Báo cáo tài chính công ty mẹ quý 2 năm 2015 - Ngân hàng Thương mại cổ phần Sài Gòn - Hà Nội

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gie tri se duoc lep khi gie tri thi trudng nho hon gid lri ghi so. Du phong tsiam gid duoc ghi nhan
reo ba,' cio t6t qud hoal donS kinh doanh.
ttuong

7.

Chimg kho6n kinh doanh
ChirnS khoin kinh doanh la chi'ng khoan ban

diu duoc mua vi nim gii cho muc dich kinh

doanh lrong ngin han hoAc neu Ban TOnB Cidm ddc qu1€t dinh nhu vd). Ngan hang dang ghi nhen

cic chirnS khodn nay lheo grii gtic vdo ngil giao dich. Trong cac ky tiep lheo, cac chlimg lhoiin liep
luc duoc 8hi nhin thco gi6 g6c. Tuy nhion, gi6 tri thi tnrong cua cac chring khoiin vin duoc Ngdo
hdng thco ddi d6 d6nh gia vc kha ndng gram gie khi gi6 lri thi rrudng thdp hon gi6 g6c. Ntsoai lrir
truong hop kh6ng tho xdc dinh giii tri thi truong mdt crich ch6c chin thi tsiii tri cua chtng dugc tinh
dtra tren nBuyCn giri sau khi lrii di t6n thSt uric tinh (ndu c6). l,ai hodc l5 tir kinh doanh chtng
khoiin duoc ghi nhan tren biio ciro k6t que hoat d6ng kinh doanh theo s6 thuin.

li,

C6c khodn cho vay

vi tng trudc khich hing

)

Ciic khoiin cho vay vd unts trudc khech hdng dLroc c6ng b6
tharr dienr

9.

vi lrinh bay rhco s6 du no g6c tai
ii

cu6i kj,k6 rodn.

DF phdng

rii

)

ro tin dqng

Ihco Luiit cdc Io chuc rin
I62712001/QD-NIlNN ngiry

ll

dqrng

co hiQu luc tir ngiy

I

theng

I

ndm 2011, quyCt dinh sd

thring l2 nnm 2001 cua Th5ng d6c Ng6n hang Nha nuoc !d vi6c

vdi Khech hing va ciic quy6r dinh sua doi
Quy6t dinh s6 16271200I/QD-NHNN Ng6n heng phAi thuc hi6n ph6n loAi no, trich l6p du phdng
tran hanh

Qul

chd cho vay cua T6 chuc rin dung d6i

rui ro tin dung.
NBdy I th6ng 6 n5m 201 4. 'l h6n8 tu s6 02120I In'I--NHNN vd th6ng ru s6 09/2014,TT-NHNN
quy dinh vd ph6n loai Gi sen c6, muc trich. phuong phep trich lap du phdng rti ro va viCc su dung

rni ro trong hoat d6ng d6i voi 'ICTD vi chi nh6nh Ngan hnng nuoc ngodi chinh rhfc c6
h riu luc. Ap dung Ditu 8, Th6ng ru s6 02/2013/l-'l -NIlNNm, rrong vdng l5 ngay diu lien r ui qu)

lj

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cac khoJn rien

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nu6c ngoiii ve c6c khoan cho vay. mua c6

ki

han tsia) to c6 gia d6i voi 16

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NIINN

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san d6 vio trang thrii sln sdng si dun8. Tdi s6n c5 dinh duoc tinh khliu hao theo Phuong phdP
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