Kinh nghiệm về việc triển khai xây dựng và tổ chức bộ máy

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<i>Nhi~m VII trQng.tam cua Chi</i>

<i>2004:Gapphan thl/Chi~n mllC tieucua Thanh pho la giam 4500 hQngMa,trfmhtai ngheo nham dLlatYI~hQngheoxuong dLloi1%; Ho trc),</i>

<i>changLloilac dQngtren toan Thanh</i>

<i>-xahQiThUd6 Ha NQi.</i>

M~t sO41 xu6tva kiin nghf

-

NHCSXH Vi~t Nam va UBNO

TPHa NQiquan tam tang chi tieu

<i>nguonvon cho vay ho trc;1</i>vi~c lamd~dapU'ngnhu cau vay van ho tr<;1vi$clam tren Q!aban Thu do, g6pphanthl!C hi~n tot chi tieu t~o ra75.000vi~c' lam moi trong nam2004.

- T~ptrLmgvan cho vay cac langnghetruyen thong, cac ca sd sanxuatkinhdoanh, cac doanh righi~pvuava nho va cac hQgia dinh san

xuat ~kinh doanh-

dich vl;Jthu hut

dl1<;1cnhieu lac dQng, t~o ra thunh~p va vi~c lam 6n d!nh cho ngl1ailac dQng.Giam dan tinh tr~ng cho

vay dan trai,

sotien cho yay nho.Tren ca Sd d6 se phoi h<;1pvoi SdLao dQngThl1angbinh va Xa hQivacac Sd nganhlien quan trinh UBNOTP Ha NQi quy d!nh quy trinh xetduy~t cho vay, giam bOtthu tl;JCho

<i>sa va cap trung gian (doi voi dl/ an</i>

<i>vay von tren 100 tri?Udong).</i>

- Doi voi cac dl! an cho yay hotr<;1vi~c lam, cho vay xuat khau lac

<i>dQng...c6nhu cau van Ion han muc</i>

cho yay quy d!nh hi~n nay, de ngh!NHCSXH Vi~t Nam c6 ca che chovay voi lai suat Ion han lai suat huydQng va nho han lai suat cho yaycua cac NHTMd~ dap U'ngnhu cau

<i>von'd6 (phan</i>

<i>VLle)t</i>

<i>muc cho vay voi/ai suatflUdai),dongthaigiamcap</i>

bu cuangansach.

_I

-Tri~n khaitrl!Ctiep cho yay vandoivoihQngheothieuvonsanxuatkinh doanh tremtat ca cac qu~nhuy~n.TCtngbl10cnh~n ban giaonguonvon, dl1nc;1cho yay hQngheo

<small>.</small>

dang uy thac t~i 05 NHNo&PTNThuy~n tren ca Sd Sl! chi d~o cuaNHCSXHVi~tNamv.aNHNo&PTNTVi~t Nam va sl! thoathu~n giiia NHCSXHTP Ha NQivacac NHNo&PTNThuy~n nham t~ptrung tin dl;Jngchinh sach ve mQt

dau mol. Vi v~y, de ngh! GachQi:doan th~ va cac cap chinh quyenxa, phl1angphoi h<;1pvoi NHCSXHtri~n khai nhamthl!Chi~ntot chitieugiam hQngheo nam 2004.-'

- De .nghi nganh Lao dQngThl1ang binh va Xa hQi va UBNO

<i>Thanh pho Ha NQitang muc chuan</i>

ngheo tren dja ban d~ lam CC1Sdxetduy~t cho vay (nen quy dinh riengchuan ngheo'hl1dngtr<;1cap xa hQiva chuan ngheo dl1<;1cvay van cuaNHCSXH).

- De ngh!cac hQidoanth~,chinhquyen cac xa phl1angtang cl1angki~m tra, giam sat cac chu dl! an,cac t6 trl1dngt6 yay van chap hanhdung quy d!nh cua Nha nl10cva cuanganh Ngan hang trong xet duy~tcho yay, phat tien yay, thu lai chovay... Khongd~ tinh tr~ng thu themphi cua ngl1ai vay, phat tien yaykhong dung doi tl1<;1ngdl1c;1cvayho~c thu n<;1goc, lai khong nQpvaoNgan hang ho~c sa dl;Jngvan vay

.

sai m~ dich,chayy

khOng tra n<;1

.vay Ngan hang...

- De ngh! UBNO TP Ha NQivacac qu~n, huy~n quan tam giup doChi nh{mh NHCSXHTP Ha NQivetrl;Jsd lam vi~c, phl1angti~n va congcl;Jlac dQng... trong tMi gian daumoi thanh I~p can nhieu kh6 khand~ Chi nhanh hoan than'h tot mqinhi~mvl;Jdl1<;1cgiao..

KINHNGHIEM..VEVIECTRIENKHAIlAY DUNGVATOCHUC80 MAY.'.

<small>'</small>

Ngan hang Chinh sach xahQi(NHCSXH)dl1<;1cthanh I~p

.

gaytlt nhiingngaydauthang4/2003 theo quyet dinh cua HQidongquan tr! NHCSXH Vi~t Nam;tuynhlemd~ NHCSXH tlnh HlJngYen khai trl1ang ho~t dQng (ngay

<i>10/4/2003) la ca mQt qua trinh</i>

chuanb! heHsuc kh6 khan. Ban dauNHCSXHtinh Hling Yen chi c6 6canbQdl1<;1cchuy~n tlt Ngan hangPhl,Jcvl,Jngl1aingheo sang, trl;Jsd,

Nguy~nTam *

phl1angti~n lam vi~c hau nhl1chilacon so O?Sau mQtthai gian ngandl1<;1csl! giup do cua tinh uy, UBNOtinh va cac nganh, cac cap, dQingGcan bQ tCtngbl10c

<small>dl1<;1c</small>

ki~n toan.Hi~n nay, toan tlnh da c6 mQt bQmay nhan sl! du dam dl1angnhi~mVl;J

<small>dl1<;1C</small>

giao t~i Chi nhanhNHC-SXH tinh va cac phong giao d!chcap huy~n; Cac dan vi N~S!H

tren dia ban tinh da bat dau hoatdQng6n dinh, dam bao phl,Jcv'l;J

ngl1ai ngheo va cac doi tl1<;1ngchinh

sach lien tl;JC,khonggian do~n.Tinhden<i>31/12/2003</i>(sau 8 thang ho~tdQng)NHCSXH HlJng Yen da c6t6ng nguon van ho~t dQng 223 tYdong; tang 55 tY don~ so voi nam

2002. 011 nc;1

cho yay hQ ngheo vacho vay giai quyet vi~c lam 220 tY

.

NHNo&PTNTTanSinh- Tp. Ho Chi Minh

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NGANHANGCHfNHSACHxA HQIval Sl! NGHI~PxoA BOI,GIAMNGHEO

dong, trong d6 dU' n<;Jcho vay

69.323 h(> nghEm so tien 197,6 ty

dong, dU' n<;Jcho vay giai quyet vi$clam so tien 22,4 ty dong. TiJ so tiendU'<;Jcvay U'u dai, da giup 10.200 h(>

thoat ngheo va 2.657 lao d(>ngc6

vi$c lam. Ve giai quyet tn,j SC!d~ Chi

nhanh NHCSXH tlnh HU'ngYen vacac phOng giao d!ch hO<;1td(>ng,

<i>ngay W khi c6 quyet dinh thanh I$p,</i>

Chi nhanh NHCSXH tinh HU'ngYendU'<;JcUBND tinh, Kho b<;1cquan tamcho mU'<;Jntrl,l sC! lam vi$c, la m(>ttrang nhU'ngtrl,l sC!khang trang nhatcua h$ thong chi nhanh NHCSXHcac tinh, thanh pho hi$n nay, c6 daydu cac \rang thiet bi can thiet (k~ ellkho'tiett-dam baa d9ng tieu chu§ncua Ngan hang Nha nU'Cic), daycOng la nhling dieu ki$n ban dau het

sCtcthu$n

<small>l<;Ji</small>

d~ NHCSXHHU'ng

Yen lam tot cong tac tri~n khai cachO<;1td(>ng nghi$p vl,l cua minh. chitrang thoi gian 8 thang hO<;1td(>ng,Chi nhanh NHCSXH tinh HU'ngYenda tnfc tiep giai ngan cho vay dU'<;Jc46 ngan 1U'<;Jth(> ngheo, thong qua

3.332 t6 tin 'chap vay van, trang d6

c61.390

t6 cua H(>i phl,l nli, 1.274H(>inong dan, 668 t6 H(>iCyu chienbinh, tU' d6 da t<;10I$p dU'<;Jcuy tincOng nhU'v! the cua m(>tngan hangtren d!a ban trU'Ciccac cap uy dangva chinh quyen cOng nhU'cac nganhang b<;1nva cac ban, ngahh, h(>idoan th~. Thea danh gia cua ongNguyen Van Que, Giam doc Chinhanh Ngan hang Nha nU'CictinhHU'ngYen t<;1iH(>ingh! t6ng ket hO<;1tdQng nam

2003va tri~n khai nhi$m

Vl,l nam

2004cua Chi nhanh

NHC-SXH tinh Hlf!1g Yen: "... Ngay tU'khic6 Quyet d!nh 131/2002/QD-TTg. cua Thu tU'CingChinh phu ve vi$c

thanh I$p NHCSXH, vCiib(>may bandau 6aong chi (tU'Ngan hang Phl,lcvl,l ngU'Oingheo chuy~n sang); trl,lsC!,ceJsC!v$t chat gan nhU'chU'ac6gi. Den nay Chi nhanh NHCSXHlinh Hling Yen da dU'<;Jcthanh I$p vada c6 gan 100 can bQ lam vi$c t<;1icac phong, ban t<;1itrl,l sC!cua Chinhanh va 9 phong giao dich huY$n,hoan thanh nhi$m vl,l dU'<;Jcgiao. VCiichCtc nang quan Iy Nha nU'Ciccacngan hang tren dia ban, NHNN

<small>cOngkh6 tU'C!ng tU'<;Jng n6i vCii nhling</small>

thieu than nhU'the ma cac dong chi

van c6 th~ hoan thanh nhi$m Vl,l slf chuy~n bien tich ClfC trang candU'<;Jcgiao; day thlfC Slf la nhling no b(>vien chCtc phan dau hoan thanhIlfc phan dau rat ICin...". Qua danh nhi$m Vl,l, t<;10slf hO<;1tdQng donggia d6 cOng c6 th~ Iy giai dU'<;Jcrang bQ, thong nhat giiia chinh quyen vatrong m9i hoan eanh, du c6 kh6 cac t6 chCtcdoan th~ trang ceJquan.khan den may nhU'ng vCii Slf doan _VeJ<small>"</small>

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th~ vU'<;Jtqua va d~ d<;1tdU'<;JCnhling tm~. Hling ~:n da, dang, v~ tlep tl,leket qua d6 thi van de hang dau c6 y phal ?thlfc,hl~n trang ~,ua tr,~n~phl,l,?nghTa then chat cua Chi nhanh vl,l cu~ minh_.Tuy ~~Ien de ~am totNHCSXH tinh HU'ngYen d6 la vi$c heJ~nU'a ~h~g nhl~.m v.~ da dU'<;Jebo tri sap xep, tuy~n dl,lng dQi ngO Chlnh? phu glao" Chl- n~an~ NH~-can bo d~ dam baa hoan thanh SXH tlnh HU'ngYen da xac d!nh yeunhiem'vu. Mot so kinh nghiem ve to quan tr9ng nhat d~ thlfC hi$ncon'g tac' can 'bo c6 th~ t6m t~t nhU' dU'<;Jcnhi$m vl,l c~hinhtri la yeu to

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can b(>(phan ICinla can b(>tre dU'<;Jc lam sao d~ moi can bo NHCSXHdao t<;10chinh quy tU'cac trU'ong d<;1i phai la nhling ngU'Oic6' tam buyeth9C, nhU'ng chU'a c6 kinh nghi$m doi vCii Slf nghi$p x6a d6i giamcong tac thlfC te) t6 chCtc,ng~y cac ngheo, phai c6 long thU'eJngyeuICipt$p huan nghi$p Vl,lve ke toan, thU'csU'doi vCiinhling ngU'oichU'acongan quy va tin ~9C, ket h<;JpvCiit$p digu ki$n bat kip vCiidoi song xa h(>i.huan, hU'Cingdan kinh nghi$m va M~t khac cOng xac dinh dong thdithao tac nghi$p Vl,l theo hinh thCt~ vCiit$p huan nghi$p vl,l?cho can b(>

"cam tay chi vi$c".

VCii

nhU'ngcocua chi nhanhNHCSXHcOngcan

ga~g tren, chi sau m(>t thoi gian tang cU'ong t$p huan nghi$p vl,l doingan dQi n~Ocan bQ cu~ Chi _nha?nh vCiinhU'ng can bQ cua cac hQi doanN~CS~H tmh HU'ng.:en da dam th~, cac t6 vay van trang vi$c phoibaa dam dU'eJngnhl~m vl,l dU'<;Jc heJpvCii NHCSXH d~ dam baa tri~n

d(>ingOcan b(>lam cong tac chuyen phU'eJng.

D~

tiep tl,lCSlf ngh!ep cuaman, Chi nhanh NHCSXH tinh minh, trang nhling nam tCii ChiHU'ng yen can chu tr9ng ki$n toan nhanh NHCSXH tinh HU'ng Yencac t6 chCtcdoan th~ nhU': Lam cac mong muon tiep tl,lC nh$n dU'<;Jcsl!thu tl,lC d~ thanh I$p chi b(>Dang, t<;10dieu ki$n va h6 tr<;JtU' Uy banCong doan va Doan thanh nien Chi nhan dan tinh, cac cap, cac nganh

nhanh NHCSXH tinh Hling Yen.va cac hQidoan th~ tren d!a ban,d§

<small>,</small>

Tien hanht6 chCtccac d<;1ihQinhi$mChi nhanh NHCSXHtinh HU'ngYenky dau tien d~ 6n d!nh bQ may v~hO<;1tdQng 6n d!nh va ngay cangdU'avao hoat dong c6 ne nep, tao\.hoan thien..

T~ cIIf

NCAN

IIANc

-s6

4 NAM2004

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