tim hieu cac san pham cho vay trung va dai han khach hang ca nhan ngan hang scb ppt







 !"#$%&' ()(*+&
$%&'
%!,-&./+&'*0"#123'*-
%!,-&./+&'*0"#123'*-
%!,-&'*0"#123'*-
%!,-&'*0"#123'*-
ĐặcĐặc

N
g
â
n

h
à
n
g

T
h
ư
ơ
n
g

M
ạ
i

C
ổ

P
h
ầ
n

S
à
i

G
ò
n
•
T
ê
n

t
i
ế
n
g

V
i
ệ
t
:






































•
T
ê
n

t
i
ế
n
g

A
n
h
:
























•
T
ê
n

t
h
ư
ơ
n

g

h
i
ệ
u
:




•
H
ộ
i

s
ở

c
h
í
n
h
:











!




"


#

$
%
&


'
#


(
)

!



•
V
ố
n

đ
i
ề
u

l
ệ
:

*
+

,
-




.

/
0
/
0


1
/

#

2
3


4

5
%


6


7








































8


9
(



:
,
;




1
0
.
5
8
3
.
8
0
1
.
0
4
0
.
0
0
0


4
<



8


=








>


,

>


,
?








@


,
A

4
<



,
?


,

>



B


C

,

,


6
%



D



,

>


@
3




E







;
 
SCB phục vụ các nhu cầu ủy
thác cho vay của các tổ chức, các
doanh nghiệp để cho vay các
phương án, dự án đầu tư phát triển,
sản xuất kinh doanh, dịch vụ đời
sống nhằm phát triển kinh tế - xã
hội)
I. Đối tượng
•
F (7# ? , G  ,H#
?,GF,IJKLC#?
, 2  M# ? , G ,F
NE 49 , &( 2 , 4C
,O%&,?,G,FNE
!PQRSTS!U!PQRSTS!U
II. Tiện ích
•
E 2E %%7. ,? 2.
7?,G,H#F,IJKLC
4H?,G#??
7)
•
E2E4N?%%2.
, ( ?# NV ? (?, ,+ WX

K%:,  N# NI 2E 4= W3 7
?)
•
OL W%:,  , 83 4I Y
,. 4 ,Z. , ,[ ,%&; , \%.
4I7,-,=])
•
F7.,?,)
•
"X @X  ,# 6% \%X 
? ( ? 7. ,?  2. 7
?)
•
7,E^#,%&,6
SCB phục vụ các nhu cầu ủy
thác cho vay của các tổ chức, các
doanh nghiệp để cho vay các
phương án, dự án đầu tư phát triển,
sản xuất kinh doanh, dịch vụ đời
sống nhằm phát triển kinh tế - xã
hội)
I. Đối tượng
•
F (7# ? , G  ,H#
?,GF,IJKLC#?
, 2  M# ? , G ,F
NE 49 , &( 2 , 4C
,O%&,?,G,FNE
!PQRSTS!U!PQRSTS!U
II. Tiện ích

•
E 2E %%7. ,? 2.
7?,G,H#F,IJKLC
4H?,G#??
7)
•
E2E4N?%%2.
, ( ?# NV ? (?, ,+ WX
K%:,  N# NI 2E 4= W3 7
?)
•
OL W%:,  , 83 4I Y
,. 4 ,Z. , ,[ ,%&; , \%.
4I7,-,=])
•
F7.,?,)
•
"X @X  ,# 6% \%X 
? ( ? 7. ,?  2. 7
?)
•
7,E^#,%&,6
_
Sản phẩm Cho vay mua xe Ô tô là
hình thức SCB cho Khách hàng Cá
nhân/Hộ Kinh doanh vay vốn để mua xe Ô
tô nhằm đáp ứng nhu cầu đời sống hoặc
phục vụ cho hoạt động sản xuất, kinh
doanh.
I. Thời gian triển khai

_
41&'5%"6&7
!PQRS`Rabcc!PQRS`Rabcc
_
II. Lợi ích nổi bật
_
7,E2.,&,4X#de
2MLW%:,,)
_
*X2.f4Hg1h%%23#
4I?,IKW?,2M?,I,I,=)
_
=2.,f4Hi1,?)
_
,G,X9,)
jjj)"Y,FWX(k
•
O ,5  2.l"< Q6,  Y
,6)
•
3 ,5  2.l,3 4 g1h % % 2.
23)
•
=2.l,34i1,?)
•
OL W%:, 2.l?( NE , \%. 4I 7
,,-,=])
•
,G2.l2.,-)
!PQRS`Rabcc!PQRS`Rabcc

_
,G,X9l,XL,X,?e
,X34I]8,?0\%m;)
jQ)!<W2.23
_
:.45I2.238,n%;)
_
"32M*??l:.,=,Z.
,7=2.2=D(3#=
@XLe:.4>mH,D0K?&,o
,D)
!"#$$%&'()
_)
8 #$9 2-2 .-2 (&' 23&%2:% ;%!
&(<=0# (>?25@")A&'<BC!2D!<#$!&'#$E
&F*#0#&(=GH7
_)
IBJ=J&'*K&<#L#M2&!&23&'7NO#
)%"P#2 !"#Q*=!RS&'("
_)
T-2 (&' 23 #G )U&' 2E& &(>=0#
;%!=GV(;#(*BK&,K=K;2.K& !"7
_
A2*P&#L#M2;%!,-&&(W%!&'@&
(&'&X%.-2(&'23&%2:%7
_
492Y#4 0&;*Z&[E \#L#M2;%!
,-&&(7
!!"*+$$,-.
%]#%F2 (&%2:% !" Q& (.K&^&'#$K

&92L!.-2(&'&4&'#Q*=!._&'W%-`Ra
#b&'&%2:% Q&7
!PQRS`R!p#"qQparSst#uR!vR!p#wRwxyj!q!PQRS`R!p#"qQparSst#uR!vR!p#wRwxyj!q
!!!"/$,-.
Q*=!=X&cd&^;7
!"0,12$,-.
*P#!;I&'!"(&'7
"03&4(#
eW%"=f&2L!Y#g&'#1*.]7
!"56+$7'8
h*&*\%VA!2i&
$KVj*(&'#-&'>W%E#e)4&9'*K;):&<
!PQRS`R!p#"qQparSst#uR!vR!p#wRwxyj!q!PQRS`R!p#"qQparSst#uR!vR!p#wRwxyj!q
Gốc:$K=f&.]#e#K#%k& \BQl\& (.]
+&#$K'*D!.-2(&' ('@&(&'<=f&.]#$K&9
#Q*=!Rm#-&'7
$K=\%(&'#-&'>W%n<#^&'):&#e#g&'c>o
#1*+&.K& !"pcda<qda<SRa7
$KVj*(&'#-&'>W%E<#$K'Q22%Q*.]r&X%#1*
+& !"._&'W%-cq#-&'s7
Q2<Vj*#$K'3[=\%(&'#-&'7
!!"92:-.-;
_
t( T-2(&'2-&@& &'41**P#!; #%b*
#gcu=X&md7
_
3F.v%#41&'#$w?2=^&'.n#+;#$w
#$6&=f!,(&+#=F&'2L!Y7
_
% &k[ #Q* #*G% d7RRR7RRR =I&'>#-&'

?2#b&'#%&k[2L!&'41* !" (&'41*=I&'
#$-2&*P;#Q*#*G%u7RRR7RRR=I&'>#-&'7
_
T-2(&'23&%2:%#k#BA \&(H7
!!!"<&6-.-;
_
YK B! >F 2*X%< F .v%>Bb
=^&'.n#+;#$w7
_
*0" 2x&' &k& =^&' .n .X# _& ?2
5-2&k&=F2#@&7
_
*0"=\&'f !" Q&#e;y%2L!Y7
_
*0"#12x&';*&#%&k[ ([4J&'
-& !" Q&7
_
-2'*0"#123V*6&W%!&=X&#(*BK&,K
=K;l\& !"7
!PQRS`R!p#"qQparSst#uR!vR!p#wRwxyj!q!PQRS`R!p#"qQparSst#uR!vR!p#wRwxyj!q
!PQRS!zw{!|}!PQRS!zw{!|}
!"#$&'()
Y8#$92-2)f2 M#$i&'3*!&#-&
i2 [E ( 2-2 2* [E 9[ Vn .-2 2L! 24J&'
#$/&i2 ,!'I;#g,k2 #_&'#$%&'i2< i2
&'\2=X&,k2B!%=+*i2H#$&'&4h2?2
&4h2&'(*7
E& B-2 4% =j* =?2 ,*P# )(& 2 =Q*
#49&'i2'*z*<=+=x2#Q# (23(&2K&.*&
#X.3.^&p

_
 !"._&'23#(*BK&,K=K;=X&cRRa#b&'
2* [E .3! i2 &4&' ._&' W%- cdR #$*P% =I&'
r&'+*#PW%"=b*#4J&'=4J&'s
_
3 #G =492 @& +& r._&' [K* #$Ks &9 'Q2
(>?2Vj* !"#$&'B%Q##1*'*!&=(#+ (2F&'r{s
#6;#Q*=!S#-&'7
_
'41* =* i2 =492 4% l6& #%"G& )M&' ( V(;
*P2#+*YB!%.*#Q#&'*P[2-22%"6&&'(&[U
9[ h*&%2:%#%"G&)M&'2L!Y h*.X#W%Ki2
#k[=+#V+*.-#$HV6&7
!!"*+$$,-.
Y2 !"=X&cRRa#b&'2*[E.3!i2 (
23#G2 !"=X&cRRa'*-#$f#(*BK&,K=K;
r#U"#$41&'9[s
!!!"/$,-.
Q*=!=X&cqR#-&'rcR&^;s
!"0,12$,-.
*P#!;I&'rs (I&'_V!|rs
"03&4(#
eW%"=f&2L!Y#$&'#g&'#1*.]7
!"56+$7'8
9'Q2=492#$K#e=f&.][U9[ h*=*\%
.*P&2L!#g&'.-2(&'r#-&'<W%n<}s
T-2(&'23#G2i&;F##$&'2-22-2~&
Vj*B%0#.-2&!%<[4J&'#x2#$KVj*V*&+#
r#-&'<W%n<}s
!PQRS!zw{!|}!PQRS!zw{!|}

!!"92:-.-;
T-2(&'2-&@&V(&'41**P#!;23=L=*\%
.*P& !" Q&#e W%" =f&2L! [-[ V%k# (2L!
Y7
3F.v%#41&'#$w?2#+;#$w2U&'=f!,(&
+#=F&'2L!Y7
T-2(&'23&'%I&#%&k[=K;,K#$K&92
.K& !"7
3#(*BK&,K=K;2.K& !"r=Q* h*.K&
!"23#(*BK&,K=K;s
!!!"<&6-.-;
*0"=\&'f !" Q&
>F 2*X%< F .v%< '*0" =^&' .n #+; #$w 2L!
.-2(&' !" (,6&#X20[>2:;2Q7
x&' #g 2x&' ;*& ;M2 =E2 BC )M&' Q& !"p
#_&',-i2[E<'*0",-#$w&'#%"G&<'*0",-&k[
i2<#•B*& *6&<}
x&'#g2x&';*&&'%I&#%&k[=G#$K&97
IBJ#(*BK&,K=K;
-22x&'#g.-2#e#g&'#$41&'9[2M#G
!PQRS!zw{!|}!PQRS!zw{!|}
!PQRS~•!€*!PUj•S‚"ƒ*s*!PQRS~•!€*!PUj•S‚"ƒ*s*
Y[M2 M€%n.-2(&'23&%2:%2:;
2Q 2x&'.-& &•; ;M2 =E2 !" Q& =G .*&
)!&2x&'.-&7
!&;M22x&'.-&Y&k&2:; 2QV*&
+##eW%"=f&2L!Y<,!'I;2-22b[*X%
=j =492 &*6; "X# #+* H *! )f2 2x&' .-&
7 r‚s ( H '*! )f2 2x&' .-& (
F*r&Ns7

!"08#$
-[x&' .f[ #1* &% 2:% Q& &'ƒ& +&=G .*&
)!&2x&'.-&2L!€%n.-2(&'7
L#M2=J&'*K&<5CVnIBJ&!&23&'<*P%
W%K7
!!"9;58:$=
- &@& V( &'41* *P# !;< ?2 &'41* &4h2
&'(*24&'M#+**P#!;r#$6&cq#-&'s#A2*P&
!" 2:; 2Q 2x&' .-& &*6; "X# =G .*& )!&
2x&'.-&#+**P#!;7
!!!"92:>;-:$=-.-;
_
3 [4J&' -& .*& )!& *P% W%K< =K; ,K
.K&^&'#$K&9„
_
t( 2L BH D% 9[ [-[ =Q* h* 2x&' .-&
2:;2Q„
_
H#(*.K&T*&)!&2x&'.-&#+*_&'
#"2x&'.-&23#z!#%k&9[#-2 h*Y„
_
!;.X#.nW%|<,bB%&'<5CVn#(*BK&=K;,K<
#$K&9#$4h2+&.*#f'*-2x&'.-&V(#(*BK&=K;
,K'*K;W%-;x22[O[2L!Y7
!"*?$>#$$,-.
G.*&)!&2x&'.-&
"/$,-.
Q*=!._&'W%-Rm#-&'7
!"0,12$,-.
Y•&'=I&'*P#!;rs7

!!"@+:,$A$;
x&'.-&=j=492&*6;"X##+*H*!)f22x&'
.-&7?2H '*!)f22x&'.-&(F* (
=492Y20[#%k&#e#g&'#1*.]7
!!!"03&$,-.
t*&+#r2Q=f&?2#!"=b*#U"#e#z!#%k&s
#eW%"=f&2L!Y#$&'#g&'#1*.]7
!PQRS~•!€*!PUj•S‚"ƒ*s*!PQRS~•!€*!PUj•S‚"ƒ*s*
!B"<&6-.-;$%:$=
_
Q* h*.-2(&'2-&@&p?2F2*X%
2…&*P%VA27
_
Q* h* .-2 (&' )!& &'*P[p *0" 2x&'
&k& =^&' .n .*& )!& 2…& *P% VA2< ;j BQ #%X<
W%"X#=f&,b&*P;'*-;=Q2<.X#-&#$4H&'<=*\%VP
+#=F&'2L!)!&&'*P[<'*0"#1[-[Vn2L!&'41*
=+*)*P&2_&'#" !" Q&<,-2-#(*2E&7
_
*0" =\ &'f !" Q& .*6; [4J&' -& .*& )!&
#e;y%2L!Y7
_
x&' .-& ?2 *0" 2x&' &k& 2b =_&' ?2
*0"5-2&k&[&'#z!2x&'.-&2:;2Q)_&'#"
2x&'.-&5-2&k&r#$&'#$41&'9[2x&'.-&V4%
.n#+*_&'#"2x&'.-&23V*6&.X# h*Ys7
_
! .6 #(* .K& 2x&' .-& 2L! .-2 (&' #+*
2_&'#"2x&'.-&235-2&k&2L!_&'#"2x&'.-&
&J*V4%.n2x&'.-&2.-2(&'7

_
(*BK&=K;,K&9 !".-2r&X%23s7
!PQRS~•!€*!PUj•S‚"ƒ*s*!PQRS~•!€*!PUj•S‚"ƒ*s*
!PQRSs`O„!sp!!P…†jRP`‡j!PQRSs`O„!sp!!P…†jRP`‡j
!"#$$%&'()
_
Y 8 #$9 2* [E 2%"X& )% V*2 #$&' (
&'(*&4h2)(&2&'41*#gdR†md#%b*7
@#&$5>3C
_
 !" ._&' 23 ,K =K; ,•&' #(* BK& V6&
=X&qR#$*P%=I&'=G#!&#-&2*[E2%"X&)%
Vf2 )(& 2 &'41* 23 2_&' h* -2 +&'>*!
=/&#4J&',*&V*P#B‡7
_
492 ;%! ,K *G; #!* &+& #$&'B%Q##1*
'*!& !"7
!!"*+$$,-.
_
Y2 !"#gd#$*P%=I&'=X&#Q*=!cRRa*
[E2%"X&)%Vf2)(&2!*&'41*
!!!"/$,-.
_
Q*=!=X&Sm#-&'7
!"0,12$,-.
_
I&'*P#!;rs7
"03&4(#
_
eW%"=f&2L!Y#$&'#g&'#1*.]7

!"92:-.-;
_
T-2(&'V(2-&@&&'41**P#!;<23=L=*\%
.*P& !" Q&#eW%"=f&2L!BK&[v;7
3F.v%#41&'#$w?2#+;#$w2U&'=f!,(&
+#=F&'2L!Y7
T-2 (&' 23 &'%I& #% &k[ r#g b lX# .*P;<
!;.X#2U&'#$K&92L!#@&&@&<}7s=K;,K#$K&9
!"7
3blX#.*P;2L!2-&@&?2#@&&@&#+*Y
?2Y.-2#eW%"=f&2L!Y7
!!!"<&6-.-;
_
*0"=\&'f !" Q&r#e;y%Ys7
_
>F2*X%<F.v%<'*0"=^&'.n#+;#$w2L!
.-2(&' !" (,6&#X20[>2:;2Q7
_
x&'#g2x&';*&&'%I&#%&k[=G#$K&97
_
IBJYr=Q* h*.K& !"23Ys7
_
-2 2x&' #g .-2 #e #g&' #$41&' 9[ 2M #G
#eBA4h&')y&2L!&@& *6&Y7
!PQRSs`O„!sp!!P…†jRP`‡j!PQRSs`O„!sp!!P…†jRP`‡j
K;J&2_ (2-2,+&=j2wnVƒ&'&'eˆ