Ngan bilng viii $II'nghiip philt triin
.:
M{)t SObili hQc kinh nghi~m
vICUNGc6 HoANTHIENvA PHATTRIIN
HETH6NGQTDND
TRENDIA'
.
. BANTfNHHAlDUONG
.
.
rien khaithlfc hi$nQuyetdinh
Vii Th! Th;,tp *
,
..'
- -'
390/TT9 ngay 2717/1993cua
Thu tuang Chinh phu ve thi m,9ttro~gnhungtl~hco ~hleuquyyeu
nhusau:
diemthanhI~pQuytin dyngnhandan kemnhat,duqcphan10<;11
Lo?iI:
QuyhO<;lt
dQngbinhthuang:
(QTDND),chi sau 4 nam, Unh den
31/12/1996,HaiHungthanhI~pduqc 18quy,chiemty 1$24%.
118 QTDNDCC1
sa va 1 QTDNDkhu
Lo?i II: Quy hO<;lt
dQngyeu kem
vlfc.Khitachtinhnam1997,HaiDUC1ng tlIng m~tc6khanangkhacphyctra l<;Ii
can74QTDNDCC1
sava 1 QTDNDkhu hO<;lt
dQngbinhthuang:47 (1 QTDKV),
vlfc hO<;lt
dQngtren ph<;lm
vi 11hUY$n, chiemtY1$63%.
thi xa. Den nay,h$thongQTDNDtren
Lo?i III: Quy yeu kem c6 nguyCC1
dja bantinh HaiDUC1ng
duqcdanhgia matkhanangthanhtoan,khanangchi
la 10<;li
hinhkinhte hqptachO<;lt
dQngc6 tra:3 quy,chiemty 1$4%.
hi$Uqua nhat,dap ung yeu cau cho
Lo?i IV: Quy yeu kem khongdu
nguaidan gui tien va vay van t<;licho
dieu ki$n chuyendoi hO<;lt
dQngtheo
thu~nIqi va an toan,c6 hi$Uquathiet
Lu~tHTXphaithanhIy giaithe: 7 quy,
thlfC,g6p phanphycvy cho phattrien
chiemty 1$9%.
san xuat kinh doanhdich vy t<;lidia
TlI thlfctiend6va xuatphattlI yeu
phuC1ng,
thucd~y kinhte nongnghi$p
caupMt
triencuah$thongQTDND,BQ
nongthon phattrien.Tling buacnang
ChinhtridabanhanhChithi57/CTTW,
caodai songv~tchatvatinhthannhan
Banthuang
vy
Tinhuy
da
ra
Chithi
so
dan,g6pphanthlfchi$nchutruC1ng
x6a
28/CT-TU
nhamcungco,hoanthi$nva
d6igiamngheocuaDangva Nhanuac,
d~ylui n<;ln
chovayn~nglai trangnong phattrienh$thongQTDND.Dayla mQt
dungdan,c6tacdyngm<;lnh
thon,giaiquyetvi$clamchohangv<;ln chutruC1ng
me thiet thlfc den vi$c phat trien
lac dQng,khoiphycnganhnghetruyen
QTDNDa tinhta.
thong va chuyendjch CC1
cau kinh te
1. Quantriet va tri~n khai thU'e
trangtinh.
T
7
hien Chi thi 57 Chi thi 28
.
DUC1ng
ra Thong bao so 46/TB-TU ngay
20/3/2001"Vevi$ctieptyc thlfchi$nde
an cung co va hoan thi$n h$ thong
QTDNDsaugiaidO<;ln
thi diem";da ban
hanh-.Ke hO<;lchso 03/KH-TUngay
22/3/2001;tMng 7/2001,BanThuang
vy Tlnh uy Hai DUC1ng
da cho chu
trLIC1ng
ve vi$cthanhIy giai the va thu
hoi giay pMp hO<;ltdQng cua cac
QTDNDyeukem.
Chi nhanhNHNNtinh da xay dlfng
kehO<;lch
trienkhaithlfc hi$nhaichithj
cuaBQChinhtri vaBanThuangvy Tinh
uy, dong thai thuangxuyen don doc
thlfc hi$nchuC1ng
trinhva phoihqpvai
cac CC1
quan thong tin d<;lichungde
tu~entruyen ketquahO<;lt
dQngcuah$
thongQTDND.
Thlfchi$nNghiquyetTrunguC1ng
V
D<;IihQiIX,dongthai t<;lO
dieuki$ncho
h$thongQTDNDtrangtinh hO<;lt
dQng
thu~nIqi,dUnghanhlangpMp Iy,nam
2002, UBNDtinh Hai DUC1ng
da thlfc
hi$n cap van lIU dai dau tu cho 66
QTDNDCC1
sa. Nha d6 nam 2003,
nguonvantlf c6 cua h$thongQTDND
trongtinhtanglengan 1 ty dong.Nh~n
thuc r6 vai tro quan tr9ng cua cong tac
Tuy nhien,h$ thongQTDNDpMt
. Thuchi~n~hi thi 28/CT-TUUBND can bQtrangvi$cton t<;liva phattrien
trien thi diem vai quy mo va toc dQ
tinh
Hai DUC1ng
ra Quyetdinh so cuaQT~ND,~gay23/5~2003,_,C~u
tjc~
nhanhva hO<;lt
dQngtrangdieuki$nc6
2446/QD-UB
ngay04/8/2000
th~nhlap
UBNDtmhHalDUC1ng
ky
Quyetd!nhso
nhieukh6 khan,trinh dQcan bQnon
ba~ h~nhquy,din~
kemve nhieum~t,CC1
che chinhsach BanChid<;locungco chanchinhho'<;It 1~89/~00~/Q~-UB
dQng
QTDND
cuatinh
HaiDUC1ng
gom
ve_qua~
Iy,su
dyng~a
~ao:<;10
:an b~
banhanhchuakipthaivadongbQcan
cac
nganhchucnang:NganhangNha
nhanvlenQTDND
trend!abantmhHal
bQcIQnhO'ng
h<;ln
cheva yeukem,hO<;lt
7
dQngcuaquyc6 nhieuvi ph<;lm,
nqqua nuac(NHNN),Tai chinh,Toa an,Vi$n DUC1ng,
Kiem
sat,Cong
an,Tuphap...
Theo
d6
2.
51/ehuyenbienve
nh~nthue
h<;lncaochiem7,56%tongdu nq,van
tlf c6 thapbinhquan127tri$u/Quy,CC1 cac huy~n,thanhphodeuthanhI~p euacaecap,caenganhvanhandan
QuatrinhtrienkhaithlfChi$nduqc
sa v~tchatcanh<;ln
che,congtac kiem Banchi d<;lo hUY$n.Chi nhanhNHNN
thanhI~pBall Chid<;lo caccapcacnganhthlfc hi$ntri$tdeva
tra, kiemSO
at can yeu kem,slf quan tinh HaiDUC1ng
tam cuacapuyDang,chinhquyendia cua nganhde tham muu yho tinh va c6 hi$Uqua,lam chuyenbienUchClfC
phuC1ng
chua ngangtam. Den nam trlfc tiep chi d<;loQTDNDthl/c hi$n trongnh~nthuc cua d<;lida so can bQ
1998-1999,cacQTDNDa HaiDUC1ng nghiemtuc de an cungco chanchinh dangvienvanhandan,danh~nthucr6
dQng.
QTDNDla 10<;li
hinhkinhte hqptac hO<;lt
c6 tong so nq qua h<;lnlen tai 9,3 ty hO<;lt
dong.Khixaydlfngdeancungcochan
De trienkhaic6 hi$Uquahaichithi
Giam doc NHNN Chi nhanh Hai
chinh,h$ thongQTDNDHai DUC1ng
la n6i tren, Ban thuangvy tinh uy H~l'--- Duong
7
.
40
T.6Pem NCAAflhNC - I!fJ
2 NAM 2004
,
dQng
r
I
theoLu~tHqptacxavaLu~tcac giup cacquy thu nq qua h9n,thao gB
TCTDvai ml,Jctieu tlfang trq giup dB
nhautrongcQngdong,tren nguyentik
tl! nguy~n,tlf chu,tlf chjutrachnhi~m.
OuatrinhtrienkhaithlfChi~nda t90 ra
sl! chuyenbienve nh~nthuc cua cac
cap,cac nganhva nhandan thay r6
OTONOra dOiva ton t9i khachquan,
phuhqpvC1i
ca sa xa, phlfongthi tran
hi$nnay...Caccapuy,chrnhquyendia
'phlfang,cac sa, ban, nganhdeu xac
dinhvai tro,trachnhi$mtrongvi~cchi
090va phoihqpthlfc hi~nde an cung
co, hoanthi~nva phattrien h~ thong
OTONO.Nhieucapuy,chinhquyenda
dlfa vi~c kiemdiem,danhgia ket qua
congtac nayvao mQttrongnhungnQi
dunggiaobanlanhd90chi d90 nhi~m
Vl,J
thlfongxuyencuadiaphlfang.Tudo
co nhungbi~n phap kip thai, thlfong
xuyenquan,tam chid90,uonnanh09t
oQngcua Quy theo dung hanh lang
phaplu~t.MQtsoxa coNghiquyetcua
BanchaphanhDangbQxa quantam
sau sac den h09t dQngcua quy, t90
dieuki~nvedatdaidequyxaydlfngtrl,J
sa,pMn congcanbQtrongcapuytheo
d6igiupdBh09tdQngcuaquy;mQtso
guyco nqtondQngIanchinhquyenda
thanhI~pto thuhoi nq... mQtso xa co
hinhthuc xu 11'can bQdangvien vay
QTDNOde nq qua h9n chayy khong
tra.
kho khanve tarchfnhchocacquy;chi
d90 cac quy khongco kha nangVlfan
lendlfqcco keh09chthuhoigiayphep
h09tdQng.
3. Ket qua 3 nam thl/c hi~n de an
chan chinhcungco theo Chithi 57
cua B{IChfnh tri va Chi thi 28 cua
Ban thu'C1ng vI;! Tinh uy
a) Va nghi~p
vv
Ban chi d90 tlnh, huy~n,cap uy
chfnhquyenhuy~nvaxa phoihqpch~t
che vai Chi nhanhNHNNt~p trung
cungco QTONOca sa h09td(>ngyeu
kem,vi ph9mcacquydinh.
- Vi ph9mve congtac quanIy tai
chrnhda dlfqccacQTDNOkhacphl,Jc,
Cl,Jthe: Muasam tai san co dinh,xay
dl,l'ngcabanVlfqtty I~chophept9ithai
diemxaydl,l'ngdeancom(>tdanvi den
nayda khacphl,Jc
xong.ChiIlfangVlfqt
dinhmuc,t9i thaidiemxaydl,l'ngde an
co 02 dan vi, phatsinh mai 1 dan vi,
den nayda thu hoi 2 danvi cO,can 1
danvi maL
- Vi ph9mve congtac tin dl,Jngva
huy d(>ngvan da dlfqc t~p trung cac
bi~nphapkhacphl,Jc
co hi~uqua,theo
de anxaydlfngt9ithoidiem30/6/2000
co:
+Tiengaicuakhachhangngoaidia
banh09tdQngco505 manvaitongso
Cacquyda trien khaiva quantri~t tien3.070tri$udong,den30/9/2001khi
sau sac Chi thi 57 aen toan can bQ Nghi dinh 48 co hi$u Ilfc (dlfqc huy
nhanvien.
dQngngoaidia ban)da xa Iy can 113
Chi nhanhNHNNtlnh da thlfong manvaisotien692tri~udong.Tiengai,
xuyentang clfongcongtac thanhtra, cho vaygiuacac QTDNOca sa co 21
gai
kiemtra, giamsat h09tdQngQTONO. quydennaycan01QuylaThaiHQC
QTONO
Le
Lqi
(dagiaithe)
so
tien
15
Trongcacnam2000- 2003,dato chuc
2 Ilfqtthanhtratoandi~n,1dqtkiemtra tri~udong.
+ Chovayngoaidja banvachovay
congtac quyettoan va d9i hQi;hang
ngoaithanhvien
340 manvC1i
tong so
namaeukiemtra dQtxuatcongtac an
tien
1.786tri~udong,den
nay
da thu
toankhoquy 100%cacQTDNOcasa.
hoican22
man.ChovayVlfqt15%van
Ngoaira, canthl,l'chi~ncongtac giam
satthlfongxuyenxa Iykipthoinhungvi tlf co 44 manso tien2.011tri~udong,
ph9mcuaquy.Quathanhtra,kiemtra phatsinhmai15mandathuhoican20
daxu Iykipthaisaiph9m,dathongbao mansotien265tri~udong.Chovaysai
dfch(chovayUBNO
canhcao 2 quy, ph9ttien 28 quy, de doitlfqng,saiml,Jc
nghitruyto 4 canb(>vi ph9mphaplu~t. xa, HTXnongnghi~p)2,2 ty dongthi
ThammlfUtichclfc choTlnhuy, UBNO nhungquydangh09td(>ngchiem820
tlnh, Ban chi d90 tlnh, huy~n,cap uy tri~udong(can19ila cacquyphaithanh
chfnhquyenxa trongcongtac quanIy Iy giaithe),aen naycon5 xa chlfatra
h09tdQngQTDNOtheotinhthanChithi dlfqcvaitongsotien284tri~udong.
57.OlfaiSlfchid90cuaUBNO,Slfphoi
Nhinchung,cacquydeucochuyen
hqpgiuaNHNNvaicacnganhnQichfnh bientich clfc trongcongtac huy
, d(>ng
T~ ClItNGANuANG-~
2 NhM 2004
"'--
Ngan mmg vOlSt!nghiep philt triin
.:'fl".'-." ",. ...4t.,"
,"",",
vanva chovay;nhungtrlfonghqphuy
d(>ngvan va cho vay mai deu chap
hanhtlfangdoi tot ve quytrinhthUtl,JC
ho sa, d~c bi~t la congtac th~mdinh
trlfac khichovay,congtac kiemtra sa
dl,Jngvan vay dlfqc tang wong va co
chat Ilfqng.00 v~y,da h9n che dlfqc
chovaysai ml,Jc
drch,tacdQngtichclfc
denthanhvientrongvi~csa dl,Jngvan
vay dungml,Jcdrch,phathuyhi~uqua
cuadOngvan,h9nchenqxau,dapung
nhu cau thlfc te cua thanhvien.Cung
vaivi~cnangcaochatIlfqngh09tdQng,
cacquycOngquantamdencongtacxa
Iy khac phl,Jcsaa chCfad6i vai cac
trlfong hqpvi ph9mtu nhungthoi gian
trlfackhixaydlfngde an nendaco ket
quatichclfc nhlftren.
- Congtac quantrj, dieu hanhva
kiem soat n(>ib(>cua cac quy dlfqc
chanchinh,cungco va hoanthi~n,co
ketquar6 r~t nhatla ve m~tnh~nthuc,
coi trQngton chi ml,JC
archh09t dQng
cua QTD, chap hanhnghiemtuc quy
cheh09tdQng,dieuI~va cacvanban,
che dQcua Nhanlfacva nganhNgan
hang.HQidong quantri da chu d(>ng
hantrongvi~ctrien khainhi~mvl,Jcua
quy, gan h09t d(>ngcua QTONOvai
ml,Jctieu phat trien kinh te cua dia
phlfang.
b) VacOngtacquanIY.sO'dvng
va
dao tfjOcanb~QTDND:
Congtaccan
b(>dlfqcd~cbi~tquantam,dQingOcan
b(>QTDNOdlfqcbosungthaythephu
hqpvai yeucaucuacongvi~c,slf thay
doi bosungcanb(>coslf phoihqpch~t
chegiuaQTO,capuy chfnhquyendja
phlfangvaChinhanhNHNNtlnh.Trong
3 nam,so can bQdlfqcdlfa di daot90
ca bantren 250 nglfoi,ma 1 lap trung
hQcnganhangcho h~ thongQTDNO
co 57 can b(>theo hQc,co 10 can bQ
QTDNOtheo hQclap d9i hQct9i chuc
do TruongD9i hQcKinh te quoc dan
ma.T9ithaidiemxaydlfngdean,cah~
thongco 464 can b(>,den nay co 559
can b(>.De can bQQTONOtrongtinh
dam bao dap ung dlfqc yeu cau cong
vi~c trongthoi ky mai, co slf quan Iy
thongnhatcuacaccapcacnganhtheo
quy dinh cua Nha nlfac, ,ngay
23/5/2003, Chu tjch UBNOtinh ky
Quyetdinh so 1489/2003/QD-UB
ban
hanhquydinhve vi~cquanIy,sa dl,Jng
va daot90canbQQTDNO.Quyetdinh
41
Ngan himg yoi so' nghiep phat tri~n
8'01', ~H--~'"
II" _4t~I~H"'"
1I'!011
trenc6tac d~ngUchclfc denvi$cquan
Iy,botrfcanbQQTDNDcuacaccapuy
Dang,dambao6n dinhcanbQchoh$
thongQTDND,g6p phanVaGvi$c 6n
d!nh va phat trien he thong QTDND
trongtinh.
c) Ve c6ng tac thanh 19giai tM
nhf1ngquj yeukem
Trong68 QTDNDxay dlfng de an
cungco, chanchlnh,c6 3 quyxepVaG
10i?i
yeukem,c6 nguyCCI
matkhanang
thanhtoan,kha nangchi tra, den nay
c6 2 quy da khacph~ctot tra Ii?ihOi?t
dQngbinhthLfO'ng
can 1 quy phaitien
hanhthanhIy,giaithe, cQngvO'i7 quy
khong du dieu ki$n hOi?tdQngtheo
Lu~t,nangt6ng so quy phaithanhIy
giaithe len8 quy.Vi$ctien hanhthanh
Iy giaitheQTDNDdLf<;1C
thlfc hi$ntheo
dung quy djnh ti?i Quyet d!nh
101/2000/QD-NHNN17
ngay29/3/2000
cua ThongdOcNHNNVi$t Nam. Ket
quathanhIyden30/9/2003nhLfsau:
T6ngsoMn gaicuadanelf(khitien
hanhthanhIy): 2.050tri$u dong, da
thanhtoan: 1.993tri$udong.T6ngso
tien di vay:2.646tri$udong,trongd6:
vay QTDNDTrung Lfang:2.437trieu
dong,da tra: 1.012tri$ucan Ii?i1.425
tri$udong.VayQTDNDCCI
sa:209tri$u
dongda tra: 163tri$udongcan Ii?i46
tri$udong.
- T6ngdLfnq cho vay: 3.627tri$u
dong,t6ngthu nqtrongthanhIy: 1.198
tri$u dong,can dLfnq chLfathu dLfac:
2.429tri$udong.
Nhinchung,vi$cthanhIy giaithe8
QTDNDtren d!a ban tinh Hai DLfang
lamtLfangdoitot,khonggayanhbLfang
den hOi?tdQngcua cac QTDNDCCIsa
khac.QuyenIqi cua nh'andangai tien
dLfqcdLfqcdam bao,6n djnh an ninh
chfnh tri tr~t tlf an toan xa hQi a d!a
phLfang.DLfqcdong dao quan chUng
nhandanunghQ.Tuyv~y,tiendQcong
tac thanhIy,giaithe nhatla thu nqcan
ch~mchLfadatyeucaud~tra.
d) Hoanthi~nmOhinh t6 chtic h~
th6ngQTDND
TlnhHaiDLfangdasO'mhoanthanh
vi$c sap nh~p QTDNDkhu VlfCVaG
QTDNDTrungLfangva thanh I~p chi
nhanh QTDNDTrung Lfangti?i Hai
DLfang,da t6 chuc khai trLfanghOi?t
dQngtCrngay 01/06/2001.HOi?tdQng
42
cua chi nhanhtCrkhi chuyend6i den
nay rat c6 hi$u qua,tiep t~c ke thua
nhungketquacuaQTDNDkhuvlfc,da
lamtot congtac cungungvanva dieu
hoa van trongh$ thong.Ket qua den
30/9/2003,nguonvandi?t:57.730tri$u
dong, dLfnq chovay di?t:53.025tri$u
dong,nqquahi?ngiam5,5%,Iqinhu~n
namsaucaohannamtmO'c.Casav~t
chat cua chi nhanhdLfqcnangcap,
nhungtonti?icOdLfqcxa IyUchclfc .
4. Ketqua 10namho~td9ngcua
h~ thong QTDNDHai Du'dng
T6ngnguonvanhOi?tdQngdi?t244
ty dong,tang237ty dong,so vO'inam
1994,tanggap35lan,binhquan1 quy
di?t3,7ty, c6 2 quytren 10ty dong,8
quytren5 ty dong.Trongd6:Vondieu
1$ di?t:13ty dong;tang 12ty dong,so
vO'inam 1994,tang gap 13 Ian; binh
quan1 quydi?t190tri$udong.Vanhuy
dQngdi?t: 193 ty dong; tang 187 ty
dong,so vO'inam 1994,tang gap 32
Ian;binhquan1 quy2,9ty dong.
T6ngdLfnq di?t:205ty dong,tang
198ty dong,sovO'inam1994,tanggap
29 Ian;binhquan1 quy3,1ty dong,c6
1 quy tren 10ty dong,6 quy tren 5 ty
dong.TY1$NQHbang1,18%/t6ngdLf
nq, mQtso quy khongc6 nq qua hi?n,
nhieuquynqquahi?ndLfO'i
1%.
Ketqua 10 namhOi?tdQngcua h$
thong QTDNDdi?tdLfqcrat dang ghi
nh~m,thu hut 50.833thanhvien, cho
413.948ILfqtngLfO'i
vayvO'it6ngsotien
1.712ty dong,hangnam deu c6 lai,
nangIlfc tai chfnhnangcaohangnam
bangnguonvontCrd6ngg6pcuathanh
vien va bangIqi nhu~nUch"IOydLfqc
hangnam,d~c bi$t trong3 namthlfc
hi$n de an cung co, chan chlnh, lai
nhu~ncuacacQTDNDtangcao.Ngoai
vi$c trang b! day du cac phLfangti$n
lam vi$c: vO'it6ng so tien 1.612tri$u
dong, ngLfO'i
laG dQng(can bQ nhan
vien)dLfqctra congxungdang;t6ngIqi
nhu~nhangnamdi?tdLfqc22,1ty dong,
dLfqcphanphoiday du theoquy d!nh,
ngLfO'i
g6pvandLfqcchi IqiWccaohan
lai suattien gai. CacquyUch10ydLfqc
coi nhLfvantlf c6 la 10.883tri$udong.
C661quyxaydlfngtr~ salamvi$c,31
quy c6 mayvi Unh,dLfqccoi la tai san
co d!nhvO'it6ng gia tr! la 5.727tri$u
dong.
\
BA/ HQC K/NH NGH/E;M
Qua10namhOi?t
dQng,nhatla3
namthlfc hi$nde an cungco, chan
chlnhtheoChith!57cuaBQChfnhtr!va
Chi th! 28 cua BanthLfO'ng
v~ Tlnhuy
HaiDLfang,c6therutra mQtso baihqc
kinhnghi$msau:
ThCrnhlt: Dieuki$ntien quyetdam
bao choslf thanhcong,kha nangton
ti?iva phattriencua cacQTDNDla chi
capgiayphephOi?t
dQngchoQTDNDCI
nhungnai hQidu cacdieuki$nve moi
trLfO'ng
kinh te, CCIsa v~t chat, nguon
canbQdutieuchu~nvetrinhdQchuyen
monva di?oduc nghenghi$p,c6 yeu
cauthanhI~pcuadan CLftren dia ban
va dLfqccap uy chinhquyenquantam
chi di?o.NQidung hOi?tdQngcua cac
QTDNDphai dlfa tren nguyentac: tlf
nguY$n,tlf chu,tlf ch!utrachnhi$m.
ThCrhai: Vaitro quan19cuaNHNN.
Ngan hangNha nLfO'c
phai chu dQng,
Uchclfc luonluonphathuyvaitro la ca
quanquanIy Nha nLfO'c
trongITnhvlfc
hOi?t.
dQngnganhang,tham mLfudac
Ilfcchocapuy,chinhquyendia phLfang
trongITnhvlfc quanIy QTDND;thLfO'ng
xuyenbaocao,tranhthu slf lanhdi?O,
chidi?ocuaNHNNVi$tNam,Baohiem
tiengaiVi$tNam,QTDNDTrungLfang,
trongvi$c quanIy va ho trq h$ thong
QTDNDtrongthO'igiancungco, chan
chlnhva trongquatrinh phattriencua
QTD;coivi$CquanIyQTDNDla nhi$m
v~trqngtamthLfO'ng
xuyencuaminh.
ThCrba: 81/ lanh c1(#o
cua c5p uy
Dang,chinhquyen.Caccap uy Dang
va chfnhquyen phai trlfc tiep thLfO'ng
xuyenva sau sat lanh di?O,chi di?oh$
thongQTDND,c6slf phoihqpch~tche
giuacacnganhchucnangc6lienquan
theo sat vi$c phat trien h$ thong
QTDND.Chinh quyen cac cap thlfC
hi$n dung chuc nang,nhi$mv~ theo
Ngh! d!nh so 48/2001/ND-CPngay
13/8/2001cua Chfnhphu "V8 t6 chuc
va hOi?tdQngcuaQTDND".
ThCrtl/:
GOngtac t6 chtic va can b~
qujla nMn t6 quyetc1lnh.
De giupcho
QTDNDhOi?t
dQngdungphaplu~t,phat
trien,an toanva hi$uqua doi hei phai
c6 mQtdQingOcan bQquantri, dieu
hanh,kiemsoat,c6ph~mchatdi?Oduc,
c6tinhthantrachnhi$mcao,c6trinhdQ
nghi$pv~ va c6 nangIlfc t6 chucquan
Iyt6t,mQtyeut6 khongkemphanquan
'-r.w CIIfNCAAIIANc - s6 2 Will 2004
Ngan himg yoi su' nghiep phat tri~n
.:'::r1~H.\'~"'. --4" ~''''''' ,,'!011
trQng,d61ac6tinhnangdQng,sangt<;10
de th~c hi$n nhi$mVl,lqUEmtri, dieu
hanhhO<;1t
dQngcua quytrangCC1
che
thjtruang',
ThtJnam:Ban hanhco cM chfnh
sachdongb~:MuonchohO<;1t
dQngcua
h$ thongQTONOdLfqcan toan,dung
phap lu~t thi vi$c ban hanh ca che,
chin~sachphaikipthaivadongbQphu
hqpvaihO<;1t
dQngvai QTDNO,t<;1o
dielJ
kienthuan lai nhat cho QTDNOhoat
d~ngva'phattrien rQngIantheo dUn'g
Nghjquyetcua8ang.
Thtl sau: Tang CLfr1ng
c6ng tac
thanhtra,kidmtra:Phaic6mQtdQingO
can bQquan Iy va can bQthanhtra
m<;1nh
ve so ILfqng,cao ve chatILfqng,
d6113
trinhdQnghi$pVl,lcao,c6tLfcach
d<;1o
duc tot de nam bat,phathi$nkip
thai nhCrng
sai ph<;1m
nhamdLfara bi$n
phapchanchinhphu hqpde giup cac
quy hO<;1t
dQngtheo dUnghanh lang
phapIy.
QTDNOhO<;1t
dQngc6 hi$UquanhLfhe
trq thunq,capdatxayd~ngtrl,lsa, coi
day113
nhi$mvl,lchinhtri cuaminh
2- Trienkhaith~chi$nnghiemtUc
Quyet djnh 1489/2003/Q8-UBcua
UBNOtlnhvecongtacquanIySLrdl,lng
va dao t<;10
can bQtren dia ban xa va
hUY$n.
hO<;1t
dQngbinhthLfangphailuon luon
dam bao cac ty 1$an toantrang hOSit
dQng,chaphanhtot chedQchinhsach
cua NhanLfaC,khongde xay ra nhCrng
sai ph<;1m.
6- 80i vai QTDNOca sa, can luon '"
tranhthus~ lanhd<;1o
cuacapuy chinh
quyendia phLfangcaccapdOivai hO<;1t
3- Hangnam,trangmQiky sa ket, dQng cua dan vi minh; chap hanh
che, chfnhsach
tong ket congtac xay d~ng8ang va nghiemchinh cac CC1
cua
Nha
nLfaC,
h
O<;1t
dQngdung
hanh
chfnhquyenc6danhgiakie,mdiemvi$c
langphaplu~t;kienquyetXLr
I
y
ky
lu~t,
th~chi$nChithi28/CT-TUcuaTinhuy,
thay
the
kjp
thai
nhCrng
can
bQc6
vi
Chith'!57cua BQChinhtrioTinhuy S8
ph<;1m;
th~chi$ndungml,lcdfchtonchi
coi day 113
1 chi tieu de xet 8ang bQ
cuaQTDNO;xayd~ngcacmoiquanh$
trangs<;1ch
vCrngm<;1nh
hangnam.
lanhm<;1nh
tronghO<;1t
dQngkinhdoanh
80i vai nhCrng
QTDNOda thanhIy,
vai cacTCTDkhacvatrangh$thong.
giai the, phait~p trungXLrIy dLrtdiem
DEXUATK/ENNGHj
nhCrngnq nan,!1mnguyennhan,quy
8e t<;10dieu ki$n cho h$ thong
trachnhi$m,kecadLfaracaquanphap
QTDNO
phattrienva vCrngm<;1nh,
hO<;1t
lu~t XLrIy nhCrngcan bQlien quanva
dQng
antoan,de
nghi:
nhCrng
connq chayy. NhCrng
HQidong
1- 8e nghi cac cap, cac nganh
thanhIydaCC1
banhoanthanhcongtac
dieuki$nhan nCrade
thanhIy c6the lamthutl,lctrinhUBNO quantamva t<;10
ThtJMy: CoitTf)ngc6ngtac tuyan tlnhraquyetdinhketthucthanhIytheo giupdBh$thongQTDNOhO<;1t
dQngtot
truyan,thi dua khenthllCmg.Congtac
Quyetdinh 615/2003/Q8-NHNN
ngay han; Chfnh phu trinh Quoc hQihoan
tuyentruyenve hO<;1t
dQngQTONOphai
thi$nca chechfnhsachnhLf:chophep
16/6/2003cuaThongdocNHNN.
dLfacthLfangxuyenquantam rQngrai
4- CacCC1
quanthongtind<;1i
chung, h$ thong QTDNOdLfqchLfangchinh
trangcacdoanthe,caccapcacnganh
sach LfUdai d~c bi$t ve thue; cho
tren mQi phLfangti$n thong tin d<;1i cacbannganhc6lienquantangwang
QTDNOdLfqcvay nguonvon dai h<;1n
chung.8~c bi$t trang vi$c trien khai tuyentruyenpho bienchinhsachmai vai lai suatthap;hetrqkinhphidaot<;10
veQTDNOden
th~chi$nChithi 57/CT-TW,
Tinhuyda cua8angva NhanLfaC
canbQQTDNOCC1
sa.
giaonhi$mVl,lratCl,lther6 rangchocac mQidoi tLfqngnhan dan de hQ hieu
2- 80i vai NHNNVi$tNam:
to chucdoan the: HQiphl,lnCr,HQic~u dLfqcquyenIqivatrachnhi$mcuaminh
- Tieptl,lCquantam dao t<;10
bang
chienbinh,HQinongdan, M~ttr~nTo thamgia x~yd~ngQTDNO,g6p phan
VaG
s~
on
dinhva
phattrienkinhte
xa
cac
hinh
thuc
thich
hqp
de
nangcao
quocVi$tNamtlnh...phaituyentruyen
trinhdQnghi$pvl,lchodQingOcan bQ
rQngrai den cac hQivien chu trLfang hQicuatlnhnha.
QTDNO,dap ung yeu cautangtruang
5ChinhanhNHNN
tlnh:
cua 8ang ve tam quantrQngcua vi$c
quy
mo hO<;1t
dQng,dongthai phuhap
th~c hi$n cung co QTONO;giao cho
Phoi hqp vai cac nganhlien quan
vai
vi$c
tieu
chuan hoa can bQtheo
cacCC1
quanthongtin, baochiphaixay chi d<;1o
va th~c hi$ntot nhi$mVl,lda
Quyetdinh1603cuaThongdocNHNN.
d~ngke hO<;1ch
tuyentruyenrQngkhap quydinht<;1i
Nghidinh48/2001/N8-CP;
thLfangxuyen,lien tl,lCtheo nhi$mvl,l Quyet dinh 1489/2003/Q8-UB;quan (Theo Nghi quyet cua Tlnh uy Hai
OLfang
tUnayden2005,c680%canbQ
chinhtri tUngthaiky;khenthLfcmg
dQng tam dencongtac 680t<;10,
daot<;10
l<;1i,
vienkipthait~ptheca nhantichc~,XLr ma cac.Iap t~p huan ngan ngay de xa c6trinhdQtrungcaptra len).
- BanhanhQuychedieuchuyenva
Iy nghiemminhcanbQvi ph<;1m.
nang cao nghi$p Vl,l cho can bQ
thanh
toan von giCraQTDNOTrung
G/A/PHApCHOTHO/G/ANTa/
QTDNO,trienkhaikipthaicacvanban,
Lfang
vai
cacQTDNOca sa,thongqua
1- Capuy chfnhquyencaccapcoi chedQmaiden canbQQTDNO.Cong
tac thanhtra, kiemtra cuaNHNNphai thanh toan bu tn! vai h$ thong ngan
vi$c lanh d<;10hO<;1t
dQng QTDNO 113
mQt
c6chinhanht<;1i
tatca
nhi$mVl,lquantrQng,thLfangxuyencua dLfqctangwang va lamthLfangxuyen, hangthLfangm<;1i
cacd!aban;giupcacQTDNO
casatiet
va nangcaotrinhdQ
8ang bQvachfnhquyenth~chi$ndung tichc~cboidLfBng
Nghi dinh 48/CP;quan tam han nCra nghi$pvl,lcuacanbQquanIyva thanh ki$mchi phi va th~c hi$ntot cac quy
den congtac tuyentruyentrang8ang tra NHNN.Phathuy vai tra kiemsoat dinhantoanve khoquyvav~nchuyen
va nhan dan ve vai tra cua QTONO nQibQ QTONOnhamngan ch~n va tien.
- Xayd~ngchLfangtrinhphanmem
trongcongcUQcdoimaicuadjaphLfang phathi$nkipthainhCrng
saiph<;1m
vaXLr
va dat nLfaC;phoihqpch~tcM vai Chi Iy. Kien quyetthu hoi giay phepcua tin hQcchoh$thongQTDNO.
nhanhNHNNva cacnganhchucnang nhCrngquy yeu kem khongwan len
- Hoanthi$nmo hinhQTDNO:xay
trang vi$c quanIy, t<;1o
dieu ki$n giup
d~ngquyantoanh$thong..
dLfqC.Chi d<;1o
nhCrngQTONO~ang
'-----43
T~ ClIi NGAN
IIANe- s6 2 NAM'2004