Tải bản đầy đủ (.pdf) (102 trang)

Khóa luận tốt nghiệp: Phân tích hoạt động kinh doanh Ngân hàng thương mại cổ phần Á Châu

Bạn đang xem bản rút gọn của tài liệu. Xem và tải ngay bản đầy đủ của tài liệu tại đây (875.21 KB, 102 trang )

!"
# $%

&

'(

) *

+&,

! "#$


%&

'
!

" #$

%

((((((((((((((((((((((((((((((((((((((((((((()

!
"

#

"



$

&
&

%

$
'( ' )

*

%

!

$

'+

! ,-

*

.$

'+

, '+


*

.$

'+

6+ 0

4

9

/

# 01
#

#

!
'2

$

3

'+
:


9

#

9

#

:

&

9

#

*

9

#

7

/ ;

, '+
/

*


<=
>

/

>

? @

&

9

#

B

B

*

9

#

7-

= $


EF

! 6. 8

*

A

7 =

*

&

/

#

B

0$

1

<=

9

*


34 05

$

B

:

'+

7

D4
D

I? 2
I? 2

- 4

I? 2

- 4

0$
4 #

7 =


- 4 = 4

/

<

GH

&%

#

$

'+

7

0$

! 6. 8

#

$

'+

7


0$

'/ J

#

$

'+

7

0$

'/ J

&

= GK
= GK

L M

! "#$


& I? 2
7

- 4


#

7

-

"$
&

%&*+ , ''

$

"'

" #$

'+

7

0$

'/ J

'/

F


" (

%

!

)* + ,

$

'+

7

-((((((((((((((((((((((((((((((((((((((((((((((((((((((((((-.

0$

! 6. 8

4 2 N O "$

P

&Q
R

"B

B


4

3

")

! 6. 8

!

? "

$

4 2

4 2

'+

7

0$

!

4 2
*


! "#

$%

&

'() !*+

! ,

% - %
<=

*

6 :

/

*Q

& S

/

=

= GK

&



C

/

/

# 01

S2

"$

$

J

*

7 $

& & .$
* 9

:

$


? "
&

<= T

'+
7-

#

# 01

Q

= $

'+

*

9

#

*

9

#


*& 9

#

GF

? "

$

.

0$

D

S

7

0$

4 #
3

>&

4 #

4 2


>
>A

'+

7

0$

!
Q

6 P

7-

6 P

:

='

' F
,U

! "#$


%&*+ , ''' .


#/

0!

* ,*
!

")

V

!

7

")

V

")

V

4

J

$


S5
S5

7
")
'+

J

$

%

" (
,

- ((((((.!

6

-W

Q>
.

6

/

!

! N O

P

A%
/

'+

"$
8+
) * + " #$

-W

!

1% * ," "' 2

/

H
X 4

4

J
")


$

'+

7

0$

!

4 2
Y= 4

4 '/ J

Y= 4

4

& Y= 4

4

* Y= 4

4

A
3


X

= $
$

/
/

:

X '= Z=$ 7 =
$

/
7 $=

<=
'+
= $

'+

/

/
7

0$


!
/

Y= 4

4

> Y= 4

$

4

'+
:

=

"5

7

G?
>
A
%%

!

"


#" $

%

! "#$


! " #$" %&'
-

.

&

/ 01 2
0 1 ! !*+

- % !*9

!

3

!; F G!

3 7

(8
%1 !*+


M

Q !
" =

J=

!*%

$%

!*+

? 0@

! T?

$%

C L

!*H W

= # 0 W !P "+ ! QZ! 0D !
: >1 C; K 4 \ A ;

!

$% ! O !*],

C

&
:

! ]

!M b1

:c !*H !

1 ! !*+

[

!*+
]

W K B "< D
:? 3G
G

0<

? 3

%C !

U


]B

:;

= 4P

J= 3

N 1<

< !

= # ! ],

7

C; : >1

:? ! ?1 N
2

D

$%

; 6 !

&

!


[

! V :

:R F G!
G=K

?!

[

0 7

+ +D!

&

%1K 5 O ! ;
:O

;

:
&

J :

%C '()


:R !]K

%C X! $%

%+
K :e A G! 0

K A ; :^ 3 7
! V :6

- # !*OK &
! 7

&

0G -

%+ b

0<

f

+D! :

!; :> 5 ! > D

+D! :

M


Y '() = #

T> 0 1 :]S : ? :5K

Q CW "+ ! QZ!K :

G !*D

+D! :

0d

? 3 53 b !

+D! :

: >1 1D

= ! !* > :;

4+%

!; ! O !*],

D

&

! G


A

C

"5

Y

$%

& `'()aK

K

6 * !

2%K :NC 1D

= ! !* >

&

!*%

P 1B K "<

]S : >1K !J 4P

!D


- % ! 7

L

2

$% 5 !B

b1 +

2

!;

:

^= R _

K :]S 3

-

C

B "< !
1D

1E $% ?


R !D+ *% !M 0

K = & ![

K # ! G

K !*# - %

!*W ! O !*],
!

:

?

&

%C X!K :6

+D! :

#1 ! >

1D

A

4U :; 1 ! ! < !; 0 1V :

C


C ! ; 1D

$% !+

"# = N1 4O

5 - C 17 !+

&

K !M :5 = !

<

J=K +D! :

G H "< *% :,
&

5 % !*6 7 8

C> 1

! , :D 1H I%

!J= :+
S=

$%


4+%

B "< = ! !* >

= ! !* > ! >

G

3

:; "< = ! !* >

!; 5

3

:

2

K

!*%

- # !*O

3

4+%


M :5K = !

C ! ; 1D

!D K !J 4P

! ,

:> ! C :]S

K3 X = P

K 0],

&

!*]B

2
= 6

! "#$


!*

>1 9% )W
2


4+%

D

G= +D! :

:]S "< - % !&1 ! h+ 4i
:

3

4+%

$%

3

4+%

2

! <

+D! :

]B

!

3


4+%

3

5 8

!]S

W

M :5

4< :+

&

! , ! 1 *%

?
2%

1e!
L

0+D *$
j1

2


0@

$:

< ! ?1 b

] & :
]

K !l 0G 4<

- C;! :O

1P ! W 0S

$% '() :e! !*+

!

[

J K *$ *+

1

G= 3

V

!]


3

K

% !+

- % "+ "

B

G - # +D! :

L

!*+

$% 3 5% 0 J 0
J !?

+D! :

I K +D! :

K

3

4+%


+ %CK !

! "# K !

$%

- # 0k

4+%

!

K 5! >

1

K

= [K

&

) *

! , : >1

$%

$%


#1 3;! - # +D! :

J A ;!

4+%

4+%

+D! :

"I 4P

1

& ! 0 1

4+%

6

'() (P ! > 0

< K

$%

- C 17 :> ! C :]S

B


78 &9

$%

&

2

% 0S !V
+

] O ! ; $% '() :

F

( & 0 * ! R ! ;!

= ! !* >

QI 0k

- C;! :O

+ %CK :R !]K = &

J

+D!

%+ :> :R !]


:#1 A#+ "< & :

0S

g!

G = & ![

3

]B

M% :

J

&

3 + K!

3;! - # +D! :

3

0D 0S

T

!


$:

AG = == 6

m & ![

1D ^ = R

! ; "5!K

*+ 5 ! > Q#C *% !*+

!*2K

V

:R !] F ! ;K

! ]

5AG = =

TO

?

3 V :> ! C :]S Q

G 3O= ! ,


5 ! > 1%

% - %K '() 0 1 ! !*+

< !*W ! O !*],

$%

:g

-

:]% *%

! ,

6

j1 :
'() !*+

![

&

34 05

= !


:5K !*+

6
+D! :
?
G !D

3
+D! :

4+%
3

$%

&

* !*

!;K 4 \ *% !M 3

W 3 5% 0 J Q

:]S

.

B

!


&

D !*+

= D1

? 0@
+ !B

1 !"

+D!

! "#$


:

! :O

0k

- %

&

K !*+

"I 4P


! 7

$%
" 0G K

l ! W !*+

$

$ C; 0

! %

K!

) &,

!+ K !

A% b1

+D! :

![ 4P
4+%

K

K


!

K- #
K

= [

.

6

T> 0 1 "
V

:5

!Y

4

:

!]S

W

V K= ]

= =


W

$% 3 5% 0 J 4<% !*W n
- 9

:6

4

4

Y "I 4P

D4 ;

/

7U ;

" 0 G " 0 G !*+

0 G :]S !J= S=K !
!

!*W A +K : K

!

! J= !M


= D1

A +

+K !

!h* h!op% :5 ! ;

n

F4 W
0G

$%

$% :? !
&

(

K

!*W
$%

4

G "+ "


B 1 !

l!W

$%

l!W 3

! 7

!; (5

?

G=

! C; o)

G

;!

C "I 4P

:O

B 4+%

!


K 5- %

4

4

Q

- 9
1 !

! ;! ! h+

G

-n0 = ]

l ! W 4<%

]B

A; :
!

J! "+ "

4
! [


S=

1

- %

G & : K0W
= =0W
( r

]S

?

G

G ! C; ![

G ! C; ![
D 0S

B

2%

J

l
K0W


0 0W

G

5- %

G

= [

= = = & ![

l!W 3

!;

n

s(

! ;! ! h+

s(

! ;! ! h+ ! ,

s(
.

= ]

l!W

]B

3q !

5%

]0W

2%

! h+ 1 ! ]B
?

0W

Q

+ 5 G

:

n :> 0]S

4GU

:O

= & ![ K ![


!; 1 !% 5 ! > "I 4P

4

!W 3

"HK - % :5 Q

!]

S= 0D

= = Qh1 QZ! 1 !

8C ! h+ 1P :[

! CG! : K "+ "

- 9

8

l!W

R = & ![

] "+ "

n 0 = ]


4 <$ <

3WK !^

"

:> = & ![
- 9

!

V

G = & ![

! ;! ! h+ :O% : >1

: ;

A = J K %C C; !

!

$%

l!W

%


< =

! "#$


t 5% 0 J A%+
% /0
3

1
2

'

4+%

% /0

4
:?

$%

] "% n
A#

? = & ![

&


+D! :

4+%

$%

3

[

+D! :

1D

< !*D

''

! ]

!

&

! ]

1D ^ = R _ ( &
''' u # = =

% /0

! ]
T> +
:c :]S
! ,

!

3 5% 0 J

:]S k 3 ; :5

A ;!

A G! 0

*O t
!;

:;
+

3 Y

v+%
? 0@

!B
;

t


AO

3 5% 0 J ! !

2

v+
]

w1 Q

:c !J !
G=

v+%

X

2

$%

&

]B

$% A# ! & K h1

D


; ?3; ! V

"% "5!K

JC h1 1+

J

! G

2% 3 5% 0 J

C

TD

9

x

+ h1 ? !#

< 0W - % 3
]

D

! RC 7 !*],


:c !*%

D "@ m D1
!

G - # +D! :

! RC 7 :> +

! RC 7 3 +% t

x #
3

4U

!*

5= $%

w1 Q

C AW
]B

W 3 5% 0 J 3 7
A C !Y 06

%+


1D ^ = R _ ( &

! RC 7 !J !

%

j1 &

+D
;K

4U K

K :e

! RC 7 3 +%

3; ! V
I 0,

]
2

1

g= :y h1 ! <

X

?


& !
G

C

/

! "#$


>+()#* ?
#+,#* -.# %/ ) 01# -/ 2+3# 4 + +5
7
?@

A

B

1(

1

C

2

!*9


! ]

[

2

"

&,
/0

19 ! , 3

*+

!; @ 17 $%

!* G

0] :

]

= 5! >

3 +#

05

!*


0 3W

4G

W

+ %C

$

[

=

G Q&C 4<

f !*S

1 C

G=
2

!

],

V !


- %

- % !*9

2

= ; K0
!^

D

[

] JCK B

0+D

4O

! ;=

P1

9

> n

1

05


1

$
0$

#(1(

3

;

' 0

#
3 ;'( Z

G

#
"$

7

3

7

/0


34

+

# 01 T - 7
3 <$ J Z3 7B

+

-|
4

8
0 !*

!M

B

?

% !

[

], ! ;! 3 G1 "%

0
1D


#

6

&
- % !*9

1
$7

#( % 5

mh!h* }+"hK

&

4+%

G G$

7

! ]

+

V !

= $K 0 1 ! !*+


S4

C !*W = ]

{6
0

!^

0 1 ! !*+

+e 1 % "X1 1 C 15 ! ;! AO
V

[

![ = ;

! W 48

L

J Qh1 QZ! !^

4

za 0 1 ! !*+

! !*W ! O !*],


C; !B

*

!;

3

- % !*9

9

1D `

! $% ? 3

!*+

8

3

&

%6

4+%
!^

K x # !*O


:R !]

G=K
V ![ 4P

&

! ]

$% ? 3

!;

&

& K 3 + AD
3

1D K !*%

*W

K ~)

"H :5K

0 3W

4U


J !?
]B K
&

I

$%

&
! ]

( [

! "#$


1D :R !]

:; 19 !^

+K 0@
#(#(

<

1D

:> ! %


% !*6 !]

5 !*
!*#

!&1 ! %
!b

FB
!*+
4

~ ! = ! !M
&

"E = # !
6 0D ! ],
%C !M
4D

!?

!

:]S "I 4P
!

I




3
6 0D :]S
4 K

+ %C t

C

3 +#

!P

aK :&C

?

+ %C (



I

],

I !?

=A
0


3 +# ! ?

3

L

4]B

] JCK !+

! 7

A

- % +D! :

I ! ;!

5 ! > 48

:>

.•K " . •

C V ! ;= !P 3Z+

&

&


• :c :]S !b

!

I

0

G V

& !? K! >

+

C I

:]
3

G
![

3

€K !]

3 +# ! ?
"

! ],


€K B 1f 3 +#

8
[

5! >
J :]S K "

&

+ %C (
+

I A%

I

• = R / • 6 0D

:>

1

"I 4P

3

2 0D


!+

&

+ %C 1B

!?

2 0D

C "I 4P

5

0]

&

#C "%

K ! ;= !P :]S

&

:c

M 1 ! 3 +# ! ?

%C t +# / • "% :5 0D :]S
3


&

% ! %

B 1f 3 +# ! ?

:5 "E

"E = #

&

- %

! ? 1e! !*+

$% = = 0 J!K

!l 0G 4< !*2 AX! A

3

!D 1 !

:>

!M :5 !D+ *%

&


!+ K

![ 4P

h+ - C :O

3 +#

# "I *j

G

+e ! 7

!*

{!D+ ! ? •

- % +D! :

5 ! > !D+ *% 0]S

Fvn

3 G1

53 # b

1 ! !l 0G 4< !*2 :


&

4P

% ![ 4P

? 0R

&

#1 0]S

1 %A
6 ! <

]

% ! %
K

+3

!+

!*

K! 7

*W


&
!*

C>
! %

b

1D

& " ! ? :5 0W

:5K

&

9

V

! ]

+1 !

!*

: 0 &

% !+


&

b

I

P ! h+ S= :

&

V

!

![

D

K

3 +# ! ?

4O

- %

% ! 7

#(-( % 5


:R

+
)W

!+

5= = R 0 1 !b
! 7

K A ! 3> 9 "# Q ! H

] ! $ - q $% 3
G 1H !

!*O

$% 3

A8 !*M B

!*

!<

G1 ! <

!+


+e ! h+ + :
!+

Qc

2
:5

! ]

& !*+

+

7

&

! %

V K

G 3 # b

V ! ;=

!D+ ! ?

`‚
$%


! "#$


&

! ]
!?

I 1

G " 1H *
0D

O "< !

:

3

p ! ? :]S

1D

& 0W

G " 1H *

$%


!?

I

?

%C [! = P !

$%

C; ! n !ƒ 0G 4< !*2 AX! A

&

+

! ]

1D

K !ƒ 0G *g! ! ? 1e! $%

!ƒ 0G 4< !*2 4] ! M%
-( %2 :; : <
&

:>

6


3

! ]

/0

1D 0 1 ! 4+%

j1 :D! :]S 1 ! " 1P ! W

0S

J

~Z! ? 3 [% D
]

4+%

= # "I 4P
:

!]S

!

[

G= 3


%2 =

!*W ! O !*],
2

1D

] 0%+ :

K! >

C; ! :R *% 4]B

1D

4+%

&

* ! %+K
4O
"%

4O

1%

4+%

l R 1 ! "< A ; :

P3

DEFG E !!=n „„„

2

:e : >1 * W

K !] 0 G "# Q ! $%

! , !?

L

[

? 0 0+D "# = N1 5 ![
!M

:> 7 ?

( ! 3 +# ! ?
I
( 3 +#
+ %C
( 3 +# :R !]
(
4O
P !
[ 3


1D L

4G 3

$ C; 0 ! ? K :

3

P

A G!

1e! "% n

!K ? = ]

! ]

! V 4O

R

! ]

G H

V

1D L


%2 =

&

! :O

:e : >1

K !] 0 G 0%+ :

J!

W

:% +

! ]

u†

C

+D! :

5 8

&

?


‡%+ :
T ! :%
= ]
!G
!K 3q ! J!
F

V

:5 5 1P ! W !

! ]

+ $% "# Q !

CW

:>

K !*+

&

:> "# Q ! *%

1 3

G= :]S !^


! :O

C!

C; ! :R
0%+ :

4

&
%C # 3

Qc

C "%
1 !

&
&

0 "# = N1 $% 3
+

Y ? 0c " ! L

&

![

DC #1


5 ! > &C *% "<
3

K +e !M 4O

C>
P

C

!D+ *% 1 ! "# = N1 :]S Qc

h"!+=h4 % +1 !h*1" 1 1 0! =0 h*h……h ! %"=

! "#$


]%

!

0J= !V !*+

*% "# = N1 !]

!< :> D

V % K QZ! ?
! %1


%
]

b

b

!

n !*

% !

[

$ C; Aj

$%

ze! 3

1D

51

K !*+
- %

C:


K !*

G ?

:%

4 :@

6=

4+%

&

!M

G= P

?

C; ! :R

R

C:
%




J !?

1D ( + %C :]S

+ 0

K

In0

3 7

! ]

2

3

! 7

&

1D

6

%C

4


"

!^

&

+ $% +D! :

3

! V 3

0,

V ![ 4P

%

]n

g!

$%

&

! ]

%+ 4+ :5


&

! ],

:5 ! ?

3

I 3

I ! ;! 3 G1 $%

4]B

0+D ! ?

I 5 3ˆ D

$%

5! >!

G= P !* C? !
+D! :

$ C;
1D

+ %CK !*+


&

3ˆ D K ! ?

+

! ]

- %

C:

V K

! ]

= V !D=

/0

?

!^

!

&

# - C;!


:>

A

&

&

3

T>

! 1 19

K

0 1 ! !*+
j1

1D 3

= :@

C:
1D

!D+ ! ?

:? 3G *


6

"(1( & 4 :@

! ]

0W

V

5 - C? "H 2

% * ! :% 4D
G=K

b

! ]

&

& K 4+%

- % A%

V

3 7
2


4+%

! 7

&

&

Z+ B

G= ! 7

!+ K

K

], 3
3

4+%

% ! %
+D! :

+D! :

% !*W ! O !*],

"( %2


5 ! > !D+

!*< ! ;=

!; Qc

C B

!M

L

1D 3 7

]

? 3

l 5 - C? "I 4P

:O

3

! ]
+

4G

1


&

&

0] ! 7

V A%K ? = ]

0U

X

5 5= = R = ! !* >

$% 1

4+%

%

!*%

V

+ "# Q !

! ],

! ,


! V !?
0

I

2

;!

"V - % !*9

6

F

G

C:

IK

+

C:
Aj

C:

!M


! 7
= !

- %
!*

0+D ! ?

I !*W K

= ; K 3ˆ = ; K

C !*]B :&C ! ],

3 7

&

V

0B ! C

l !?
W

8

! "#$



B "< = ! !* >
:&C L

5

"E 0 1 ! 3W

• )W

$% ! O !*],
C:

D

1]S 0U
A%

%

IK

0W

&

% !*W ! O !*],
&

[


R

+D! :

![ 4P

&

! ]

1D K ! ],

&

! ]

1D K 4]B

V
"

V

3 +

A

S4


*+

]n

:O% = ]

!

=



+D! :

4O

! ]

1D

V

R

! V 4O

[

0kK


4O

?!

V
K

0 !b

W!

[

! ]

V

3 +

7

D

R

$% :, "

1n 4O

P! %


!< 5 A%+

G :R !]

V

3 +

+

0+D

$%

[

- C?

3 +

=
!; Qc

:R !]K

= 4O

P


0S

!b

1D
!+

1 #

:R !]

+D! :

3

+

*$ *+ ! "# K A^

![ 4P

K ! 1 3 ;1 3
! ]

G :R !]

!C
+D! :

6 :NC 1D


1D K

1D ! ],
V

! ]

K

?

]B K

$%

5 $%

;! 3

J=K = & !
$%

$ C;
"#

]

! ]


= 4U

3 +

&

A%+

4+%

%

!

![

Pn AW

$% ! O !*],

A
3

&

&

4+ CW

= ! ],


+!

B

P 4+

! G

+D! :

! V 3
K

D :c 0 1 !b

3 +

&

4< !*2 0 W
3 53 b

B

0

?

CK


V

5 ! > %C

%C H G !

R ! ;!K :e A G! - C :O

G= P

]

+e

% - %K

1D

;1 !M . € :; !*W / € !

:R !]n :

3 +# 3

1 != R

X

! ]


/

n ![ 4P

j1 1P ! W

! %

%

# - C;! 3O= ! ,

:>

!*]B K A#+ 0c

+D! :



! ,

?
8

= ; K ![ 4P

!*+


! ,

&

]B :>

"(#( & 4 :@


3 +

G - # !*+
!?

K %C !D

V

J

C
vO

:% 4D
P1

& - qH 4O

j1 : =
(

+

&
P ƒ!

:D

P3

! "#$


??@ I '

C

2
!^

4O

5

3

A +

0k

&


A#
? :R

[

3; !+

A +
[

K

l!W

1( C 3

8

:]S = #

- % !*9

!*O $%
3

1

- #


[

F

K :e! !*+

! 0]S

] 1 ! 4%

3 +#

1P

+ %CK :R !]

JC = & ![

1D "E Q ! = ! !M
+!

0 B
8

z ! !*+

D

H


+D! :

G Qh1 QZ! :

1

- %

+D! :

G "+ "

L

B

] O !*[ $%

E

2

CW !X

!]S

1P ! W = & ![

p% :5K b


(b

A# :> = & ![

= & ![

$% 5 :> 4]% *%
&

FG

FG

= # "X= Q;= 0D :

$%

]

1D !*+

1(1( C 3

A; :

&

J=K 5 ! > :]S Qh1

:> ! C :]S


! ]

= L

- # 0k :e A G! - % !&1 0

! ]

3

9

V
[

+ A ;!

$ C; !*W A +

&

+!

"I 4P

&

+ 3


0<%

$% 1 ! !^

+!

+D! :
$%

/

&

% A +

:R *% !

4+%

'%

0B

3 +

&

4+%

3


+

V
3

+!
K

& :

;

P P ! > 1 1f

3;! ? !

!*+

%* 0I

V

- !!

! h+ 1 ! !*

!<

+ !l !*9


3 +# 1P !

V
2

+ ![

!^

J :O

0Y

!M
3

#1 4R

! :O

- ! ?

"# 0

= 8 S= B
"#

"<


G = & A^

5! >= &

%!

"# !

51 "% n
%

"# 4< !*2
• v< !*2 "

&

*

:]S "I 4P

=0


!+

I

+

&


! ? 4> 4

3

]n !*

& - q ! ? 1e!K ! ?

$%

3

1

(

&

+3

!*+

=n A%+

?

&

? ! ? 1e!


• v< !*2 ! V
!

K!?

:> 4< !*2 ! h+ - C :O

R A ! ! ],
! %

3 +# 1P

3 +# 4< !*2
*

]

0+D

= ; 3 + AD K

G

2%

&

!+
V

C

C

K: =V

+e :> ! <
G ! %

I !D

3 +
=

3 +#

53 # b
J !*# ! ?

C>
$%

&

! "#$


v< !*2 ! V
*g! ! ? K ! %


= :]S 48

!+

2%

"# 3

:> ^ !*S
&

+ 4< !*2 "
%C 1]S

= ?

R

$% 3

:c :]S

4+%

4< 3 ; !*]B
A

t

4+%


t

4+%

"#

X
4

:O
53

*+
1 !
1%

!
3 +#

&

"# K = R !

%+ "+
m R !

0D 0S

3


4+%

! "+

"# 4< !*2

L
$%

= #

3 # b

"#

1

! %

!

"#

2

53 # b

$%


"#
"

W1
? " !]

C ? - C 17
!]

!

"

0,

$%

53 # b

3 +# 3Z1 )H

g k :; "< ! %C :^

*$ *+ !*+
!

A%+

0B "E :#1 A#+


:; 3 # b

:e A G! - % !&1

= R ! "#

F G = & ![
4

&

;1 !l !*9

]H

0D 5 ![

&

4+%

"E #

"# 3

- # !*O

" ! CG! :

? 0& 4


2% !

1 ! !l 0G = 8 S=
- # !*O

"# 4< !*2

%+

J

:]S

53

:O

"#

! %

D
! "#

"#

![

D


JCK 4 C !*
0, 0

:?

+ :5K
:

L

]

:> ! C *i !

0%

&

! ]

1D

R !J= !*

+

n
x C 17
(


&

:

D !*+

1e! 0& 4

2%

C:

$%

3 +# 1P ! "#

3

! "#
X

+ %C

> 0 "< !]

V

C:


4

5
&

!*]H

"< ! %C :^

T&C 5 ! >

Q ! z !
X

: !b

! "#

p< & :
+ %C 4

!

R

? %C

!*

"E e= 3 5 3 b !*+


X Š

2% :R

+

4 +

]
4

C:

4

:R *% $% "#

$ C; 0

C

D 0 * ! 0B 4+ JCK ?

G ! 1 3 ;1 0S

J

A#+


:#1 % !+

! "#$


1(#( C 3
*]B 3
! ],
"

8

D

:

+ = & ![

= # = &
! <

%

G CW
!

K
!

R


- # !*O

? 0+D (b

!*# !M %+ :; ! = $% !

V

&

+ 1V : "‹

"#

SK

], !%

%

n

%

X
t 7

D


%C S

X

D

3ˆ D

X

D

A

!*
*

K4

D

%C S !*

K4

D

D

v


D
$ "H 2

F

A#

F

A^ "

*+
:; ![

S= 0k $% !l 0G

C:
D

K

B "I 4P

X
+!

3 5 53 # b

(

:

:O

!

K
8

D Š
2%

X
$ "H 2
&

A^ "

D K4
B

B = R !

"#

A# K

&

0 - C 17


!

: !b

C:

$% !M
&

&
! ]

"I 4P
C:

0+D

= & 0+D
$%

&

2%

!< 5 $%

Š !l !*9

C:


- % !&1

B

2%

:]S

! ],

:5 " 4] !M

! ],

= :@

Š
*+

K

2%

l ! W ! ],

C:

V


&

&

D K4

"#

1(-( C 3

!< 5 $%
+ K :; "< !]

:]S !M AW

:R !]

- # !*O

:]S ![
(5

1D

.

3

= & ![


!

!*]H

C

!*W !^
= P!

+

! W ! V = & 0+D

] "% n

! "#$


$ B

, '+ [

+

!?

I

+


!?

%C

$ 7\

, '+ T

+

3 7

+

X

$

!


D
) C

$
!M

C:
C:


!M

+

C:

!M

V 3

!M 4&

+

,[

!^

C:

+

$ U

!^

V ![ 4P

&


5 " H [
C:

H ! O !*],

C:

H ! O !*],

F G = & 0+D
!R1 - % !*9
I 3 7
F

C:

:e A G!

:#1 A#+

JCK ! 7

C:

$%

0B !

= [ %+


&

z !
:5

5 !l !*9
G

? !W ! V 3
K "< !b

&

&
+

! h+

% !b

3 +#

3ˆ D

B 3ˆ D ! [
= & ![

+ "<


R ! %

]S 0D K 1 !

"E = # !*#

!

3

]B

+

"g! )H

!;

]

+

0B

/ [

D

+


!?

:

3ˆ D

4

+

H

S= 5 ! > 3 ; 0S

5 ! > ! C :]S 1e! 1D
j1 : = V

J

$% !M

$%

+

R 3

J

5 !l !*9

R ! %

3 +#
&

! 1 :]S :R *%
$%

&

AO

0+D

K 1e! C;

5

0S

I 5 3ˆ D 0B K

; 3 7

- % 1V : A ; :

&
5

!?


C:

!*]H

%

+
#1

C:
&
4+% K !*W

!*+

K
7

"H :5

! "#$


1

5 ! > 0<%

B


= [

9 1 ! f
C:

! =

1("( C 3
v+
"

V

!M
3

8

0&1

C; 3 [

+!

3
J

K !M :5 5
@% 0


$%

&

!*+

3

&
&

$%

7

!< 5 $%

g

K !b

"V

&

0B

0 1 !b

+


+D! :

C

W

! !

+ ^ :7

5

]! ;3 7

3

!< 5

! = v+ JCK R = # Q

1

0W - %

G = & ![

&

B


*$ *+

!< 5 0 Qh1 QZ! 1V

53 # b

O :<

&
!< 5

:]S

2

*$ *+

%C 3 7

T> :+ 0],

- C;! :O

], !% ! ],

Qh1 QZ!

%


!^

3

%

? - C 17
4+%

F
+D! :

0B

!< 5 S= 0k !*+
4

G :#1 A#+ % !+

5 ! > :% 4D

J

!^ ! ! = !
1V

&

!D+ *% ! ?


+ 1V 0S
JCK

S=

!;K !

!< 5 $%

?

1 ! - C 17
)H

+

!*+

G1 !*+

3

2

W

$% 1 !

"< ![


F

!< 5 $%

0B "E 0 1

4+%

!

3 53 b

*$ *+ 3

;! "V - % !*9

3

&

!*D

1V *$ *+ ! [

!< 5 0 :> A8 :X=
2

0 1 !b

!D+ 0S


&

:O

& !

+D! :

$%

$%

:R !]

0B

3 # b
5

- % !*9

S= 0 1 !

O :<

1

I J


b

&

A%+

!

G= P ![ 4P

!< 5 ! [

S=

$% A#

1V

!< 5 S= 0k

!< 5 !*+

3;! ! "#

1

]n !^

0W
!?


G B
I K !^

#1 !

&

? 3 +# 1P
! "#

!^

!

"# *$ *+
• ‡c " !

C:

+e 0c " ! A
!*+

0c " ! A

:
! [

$%


n
- &

- & K
&

&

5 ! > ![
+ !M

51

= & ![
!*+

0c " ! A
(8

5! >! C

! , 3ˆ :> :]% *%

= ]

- &

+ !^

B "< ! %C :^

= [

+

G

C

# - C;!

S=

/

! "#$


(

l ! W !*W ! ],

:]S - C 17 !b

!*]H

+e "+ "
G 1P ! W

l!W


C:

C:
1

&

?

]B

• ~

!< 5 !*+
FG = #

! %

3
3

D
G= :O

C ! ],

0]S

*$ *+ 1


- C 17 $%

!l 0G

!< 5 :

C :> :#1 A#+

! C :]S 1
&

0W

G

2%

= #

&

?

I J

!^ ! ! $%

1 ! 1e! 3 7

3


! "# n !l 0G

F G - C :O

&

G 1H *

G B !^

A8 :X=

&

)%"h0 :c *% :, - C :O

:c 5

:> ! C :]S 1V : ! <

:]S 4 C !* H 1V : ^ :O

- %

3 # b

+

!< 5

;

1

!*# $%

!+

0]S

?

:c :? *% p< A ; :
C:

:O

%1 3;! +

% !+

3ˆ !*]B :> ! C

% !b

H
B 19

C


K "< ! %C :^

3; +D

0 ! !3

5

2% 3ˆ

C:

B

:]S :

:]S "+ "

# - C;!

!< 5 $%

:?

CK

+ :;

%C


/ K

:

4<

G=

T>

O K 1e!

:R

;

&

? ! %C :^
G= :O


!*2 0 W A%

)%"h0 ? ! W

zq 8

u B ! CW A
G= :


B :D A >

G= :O
C :]S

= D1

- C?

:]S ! <

N

" A

= 4P

h+

N 1B

-

?

&

( + :;


G= :O

)%"h0K

K !^

CK

[

:?

2

V !
l

! %C :^

&

%CK

!;

b1

% 7

B


G= :O

!;n

-

? !W

V

G

$%

:

D !]

-

!*+

:]S

U

%!

% 0+D n

+ ‡+D

`

"Han A%+

^ = ; ] :c 3 7
Q

:O

3 7

+ ‡+D
+!

![
![

`

W (

A^ "

^ = ; ] :c !*
![ = ;
= R

3 +#


J

P

\ K!
!;

$% 7
=K

S4

J 3 7
!C + K !

%K
"#

7

!C

1 3 +# 1P 4< = 6
S! V

P

K 0S


J= !M 7

3 +#

D K ^ = ; ] :c ![
7

$%

0 q @
!B 4%

7

1 ^ = ; ! ],

D 3

0 q @
1%

S

!^ ! ! !M

+ %C

+ = Z=

C> :^ K


; 3 7

!*# ^ !V K

:e : >1 $%

^

S

! "#$


2

CW

R

?

+ l 0G

2%

+ l 0G

A%+


2% !^

1n

"H "+ B !^

!

"# ! h+ !l 0G *$ *+ [!

!= #

:D! €

! > :D! /€K !*+

:5

[

$%

Q

:

!

*+


+F

:O

:]S 48
$% !^

V ![ 4P
3

!
= R
1

- # 0k

!l

$% !M

xT

G A%

#

V :> Q

1


!^

{x C :O

V ![ 4P

1

=

] "% n
: ? 0GK

G= PK 0S
B

?

| A%

V ![ 4P

A = J

:O

€= R

! W1 $%


$% = = 0 J!K !*
= !

J 3 7

D 1 %K :R !]

!*O !b

0+D

V

= ;

! W1 $% !

3 +

%

+!

- C 17 !
1 #!

"#

:O


C> :^

+e

K
0D

^ = ; ] :c 4+ !^
! :O

K

7

P

! :O
"# ! h+ !l 0G *$ *+n !^
"#

!l 0G *$ *+ (5 * !

] *$ *+ ![ 4P

"#

:R !] :]S :O

! Y% 1c 1 ! " : ? 3 G


"# A%+

! h+

?

K - q :R !] = ! !* >

= n

• T+ 0],
l

:O

: ? 0GK - q 4< !*2 A^ "

! Y% 1c 1 ! " : ? 3 G

*$ *+ 0 !

Q

1P ŒŒ - C;! :O

!< 5 $% !^

0 1 b

!*O !b


! h+ - C :O

!< 5

@%

V ![ 4P

+F
€= R

0+D

R = # :O

$%

+D! :

:5K !

[



C0

!;


]B

!*+

= n A%+
!

:% 0

G= :O

&

b1

= %

"# ! h+ !l 0G *$ *+ !

+D A#

!ƒ 0G A#+ :#1 % !+

=

G

0G -

!


D !

!< 5n ! h+ : ?

$%

F

B

G ! <

A#

• F?

- q 4< = 6

:]S

! h+ ! 7

0G *$ *+ $% ! "#

C

!< 5 !*W !^

0+D


R1 - % !*9
1 !

"

A#

!

"#

? 0+D *$ *+ 1

!

"# ! h+ 1V :
+D A#

&

= #

K *$ *+ :R !]K *$ *+ 0c " !K *$ *+

! h+ : *$ *+K 1f 0+D ! "# "E !]

V

B 1 ! G"


:]S : ?

+D

gk
ˆ

C> :^

! "#$


(L

! h+ - C;! :O
$%

&

!< 5 "+ B !^
&

]B

Aj

T

51 !


Aj

T

51 ! h+

%1 :c 4 C !* !D
l ]H

F G! %1 :

%1

]B !

!, 5

4+
+

B !^

[

3

!^

3


!

= # :6 Aj

! h+ S= :

+ 7

A !:

^= R ŠA !:

v C !* % !+

-

G

3 +#
! %

:5 !^

3 +# = # :6
]B F G!

K!

1n


;! 3

C

3 +# = # :6 :

!*

!

$% AW

B $C A%



1 ! " 3 +# 3
1n 3 +# :R !]

O :O

"# K 1 C 15 K ! ;! AO

8

!*+

]B F G! %1Š 3 1


T (mŠ

+ 4<

3 +# = #

%C


! Y% 1c 1 ! " CW
R

3 +#

&

&

!D
"#

= # :6 ! Y% 1c 1 ! " C;

%

= $

"# •(5• 5 G " *$ *+

!C !*< !


I

Š 3 1 0+D - kK : - kŠ 3 +#

"# •(5• 5 G " *$ *+

51 !

#( C 3

]

aŠ ! ? 1e! !*+

:6 5 A#+ :#1 Aj

Š

]B Š 3 +# = # :6

*

! h+ - C :O

K!?

$C !

;! 3




+

+D !G B ( [

51 !

]

= !

!*< !

0+D - kK : - k `!*M

0G

%1K

3 +#

H !*+

=

Qc

O *$ *+Š


51 ! "# •(5• 5 G " *$ *+

& 4& !l

+

•w(vŠ

"

S= :

= $ F G!

V ![ 4P

V ![ 4P

+

[

3 7

2%

V ![ 4P

1n ! ? 1e!K


:R !] ! h+

B ( [

! > 0 /€

K !*M

] "% n

&

= [ $C !

V ![ 4P

B !^

1V : *$ *+

! !*SK $C !

V ![ 4P

!^

"# •(5• :

"# •(5• 5 G " *$ *+ €


F G!

+ %C Aj

K

+ K = # 4 C !* !l 0G !

! "# {(5| *$ *+

:]S = &
+

xT

!

1n 3 +#

R Š

=

3 +#

"#

:O


:?
5=K 1 %

3

Š

3 +#

! :O
2

$%

&

3 +#

3 +# 0 1P ! W - % !*9

0 W - % !*< ! ;= :; % !+
!V 3 # b
Q CW "

: =V
! !*+

3O= ! ,

+D! :


"

0,

R ! %
&

! "#$


[

! %

: =V

3 +#

$%

R ! %

$% !

!+

0 3 # b

$% 3


![

! %

3 +#

%+ 3

%

5

? !

"# ! %

B

= [ ! = +e

[
!

! %

! %

3 +#


$%

z !

3 +#

$% 1f !
! ,

$% !

+e

"#

%

"#

[

3 +#

%

&
5 ![

! %


! %

!+

$%

! ,

%

%+

0 3 # b
,

[

! %

&

T> ! <

3 +#

:O

:]S

R ! %


!

AH

[

R *g! ! ?

&

*+
!?

3 +# ! ?

R ! %

],

` % !b

C:

"# !

"# K !*+

$% !


! ? !*+

:5 5

!

C:

5= = R !D+ 3 #

$%

:]S :+ Aj

R ! ;!

,

%

3 +# K

3 +#

= [

- # 0k = # Q

(R ! %


3 +# :]S !D+

I

S= = = $% 3

%C :;
+

3 +# K

! %

!+

5%

+ %C

3 +# ! ?

:]S K

:> ! %

D !*#
I

%C


R *g! ! ?
:

:]S K 0+D ! V %

3 +# ! ? 3
&

$%

% A = J - % !*9
C:

!
3 +#

! %

%1 3;!

+ ‡c = # !*#

3 +#

%+

R ![ 4P

+(


! %

%+K

"% n

+

0

! %
3

3 +#

+
P1

"#

= [

C> !

1P ! W - # 0k ! %

C; !

4O


[

$%

G

C> !

%

] JCK 3 # b

= [ :> 1H *

! =K ![

! %

3 +#

:> !D+ 0J= W

3 +#

b

5 ![

a


C:

"#

3 +#

1H *

]S 0D

! =

G

! %

R ! %

1V : *$ *+ `!^ ! ! 3
! :O

!*+

53 # b

= [

"# = #
! ,


&

&

# % K = 8 S= B

3 +#

! ? K :]S :+ Aj

$%

K :]S !D+ 0J= AH ![

"#

3 +#

![

&

B

R

&

X 0?


‡+D ! V
B

G !D+ W !

%C 0J= !V !D+ W
3 +# aK :

%C ! ?

! ,

% !b
L

$% 3

! X 0?

B

"# 1B (
& - q

5 ! > !D+ W

+
R

! "#$



! %

3 +#
46

p< 3

A G! ? 3

! ? *% ` R ! %

D

$%

46

!?

3 +# a !D+ W "< 3

+`

! %

3 +# a

A G! ?


R ! %

3 +#
(

! %

3 +#

5 ! > !D+ :]S !M % = [%n = [% !

` +e !M %
! %

n 4 C !* 4< !*2

3 +# !M = [% ! "# 0 7

&

! ],

! ? 1e! !*+
3

X

: =V


3Z!K ! ?

B

! $%

&

3 7

46

!?

% !b

3 +# ! ?

I K %CK !

SK

3 +

4+

!+ oK

I K :R !]Ko


& - q

% !b

J= $%

&

#1 !

&
R 4 C !* !
!ƒ 0G "

$%

:

{x C :O
!+

:]S "I 4P
!*+

&

Q CW :>

:? 3G 3


v+ JCK !

0 7 ! 1 3 ;1
4G ! %

"# ! %
0,

!

3 +# K :

! >

3O= ! ,

5

5%

53 # b
% !b

G - #

R

3 +# 1 !
! =


"#
! ,

! [

h+ x C;! :O

&

]B
!*+

+D! :

S=

&

!*# $%

&

:]S ! >

3 # b
$% 3
!

K


"#
xT

?
$% !^

G ! 7

! %C

"

C

G A%
V ![ 4P

|K

- % G" 3 # b

%C

2 GL M> N

G

! ],

3


!ƒ 0G A#+ :#1 % !+

?

!ƒ 0G 3 # b
! %

&
T> : = V

3 +# !

L

V

+

= # ! h+ : ^

& - q !*W = ]

&
! %

&

- # 0k


0, $%

! "# ! %

Q CW !M

- q 0 1P ! W 1

"

2

1

V ![ 4P

! ],

:^ "E 0 1

! ; :]S

!^

a A%+

D ! %

(


& - qn

K :]S A^ "

2 :;

!*# ! ?

Aj

]B
&

z !

&

]
X1

&

$% 3

&

& - q `1 ! = R 4< !*2 $%

3 +#


!+

= [%

%C 1]S a (

; 0]S 4< !*2 $%

R ! %
I !D

3 # b

"#

2

=K

O

%$

P
2 GL M 9N 0.

*

%$


P

! "#$


FG K%JK J
? 1e!K



2% ! ?
D
:;

J

D ! %

=L

I !D

&

3ˆ D !D !^

V ![ 4P

D ?
]B K "


V ![ 4P

:5K ! ?

3

W

!?

I 5 3ˆ D !D !^

0G

0B

I 3 7

V ![ 4P


3

!+ K

• (
( [

2


K!?

I 3 7

$% !^

<

0+D

V

3 +

4+ ( [

= $ F G! %1 A#+ 0c
+ (5 ! ,

= $ F G!

%1 = !

+e :]S

n

D


6 0D !M

b1 !*H Q

D

6 0D !*W

b1n

n



!*O !*W "^ "

3;

!+
+ (5 ! ,
• (

3 +

4+ !^

D

6 0D !M


!

D

6 0D !*W

+ (5 ! ,

D

6 0D !*W

+(

= ;

= !

0+D

V

+e A#+ 0c
+ (5 ! ,



!*O !*W "^ "

V ![ 4P


3; !+

+D! :

!D F G!

%1

n
!*H Q

n



!*O !*W "^ "

:;

b1n



!*O !*W "^ "

3; !+
+ (5 ! ,

!


3; !+

&

b1n

$% A

]B

V

+



!*O !*W "^ "

!M ! %
=

!+

J ! %

!

!*H Q


n

+/ €

3 +#

+
• (

!+



`

K 0c a !*+

3 +#

0+D

V

! ,

+ %C 3 7
3 +

3


!*W
%

+!

D

6 0D !M

= ;
W!

[

K "E :;

D

!

5 A#+ :#1K :;

D ! %

!+

n
!

Q ! 3 N :c :]S

!+ K 5 ! ,

+ %C 5 A#+ :#1K

! %

€" !?

3; !+

+ (5 ! ,

D

6 0D 4]B

+ (5 ! ,

D

6 0D !M

!

n
:;


b1n




! "#$


+ (5 ! ,
• (
M

:;

FG K NK
W

0G

I !D !^

3

aK

G
0B

2% ! ?

+ %C $% !^

! "# { S| 3

O

O

$%
IK!?

$ C; 4<%

!

;!

&

+ %C 0D K

D ! <

G

- % +D! :

![ 4P
5

$%

B P


- %

"+ B !^
x % = & ![

"

$%

! h+ 1 !
!D

= !
&

3 +#

M% 5 !
C:

0 7

$ C;

1D

$%
$%

&


;1 !l 0G 0B !*+

1D v+ JCK

! ]

B

&

+D! :

![ 4P
! ]

&

G = & ![

R :]S = & ![

1D B

4

!
! 7

"% n


5 '4
$ C;

]n !^

"#

5K !l !*9

4] S

l!W

0,

0

l!W
!

"# 3

= R 0B

! ]
&

H , :


1D

$ "H 2 !

J= :> A8 :X=

&

$%

! ]

3 + K !

+3 # b

!M +D! :

G= P

"I 4P

![ 4P

V ![

!+

%CK


V

"I 4P

!

$%

7

3

$% !^

:;

&

JCK 5 ! > 5 ![ 4P

1D

) C

I

1P ! W :c :? *% p< !

3 +# !


! ]

:

K

j1 ! Y% 1c

= # ! 1 3 ;1

!^

V ![ 4P

D

& - qK ![ 4P

S= 0kK

R

D ! %

1!?

]

J= *6


V ![ 4P

+D! :

&

:>

$% !^

V `!*M ! ?

"E :;

FP A

5%

! V

1

!+

$% !^

0

"#
$%


J

3ˆ D

%1 3;!

8

C>

!* >

I

I 3 7

pI 4P

= ]

D ?

&

-( C 3

0+D !

2 L


D ! %

! #

4

D = # !

:5 :;

• u !*O


b1n / €

V ![ 4P

€!?


4P

6 0D !*W

3 +# 3

• p
!?


D

CK

4] S ![ 4P
+ %C "+ B

- # !*O

&

K !l !*9

4] S
C

5 ! > ! C :]S

! "#$


×