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NGAN HANG

-lfu,yiln1/dr. gA


THUYET MINHBAO CAO
r.q.r cniNH HoP NnAr
Cho Qui,

I

ndm 2017


ps"r_u
NgAn hAng TMCP SAi Gdn

-

HA Noi

THUYET MINH BAO CAO TAI CHINH HOP NHAT
QW I NAM

l.

2017

Th6ng tin vd ngin hing

Gi6y ph6p bo4t

tt$ng

Hfi

tri

ddng Qunr

ll

OO4I-NIVGP ngay 13 th6ng
nIm 1993
ph€p
CiSy
hogt dQng do Ngan hang Nha nu6c Viet Nam c6p
Thdi h4n ho4t dAu ti6n.

6ng D6 Quang Hi€n
Ong Nguy6n VIn L€

chn tich
Uy vi€n

T6i b6 nhiQm ngiy 5 th6ng 5 nAm 20 I 2
Tei b6 nhiem ngdy 5 th6ng 5 nIm 2012

Ong TrAn Nggc Linh

uy vlen

T6i b6 nhiem ngay 5 thring 5 nLm 2012

Ong Ph4m Nggc Tuin

Uy vi€n

86 nhiQm ngay 5 th6r g 5 nfurnz}l2

6ng D6 Quane Huy

Thanh vi€n

Bd nhiQm vdo ngdy l9 th6ng 4 ndm 2014

Thanh vi6n

86 nhiQm vio ngdy 2l thring 4 nnm 2016

Ong

v6 Drlc Tiiin

Ban ki6m so{t

Binh
6ng Nguy6n Htru Dirc
6ng Bni Thanh TAm
Bd Nguy6n Thi HoAt
Ong Ph4m Hda

Thanh vien

Tdi bo nhi€m ngAy 05 thrlmg 05 narn 2012

Thanh vi6n

Tai bo nhiCm ngAy 05 th6ng 05 nam 2012

Thdnh vi€n

T6i bd nhi€m ngiy 05 th{ng5 nim20l2

Thdnh vi€n

86 nhiem ngay 24 th6ng 04 nIm 2015

Ban TSng Gi{m
6ng Nguy6n Van L€
Ong L€ DIng Khoa

Tdng Ginm d6c
Ph6 TOng Girim

T6i bo nhiQm ngay 2l thrng 5 nam 2014
86 nhiQm ngAy lO rhAng 4 nlm 2009

d6c
Ong NguyEn Huy Tai
Ph6 T6ng Ci6m d6c
86 nhiem ngay I 8 rhring 02 ndm 20 3
Bd Ng6 Thu Hi
Ph6 T6ng Giritn dric
86 iem ngdy 5 rhAng 3 nnm 20 t I
Bd Ninh Thi Lan Phuong Ph6 T6ng Girim d6c
86 nhiem ngdy 08 th6n e 06 fi$ 2}tz

Bd DIng Tii Loan
Ph6 T6ng Gidm d6c
86 nhiem ngay 9 th6ng I0 n6m 2012
Bd Ng6 Thi Vnn
f6 torin truong
8,5 nhiem ngey I I thAng I I nAm 2Ol4
Trr; si chinh
56 77 - Tran Htmg Dao - e.Hoan Ki6m - Tp.He NOi - ViCt Nam
t

I

I


I'SHB
NgAn heng TMCP

2.

Sii Gdn - He Noi

D{c ifi6m ho?t alorg c0. t6 chirc tiD dBEg
Ng6n hdng Thuong mqi C6 phan Sei Gdn - He Noi (dudi day gAi

tit la'NgAn hang") lA mot

ng6n hlng thuong m4i c6 phan Viet Nam thanh lap tai nudc COng hda Xa hQi Chn nghia ViCt Nam

voi thoi gian hoSt tlQng lA 40 ndm theo 0041-N[VCP ngAy 13 thring I I nam 1993 cua Ngan hang

Nha rudc Viet Nam.Vtin diAu lQ cna Ng5n hang tai ngdy 3l/O3l21l't lA 11.196.891 triQu ddng
(Mudi mot nghir mot tram chin muoi s6u ti tAm trdm chin m5t fiCu ddng).
HOi sq chinh cua NgAn hang dit qi Sii 77 - Tr6n Hmg Dao - Q.Hoan Kiiim - Hd Noi - Vi€r
Nam.Tai ngiy 31103/2017, NgAn hang c6 6.324 nhan yicn, tai 3l/1212016 Ngan haog c6 6.351
nhdn vi6n.

3.

T6m

tit

c{c chitrh sich k6 toin chi y6u

Cbu6n myc

vi

ch5 iiQ k6

toin lp agog

Ng5n hang trinh bdy c6c b6o c6o tAi chinh theo Luat cic T6 chuc Tin dUng, Lu,at sua d6i va b6
sung mot s6 di6u trong Lufit cric T6 chtlc Tin dqng, cric chuAn muc k6 toan

viet Nam vd

HQ th6ng

K6 toan cric t6 chuc rin dung Viet Nam.

K! br6o cdo vir ilon vi fidn tQ
Ki b6o c6o cia Ngan hdng bit diu

ru ngriy 0l/01/2017 ve k6r rh'lc vdo ngdy 31103/2017. Don
dung trong ghi chdp k6 toan ld ddng Vi€t Nam (VND). Tuy nhi€n, theo quy dinh tai

vi ti6n te st
Th6ng tu 4912014/ff-NHNN ngdy 3ll1212014 cUa Ngan hAng Nhi nudc, c6c s6 lieu ren Bao ceo
tai chinh duqc lam trdn diin hing triQu vd trinh biy theo don vi triQu ddng Vi€t Nam.

tid

Tai ngiry 31103/2017 , s6 lieu duqc
bay tren 860 c6o tai chinh cria SHB dA bao g6m s6 cia
C6ng ty tai chinh Vinaconex Viettel sau s6p nhap vdo SHB.

4,

Nguy6n

tic ghi nh6tr

cdc trghiep vU

bing ugo4i

tQ

vi

quy d6i

Theo hC thiing k6 to6n cta Ngen hang. t6t ce cac nghiep w pMt sinh cta Ngan hang duoc hach
to6n theo nguy€n tC. Tai thoi diiim cu6i nAm, tAi sdn vd c6ng nq c6 ngu6n giic ngogi tC duqc quy

d6i sang VNID theo ri gi6 quy dinh vdo rgdy lep bang can d6i k6 rorin. C6c khoin thu nh{p vd chi
phi bing ngoai tS cua NgAn hriLng dugc h4ch toriLn bing MrlD theo ti gie vdo ngay ph6t sinh th6ng
qua giao dich mua biin ngoai tQ. Ch6nh lQch tj gie do d6nh giri lai c6c tAi khoan kinh doanh
ngo6i t€
dugc hach tori6 vdo brio cao Kitt qua Hoat dong Kinh doanh vd loi rhuan dia lai. Ch€nh l6ch
tli gi6
ph6t sinh do quy d6i c6c tai san vi cong no kh6c bing ngoqi tQ sang u{D duoc
xri li vao doanh si5
cia cec ktoAn mUc tuqng rhg tr6n bang c6n diSi k6 toen vao ngay lap brio crio fii chinh.

5.

Chrtug khodn

diu tu git,

at6n

trgiy i io hgtr

Chrmg khodn no git tliln ngdy drio h4n ld cric chf,ng kho6n c6 ki han ci5 dinh
vd c6c khodn
thanh to6n ci5 dinh ho{c c6 th6 xric tlinh duop vi Ban T6ng Gi{m d5"
kha nAng git

1i ai*, ua
"O
"O
d6n ngny d6o hgn. Ng6n hdng tlang ghi nh{n ciic chrirng khoiin niy rheo
;ia g,5c cQng Ei dU thu tru
lei chd pnAn b6. Giri td phu trQi honc chi6r kidu (ndu c6) cr)ng duqc phan
aJ vao gi6 tri ehi s6 cUa
khodn dAu tu. Lai duor du thu hodc phrAn b6 theo phuong piap ao*g
tt ing. Chfmg kho6n aluqc
git d6n ktri <16o h4n s6 dusc xem x6t ve khA neng girirn giri. Chring ttrin aut
Ep atr phOng giAm


p_$.r_u
NgOn hAng TMCP Sni Cdn

-HA Noi

gi6 khi gi6 td thi truamg nhd hon gie tri ghi s6. Drr phdng giAm gi6 tiuqc ghi nhan vAo b6o c6o kiit
quA hoat dQng kinh doanh.

6.

Chriag kho{n itAu tu sin sirng d6 b{o
Chring kho6n ddu tu sin sang dd b6n

.linh tru6c, c6 thd

duo. c

Ii

c6c chimg khoiin duo. c

git rong thdi gian kh6ng dn

b6n d6 d6p rmg nhu ciu tharh khodn ho4c de rmg ph6 vdi trudng hqp thay

d6i lai suit, ti gi6, honc gid tri chrirng khodtl Ng6n hdng giri g6c cQng lli dy thu tn) hi chd ph6n b6. ci6 hi phu trQi ho4c chi6t kh6u (n6u c6) cflng tluo. c

phin dni vrio gia tri ehi sd cua khoAn diu tu. Lai duoc dF rhu hotrc phdn b6 rheo phuong phrip
dudng thing. C6c chtng khoAn niy dugc ddnh gi, dinh k, theo gie tri thi auong vA du phdng giam
gi6 tri

sC

.tuqc lap khi gia ui thi trudng nhd hon gi6

d

ghi s6. Du phdng gi6m gi6 duqc ehi nhan

vdo b6o crio k6t qua hoat dQng kinh doanh.

7. Chtrg

khodn kinh doanh

Chung kho6n kinh doanh

li

chung khoAn ban dAu dugc mua vd nim girl cho mUc dich kinh

holc niiu Ban T6ng Giitm diic quyiat dinh niu v6y. Ng6n hdng dang ghi nhAn
khodn nly theo giii giic vdo ngdy giao dich. Trong c6c kj ti6p theo, cric chung kho6n ri6p

doanh trong ngin han
c6c chrimg

tuc duqc ghi nhgn theo gi6 g6c. Tuy nhiCn, gi6

t{

thi tudng crla c6c chrimg kho6n van dugc Ng6n

hang theo d6i dA drinh gi6 va kha nlng giAm gi6 khi giri rri thi ruong thdp hon gi6 g6c. Ngoai trn

trudng hqp kt6ng tha xac dinh gi6 tri thi truong mQt oich chic chfn thi gi6 ai cta chtug dugc tinh
dua tr€n nguy€n giri sau khi trn di t6n th6t udc tinh (n6u c6). Lai holc l5 tu kinh doanh chrj,ng

khotu duqc ghi nhan tren bro c6o kitt qua ho4t dOry kinh doad th"o .6 thu6r,.

8.

Cdc khoin cho vay

vi

riTg

trufc khich hiog

Cdc khorin cho vay vri ring rru6c ktuich hAng dugc c6ng

thdi di6m cuiii

ki

9.

rii

Drf phdtrg

k.a

M vi tlinh bdy

rheo s6 du nq g5c tai

to{n.

ro titr dt!trg

Cdc khoAn cho vay khech hang duqc phen logi theo Th6ng tu s6 02/2013/TI-NHNN ngAy
2l
thring 0l nnm 2013 vd th6ng tu s6 O9l20l4fm-NHNN ngey l8 th6ng 03 tlnm 20l4
cia Ng6n hAng

NhA nuoc v,i viQc ph6n loTi nq, trich lip vn st dgng dl.r phdng dC xt ly
rui ro tin dUng trcng hoat
dQng ng5n hang cia t6 chuc tin dung theo c6c muc dO rui !o nhu
sau: Nq tii ti€u chudn, Nq cdn chf
Nq
duoi
ti€u
chudn,
Nq nghi ngd vd Ng c6 khe nnng mdt v6n dga veo tinh heng qu6 han
,,
va c6c
y6u t6 dinh luqng kh6c cia khoiin cho vay.
CAc khoan ng dugc phen

duqc coi

li

loei lli Ng dusi ti€u chuAn, Nq nghi ngd vA No c6 khd nlng
mAt v5n

ng xdu.

3


P-S"TIJ
Ngen hing TMCP SAi Gdn

-

-

Ha Noi

DU phdng cg th6

Du phdng cq th6 dugc trich lap tren rui ro tin dung thuin cr)a c6c khoin cho vay theo

tj

lQ

tuong ltng vdi ttng [h6m nhu sau:

Ti

Logi

Nhtitn

lC (4. phdng ctt tho

1

N9 dri ti€u

0%

2

Ng can cht y

5o/o

|

Ng duoi ti6u chuin

20v"

4

Ng nghi ngd

50%

5

Ng c6 khe nang mAt

100%

Rrii ro tin dpng thuin cria c6c khoAn cho vay ktach hang duqc tinh bing gi6 tri cdn lai cua cAc

khoin cho vay tn) giri tri cria tai sin drirn bno dd dugc chiiit kh6u theo cAc ti
rh6ng tu s6

o2l2013/TI-NHNN, th6ng tu

s6 09/201

lC theo quy dinh

tong

4/Tr-NHNN.

- Dy phdng chung
Ngan hang thuc hien trich l{p
duqc phan loai

vi

duy tri dg phdng chung bing 0.75% tdng gi6 trl c6c khodn ng

til nh6m I diin nh6m 4, trn cric khoan tiin gui tai td chuc tin dgng trong nu6c, chi

nhdnh ng6n hang nuqc ngoA,i tai Viet Nam theo quy dinh cria phap luat.
dung nu6c ngod,i vA c6c khodn cho vay, mua c6

ki

tiin gui I4i td chtc tin

hen gi6y td c6 gi6 d6i vdi t6 chtc tin dUng, chi

nhenh ngar hang nudc ngodi kt6c tai Viet Nam.

DU phdng rui ro tin dUng t?i Campuchia, Ldo 6p dlmg theo quy dinh hiQn hdnh cta NHNN

Campuchia. LAo fong

ki

b6o c6o tuong rrng.

10. Tii stu c6 atiDh
Tai san cii dinh duoc thd hien theo ryuyen gi6 tru di khAu hao lny kii. Nguy€n gi6 bao gdm
toan bO c6c chi phi md Ng6n hang phdi bo ra dii c6 duqc tai san ci5 dinh tinh ttiin thoi di6m dua tdi
san d6 vdo tr4ng

duong thing ad

thi.i san sdng su dung. Tdi

tu

d6n nguyCn gi6 tai san

sriLn

cii dinh duqc tinh kh6u hao theo phuong ph6p

rong su6t thoi gian hiu dqng udc tinh nhu

- Nhd cria, vAt ki6n truc

25 nAm

- M6y m6c, thi6t bi

03 - 05 nam

- Phuong tien van tei

06 - l0 nnm

- Thi6t bi van phdng

03 - 07 nnm

sau:

4


ps"_r_rJ
NgAn

hlng TMCP Sli Gdn - Hd Noi
- Tdi sA{l c6 dinh hiru hinh khac

04

-

07 nAm

- Phin mAm m6v tinh

03

-

08

-

02 - 20 ndm

I

ar san co olnn vo tunrl Khac

nlm

Quydn sri dgng d6t dugc khdu hao theo phuong phnp tluong thing phr) hqp vdi Giiy chung
nh{n quyen st dUng d6t. Quydn sr} dqng dit vd rhdi hen duqc ghi nh6n theo giri g6c vA ki6ng tinh
kh6u hao.

ll.

Ti6n

vl clc khoin

tudng atuotrg tiatr

Tidn vd c6c khoan tuong duong tidn bao gdm tidn mdt, varg, d6 quj, tidn gui thanh to{n tqi

NHNN, tin phieu Chinh phi vd c6c giiy td c6 gi6 ngin h4n

di

didu kiQn chiiit khlu voi NHNN, cec

khorin tidn gui thanh toAn vA tian gui, cho vay tqi cric td chuc tin dqng kh6c c6 thoi h4n

116o

h4n

kh6ng quA 3 th6ng kd tu ngdy gui.

12.

Cdc c6og cg

tii

chinh phdi sinh

C6c c6ng cq tai chinh phei sinh duqc ghi nhan tren bang can
vdo ngdy giao dich, vd sau d6 duqc diinh giri lai theo gid

diti kii torin theo gia trl hqp d6ng

tri hqp Ii. Lqi nhuen hoac

16

khi crc c6ng

cu tai chinh ph6i sinh duoc thgc hifn duoc ghi nhan trong b{o c6o k6t qud hoat dQng kinh doanh.

Lqi nhuan ho{c 16 chua thuc hien duqc ghi nhdn vAo khoin muc ch€nh lQch tldnh gi6 l4i c5c c6ng
cu tai chinh phdi sinh tren bang can d6i k6 to6n vd duqc kiit chuydn vAo ktit qui hoat rtQng kinh
doanh vdo thdi di6m cu6i nam.

13. Ghi

nhAD thu Dh$p/ chi

phi lei

Ngdn hdng ghi nhQn thu nhap tn lai vd chi phi Ini tr€n b6o c6o k6t

ten co

qui ho4t dQng kinh doanh

sd du thu, du chi.

14. Ghi nh$o thu ohip tri phi vt hoa hdng dicb vg
Ngan hang thu phi tri c6c dlch vs cung c6p cho khrich hdng. Thu nh4p tn phi c6 rh6 chia thdnh
ciic nh6m sau:

.

pht thu

.

Pht tha

ti

dlh

trcng m\t thui gian nhdt dinh: phi thu tir viec
cung cdp dich w trong mot thoi gian nhat dinh dugc dv thu trong su6t thoi gian
d6. phi ndy
bao gdm phi qu,im lj, phi nh{n ny thric, hoa hdng vd c6c phi liCn quan
d6n cdp tin dtmg,
quan ly tei san, phi quan I! danh muc vi crlc chi phi quan
li c0ng nhu phi tu vdn khec.
viec cung cdp

vt!

tt

viac cung cdp dlch vg giao dicr.. phi pMt sinh tu viec ddm phrn
vA tham
gia dAm phdn ciic giao dich cho m6t b€n tht bq vi du
nhu den x6p vi6c mua c6 ph6n hoic
cac loai chring kho6n kl6c hoAc mua l?i doanh nghigp
, duqc ghi nh6n kti hodn t6t giao
5

NgAn hing TMCP

Sli Gdn -

HA Noi

dich li€n quan. Phi holc mot phih cua khodn phi ndy c6 li€n quan diin viec thltc hien mot
c6ng vigc nh6t dinh sE dugc ghi nhdn- k-hi hoan tit diiu kifn nrong ung.

6


f

SHB

Ngln hirng TMCP
15.

SAi Gdn

-

Hn Noi

Tidu m{t, ving bec, alri quY

TiEn

m

bang

VND

Tian mAt blng ngoai

Kim lo?i qui,

dA

tC

3|03t2017

3yt2t20t6

I neu clong

I ftqu clong

834,603

'765,199

526,01r

525,163

1.95',1

|,332

I,362,57L

1,291,694

quy

16. Titn giri t1i Ngin hing NhA

nu6,c

at t03t2017

3u1212016

tleu aong

lrRu dong

t,877,469

2,718,15'.7

1,811,169

2,118,757

I

Tidn gui thanh toen tai NgAn hdng Nhd nuoc

17. Tidn, virng gui t?i crc t6 chtc tiD dgng khic vi

cho vay cric TCTD khric

3ut2t20t6

3t/03t2017
I

Tin,ving

giti khdng kj, hgn

neu aong

I

neu clong

19,541,188

12,j20.394

r9,083,636

11,706,516

45'.7,552

613,878

1,824,985

t0,910,t55

- BAng VND

5.785,13',1

8,165,137

- bang ngoar tq, vang

2,039,848

2,74s,028

3,910,000

6B11,000

3,910,000

6,911,000

(s,137)

(s,13?)

31,271,036

30,136,422

- Bang VND
- tJang ngoar Iq, vang

Tiin,

vdng

g'ti cd

lt!'

hgn

Cho vay
- Beng Vl,lD

Dg phdng
khdc

rii

ro ti6n giri

vi

cho vay cric

1


p_s"HP
NgAn hAng TMCP Sni Gdn

18. Cic

cODg c+

tii

- Hl

Noi

chitrh phii sinh

vi cic tii sin tii chitrh kh{c
lone gM lrl ghr so Ke toan
(theo rj, gid tqi ngdy LAp bdo aio)
(riQu ding)

long gta lrl cud hw
ding (theo ti gid ngdy
hiQu h$ hqp dting)

Oie dins)
3l tting 03 nnm 2017
C6ng ctr TC phtii sinh tin ti
Giao dich k, han tian tC
ciao dich ho6n ddi ki h4n

T{i

C6ns ntt

Tdi sdn

ngny

TEi ngny
COng

3l th6ng

12

ctt TC phtii sinh

Giao dich

ki

19. Cho

41r08

r,833,791

40,515
193

8,912,832

trim 2016

tin

tC

tiin t€
dOi ki h4n

han

Giao dich ho6n

10,746,625

9,082,389

44,578

7,407,386

13,424

1,675,003

31,154

vry khicb hing

3

3!03t2017

t2t2016

lrteu dohg
Cho vay c6c t6 chric kinh t6, c6 nhan trong
nudc
Cho vay chi6t khiu thuong phi6u vi cric
giAy td c6 gi6
CAc

khoin tra thay khrich hang

Cho vay bing v6n tdi trq tu cac TCTC Qu6c
t6 ( wB, ncA...)

Cdc kiorin phni thu giao dich chfng kho6n
cua c6ng ty CP Chrhg kho6n SHB

17

t,077,t23

r

61,341,033

6,299

6,299

35,778

4'7,338

804,042

808,887

171,923,242

162,203,557

166,641

172,628

172,089,883

162,376,185

8


;SHB
Ngetr hang TMCP

Sii Gdn - Hi Noi

19.1. PbAn tich chSt luqng nq cho vay
3l t03Dol7
I rteu ctong

3ut2DOt6
Tri(u rling

166,330,956

1s6,920,432

2,288,863

2,239,t45

Ng duoi ti6u chuin

405,456

263,785

Ng nghi ngd

869,231

993,341

2,028,735

t,'786,854

166,641

t'12,628

172,089,883

t62,376,185

Nq dn ti€u chuen
Ng can chu y

Ng c6 kha nang mAt v5n
C6c khoan phdi thu giao dich chimg kho6n
cria c6ng ty CP Chimg khoSn SHB

Ti

lQ

nq

3
Ti le nq qua h4n
lyl9ngxau

03t20t1
.A

3U1212016

3.25o/o

3.25o/o

1.92%

t.87%

tl

19.2. Phen

{ch du trq theo th}i giatr

3

03t2017

3u12t2016

I rteu dong

I

Nq ngin han

77,648,302

'13,79',1,009

Nq tlung han

40,947,t62

38,022,98s

Nq ddi han

53,327,7'78

50,383,563

166,64t

t72,628

r72,089,883

162,376,185

CAc khoar phAi thu giao dlch

chrhg khorin

cua cdng ty CP Chring kho6n SHB

rt9u donq

9


Is"H.E
Ng6n hnng TMCP

19.3. PheD tich

Sli Gdn -

HA Noi

du nq cho vay theo it6i htotrg khdch hiDg

vi

loni hitrh doatrb Dghiep

3|03t2017

3tDnol6

I rteu dong

I

neu donS

9,210,363

535%

7,231,657

4.45%

14,203,284

8.25%

12,412,504

7.64vo

C6ng ty TNHH khrc

27,848,081

t6.18%

24,494,250

15.08%

C6ng ty ci5 phAn v6n Nhd nu6c

t5,674,431

9.n%

15,114,294

9.31%

C6ng ty c6 phin kh6c

69,444,2t2

40.35%

69,049,630

42.5t%

98,189

0.06%

96,250

0.06%

1,603,247

0.93%

1,565,104

0.96%

57,855

0.03vo

59,215

0.040/.

69,778

0.04%

64,345

0.04vo

31,878,060

t8.52vo

30,331,453

18.68%

t,835,7 42

1.070/0

1,784,855

t.t0%

166,641

9.68vo

172,628

0.|vo

COng ty

Nhi nu6c

C6ng ty TNHH

Nhi nudc

C6ng ty hqp danh

Doanh nghiep tu nhan
Doanh nghifp c6 v6n diu tu nuoc

Hgp

tic xi vd li6n

HQ kinh doanh, c6

hiQp hqp

tic xd

nhin

ThAnh phan kinh ti5 kh6c

Cic kloin phiithu giao dich chtng
khoin cia COng ty CP chtng khodn
SHB

172,089,883 109.59%

162,376,18s 100.00%

i0


p"s."LB
Ngan hlng TMCP Sni Gdn

19.4, Phen

-

He Noi

ticb du nq cho vay theo ngiuh kinh t6
3|12t2016

3l/03/2017
I

Nong nghiep vA l6m nghiep ve thty

ntu aong

36,233,991,

21.060/0

34,501,644

21.25%

9,219,790

5.36vo

8,483,683

5.220/.

t4.84%

25,212,054

15.54%

8,680,299

5.04%

8,427,214

5.t9%

156,082

0.09%

154,238

0.09vo

24,267,586

t4.to%

22,636,557

13.94%

27,662,3t4

16.0't%

25p22,633

15.970/0

3,526,049

2.05%

3,326,876

2.0s%

t,223,065

0.7 to/o

1,213,657

0.75%

147,230

0.090/"

143,909

0.09%

1,437,003

0.840/0

983,86r

0.61%

10,972,188

6.38vo

10,597,684

598,026

0.35vo

591,889

0.36%

dich vq h6

1,835,957

t.07vo

1,237,078

0.76%

Hoat dQng crla Ding C$ng sin, t6
nhi

Khai khoeng
C6ng nghiQp ch6 bi6n, chii t4o

san xual va pnan pnor orqn. I(hr ool.
nrrarc nono har hlrarc va dreu hoa
Cung cdp nudc; hoat dQng quan li vA
xt lY r6c thii, nudc thii
Xey dr,mg
BAn bu6n vA b6n le; sua ch&a 6 t6, m0

vi xe c6 dong
kio bni

t6, xe m{y
VSn tni

co kh6c

Dlch vu luu trir vd 5n udng
Th6ng tin

vi

truyAn

fi6ng

Ho?t dong tii chinh, ngen hang ve beo
hi6m
Hoqt dong kinh doanh bdt dQng sin

Ho?t dong chuy€n m6n, khoa hgc
c6ns nehe

Hoat dQng hinh chinh

vi

vi

6.53o/o

chirc chinh tri - xI h6i- ouin I'i
Gi6o duc vA deo tio

109,931

0.060/o

51,676

0.03%

237,830

0.14%

179,654

0.ll%

Y tii ve ho?t dong trq ginp xe hoi

l5l,t5I

0.09vo

137,533

0.08vo

lui choi

319,666

0.t9%

313,037

0.t9vo

18,668,759

t0.85vo

t7,758,144

t0.94vo

931,050

0.54%

3t0,536

0.t9%

172,628

0.t1%

NghC thuet,

va giai

tri

Hoqt dong dich vq khAc

Hoat dQng lAm thue c6c c6ng viQc
trong ciic hO gia ilinh, sdn xudt sin
phAm vat chit vi dich vU tu tieu dirng
cta h0 cia dinh

Cdc khoin phii thu giao dich chung
ldrorin cria C6ng ty CP chung kho6n
T6ng du uq

166,641 0.10%
172,089,88t

100.00%

162.J76.18s 100.00%

1t


SSHB
Ngon hArg TMCP Sni Gdn

- Hi

Noi

20. Dg phdng roi ro titr dUDg

Dq phdog chung
I

Ki

rteu dong

Dq phdng

crg

th6

I rtc u along

ndv 81/03/2017)

s6 du

iliu

ki

DU phdng rui ro trich

l{p/ho}n nh{p tong k}

1,066,332

73t,053

6',7,445

69,515

1,133,778

800,568

948,355

413,031

fi7,03'7

dno

Dy phdng gem do xu ly cac khodn nq kh6 thu hdi
bang nguiin du phdng

s6 au cu6i trY

Ki,
s6

rdc

8

du.tiu

12/20161

kY

Dy phdng rui ro trich l{pihoan nh{p hong
Sn dung du phdng hong

Tang do sep nhap
Chenh l$ch

t!

uo ou cuor Ky

WF

k}

1r,

(t67,263)

nlm
9,10

gi6

15,403
560

1,066,332

731,053

t2

p-s"HE
Ngen hing TMCP sAi Cdtr

21. Chri'ng khodn tlAu

- Ht

N0i

tu sin sing d6 bin
3U03t2017

3|1212016

I
Chtng khodn N?
Chung kto6n Chinh phu

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ph6t hanh
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ph6t hAnh
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13,627,918

10,7s4,899

6,081,308

6,426,047

2,643,609

2,599,'788

4,903,001

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22. Chri,ug khodn dAu

tu gitr d5n ngiy tldo h4u

Chtrng khor6n Chinh phn

Chung kho6n Nq do c6c TCTD kh6c trong nu6c
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97,498
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8,672,59'l

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8,159,18s

8,183,916

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26.

hing TMCP Sli Gdn - Hn Noi

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sen C6 kh6c

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