tài:
: Chính quy
Chuyên nghành
Khoa
: 2011-2015
THÁI NGUYÊN - 2015
tài:
TÍN
: Chính quy
Chuyên nghành
: K43 - KTNN
Khoa
: 2011-2015
: Th.S
THÁI NGUYÊN - 2015
i
L
Thái Nguyên, ngày 25
Sinh viên
5
ii
L IC
Kin
N
Tôi xin
ông thôn, cùng
-
TH.S
các
Thái Nguyên, ngày 25
Sinh viên
5
iii
DANH M C CÁC B NG
Trang
-2014. ............. 34
-2014 ......................................................................... 35
4.3:
2 2014 .............. 36
................................................. 46
2014.......................................................................... 47
................................................................. 47
ng NHCSXH
- 2014 ........................................................... 48
4.7b:
NHNo&PTNT
- 2014 ........................................................... 49
4.8a: Tình hình d
NHCSXH trong.................................... 50
2 2014 ..................................................................................... 50
............................ 52
2 2014 ..................................................................................... 52
9:
2014 ........................................................................................................ 53
............................................................................................. 53
10:
............................................ 55
...................................................................... 55
1
.... 56
iv
2
..... 57
3
................................... 58
4
.......................................................................... 59
5
n
....................................................................................... 61
6
....................... 62
7
.................. 63
8 Thu
........................................................................................... 64
9
........................................... 67
20
.................. 68
4 ......................................................................................................... 68
v
DANH M C CÁC HÌNH
Trang
Hình 4.1:
.................................................................................................................................................. 37
Hình 4.2:
................................................................................................................... 43
Hình 4.3: Phân lo i h theo thu nh p
Hình 4.4:
c và sau khi vay v n ............................... 67
....................................... 69
vi
DANH M C CH
NHCSXH
NHTM
NHNo&PTNT : Ngân hàng Nông
CEP
:
UBND
IMF
NABARD
NGO
KCC
:C
HSBC
:T
T
ài chính HSBC
BAAC
M7
:
QTDND
:
ô M7
Q
WB
RBI
:
CCN
TN
: Thanh Niên
VI T T T
vii
M CL C
Trang
............................................................................................. 2
...................................................................................................ii
...............................................................................iii
................................................................................. v
....................................................................... vi
.......................................................................................................vii
:
.......................................................................................... 1
................................................................................................... 1
................................................................................... 2
.................................................................................. 2
........................................................................................ 2
...................................................................... 3
................................................ 3
..................................................................................... 3
................................................................. 3
........................................................................................ 4
:
............................................ 5
.............................................................................................. 5
2
..................................................................................... 5
.................................................................................... 6
g................................................................................. 6
.................................................... 9
......... 9
......................................................................................... 16
.................................. 16
viii
........................................................... 19
:
............................................................................................... 25
............................................................ 25
.............................................................................................. 25
3
............................................................................... 25
.............................................................. 25
............................................................................... 25
3
............................................................................. 26
.......................................................................... 26
..................................................... 26
3.
............................................................ 26
.......................................................................... 27
................................................................. 28
.......................................................... 31
:
-
................. 31
................................................................................. 31
4
....................................................................... 35
- xã hôi
-
...................... 39
.................................................. 40
.................................................................................................... 40
. 45
........................ 48
............................................................... 54
.... 57
ix
........................................... 59
......................................... 62
........................................................... 68
................................................................................................. 69
........................................ 70
................................................................................... 72
........................ 72
... 72
................................................................... 73
........................................................ 74
........................................... 75
.............................................................. 75
:
..................................................... 77
..................................................................................... 77
5.1
................................................................. 77
5.1
................................................................................. 77
5.1
.............................................................................. 77
.................................................................................................... 78
............................................................................ 80
1
PH N 1
M
1.1.
U
tv
N
nghè
2
nông
,
,
.
1.2. M c tiêu nghiên c u
1.2.1. M c tiêu t ng quát
thôn
1.2.2. M c tiêu c th
-
.
-
-
.
3
1.
tài nghiên c u
1.
c t p và nghiên c u khoa h c
ày.
sinh viên khóa sau.
1.
c ti n
1.4. Nh
ic
tài
-
c
.
4
1.5. B c c khoá lu n
-
1.
-
2.
-
3.
-
4.
-
5
PH N 2
LÝ LU N VÀ TH C TI N
2
lý lu n
2.1.1. M t s khái ni m
2.1.1.1. Tín d ng, vay v n [13]
-
Cho vay
theo
nên bên cho vay
-
.
.
6
2.1.1.2. Khái ni m nông h . [12]
2.1.2. B n ch t tín d ng
2.1.3. Vai trò c a tín d ng
2.1.3.1. Góp ph
-
-
y s n xu
n . [10]
inh
7
-
-
-
-
-
8
-
.
2.1.3.3. Tín d ng góp ph n quan tr ng vào vi c làm gi m th p chi phí s n
xu
. [10]
.
-
.
2.1.3.4. Tín d ng là công c th c hi n chính sách xã h
i s ng
. [10]
-
- xã
-
ong các
t.
9
2.1.4. Hình th c tín d ng trong h nông dân
.
+
+
2
u ngu n v
2.1.5
ng v
u ngu n v n
-
.
c
10
-
-
-
tr
.
11
2.1.5.2.
tài chính,
ng v n
12
hàng [7].
án kinh
Hai là,
:
-
13
14
trong
-
+ Trái p
lãnh thanh toán.
ghi thu v