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EXERCISES OF INSURANCE
PART 1
1. A shipment of 10,000 USD is insured with the amount 8,500 USD. Damaged value in transit
caused by the agreed risks is 8,000 USD. Pls calculate the amount of compensation.
8,000/10,000 x 8,500 =
2. A shipment of 10,000 USD is insured for full value, deductible amount indicated in the
insurance is 1,500 USD. Damaged value in transit caused by the agreed risks is 8,000 USD. Pls
calculate the amount of compensation.
Số tiền bảo hiểm = 8.000 – 1.500 = 6500
3. A contract of insurance has the data as below
Insurable value: 10,000 USD
Insurable amount: 8,000 USD
Deductible: 5 % of value of the loss / damage (but not less than 500 USD)
Damaged value: 3,500 USD
Pls calculate the amount of compensation?
Mức khấu trừ = 0,05 x 3.500 = 175 <500 (nên lấy là 500 USD)
Số tiền bảo hiểm = (3.500/10.000 x 8.000) – 500 = 2300
4. Value of a shipment 2,000,000 USD (understood as CFR price) which is insured for its CIF value
plus 10% of anticipated profit), R = 0.5%. Pls calculate I.
Phí bảo hiểm = (C+F) / (1-R) x (a+1) x R= 2.000.000 x (1+0,1) x 0,05/(1-0,05) = 11055,2763
5. Vinafood has imported 10,000 tons of wheat powder, the total value on the invoice is 2,500,000
USD (understood as FOB Incoterms 2010). The total forwarding cost (Freight) is 60,000 USD; R=
0,3%. The company has effected an insurance for 110% CIF value. Pls calculate I.
Phí bảo hiểm = [(2.500.000 + 60.000) x (1 + 10%) x 0,3%] / (1 – 0,3%) = 8.473 USD
6. A shipment with the value 20,000 units of currency is insured by 2 contracts of insurance for the
same covered risks
1st contract: insurable amount = 8,000