Báo cáo về Bảo hiểm nhân thọ ở Indonesia, Thái Lan, Vietnam

Comparative report
on Life Insurance Study
in Thailand, Indonesia and Vietnam in 2015

December 2015


Table of content
A. Research Design

(P.3)

B. Respondent profile

(P.4)

C. Summary

(P.5)

D. Detail Findings

(P.7)

2


A. Research design
Research Method

Online research

Fieldwork Period

November 2015

Research Area

Nationwide - Vietnam, Indonesia, Thailand

Respondent Criteria

Male / Female, 20 years old and above. Buyers and Non-buyers of Life Insurance.

Sample Size

600 samples

Marital Status x Gender

Thailand

Indonesia

Vietnam

Male

150

150

150

Female

150

150

150

Male

150

150

150

Female

150

150

150

600

600

600

Single

Quota
Married

Total
Number of
Questions

6 Screening Questions, and 14 Main Questions

Survey Content

Awareness on Insurance Companies, Insurance companies ever used / have contract, The latest life insurance
company purchased, Reasons to Choose the Life Insurance Company, Reasons of having and not having life
insurance, Sources of Information, Insurance Contracts Information, The Monthly Insurance Premium, Switching and
Consideration, etc.

3


B. Respondent profile
■Gender

■Marital Status

50.0

50.0

50.0

Female

Married

Male

Single

50.0

50.0

50.0

50.0

50.0

50.0

50.0

50.0

50.0

Thailand

Indonesia

Vietnam

Thailand

Indonesia

Vietnam

■Age Group
47.8

39.8

20 - 29 years old
30 - 39 years old
More than 40 years old

57.0

32.7

68.7

25.2

12.3

10.3

6.2

Thailand
47.8
39.8
12.3

Indonesia
57.0
32.7
10.3

Vietnam
68.7
25.2
6.2

(Unit: %)
N= 600

4


C. Summary
 There are significant differences across the three countries, with people in Vietnam much more likely to
have “Insurance product” compared with people in Indonesia and Thailand. For example, while 47.5%

of Thai respondents and 44.0% of Indonesian respondents possess insurance product, this compares

with 72.8% of those in Vietnam.
 The highest proportion of life insurance ownership seen in Thailand where 90.9% of Thai individuals who
own Insurance product purchased “Life Insurance”.
 However, less people have a life insurance in Indonesia and Vietnam, with the lowest number of life
insurance holder occurring in Indonesia (38.3%).

 “Support / Risk / Accidents” becomes the top product of life insurance which selected by 62.2% of
Thailand’s respondents. Meanwhile, “Health insurance option” is more common in Indonesia, where
82.2% of people say they purchased health coverage.
 On the other hand, the most common products of Life Insurance in Vietnam are “Support / Risk /

Accidents” and “Health Insurance”, with 55.0% and 55.5% respectively.

5


C. Summary
 “AIA Thailand” has the strongest impression registered in the mind of the surveyed respondents in

Thailand. Among Indonesia’s respondents, “Prudential” leaves the most impression on consumers’ mind,
while in Vietnam, the result shows the dominance of “Prudential”, “Bao Viet” and “AIA”.
 People in Indonesia and Vietnam are most likely to have contract with “Prudential”: 62.4% and 71.1% of
respondents in those countries respectively have a contract with “Prudential”. On the other side, 50.6%
respondents in Thailand mostly choose “AIA Thailand” insurance company.
 Thailand and Indonesian people relied more on “Insurance Agency” to find out information about the life
insurance product with 54.8% and 66.3%. On the other side, respondents in Vietnam prefer to find out
about the life insurance product by visiting “official site of insurance company” (48.6%).
 Both Thailand and Indonesia respondents decided to purchase a life insurance policy through an “Agent

insurance” with 61.8% and 69.3%, as opposed to only 27.5% of people in Vietnam. Vietnamese are more
likely to have a contract with “Staff insurance” with 67.4%.
 In terms of insurance companies considered to get contract previously, “Thai Life Insurance” takes the
first place in Thailand (37.8%), while “Prudential” ranks the first in both Indonesia and Vietnam (56.4% vs.
82.1%, respectively)

6


D. Detail findings
1.

Ownership of Financial Products and Services

2.

Attitudes between Buyers and Non-Buyers of Life insurance

3.

Experience of Purchasing Life Insurance

4.

Insurance Contracts Information

5.

Switching and Considerations

7


Ownership of Financial Products and Services
 Ownership of financial products and services varies considerably between individual countries. While over 50% have a current “Saving
deposit account” and “ATM card”, ownership of other types of financial product (“Credit card” and “Deposit card”) is less common.

 There are significant differences across the three countries, with people in Vietnam much more likely to have “Insurance product”
compared with people in Indonesia and Thailand. For example, while 47.5% of Thai respondents and 44.0% of Indonesian respondents
possess insurance product, this compares with 72.8% of those in Vietnam.

100.0

80.0

60.0

40.0

20.0

0.0
Insurance
Thailand
Indonesia
Vietnam

47.5
44.0

72.8

Saving Deposit
Account
73.5
90.8
59.3

S. Please tell us which products you owned? [MA] N=600

ATM card

Credit card

Deposit card

None of the above

Others

56.2
92.5
95.7

32.3
27.2
42.5

33.7
13.8

4.2

1.3
2.2
1.8

0.3
1.0
0.2

(Exclude responses for Fixed Deposit Account, Government Saving Bank’s Lottery, Bond and Mutual Fund)

(Unit: %)

10


Type of Insurance Purchased (Total)
 The highest proportion of life insurance ownership seen in Thailand where 90.9% of Thai individuals who own Insurance product purchased
“Life Insurance”.

 However, less people have a life insurance in Indonesia and Vietnam, with the lowest number of life insurance holder occurring in
Indonesia (38.3%).

Thailand (N=285)

Indonesia (N=264)

Ordinary Life Insurance

90.9

Fire Insurance

Car Insurance

69.1

Accident insurance

0

20

55.3

40

60

80 100

S. Please tell us what kind of the following insurance have you ever bought? [MA]

20

95.2

52.9

Social insurance

72.8

16.5

Others

3.0

0

Medical care insurance

Non - life insurance

38.6

Others

1.4

49.9

Accident insurance

23.9

Non - life insurance

14.4

Others

78.8

Social insurance

3.9

Miscellaneous
Insurance

Life insurance

38.3

Medical care insurance

25.6

Marine Insurance

Life insurance

Vietnam (N=437)

40

60

80 100

0.0

0

20

40

60

80 100
(Unit: %)

10


Type of Insurance Purchased – By Marital Status
Thailand (N=285)

Indonesia (N=264)

90.8

Ordinary Life Insurance

90.9

12.8

Fire Insurance

33.6

Life insurance

70.1

77.3

22.4

Accident insurance

43.9

Social insurance

4.5

1.8

Others

20

43.9

40

60

Single
S. Please tell us what kind of the following insurance have you ever bought? [MA]

53.0

58.2
85.2

9.5
22.5

0.0

Others

2.5

0

80 100

52.7

Non - life insurance

3.7

Others

1.1

0

30.8

Non - life insurance

14.8

93.6

Social insurance

63.1

13.8

Miscellaneous
Insurance

97.0

Accident insurance

24.8

2.8

Marine Insurance

59.3

Medical care
insurance

84.7

56.0

Car Insurance

38.8

Life insurance

41.4

Medical care
insurance

33.5

Vietnam (N=437)

20 40 60 80 100

0.0

0

20 40 60 80 100

Married
(Unit: %)

10


Buyers of Life Insurance

Product of Life Insurance (Total)
 “Support / Risk / Accidents” becomes the top product of life insurance which selected by 62.2% of Thailand’s respondents. Meanwhile,
“Health insurance option” is more common in Indonesia, where 82.2% of people say they purchased health coverage.

 On the other hand, the most common products of Life Insurance in Vietnam are “Support / Risk / Accidents” and “Health Insurance”,
with 55.0% and 55.5% respectively.

Thailand (N=259)
Protection

Indonesia (N=101)
53.3

Education

Protection

Vietnam (N=218)

Protection

50.5

21.6

5.0

Education
Investment

Education

45.5

40.8

12.4

Savings

Investment

56.4

Investment

Savings

58.4

Savings

37.2

52.5

Support / Risk /
Accidents

62.2

Health

Support / Risk /
Accidents

49.0

Retirement

54.5

42.7

Support / Risk /
Accidents

55.0

Health

55.5

13.9

Health

Unit Link

82.2

1.5

Tax Refund

Retirement

21.6

0

20

40

60

80

S. Please tell us which of the following Life insurance type are you selecting? [MA]

Retirement

37.6

0

20

40

60

80

100

21.1

0

20

40

60

(Unit: %)

11


Buyers of Life Insurance

Product of Life Insurance – By Marital Status
Thailand (N=259)

Indonesia (N=101)

39.4

Protection

61.9

38.9

Protection

22.2

Education

Support / Risk /
Accidents

55.6
66.3

55.6

45.0

26.9
42.9

38.5

Savings

60.0

58.3

Support / Risk /
Accidents

33.3

Investment

55.4

Savings

43.4

52.5

Health

58.3

Investment

54.5
51.3

Savings

24.3

Education

58.5

11.1
13.1

Investment

16.7

Protection

56.9

3.0
6.3

Education

Vietnam (N=218)

45.0

56.4

Support / Risk /
Accidents

52.3

54.3

10.1
16.3

Retirement

75.0

Health
Unit Link

22.2
21.3

Tax Refund
0

20

40

22.2

Retirement

60

80

100

Single
S. Please tell us which of the following Life insurance type are you selecting? [MA]

20

40

60

55.0

12.8

Retirement

46.2

0

56.4

Health

86.2

0.0
2.5

80

100

25.7

0

20

40

60

80

100

Married
(Unit: %)

12


D. Detail findings
1.

Ownership of Financial Products and Services

2.

Attitudes between Buyers and Non-Buyers of Life insurance

3.

Experience of Purchasing Life Insurance

4.

Insurance Contracts Information

5.

Switching and Considerations

13


Buyers of Life Insurance
Reasons to get life insurance – Thailand (TOP 10)
50
45
43.2
40

38.6

35
30

29.3

28.2

27.8

25
21.2

20

20.5

20.1

18.1

15

14.7

10
5
0

To have
responsibility
money when
died
Single
39.4
Married
45.6
Total
43.2

As saving
37.4
39.4
38.6

Get many
Easy to pay
profits/benefit the premium
26.3

31.3
29.3

28.3
28.1
28.2

Single
Q7. Please tell us the reason you choose to get life insurance? (n=259) [MA]

The
Afraid of
Recommenda
administration
To cover cost
Polis easy to
unexpected
Easy to claim
tion from
process is
of hospital
approved
accident
others
easy
27.3
19.2
17.2
19.2
18.2

15.2
28.1
22.5
22.5
20.6
18.1
14.4
27.8
21.2
20.5
20.1
18.1
14.7

Married

Total
(Unit: %)

17


Buyers of Life Insurance
Reasons to get life insurance – Indonesia (TOP 10)
90
80

83.2

70

62.4
61.4

60
50

48.5

40
31.7

30

25.7
22.8

20

16.8
12.9
7.9

10
0
Help to
prevent the
unexpected
risks
Single

Married
Total

83.3
83.1
83.2

Help me to
feel secure
about future
of yourself,
relatives
55.6
66.2
62.4

Help me to
feel future of Help me to
yourself,
save the Idle
relatives be
cash
protected
50
61.1
67.7
41.5
61.4
48.5

Single
Q7. Please tell us the reason you choose to get life insurance? (n=101) [MA]

Is a way for
My family /
To impress
Is a way to
Reduce risk
Create a
me to express
siblings
others that I
manage my
while
huge property
my love and
advised me to
am a person
finance
allocating
for my family,
care for my
buy Life
who care for
better.
investments
myself later
future family
insurance
the future

27.8
13.9
19.4
27.8
5.6
2.8
33.8
32.3
24.6
10.8
16.9
10.8
31.7
25.7
22.8
16.8
12.9
7.9

Married

Total
(Unit: %)

17


Buyers of Life Insurance
Reasons to get life insurance – Vietnam (TOP 10)
70

60

57.8
53.2

50

50.0
42.2

40

35.8
32.6

30

32.1

30.3
25.7

23.4

20
10
0
Help to
prevent the
unexpected

risks
Single
Married
Total

57.7
57.9
57.8

Help me to
feel future of
yourself,
relatives be
protected
51.3
54.3
53.2

Help me to
feel secure
about future
of yourself,
relatives
46.2
52.1
50.0

Is a way for
Create a
Is a way to

Help me to me to express
huge property manage my
save the Idle my love and
for my family,
finance
cash
care for my
myself later
better.
future family
32.1
26.9
30.8
29.5
47.9
40.7
33.6
33.6
42.2
35.8
32.6
32.1

Single
Q7. Please tell us the reason you choose to get life insurance? (n=218) [MA]

Married

My family /
Friends/

Reduce risk
siblings
colleagues
while
advised me to advised my to
allocating
buy Life
buy Life
investments
insurance
insurance
24.4
23.1
17.9
33.6
27.1
26.4
30.3
25.7
23.4

Total
(Unit: %)

17


Non-Buyers of Life Insurance
Reasons for not having a life insurance – Thailand (TOP 10)
40.0

21.1

20.0

15.0

7.9

5.6

5.6

5.3

5.0

5.0

4.7

3.5

0.0

N

Total

Not yet

found the Don't have Plan to have No need life
Still have
I have other
Don't have
Expensive
Lack of fund Unimportant
appropriate
any
life
insurance
many other
insurance
any interest
cost
product of
intention
insurance
currently
need
insurance

341

21.1

15.0

7.9

5.6

5.6

5.3

5.0

5.0

4.7

3.5

Male

161

21.1

18.0

5.0

3.7

5.0

6.2

8.1

6.2

3.1

3.1

Female

180

21.1

12.2

10.6

7.2

6.1

4.4

2.2

3.9

6.1

3.9

20 - 29 years old

195

20.0

17.4

4.6

5.6

7.2

4.6

8.2

5.6

3.1

3.1

30 - 39 years old

116

23.3

11.2

12.9

5.2

3.4

6.9

0.9

3.4

7.8

5.2

40 years old and above

30

20.0

13.3

10.0

6.7

3.3

3.3

0.0

6.7

3.3

0.0

Single

201

20.9

15.9

4.0

7.0

6.0

4.5

8.0

7.5

2.5

2.5

Married

140

21.4

13.6

13.6

3.6

5.0

6.4

0.7

1.4

7.9

5.0

BD - 01: Gender

BD - 02: Age

BD - 03: Marital Status

Percentage lower 10% than total

Percentage higher 10% than total

Q14. Please tell us why you don't have life insurance? (n=341) [LONG TEXT]

(Unit: %)

17


Non-Buyers of Life Insurance
Reasons for not having a life insurance – Indonesia (TOP 10)
40.0

20.0

19.2

13.2

12.0

11.2
5.6

5.6

3.8

3.6

2.6

2.4

0.0

N

Total

I already
Not yet
Don't have
Don't
I don’t have
have
Don't have found the Plan to have I can't trust
Don't have any plan to
understand
the needs to
Lack of fund government

personal appropriate
life
any
any interest have life
about life
use now
insurance
income
product of insurance insurance
insurance
insurance
(BPJS)
insurance

499

19.2

13.2

12.0

11.2

5.6

5.6

3.8

3.6

2.6

2.4

Male

261

20.7

12.6

11.9

10.7

6.1

6.1

3.4

2.7

1.9

2.3

Female

238

17.6

13.9

12.2

11.8

5.0

5.0

4.2

4.6

3.4

2.5

20 - 29 years old

300

24.3

12.7

13.0

9.7

3.7

6.3

6.0

3.3

2.3

1.7

30 - 39 years old

154

9.7

14.9

11.0

14.9

9.1

5.8

0.6

2.6

3.2

3.9

40 years old and above

45

17.8

11.1

8.9

8.9

6.7

0.0

0.0

8.9

2.2

2.2

Single

264

22.7

12.5

14.4

10.2

3.4

6.8

6.4

1.9

1.1

1.1

Married

235

15.3

14.0

9.4

12.3

8.1

4.3

0.9

5.5

4.3

3.8

BD - 01: Gender

BD - 02: Age

BD - 03: Marital Status

Percentage lower 10% than total

Percentage higher 10% than total

Q14. Please tell us why you don't have life insurance? (n=499) [LONG TEXT]

(Unit: %)

18


Non-Buyers of Life Insurance
Reasons for not having a life insurance – Vietnam (TOP 10)
40.0
32.2

30.4

20.0
12.3
5.0

4.7

4.7

2.1

1.6

1.6

1.3

0.0

N

Total

I don’t
Not enough I don’t have understand
Not the right
financial the needs to
clearly
time to buy
support
use now
about life
insurance

Not
trustable
enough

I am using
other types High cost
of insurance

Long

payment
period

Complicated
I don’t see
adminstratio
any benefits
n process

382

32.2

30.4

12.3

5.0

4.7

4.7

2.1

1.6

1.6

1.3

Male

193

25.9

33.7

13.0

5.7

4.1

2.6

2.1

2.1

2.1

1.0

Female

189

38.6

27.0

11.6

4.2

5.3

6.9

2.1

1.1

1.1

1.6

20 - 29 years old

155

37.4

31.0

14.2

7.1

1.3

2.6

2.6

1.3

1.9

0.6

30 - 39 years old

126

31.0

31.7

11.9

3.2

6.3

4.8

1.6

2.4

0.0

0.8

40 years old and above

101

25.7

27.7

9.9

4.0

7.9

7.9

2.0

1.0

3.0

3.0

Single

222

37.4

29.7

12.2

5.4

3.6

3.6

2.3

0.5

1.4

0.9

Married

160

25.0

31.3

12.5

4.4

6.3

6.3

1.9

3.1

1.9

1.9

BD - 01: Gender

BD - 02: Age

BD - 03: Marital Status

Percentage lower 10% than total

Percentage higher 10% than total

Q14. Please tell us why you don't have life insurance? (n=382) [LONG TEXT]

(Unit: %)

19


D. Detail findings
1.

Ownership of Financial Products and Services

2.

Attitudes between Buyers and Non-Buyers of Life insurance

3.

Experience of Purchasing Life Insurance

4.

Insurance Contracts Information

5.

Switching and Considerations

20

Awareness of life insurance companies – TOP 10
 “AIA Thailand” has the strongest impression registered in the mind of the surveyed respondents in Thailand, followed by “Thai Life
Insurance” and “Muang Thai Life Insurance”.

 Among Indonesia’s respondents, “Prudential” leaves the most impression on consumers’ mind, followed by “AXA Mandiri” and
“Manulife”. While in Vietnam, the chart shows the dominance of “Prudential”, “Bao Viet” and “AIA” in terms of insurance company
awareness.

Thailand (N=259)

Indonesia (N=101)

AIA Thailand

Prudential

77.2

Thai Life Insurance

Bangkok Insurance

Prudential

79.4

Bao Viet

55.4

Manulife

49.8

Allianz Ayudhya CP

85.1

AXA Mandiri

53.3

Muang Thai Life
Assurance
Krungthai AXA
Insurance

Vietnam (N=218)

60.6

AIA

49.5

50.0

25.5

Bumiputera 1912

23.9

Allianz

23.8

Dai-ichi Life

Jiwasraya

22.8

ACE Life Vietnam

15.1

Bao Minh

13.3

19.3

Manulife

26.7

SCB Insurance

10.0

AIA Financial

Ocean Life Insurance

10.0

Sinarmas MSIG life

8.9

AAA

19.8

35.8
33.0

6.9

Prudential Insurance

8.5

Sequislife

6.9

Cathay Life

3.2

FWD Life Insurance

7.7

CIGNA

5.9

Generali Vietnam

2.8

0

20

40

60

80 100

Q1. Please tell us what are life insurance companies that you know? [FA]

0

20

40

60

80

100

0

20

40

60

80

100

(Unit: %)

10


Life insurance company ever used (have contract) – TOP 10 (Total)
 People in Indonesia and Vietnam are most likely to have contract with “Prudential”:
62.4% and 71.1% of respondents in those countries respectively have a contract with “Prudential”.

 On the other side, 50.6% respondents in Thailand mostly choose “AIA Thailand” insurance company.

Thailand (N=259)
AIA Thailand

Indonesia (N=101)
Prudential

50.6

Thai Life Insurance

Muang Thai Life
Assurance
Krungthai AXA
Insurance

30.9

71.1

Bao Viet Nhan Tho

36.6

Manulife

35.5

Prudential Vietnam

62.4

AXA Mandiri

39.4

Vietnam (N=218)

58.7

AIA

24.8

Bumiputera 1912

17.8

Manulife

16.8

Dai-ichi

Allianz Ayudhya CP

19.7

Allianz

Bangkok Insurance

17.8

AIA Financial

9.9

Ace Life

33.5
29.8
25.2
10.6

Prudential Insurance

9.7

CIGNA

9.9

Cathay

3.7

SCB Insurance

9.3

Jiwasraya

8.9

Vietcombank - Cardif

3.2

Ocean Life Insurance

8.1

CAR

PVI Sun life

1.8

Prévoir

1.4

Thanachart Insurance

Sun Life

5.8

0

20

6.9

40

60

80 100

Q2. Please tell us life insurance company that you ever use (have contract)? [MA]

5.0

0

20

40

60

80

100

0

20

40

60

80

100

(Unit: %)

10


Life insurance company ever used (have contract) – TOP 10
(By Marital Status)
Thailand (N=259)

Indonesia (N=101)

45.5
53.8

AIA Thailand

30.3
45.0

Thai Life Insurance

Muang Thai Life
Assurance
Krungthai AXA
Insurance
Allianz Ayudhya CP

18.2
20.6

Allianz

Bangkok Insurance

19.2
16.9

AIA Financial

Prudential Insurance

6.1
11.9

CIGNA

SCB Insurance

8.1
10.0

Jiwasraya

Ocean Life Insurance

7.1
8.8

CAR

Thanachart Insurance

1.0
8.8

Sun Life

20

40

60

80 100

Single
Q2. Please tell us life insurance company that you ever use (have contract)? [MA]

34.6
32.9
17.9

Manulife

23.1
11.1
20.0

36.4
28.2
23.6

Dai-ichi

2.8

5.1
13.6

Ace Life

13.8
11.1
9.2
8.3
9.2

Cathay

6.4
2.1

Vietcombank - Cardif

1.3
4.3

PVI Sun life

1.3
2.1

Prévoir

0.0
2.1

11.1
4.6
0.0
7.7

20

55.1
60.7

AIA

8.3

0

65.0

Bao Viet Nhan Tho

25.0
24.6

Bumiputera 1912

82.1

Prudential Vietnam

36.1
36.9

Manulife

25.3
34.4

0

61.1
63.1

Prudential
AXA Mandiri

32.3
37.5

Vietnam (N=218)

40

60

80

100

0

20

40

60

80

100

Married
(Unit: %)

10

The latest life insurance company purchased and the services selected
Top 5 Services of each life insurance company purchased (THAILAND)

ประกันชีวิต เพื่อหลักประกันของ
ครอบครัว (Life insurance)

6.2

ประกันชีวิต แบบบานาญ (Annuity
insurance)

1.5

ประกันชีวิต ประกันกลุม่ (Group
insurance)

1.5

แผนเงินออมสาหรับอนาคต (Saving
insurance)
แผนประกันอุบตั ิเหตุสว่ นบุคคล
(Personal accident
insurance)

ประกันสุขภาพ (Health
Insuarnce)

6.6

4.2

ประกันอุบตั เหตุสว่ นบุคคล
(Personal accident
insurance)

1.9

หลักประกันของครอบครัว (Family
Insurance)

1.5

วางแผนหลังเกษี ยณ (Annuity
insurance)

เพื่อการออมและการลงทุน
(Saving insurance)

8.9

7.3

Allianz Ayudhya

12.4

ออมทรัพย์ (Saving
insurance)

0.4

1.9

เพื่อเป็ นเงินได้ ยามเกษี ยณ
(Annuity insurance)

1.2

เพื่อเป็ นหลักประกันดูแลครอบครัว
(Saving insurance)

0.8

แผนประกันรายได้ ครอบครัว (Family
Insurance)

1.5

แผนเงินออมเพื่อการเกษี ยณอายุ
(Retired Insurance)

1.2

เพื่อเป็ นเงินชดเชยรายได้ หรือค่ารักษา
ยามเจ็บป่ วย (Health
insurance)

0.0

แผนหลักประกันเพื่อทุนการศึกษา
(Education Insurance)

1.2

เพื่อคุ้มครองภาระหนี ้ (สาหรับลูกค้ าสิน
เขื่อ) (Loan insurance)

0.0

Krung Thai - AXA

ประกันชีวิต ประกันอุบตั ิเหตุสว่ นบุคคล
(Personal accident
insurance)

Muang Thai Life

14.7

SCB Life

Thai Life Insurance

AIA Thailand

ประกันชีวิต เพื่อการสะสมทรัพย์
(Saving insurance)

ประกันสุขภาพ (Health
insurance)

1.5

ประกันเพื่อการออมและลดหย่อนภาษี
(Tax deductible
Annuity)

1.5

ประกันชีวิต (Life insurance)

1.2

ประกันเพื่อวางแผนอนาคตลูก (
Children education
insuarnce)

0.4

ประกันอุบตั ิเหตุ (Personal
accident insurance)

0.0

การออมและการลงทุน (Saving
insurance)

3.5

ประกันสุขภาพ (Health
insurance)

3.1

ประกันอุบตั ิเหตุ (Personal
accident insurance)

2.7

การออมเพื่อการเกษี ยณอายุ
(Annuity insurance)
ประกันโรคร้ ายแรง (Health
insurance)

Q3. Please tell us what is the latest life insurance company that you purchased for their service? And what are the services that you selected? (n=259) [SA]

1.9

0.8

(Unit: %)

10


The latest life insurance company purchased and the services selected
Top 5 Services of each life insurance company purchased (INDONESIA)

Others

5.0

2.0

4.0

AXA Mandiri

6.9

Asuransi Mandiri
Tabungan Rencana

5.9

Asuransi Mandiri
Secure Plan

Others

4.0

0.0

SmartLink Flexi
Account

1.0

Hospital and
Surgical Care

1.0

Allisya Hospital and
Surgical Care++

1.0

SmartLink CI100

Asuransi Mandiri
Jiwa Sejahtera

2.0

0.0

ProActive Plus

3.0

ProLife Plus

3.0

ProActive

Bumiputera 1912

Endowment

Allianz

Wholelife Insurance

SmartLink New Flexi
Account Plus

42.6

Manulife

Prudential

Term Life Insurance

Mitra Beasiswa
(Education)

4.0

Ekawaktu Ideal
(Retirement
Insurance)

1.0

Mitra Melati

1.0

Mitra Cerdas
(Education)

1.0

Mitra BP-Link

1.0

2.0

Family Estate
Protection

0.0

ProLiving Absolute

0.0

Q3. Please tell us what is the latest life insurance company that you purchased for their service? And what are the services that you selected? (n=101) [SA]

(Unit: %)

10