ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính mẫu số b02 tctd bảng cân đối kế toán hợp nhất quý 4 năm 2009

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chu
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chufur
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ro6n
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Nam
vd
FIg
th6ng
K6
to6n
c6c

t6
chuc
tin
dyng
ViQt
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Ki
b6o
c6o
r i
do'n
r
I
tiirn
tQ
K.i
b6o
c6o
cua
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hdng
bat
dAu
tu'
ngdy
01/1
0l20o9
r,d
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vdo
ngail'
31/12/2009'
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vi
tidn
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su
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li
ilt\'g
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tic
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vu
bing
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tQ
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qur cl6i

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Ngin
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tAt
ca
c6c
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'u
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cua
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hirng
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hach
to6n
theo
nguy6n
t0.
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thoi
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tdri
san

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g6c ngoai
1i
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ty
gi6
quy dinh
vdo
ngdy
lap
bang
cin
aoi
te
to6n.
C6c
khoan
thu
nhip
Vd
chi
phi
bing

ngoai
tQ
cua
NgAn
hdrng
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hach
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bing
VND
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tj
gi6
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ph6t sinh
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mua
b6n
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t9.
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l6ch
ty
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c6c
tdi
hhoiin
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t0
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dong
Kinh
doanh
vir loi
nhuatt
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lcch
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c6c
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muc
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iurg
rrcn
bang
can
OOi
te
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lap
b6o
cfo
tai chilh'
5.
Chring
kho{n
cldu
tu
gifl'cl6n
ng}ry
d6o
han
.
chirng
thoan
no
gifr'd€n
ngay
d6o
han
ld
c6c
chirng
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co
l.i
han cc\
ilinh
Vti

citc
khoittt
thrnh
t,an
co
dinS
hoac
co
thd
xdc
dinh
drLo-c
va Ban
lorrg
Giam
cloc
co
1
dinh
ri cir l<lru
nrilt r
giit tlt'rl
ngd,v
d6o
han.
NgAl
hdng
dang
ghi
nh4n

c6c
chirng
khodn
nay
tlreo
gid
goc
cdng
ldi
d-t
thr-r
trir
lii
chd.
phin
b6.
GiA
rri
phu
tr6i
hoflc
chi6t
khQtl
(n6r-r co)
cfrng
duo-c
phein hnh
r
ao
gie tri

glii
so crta
khodn
dAu
tu.
Ldi
clugc
du
thu
hodc
phd'b6
theo
phuo-ng
phdp drro'g
thang.
chimg
khoiur
dtrcrc
giu,oen
khi
d6o
han
sE
duo.
c
xem
xdt
vd
kh6
nlng

gi6m
gi6. chirng
kho6n
drro.
c
lAp
du
phong
giarr
gi6 khi
gi6
tri
thi
trud'ng
nho
hcrn
gi6
tri
ghi s6.
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phong
giam
gi6
dr-rcrc
ghi nhan
Vzio
b6o
ciro
ket
qud

hoat
d6ng
kinh
doanh.
''
6.
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khofn
diu
tu
sin
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cl6
brin
Chirng
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dAu
tu
sin
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thiri

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rin ciinh
trtr6c.
c6
th€
dtroc
b6'
Ae
aap
ung
nhu
ciu
thanh
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cle
irng
pho
vcri
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hgp
tha1"
tliri
lai
suat.
ti
gi6, hoic
gi6
tr1

chung
kho6n.
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dang
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c6c
chung
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ndy
thco
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g6c c6ng
lai
du
th,
tril
lli chd
phan b6.
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tri
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trQi
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co)
cirng
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Phan
6'h
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s6
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du
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hoac
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theo
phutrng
ph6p cluong
1
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hhng'l'huo'ng
m4i
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phAn
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so
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rian
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f1e1
ln
uli]'r01
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Nan
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ndry.du<rc
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giir clinh
iri,thco
gih
tri
thi
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r'i\
dtr
phong
giarn
gia tri
se

clucrc
lip
khi
gia tri
tl-ri
truong
nho
ho'
giir
tri
glri
so.
T)u
pho'g
girim
giri clr-rtrc
gi-ri nhin
'ao
biro
c6o
k6t
qua hoat
dQng
kinh
doar-rh'
7.
Chri'ng
khoin
kinh
doanh

Chirng
kho6n
hinh
doanh
ld
chung
kho6n
ban
diu
dugc
mua
vd
nim
gifr'cho
muc
dich
hinh
cloanh
trong
ngdn
harr
ho6c
n6u
Ban
T6ng
Gi6m
doc
qu,v6t
dinh
nhu

vi-v.
Ngdn
hirng
dang
ghi nhin
cac
chung
kho6n
r-rdy
theo
gi6
g6c
vdo
ngdy
giao
dich.
1'rong
c6c
k!
ti6p
thco,
c6c
chimg
lihoan
ticp
tuc
cruoc
ghi nhan
thco
gi6

g6c.
.r.uy
nhi€n.
gi6 tri
thi
trunng
cta
c6c
chiurg
kho6'vi'
duoc
NgAr-r
hi\r-rg
thco
d6i
d0
d6nh
gia ve
khdr
na'g
giam
gi6 khi
giri rri
rhi
rrudng
th6p
hon
gia
goc.
Ngoai

tnt'iltLivti!'
hop
kh6ng
the
x6c
dinh
gi6 rri
thi
rrlrong
m61
c6ch
chic
chin
thi
gid 1ri
cua
chirng
clucrc
rinh
dua
rrcn
ngu,v6n
gi6 sau
khi
trir
di
t6n
thSt
rroc
ti'l"r

(n6u
c6).
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i-roac
15
tu
kinh
doanh
chirng
kr-roirn
clucrc
ghi
nhan
tren
b6o
cdo
h6t
qua hoat
dong
kinhdoanhtheo
st\
lhuan'
8.
Ciic
khorin
cho
vaY
c6c
khoan
cho

vay
ngdn
han
co
ky
han
duoi
1
n[r-';
c6c
hhodrn
cho
vay'vd
cho
thLrc
tdi
chinh
trr'rrlg
han
co
kj,
han
tu
I
ndm
d€n
5
ndm
vdr
c6c

khodn
cho
vay
vd
cho
t1-ru0
tdi
chinh
ddi
han
c(r
kj'
han
trOn
5
nam
k6
tir
ngdY
giai ngdn'
viQc
phdn
loai
no
vd
lQp
dtr
phdng
rui
ro

tin
dung
duoc
thuc
hi6n
thco
Qu1'0t
dinh
s0
4g3r2**5reD_NI{NN
ngiry
22th6ng
4 nam
2005
vd
euy6t
dinh
s6
r8/2007/eD-NIINN
ngdr'25
th6ng
4 ndm
2007
cuaTho'rg
d6c
Ngin
hdng
Nhd
ntroc
vi€t

Nam.
cdc
khoan
cho
I'a-v
ducrc
plian
thdnh
ndrn
nhom
no-
cdn
cu
r';io
linh
hinh
lm
trtr
rr\
cic
riu
t6
dinir
tinli
nhu
satt:
l{htim
1.
Nq'
tln

tiAu
chttAn
o
C6c
khodn
no
trong
han
md
NgAn
hdng
d6nh
gi6 ld cti
clil
hhdr
nang
thLr
h0i
drh
dLr
cri
goc
r ir
lai
dung
tl:oi
han:
eC6ckhoinngqu6handuclil0ngdyv}rNg6nhdngd6nlrgi6lnc6khanirngthulroi
dd-v
dir

g6c vd
l6i
bi
qud
han
'd
th'
hdi
dAy
ctu
g6c
vd
ldi
dirng
thcri
han
cd'
lai:
Nhdm
2;
\tr
c'rin
,'hh
Y
.
Cdc
khoan
ng
qua han
tir

10
ngay
den
90
ngay;
.
Cdc
kho6n
nq
dieu
chinh
kj'
han
tra
no
lAn
ddu;
,.
C6c
hhoin
no
co
c6u
lai
thoi
han
tra
ncv
trong
i-ran

thco
tho'i
han
cluo-c
co
cir'r
lai'
l\,lltdnr
J
\
lr
tltr,ii
tittt
t'lttrtitt
.
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khoan
ng
qua han
tir
c)l
dOn
180
ngal';
Ngin
hhng
l'huo'ng
mgi
C6
phAn Sii Gdn

- IIn NOi
so z]_-
]rAn$1s
oao
;,
Q,lloi
.
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hhodn
no
co- c6Lr
lai tl-ro'i
han
tra
ncr ldn dAu.
1ril c6c
lthoan
ntr cli.\rt clituh
I'r'
ltan 1t'a
no ldn dAu
phAn
loai
vdo
nh6n"r
2:
.
C6c
kl"roiln
no

clucrc
mi6n
hoirc
girirn lii clo khAch
hang hhdng du
kha nirng
tret iii clil'
clLr
theo
hup d0ng
tirr
dung:
l,{hdi
4. Nq
nghi ngd'
.
C6c
hhodn
ncr
qu6
han tu
I
8l
din 360
ngiry;
.
C6c
khoan
nc) co cAu
l4i thoi

han tri
no- lAn
dAu cil-r6 han ducvi
90 ngiry thco
thcri
han
trd
n<r duoc
co cAu
lai ldn dAu;
o
C6c
khodn
no- co
cAu
lai thoi
han
tra no
ldn thir hai:
h'lttim
5.'
.\rr
t'6
khtr
nitts
;lt(;t
t'itl
o
Cdc khodn
ncr

clua
han trOn
360
ngirl':
.
o
Cdc
khoan
no ccr
cAr,r lai
tho'i
han tla
no lAn dAu
quil
han tir
90 ngi\)' tro'
lOn thco thiri
han trd no
ducrc co
cAtt lai
lAn dAu:
.
C6c khoan
no co c6u
14i thcri
h4n trd
ncv lAn thf hai
quf
han thco thcvi han tra
ucr duoc

, c0 cAu
lai lAn thrl
hai:
.
C6c khoan
no co cAu
l4i thcri
han tra ncv
lAn thir ba trcv l€n. k€ ca chua bi
qua han
hoic dd
qud
han;
.
C6c khoan
nrv khoanh,
no cho
xu ly:
: ,,
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I'hu
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vi
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kho6n
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31.
Chi
phi lfli
vh
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khotin
chi
phi tuong
tg'
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ldi tiOn
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phi hoat
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dung
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32.l,iil
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tir
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phi
dich
vu
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d6ng
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clQng
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r
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phi
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I(y
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367.932.391
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63,628.191.319
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511.532,771,117
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316,612,621,191
212.610"801"717
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5,561,729,666
342,644,869.1
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231,295,023,795
763.908.318
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59,768,618,142
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10,0.41.312,112
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9,577,085,993
5
194
373,826
3,348,374,947
'141,825,065
46,770,264
845,741,891
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Chi
phf dich
vu
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Chi
phi
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thuin
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dich
vg
33.
Lai
t6 ttruAn
tir
hoat
dQng
kinh
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kinh
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chrlng
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Chi
phi u0 m.ta
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chilng
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kinh
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Chi
phi
du
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giam
giir chfmg
khoan
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LAil
16
thuin
ti'hoat
dQng
mua
brin
chri'ng
khoirn
kinh

doanh
9,ti35,612.639
1.850.17-5.208
595.847.55
8
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7ilers8e:Y3
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3,095,590,907
1.153
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459j26,415
1,4;82,537
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6,-181,.195,086
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128,150,080,886
I
15.31r1.710.596
12,835,370.290
101,161,295,343
83.694,792.0U
1
20.766.503.262
23,6118,785,5J3
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vNJ)

38,140,399,400
351 .200.000
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23,814,918,783
19,622.103,244
4,192
815
539
9,807,491,250
6,024,427,436
3 783,063,814
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824,298,600
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37.7119.199.100
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1.227.220.000
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969,58,1,tt97
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2,318,096,812
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9.0.19.i3 6"000
9.049
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9,0-19,336,000
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tu'c
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Chi
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37.
Chi
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Chi
n6p
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chi tl6ng
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d6ng
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Chi
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Iidng
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(720,621,4201
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K! ndy
VNI)
8,982,464,832
53.981,258,908
18,05
5,1 51
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2,59 3,6
39,31J
751,081,209
2 I
124 5
U2.988
5,3
27,011,7
3
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78,242.102.910
t,719,220,986
11,7I
5,267
2.061.639"945
164,692,619,643
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67
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39
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21)
Ki tltxic
\'NI)
2 587.625,080
35.402,547,851
31
463,569
644
2.109,263.255
35 653
283
14,574,694.232
4,7 40,728,160
14,266.156,686
1,341
256,850
165,300
000
1 832,403,416

68,663.127,265
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