THỰC TRẠNG QUAN HỆ TÍN DỤNG XUẤT KHẨU VỚI HOẠT ĐỘNG XUẤT NHẬP KHẨU

THỰC TRẠNG QUAN HỆ TÍN DỤNG XUẤT KHẨU VỚI HOẠT ĐỘNG XUẤT
NHẬP KHẨU
( NGHIÊN CỨU TẠI NGÂN HÀNG PHÁT TRIỂN)
2.1. Khái quát về Ngân hàng Phát triển Việt Nam
2.1.1. Quá trình hình thành và phát triển của ngân hàng Phát triển Việt
Nam
2.1.1.1 Quá trình hình thành và phát riển của ngân hàng Phát triển Việt
Nam
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&567$(!.$89!.:
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=
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 !"WX&YD"8!"P#+
/V"LGIHNHTGGf=
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D"8k#R+D"8=Z8!.Q$$")FGGGl9V9
!.Q$3?@[A(B#+/D'"B
&!$(:l$^R_R/RmGn&<
R<#Q(<R<#&<4#(
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$:=>#+/D'"B3+$"JJ4&V
"L&p?L,E=
d"Q'?@[A(#+/D'"B
ZD $"/'"$"
 "8!"WX

&Y=q#!8#+/?@[A(D'"B
La(4-LQ/4#Y
E#!L!"3-LQV.#!L.!8^&5
-<=q#!8'")+&D'"B3
&R$"OP"/*^IGGn&:
QV'=c##+/'"&!$(:
(*/.];R&<^R_R/&
<R<#Q(R<#<&<4#
(o/,!"&#</'"8C#-LE
$:=>L'"!`EQ,d:OP
#!:L!`<X"-LE#!
Q!"-<$p#+.D'"D"8=
#!L!.D'"B!8$]X#!L
ar)!L'")+&=i*!D'"#!L
C#$]XEC#$-.,$"$]X,&s
+F4//&#<XEt&#<InH4u=Q"L#
XL]&b(!Lr"+#!L"a\#.
(!L!./)#&,#+<WX=[)^!&X#
L3"W*!=!=0(")&"!L!.3Q
&$0L<WX!"*/ Q&#!L'"
)<)#!8!LV')+&&<,
X#;,3l$,X*P).XRmUGnE
&#<!L=
D'"B8)*&,VQ<!"
^-L!?@[A(!"8'L=i8 D'
"BZD]OE!Q;OP!"X\,"
ORO-L,!C#P4!8!"P.)
Q&,=9YREVR8)*!:X&@
:'$3(P4!/'"
L#$%! =

2.1.1.2. Trách nhiệm ,quyền hạn của ngân hàng Phát triển
- D'"B(-<$p!.!""<
##D'"BC#-LEB$:=[L/!.8
P",&s,PbQe!L!.O
P "      &  ,  W] / C#   -L E   B  $:=
K(*"&#<Q+'"D"8ZDk#R+
D"8!"'")+&#8!"8#"C#
-LEB$:v*"&#<#&"#!"#"8C#
-LEB$:=
K>R<##"!.!"(RR<##"!.v
E!QX#!.D'"BC#-LE
B$:=
K>! !"WX&Y
C#-LE3$-=
Kk#R##""4R*OP&#
/$:e&R+!Q#+/!""'
"B!"X ,/R##.&8)-3Y
-LQ
Kwl:l##+/'"!"$%!
$-,#+/'"ePE!"'"
Hội đồng quản lý
Bộ máy điều hànhBan kiểm soát
Văn phòng đại diện trong nước
Chi nhánh Ngân hàng tại địa phương
Văn phòng đại diện tại nước ngoài
Sở Giao dịch
Thủ tướng Chính phủ
#&"C#-LE$:!"-LE>8

 Ngân hàng Phát triển được quyềnv

xy &"X"$P )
&#&<&<4"&"8&-L,E
#!LR<#$]e
x>YE!"E!Q!YE)"
)&#)<(&"e
x>V.#!LA(:R<#$] !"
WX&Y&#<!L&<R<#Q&C#-LEe
xk!!.!L!"<(&"e
xXP!#!L9(8+&&
"X:!+(9!+$:e
xk*&&"#;R<#$]!+(9!+
$:e
xk,+<(,R&3#<:&"&
"&<((D'"B(-LQ+"<
R<#<Q!L9(C#-LE$:=
2.1.2 Chức năng, nhiệm vụ, cơ cấu tổ chức của ngân hàng Phát triển
2.1.2.1 Cơ cấu tổ chức của ngân hàng Phát triển
Sơ đồ tổ chức bộ máy
)XOP'"B9v
K[/9?<$p
Ki&,#
Ki/LQ"v
x[/*;+>["D/=>+[/*3i
'L!vi>OPR/"#+#!"$#/Q
$)k,#+O(i>)i>E)
i>WX&Yi[A($]X!"X!.Li>Y
Ei?<$p!.8#"!"--.,iB,ik
&3/R/i"&,#>'i
h$p(Z46D'"B=
xq*#EZ46+#!"#"8=

D'"BOPR/L-<$pQ"+..b
"./)2(!8L !"+!#+/
'"R<#<1-<=[LD'"B3GIq*
#E+["D/fT'"B+b".
/)GI!46++>B[9z3!4
6++8#"&#<T=FGGR/=
a, Hội đồng quản lý Ngân hàng Phát triển
[/9-<$p3F"!L!""!&
L=E>O{.D'"$""!Le
"!&$"$]+#i/v>"k,#+!" 
D'"D"8ZD=>8ROo
"![/9-<$pC#QEi/*i/D/!&
3p&,i/*i/>"!")-3$-=D&s
"![/9-<$p$"F4,&s3(RO
$+=
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D'"eBL&,#+#+/"4>O{.e?L,
ER/P$]+#ei"!4R<!Q-L,#+
/[/9-<$pi&,#!"!D'"ek,
E$i/7i/>">8ORO
 !"WX&YORO
Q$'"|=
[/9-<$p$"!C#,/:U1/$ 
WCW5!XQ/Y-LQ!"=k ,3
1RX=
b, Ban kiểm soát
i&,#3.N"!L$"L
$%!" |=i&#3!&
!X"#[/9-<$pek#+

/"YER##""4!X
",/+##+/.&!"&#/R/
D'"B=
c, Tổng Giám đốc và bộ máy giúp việc
Q"#+/'"$">O{.\!#
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D'"=B3>O{.k,#*$"\>O.
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&##|=
2.1.2.2 Hoạt động chính của Ngân hàng Phát triển Việt nam
d"/OP"("$:D'"
3^;XE/'"
=D'"B,#+/?@[A
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'"3$"v
[L/,:!.OP#!"#"8
 !"WX&YD"8C#-L
E=

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eA( eR<#$] =
>WX&Yv#!LWX&YeR<#$]
WX&YeR<#$] !"R<#$](9WX&Y=
D:l-<$p9!.}cj(#!L$+e:
lX#!L !"9(&"VOP
#!"#"8-(9:L^'"B
!8OPl=
~L#OP"!
'"B=
XE!##&"!".
##8!"-.,!#+/'"B
C#-LE$:=
>!(-.,#$%! 
!"WX&Y=
D'"#+/ 
!"WX&Y)*<R<#
#$%!"L.(!!"),#+/)R<#
-LE=
2.1.2.3 Chức năng nhiệm vụ của Ban tín dụng xuất khẩu thuộc ngân hàng
Phát triển
iWX&Y$")!E/D'"B3
P4\>O{.#!b+#OP
!WX:&Y#!L!.}cjZD
8#"=
Nhiệm vụ của Ban
>t#!LWX&YR<#$]WX
&YR<#$] WX&Y!"R<#$](9WX&Yu=
$"v>O{.!4R<$-,!WX
&Y>O{.R##[/9-<$pR"?L,

!WX&Y##".eO("#&,
#+WX&Y&,#++PWX&Ye .,
:YE)QER<#$]WX&Y!"9)3$-eB'
!WX&Y|
>#!L!.}cjZD8
#"=
>A(&@:3$-,!
WX&Y!"#!L!.}cjZD8#"=
Cơ cấu tổ chức và điều hành cuả Ban tín dụng xuất khẩu
Q"!i$"*R\!*R$"
3*R=
>*RE#"8>O{.!Q#+
/i3W'L)R'
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Khoản mục 2004 2005 2006
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Khoản mục 2004 2005 2006
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Khoản mục 2004 2005 2006

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cu
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nh giấy tơ

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Đơn vi
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: tr đô
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ng
Khoản mục 2004 2005 2006
B"XL3 IUUfMGGG IfFGUGGG TFNFUGGG
Phát hành tín phiếu, trái phiếu bằng
VNĐ
IUUfMGGG IfFGUGGG TFNFUGGG
z, IUUfMGGG IfFGUGGG TFNFUGGG
,&X, G G G
Phát hành tín phiếu, trái phiếu bằng
ngoại tệ
G G G
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Bảng 2.5 Kết quả hoạt động các nghiệp vụ
Đơn vi
̣
: tr đô
̀
ng
Khoản mục 2004 2005 2006
Tài sản trong hoạt động nghiệp vụ
NMMJNfI
I
MJTNFFMJ JNGMfMgM
Cho vay NHHTXNK IMJJfgf TNFggJI TUMgGTf
>#3v
x?+ FGNUN FFgUg IGUGMM
xk#( G G G
Cho vay chương trình đặc biệt của
Chính phủ
IGUTGMM IgUNNgf IfUTJNg
Cho vay trung, dài hạn tín dụng đầu
tư
UNUggGg
F
gGIJUJGT ggUNGgUg
>#3v
x?+ ITTGUTU INTfGMg UTMfUfF
xk#( NUIfUg NMUIgf UFUGTg
Cho vay nhà nhập khẩu G G G
Cho vay lại vốn ODA
UfgfTUJ
J

gTGgJNMI ggNfGFJI
>#3v
x?+ IFITFJ TGfGMG IJUgMI
xk#( 5,480 fMJTF TMfF
Bảo lãnh, tái bảo lãnh G G G
Nguồn: Số liệu NHPT
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Bảng 2.6 Tình hình thực hiện nhiệm vụ năm 2007 của NHPT
Đơn vi
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: ty

̉
đô
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ng
Chỉ tiêu
Kế hoạch
TTCP giao
Kế hoạch NHPT
xây dựng
Thực hiện %KH
I={<'  TTTGG TIMNN JMFn
K>  IJNTI IgfUg Ngn†
KDz$1 c?X NTUg
T={<'}cj JGGG MNTJ JfJn
U=c(R-'>chk TFGG UGGU TMNM JFMn†
g=[A(  gGG TNg TfG Jgn
Nguồn: Số liệu NHPT
Ghi chú: (*) là tỷ lệ % so với kế hoạch do NHPT xây dựng

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IGfHTGGgHDKB$]X#!L (WERmNGn$]X#
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C#DEEIFIHTGGfHDKBtL,?L,EIUUHTGGIH?K
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 ]V.!L!.}cjW!L!.D"8&&
:(9!.R#"#&9!.#86
X+‡=>X<L'$"+,-<#+/
+,-<#+/'"=
>#".'"BXX4TGGM:&
-)/!"P;4*=i+^
&3&469+.!"4$6)
WP!8L +L_E!.#3'
Q'"0#+/!8!)'"B
:Q)/=h,8-/:R#4
*Q&,+#Q)/ )===D! #"
"#4TGGM
Bảng 2.7 Nhiệm vụ cần hoàn thành
Đơn vị:tỷ đồng