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23
24
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28
29
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116 nhiQm ngar,
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5
niim
2001)
116
nhi0m ngav l6 thang;
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I]6
nhi6m ngal' I
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6 n[m 200tJ
t]6 nhiQm ngd"v 16 thang
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narn 2008
Chu
tich
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2. D{c rti6m ho4t dQng cria
t6
chric
tin tlgng
NgAn
hang'l'huong
mai
('tl
phAn
Sai Gdn
-
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(ducii
dir
gor
tlt
Il
"N{jrn
hang'') lzl m6t
ngan hirng thuong
mar co
phan Vr0t Nam thirnh
lQp
tai
nuoc Odn1l
h<)a Xi hoi
(lhu
nghla Vr0t
Nam
viri thoi
gian
hoal
ddng
tir
4t)
naim thco
0041-NlV(iP
ngdl' l3
thang
ll nam 199-l cua NgAn hzlng
Nha
nucyc ViOt Nam.

V6n diiu
l0
cua Ngdn
hdng 1ai
ngdl 3016120ll ld 4.til-5-795 170.t)tX)
dong
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nghin tam trdm
muor
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chin
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scr
chinh cira NgAn
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3.
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tit
cic
chinh
srich
kO
torin chri
v6u
Chuin
mqc vi
ch6 aq
xG
todn 6p dqng
Ngan hang trinh
bay c6c bao
c6o tdi chinh
bang
dong ViQt Nam
(\INID)
thco Luat cac'l'd
chuc
Tin dung-
l.uiit suaddi
ra bo
sung mot s6 di0u
trong
l-uat
cAc'l't)

chuc
l'in
dung cAc
chudn
muc k6 todn Vi0t
Nam
r
a
Ili
th6ng
Ke toan c6c td
chuc tin dung Vi0t
Nam
K! brio
c6o vir don
vi ti6n tQ
Kj' bao cao cua
Ngrur
hang
bat
dau tu
ngav 0l l0l l2}l
I
va
kOt thuc r iro
ngar 30/06/201
I
Don vi ti0n t0 su
clung trong
ghi

chcp
k6 todn
la
dong ViQt Nam
(VNI))
4.
Nguy0n tfc
ghi
nhfn
cdc
nghi$p vU bing
ngo4i
tQ vd
quy
d6i
'l'hco
h0 th5ng ke toan cua
Ngzur hang. tAt ca cac
nghiOp
r u
phdt
sinh cua
Ngdn hiin13
duoc
hach toirn
thco ngu1,On
t0.
'I'ai
th<ri
cti6m cu6i

nAm. tai san r,ii
cdng
n<r
cii nguon
goc
ngoar t0 rluoc
qu-v
d6i
szng VNI) thco t1'
gia qu-v
clinh vao
ngd1,
ldp
bang cAn dor
k€
toan. Cac
khoan
thu
nhdp
va
chi
phi
bang
ngoai
t0
cua NgAn
hdng
du<rc
hach
bzn

bang
VNI)
thco
['
gia
r,ao ngz\r'
phat
sinh
thdng
qua giao
dich
mua bdn
ngoai
t€. Ch0nh
lQch
ty
gi5
do danh
gi6
lai
c6c tai
khoiin
kinh doznh
ngoai t0 duoc
hach
todn
'r
Ao b6o cao
K6t
qua

I-Ioat d6ng" Kinh
doanh
i'zi loi nhu6n
d0
lai
('h6nh
10ch 1f
gid ph6t
sinh clo
qu1'
dOi
cac tai san vd c6ng
ncr kh6c
bang
ngoai tc s.Lng VNI)
cluoc xu 11'
viio dozurh s6
cua cac
khoan muc tucrng img tr€n
bang cdn d(li
k0
toan
\
ao
nr3ar
l4p
bao
cao
1ai
chinh

5. Chring
khodn
dAu
tu
giir
d6n
ngiy
d6o
hirn
Chung
khoan ncr
gifr
d5n
ngay clao
han
litcitc chung
khoan cti
ki han c6 drnh ra cbc
khoan
thanh toan
c6 dinn
hoic co thc
xac dinh dugc
vir
Ilan
'l'6ng
Gi6m
doc
co
(

dinh
r
a c6
kha nlng
giir
d6n
ngdl' clao
han. NgAn
hdng
dang
ghi
nhdn c6c chring
khoan ndv thco
gia
g6c
c6ng
15i
du thu tru
lai chir
phin
b6.
(iiA
tri
phu
trdi
ho[c
chi6t
kh6u
(nOu
c(r) cfrng duoc

phan
6nh r,ao
gia
tri
ghr
sd cua
khoan dAu
tu. l,di duqc
du thu
hodc
phAn
bd
theo
phuong phdrp
duong
thang.
('hung
kho6n duoc
giir
dOn
khi d5o
han
s0
ducyc
rcm xct
rd
kha ndng
giam gia
Chung
khorfui

duo'c
lAp
drr
phc)ng giam
2
t,
I
I
ri:iiriii
5iF{Fi
Ngdn
hing TMCP Sii Girn
-
IIi Ndi
gia
khi
gi6
tri thi truirng
nho hcrn
gi6
tri
ghi
so.
I)u
phong gram gia
drrirc
g,hi
nhin vao
bao cao k6t
qua

hoat ddng kinh doanh.
6. Ohr'rng
khorin diu tu'sfrn sdng O6
nan
Chung
khodn dAu 1u sin
sdng dO ban
ld
cdc
chung
khoan
duoc
gifr'tron5:,
thiri
gian
khOng
An
dinh trucrc.
co
th6
duoc b6n d0 clirp
ring
nhu
cAu
thzu'rh
khoan hoic
dd i"rng
phri
r tii lruo'ng hop
thav

C6i
tai su6t. tr
gi6"
hoac
grd
tri chung
kho6n. NgAn
hdng
dang
ghi
nhdn
cac
chung khorur nav
thco
gia g6c
cdng
ldr
clu thu
1ru
l6i
cho
ph6n
bo
(iia
tn
phu
troi
hoic
chiOt khAu
(n0u

cir) cfrn1,,
clucrc
phan
anh vdo
gi6
tri
ghi
s0 cua khoan dAu tu.
Ldi cluoc
du
thu hoiic
phirn
b0 thco
phuong
phirp
cluong thlng.
C6c
chung
khoan ndy
dugc danh
gi6
dinh
kj'
thco
grh
tri thi trudng r ir du
phong gram
gi6
tri s0 duoc
lAp khr

gi|tri
thi
truong
nho hon
gia
tri
ghi
so
Du
phong giam gia
rluoc
ghr
nhAn
vdo b6o c6o
k6t
qua
ho4t
dQng
kinh doanh.
7.
Chfng
khoiin kinh doanh
Chu'ng
khoan
kinh doanh
lzichrmg
khoan ban
dAu duo-c
mur ra
n:im

eiu
cho muc dich kinh
cloarrh
trong
ngin heLn hoic
nOu Ilan'fdng Gi6m
d6c
qui'6t
dinh
nhu
r'4r'
Ngin hang dang
ghi
nhAn
cac chimg
khozn
nd.n'- lhco
gra
96c
vao
ngay
giao
dich.
'l'rong
cac
ki
ti6p theo.
c6c chung
khoAn
tidp

tuc duoc
ghi
nhan theo
gi6 g6c.
'Iuy
nhiOn.
gi6
tri
thi truirng cua cfc chung
khozur
r,in
duoc Ngan
hang theo d6i
dO d6nh
gia
vd
kha ning
giam
916
khi
gi6
tri thi truong thAp
hon
gi6 g6c.
Ngoai
tru
truong
hcrp kh6ng thO
xdc dinh
gi6

trt thi
truong
mot cach chic chin thi
gia
tn cua chung cluoc tinh
dua trOn
ngul'0n
gt6
sau
khi
tru
di ton thAt uoc
tinh
(nOu
co).
Ldi hoac 15
1u
kinh
doanh chilng
lhorn duoc
ghi
nhan
tren
bao c6o
kOt
qua
ho4t
ddng
krnh
doanh thco so thuan.

8.
(}ic
khorin
cho
vav
C6c
khoan cho va1'
ngin
han
co
ki, han dudi
I ndm,
c6c
khoeur
cho va-'-
vzi cho thuO tdi
chinh
trung
han co
ki'han tu I
ndm
d6n
5 nam r,ir c6c
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