luận văn Hoàn thiện công tác thẩm định dự án sản xuất kinh doanh của các doanh nghiệp nhỏ và vừa tại Ngân hàng Nông nghiệp và phát triển nông thôn chi nhánh huyện Trùng Khánh, tỉnh Cao Bằng

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Đề tài:
 !"#$%!&'()*!+
,,- ,!.  !
/!0123
4!,56 78&8$#
9,% 7 !:
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Hà Nội - 2012
GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
BDEFG;HI
Tác giả xin chân thành cảm ơn Ban Giám Hiệu trường Đại học Kinh tế quốc
dân Hà Nội, quý thầy cô ở khoa Kinh tế đầu tư, khoa tại chức, Ban giám đốc và cán
bộ Ngân hàng nông nghiệp và phát triển nông thôn chi nhánh huyện Trùng Khánh,
tỉnh Cao Bằng và các bạn đồng nghiệp đó tận tình chỉ bảo, giúp đỡ và tạo điều kiện
thuận lợi cho tác giả trong quá trình học tập, nghiên cứu và hoàn thành chuyên đề
này.
Đặc biệt tác giả xin bày tỏ lòng biết ơn sâu sắc đến cô giáo ThS Trần Thị Mai
Hoa đó tận tình hướng dẫn, trau dồi cho tác giả về phương pháp tư duy, phương
pháp nghiên cứu và những kiến thức khoa học cơ bản để hoàn thành tốt chuuyên đề
này.
Mặc dù đó rất cố gắng nhưng năng lực có hạn nên những thiếu sót trong
chuuyên đề này là điều không thể tránh khỏi. Vì lẽ đó kính mong quý thày cơ và các
bạn đồng nghiệp ghi nhận cho những đóng góp, đồng thời thông cảm chỉ bảo cho
những hạn chế, thiếu sót để tác giả có cơ hội tiếp tục hoàn thiện chuuyên đề và đóng
góp ngày càng nhiều hơn cho vấn đề nghiên cứu.
Xin chân thành cảm ơn quý thầy cô và các bạn đồng nghiệp.

GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
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Tôi xin cam đoan đây là công trình nghiên cứu của riêng tôi; các số liệu và kết
quả nghiên cứu nêu trong chuyên đề là trung thực, được các đồng tác giả cho phép
sử dụng và chưa từng được công bố trong bất kỳ một công trình nào khác.
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;9-;k#E/F+//)vk#/-;)G/>?'@/TTT
% />?'@/H!//#/ #/ TTT
#/0#$#TTT
O 7/C%0r/#/-%&$#1!#$#234; 7?=/jO.e/ w./=^/x#

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 !/0q#/>?'@/?#$#/:7B8 7#E/F%…'M"8##/-^/w?
%&$•"TTT
Hj !/l%&$./+/TT
GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
Jg/TT
/19)g#1!/D/^/"/)k#;50' .8/ w;G#/0234
/ #?u//^/(./M^/$9FQ&^/$9F"!f"*i;)G
2348!7;#g/?v9/@^/(#/0"!7#1!'i"k#$#./$#//
B?f7TT
TT
$#'#TT
# #./1/0+#/D/0#( *pb^#/0 $9d/^/<;05#$#2;?f
.ƒ/8  +"#$#2;?f/8  +/A/lTT
#EB?f/&#M?k•5"^/$9F„ $9d/9Cb^;&!#/u
')G#/l2iO#/-;)G#=$#/>?'@/')G#'+?H+0/gTT
J/$#//x#TT
$#TT
#5/9!/9C'@!H'!')!9!/l#/M;)G#?k"k/l) 'E/-^
%…'F/ /b/E?./$#//;234TT
$#234/05'90/ ;P/"&##1!TT
./MO%0'E2*pq^/ ./E./f90/>?'@/#$#2/ #/
?k/0q#./=/ ##/ 7C?=#1!2
2#1!#$#234/)_*g*"/M #f#x./0!/u#%0/l7M .ƒ?./+
f' // +;{O./+f;w^2O
0'E#h+//)vk#/-;)G/>?'@/
K;{";) l#/b/l/=B?
#//#/ S//8?#1!W
F)k#;)G" +;{9190O/l
=$#/>?'@/%&$(/M!?./0#$#^/)gI

?"8#'•/_/u#h/-79†$9@
//)v'M./+f*K%L#1!/8/i7
/%0!/O,<7%&^/)g$./%0!/"%&$'( )./+/'F50/ wW

GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
;G#/0./$#//"!7"i"‡'i"k#$#2;k"8#;w^#$#^/)W
O;w^%&$/d'E;#+?"-'W
WWX*i.M/@/†?/0W
/}0/)k#E;G#/0?d/s
gl!O/8s
B8 i#M'+?/w+%5I
W
 !"#$#%&$'( )*+, -./%0!/#1!#$#234503
6#//$// 789:W
;&##5/9!/#1!</Ws
/&#95#=$#/>?'@/%&$*+, -./%0!/#1!##2345
Ws
*! 72Ø E./+f+

/AC ^/+j/
f//#1!%!//8^
S/+f!/#1!%!//8^;f;&/D/?
%0!//8^E')G#'F'$x/ #( /!/i#$#/0+G#1
!2$/$d///.+f!/i#1%0!//8^*p./$
 $/l/LBˆ//d/#/D/#1!%!//8^0.
‰;/+!/!././+ 90/05'%Lˆ./+!/
i!%!/8^;/*#!uv"OM .=9+'.‰/5
/`7$#/|#9/ / "i"#0"!7* 7'•/_
/)v'M.M +./%0!//S//>?'/#b!


?#/0#$##/ABC #/D/#E/F./=')G#'+?H+0T
J4/>?'@/*+'+?H+0*+'+?H+0;0H 7*K%L'-T
/'M*&HM'#1!N/O;P/"&#QRS2
UVW
XYQZ[\[66
W]W
/ %@#/"LW
GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
50^/C% 78/)_, 7C.F?9!O/0%`%aHM#1!./0+G'
/>?'@/#/0"!7'Fb^;c/'5090#=$#' //.@^/_
<#!09d/'.efO^/)g^/$^/>?'@/#/0'h#$H;?#=
$#/>?'@/R<7%&;?i#=$#.F?9!#/ 7C'/>?'
WX*i+^/$^/0/8#=j#/>?'@/%&$QRS2#1!234
48#,<7%&#$#+^/$^#L/Fi"k#=$#/>?'@/%&$QRS2#1!#$#
234./=/l
^/+%&!9C
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GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
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GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
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GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
NJIO;MFFPFFOQ
BTCT Bê tông cốt thép
CBTD Cán bộ tín dụng
CBTĐ Cán bộ thẩm định
CNH-HĐH Công nghiệp hoá – Hiện đại hoá
CP Cổ phần
DA Dự án
DN Doanh nghiệp
DNNN Doanh nghiệp nhà nước

DNN&V Doanh nghiệp nhỏ và vừa
HĐQT Hội đồng quản trị
NHNo&PTNT Ngân hàng nông nghiệp và phát triển nông thôn
NH Ngân hàng
NHTM Ngân hàng thương mại
SXKD Sản xuất kinh doanh
TCKT Tổ chức kinh tế
TG Tiền gửi
TNHH Trách nhiệm hữu hạn
TSC Trụ sở chính
TSĐB Tài sản đảm bảo
TV Tiền vay
VĐT Vốn đầu tư
GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
NJIO;MFFPFR






 !"#$#%&$'( )*+, -./%0!/#1!#$#234503
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UVWT
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GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
234./=/lT
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JF?7M TWs

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GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
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GVHD: ThS Trần Thị Mai Hoa Chuyên đề tốt nghiệp
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