slide unit 6 tiếng anh chuyên ngành BH

UNIT 6: HEALTH INSURANCE


I. NEW WORDS
Availability (n) /əˌveɪləˈbɪləti/ tính sẵn sàng để dùng, tính có thể dùng được
Challenge (n) /ˈtʃæləndʒ/ sự thách thức
Comprehensive (adj) /ˌkɒmprɪˈhensɪv/ bao hàm toàn diện
Creditor (n) / ˈkredɪtə/ người chủ nợ, người cho vay
Enroll (v) /ɪnˈrəʊl/ kết nạp vào, ghi tên cho vào (hội…)
Excessive (adj) /ik´sesiv/ quá mức, thừa
Foundation (n) /faun'dei∫n/sự thành lập, sự sáng lập, sự thiết lập
Implementation (n) /,implimen'teiʃn/ sự thi hành, sự thực hiện đầy đủ
Indeed (adv) /ɪnˈdid/ thực vậy, thực mà, quả thực
Inheritance (n) /in'heritəns/ của thừa kế, gia tài, di sản
Maintenance (n) /´meintənəns/ sự duy trì, sự bảo vệ
Necessity (n) /ni´sesiti/ sự cần thiết, điều tất yếu
Obstacles (n) /'ɔbstəklz/ sự cản trở, sự trở ngại


II. Reading comprenhensive
HEALTH INSURANCE – AN INTRODUCTION

Health is wealth. Is that true? Of course,
everyone wants to be healthy and this is why we
say health is the greatest wealth in the world.
Apart from a balanced meal, exercise, and so on,
we need to have a health insurance to be in good
health. Health insurance is, basically, a promise
by an insurance company or health plan to
provide or pay for health care services in
exchange for payment of premiums. 

Insurance policy has started since the 18th century.
However, at that time, had Accident Insurance. The first
accident insurance company was we Franklin Health
Assurance Company of Massachusetts which was founded
in the year 1850. This insurance was mainly offered
because at that time there were a lot of accidents and
injuries due to railroad and steamboat. Accident insurance
agencies soon started sky rocketing. It was indeed very
successful. People had started realising how important
insurance is. In the year 1866, there were around sixty
accident insurance companies w were set up and
ultimately, the number of insurance companies kept on
mushrooming


Health insurance was proposed by Hugh the
Elder Chamberlen in 1964. A health insurance
is a contract renewable either monthly or
yearly between the insurance company and
the person. The Insurance Company will
provide you with a quotation of the insurance
company. In the quotation, you will the term
of policy, that is how long are you covered
with the health insurance. The duration of the
health insurance will depend on the age of the
insurance holder.

If he is young, the insurance company may advise him to take
a long term health insurance and if the person is old it might be
the contrary. Apart from age, there are other factors like health
and income which are taken into consideration when quoting a
health insurance companies also do a medical checkup before
provide a health insurance policy. In the quote, you will also
find how much you have to pay on a monthly or a yearly basis.
The health insurance quotation all consists of all the benefits
which it covers. Certain health insurance covers the insurer
100% but certain not. There are several conditions which are
applied. Different amount is paid in case of natural death,
accidental death, loss of one limb or two limbs or in case of
permanent disability.


There are mainly four different types of are
namely: Fee-for-Service Plans Health Maintenance
organizations (HMOs) Point-of-Service Plans (POS)
Preferred Provider Organizations (PPOs) These four
different types of insurance may have different
names however their goal is to provide medical
care to people. Fee-for-service plan is the more
affordable plan. However it has got some
limitations. Preferred Provider Organization has got
more options; however, this is the most expensive.
It is up to you to decide which type of insurance is
the best and which one you would like to purchase.


To get a better medical care, it is very

important to have a good health
insurance plan. You have health
insurance companies all around your
country; however, you have to decide
which one is the best and will provide
you with the best medical facilities.
You can have health insurance quotes
of different companies online. You can
compare the price as well as the
medical benefits which are provided by
the health insurance company on the
intemet along with its quote


Since health insurance has now
become a necessity, do not waste
time, get connected to the internet,
compare prices and benefits and
purchase a good health insurance.


Comprehension question
1.

How is the term “health insurance’’ defined
according to the text?

2.

Why did accident insurance become

importance in the 18th century?

3.

What does phrase “sky rocketing’’ mean
according to the text?

4.

What specifications does the quotation of the
insurance company offer you?

5.

Under what cricumstances can someone be
offered health insurance coverage?

6.

What common purposes are different types of
health insurance aimed at?


1.

How is the term “health insurance’’ defined according to the text?

.It

is a promise by an insurance company on health plan to provide or pay for health

care servicein exchange for payment of premiums

2.

Why did accident insurance become importance in the 18th century?

.Because

at that time there were a lot of accidents and injuries due to railroad and
steamboat

3.

What does phrase “sky rocketing’’ mean according to the text?

.The
4.

number of insurance companies kept on mushrooming

What specifications does the quotation of the insurance company offer you?

.In

the quotation, you will have the term of policy, you will also find how much you
have to pay on a monthly or a yearly basis

5.

Under what cricumstances can someone be offered health insurance coverage?

.Natural

death, accidental death, loss of one limb or two limbs or in case of
permanent disability

6.

What common purposes are different types of health insurance aimed at?

.Their

comon purposes is to provide medical care to people


III. Garammar constructions used for comparing adjectives

A . Review: there are three form of comparison
•

positive

•

comparative

•

superlative

1. Comparison with -er/-est
clean → cleaner → (the) cleanest
We use -er/-est with the following adjectives:


1. Adjectives with one syllable

positive

comparative

superlative

clean

cleaner

cleanest

new

newer

newest

cheap

cheaper

cheapest

2. Adjectives with two syllables and the
following endings:
2.1. Adjectives with two syllables, ending in -y
positive

comparative

superlative

dirty

dirtier

dirtiest

easy

easier

easiest

happy

happier

happiest

pretty

prettier

prettiest


2.2. Adjectives with two syllables, ending in -er

positive

comparative

superlative

clever

cleverer

cleverest


2.3. Adjectives with two syllables, ending in -le

positive

comparative

superlative

simple

simpler

simplest


2.4. Adjectives with two syllables, ending in ow

positive

comparative

superlative

narrow

narrower

narrowest


1.3. Spelling of the adjectives using the endings -er/-est

positive

comparative

superlative

large

larger

largest

big

bigger

biggest

sad

sadder

saddest

dirty

dirtier

dirtiest

shy

shyer

shyest

comment

leave out the
silent -e
Double the conso
nant after short
vowel

Change y to i (consonant
before -y)
Here -y is not
changed to i.
(although
consonant


4. Special adjectives
positive

comparativ
superlative comment
e

good
bad

better
worse

best
worst

much

more

most

many

more

most

little

less

least

 
 
uncountabl
e nouns
countable
nouns
 

little

smaller

smallest

 


B. Drilling exercise
Rewrite the following the sentences in such a way that the meeting of the
original ones stay the same
1.

Jane is the best tennis player in the team.

No one…
3.

The bus take longer than the train.

The train…
5.

I can’t cook as well as my mother.

My mother cooks…
My mother is…
7.

He runs faster than I can

I can’t …
He is…

9.

Is this the cheapest carpet you have got?

Have you got?...
11.

Lan is better cook than Hoa.

Hoa can’t…
Hoa is…


7.

Apples are usually cheaper than oranges.

Apples aren’t…
9.

This is the best cake I have ever eaten.

This is the…
I have never…
11.

Pat is the tallest girl in her class.

No one…
13.

She liked Rome a little and Paris less.

She thought that Rome….
15.

She know a lot more about it than I do

I don’t know…
17.

I’d like to visit India more than any other country in the
world.

India is …


13. No

restaurant in the city is better than
that one.

That restaurant is…
15. My

kitchen is smaller than your.

My kitchen is…
17. He

drives more carefully than he used

to.
He doesn’t drive …


Answer B: Drilling exercise
1. No one in the team is better at tennis than Jane
2. The train doesn’t take as short as the bus
3. My mother cooks better than me
My mother is better cook than I
4. I can’t run as fast as him
He is
5. Have you got any cheaper carpet than this ?


6. Hoa can’t cook as well as Lan
Hoa is worse cook than Lan
7. Apples aren’t usually as expensive as oranges.
8. This is the most delecious cake I have eaten
I have never eat any cake better than this.
9. No one is tallest girl than Pat in her class
10. She thought that Pome was better than Paris


11. I don’t know about it as much as she does
12. India is the most country I’d like to visit in
the word.
13. That restaurant is the best in the city
14.Your kitchen is bigger than mine

My kitchen is not as big as yours.
15. He doesn’t drive as careless as he used to.