CHỦ ĐỀ " CÁC HÌNH THỨC HUY ĐỘNG VỐN CỦA NGÂN HÀNG THƯƠNG MẠI & MỘT SỐ GIẢI PHÁP THU HÚT VỐN CỦA KHÁCH HÀNG " pptx

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Chủ đề
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b. *:,.F*'HGII
+ Đặc tính:
‰ ‡%@7!$kCz1&%9s7a$'1=$F+h6+<)r$K+"L$9B"$'+29+N$'S
‰ B0$&%9s7a$'1=$F+h$8F91Z$.l99B"$'3($'"(1+29+N$'S
‰ 1=$F+h6+<)r$K+"L$9B"$'3($'"(1+29+N$'S
c. *:,.F*1"$,"1/3,
+ Đặc tính:
‰ ;"Q191Z$'[1mEA9+rd[k4$'3CP9b<#dNkC9B0$9(1K+"L$b<^912$h6+9+><6+1S
‰ +•6+12$6#6'1^"k]6+9+^$+9"#$b<^'G$+($'Iu$'6#6F+CW$'912$9+^$+9"#$
~6E)$+12.9+<E)$+12.6+1E6+<)r$91Z$E9+<+8‰6+1+8E 6+1JCW$'E9^$k1$'
"Bk„BESSS
‰ [k4$'6#6k]6+34'G$+($'712$9[x$+v$dOF+4b<^„.^1JyEE$9„B$„9
i^$K1$'E"I1J„i^$K1$'
‰ $9"($3(IL"$'"Q192S
‰ ;c1d<>9K+H$'KU+Q$k"^6".I^$K6H$'IN9B"$'9‡$'9+e1KUS
‰ +j9467W$'1L$E9+e1'1^$t[J:$+^$+6+A$'S
‰ D9(1K+"L$.89$W16A9+r'1^"k]6+$+1Z<$W1S
+ Điều kiện v đặc thù:
‰ +1!<7-$'K:•9+^)7O19+H$'91$K+#6++($'S
‰ 1>)7-$'K:.D9(1K+"L$S
‰ adW6+5$'.1$+9C6#6+F+#FJ:6j^9O6+56S

‰ adW6+5$'.1$+9C6#6+7Q1k12$+PFF+#F6j^6+j9(1K+"L$S
d. *:,.F*.#&8D,'9$)J&"K,L0,")"/"0BK91M,M%),./0* .
+ Đặc tính:
‰ ;"Q191Z$mS
‰ ;"Q1+Y$+91Z$'[191Z$'[13N$6+<)0$k\$'
‰ ;c1d<>9K+H$'7CP6+CD$'Jc1d<>9
+ Điều kiện v đặc thù:
‰ 1>)7-$'K:.D9(1K+"L$x%*I8yS
‰ adW6+5$'.1$+9C6#6+F+#FJ:6j^9O6+56S
‰ adW6+5$'.1$+9C6#6+7Q1k12$+PFF+#F6j^6+j9(1K+"L$S
‰ m••+]9+•6$+vF6L$+6q$+12<J•66j^6+j9(1K+"L$3($'Ce17CP6j)b<)Z$
x$!<6Ay
e. *:,.F*1"$,"1/3,.*$/LN)""0,."/3 
•Đặc tính:
‰ ;"Q191Z$m
‰ +RF+46346+"3126'1^"k]6+9+^$+9"#$+($'+A^9B0$d($'1^"k]6++($'+A^
‰ CD$'Jc19+„"b<)7]$+^6".I^$K3Z31266+19BLJc191Z$'[19+^$+9"#$K+H$'KU+Q$S
‰ Œ16+R.D.89mk<)$+>99Q1^6".I^$KS
•Điều kiện v đặc thù:
‰ +1!<7-$'K:•9+^)7O19+H$'91$S
‰ 1>)7Z$'+].D9(1K+"L$S
Page 6
‰ m•x6#$+G$y
‰ adWF+#FJ:m"^$+$'+12Fxk"^$+$'+12Fy
‰ PF7a$''1^"k]6++($'+A^3z1^6".‰‘S
‰ +•^9+<v$d[k4$'9(1K+"L$7r9+^$+9"#$'1^"k]6++($'+A^S
f. *:,.F*1"$,"1/3,/$*+1
+ Đặc tính:
‰ m($+6+"9O6+56$'Ce17Q1k12$J($'Ce1"^.D9Q1^6".I^$K"^1293(6#6m
9B•69+<86"^129S;"Q191Z$mS 

‰ ;c1d<>9CP6+CD$'Jc1d<>99+CD$'$Z<dNkC9B0$9(1K+"L$3CP9b<#dNkCb<)7]$+S
‰ +j9467W$'1L$E9+e1'1^$t[J:$+^$+6+A$'S
‰ D9(1K+"L$.89$W16A9+r'1^"k]6+$+1Z<$W1S
‰ +•6+12$6#6'1^"k]6+9+^$+9"#$b<^'G$+($'Iu$'6#6F+CW$'912$9+^$+9"#$
~6E)$+12.9+<E)$+12.6+1E6+<)r$91Z$E9+<+8‰6+1+8E 6+1JCW$'E9^$k1$'
"Bk„BESSS
‰ [k4$'6#6k]6+34'G$+($'712$9[x$+v$dOF+4b<^„.^1JyEE$9„B$„9
i^$K1$'E"I1J„i^$K1$'S
‰ 1=$F+ht#6$+v$dNkCEF+hb<L$J:9L1K+"L$
‰ $9"($3(IL".v9S
•Điều kiện v đặc thù:
‰ +1!<7-$'K:•9+^)7O19+H$'91$K+#6++($'S
‰ 1>)7-$'K:.D9(1K+"L$S
‰ adWF+#FJ:6j^m"^$+$'+12FS
45456545*:,.F*)#>O"P,
$5*:,.F*B$,Q,.L/$,",."*+& .
•Đặc tính:
‰ ;(J"Q191Z$'[16AKU+Q$S
‰ ;1$++"Q9BM93N$K+16+C^7!$+Q$9>99"#$+PF7a$'S
‰ ;"Q191Z$+<)78$'S
‰ U+Q$'[19‡%&9+#$'9BDJ0$S
‰N91Z$BM99BCz6+Q$+CD$'Jc1d<>9K+H$'KU+Q$9Q19+e171r.BM9B^9+„"9+e1'1^$'[191Z$
9+•69!S
‰N91Z$'[1k<)9BY9‡$'()'[17!$$'()7#"+Q$+CD$'Jc19+„"Jc1d<>9'+19B0$+PF7a$'S
+ Điều kiện v th tục:
‰N19CP$'K+#6++($'O6+56129^.(bao gồm c tổ chc có vốn đầu tư nước ngoi
được thnh lp tại Việt Nam)S
‰ 'G$+($'d’K:3z1+#6++($'+PF7a$'91Z$'[16AKU+Q$S
=5*:,.F*)#>?"P,,.0A5
•Đặc tính:

‰ ;"Q191Z$+<)78$'EmS
‰ U+Q$'[19N19+1r<%,$'()S
‰ ;c1d<>99+„"9+•^9+<v$'1w^K+#6++($'3(^6".I^$KS
Page 7
‰ ;"Q191Z$+<)78$'EmS
‰ U+Q$'[19N19+1r<%,$'()S
‰ ;c1d<>99+„"9+•^9+<v$'1w^K+#6++($'3(^6".I^$KS
‰ “<)7]$+9>99"#$9BCz6+Q$
‰ +e1'1^$9+•6'[1”,$'()‰ŽK+H$'6+1Jc1S
‰ +e1'1^$9+•6'[1Ž,$'()‰Ž+CD$'Jc1d<>9K+H$'KU+Q$9Q19+e171r.BM99+„"9+e1
'1^$9+•6'[1S
‰ #6+9h$+Jc191Z$Jc16j^7CP69h$+9+„"6H$'9+56d^<
1Z$Jc1•N$'N6tJc1d<>9xT•$ ytdN$'()9+•6'[1•,_%
•Điều kiện v đặc thù:
‰ N19CP$'K+#6++($' O6+56129^. (bao gồm c tổ chc có vốn đầu tư nước
ngoi được thnh lp tại Việt Nam)S
‰ 'G$+($'d’K:3z1+#6++($'+PF7a$'91Z$'[16AKU+Q$S
)5*:,.F*)#>O"P,1"7,.1"M-,. .
+ Đặc tính:
‰ ;"Q191Z$mEmE‘•S
‰ U+Q$9<f$E9+#$'S
‰ ;c1d<>99+„"IL$'Jc1d<>9k"^6".I^$K6H$'IN9B"$'9‡$'9+e1KUS
‰ ;c19BL9BCz6E9BL+($'9+#$'E+($'b<h3(9BL6<N1KUS
‰ ;c1d<>9BM99BCz6+Q$K+1BM99BCz6+Q$E7CP6+CD$'Jc1d<>9K+H$'KU+Q$S
•Điều kiện v đặc thù:
‰ N19CP$'K+#6++($' O6+56129^. (bao gồm c tổ chc có vốn đầu tư nước
ngoi được thnh lp tại Việt Nam)S
‰ 'G$+($'d’K:3z1+#6++($'+PF7a$'91Z$'[16AKU+Q$S
2.2.2. 3,";,5
2.2.2.1. *:,.F*1*R1>*+'>"7,.>O"P,5

a. *:,. F*1"$,"1/3,5
•Tiện ích:
‰ [k4$'6#66H$'649+^$+9"#$$+Cj)$+12.6+1Ej)$+12.9+<Ed~6E
9+ˆSSS1MF9+^$+9"#$E6+<)r$91Z$$+^$+6+A$'E^$9"($E9+<v$912$S
‰ NkC9(1K+"L$6A9+rk\$'7r3^)3N$EJ(6WdD7CP6t~96>F+Q$.56
9+><6+1E7L.IL".D9+ˆ9h$k4$'+^)IL"Jc$+6+"$'Ce19+5I^3^)3N$
9Q1†iS
‰ }#6$+v$K+L$-$'9(16+h$+6+"b<:K+#6++"l69+G$$+G$71k<J]6+E+g6
9vFE/D$Cz6$'"(1S
‰ z1.Q$'JCz1B8$'K+#6++($'6A9+r'1^"k]6+9Q1I>9KU+1$+#$+$("
6j^†iS
‰ 1r.9B^9+H$'91$9(1K+"L$b<^k]6+34$'G$+($'712$9[S
•Đặc tính:
‰ N19CP$''[191Z$#$+G$$'Ce1129^.3($'Ce1$Cz6$'"(1S
‰ U+Q$'[1K+H$'KU+Q$
‰ ;"Q191Z$'[1mEmE‘•EmEmE–EiE—EmS
Page 8
‰ N91Z$'[19N19+1r<I^$7f<K+H$'b<)7]$+7N13z19(1K+"L$91Z$'[1
9+^$+9"#$m˜@%m•‘•+"l6$'"Q192K+#69CW$'7CW$'7N13z19(1
K+"L$91Z$'[19+^$+9"#$$'"Q192S
‰ ;c1d<>9'[19+„".56Jc1d<>9K+H$'KU+Q$6A+12<J•69Q19+e171r.9h$+
Jc1x9+^.K+L"I1r<Jc1d<>9+12$+($+6j^†iyS
‰ +e1'1^$6+19BLJc1$'()6<N16\$'6j^.Œ19+#$'S
‰ [k4$'9(1K+"L$N13z19(1K+"L$Iu$'$'"Q192E3126.D3(d[k4$'
F+L19<G$9+„"b<)7]$+b<L$J:$'"Q1+N16j^3(I^$+($+
9B"$'9‡$'9+e1KUS
‰ +hk]6+349+^.K+L"I1r<F+h+12$+($+6j^†iS
‰ +hK1r.7!.+<K+1b<:K+#6+BM991Z$9B"$'3q$'%*$'()J(.3126Kr
9‡$'()$8F91Z$.l93("9(1K+"L$S
•Điền kiện & thủ tục:

‰ +1!<7-$'K:k]6+34S
‰ }<>99BY$+m•S
‰ #6'1>)9e6f$9+1!9K+#6k"†i)0<6f<6<$'6>F9+0.S
b. *R1>*S T'>"7,.>O"$ T,5
•Tiện ích:
‰ +^$+9"#$91Z$3^)+"l66+<)r$K+"L$d^$'9(1K+"L$91Z$'[191!9K12.
6AKU+Q$6+"6+h$+6+j9(1K+"L$3z1.56Jc1d<>96^"+W$S
‰ f.6N3^)3N$E7L.IL".D9+ˆ9h$k4$'Ed[k4$'9(1K+"L$9+><6+19Q1
^6".I^$KS
‰ }#6$+v$K+L$-$'9(16+h$+6+"K+#6++($'+"l69+G$$+G$S
‰ 1^"  k]6+  9B0$  9(1  K+"L$  7CP6  9+•6  +12$  "$J1$„  9B0$  9"($  +2  9+N$'
^6".I^$KS
•Đặc tính:
‰ ;"Q191Z$'[16#6J"Q1$'"Q1926A$10.)!99B0$IL$'6H$'IN9s'1#6j^
^6".I^$KS
‰ ;c1d<>99+„"I1r<Jc1d<>9K+H$'KU+Q$^6".I^$K6H$'INS
‰ 56'j19N19+1r<I^$7f<@%E%%%7a$'˜@%m•‘•+"l6$'"Q192K+#6
9CW$'7CW$'S
‰ #6+9+569BLJc191Z$Jc19BL3("$'()6<N19+#$'3(9•78$''+16A3("9(1
K+"L$S
‰ [k4$'9(1K+"L$+#6++($'$8F91Z$.l99B•691!F+"l6$'Ce1K+#6$8F
9+^)3($+v$6+<)r$K+"L$3ZK+H$''1z1+Q$SCP6BM991Z$.l9+"l6
6+<)r$K+"L$3("6#69(1K+"L$K+#66j^6+h$+6+j9(1K+"L$S
•Điền kiện & thủ tục:
‰ }<>99BY$+m•
c. #*10*>"/U,1*:,.F*1"$,"1/3,*$V5
Page 9
•Tiện ích:
‰ 7CP69•6+"™$dN9(1K+"^š$S
o 1=$F+h7l6I129

• +hb<L$J:9(1K+"L$S
• +h9+CW›$'$10$6+"6+<š9+„š31d^k„I19S
• +hI#"'1^"k]6+9•7H™$'3(F+ht#69+•6b<^k1™6+3<™."I1J„I^$K1$'S
• +h6+<)0š$K+"^š$9B"$'+0™9+N$'S
• +hK1r.71!.S
‰ CP6t~96>F+ˆ9h$k4$'b<N69!9h$6+>FS
‰ CP6+CD$'6+h$+d#6+k($+6+"K+#6++($'S
+ Đặc tính:
‰ N19CP$'7CP6C<7c1
• .z16+C^6A.c•6+C^6A91Z$'[19+^$+9"#$m•7c9>99"#$
91Z$'[19+^$+9"#$m9BCz6$'(),&•&*•*%&&S
• -$'Kh'A11^t3z1dNkCk<)9BY9N19+1r<&S%%%S%%%7a$'9Q1iS
‰ A1dL$F+Gš.1^tI^"'a.
• 91Z$'[19+^$+9"#$S
• +ˆ9+^$+9"#$b<N69!S
• m]6+34."I1J„I^$K1$'S
• m31$9„B$„9I^$K1$'S
•Điền kiện & thủ tục:
‰ }<>99BY$+m•S
d. *R1>*S T' W,"05
+ Tiện ích:
‰ CP69+^.'1^6#66+CW$'9BY$+91!9K12.$+(D6j^;10$.1$++PF9#6tc
9Q19R$+•9+($+6A9B1r$K+^1S
‰ (6#6912$h6+K+#69CW$'9•dL$F+V.91Z$'[19+^$+9"#$S
+ Đặc tính:
‰ N19CP$''[191Z$#$+G$$'Ce1129^.S
‰ U+Q$'[1K+H$'KU+Q$
‰ ;"Q1+Y$+91Z$'[191Z$'[19+^$+9"#$
‰ ;"Q191Z$'[1m
‰ ;c1d<>9'[19+„".56Jc1d<>9K+H$'KU+Q$6A+12<J•69Q19+e171r.9h$+

Jc1S
‰ +e1'1^$6+19BLJc1$'()6<N16\$'6j^.Œ19+#$'S
‰ [191Z$9CW$'9•dL$F+V.91Z$'[19+^$+9"#$6+"6#6.467h6+J10$
b<^$7!$31269+^.'1^6+CW$'9BY$+91!9K12.$+(DS
‰ •M991Z$9CW$'9•dL$F+V.91Z$'[19+^$+9"#$6+"6#6.467h6+J10$b<^$
7!$31269+^.'1^6+CW$'9BY$+91!9K12.$+(DS
•Điền kiện & thủ tục:
‰ +1!<7-$'K:k]6+34S
‰ 1>)6+5$'$+v$9+^.'1^6+CW$'9BY$+1!9K12.$+(Dk";10$1$+
PF#6}c6>FS
Page
10
‰ }<>99BY$+m•S
‰ #6'1>)9e6f$9+1!9K+#6k"†i)0<6f<6<$'6>F9+0.S
2.2.2.2 5*:,.F*1*R1>*+')#>O"P,X)"@,.)"Y5
a. *R1>*S T'1G9,."$ T,BZ)[ \*5
+ Tiện ích:
‰ ;c1d<>991Z$'[19+L$O1J1$++"Q99+„"Jc1d<>99+]9BCe$'Jc1d<>99•78$'
71Z<6+R$+,9+#$'.89Jf$Kr9‡$'().D9(1K+"L$3z1$'<)0$9Š671Z<
6+R$+9+„"+Cz$'Iu$'+"l66^"+W$Jc1d<>99Q19+e171r..D9(1K+"L$S
‰ ;c1d<>96+"3^)6f.6N9+ˆ91!9K12.C<7c1$+>9#Fk4$'K+1K+#6++($'
'[19‡œKU+Q$9BDJ0$S
‰ ^kQ$'F+CW$'9+56Jc$+Jc1BM9Jc1+($'9+#$'E+($'b<:E+($'$
Iu$'91Z$.l9+"l6$+v$b<^.#)9BCe$'+PF6Ad[k4$'9+ˆ
6j^^6".I^$KS
‰ $9"($d1$+Je17a$'3N$3z19+e1'1^$9+•6'[19‡œKU+Q$9BDJ0$EK+#6+
+($'d[k4$'3N$C<3129+W$S
‰ Œ19+e171r.J(.Œ16+CW$'9BY$+C<7c168$'9+0.6•6KU+>Fk{$K+1
K+#6++($'9+^.'1^dL$F+V.S
+ Đặc tính:

‰ N19CP$'+#6++($'6#$+G$S
‰ U+Q$'[1*?E,_9+#$'S
‰ UJc$+Jc1+($'9+#$'E+($'b<:E+($'$ S
‰ ;"Q191Z$'[1mS
‰ ;c1d<>99B0$+ˆ91!9K12.9CW$'5$'3z1Jc1d<>99Q19+e171r.'[1.
+ Điền kiện & thủ tục:
‰ m•6j^6+jS
b. *R1>*S T')#>O"$ T,, .0A5
+ Tiện ích:
‰ +#6++($'9•7Zt<>9KU+Q$'[191Z$K+H$'F+49+<863("6#6KU+Q$
^6".I^$K7]$+d•$S
‰ CP69h$+Jc19+„"dN$'()9+•69!F+#9d1$+dNkCS
‰ A  9+r  '[1  3(  BM9  3N$  9Q1  I>9  KU  •m  $("  9B0$  9"($  +2  9+N$'
^6".I^$KS
‰ }#6$+v$dNkC7r6+5$'.1$+$-$'J•69(16+h$+6#$+G$
‰ [k4$'+ˆ91!9K12.7r6f.6N3^)3N$9Q1^6".I^$KE7CP66+<)r$
b<)Z$dD+w<Ej)b<)Z$BM991Z$91!9K12.6+"$'Ce1K+#6S
+ Đặc tính:
‰ N19CP$'K+#6++($'6#$+G$S
‰ U+Q$'[19N19+1r<,%$'()3(9N17^XX$'()S
‰ +CW$'9+56Jc$+Jc16<N1KUS
Page
11
‰ ;c1d<>96-$653("I1r<Jc1d<>9+<)78$'k"^6".I^$KI^$+($+3z1
b<)  7]$+
‰U+Q$'[19‡,%$'()7!$kCz1_%$'()#Fk4$'Jc1d<>9&9+#$'S
‰U+Q$'[19‡_%$'()7!$kCz1X%$'()#Fk4$'Jc1d<>9*9+#$'S
‰ U+Q$'[19‡X%$'()7!$kCz1+"l6Iu$'XX$'()#Fk4$'Jc1d<>9S
• Điền kiện & thủ tục:
‰ }<>99BY$+m•

c. *:,. F* M] ,.$*5
+ Tiện ích:
‰ •78$'9Bh6+91Z$+($'9+#$'9‡9(1K+"L$91Z$'[19+^$+9"#$xy
6+<)r$3("9(1K+"L$91Z$'[1CW$'J^1x;yS
‰ •78$'6+<)r$9"($I83N$3(Jc16j^;3("K+1K!9
9+M6KU+Q$'[1S
‰ ;K+H$'I]9>99"#$9BCz6+Q$EK+H$'I]F+Q9Jc1/K+17!$KU9Bh6+
91Z$.(K+H$'6A+"l6K+H$'7j91Z$S
‰ CP67-$'K:9•78$'3(.1=$F+hk]6+34$+v$91$$+Š$$+Š67]$+KU'AF
3(dNkC7c9h6+J‹)7CP66j^;S
‰ +#6++($'.D;6AdN91Z$.46910<9‡@%9B12<7a$'9BDJ0$
7CP6^6".I^$K9l$'IL"+1r.+G$9+g6j^H$'9)iL"+1r.+G$
+gB„3"1B129^.3z1dN91Z$IL"+1r.J0$9z1`%%S%%%S%%%7•S
‰ +#6++($'6A9+r$8F91Z$3("9+„"$+w$'6#6+kCz17G)
‰ H™F91Z$ ™99^™1b<f)S
‰ +<)0š$K+"^š$S
‰ +<)0š$91Z$b<^1$9„B$„9I^$K1$'S
‰ +<)0š$91Z$Iu$'
+ Đặc tính:
‰ U+Q$'[1&7!$@$ S
‰ ;"Q191Z$'[1mS
‰ ]$+KU$8F91Z$&9+#$'E,9+#$'E_9+#$'S
‰ N  91Z$ '[1  9N1 9+1r<•7]$+  KU  &%%S%%%3$7•9+#$'E  ,%%S%%%3$7•,  9+#$'E
_%%S%%%3$7•_9+#$'S
‰ +#6++($'6A9+r$8FKU7f<910$3z1dN91Z$6^"+W$6#6KU6q$JQ1
$+C$'9N17^@%TdN91Z$.46910<˜dN91Z$$8F+($'KU6j^$ d^<6A9+r
6^"+W$$ 9BCz6}Tx}J(9sJ29-$'dN91Z$'AF+($'$ k"+#6+
+($'J•^6+g$yS
‰ ;"Q1+Y$+Jc1Jc$+6<N1KUS
‰ ;c1d<>9'[16-$65I1r<Jc1d<>96j^dL$F+V.91Z$'[1CW$'J^16A+12<

J•69Q19+e171r.'[1S;c1d<>97CP66N7]$+9B"$'d<N9KU+Q$'[1S
Page
12
‰ ("$'()7!$+Q$$8F91Z$+($'KU6j^;EK+#6++($'F+L1+"($9>9
9+j946$8F91Z$3("9BCz6& +.Œ1$'()J(.31269‡9+5*7!$
9+5_3(&&+,%$'()9+5 7rF+46346+"31266+<)r$91Z$9•78$'6j^+2
9+N$'S
‰ PF7a$'IL"+1r.B„3"1B9l$'6+"x$!<6Ayd’I]6+>.k59+12<J•6
9B"$'9BCe$'+PF;6j^+#6++($'K+H$'k<)9BY7CP6'AFJ10$
9469+„"7]$+KU7-$'K:S
+ Điền kiện & thủ tục:
‰ m•S
‰ 1Z$3("F+1!<7-$'K:k1™6+3<™9+„".{<S
d. *:,.F*^"_J,.5
+ Tiện ích:
‰ 1MF9Bˆ9+•6+($+I(1+g63Z:9+5691!9K12.˜K1r.d"#96+1910<˜3(I1!9
JvFK!+"Q6+9(16+h$+6#$+G$S
‰ [191Z$K+H$''1z1+Q$dNJf$9B"$'KU+Q$'[1S
‰ ;1$++"Q9$'()'[191Z$S
‰ +j78$'dN91Z$$8FS
‰ 12$JP1K+1$8F91Z$b<^$9„B$„9I^$K1$'+"l6S
‰ CP6$+v$Jc1d<>96AKU+Q$3(Jc1d<>971Z<6+R$+9-$'•'1L.$'^)K+19+]
9BCe$'9+^)7O1Jc1d<>9S
+ Đặc tính:
‰ +j9(1K+"L$6#$+G$9‡%7!$&@9<O1x75$'90$9B0$9+ˆ91!9K12.yS
‰ U+Q$'[1_9+#$'E&$ 7!$&@$ S
‰ ;c1d<>9'[19+„"IL$'Jc1d<>9B10$'#Fk4$'6+"L$F+V.1!9K12.+\
O$'9B"$'9‡$'9+e1KUS
‰ ;c1d<>97CP671Z<6+R$+$'^)K+1^6".I^$K9+^)7O1Jc1d<>99+„"9+]
9BCe$'S

•1Z$K10™$9+<š946
‰ +j9(1K+"L$6#$+G$9‡%7!$&@9<O1x75$'90$9B0$9+ˆ91!9K12.yS
‰ U+Q$'[1_9+#$'E&$ 7!$&@$ S
‰ ;c1d<>9'[19+„"IL$'Jc1d<>9B10$'#Fk4$'6+"L$F+V.1!9K12.+\
O$'9B"$'9‡$'9+e1KUS
‰ ;c1d<>97CP671Z<6+R$+$'^)K+1^6".I^$K9+^)7O1Jc1d<>99+„"9+]
9BCe$'S
e. *:,.F*.#&,.0A
+ Tiện ích:
‰ <)297N1^$9"($K+#6++($'6A9+r^$9G.9+•6+12$K!+"Q6+9h6+'AF
6+"'1^7Y$+S
Page
13
‰ 1^"k]6+$+^$+6+A$'6A9+r$8F91Z$9B•691!F9Q1'G$+($'+"l6
^6".I^$Kd’9+<9v$$W1S
‰ “<L$J:k=k($'d^<.Œ1'1^"k]6+$8F91Z$EK+#6++($'d’$+v$7CP691$
$+Š$6vF$+v99O$'dN91Z$7c9h6+S
+ Đặc tính:
‰ U+Q$J1$++"Q99‡,‰_%9+#$'S
‰ N91Z$'AF.Œ1$'()6+R9‡@%S%%%7a$'S
‰ ;c1d<>9+>Fk{$S
‰ ^)JQ1k=k($'K+16A$+<6f<
•Điền kiện & thủ tục:
‰ }<>99BY$+m•
f. *:,.F*B$,Q,.5
+ Tiện ích:
‰ •M93N$K+H$''1z1+Q$dNJf$9B"$'d<N9KU+Q$'[13(+"($9"($.1=$F+h
K+1BM9S
‰ +<v$912$K+16A$+<6f<BM9.89F+f$3N$789t<>9.(K+H$'F+L19>9
9"#$9(1K+"L$I]Jc1d<>99+>FS

‰ +j78$'J•^6+g$KU+Q$k(17r+CD$'Jc1d<>96^"E.(3{$J1$++"Q9BM9
.89F+f$3N$K+16f$S
‰ L.IL"Jc1d<>991Z$'[16AKU+Q$#Fk4$'J<H$D.566^"$+>9S
‰ +H$'6f$F+L1IL"b<L$3('1w9+ˆ91!9K12.$!<+#6++($'6+g$J"Q1
+Y$+91Z$'[16AKU+Q$6j^dL$F+V.
+ Đặc tính:
‰ ;"Q191Z$'[1mEmS
‰ ;"Q1+Y$++<)78$'1Z$'[1•91!9K12.6AKU+Q$Jc$+Jc16<N1KUJ"Q1+Y$+
Jc1$+vF3N$S
‰ U+Q$'[17^kQ$'9>96L6#6KU+Q$+<)78$'+12$6A6j^^6".I^$K9‡
&‰Ž,_9+#$'S
‰ N91Z$'[19N19+1r<@S%%%S%%%m+"l6@%%mS
‰ N91Z$BM99N19+1r<&S%%%S%%%m+"l6&%%m•Jf$BM9S
‰ ;c1d<>9+<)78$'x9+^.K+L"Jc1d<>9+<)78$'91Z$'[1•91!9K12.6AKU
+Q$y.
+ Điền kiện & thủ tục:
‰ }<>99BY$+m•
g. *R1>*+')#>O"P,1G9A:,1"D,.5
+ Tiện ích:
Page
14
‰ f.6N9+ˆ91!9K12.7r^)3N$EJ(6WdD7CP6t~96>F+Q$.569+><6+1E
7L.IL".D9+ˆ9h$k4$'+^)IL"Jc$+6+"$'Ce19+5I^3^)3N$9Q1
†iS
‰ m\$'7rt#6$+v$K+L$-$'9(16+h$+6+"b<:K+#6++"l69+G$$+G$71k<
J]6+E+g69vFE/D$Cz6$'"(1S
‰ A  9+r  BM9  3N$  9BCz6  +Q$  K+1  6f$E  Jc1  d<>9  9+„"  b<)  7]$+  6j^
†i9Q19+e171r.K+#6++($'BM93N$S
‰ +ˆ91!9K12.7CP69•78$'9#19463N$x$!<“<:K+#6+6A7-$'K:K+1'[1y
+"l69#19463N$3(Jc19+0..89KU+Q$Iu$'KU+Q$I^$7f<9B"$'9BCe$'

+PFK+#6++($'K+H$'7!$$+v$91Z$3("$'()7!$+Q$SBCe$'+PFKU
+Q$'[1I^$7f<K+H$'6q$#Fk4$'E†id’9#1946KU+Q$$'Š$
+W$J1Z$KZS
‰ “<:K+#6+7CP66+<)r$b<)Z$dD+w<K+19+ˆ91!9K12.6+C^7!$+Q$
9+^$+9"#$7rIL"9"($Jc1S
‰ z1+29+N$'.Q$'JCz1B8$'K+ŠFEb<:K+#6+6A9+r'1^"k]6+9Q1I>9KU
+1$+#$+$("6j^†iS
+ Đặc tính:
‰ N19CP$''[191Z$#$+G$$'Ce1129^.3($'Ce1$Cz6$'"(1S'Ce1
K+H$'6C9BMK+H$'7CP6'[191!9K12.6AKU+Q$Iu$'$'"Q192S
‰ U+Q$'[17CP66H$'IN9B"$'9‡$'9+e1KUx9‡&7!$,_9+#$'yS
‰ ;"Q191Z$'[1mEmE‘•S
‰ N91Z$'[19N19+1r<I^$7f<@%S%%%7E@%m•‘•S
‰ ;c1d<>9'[19CW$'5$'dN91Z$'[1EKU+Q$'[13(6A+12<J•69Q19+e171r.
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†iS
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mE‘•Jc16<N1KUS
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J(.3126Kr9‡$'().DS
•Điền kiện & thủ tục:
‰ +1!<7-$'K:k]6+34
‰ m•S
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a. 0*>"/U,"/$[ \*5
+ Tiện ích:
Page
15

‰ 1=$F+h9+Ce$'$10$$ 7f<910$3('1L.@%TF+h9+Ce$'$10$9B"$'
$ 9+5*K+1d[k4$'9+ˆ$1"$^)S
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9"#$9+H$'9+Ce$'S
•Đặc tính:
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‰ ;"Q191Z$'[1mS
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71r.9h$+Jc1S
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$'()6<N16\$'.Œ19+#$'
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+ Điền kiện & thủ tục:
‰ +#6++($''1^"k]6+9Q1"^1293(6#6m9B•69+<866+1$+#$+S
‰ +1!<7-$'K:k]6+34‰m•S
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b. 0*>"/U,!9]5
+ Tiện ích:
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‰ (7CP6+CD$'7f)7j6#6912$h6+K+#69CW$'9•dL$F+V.91Z$'[19+^$+
9"#$9+H$'9+Ce$'S
+ Đặc tính:
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‰ ;"Q191Z$'[1mS
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‰ <7c1K+1F+#9+($+9+ˆS
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m ¡†i;‘iS
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• 1=$F+h9>96Lk]6+34b<^.J<dS
d. Chương trình quà tặng tri ân cho khách hàng là Doanh nghiệp
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