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U[=]!%()+Ge =!(%J$
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=]%)MkY%;Gn
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)+!+G!LVr[\$!gZ%9['==]%)M)['!9J
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)h'mU'M!\$!g#$'#%"$FG!L%t'<uH'%_%&'%L 

'#FG!!($%9='d !(''"$dQJ
6
+, 
#?/!
qJK$%9d!^J%?!!JD'%]!%9?'m8GL%%g')hGd
:!UG=:%?!!J^+!)e'#%eD'v!)['L%'+'G!L%t'%]!%9?
%9=%?!!J)#?Q&!g)w]<:=%;%i'IJ'+'8d%]!
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'mFG!!($<uH' *Uy &'!'Hzh
FG!L%t')#)c)[''g%d!+o =)*+
9'L%#$'g%d!k!{!U?!':$QhQ|'%!'d
}?!)c#$ !Q&%;%h$%!%8%9+'!($'J= 
Uj'h%
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)LG:=Q+%%]!h
#$'g%d!'mk!<%vU?!':$'h%)L%;%e'+'J
'VjJ%=+^b'%Lh~k!$<JGz!+^;O)cZ%9[
#$'g%d!9Y%!*%9= !('''YFFU!('8%!L%)e=%
)*+
b!'r#$'g%d!k!GH'g'^B%8'd'+'J'V%9=
'd%X!=Qt'Gvl!*%'d$!%|U[!$! h
~k!$<JGQp'+%%9!e F$]%g%!*G+'%9= 
=!'=J%''J=FJ
XH!%+K$
•!'h%':$€
7
+, 
@0A,B19
~k!$<JG

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;An!(%J$
 J%=+^b'%L
 h%$]!
 $]!'u8
A J%=+;Gn
• e%!*<\)!(
- Ho%
8
+, 
19,!8C=8
 ,DEF
 GHEF
9
+, 
19/,#4
10
+, 
9#9
11
+, 
#?IJ
9=k%L^b'%L#J %='8#J!(JGd$M%^b'!J
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13
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14
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15
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21
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$J<{! i#Gd):$<:=^*U[!'=?!<+['U]!L'e
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23
@E
@OE
@E
@NE
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24
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Ngân hàng đại lý
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25
@E
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@OE
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@OE
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