T I M E VA L U E O F M O N E Y
Bảng 1 GIÁ TRỊ TƯƠNG LAI CỦA MỘT ĐỒNG
1%
1.01
00
1.02
01
1.03
03
1.04
06
1.05
10
2%
1.020
0
1.040
4
1.061
2
1.082
4
1.104
1
3%
1.030
0
1.060
9
1.092
7
1.125
5
1.159
3
4%
1.040
0
1.081
6
1.124
9
1.169
9
1.216
7
5%
1.050
0
1.102
5
1.157
6
1.215
5
1.276
3
6%
1.060
0
1.123
6
1.191
0
1.262
5
1.338
2
7%
1.070
0
1.144
9
1.225
0
1.310
8
1.402
6
8%
1.080
0
1.166
4
1.259
7
1.360
5
1.469
3
9%
1.090
0
1.188
1
1.295
0
1.411
6
1.538
6
10%
1.100
0
1.210
0
1.331
0
1.464
1
1.610
5
11%
1.110
0
1.232
1
1.367
6
1.518
1
1.685
1
9
1
0
1.06
15
1.07
21
1.08
29
1.09
37
1.10
46
1.126
2
1.148
7
1.171
7
1.195
1
1.219
0
1.194
1
1.229
9
1.266
8
1.304
8
1.343
9
1.265
3
1.315
9
1.368
6
1.423
3
1.480
2
1.340
1
1.407
1
1.477
5
1.551
3
1.628
9
1.418
5
1.503
6
1.593
8
1.689
5
1.790
8
1.500
7
1.605
8
1.718
2
1.838
5
1.967
2
1.586
9
1.713
8
1.850
9
1.999
0
2.158
9
1.677
1
1.828
0
1.992
6
2.171
9
2.367
4
1.771
6
1.948
7
2.143
6
2.357
9
2.593
7
1.870
4
2.076
2
2.304
5
2.558
0
2.839
4
1
1
1
2
1
3
1
4
1
5
1.11
57
1.12
68
1.13
81
1.14
95
1.16
10
1.243
4
1.268
2
1.293
6
1.319
5
1.345
9
1.384
2
1.425
8
1.468
5
1.512
6
1.558
0
1.539
5
1.601
0
1.665
1
1.731
7
1.800
9
1.710
3
1.795
9
1.885
6
1.979
9
2.078
9
1.898
3
2.012
2
2.132
9
2.260
9
2.396
6
2.104
9
2.252
2
2.409
8
2.578
5
2.759
0
2.331
6
2.518
2
2.719
6
2.937
2
3.172
2
2.580
4
2.812
7
3.065
8
3.341
7
3.642
5
2.853
1
3.138
4
3.452
3
3.797
5
4.177
2
3.151
8
3.498
5
3.883
3
4.310
4
4.784
6
1
2
3
4
5
6
7
8
GIÁ TRỊ TƯƠNG LAI CỦA MỘT ĐỒNG (tiếp theo)
1
2
3
4
5
6
7
12%
1.12
00
1.25
44
1.40
49
1.57
35
1.76
23
13%
1.13
00
1.27
69
1.44
29
1.63
05
1.84
24
14%
1.14
00
1.29
96
1.48
15
1.68
90
1.92
54
15%
1.15
00
1.32
25
1.52
09
1.74
90
2.01
14
16%
1.16
00
1.34
56
1.56
09
1.81
06
2.10
03
17%
1.170
0
1.368
9
1.601
6
1.873
9
2.192
4
18%
1.180
0
1.392
4
1.643
0
1.938
8
2.287
8
19%
1.190
0
1.416
1
1.685
2
2.005
3
2.386
4
20%
1.200
0
1.440
0
1.728
0
2.073
6
2.488
3
25%
1.250
0
1.562
5
1.953
1
2.441
4
3.051
8
30%
1.300
0
1.690
0
2.197
0
2.856
1
3.712
9
1.97
38
2.21
07
2.08
20
2.35
26
2.19
50
2.50
23
2.31
31
2.66
00
2.43
64
2.82
62
2.565
2
3.001
2
2.699
6
3.185
5
2.839
8
3.379
3
2.986
0
3.583
2
3.814
7
4.768
4
4.826
8
6.274
9
Prepared by NGUYEN TAN BINH
1
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
9
1
0
2.47
60
2.77
31
3.10
58
2.65
84
3.00
40
3.39
46
2.85
26
3.25
19
3.70
72
3.05
90
3.51
79
4.04
56
3.27
84
3.80
30
4.41
14
3.511
5
4.108
4
4.806
8
3.758
9
4.435
5
5.233
8
4.021
4
4.785
4
5.694
7
4.299
8
5.159
8
6.191
7
5.960
5
7.450
6
9.313
2
8.157
3
10.60
45
13.78
58
1
1
1
2
1
3
1
4
1
5
3.47
85
3.89
60
4.36
35
4.88
71
5.47
36
3.83
59
4.33
45
4.89
80
5.53
48
6.25
43
4.22
62
4.81
79
5.49
24
6.26
13
7.13
79
4.65
24
5.35
03
6.15
28
7.07
57
8.13
71
5.11
73
5.93
60
6.88
58
7.98
75
9.26
55
5.624
0
6.580
1
7.698
7
9.007
5
10.53
87
6.175
9
7.287
6
8.599
4
10.14
72
11.97
37
6.776
7
8.064
2
9.596
4
11.41
98
13.58
95
7.430
1
8.916
1
10.69
93
12.83
92
15.40
70
11.64
15
14.55
19
18.18
99
22.73
74
28.42
17
17.92
16
23.29
81
30.28
75
39.37
38
51.18
59
8
Prepared by NGUYEN TAN BINH
2
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
Bảng 2 GIÁ TRỊ HIỆN TẠI CỦA MỘT ĐỒNG
1%
0.990
1
0.980
3
0.970
6
0.961
0
0.951
5
2%
0.980
4
0.961
2
0.942
3
0.923
8
0.905
7
3%
0.970
9
0.942
6
0.915
1
0.888
5
0.862
6
4%
0.961
5
0.924
6
0.889
0
0.854
8
0.821
9
5%
0.952
4
0.907
0
0.863
8
0.822
7
0.783
5
6%
0.943
4
0.890
0
0.839
6
0.792
1
0.747
3
7%
0.934
6
0.873
4
0.816
3
0.762
9
0.713
0
8%
0.925
9
0.857
3
0.793
8
0.735
0
0.680
6
9%
0.917
4
0.841
7
0.772
2
0.708
4
0.649
9
10%
0.909
1
0.826
4
0.751
3
0.683
0
0.620
9
11%
0.900
9
0.811
6
0.731
2
0.658
7
0.593
5
9
1
0
0.942
0
0.932
7
0.923
5
0.914
3
0.905
3
0.888
0
0.870
6
0.853
5
0.836
8
0.820
3
0.837
5
0.813
1
0.789
4
0.766
4
0.744
1
0.790
3
0.759
9
0.730
7
0.702
6
0.675
6
0.746
2
0.710
7
0.676
8
0.644
6
0.613
9
0.705
0
0.665
1
0.627
4
0.591
9
0.558
4
0.666
3
0.622
7
0.582
0
0.543
9
0.508
3
0.630
2
0.583
5
0.540
3
0.500
2
0.463
2
0.596
3
0.547
0
0.501
9
0.460
4
0.422
4
0.564
5
0.513
2
0.466
5
0.424
1
0.385
5
0.534
6
0.481
7
0.433
9
0.390
9
0.352
2
1
1
1
2
1
3
1
4
1
5
0.896
3
0.887
4
0.878
7
0.870
0
0.861
3
0.804
3
0.788
5
0.773
0
0.757
9
0.743
0
0.722
4
0.701
4
0.681
0
0.661
1
0.641
9
0.649
6
0.624
6
0.600
6
0.577
5
0.555
3
0.584
7
0.556
8
0.530
3
0.505
1
0.481
0
0.526
8
0.497
0
0.468
8
0.442
3
0.417
3
0.475
1
0.444
0
0.415
0
0.387
8
0.362
4
0.428
9
0.397
1
0.367
7
0.340
5
0.315
2
0.387
5
0.355
5
0.326
2
0.299
2
0.274
5
0.350
5
0.318
6
0.289
7
0.263
3
0.239
4
0.317
3
0.285
8
0.257
5
0.232
0
0.209
0
1
2
3
4
5
6
7
8
Bảng 2 GIÁ TRỊ HIỆN TẠI CỦA MỘT ĐỒNG (tiếp
theo)
1
2
3
4
5
6
7
12%
0.892
9
0.797
2
0.711
8
0.635
5
0.567
4
13%
0.885
0
0.783
1
0.693
1
0.613
3
0.542
8
14%
0.877
2
0.769
5
0.675
0
0.592
1
0.519
4
15%
0.869
6
0.756
1
0.657
5
0.571
8
0.497
2
16%
0.862
1
0.743
2
0.640
7
0.552
3
0.476
1
17%
0.854
7
0.730
5
0.624
4
0.533
7
0.456
1
18%
0.847
5
0.718
2
0.608
6
0.515
8
0.437
1
19%
0.840
3
0.706
2
0.593
4
0.498
7
0.419
0
20%
0.833
3
0.694
4
0.578
7
0.482
3
0.401
9
25%
0.800
0
0.640
0
0.512
0
0.409
6
0.327
7
30%
0.76
92
0.59
17
0.45
52
0.35
01
0.26
93
0.506
6
0.452
3
0.480
3
0.425
1
0.455
6
0.399
6
0.432
3
0.375
9
0.410
4
0.353
8
0.389
8
0.333
2
0.370
4
0.313
9
0.352
1
0.295
9
0.334
9
0.279
1
0.262
1
0.209
7
0.20
72
0.15
94
Prepared by NGUYEN TAN BINH
3
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
9
1
0
0.403
9
0.360
6
0.322
0
0.376
2
0.332
9
0.294
6
0.350
6
0.307
5
0.269
7
0.326
9
0.284
3
0.247
2
0.305
0
0.263
0
0.226
7
0.284
8
0.243
4
0.208
0
0.266
0
0.225
5
0.191
1
0.248
7
0.209
0
0.175
6
0.232
6
0.193
8
0.161
5
0.167
8
0.134
2
0.107
4
0.12
26
0.09
43
0.07
25
1
1
1
2
1
3
1
4
1
5
0.287
5
0.256
7
0.229
2
0.204
6
0.182
7
0.260
7
0.230
7
0.204
2
0.180
7
0.159
9
0.236
6
0.207
6
0.182
1
0.159
7
0.140
1
0.214
9
0.186
9
0.162
5
0.141
3
0.122
9
0.195
4
0.168
5
0.145
2
0.125
2
0.107
9
0.177
8
0.152
0
0.129
9
0.111
0
0.094
9
0.161
9
0.137
2
0.116
3
0.098
5
0.083
5
0.147
6
0.124
0
0.104
2
0.087
6
0.073
6
0.134
6
0.112
2
0.093
5
0.077
9
0.064
9
0.085
9
0.068
7
0.055
0
0.044
0
0.035
2
0.05
58
0.04
29
0.03
30
0.02
54
0.01
95
8
Prepared by NGUYEN TAN BINH
4
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
Bảng 3 GIÁ TRỊ TƯƠNG LAI CỦA MỘT ĐỒNG ĐỀU
NHAU
1%
1.000
0
2.010
0
3.030
1
4.060
4
5.101
0
2%
1.000
0
2.020
0
3.060
4
4.121
6
5.204
0
3%
1.000
0
2.030
0
3.090
9
4.183
6
5.309
1
4%
1.000
0
2.040
0
3.121
6
4.246
5
5.416
3
5%
1.000
0
2.050
0
3.152
5
4.310
1
5.525
6
9
1
0
6.152
0
7.213
5
8.285
7
9.368
5
10.46
22
6.308
1
7.434
3
8.583
0
9.754
6
10.94
97
6.468
4
7.662
5
8.892
3
10.15
91
11.46
39
6.633
0
7.898
3
9.214
2
10.58
28
12.00
61
6.801
9
8.142
0
9.549
1
11.02
66
12.57
79
1
1
1
2
1
3
1
4
1
5
11.56
68
12.68
25
13.80
93
14.94
74
16.09
69
12.16
87
13.41
21
14.68
03
15.97
39
17.29
34
12.80
78
14.19
20
15.61
78
17.08
63
18.59
89
13.48
64
15.02
58
16.62
68
18.29
19
20.02
36
14.20
68
15.91
71
17.71
30
19.59
86
21.57
86
1
2
3
4
5
6
7
8
6%
1.0000
2.0600
3.1836
4.3746
5.6371
7%
1.000
0
2.070
0
3.214
9
4.439
9
5.750
7
9.8975
11.491
3
13.180
8
7.153
3
8.654
0
10.25
98
11.97
80
13.81
64
14.971
6
16.869
9
18.882
1
21.015
1
23.276
0
15.78
36
17.88
85
20.14
06
22.55
05
25.12
90
6.9753
8.3938
8%
9%
1.000
0
2.090
0
3.278
1
4.573
1
5.984
7
10%
1.000
0
2.100
0
3.310
0
4.641
0
6.105
1
11%
1.000
0
2.110
0
3.342
1
4.709
7
6.227
8
8.9228
10.636
6
12.487
6
14.486
6
7.523
3
9.200
4
11.02
85
13.02
10
15.19
29
7.715
6
9.487
2
11.43
59
13.57
95
15.93
74
7.912
9
9.783
3
11.85
94
14.16
40
16.72
20
16.645
5
18.977
1
21.495
3
24.214
9
27.152
1
17.56
03
20.14
07
22.95
34
26.01
92
29.36
09
18.53
12
21.38
43
24.52
27
27.97
50
31.77
25
19.56
14
22.71
32
26.21
16
30.09
49
34.40
54
1.0000
2.0800
3.2464
4.5061
5.8666
7.3359
Bảng 3 GIÁ TRỊ TƯƠNG LAI CỦA MỘT ĐỒNG ĐỀU
NHAU (tiếp theo)
1
2
3
4
5
6
7
8
12%
1.000
0
2.120
0
3.374
4
4.779
3
6.352
8
13%
1.000
0
2.130
0
3.406
9
4.849
8
6.480
3
14%
1.000
0
2.140
0
3.439
6
4.921
1
6.610
1
15%
1.000
0
2.150
0
3.472
5
4.993
4
6.742
4
16%
1.000
0
2.160
0
3.505
6
5.066
5
6.877
1
17%
1.000
0
2.170
0
3.538
9
5.140
5
7.014
4
18%
1.000
0
2.180
0
3.572
4
5.215
4
7.154
2
19%
1.000
0
2.190
0
3.606
1
5.291
3
7.296
6
20%
1.000
0
2.200
0
3.640
0
5.368
0
7.441
6
8.115
2
10.08
90
12.29
97
8.322
7
10.40
47
12.75
73
8.535
5
10.73
05
13.23
28
8.753
7
11.06
68
13.72
68
8.977
5
11.41
39
14.24
01
9.206
8
11.77
20
14.77
33
9.442
0
12.14
15
15.32
70
9.683
0
12.52
27
15.90
20
9.929
9
12.91
59
16.49
91
Prepared by NGUYEN TAN BINH
5
25%
30%
1.0000
1.0000
2.2500
2.3000
3.8125
3.9900
5.7656
6.1870
8.2070
9.0431
11.258
8
15.073
5
19.841
9
12.756
0
17.582
8
23.857
7
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
9
1
0
14.77
57
17.54
87
15.41
57
18.41
97
16.08
53
19.33
73
16.78
58
20.30
37
17.51
85
21.32
15
18.28
47
22.39
31
19.08
59
23.52
13
19.92
34
24.70
89
20.79
89
25.95
87
25.802
3
33.252
9
32.015
0
42.619
5
1
1
1
2
1
3
1
4
1
5
20.65
46
24.13
31
28.02
91
32.39
26
37.27
97
21.81
43
25.65
02
29.98
47
34.88
27
40.41
75
23.04
45
27.27
07
32.08
87
37.58
11
43.84
24
24.34
93
29.00
17
34.35
19
40.50
47
47.58
04
25.73
29
30.85
02
36.78
62
43.67
20
51.65
95
27.19
99
32.82
39
39.40
40
47.10
27
56.11
01
28.75
51
34.93
11
42.21
87
50.81
80
60.96
53
30.40
35
37.18
02
45.24
45
54.84
09
66.26
07
32.15
04
39.58
05
48.49
66
59.19
59
72.03
51
42.566
1
54.207
7
68.759
6
86.949
5
109.68
68
56.405
3
74.327
0
97.625
0
127.91
25
167.28
63
Prepared by NGUYEN TAN BINH
6
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
Bảng 4 GIÁ TRỊ HIỆN TẠI CỦA MỘT ĐỒNG ĐỀU
NHAU
1%
0.990
1
1.970
4
2.941
0
3.902
0
4.853
4
2%
0.980
4
1.941
6
2.883
9
3.807
7
4.713
5
3%
0.970
9
1.913
5
2.828
6
3.717
1
4.579
7
4%
0.961
5
1.886
1
2.775
1
3.629
9
4.451
8
5%
0.952
4
1.859
4
2.723
2
3.546
0
4.329
5
6%
0.94
34
1.83
34
2.67
30
3.46
51
4.21
24
7%
0.93
46
1.80
80
2.62
43
3.38
72
4.10
02
8%
0.92
59
1.78
33
2.57
71
3.31
21
3.99
27
9%
0.91
74
1.75
91
2.53
13
3.23
97
3.88
97
10%
0.90
91
1.73
55
2.48
69
3.16
99
3.79
08
11%
0.90
09
1.71
25
2.44
37
3.10
24
3.69
59
9
1
0
5.795
5
6.728
2
7.651
7
8.566
0
9.471
3
5.601
4
6.472
0
7.325
5
8.162
2
8.982
6
5.417
2
6.230
3
7.019
7
7.786
1
8.530
2
5.242
1
6.002
1
6.732
7
7.435
3
8.110
9
5.075
7
5.786
4
6.463
2
7.107
8
7.721
7
4.91
73
5.58
24
6.20
98
6.80
17
7.36
01
4.76
65
5.38
93
5.97
13
6.51
52
7.02
36
4.62
29
5.20
64
5.74
66
6.24
69
6.71
01
4.48
59
5.03
30
5.53
48
5.99
52
6.41
77
4.35
53
4.86
84
5.33
49
5.75
90
6.14
46
4.23
05
4.71
22
5.14
61
5.53
70
5.88
92
1
1
1
2
1
3
1
4
1
5
10.36
76
11.25
51
12.13
37
13.00
37
13.86
51
9.786
8
10.57
53
11.34
84
12.10
62
12.84
93
9.252
6
9.954
0
10.63
50
11.29
61
11.93
79
8.760
5
9.385
1
9.985
6
10.56
31
11.11
84
8.306
4
8.863
3
9.393
6
9.898
6
10.37
97
7.88
69
8.38
38
8.85
27
9.29
50
9.71
22
7.49
87
7.94
27
8.35
77
8.74
55
9.10
79
7.13
90
7.53
61
7.90
38
8.24
42
8.55
95
6.80
52
7.16
07
7.48
69
7.78
62
8.06
07
6.49
51
6.81
37
7.10
34
7.36
67
7.60
61
6.20
65
6.49
24
6.74
99
6.98
19
7.19
09
1
2
3
4
5
6
7
8
Bảng 4 GIÁ TRỊ HIỆN TẠI CỦA MỘT ĐỒNG ĐỀU
NHAU (tiếp theo)
5
12%
0.892
9
1.690
1
2.401
8
3.037
3
3.604
8
13%
0.885
0
1.668
1
2.361
2
2.974
5
3.517
2
14%
0.877
2
1.646
7
2.321
6
2.913
7
3.433
1
15%
0.869
6
1.625
7
2.283
2
2.855
0
3.352
2
16%
0.862
1
1.605
2
2.245
9
2.798
2
3.274
3
17%
0.85
47
1.58
52
2.20
96
2.74
32
3.19
93
18%
0.847
5
1.565
6
2.174
3
2.690
1
3.127
2
19%
0.840
3
1.546
5
2.139
9
2.638
6
3.057
6
20%
0.833
3
1.527
8
2.106
5
2.588
7
2.990
6
25%
0.800
0
1.440
0
1.952
0
2.361
6
2.689
3
30%
0.76
92
1.36
09
1.81
61
2.16
62
2.43
56
6
4.111
4
3.997
5
3.888
7
3.784
5
3.684
7
3.58
92
3.497
6
3.409
8
3.325
5
2.951
4
2.64
27
1
2
3
4
Prepared by NGUYEN TAN BINH
7
27/08/2017; 11:12 PM
T I M E VA L U E O F M O N E Y
9
1
0
4.563
8
4.967
6
5.328
2
5.650
2
4.422
6
4.798
8
5.131
7
5.426
2
4.288
3
4.638
9
4.946
4
5.216
1
4.160
4
4.487
3
4.771
6
5.018
8
4.038
6
4.343
6
4.606
5
4.833
2
3.92
24
4.20
72
4.45
06
4.65
86
3.811
5
4.077
6
4.303
0
4.494
1
3.705
7
3.954
4
4.163
3
4.338
9
3.604
6
3.837
2
4.031
0
4.192
5
3.161
1
3.328
9
3.463
1
3.570
5
2.80
21
2.92
47
3.01
90
3.09
15
1
1
1
2
1
3
1
4
1
5
5.937
7
6.194
4
6.423
5
6.628
2
6.810
9
5.686
9
5.917
6
6.121
8
6.302
5
6.462
4
5.452
7
5.660
3
5.842
4
6.002
1
6.142
2
5.233
7
5.420
6
5.583
1
5.724
5
5.847
4
5.028
6
5.197
1
5.342
3
5.467
5
5.575
5
4.83
64
4.98
84
5.11
83
5.22
93
5.32
42
4.656
0
4.793
2
4.909
5
5.008
1
5.091
6
4.486
5
4.610
5
4.714
7
4.802
3
4.875
9
4.327
1
4.439
2
4.532
7
4.610
6
4.675
5
3.656
4
3.725
1
3.780
1
3.824
1
3.859
3
3.14
73
3.19
03
3.22
33
3.24
87
3.26
82
7
8
Prepared by NGUYEN TAN BINH
8
27/08/2017; 11:12 PM