ij quy, Ij cuqc n g h h w
VI Chi sgnghifp
1 Chisgnghi€pnkntnrt3c
2 Chi sg nghitp n h nay
B- TAI SN~6D m ,DAU TU D ~H.@
I
I. Thisin cb djnh
1. ~ i i i s i n c 6 t i j h D u h h h
Nguyan gid
' - ~ i l j ~ h a o m d n l C y ~ ( 'f * )
2. TBi sin c6 djnh thue tZli chinh
- Nguye'n gid
G i i lrj hao mdn l@ ki p)
3. Tai s h c6 Uinh v6 hinh
- Nguyin gid
- Giri b-jhao m6n 1Gy kd (*)
AL
I.
2.
3.

D ~ U
nHm

4
207.335.278.371
10.906.707.781
982290.102
9.924.417.679

5
194.089.400.876

146.023.000.000
36.000.000
145.987.000.000

115.638.050.000

37.933.788.061
24.864.477.707

38.297.928.592
2823 1.426.503

171.750.995

660.722.663

-

3.3.

-

3.4

-

I

-

Bdo ca'o ntry drrpc dgc kim v&i ~ h u y irninh
t
Bdo ca'o t&ichinh

-

-

-

-

-

-

115.600.000.000

12.897.559.359

394.427.145

-

394.427.145

-

9.405.779.426

429.264253
429264243
-

12.077.355384
6.098284.599
5.074.489.985

904.580.800
-

3.2
'

17.413.257.086
15.350.146.900
1.730.015.386

-

333.094.800

-

-

90.257315.288
33.423.8'33.118
33.423.833.118

97.924.556.026
34.151.788.653
34.151.788.653

48.567.61 7.193
(15.143.784.075)

46.184.174.422
(12.032.385.769

-

-

-

-

-

7

!

3
1

.-


Cdng p d p h h Bdo hi& Milt R6ng
Bring cbn ddi d to&
Cko d m dl'chinh kh thlic nglry 31 thcing 12 d m 2008

MBsS

I

~hs
h

2
1
220 IL Chc kholn dhu tu thi chinh dii hgn
221 1. ~ h t u c h f m ~ h o h d h i h p ~
222 2. G6p v6n lien doanh
228 3. ~ ~ n t u a a i h p n k M c
229 4.
phbng gih gi8 c h h g khoh &u ar dili hpn (*)
230 IIL Chi phi xAy d p g cu b i n db dang
240 N. Chc khoin l@ quy, kf ccrrqc dhi hgn
241 1. Kf qug bAo hi&m

242 2. & d,@ qug, l$ mqc'dAi hpn ~ c
T~NG
CONG T& s&'
250
I

-

Rn'n ccin n h d

m doc k i m v& ~ h w lminh
t Bdo cbo tdi chinh

minh
3
3.3

~ u 6ngm
i
4
50.642.714.797.
30.000.000
50.612.714.797

D ~ Ingm
I
5
55.582.000.000
11.030.000.000
44.552.000.000

24.767373
6.166.000.000

24.767373
8.166.000.000

6.166.000'.000

8.166.000.000

297.592.593.659

-

292.013.956.902


Cdng Q cdphdn Blio hi&

,

Nhd Rbng

'

MHs6

,

.NGU~V
N ~ N

T
~
minh

~

3.4

~ i nHm
u
5
103.660.634.538
21.962333.216

,

7.97 1.650:044

12.653226343

1.866.7 13.041
237.157.470

3.826.724.746
3.493.835.930

2.787.544.478

1.988.546.197

-

.

-

3.4

-

..

-

113.614.844.000
97.250.000.000

81596.000.000
62.750.000.000

-

122.270.680

102301322
-

122270.680
170.992.413.946
171367.124.159
167.200.000.000
,434.686240

102.301322
188.353322364
187.441.561473
160.000.000.000
434.686.240

-

341 1. C h i p h i p h i i ~ '
342 2. Tgi sh t h h chb xir 19
343 3. NhbWqq,@cuqcdiihgn
.
V ~ CNE f JSOHOfJ
400 B- N G U ~ N
410 L Ngubnvdn, quy
n kinh doanh
411 1. ~ g u d v6n
h (th@g du v&n) .
4 12 2. Ch€nh lech dinh gii I~ t8i s
413 3. Chenhlechggii
~ r
414 4. ~ u dutuphittri&n
415 5. QW duphhng t i i chinh
416 6. Qu9 du phbng bit buoc

417 7. Qu9dybilWnguytn
418 8. L q i nh* chua p h h phbi
, .
419 9. Ngdn vBn dhu tu x8y d p g cu b h
420 IL Ngubn kinh phi vB quy khic
42 1 1. Qu9 dv phbng trq tip mit vitc l h
422 2. Quj' khen thukg, phlic lm
423 3 . QuJ khcn h u h g v i phi~clqi Uua Ui d u tu
424 4. Qu9 quin 1y cha chP tren
1425 5. Ngudn kirh phi su nghitp
+ h7guh1 kinh phi sy nghifp n h mbc
426
+ Ngudn kinh phi sy fight'@ n&n ngv
427
428, 6. ~gubnkinhphidZhinhthMTSCD
T~NG
CONGN G U ~ NV ~ N
440

-

-

3.5

-

3.649.753.4 12

.

t '

23.366.418.448

(374.71 0.213)

911.756.891

(374.710213)

911.756.891

'I

297.592.593.659

x ;-:

.

.

'

3.640.460.785
-

82.684.507

,

{
,.

13.300.000.000
5.546.000.000

-

IV. Nq khhc

-

.

14.300.000.000
2.064.844.000

m

340

~

4
126.600.179.713
12.863.065.033

3

2
1
TRA .
300 A- NQP310 I. Nq n g h han
311 1. ~ a ~ n g h h g n
312 2. Nqdiihqn&€nhqntd
313 3. Phi%td cho ngubi bin
314 4. Ngubi mua td ti&n.truclc
6 d c k h o h phii nop Nhi nubc
3 15 5. ~ h u vB
316 6. Ph&itdc8ngnbanvikn, .
317 7. Phii trA cho d c don vi nOi b6
318 8. Cicl&oh1jhiitri,phiin6pkhhc
320 . E Nq dai hqn
321 1. VaydAihpn
322 2. NqdAihpn
323 3. ~Mthsnhtrsli~hi&
330 IIL DV phbng nghifp vy
331 1. Dvphbngphi
332 '2. Dvphbngtohhgc
'333 3. DIJ phbng b6i thuhg
phbng giao dong lh
334 4.
335 5. mphbng chia Ei
phbng bb &I c h dbi
,336 6.

Y
~

cudi
ngm

292.013.956.902

'

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,


Cdng Q ~ b ' ~ h Bdo
b n hi&
.

,

Mi Rang

Bdng cdn d6f kj to& (titp theo)
Cho d m tbi chinh k t thric ng6y 31 thing 12 n h 2008

Chi ti8u
1.

2.
3.
4.

5.
6.
7.
8.
g.

10.
11.
12.

'

TAi sin thue ngoai
Vat tu,h h g hoi nhan gi13hO,nh$n gia c8ng
Hhg hoi nhan b h h8, nh&~lcj g6-i
~g kh6 dbi X
lIjI
. .
Hqp dbng bio hi€m g6c chua phiit ssinh tr6ch nhi@
Hqp dbng nhuqng ttIi bio hiim chua phit sinh triich nhiem
Ngoqi@cAclo$
Hpn mfrc kinh phi cbn Ipi
~ ~ u v6n
b nkt$u hao hien c6
~d phiku hru h h h
cdtllrcphiitri
d phiku phi%td

ThuyCt
cu6i nnm

minh-

-

31.910.342.846
T ~ . HChi
~ Mink n&

Bdo cho ntry duqc dpc k i m v m ~ h u y dminh
t
Bdo cdo tiri chid

B ~ nHm
U

.

35.786.804.458

-.

OI thhg 02 ndm 2009


Cdng

cJph& BBdo hiim N h d ~

b

n

~

K ~qud
I hogf ddng kinh doanh

-I

Cho n&m di chinh kh thlic ng& 31 tMng 12 n&n 2008

I&T

QUA HOqT DONG KINH DOANH

Cho niim thi chfnh k i t thlic nghy 31 thing 12 nim 2008
~ h h I:
n K ~ QUA
T HOqT DONG KINH DOANH
Ma

~hu~it
minh

CHi TItu

s6

2

1

01

1. n u phi b b hiim g6c

02

2. 'Ihu phf nhb in bbio hiim

03

3. Chc khoingihtdr

05

- Phi nhvpng rdi brio hiim
- Gicimphi bcio hikm

06

- Hodnphi bho hi&

07

- Cdc khohn g i h tni.khhc

04

I'

08

4. T h g @im) dv phhg phi, d~ phhg t o h ~

09

5. 'Ihu hoa hhng nhuqng in bbo hikm

10

6. 'Ihu kbhc h o e dong kinh doanh b8o hihidm

N?im nay

NHm trtrbc

3

4

5

4.1

253.938.402.661

164.737.061.713

Q C

4.2

- Thu nFncpng rrii bcio hi&

12

(32335.348.560)

(44.167.520.013)

(27.906.853.656)

(14.670.000)

(658.770.750)

(1.225.606.626)

(3.769.724-154)

(12.000.000.000)

8.343.51 8.915

6.021.101.784

395.766.365

38.008.037

It.

359.197.165

38.008.037

if.4

-

219340.831.866

149.925.484.789

133.66521 1.853

80.958.459.278

14.279.121.202

7.014.461.842

16.532.65 I.929

19.223.864.071

10.387.801.988

17.272.364.256

5.71 0.853.149

1.210.883.060

1.000.000

318.800.193

432.996.792

421.816.562

A

15

8. Chi bbi thutmg b&ohiim g6c, ir&ti$ b&ohihidm

16

9. Chi bbj thuhg nh$n ini bbo hi&m,tri ti&nbbio hiem
10. G c khoh gihntrk

17

- Thu bdi rh&g nhvqng rdi bcio hikm
- Thu ddi ng& rh3 ba bdi hob
- Thu h h g d a ' d ljbbi r h h g 100%
- Thu g i h chi bbi r M g khdc

18
19
20
21

'1

22

11. ~ bthuhg
i
thuoc phin trich nhifm gift lqi
(21 = 15 + 16 17)

23

12. Chi bbi thuhg tir du phbng dao dong 1
h

24

13. Thg (giim) du phbng b8i thubng

25

131.411.681.126

-

1

14.

S6 trich duphbdg dao dong 16ntrong n W

43

68.749.057.049

10.981.156.000
'

Blia clio ntry Bwc d ~ kkm
c vdi ~ h ~ yminh
k t Blio clio rdi chinh

-

(34.500.000.000)

-

7. Doanh thu thuin hoqt dong kinh doanh bio hiim
(14=01+02-03 +08+09+10)

14

(45.407.796.639)

36.569.200 .

- Thu khdc (girim dinh, dai &...)

13

23.464.661.8 I 5

-

- Thu nh@ rdi bho hiim

11

36.570.940.564

1.000.000.000

1.708.000.000

7.500.000.000

800.000.000

..3
;fi

91
37
s

C&ng9 cdph&Bdo hi& IVhd ~ b n g

doanh
Cho d m tbf chinh kt!t tlhrjc ngiry 31 tMng 12 ndm 2008

~ i ' quri
t ho@ ddng ASnh

Ma
ss

a d TI&u

ThuyCt
minh

~ 8 nay
m

Nilm t d c

2

3

4

5

1

IS. chi lrhkhopt dong kinh doanh bio h i k

26

- Chi khhc hoat dong kinh doanh blo hi& g6c:

27

34.342.166.250

18.468.631.814

273 12.857.750

13394.411.827

20.298.052.713

10.070.'722.173

2.962.669.892

1.936.802.658

322.802.117

73.095.263

29

+ Chi h w h6ng
+ Chi g i h djnh tbn thh

30

+Chid6in@itM3

31

34

+ Chi xli & h h g bdi t M g 100°%
+ Chi drinh gi&nii ro &a dii tqmg brio hi&
+ chi diphdng hqn chknii ro, tbn thdi
+ Chi khdc

2.785.587.006

512.970.451

35

- Chi b b c hoat dong kinh doanh nh$n t i i b b hi&m:

7.002.035.83 1

5074219,987

6.594.597.525

4.413.815.569

28

32
\'

33

.

37

+ Chfhoa h6ng
+ Chi d&zh gid nii ro &a d i i tqmg brio hiJm

38

+ Chi khrjc

39

- Chihopt dong nhqmg t A i b b hitm

36

40

875.332.661 .

-

407.438.306

660.404.418

-

27272,669

-

- Chi phi tq~ctikp kinh doanh hof dong khh.

42

17. Lqi nhign gijp hoat bong kinh doanh b5o hiem
(42 = 14 41)

-

-

163.272.691.376

89.725.688.863

56.068.140.490

60.199.795.926

A

-

43

18. Chi phi bh h b g

44

19. Chi phi q u h 19 doanh nghiep

45

20. Lqi nhugn t h u h hogt dong kinh doanh bHo hiem
(45-42 -43 -44)

46

2 1 Doanh 'thu hoat d6ng ttti chlnh

47

22 Chi hoqt dong tii chinh

50

791.657.647

-

16. ~ 8 n chi
g tlyc tidp hogt dong kinh doanh bHo hiim
(41~22-23+/-24+25+26)

49

-

68.414.361

41

48

9.163.635

4.4

- mph6ng torin hpc trich hi Zbi ddu tu

- mph6ng chia Zfii
- Chi khdc hop deng tcii chinh

hi chlnh (51

51

23. LA$ nhu@nhopt dong

52

24. Thu nh8p hoqt dong khic

-

77.618.221.449

51.517.240.207

(21.550.080.959)

8.682.555.719

4.5

22.123.718.548

15.987.143.656

.- 4.6

440.885.787

433.754.3 17

.

-

-

440.885.787 . .
433.754.317
21.682.832.761
15.553.389.339

-

46 47)

193.248.620
t

'53

25. Chi phi hbqt bong k66c

54

26.Lqinhu@nhogtd?ngkhic(54=52-53)

55

27. ~ 6 n I@
g nhu4n kg tohn (55 = 45 + 51 + 54)

56

28. Cdc khoh di&uchi& tang (+) hoac g i h (-)
lqi nh* d6 xic djnh lqi nhub chiu thuk TNDN

,

Brio cdo ndy d w c d9c &m vbi ~ h ~minh
k tBdo crio thi chinh

F

,

.
.

:
132.751.802

172.792.670
20.455.950

24.256.401.008

12


Cdng iy cdphdn B

L hf&Nhd ~ d n ~

~ d qd
t hoqt dong kinh doanh

Cho ndm thi chWl kh thGc ngiry 31 thcing 12 d m 2008
-

Ma

CEIj[TI$u

sb
.1

i

,

2

t

57

29. T8ng Iqi nhugn tm3c thu&thu nhgp doanh nghigp
(57= 55 +/- 56)

58

30. Du phbng UAm bb &I d6i

59

31. Lqi nhugn chju thne thu nhtp doanh nghifp
(59= 57'-581
32. ~ h u thu
& nhap doanh nghb
i phai n0p

60

33. Lqi nhuin iau t h d thu nhtp doanh ngM&
(61 ~ 5 -58-60)
5

61
I

--

Thuyit
minh
>3

NHm nay

I

Nam tnrbc

4

5'

132.751.802

'

4.7

,

132.751.802

132.751.802
. -

24.256.401.008

21316.680929
5.940.670.660
18.315.730348

T~.H
Chi~Minh, ngiry 01 thdng 02 rub 2009

Bdo cdo ndy dvqc dgc Ern vbi ~ h ~ yminh
b t Bdo cdo tdi chinh