slide tiếng anh 3 đại học thương mại

Personal Savings
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Personal savings are probably the number one
financing source that most businesses take when
starting a new business. These are the most
important sources of finance for a start-up.

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Nobody is going to want to invest in your business
if you do not invest in your business yourself.


Personal Savings
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You won't incur any interest expense

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However, most beginning entrepreneurs don’t have
adequate personal savings to fund a business start-up.

and no one will come after you for money if your
business fails or isn't successful right away.


Seek investment from family, friends.
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Besides the capital accumulated from ourselves, then
the mobilization of family and friends is one of the
most effective search for capital.

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With advantages such as easy to convince, fast,
simple, many young people see this as an end to his
career entrepreneur. But you also need to understand,
these funds are very difficult to control time.
Whenever, you can also be active on the issue of pay.


Seek investment from family, friends.
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Find funding from partners

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Mobilized from the general business

This method is quite popular choices when starting a
business. By convincing those who have idle capital flows
to invest in your company.

In some cases, start-up from a group or at least two

people. With a unique idea, a full feasibility plan, you
absolutely have the ability to search for people starting a
business together.


Venture Capital
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Venture capital is money for new, young, and/or small businesses that typically have little or no access to capital markets.

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Typically, venture capitalists decide which companies to invest in by reviewing hundreds of business plans, meeting entrepreneurs and company
managers, and performing extensive due diligence on investment candidates.

Although some venture capital comes from private individuals, most venture capital comes from venture capital firms.
If and when the venture capital firm invests all of the fund's money, or if it simply wants to expand its investing activities, it may start another
fund.


Venture Capital
Advantages:

Disvantages

+ Business expertise

+ Loss of control

+ Additional resources

+ Minority ownership status

+ Conections


Bank
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Banks may be one of the first sources that come to mind when you begin searching for a small business start up loan.
it may be difficult for a new business to get a loan from a bank since lenders usually prefer to lend to established businesses.
I suggest you approach your bank and get to know the commercial banker.
Remember, you need equity to leverage a small business loan.


credit card
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If you have good credit - is the easiest way to get money to start a business.
Credit cards allow customers to "pay down" the amount paid in the account.
So, equipment, suppliers, advertising and postage (for mailings) can all be purchased with a credit card.

But using a credit card to start your business bears some significant risk, too.
If you're not careful you can quickly run up a huge credit card bill - a bill you'll be responsible for paying whether your business is successful or
not.


Insurance Companies

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When starting a new business, you should borrow
from the insurance companies as an individual.

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After at least a year, the insurance company will
sign a contract with your borowing unsecured loan
if you have demand for loans with lower interest
rates than banks.

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In Vietnam currently only two companies that VP
Bank and Prudential Finance to support borrowing
unsecured
loan
banks.


conclusion
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Money is the lifeblood of business
Financial intelligence is the ability you can think of how many different financial solutions to manage a problem
Money is the lifeblood of your company