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Unsecured Promissory Note

$___________

[CITY, STATE]

[DATE]

FOR VALUE RECEIVED, _____________________________ (hereafter, “Maker”), an individual [or type of
business entity], promises to pay _____________________, an individual [or type of business entity] (hereafter,
"Holder"), at [Street Address], [City, State] [Zip Code], or at such other place as Holder hereof may from time to
time designate in writing, the principal sum of _________________ Dollars ($_______), with interest accruing on
the unpaid principal at the rate of ____ percent (___%) per annum from _______, 20__ until paid. The
aforementioned principal sum represents monies owed to __________________ for
________________________________________________.
Principal and interest are payable in monthly installments due on or before the ______ (___) day of each month
until paid in full, with the first such payment to be made on or before _______, 20__. In no event shall interest
exceed the maximum amount permitted by law. Any amount collected in excess of the maximum legal rate shall
be applied to reduce the principal balance.
This Promissory Note may, in whole or in part, be prepaid without penalty before the maturity date hereof.
Each payment shall first be credited against interest accrued and due at the time of receipt of payment, with the
remainder credited against unpaid principal. Interest shall cease to accrue on any principal so credited.
Should Maker default under or otherwise breach this Promissory Note and not cure said default or breach on or before
the tenth (10th) day after Holder gives Maker written notice thereof, by personal delivery or certified mailing, all
principal remaining unpaid and interest accruing thereon shall, at the option of Holder, become immediately due and
payable to Holder. Notice shall be deemed given on the date of personal delivery or date of mailing, whichever applies.
No delay or failure in giving notice of said default or breach shall constitute a waiver of the right of Holder to exercise
said right in the event of a subsequent or continuing default or breach. Furthermore, in the event of such default or
breach, Maker promises to pay Holder all collection and/or litigation costs incurred, including reasonable attorney fees
and court costs, whether judgment is rendered or not.

This Promissory Note has been entered into and shall be performed in ______ County, [State], and shall be
construed in accordance with the laws of [STATE] and any applicable federal statutes or regulations of the United
States. Any claims or disputes concerning this Note shall, at the sole election of Holder, be adjudicated in
________ [COUNTY, STATE].
Executed in the presence of:
WITNESS
_______________________
Name/Address

[NAME OF COMPANY]

_______________________
Name/Address

By:___________________________

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