phân tích về cuộc khủng hoảng tài chính 2008. nguyên nhân và giải pháp

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
GVHD: PGS. TS. Nguyễn Thị Liên Hoa
Nhóm thực hiện:
1. Đinh Ngọc Trường
2. Trần Ngọc Châu
3. Nguyễn Thị Hồng Hà
4. Lê Nguyễn Nữ Hoài Lệ
5. Nguyễn Thị Mỹ Hạnh
6. Nguyễn Thanh Thái

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!" <N
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YG+ ! ;
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=> Vì vậy, các nhà cho vay đã chịu thiệt hại lớn
Việc không tính phần bù rủi ro hệ thống đối với
HĐ hoán đổi rủi ro tín dụng và việc đánh giá
thấp thiệt hại vỡ nợ bắt nguồn từ việc áp dụng
các mô hình thống kê nhưng không có sự phân
tích, đánh giá của con người hoặc không tuân
theo qui luật kinh doanh
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Bảo hiểm nợ trên thị trường hoán đổi RRTD
được định giá quá thấp và việc thanh toán cho
HĐ hoán đổi RRTD không đủ trang trải cho chi
phí vỡ nợ dự kiến
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