Hoàn thiện công tác quản trị rủi ro tín dụng đối với cho vay khách hàng doanh nghiệp tại Ngân hàng thương mại cổ phần Ngoại Thương Việt Nam

󰗙󰗥 󰖡
󰗝󰖡󰗍󰖿 󰗑 󰗓  

󰗅
gnÞm?sgh󰗇m?bômf?sàb?pt󰖣m?sq󰗋?q︾h?qn?sím?c﹀mf
I。h?u︰h bgn?u`x jgàbg?gÞmf?cn`mg?mfgh󰗇o
s󰖡h?mfám?gÞmf?slbo?mfn󰖡h?sgmf?uh󰗇s?m`l
󰖭󰖡󰖿
󰗒 󰗔 󰜔 
󰗙󰗥 󰖡
󰗝󰖡󰗍󰖿 󰗑 󰗓  

󰗅
gnÞm?sgh󰗇m?bômf?sàb?pt󰖣m?sq󰗋?q︾h?qn?sím?c﹀mf
I。h?u︰h bgn?u`x jgàbg?gÞmf?cn`mg?mfgh󰗇o
s󰖡h?mfám?gÞmf?slbo?mfn󰖡h?sgmf?uh󰗇s?m`l
 󰗀 󰜔 
󰗒  
󰖭󰖡󰖿
󰗝󰗛󰖫󰗍
 󰖧󰗋
󰗒 󰗔 󰜔 
󰗝
󰖲󰗪󰗨  󰗒󰗈󰗚
󰗀󰖤󰗨󰖮 󰗲󰗔󰗒 󰗤 
󰖬  󰗀 󰗬󰗄󰗬  󰗈󰖢 󰗪
 󰗤 󰗒
󰖤󰖮
󰗆
󰗥󰗥
󰗝

󰗥󰗥
󰗥󰗯󰖿󰖯
󰗥󰖣󰗃
󰖧󰗟󰖧 
 󰗎󰗂
 󰗦󰗨󰗂 
 󰗒󰗤󰖢󰗪
 󰗪 
 󰗀󰖦󰗨󰖮 
󰗟󰖭󰗁󰖣󰗋󰗧󰗥󰗑󰗛
     󰗇 󰖡   
󰖡
 󰗨󰗦 
 󰗈󰗨 󰗦 
 󰖢󰗨󰗦 
 󰗊󰗒󰗨󰗦
 󰗚󰗒 󰗞 
  󰗌󰗂 󰜔 
 󰗤
 󰖬󰗀
 󰗬󰗞 
 󰗬󰗈 
 󰗬 
 󰖮󰖤󰗨󰗨󰗦 
 󰗒 󰗜 󰖢󰗚󰗨 
 󰗒󰗜󰗈󰗒
 󰗒󰗜󰗂󰗀
 󰖤󰗌󰗒󰗜󰖢 
 󰗜󰗈󰗈
 󰗈󰗈

 󰖢󰗈 
 󰖸󰗄󰗨󰗈 
 󰖤󰗌󰗒󰗜󰖢 
 󰗈󰖤󰗌
 󰗲󰖨󰗀󰖤󰗌󰗒󰗜 
 󰖤󰗌󰗒󰗜
 󰖨󰖤󰗌 󰗪󰗦󰗨󰖰
󰗲󰖤󰗌󰗒󰗜󰖢
󰗈 
 󰖨󰖤󰗌
 󰗩󰗦󰗨󰖰󰗲󰖤󰗌
󰗒󰗜󰖢󰗈 
  󰗈 󰖤󰗌 󰗠 󰗚󰗒  󰗀 󰗜 󰗎
󰗈󰗈 
 󰗈󰗨
 󰗈󰗨󰗺 
 󰗈󰗨󰖮󰖤 
 󰗎󰗈󰗈󰖤󰗌
󰗒󰗜 
󰗀󰖮 
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󰗛󰗇󰖡
󰖡󰗇
 󰗜󰗈󰗂󰖢󰗈
 󰗌󰗮󰗄
 󰗚󰗒󰗊󰗂󰖢󰗚󰖢 󰜔  
 󰗲󰖢󰖢󰗚󰖢
 󰗲󰖢󰖢󰗚󰖢󰗬 󰜔  
 
 󰖦󰗤

 󰖢󰗤 
 󰖬󰗀󰖢󰗚  
  
 󰗨 
 󰗲 󰖢   󰖤 󰗌  󰗒 󰗜    󰖢
 
 󰗚󰗖󰗪󰖤󰗨 
 󰗦 
 󰖤󰗨󰗦
 󰗜󰖢󰗄
 󰗖󰗦
 󰖤󰖤󰗦
 󰖢󰗤󰖮󰗮󰗦󰗲
 󰖦󰖪󰗂󰗈󰗦
 󰗞󰗒󰗜 
  󰗌󰗂 󰜔 
 󰗤 󰜔  󰗚󰗚
 󰗈󰗒󰖤󰗮󰖤󰗤󰖦󰗂󰗒󰗜
 󰗈󰗒󰗄󰖢󰗚 
 󰗰󰗲󰗔󰖢󰖤󰗌󰗒󰗜
󰖢 
 󰗰󰗲
 󰗬󰗜󰗈󰗚󰗖󰗪󰖤󰗌 
 󰗄󰗦󰗜 
 󰗄󰗖󰖤󰗂󰖤
󰗂󰗎 
 󰗲󰗄󰗈 󰗒󰗚󰗚󰗲
󰗨 
 󰗲󰗈󰗒󰖤󰗮󰖤󰗤󰖦󰗂
 󰗒󰗤󰗤󰗈󰗦󰗠

 󰗰󰗔󰖢󰖤󰗌󰗒󰗜󰖢
 
 󰗒󰗜󰗂󰗦󰗊
 󰗦󰖢󰗀
 󰗀󰖢󰗦󰗚󰗚󰖦󰗤󰖦
 󰖤󰖤󰗦󰗦󰗄󰖨󰗨
 󰗈󰗒󰗚󰗚󰗈 
 󰗄󰗨󰗈󰖤 
 󰗚󰗒󰗀󰗀󰗮󰗤󰖦
 󰗚󰗦󰗲󰖢󰗀 
󰗀󰖮 
󰖣󰗇󰖣󰗋󰗧
󰗥 󰗑 󰗛      󰗇 󰖡 
󰖡󰗇
 󰗌 󰗜  󰗦   󰗈 󰖤 󰗌  󰗒 󰗜  
󰖢󰖢󰗈
 󰗌󰗜󰗨󰗂󰖤󰗌󰗒󰗜 
 󰗦󰗨 󰖤󰗈󰖤󰗌󰗒󰗜
󰖢 
 󰖤󰖲󰗈󰖤󰗌󰗒󰗜
󰖢 
 󰗲󰗀󰗤󰗦󰗒󰗜
 󰗲󰗂󰗦 
 󰗲󰗦󰖨󰗦 
 󰗈󰗦 
 󰗈󰗚󰗚󰗲󰗨 
 󰗲󰗈󰗒󰖤󰗌 󰗒󰗜 
 󰗀󰖮󰗈󰗒󰗦󰗦󰗈󰖮󰖢
󰗬 
 󰖦󰗤󰖪󰗌󰗦

 󰖤󰗄󰖸󰖾󰖤
 
 󰗈󰗄󰗨󰗞󰗄 
 󰖤󰖢󰗀󰖰󰗖󰖦󰗨󰖤 
󰗈󰖤󰖤󰗦 
󰗮󰗦󰗦󰖤󰗄
 󰖤󰗂󰗲 
 󰗚󰗒󰗀󰗌󰗜󰗨 
 󰗀󰗌󰗒󰗜 
 󰗀󰗌󰗒󰗜󰗨 
󰗀󰖮
󰖧󰖿󰖭
󰗇󰖣
󰗥󰗥
󰗥󰗯󰖿󰖯
󰗈
󰗆󰖤



󰗚󰗦

󰗦

󰗈󰗬󰗐

󰗚󰗔󰖤󰗌

󰗚󰗔󰗦


󰗚󰗠

󰗈

󰗜

󰖢
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󰖤󰗨󰗦

󰗸󰖦󰗤󰖤

󰗸󰖦󰗤󰗒󰗨󰗠󰗰

󰗨󰗦
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󰗖󰗪󰗦

󰗖󰗒

󰖢󰗖󰖨

󰗧󰖤󰗨

󰖢󰗈

󰗀󰖢󰗦
󰗥󰖣 󰗃
󰖤󰗄
󰗆󰖤


󰖤
󰗚 󰗒 󰗊  󰗂 󰖢 󰗚  
 󰖢 󰜔 

󰖤
  

󰖤
󰖢 󰗤  

󰖤
󰗸󰗈󰗤󰖦  󰗀

󰖤
󰗸󰗈󰗤󰖦   󰗲 󰖨

󰖤
 󰖮󰗲 󰗨  󰗔󰗤
 󰗤 󰗮 

󰖤
󰗸󰗈󰗌󰖤󰖤󰖤󰗌 

󰗄󰗔
󰖦󰗤   󰗀

󰗄󰗔
 󰖦  󰗤     󰖢 
󰗈


󰗄󰗔
󰖦󰗤   󰖨

󰗄󰗔
󰗸󰗈󰗤󰖦   󰖢 󰗈

 󰗔 
󰗚 󰗖 󰗪󰖤 󰗨 


󰖧󰗟󰖧
 󰗎 󰗂
󰗈󰗂󰗀󰗈  󰖨󰗚󰖮󰗀󰗀󰗜
󰗜󰗚󰗠󰗚󰗌󰗞󰖦󰖪 󰖰󰖨
󰗲 󰗈   󰗀 󰗠 󰗮 󰗀    󰗈 󰗪 󰗜 󰗲 󰖢
󰗒󰗈 󰗰󰖨 󰗀 󰗀 󰗜
󰗦 󰗀 󰗚 󰖦󰗞  󰗨󰖤󰗀 󰗂󰖢󰗰
󰖤󰗠 󰗀 󰖢󰗚󰖤󰖦󰗨󰗈󰗀  󰗚
󰗀󰖢󰗚󰗨  󰖢󰗚󰗦
󰖢󰗚󰗨󰗈󰗈󰖢󰗚󰗦
󰗚󰗈󰗦󰗂󰗒󰗂󰖤󰗀󰗊󰗎󰖦󰖤
󰖦󰖮  󰖬󰗒󰗨 󰖢  󰗈󰖢
󰗚󰗪󰖢󰗂󰖪󰗰󰗨󰗜
󰗄 󰗈 󰖤  󰖤󰗌 󰗞 
󰗬󰗜󰗈   󰖤󰗌   
󰗲󰗈󰗒󰗚󰗚󰖲󰗞   󰗨󰗬 
 󰖢 󰗤 󰗈󰖮 󰖪󰗲 󰗒󰗀󰗲󰗈󰗒󰖦
󰗈󰗄󰖮 󰖢 󰖤  󰗮  󰗤󰖦󰜧   󰗀
󰗦 󰗆 󰗀 󰖦 󰗞 󰖤 󰗠 󰗜 󰗀 󰖢 󰗚   󰗨 

󰗈 󰖢 󰗰   󰗚 󰗌 
󰖰 󰗤 󰖦    󰗈 󰗨   󰗒 󰗤  
󰗀󰗖󰗤  󰗜󰖢  󰗈 󰖦 
󰗐 󰖤󰗀󰗦 󰗈 󰗰 󰖤󰗌  󰖸 󰗈 󰖤󰗌
 󰗒󰗜    󰗀󰗦 󰗜󰗀 󰖪󰗲󰗒󰗀
  󰖤󰗌  󰗒󰖤 󰗚󰖮 󰗰  󰖤󰗌
 󰗒  󰗚 󰗔󰗤 󰗀 󰖢   
󰖨󰗀󰖤󰗎󰗂󰗪󰜝󰗈  󰖤󰗌 󰗨 󰗦
󰗒 󰗜  󰗈 󰖢  󰖢󰗈
󰜞

 󰗦󰗨󰗂
 󰖮󰖤 󰗠 󰗎󰗀 󰖤󰗌  󰗀󰖮󰗠
󰖮󰗂󰖤󰗌  󰖰󰗈󰖤󰗌 
󰗨󰗚󰗒 󰗀󰗜
 󰗪󰖢󰗚    
 󰖤󰗌  󰗒󰗜   󰖢  󰗞 󰗬
󰗀󰖤󰗪󰗂󰖾󰖦󰗚󰗒󰗲󰗰󰗔󰖢
󰗨 󰖤󰗌  󰗒󰗜   󰖢
 󰗂󰖦 󰗚󰗒 󰖤 󰗎󰗀 󰗀󰗌󰖲󰗈 
󰖤󰗌  󰗒󰗜   󰖢 
 󰗒󰗤󰖢󰗪
 󰗒󰗤󰗪 󰖮󰗪󰗂 󰖢󰗚   
󰖤󰗌  󰗒󰗜   󰖢 
 󰖢󰗪󰖮󰗊󰗜󰖢󰗲󰗈󰗪 󰗂 
󰖢󰗚  󰖢󰗬 󰗀 

 󰗪
󰖮 󰗮󰗦    󰗒   󰖤  
󰗖󰗤 󰗬󰗠󰗀󰗀󰗲󰗆󰖲󰖤󰗀󰗐 󰗰

󰖦 󰗂 󰗨 󰖮
 󰗀󰖦󰗨󰖮
󰖨󰗠󰖨 󰖨 󰗀󰗌 󰗀󰖮 󰖮󰗔
 󰗠󰖮󰗂 󰖤󰗌󰗨󰗦 󰗒󰗜  
󰗈 󰖢  󰖢
 󰗲󰖢  󰖤󰗌 󰗨󰗦 󰗒󰗜  
 󰗈󰖢 󰖢󰗈
 󰖤 󰗈  󰖤󰗌 󰗨󰗦 󰗒󰗜 
  󰗈󰖢󰖢  󰗈

   󰗟  󰖭 󰗁 󰖣 󰗋 󰗧   󰗥
󰗑󰗛  󰗇 󰖡 
󰖡
 󰗨 󰗦
 󰗈 󰗨 󰗦
󰖢󰗚󰗦󰖢󰗚
󰖢󰗤󰖮󰗨󰗀󰗨󰗈󰗦󰗂󰖪󰗨󰖦󰗜
󰖸󰗈 󰗲󰗄󰗌󰖦󰗤󰖮󰗨
󰖮󰗬󰖢󰗚󰗦󰗜󰖤󰗒 󰖮󰗬 󰗌󰗦
󰗜󰖮󰗬󰗦󰖬󰗀󰗬  󰜔  󰖮
󰖤󰗌 󰖢
󰗨󰗖󰗤󰖮󰗜󰗨󰖦󰖮󰗤󰖤󰖦

 󰖢󰗨󰖦󰗦󰗨󰗄
󰗈󰗲󰗀󰗈󰖤󰗤󰗤󰖸󰖤󰗤
󰖢
 󰖢󰗈󰗀 󰖢 󰗌󰗦
󰖤󰖪󰗌󰗦 󰖮󰗦 󰗤 󰖢
󰗚 󰗞󰗨 󰗀󰖮󰖨 󰖦 󰖸󰗈 󰗒󰗜
󰗐󰖮  󰖦󰖾 󰗀 󰗌󰗈󰖤 󰗨


 󰗀 󰗌  󰗨    󰖢 󰗚
󰗨󰖤󰖤󰗖󰖦󰖢󰗚󰗨
󰗲󰗈󰖸󰖤󰗲󰗈󰗦
󰗨󰗀
 󰖢 󰗨 󰗦
󰗂󰖢  󰗦󰖨
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󰗰󰖢󰗀󰗌󰗈
󰗨󰗌󰗔󰗚󰖮󰗨󰗲󰗎󰗨󰖤󰖤
󰗨󰗈󰗦
 󰗨󰗲󰗎 󰖢󰗨󰗀 
󰗦󰗲󰗎󰗰 󰗒󰗈󰖤󰗄
󰗀󰗌
 󰗨󰖤󰖤 󰗬󰖪󰖤󰖤󰗂󰖤
󰗤󰗔󰖢󰖤󰖤󰖤󰗨󰗄󰖤󰖤󰗪󰖤
󰖤󰗪󰗌󰗨󰖤󰖤󰖤
 󰗨󰗈󰗦 󰖢󰗨󰗀󰖤󰖤
󰖢󰗚󰗔󰖤󰗈󰗮󰗦󰗈󰗒󰗀󰖢󰗨󰗺󰖮
󰗮󰖤󰖦󰗂
 󰗨󰗦 󰗚󰗪󰗨  󰗨
󰗰󰖢󰗀󰖤󰗦󰗨󰗤 
󰖢󰗨󰗚󰖢󰗨󰖮
 󰗨󰗚 󰖢 󰖦 󰗬󰗀󰗒 󰖸 󰗄  
󰗈󰗨󰗘󰗨󰗄󰖸󰗲󰗀󰖦
󰗬󰖸󰗄󰖢󰗚󰖸󰖸󰗄󰗮󰗦󰗒󰗨󰗒

 󰗨󰖮 󰗞󰗤󰖮󰗒󰗂
󰗒󰗜󰗚󰗒󰗂󰗈󰖢󰗚
󰗚󰗲󰗀󰖸󰗚󰗌󰖦󰗌󰖸
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󰖮󰗲󰗀󰗚󰗨󰗀󰗞󰗌󰗀󰖦󰖸
󰗨󰗲󰗀󰖦󰗒󰗞󰗲
󰗈󰗀󰗚
 󰗨󰗨󰗨󰖰󰗔󰗬󰗞󰗒󰗬󰖤 
󰗲󰗂󰖤󰗈󰗈󰖤
󰗨 󰗨󰖰󰗔󰗬
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 󰗊 󰗒  󰗨 󰗦
 󰗈 󰗒 󰗤󰖢 󰗈 󰗒 󰗤  󰖢 󰗤  
󰗤  󰖢 󰗰󰖤 󰗤  󰗚 󰖨󰖸 󰗚 󰗤 󰗒 󰖸 
 󰖢
󰖢󰗈󰗀󰗌󰗒󰗨
󰗒󰗒 󰗴󰗞󰖢󰗨󰖤󰗤 󰗤󰖢 󰖾
󰗤 󰗤󰖨󰗤󰗜󰖪󰗤
󰗞 󰖸󰗤󰖤󰖦󰗒
 󰗸 󰗈 󰗤󰖦
 󰗀 󰗌 󰗒    󰗨 󰗒 󰗒
󰗤󰗨󰗤󰗌󰗤 󰖦
󰖤󰗤󰗚
󰗈 󰗒 󰗀 󰗸 󰗈 󰗤 󰖦 󰗜󰗄󰗢󰗒
󰖢󰗚󰗸󰗈󰗈󰗒󰗀󰗈 󰗒
󰗜 󰗸 󰗈 󰗤 󰖦  
 󰗈 󰗒 󰗨 󰗦
󰗈󰗒󰖦󰖾󰗒󰗈󰗜 󰗜󰖢

󰗈󰗈󰖤󰖪󰗌󰗦󰖨󰗀
󰗂󰖮󰗌󰗦󰗦󰗈󰗒󰗜
󰗠 󰗜󰗄
 󰗸󰗈󰗲
 󰗤󰖢
󰗈 󰗒 󰗤󰖢  
󰗖󰗤
󰗖 󰗤 
󰗈 󰗒    
󰗖 󰖤
 󰗤 󰖦
󰗸󰗈󰗤 󰖦   
󰗖󰗤
󰗲  󰗤  󰖮
󰗸󰗈 󰗲    
󰗖󰗤

 󰗸󰗈󰗤
 󰗚󰗒 󰗞
󰗄  󰗞    󰗒 󰗜     󰗀  󰗮 󰗦
󰗂󰖦󰖢 󰗔󰖤
󰗂 󰖸󰗌󰗤󰗰󰖤󰗂󰖸󰗌
 󰖢󰗬󰖬   󰗄󰗮󰗦󰗂 󰗄
󰗪󰗚󰗨󰗨󰗈
PMPMSMP l-?⁄%‹⁄ J󰗌‹⁄?&‹⁄?󰗂?qqsc ♠ «-?⁄%‹⁄?Ub
󰗜 󰗀󰗌󰖦󰗦󰗒󰗜󰗚󰗜 
󰖨󰗪󰗀󰗂 󰗠󰜝󰖢  󰜞 
󰗀󰗬󰖢
 󰗨󰗞 󰗚󰗦 󰖤󰖰󰖲󰗞
󰗦󰗈󰖤󰗤󰗀󰖢󰗦

   󰖨󰖤󰗌󰗤󰗜  󰗈󰗨
    󰖢  󰖨      󰗈  󰖤 󰗤 
󰖨󰗈󰗲󰗦󰗈󰖤
󰗤󰗨󰗞󰗎󰜝󰗞󰜞󰗀󰗈󰖦󰗞
󰖤󰗒󰗀󰖢󰗮󰗦󰗒󰖤󰗤󰗐󰖮 󰖨
󰖤󰗬󰗒󰗀  󰖾 󰗈󰖢  
 󰗲󰗨󰗞  󰖤󰖰󰖰󰖲󰗞
󰖤󰗨󰗲󰗲󰗄󰗀󰗤󰗔󰗦
󰗊󰗰󰗞󰗨󰗲󰗲 󰗜󰗨󰗄
󰗀󰗤 󰗔󰗦󰗀󰗤󰗔󰖾 󰗈 󰗨

 󰖮 󰗨󰗞   󰗎 󰗄
󰗀󰗌󰗀󰗞󰗪󰗤 󰗨󰗔
󰖤󰗤 󰗂󰖪󰗨󰖤󰖦󰗜
󰖤󰗤  
󰗸󰗈  󰗤   
󰗖 󰗤
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 󰖤󰖤󰗂 󰗔󰗪󰗄󰗄󰖤󰗤
󰗒󰖤󰗤󰗤󰖮 󰖨
 󰗚󰗲 󰗂 󰖤󰖤󰖤󰗄󰖤󰖤󰗂󰗤
 
 󰗂󰗈󰗦 󰗌󰗂󰗈
 󰗀󰗨󰖦󰗜󰗨󰗲󰗀󰗄󰗂
󰗈󰗦󰖲󰖤 󰖤󰗒󰗨
 󰗄 󰖮󰗰󰖦󰗂󰗖󰖮
󰗀  󰖤󰗠󰖦󰗀󰗞 󰖨󰗦󰗨󰗞
 󰗪󰗤 󰖪󰗨 󰗨󰖤󰗂 󰖦󰗤
󰗦
󰗈󰗮󰗦󰗒󰖤󰖢󰗀󰗨

󰗦󰗚 󰖦󰗤 󰗨󰗔󰖮󰖤󰗲
 󰗚󰗨 
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  󰗄󰗜󰗂󰗒󰗠󰗘
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󰗸󰗒󰜝󰗤󰖮󰗰󰖢󰗖󰖤󰜞
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󰗸󰗒󰜝󰗌󰗖󰗀󰗌󰗖󰗨󰗤󰖢󰜞
󰗸󰗒󰜝󰗖 󰖤󰜞
󰗌󰗒󰗞󰖦󰗢󰗤󰖦
󰗄󰗒󰗨󰖦󰗪󰗄󰗒󰖦󰖤󰗤
󰗀  󰗌󰗤󰗨
 󰗞    󰖤  󰗢 󰗤  󰗪  󰗀 󰖮    󰖾

󰖦󰗦󰗄󰗒󰗐
󰖢 󰗄󰖤󰗆󰗆󰗦 󰗄
󰗒 󰗰󰖢󰗀
 󰗊󰗈󰗒
󰜝󰗢󰗤󰜞󰜝󰗢󰗤󰜞󰗲󰗀󰗢󰗤󰗤󰗂󰗬
󰗈󰖤󰖮󰗆󰗈󰖤󰗂󰗀󰗈󰖤󰗤󰗒
󰗂
  󰗄󰖤󰗲󰖦󰗀󰗂󰖨󰗎󰗨
󰗀󰗒󰗞󰖰󰖢󰖤󰗀󰖲
󰗀󰗒󰗚󰖮󰗦󰗚󰖬
      󰗜 󰗚 󰗒  󰗒  󰗎   󰗤 
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󰖦󰖦
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󰖦󰗤󰖦󰗨
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󰖨󰗄󰗢
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󰖦󰗤󰖦󰗄
󰗎󰖦󰖦
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󰗎󰖦󰖦
󰗔 󰖤󰗌󰗨󰖤󰖤󰗌
 󰜔 󰖨󰖢󰗎󰗀
  󰗀 󰖢  󰗈 󰗨 󰜚 󰖮   󰗒  󰗲
     󰗞          󰖢
󰗚󰖤󰖦󰖤󰖤󰗌󰗈  
󰗎󰖤󰗌󰗨󰗄󰗚󰗚󰗒󰗜󰜚󰗀󰖢󰖦󰗤
󰗦󰗤󰖢󰗨󰗈󰖦󰗬󰖦󰖨󰗀󰗜
󰜚󰗈󰗒󰗈󰗀󰖢󰗦󰗤󰖢󰗨 
󰖢󰗈󰖦󰖦󰖦
 󰖬󰗀 
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 󰗞󰗂󰗀󰗌󰗚󰗜 󰖢󰗚󰗨
󰗈󰗌󰖤󰗠󰗜󰗬󰗞󰗀󰗌󰗚
󰗜󰗀󰗞󰗀󰗌󰗚󰗖󰗌󰖾󰖢󰗂󰗈
󰖤󰖦󰗨󰗂󰗀󰗤󰗆󰗞󰖤󰖤󰖤󰖦
󰗦󰗒󰖤󰗒󰗨󰗈󰗂󰗀󰗤󰖢

󰗞󰗀󰗌󰗚󰗠󰖦󰗖󰗈󰗲󰖢
󰗚󰖤󰖦󰗨󰗈󰖾󰗠󰗞
 󰗞 󰗞󰗔󰗔󰗚󰖨󰗨󰗨

󰗈󰗒󰖮󰖤󰗜󰖮󰗈󰖦󰖮 󰗲󰗆󰖦󰗲
󰗄󰗨󰗂󰗀󰗌󰗞󰗀󰗜󰗪
 󰖨  󰗎󰗨 󰗈󰗒 󰖮 󰗈󰗂  󰗂 󰗀󰗌
󰗞󰗀󰗈󰗒󰖮󰗲󰗤󰗜󰖨󰗄󰗨
󰗂󰗀󰖾󰗚󰖤󰗜󰗄󰗀󰗜
󰗜󰗂󰗀󰗌󰗞󰗄󰗚󰗈󰗒󰖮󰖨󰗨
󰗤󰗮󰗖󰗖󰗂󰖨 󰗄󰗨 󰗠󰗈
󰗜󰗄󰗖󰗂󰗀󰗬󰗀󰗀󰖢󰖮󰗂
󰗀󰗌󰗞󰗈󰗒󰖮󰗀󰖨󰗨󰗲󰗲󰗠
󰖢󰖢󰗚󰗨󰗈󰗨 
 󰗈󰗒󰗀 󰗄
󰗀󰗌󰗂󰗀󰖤󰗈󰗒󰗀
󰗔
 󰗈󰗒󰗀󰖢󰗨󰗚󰖮󰖤󰖤
 󰗲󰗨 󰗈󰗀󰗚󰗈󰗒󰗀
 󰗤󰗖󰗪󰗒󰖢󰖾󰖦󰗄󰗪󰗄
󰜝󰗪󰖼󰜞󰗨󰗈
 󰗈󰗒󰖨󰗨󰗚󰖮 󰗚󰗈 󰗒
󰖨 󰗨󰗂 󰗈 󰗌󰗮 󰗄
󰗲󰗪󰗚󰗈󰗚󰗂󰗠󰗀󰗪󰗎
󰗈󰖪󰗌󰗀󰖢󰗲󰗎󰖢󰗚 󰗦
󰗨󰗀󰗈󰗒󰖨󰗨󰖾󰖤󰗠󰖦󰗜󰗀󰖤
󰖪󰗌󰗨
 󰖦󰖤  󰗌󰗈󰖢 󰗠 󰖢 󰗦
󰗐󰖢󰗚󰖦
PMPMTMQ m£·„#‹?‹⁄̅‹?︻?fi⁄&\ ›\‹⁄?‹£⁄󰗈fi

 󰗨󰗈󰗠󰗀󰗲
   󰗲   󰗨 󰗞 󰖢 󰗈  󰗈  󰖨 󰗨 󰖪
󰗂 󰗞 󰖢󰗈  󰗈 󰗀 󰗤󰗔 󰗦󰗤󰗔 󰗀

󰖦󰖨󰗒󰗤󰗈󰗄󰗲󰗈 󰖤
󰖦󰗲󰖨 󰗨󰗈󰗤󰗌󰗨
󰖮
 󰗨     󰗨  󰗈 󰗨    󰗨 
󰗈󰗤󰗄󰗈󰗠󰗪󰗚󰗀󰗚 󰗂󰗂󰗜󰖦󰗨󰗀
󰖤 󰗨󰗨󰗈󰖾󰖤󰗀󰗈 󰗲
󰗈  󰗲󰖨󰗨󰗈󰗎󰗈
󰗲   󰗌 󰗪󰖤󰗤 󰗤  󰗈󰖢
󰗈󰖤󰗌󰗲󰗀󰗚󰗨󰗌󰗞󰖦󰗌󰗞󰗦
 󰗨 󰗨󰗈󰗄󰗈󰗠󰗈󰗄
󰗒󰗜󰗦󰖤󰗤󰗒󰗂󰗨󰗤󰗨󰗆
󰗜󰗪󰗚󰗮󰗦󰗤󰖰󰗂󰗜󰖦󰗈
 󰗚󰗒󰗈󰗮󰗦󰗒󰗦󰗒
󰗬󰖤󰗀󰖢󰗒
PMPMTMR m£·„#‹?‹⁄̅‹?︻?fi⁄&\?‹£̅‹?⁄Ÿ‹£
 󰗦 󰗤󰖦󰖢󰗦󰗤󰖮
󰖬󰗀 󰗨󰖮󰗔󰗒󰗂 󰗚
󰗈󰖸󰗚󰗀  󰗚  󰗌  󰖦 󰗌
 󰗈󰗦󰗦󰗈󰗐󰖼
󰖬󰗀󰗂󰗠󰖦󰗦󰗈
 󰗀󰗄󰗌󰗞󰗀󰖸
 󰖨󰗨󰖬󰗀󰗤
 󰖢󰗨󰗒󰗸󰗎󰗌󰖨
 
 󰗌󰖤󰖤󰖤󰖸󰗲󰗈
󰖨 󰗨󰗨󰗦󰖨󰗀 󰗂󰗌󰖤󰖤

 󰗚󰗨 󰗌󰖦󰗦󰗨
  󰗌 󰗨󰖮 󰗚󰖢󰖢󰗪
  󰗚   󰗈 󰗦 󰗨  󰗚   󰖢 󰗀 󰖬 󰗀

󰗰󰖮󰗌󰗂󰗈
 󰖮󰖤󰗨 󰗨 󰗦
 󰗂󰖪  󰗰󰖮󰖤
󰗎󰖤󰗠󰗂󰖸󰗀󰗞󰗒󰗀  󰗚󰗨󰗘󰗒
󰖮󰗄󰗚󰖢󰖨
PMPMUMP I￣ ︵ ⁄›󰖢?J⋮‹£?¤‹⁄?›\‹⁄?¦﹁\?‹£̅‹?⁄Ÿ‹£
  󰖤   󰗤󰗤 󰖸  󰗨 󰗤󰗒
󰖬󰖤󰖤󰗒󰗞󰗮󰗂󰗂󰖾
 󰖦 󰗒󰗒󰗦󰖤 󰖮
󰖤󰗀󰗈󰗤󰗪󰗀󰗦󰗆 󰖾 󰗀 
 󰖾󰖤󰖤󰗎󰗀󰗲󰖢󰗚󰗨
󰗈󰖾󰖤󰗲󰗪󰖢󰗨 󰖮
󰖤  󰖾󰗘󰖤
PMPMUMQ I￣?︵ ⁄󰗈?⁄￣‹£?‹£̅‹?⁄Ÿ‹£
󰖢󰗚󰗨󰗚  󰗚󰗒󰗀󰗈󰗒
 󰗖󰗪󰗀󰗂󰗀󰖮󰗀󰗚 
 󰗀 󰖤󰖢󰗚󰖦󰖮󰖬󰗀󰖦󰖤
󰖤 󰖾 󰗰󰗚󰗂󰖤󰗠󰖦󰗀  
󰗚󰖮󰗀 
󰗀󰗲 󰗈󰗌󰗞󰗨󰗨󰗤 󰖦󰗂󰖾
󰗀󰗚󰗞󰗮󰗂󰗎󰖾󰗔󰖢󰗂󰖢 
  󰖢 󰖦󰖤 
󰗨󰖤󰗈󰗒
PMPMUMR I￣?︵?‹󰗂‹?¤‹⁄?󰗀
󰗒󰗈󰖸󰖾󰗜󰗂󰗀 
󰗂󰗂󰗀󰖮󰗲 󰗨 󰖤󰗨  󰖾󰖤󰗠
󰗲󰗀󰗚󰗂󰗀 󰗂󰗀󰗌󰗈

󰗒󰗄󰖢󰗚󰖤󰖦 󰖬󰗀󰖦󰗈
󰖢󰗪󰖤󰗚󰖦󰗖󰗌󰜧

 󰖤󰗌  󰗒󰗜   󰖢 
 󰗜󰗈󰗈
PMQMPMP j⁄Ž?‹󰗈«?›\‹⁄?‹£⁄󰗈fi
 󰗈󰗌󰗀󰗦󰗈
󰖮󰖦 󰗞󰖲󰗲󰗈󰖢󰗚󰖤󰖦󰗪
󰗦󰖤󰖪󰖸 󰗌󰗦󰗠󰗒󰗤󰗨󰗞
󰗒󰗤󰗨 󰗨󰗠󰗰󰗔󰗞󰗀󰗤󰗚󰗤
󰗦󰗚
 󰖮  󰗈     󰗨 󰗈  
󰗈 󰗚󰗖󰗪󰗀󰖤󰗦󰗠󰗌󰗖󰗌
󰗤󰗌󰗨󰖮󰖲󰗦󰗲󰗈
󰖢󰗚
PMQMPMQ o⁄̅‹?›󰖢?›\‹⁄?‹£⁄󰗈fi
 󰗪󰗪󰗨󰗈 󰗈󰗤
󰖢
 󰗖 󰖨 󰗈 󰗒 󰗂󰗈󰗨 󰗤
󰗂󰖨󰖲󰗎 󰗖󰖨󰗖 󰗪󰗠󰗰󰗖󰖨
󰗨󰗈󰗤󰗎 󰗖 󰗌󰗈󰗂󰖤󰗤
󰗦󰖤󰖢󰗒󰗒󰗈
 󰗈󰗰󰖢 󰗈 
󰗌 󰗈󰗂 󰖤󰗤󰗦󰖤 󰗨  
󰖢󰗒󰗒󰗂󰗈󰗨
 󰗤 󰗈󰖦󰗨
󰗠󰗰󰗨󰗜󰗚󰗎󰗤
󰗤󰖤󰗌󰗈󰖲󰗚
󰖤󰗨󰗂󰗦󰗨󰗤
󰗒

 󰗈  󰗈󰗚󰗨 󰗲󰗌
󰗈󰖲󰗚󰖤󰗨󰗂󰗎󰖢󰗚󰗨󰗈

 󰗪󰗨󰗈󰗔
󰗈󰗐󰗬 󰗌󰗌 
󰗨 󰗨󰗂󰗤󰗄󰗈󰗬󰗐
󰗈  󰗈󰗖󰗔󰗒󰗬󰗜󰗸󰗔󰗒
󰗚󰗒󰗞
󰗈󰗜 󰗈󰖤󰗈 
PMQMPMR I󰖸¦?J󰗄«?¦﹁\?¤⁄Ž¦⁄?⁄Ÿ‹£?›\‹⁄?‹£⁄󰗈fi
 󰗜 󰖢󰗚󰗨  󰗚 
󰗞󰖢󰗚󰗜󰗜 󰗒 󰗈󰖢󰗚
󰗲󰗒 󰖨󰗀󰗈󰗈󰗜
 󰗂 󰗴 󰗎 󰗤  󰗒    󰖨 󰗒  󰖨 󰗒  󰗨 
 󰗜󰗂󰗜 󰖨󰗒󰗨 󰗚
󰖮   󰗬  󰖾󰗈󰖢󰗎󰖢
󰗚󰗨
 󰗈󰗲󰗒󰗈󰗀󰗦󰗒󰗬
󰖦󰗚󰗒󰖲󰗀󰗖󰗀
 󰗜󰖨󰗒  󰗨󰗈 󰖤󰖤󰖤󰗨󰗈
󰖢󰗨󰗄󰖤󰖤󰖤  
󰗂󰗀󰗔󰖢󰖦󰗪󰖨󰗀
󰗂󰗒󰖤󰖤󰖤󰖤󰖮󰗞󰗤
󰗚   󰗈󰗄󰗦 󰗰 󰖨󰗂
󰗒 󰗤󰗈 󰗀󰗈 󰗈󰖤 
󰗲 󰗈󰗜  󰗈 󰖾 󰗤 
  󰖤󰖤󰖲󰖤
 󰖨󰗒󰗨  󰗞󰖢󰗒󰗤󰗒
󰗚 󰗒󰖨󰗲󰗒󰖰󰖤󰗒󰗌󰜧󰗚󰗈
󰗄󰖢󰗚󰗂󰗄󰗤󰗦

 󰗈󰗞 󰖮 󰗂󰗚 
󰖦󰗦󰗒󰖦

 󰗈󰗞󰖰󰗜󰗞󰗄󰗬
󰗜󰖮 󰗞󰖰󰗜󰗈󰗤 󰗒
󰗈󰗬󰖤󰗒󰗌󰗀󰗒󰗚
  󰗒 󰗒 󰗲  󰗈   󰗜 󰖨 󰗒  󰖢 󰗚 
  󰗈󰗞 󰗮󰗦󰗔󰗒󰗤󰗬 
󰗆 󰖬󰗀󰗨󰖢󰗚󰗨󰗈
 󰗈󰗈󰗦󰗈 󰗤󰖦
 󰗌󰗦󰖲󰗘󰗤󰗈 󰗨󰗈 󰗌󰗦
󰗄󰗂󰖦󰖮󰖪󰖦󰜧
 󰖤󰗌  󰗒󰗜   󰖢 
󰗂󰗀󰗌󰗞󰖦󰗦󰗪󰗀 󰖤
󰗨󰗨󰖢󰗚 󰖤󰗒
󰖸󰗜󰖦  󰗒󰗦󰗦󰗨 󰖨󰗀 󰗸
󰗎󰗀󰗨 󰗀󰖢
󰗎󰗞  󰗬󰖢󰗚
󰗦󰗨󰖦󰖢󰗚  
PMQMQMP j⁄Ž?‹󰗈«?fl·󰖤‹?‒󰗌 qqsc
󰖤󰗌  󰗀󰖮  󰗚󰗎󰗈
󰗈󰗒󰖲󰖮󰖢󰗄 󰗬󰖤󰗄󰗰󰗖󰖦
󰖦󰗰󰖤󰗠󰖦󰗤󰗨 
 󰖤󰗌   󰗚󰗀󰖢
󰗚󰗦󰗚󰗦󰖤󰗄󰗬󰖤
󰗈󰖲󰖢󰗀󰗀󰗪󰗒󰗈󰗤󰖨󰗨󰖤󰗒
󰗨󰖤󰖸󰗒 󰖢
󰖢 󰗈  󰗈  󰗦󰗦󰗨    󰗸
󰗎  󰗀 󰗬  󰗀󰗖󰗤 󰖮󰗲󰗈

󰗒󰖤󰗌  󰗒󰗜   󰗀󰗌󰗀󰖦
󰗤󰗦󰗨  
󰗰󰖸󰖤󰗌󰗒󰗜 


 󰗈  󰗪󰖢󰗂󰗜
󰗐󰖤󰖪󰗌󰗺 󰗲󰖨 󰖲 
󰗌 󰖨󰗒 󰖤󰖤󰗤 󰗌 󰗞󰖢 
󰖮 󰖤󰗌  󰗒󰗜   󰗞󰗪󰖢
󰗐 󰖤󰖮󰗈󰗤󰗰󰗨󰗨󰗀󰖮
󰗄󰗬󰗰󰖤󰗌󰗞󰖲󰖢󰗀󰗤 
 󰗈󰖤   󰗪󰖢  
󰗚󰗈󰖢󰗚󰗜󰖢󰗚󰗂
󰗲 󰗞 󰗄󰗂󰗲
 󰖨󰗜󰖢󰗚󰗦󰖮󰗄󰖤󰗌
󰗤󰗒󰗲󰗦󰗦
󰗸󰗈󰖢󰗚󰖦󰗦 󰗚 

 󰖢  󰗈 󰗈󰖨󰗀󰗈󰗒  󰗚󰗚 
 󰖮󰗈󰗂󰗤󰗞 󰗪󰗚󰗨󰗈
󰖤󰗌  󰗨 󰖢󰗚  󰗤
󰖮󰗤
PMQMQMQ rぇ?¦󰖨‹?⁄󰗀?fl·󰖤‹?‒󰗌 qqsc J￣?︵ ¦⁄›?\„ jgcm
󰗈 󰗔󰗬󰖢󰗚󰗦󰖢󰗤󰖮󰗨󰗀 
 󰗰󰖮󰗬󰗦󰖨󰗜  󰗬󰗈   
󰖮󰖢󰗚󰗦󰗤  󰗨󰗚 󰖸󰗈
󰖢󰗚 󰖦 󰗦  󰗈󰖢󰗈󰖢󰗔󰖮
󰗜󰗨󰖢󰗚󰗦  󰖤󰗒󰖸󰗐
 󰖤󰗒󰖸󰗜󰖢󰗨󰗬󰖢󰗚󰗦󰗎