Tài liệu Bài thuyết trình: Epayments doc

ePayments
February 28, 2001




E-payments
E-payments








 !
 !
""
""




E-payment
E-payment


#$$%&!' ("“
#$$%&!' ("“

!)”
!)”
 *'!+,,-
 *'!+,,-
.)/"0123*
.)/"0123*
1! &14/ &1
1! &14/ &1
4/
4/
0/
0/
1
1




E-payment
E-payment
!
!
5
5
 !  “ ’
 !  “ ’
!”
!”
!5"
!5"

+,,67!
+,,67!
278!)9 3’
278!)9 3’
55
55
:
:
5
5






E-payments
E-payments
/7
/7
7#$$6#,'+,,;7#+<,,,
7#$$6#,'+,,;7#+<,,,
;$=>
;$=>
27+,,+#<'?6,,,,
27+,,+#<'?6,,,,
!#,,,,
!#,,,,
!!%,,0/
!!%,,0/

"7)/5 /
"7)/5 /
5
5






E-Payments
E-Payments
1
1
4/)
4/)
55
55


)1@
)1@
5
5
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
)/"@
)/"@
"5
"5



0
0
5
5


7!
7!

E-payment
E-payment
1
1
A"@
A"@
2""
2""
!
!
3!!"!
3!!"!




7
7




 ’
 ’
!7
!7

Process of payment (example 1)
Process of payment (example 1)
5"5
5"5
!!"!
!!"!
!"
!"
)2 05’
)2 05’
0 ’
0 ’
)2!!5
)2!!5
25! !)2"’
25! !)2"’
!0
!0
0)2 ’
0)2 ’
9
9
.)2"50
.)2"50
.0""
.0""

E-payment (example 2)
E-payment (example 2)
A!
A!
4!"
4!"
""
""
/7!"
/7!"
5
5









Sample:Online payment systesm of VASC
/>Sample: Digital certificate management system of VASC
/>Sample: Mobile commerce system of VASC





E-PAYMENT

E-PAYMENT
'#
'#
   &>!!!’
   &>!!!’


3!5
3!5
JAN 03 Payment Methods
Merchant Account
•
Register with a bank which provide this
service
–
Monthly fees
–
Set up fee
–
Transaction based rate
–
Risks of merchant:
•
Chargeback
•
Card holder not present
•
Broken & returned goods

E-PAYMENT
E-PAYMENT
BC5DEF"G"+7
BC5DEF"G"+7
" ’
" ’
!
!


JAN 03 Payment Methods
Credit, Debit, or Charge Card
Online Payment Processing
JAN 03 Payment Methods
Credit,
Debit, or
Charge
Card
Online
Payment
Processing
JAN 03 Payment Methods
Systems that Support Order
Processing
JAN 03 Payment Methods
Order Processing Systems