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SUMMARY OF NEW CONTRIBUTIONS OF THE DOCTORAL THESIS
Disertation title: Development of Microfinance Institutions in Vietnam
Full name of Ph.D. student: Nguyen Manh Hung
Scientific instructors: 1. Assoc. Prof., Dr. Ha Quang Dao
2. Dr. Nguyen The Binh
Major: Finance - Banking Code: 9.34.02.01
Training institution: Ho Chi Minh City Banking University
The research general objective of the thesis has been the common goal of proposing
appropriate solutions and policy implications for the development of MFIs in Vietnam in
the future. In order to achieve this research goal, the thesis has collected a sample of 27
MFIs in the period from 2008 to 2019 in Vietnam. It has included 4 official MFIs and 23
semi oficial MFIs. The thesis has used a combination of appropriate qualitative and
quantitative methods. The quantitative research methods have used which included panel
data regression models such as Pool OLS, FEM, REM, GLS, SGMM. Thereby, the results
of the thesis have achieved some new points as the following contributions:
In theory and academia
The thesis has systematized the basic theories of MFIs opertation and MFI
development. Accordingly, the thesis has used institutional theory to assess the
development of microfinance institutions which has based on two main aspects which have
been accessibility and sustainability. In addition, the thesis has contributed to
comprehensively supplementing empirical evidence on factors which affected on the
sustainability of MFIs in Vietnam. The thesis has used many different estimation methods
with panel data so that the research results of the thesis ensure the reliability of the
conclusions. In Vietnam, there also were some researches which analyzed the factors which
affected not only on the sustainability of MFIs such as Nguyen Quynh Phuong (2017); Thu
Trang Bui (2017); Ha Thi Thieu Dao et al (2018) but also on the level of access such as Le
Thanh Tam (2008); Pham Bich Lien (2016)... However, the research results had many
differences. Moreover, the thesis used moderating variables to determine the differences in