Quản lý của Ngân hàng Nhà nước đối với hệ thống quỹ tín dụng nhân dân tại tỉnh Bắc Ninh (Luận văn thạc sĩ)

THÁI NGUYÊN - 2015



THÁI NGUYÊN - 2015



i

Ninh




ii

Ninh

ih
-

Tôi

ih
Kinh doanh -

guyên.

Q


iii

............................................................................................. i
.................................................................................................. ii
....................................................................................................... iii
....................................................... vii
.....................................................................................viii
.......................................................................................................... 1
............................................................................... 1
.................................................................................. 2
............................................................. 3
...................................................................... 3
................................................................................. 4
.
NGÂN HÀNG
................................................................ 5
..................................................... 5
.................................................. 5
................ 5
....................................... 9

QTDND....................................................................................................... 11

......................................................................................... 11

QTDND................................................................................................... 13

............................................................................ 23



iv

........................................................... 24

................................................................................ 26

........................................................ 26

...................................................... 28

.......................................................................................... 29
.

............................................. 30
.............................................................. 30
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.......................................................... 31
......................................................... 31
........................................................ 31
.................................................................... 31
c ........................................................................ 31
......................................................... 32
....................................................... 32
..................................................................... 32
............................................................................... 32

N DÂN
................................................................. 34

.................................................................... 34
- 1999).................................................. 34



v
- 2014) ................ 36
...... 37

................................................................................................. 37
.................................................... 43
......................... 46
.............................. 49

........................ 50
....... 50
3.3.2.

........................................................................... 52
g

....................................................................... 60
.............................................................. 63
LÝ

NGÂN HÀNG
...................... 67

4
hàng N

........................... 67

4
5- 2020 .............................................................. 67
4
......................................................................................... 69
4
........................................................... 70
4.2.1.
.............................................. 70
4.2.2. Ki n to n b m y t ch
Chi nhánh ............................................................................................... 72



vi
4
................................................................ 74
4

p thanh tra, giám sát các QTDND ............... 75

4

.. 79

4.2.6. Nâng cao tr ch nhi m v c p v thu h i gi y ph p ho

ng

c c QTDND theo th m quy n................................................................. 82
4.2.7. Nâng cao ch

ng thu th p thông tin v t ng h p b o c o trên

a b n ..................................................................................................... 84
.............................................................................................. 87
...................... 87
............................ 90
.................................................................................................... 91
O ............................................................................ 93




vii

NH HTX
NHNN
QTDND
TCTD
UBND

hân dân

viii

S

................. 38
............. 39
................. 40
a bàn................................. 42

-2014).................................................................... 45
-2014)....48
- 2014) ........ 49

-2013)........................................................... 50
9
................................................................................... 55
................. 69
......................................... 73




1

-

-CT/TW

hoàn

- xã


2

.

-


3
.
Ngân hàng N

QTDND

3.2.

aQ
3.2.2
Ngân hàng Nhà

h.
3.2.3

Nhà

-

4

ng:
hà

.


5

1.

QTDND.
-

1.1.2.
1.1.2.1.


6
HTX

TX

1.1.2.2.
a. Ngân hàng HTX

TX
viên là QTDND. Ngoài ra, NH HTX còn

7

TX.

Tham gia

chi nhá

c.

X


8

d.

e.
D

f

QTDND


9

g.

QTDND.

- nông
thôn

-

-

-

trào,


10

ng.

ã
-

- nông thôn.

hanh


11

QTDND

QTDND

n lý


12

thanh


13

h
-

Song son

-

-NHNN

-


14

lang pháp

các QTDND

-NHNN ngày 06/6/2006


15

NHNN

NHNN

i qu n tr
u h nh c vai tr quy

nh, ch

d n d t ho

i c tr tu , c
l

gi ho

nh, an to n v hi u qu . Ngo i c c ki n th
thêm c c yêu c u kh

c ngh nghi p
ng c a QTDND n

n v nghi p v gi i, c n

l : n m ch c ph p lu t v kinh t , v ngân h ng, v

h th ng QTDND, hi u bi t c

nh, th ch c a ng nh, c kh