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Abtract
In recent years, business operation has faced many difficulties. Many enterprises
has gone bankrupt, are more careful in loaning. Besides, under the State regulation
of detering deflation, National Bank applies low ceiling captital
mobilisation interest rate in order to increase value of the local currencry. For the
capital mobilization interest rate is low, the money flow does not come to the banks
but to other investment channels. This is the reason that causes to unhealthy captital
mobilisation competition. Series of credit organisations violate the regulation of ceiling
interest rate, especially new-established comercial banks or small banks that affects
the capital mobilisation of BIDV, in which there is BIDV- Vinh Phuc.
In that main course, in order to keep the present customers as well as increase the
new customers, author has given many practical solutions to enhance capital mobilisation at BIDV- Vinh Phuc.
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Số 1 (2018)
65
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67
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