Báo cáo tài chính hợp nhất quý 1 năm 2016 - Ngân hàng Thương mại cổ phần Quốc Dân

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NGAN HANG TMCP QUOC DAN
Dia chi:

s6 28C.,.~8DSa Trieu, Phuong Hang Bat, Qudn Hoan Kiem, Ha N<5i
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BAo cAo TAl CHINH HOP
.. N-HAT
.

Quy I Dam 2016
A.
Of •

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"
HA. NOI - 2016

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NGAN HANG THU'O'NG M~I co PHAN QUOC DAN

MAu s6 :- B02a1TCTD-HN
(Ban hanh theo Of) s6 1612007/0f)-NHNN
ngay 181412007cua Th6ng d6c NHNN

BANG CAN £)01 K~ ToAN HQ'P NHAT
Quy 1Nam 2016
f)VT: Tri~u VND
I

I

STT

Chi tieu

Thuy6t
minh

s6 cu6i kY

s6 diu nlm

(1)

(2)

(3)

(4)

(5)

A

TAl SAN

I

Ti€m m~t, yang bae, da quy

V.1

350,554

285,712

II

Ti~n gwi t,i NHNN

V.2

678,757

1,812,435

III

Ti~n, yang gwi t,i eae TCTD khac va cho yay cae
TCTD khic

V.3

1,967,982

6,421,902

1

Ti~n, Yanggui t~i cac TCTD khac

871,782

6,036,902

2

Cho yay cac TCTD khac

1,096,200

385,000

_3_ iDl,I' ph6ng rui ro cho yay cac TCTD khac

-

-

IV

ChCPngkhoan kinh doanh

.

.

1

Chung khoan kinh doanh

-

2

Dl,I' ph6ng giam gia chung khoan kinh doanh (*)

-

-

V

Cae cong c....tai chinh phai sinh va eae tai san tai
chinh khac

33,823

.

VI

Cho yay khach hang

1

Cho yay khach hang

I
\

I----

2

Dl,I' ph6ng rui ro cho yay khach hang(*)

19,911,304

20,222,031

V.4

20,120,715

20,431,441

V.S

(209,411)

(209,410)

VII Ho,t dQng mua nQ'

I

1

Mua no

2

Dl,I' ph6ng rui ro heat dong mua no

-

----.

>---

IVIII- ChCPngkhoan diu

tll'

V.6

L4

10,046,019

1

Chung khoan dau tU' san sang d~ ban (2)

7,825,259

4,466,278

2

Chung khoan dau tU' giCPd~n ngay dao han

6,460,568

5,579,741

3

Dl,I' ph6ng giam gia chung khoan dau tU' (*)

-

-

865,682

870,049

-

-

869,600

873,967

I IX IGop v6n, diu tll' dai h,n

r

14,285,827

1

£)au tU' VaGcong ty con

2

Von gop lien doanh

3

£)au tU' VaGcong ty lien k~t

V.7

I£)au tU' dai ht;m khac
Page 1


NGAN HANG THl1O'NG M~I

co PHAN QUOC DAN

MAu s6 ;- B02a1TCTD-HN
(Ban hanh theo Of) s6 1612007/0f)-NHNN
ngtw 181412007cua Th6ng d6c NHNN

BANG CAN £)01 KE ToAN HQ'P NHAT
Quy 1Nam 2016
DVT: Tri~u VND

I

STT

Chi tieu

Thuyltt
minh

(1)

(2)

(3)

5

DI,J'phonq giam gia d~u tU' dai hi;ln(*)

X

rai san e6 dinh

1

rai san e6 dinh hCPuhinh

V.8

ky

56 diu nam

(4)

(5)
(3,918)

(3,918)

1,175,052

1,168,506

231,759

231,116

a

Nguyen gia TSC£)

322,598

318,360

b

Hao men TSC£) (*)

(90,839)

(87,244)

2

rai san e6 dinh thue tai ehinh

f-.

I

56 cu6i

a

Nguyen gia TSC£)thue tai chinh

b

Hao men TSC£)thue tai chinh (*)

.
-

-

943,293

937,390

3

rai san e6 dinh vO hinh

a

Nguyen gia TSC£) va hinh

955,097

948,489

b

Hao men TSC£)va hinh (*)

(11,804)

(11,099)

XI

Bit dQng san diu tU'

.

a

Nguyen gia 8£)S£)T

-

b

Hao man 8£)S£)T(*)

-

XII

V.9

rai san C6 khae

V.10

-

9,137,656

7,403,348

1

Cac khoan phai thu

3,378,246

2,213,411

2

Cac khoan lai, phi phai thu

2,469,757

2,410,073

3

Tal san thu~ TNDN hoan I~i

-

-

3,318,511

2,808,722

-

-

(28,858)

(28,858)

48,406,637

48,230,002

4

rai san C6 khac
- Trang d6: LCli the thU'O'ng m9i

5

Cac khoan dl,J'pheng rui ro cho cac tai san C6 noi
bang khac(*)

T6ng tai san co

vA VON CHU sa HO'U

B

NO' PHAI TRA

I

Cae khoan nQ' Chinh phu va NHNN

V.11

726,835

II

Ti~n gli'i va vay cac TCTD khae

V.12

7,377,377

9,990,948

1

Ti~n gui cua cac TCTD khac

6,214,969

8,189,698

Page 2


NGAN HANG THU'O'NG

M~I

co PHAN QUOC

Mau 56 :- B02afrCTD-HN

DAN

(Ban Mnh theo Of) 56 161loo7/0f)-NHNN
ngay 1814(2007cua Th6ng d6c NHNN

BANG CAN eOI KE ToAN HQ'P NHAT
Quy 1Nam 2016
DVT: Tri~u VND
STT

Chi th~u

(1)

(2)

Thuy6t
minh
(3)

ky

SO dAu nam

(4)

(5)

2

Vay cac TCTD khac

III

TiAn glri

IV

Cae e6ng ev tal ehinh phal sinh va eae khoan n9'
tal ehinh khae

V

VOn tal tr9', uy thae cfAu hi, eho vay TCTD ehju
rul ro

V.14

125,550

113,884

VI

Phat hanh giay ta co gia

V.15

169,724

200,097

VII

Cae khoan nQ' khae

V.16

747,250

668,725

640,258

610,683

cua khaeh hang

V.13

1

Cac khoan lai, phi phai tra

2

Thu~ TNDN hoan l<;Iiphai tra

3

Cac khoan phai tra va cong

4

DI,I' ph6ng rui ro khac( DI,I' ph6ng cho cong no ti~m
~mva cam k~t ngo<;libang)

1,162,408

1,801,250

36,033,738

34,030,972

.

-

no khac

106,992

T6ng nQ' phai tra

~.

SO cuOi

8,050

58,042

-

-

45,180,474

45,012,676

3,226,163

3,217,326

VIII

VOn va cae quy

1

Von cua TCTD

2,980,572

2,980,572

a

Von di~u I~

3,010,216

3,010,216

b

Von dau tU' XDCB

-

c

Th~ng duovon cO phan

-

-

d

CO phi~u quy (*)

(29,644)

(29,644)

e

CO phi~u uu dai

9

Von khac

-

-

2

Quyeua TCTD

149,454

149,454

3

Chenh I~ch tY gia hoi doai(3)

4

Chenh I~ch danh gia l<;Iitai san

-

-

5

LO'i nhu~n chU'a ph~mphoil La lOy k~

96,137

87,300

a

LO'i nhu$nl La nam nay

8,754

6,490

87,383

80,810

b

V.17

LO'i nhu<;inlLa lOy k~ nam trU'cYc
I

IX

--,

I L9'i

-

ieh eua cO d6ng thi6u sO
Page 3


co PHAN QUOC DAN

NGAN HANG THU'ONG M~I

MAu 56 ;- B02affCTD-HN
(Ban hanh thea Of) 56 16120071QfJ-NHNN
ngay 181412007cua Th6ng d6c NHNN

BANG CANeOI K~ loAN HQ'PNHAl
Quy I Nam 2016
fNT: Tri~uVND

STT

Chi tieu

Thuy6t
minh

(1)

(2)

(3)

Tang nQ' phai tra va v6n chu so hlPU

56 cu6i

ky

56 diu nam

(4)

(5)

48,406,637

48,230,002

cAc CHI ntu NGOAIBANG CANeOI KE loAN
STT

Thuy6t
minh

Chi tieu

1

Bao lanh yay v6n

2

Cam ket giao djeh h6i doai

56 cu6i

ky

56 diu

ky

-

-

7,968,446

5,341,160

2.1

Cam k~t mua ngo<;lit~

284,141

175,120

2.2

Cam k~t ban ngo<;lit~

131,142

109,450

2.3

Cam k~t giao dieh holm doi

7,553,163

5,056,590

Cam k~t giao dich tuong fai

-

3

Cam ket cho yay kh6ng huy ngang

-

-

4

Cam ket trong nghi~p

312,469

298,838

5

Bao lanh khac

2,002,375

2,078,517

6

Cae cam ket khac

159,500

189,297

I 2.4

Vl,J

UC

Ha N(Ji, ngay

L~p Bang

020 thlmg 'I nam 2016

K6 toan trU'ong

..

DAO TRQNG KHANH

Page 4

J


NGANHANGTHU'ONG M~I co PHANQUOC cAN

M~u sO ;- B03affCTD-HN
(Ban hilnh thea Of) sO 16/2oo710E>-NHNN ngay
181412007cua ThOng dOc NHNN

BAo cAo K~T QUA HO~ T £)ONG KINH DOANH HQ'P NHAT
Quy I Nam 2016
f)VT: Tri~u VND

STT

(1)
1

Chi tieu

(2)

Thu nhap lai va cac khoan thu nhap tU'O'ng
II,!'

2
I
3
4
II

Chi phi lai va cac chi phi tU'O'ngtv
Thu nh~p lai thuAn
Thu nh~p hl hoat dong dich vu
Chi phi heat dong dich VI,!
Lai/iO thuAn tll' ho\,t dQng djch vl,J
Lai/iO thuAn til ho\,t dQng kinh doanh
III
ngo\,i hOi

Thuy6t
minh

Luy kA tll diu nam d6n cuOi
quy

QuylV
Nam nay

(3)

Nam tnlac

Nam nay

Nam tn,6oc

(4)

(5)

(6)

(7)

VI.18

756,259

623,952

756,259

623,952

VI.19

VI.20

596,781
159,478
8,720

5,414
3,306

464,476
159,476
4,202
5,592
(1,390)

596,781
159,478
8,720
5,414
3,306

464,476
159,476
4,202
5,592
(1,390)

VI.21

(16,440)

Lail 10 thuAn tll mua ban chCPngkhoan
kinh doanh
Lai/iO thuln tll mua ban chCPngkhoan
V
dAu tU'

IV

5 Thu nh~p hl heat dong khac

3,143

(16,440)

3,143

·

·

.

13,202

10,810

13,202

10,810

2,903

4,536

2,903

4,536

·

,
OJ

6
VI
VII
VIII

Chi phi heat dong khac
Uii/iO thuAn tll heat dQng khac
Thu nh~p tll g6p vOn, mua cO phAn

~ phi heat d~ng
LQ'i nhu~n thuAn tll hoat dQng kinh
IX doanh trU'ac chi phi dl,l' phong rui ro tin
dl,Jng

f------

2,213
690
VI.22
VI.23

X Chi phi dl,J'ph6ngrui ro tin dl,Jng

XI
7
8
XII
XIII
XIV
XV

TOng lQ'i nhu~n trU'ac thu6
Chi phi thu~ TNDN hi~n hanh
Chi phi thu~ TNDN hoan I~i
Chi phi thuA TNDN
LQ'i nhu~n sau thu6
LQ'i ich cua cO dong thi6u 56
Lai cO' ban tren cO phi6u

149,024

2,314
2,222
1,727
155,964

149,024

2,314
2,222
1,727
155,964

11,212

20,024

11,212

20,024

·

·

11,212
2,457

20,024
4,407

·

·

2,213
690

.

-

4,407

15,616

f{

·

2,457

4,407

8,75~ ~e9'~

-

_L.' ~~c

·

fle?1 itlGiN
¢.N9i, ngay ~th

L~pBang

20,024
4,407

-

·

2,457
8,755

·

11,212
2,457

K6toantnJ'ang

~ ..'
~

'.
NGAN HA:

*~~~OCDA

'-s-o .

(JJ

HANG

TOng

~C

DAN ~

'1:

0

-?-~

~I(~

,

~

i{ij~~l\l"l;

BAO TRONG KHANH

~'f"


NGAN HANG THU'O'NG M~I

co PHAN QUOC CAN

M~u s6 :- B04a1TCTD-HN
(Ban Mnh theo Qf) s6 16120071Qf)-NHNN
ngay 18/412007cise Th6ng cr6c NHNN

BAo cAo LU'U CHUY~NTI~N TE. HOP
. NHAT
( Theo phU'O'ng phap trlfC ti6p)

Quy I Nam 2016
f)VT: Tri~u VND

STT

Chltieu

Thuy6t
minh

(1)

(2)

(3)

s6

cuOi kY nay
nam nay
(4)

so

cuOi kY nay
namtn,c7c
(5)

LU'II chuydn tidn til' hO{lt cU)ngkinh doanh

1

I

2

I

Thu nh(Jp lai va esc khoan thu nh(Jp tU'CYngtv nh(Jn dU'Q'c

472,507

300,230

Chi phi lai va esc chi phi tU'CYrlgtv da tra (*)

(568,021)

(442,119)

--

3

Thu nh(Jp ur ho~t dong d;ch VI,I nh(Jn dU'Q'c

4

CMnh I~ch
tit§n thl,fCthulthl,fC chi tt» ho~t dong kinh doanh

(ngo~i t~, vang bee, ch(mg khoan)

3,306

(1,390)

so

(3,238)

13,953

5

Thu nh(Jp khac

391

1,753

6

Tien thu esc khoan nQ'da dU'Q'cxl}Iy xoa, btl d~p, b~ng
ngu6n rui ro

143

458

7

Tien chi tra cho nhan vi€mva ho~t dong quan IY,cong VI,I (*)

8

Tien thu~ thu nh~p thl,fC nop trong ky (*)

I-

-

LU'Uchuydn ti~n thu§n til' hO{lt cU)ngkinh doanh trlJ'6tc nhCmg
thay d6i v~ tai san va van

I

(Tang)! Giam cac khoan tit§n, vang gu; va cho vay cac to ch(fc
tin dl,lng khac

10 (Tang)/ Giam cac khoan ve kinh doanh ch(mg khoim
11

(Tang)/ Giam cac cong CI,I tai chinh pMi sinh va cac tai san tai
chinh khac

12 (Tang)/ Giam cac khoan cho vay kMch hang

14 (Tang)/ Giam kMc ve tai san ho~t dong

Tang/ (Giam) tit§n gt}; cua kMch hang (bao g6m ca Kho b~c

17 Nha nU'&c)

I

'.

co gia (ngo~i trt» GTCG dU'Q'C

l18

Tang/ (Giam) pMt hanh giay ta
tinh vao ho~t dong tai chinh)

/19

/ITan~/{~ian;! von tai trQ', uy tMc dllu tLl',cho vay ma TCTD
pM, ch/u rUt ro
Page 6

(485,375)

(33,823)

(2,860)

-

726,835

16 Tang/ (Giam) cac khoan tit§n gt}; va vay cac TCTD

(278,522)

(4,239,808)

-

15 Tang/ (Giam) cac khoan nQ'chinh phi) va NHNN

(22)

1,800,000

(1,300,967)

NhCPngthay dOi v6 cong n9' hOft dQng

(151,385)

(711,200)

310,726

13 Giam ngu6n dV phOng de btl d~p t6n that cac khoan

I

(238,378)

-

NhCPngthay dOi v6 tai san hOft dQng

9

\
(143,466)

(331,429)

(66,393)

-

(2,613,570)

(2,971,334)

2,002,765

2,569,185

(30,373)

-

11,666

(6,587)

NGAN HANG THU'O'NG M~I

co PHAN QUOC DAN

M~u s6 :- B04a1TCTD-HN
(Ban hBnh theo Qf) s6 16120071Qf)-NHNN
ngay 18/412007cua Th6ng c16cNHNN

BAo cAo LU'U CHUY~Nrl~N re HQ'P NHAr
(Theo phU'O'ng phap trVC ti6p)

Quy I Nam 2016
f)VT: Tri~u VND
I

I

SIT

Chitieu

Thuy6t
minh

s6 cu6i kY nay
nAm nay

s6 cu6i kY nay
nAm trlJ'6lc

(1)

(2)

(3)

(4)

(5)

20

Tang! (Giam) esc cong Ct,J TC pMi sinh va cac khoan nQ'tai
chinh kMc

21

Tang!(Giam) kMc v~ cong nQ'ho~t dong

(101,782)

-

22 Chi ur cac quy cua TCTD (*)
I

LU'U CHUYEN TIEN THUAN Tll HO~T DQNG KINH
DOANH

LU'lI chuy~n tidn til' hO{lt cJ9n9 cJau tLP

I

(8,050)

(6,225,959)

112,975

339,660

-

-

(12,520)

(13,966)

1

Mua s~m TSCf) (*)

2

Tien thu tif thanh Iy, nhU'Q'ngban TSCf)

3

Tien chi tif thanh Iy, nhU'Q'ngban TSCf) (*)

4

Mua s~m bllt dong san dilu ur (*)

-

5

Tien thu tir ban, thanh Iy bllt dOng san dilu ur

-

6

Ti~n chi fa do ban, thanh Iy bllt dong san dilu ur (*)

-

7

Ti~n chi dilu tir, gop von vao cec dan vi kMc (Chi dilu tir mua
cong ty con, gop von lien doanh, lien ktJt, va cac khoan dilu ur
dai h~n kMc) (*)

-

-

4,367

4,273

-

1,727

(7,997)

(7,966)

573
(417)

-

-

~-

Tien thu dilu tll, gop von vao cac dan vi kMc (Thu ban, thanh

8 Iy cong ty con, gop von lien doanh, lien k€Jt,cac khoan dilu tll
dai h~n kMc)
9

Ti~n thu co tCfcva 1Q'inhu~n dU'Q'cchia tif cac khoan d~u tll,
gop von dai h~n

II

LU'U CHUYENTIEN 1\1 HO~T DQNG DAu TU'

-

LU'lI chuy~n tidn til' hO{lt cJ9n9 tal chinh

"

1

Tang von co philn tif gop von v8/ ho~c pMt hBnh co phi€Ju

-

-

2

Ti~n thu tif pMt hBnh gilly ta co gia dai h~n du di~u kj~n tinh
vao von tv co va cac khoan von vay dai h~n kMc

-

-

3

Ti~n chi thanh toan gilly ta co gia dai h~n du di~u ki~n tinh

vao von tv co va cac khoan von vay dai h~n kMc (*)

-

-

Co tCfctfa cho co dong, 1Q'inhu~n da chia (*)
Ti~n chi fa mua co phitJu quy (*)

-

-

4

5

Page 7

.

~


NGAN HANG THU'O'NG M~I

co PHAN QUOC DAN

M~u s6 :- B04a1TCTD-HN
(Ban hBnh theo Qf) s6 16120071Qf)-NHNN

ngay 181412007cue Th6ng d6c NHNN

sAo cAo LU'UCHUY~NTI~N TE. HOP
. NHAT
( Theo phlJ'O'ng phap tr\I'C tiAp)

Quy I Nam 2016
f)VT: Tri~u VND

STT
(1)
6

Thuy6t
minh

Chitieu
(2)

(3)

IV LfJ'Uchuyln tl6n thuAn trong ky
TI6n va cac khoan tU'O'llg clU'O'IIgt/jn t,i thO; clilm clAu IcY

(4)

(5)

8,135,049

-

Ti6n va cac khoan tU'O'llg clU'O'IIgtl6n t,1 thO; clilm cu6i

IcY

L~p Bang

namtrLP60c

(6,233,956)

VI EJI6uchinh anh hU"lmg cua thay clal tY gia
VII

so cuOI kY nay

nam nay

-

Ti~n thu dU'Q'cdo ban cd phi{Ju quy

III Lw chuy~n tl6n til' ho,t c1Cjngtal chinh

V

so cuOi kY nay

K~ toan tn,fang

Page 8

1,901,093

331,694
5,222,011

5,553,705


NGAN HANG THU'ONG M~I

co PHAN QUOC DAN

Bi6u s6: 8Q5aTCTO-HN
Ban hanh thflo QfJ s6 16./l0071QfJ-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHAT
Quy I Nam 2016
I.
1

D~c diAm ho~t dQng cua TO chLPC Tin dvng
GiAy phep thanh I,p va ho~t dQng
Ngan hang ThU'O'ng mal CO phan Qu6c Dan duoc dOi ten tli Ngan hang ThU'O'ng mc;li CO phfln Nam Vi~t
vao ngay 06 thang 05 nam 2014. Truce day Ngan hang c6 ten gQi la Ngan hang TMCPNT S6ng Kien, la
Ngan hang CO phan duoc thanh I~p theo giay phep s6 00057/NH-GP ngay 18 thang 9 nam 1995 do Ngan
hang Nha nuoc Vi~t Nam cap va giay phep thanh I~p s61217/GP-UB ngay 17 thang 10 nam 1995 do Oy
ban Nhan dan tinh Kien Giang cap. Ngan hang hoat dOng kinh doanh theo giay chCrng nhan dang ky kinh

doanh s6 1700169765 cua Sa K~ hoach va £)au tU' Thanh ph6 Ha NOi (dang ky Illn dau theo giAy chung
nh~n dang ky kinh doanh s6 050046 ngay 02 thang 11 narn 1995 cua Oy ban k~ hOc;lchtinh Kien Giang),
giay dang ky kinh doanh thay dOi Ian th(J' 13 ngay 22 thang 01 nam 2015.

2

Hinh thLPC sa hl'ru v6n: CO phan

3

Thilnh phan HQi dOng quan tri:
STT
HQ va ten
1.
Ong
Hong Nam
2.
Ba Tran Hai Anh
3.
Ba Nguyan Thi Mai
4.
Ba £)~ng Thi Xuan Hong
5.
Ong Nguyen Tuan Hai
6.
Ong Le Xuan Nghia

va

4

Thilnh phan Ban TOng Giam d6c:
STT
HQ va ten
1.
Ong Dao TrQng Khanh
2.
Ba Nguyen Thi Mai
3.
Ong
Mc;lnh Ti~n
4.
Ong Nguyen Giang Nam
5.
Ong T c;I NgQc £)a
6.
Ba £)0 Thi Thanh HU'ang

va

ChLPCdanh
Chu tich
Ph6 Chu tich
Thanh vien
Thanh vien
Thanh vien
Thanh vien dOc I~p

<

\

I

~
Ch(PC danh
TOng giam d6c
Ph6 tOng giam d6c
Ph6 tOng giam d6c
Ph6 tOng giam d6c
Ph6 tOng giam d6c
Q.K~ toan trU'ang

5

Trv 50 chinh : s6 28C· 280 Ba Tri~u, Phll'ang
- s6 chi nhanh : 20
- s6 cong ty con : 1

6

Cong ty con
Cong ty TNHH Quan Iy NO' va Khai thac rai san Ngan hang Qu6c Dan theo Giay chung nh~n dang ky kinh
doanh s6 0304767745 thay dOi Ian th(J' 3 ngay 25/08/2014 do Sa k~ h01;ich va Dau tU' TP. HCM cap v&i tY
I~ g6p v6n cua Ngan hang TMCP Qu6c Dan (NCB) la 100%. Nganh ngh~ kinh doanh chu y~u la ti~p nh~n,
quan Iy cac khoan nO' ton dQng cua Ngan hang TMCP Qu6c Dan va tai san dam bao nO' vay lien quan d~n
cac khoan nO' d~ xu Iy, thu hoi v6n nhanh nhat.
TOng s6 can bQ, cong nhAn vien : 2.297
Ky k6 toan va dan vi ti6n t. 5LP dvng trong k6 toiln:
- Ky k~ t6an nam: bat dau tli ngay 01 thang 01 va k~t thuc vao ngay 31 thang 12 hang nam.

7
II.

~

Hang Bai, Qu~n Hoan Ki6m, Ha NQi

Page 9

~


NGAN HANG THU'ONG M~I

co PHAN ouoc DAN

8iiu s6: BQ5a TCTD-HN
Ban hanh theo QD s6 16J2007/OO-NHNN

BAN THUY~T MINH BAo cAo TAl CHINH HQ'P NHAT
Quy I Nam 2016
- DO'nvj tien t$ Sll' dl,mgtrong ke toan la Dong Vi$t Nam (VND).
III. Chuanm.,c va ch6 dQk6 toan ap dlJng:
- Bao cao tai chinh duoc I~p va trinh bay theo chuan muc ke toan Vi$t Nam so 21 - Trinh bay Bao cao tai
chinh cOngnhU'cac chuan rnuc ke toan khac,
- Bao cao ke toan ap dl,mgtheo Che dO ke toan thong nhAt ban hanh theo Quyet djnh so 479/2004/00NHNN ngay 29/4/2004, ThOngtU' 10/20141TT-NHNNngay 20103/2014 va che do bao cao tai chinh doi vai
cac TO chuc tin dl,mg ban hanh theo Quyet djnh so 16/2007/OO-NHNNngay 18/04/2007 cua Thong doc
Ngim hang Nha nuoc Vi$t Nam.
IV. Chinhsach k6 toan apdlJngt~i to chCPctin dlJng

1 Chuy6ndOitltm t~ :
Nghi$p VI,! kinh te pMt sinh trong quy b~ng ngotiJit$ khac v&i dong Vi$t Nam dU'O'cquy dOi sang dOngVi$t
Nam theo ty gia thl,J'cte ttiJingay phat sinh. So dU' cuoi ky cua cac khoan ml,!Cc6 goc ngotiJit$ dU'O'cquy
d6i sang Dong Vi$t Nam (VND) theo ty gia ap dl,!ngvao cuoi tMng.
Chenh I$ch tY gia cua cac nghi$p VI,! ngotiJit$ phat sinh trong ky va danh gia I~i so dU' ngo~i t$ cuoi ky
dU'O'cdU'a vao Bao cao ket qua ho~t dong kinh doanh.
2 NguyentAc th.,c hi~n hQ'pnhat baocaotai chinh:
Bao cao dU'O'cI~p tren cO' sa hQ'pnhAt bao cao cua cong ty me va cac cong ty con theo quy dinh t~i cac
chufm mllC ke toan Vi$t Nam, h$ thong ke toan Vi$t Nam, va cac quy djnh hi$n hanh ap dl,!ng cho ngan
hang va cac TO chuc tin dl,lng khac.
3 K6 toanthu nh~p lai, chi phi lai va ngli'ng d" thu lai :
Ngan hang ghi nhc;.nthu nh~p lai va chi phi lai theo phU'O'ngphap dl,J'thu, dl,J'chi. Lai cua cac khoan cho vay
qua h~n khong dU'O'cdl,J'thu ma dU'O'cghi nhc;.ntren cO' sa thl,J'cthu. Khi mot khoan cho vay tra thanh qua
h~n thi so lai dl,J'thu dU'O'cxuAt toan va ghi nh~n ngo~i bang. Thu nh~p lai cua cac khoan cho vay qua h~n
dU'O'cghi nh~n vao bao cao ket qua kinh doanh khi thu dU'O'c.
4 K6 toan caekhoan thu hi phi va hoahOng
DU'Q'cghi nhc;.nkhi phat sinh. Thu nhi\'lphi phi va hoa hOng,bao gam phi nh~n dU'O'chi djch VI,! thanh toan,
djch VI,! ngan quy, phi tl) cac khoan djch VI,! bao lanh, phi tl) cac djch VI,.I moi gi&i chung khoan va cac dich
VI,! khac. Thu nh~p phi tl) cac khoan bao lanh va djch VI,! moi gi&i chung khoan dU'O'c ghi nh~n theo
phU'O'ngphap trich trU'&c. Thu nhc;.pphi hoa hong nh~n dU'O'c tl) djch VI,! thanh toan, djch VI,.I ngan quy va
cac djch VI,! khac dU'O'cghi nh~n khi thl,J'chi$n.
5 K6 toand6i vai cho vay kh8chhang:
- Nguyentc~cghi nh~n khoan vay: theo phU'O'ngphap dinh IU'O'ng
- Cac nguyen tc~cpMn lo~i nO'va trich I~p dl,J'phong rui ro tin dl,.lng:Ngan hang ap dl,!ngvi$c phan IQainO',
trich I~p dl,J'phong nO'phai thu kh6 doi va xli' Iy rui ro theo cac hU'&ng dan t~i Quyet dinh so 493/2005/00NHNN ngay 2214/2005 cua Thong doc ngan hang NM nU'&c Vi$t Nam, Thong tU' 02120131TT-NHNNngay
21/01/2013 cua Thong doc Ngan hang Nha nU'ac Vi$t Nam quy djnh ve phan lo~i tai san c6, muc trich,
phU'O'ngphap trich I~p dl,J'phong rui ro va vi$c Sll' dl,.lngdl,J'phong d~ xli' Iy rui ro trong ho~t dong cua t6
chuc tin dl,.lngva Thong tU' 09/2014ITT/NHNN ve vi$c sll'a dOi, bO sung mot so dieu cua Thong tU'
02/20131TT-NHNN. Cac khoan nO'dU'O'cphan lo~i chu yeu theo thoi h~n nO'cua kMch hang va dl,J'phong
dU'O'ctrich I~p theo ty 1$Quy dinh t~i Quyet djnh tren.

6

Ke toantai san c6 djnh:

Page 10


NGAN HANG THU'ONG M~I

co PHAN QUOC DAN

Biju s6.· BOSsTCTD-HN
Ban hilnh thea Of) s6 16.120071Qf)·NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHAT
Quy I Nam 2016
- Nguyen tac ghi nhan: Nguyen gia tai san cO dinh bao gOm gia mua va nhCYngchi phi c6lien quan tn,l'c ti~p
d~n vi~c dua tai san vao heat dong. nhCYngchi phi mua sam, cai ti~n va tan trang dU'Q'c tinh vao gia trj tai
san cO dinh, Rieng nhCYngchi phi bao tri sua chCYadU'Q'c tinh vao Bao cao k~t qua hoat dong kinh doanh.
- PhU'O'ng phap va thai gian kh~u hao: Tai san cO djnh khau hao theo phU'O'ng phap dU'ang th~ng d~ trCf
d€ln nguyen gia tai san cO dinh theo thai gian hCYudl,lng U'6'c tinh, phu hop v6'i hU'6'ng dan tc;iiThong tU'
sO 45/20131TT-BTC ngay 25 thang 04 narn 2013 cua BO Tai Chinh.'

7

Til!n va eae khoan tU'O'ngdU'O'ngtil!n

ta

Bao gOm tiem m~t tc;iiquy; tien gui tc;iiNgan hang Nha nU'6'c; cong them tin phi~u Chinh phu va cac gi~y

co gia ngan hc;inkhac du dieu ki~n tai chi~t khftu Ngan hang Nha nU'ac, chung khoan co thai hc;inthu hOi
ho~c dao hc;inkhong qua 3 thang kil tCf ngay mua; tien gui t~i cac t6 chuc tin dl,lng khac khong ky hc;inva
dao hc;inkhOng qua 3 thang kil tCf ngay gui.

8

Nguyent~c va phU'O'ngphap ghi nh~n thu~ thu nh~p doanhnghitp va chi phi thu6 thu nh$p doanh
nghitp
Thl,J'c hi~n theo chuan ml,J'Ck~ toan Vi~t Nam sO 17 - Thu~ thu nh~p doanh nghi~p va quy~t dinh sO
29/2006/00-NHNN ngay 101712006cua ThOng dOc ngan hang nha nU'ac Vi~t Nam.

9

VOnchu s6- Trich I~p va su dl,lng cac quy tCf lQ'i nhu~n sau thu~: dU'Q'c thl,J'c hi~n theo nghi dinh 57/20121ND-CP
ngay 20/07/2012 cua chinh phu.

V. Thongtin bOsung cho cac khoan mlslctrinh baytrong Bang can dOi k6 toan
1 Til!n m,t, vang b,c, da quy

2

31-12-2015

Tri~u VND

Tri~u VND

Tien m~t bcttngVND
Tien m~t bcttngngoc;iit$

Kim lo~i quy, da quy khac

251,205
94,724
4,625

216,820
64,267
4,625

TOng
Til!n g(ri t,i NHNN

350,554

285,712

31-03-2016

31-12-2015

Tien gui thanh toan tc;iiNHNN
- B~ng VND
- B~ng ngoQi t~, vang

3

31-03-2016

TOng

Tilm, vang g(ri t,i cac TeTDkhacva cho vay cac TeTDkhac

Tri~u VND

Tri~u VND

678,757

1,812,435

660,216
18,541
678,757

1,552,442
259,993
1,812,435

31-03·2016

31·12·2015

Tri~u VND

Tri~u VND

192,497

22,078
170,419

366,902
195,000
171,902

679,285

5,670,000

570,000

5,670,000

3.1 Til!n, vang g(ri t,i cacTeTD khac
Tien, yang gui khOng ky hc;in
- B~ng VND
- B~ng ngoQi t~, vang
Tien, yang gCri co ky hc;in
- B~ng VND

Page 11


NGAN HANG THlfONG M~I

co PHAN QUOC DAN

Bliu sO, 805aTCTD-HN
Ban hanh theo QEJ sO 16.120071Qf)-NHNN

BAN THUY~T MINH BAo cAo TAl CHINHHQ'P NHAT
Quy I Nim 2016
- B~ng ngo9i t~, vang

4

TOng
3.2 Cho yay cac TCTD khac
- Bang VNO
- Bang ngo'ili t~, vimg
- 01,1'pMng rui ro cho vay cac TCTD kMc
TOng
TOng tilm, yang g(ri tfi eae TCTD khac va cho yay
cac TCTD khac
Cho yay khach hang

Cho vay cac t6 chuc kinh t~, ca nhantrong nuoc
Cho vay chiet kh€luthU'O'ngphieu va cac giay to co
gia
Cho thue tai chinh
Cho vay bang vOn tai tro, uy fhac dau tU'
Cho vay dOi voi cac t6 chuc, ca nhan nuoc ngoai
TOng
• Phan tich chat 1U'Q'ngnQ' cho yay

NO'du tieu chuan
NO'can chu y
NO'dU'ai tieu chuan
NO'nghi nga
NO'co kha nang mat vOn

TOng
• Phan tich dU' nQ'theo thai gian

NO'ngan han
NO'trung han
NO'dai han
TOng
5

6,036,902

1,096,200

385,000

1,096,200
1,967,982

385,000
6,421,902

31'()3-2016

31-12-2015

Tri~u VND

Tri~u VND

19,989,960

10,976

20,274,306
9,284

119,779

147,851

20,120,715

20,431,441

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

19,134,568
546,451
107,327
77,028
255,341
20,120,715

19,422,339
569,885

156,676
29,278
253,263
20,431,441

31·03·2016

31-12·2015

Tri~u VND

Tri~u VND

6,463,175
7,109,267
6,548,273
20,120,715

7,347,026 .
6,984,459
6,099,956
20,431,441

DOi vai sII tang, giam eua DPRRtin dvng

..
..

109,285
871,782

DU'Dhong chung
Kynay
SOduodau ky
01,1'phong rui ro trich I~p, hoim nh~p trong ky
0l,J'phonggiam do xU>Iy cac khoan nO'
kh6 thu hOibang nguOndl,J'ph6ng

160,494

Page 12

DfL.l2hOngcll thd
48,917

1

•

..J,

~

(

~


NGAN HANG THU'ONG M~I

co PHANQUOC OAN

fJi6Ji. ~!2:~rc.rQ-Hl!l
Ban hanh thea Of) s6 16,12007/QE)-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHAT
Quy I Nam 2016
So du cuoi ky
K~ trU'c)oc
So du dau ky
Dl,J'ph6ng rui ro trlch I~p, hoan nhap trong ky
Dl,J'ph6ng giam do xu Iy cac khoan no kh6 thu hoi
bling nguon dl,J'ph6ng
So du cuoi ky
6

124,468
58,205

75,606
(26,689)

160,493

48,917

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

7,825,259
7,825,259

4,466,278
4,466,278

7,825,259

4,466,278

6,460,568

5,579,741

~

6,460,568

5,579,741

"

ChClng knoan dau tU'

b. Chung khoan von
c. Dl,J'ph6ng giam gia chung khoan dau

tu giQ>d~n ngay dao han
T6ng
6.2 ChClng khoan dau tU' giCPd6n ngay dao han

8

48,917

(22,180)

6.1 Ch(fng khoan dau tU' san sang d6 ban
a, Chung khoan no
• Chung khoan chinh phu

7

160,494

• Chung khoanno do cac TCKT trong nooc phat hanh
T6ng
Gop vOn. f)au tU' dai han
• Phin tich gia tr] dau tU' theo lo~i hinh dau tU'

ltl

d
31-03·2016

31·12·2015

Tri~u VND

Tri~u VND

869,600
(3,918)

873,967
(3,918)

865,682

870,049

f)VT:Tri~u VND

Nha ClPa,
v,t klAn truc

PhLPO'I'Ig
tl.n v,n tii,
truy6n din

May m6c
thl6t bl

Thl6t bi
d"mg cv
quanly

TSC£) khac

TOng cQng

NGUYEN GIA
~O dU' dau, kY
Mua trong g___
Thanhly
Di~u chinh giam TT45
50 dU' cuOi kY

:1

..,.

1j
;:::

Dau tu vao cong ty con (*)
Cac khoan dau tu dai hc;lnkhac
Dl,J'ph6ng giam gia dau tu dai hiiln
T6ng
Tai san cO dinh hCPuhinh
8.1 Tal san cO dinh hCPuhinh kY nay

Khoan mIJc

.,'

154,049

77,108
3,588

46,414

-

-

37,963
1,991

2,826
334

-

-

(1,675)

-

-

318,360
5,913
(1,675)

80,696

44,738

39,955

3,160

322,598

154,049

Page 13


NGAN HANG THU'O'NG M~I

co PHAN QUOC CAN

8i;u sO, BOSBTCTD-HN
B8n hanh thea 00 sO 16.1l007/OO-NHNN

BAN THUY~T MINH BAo cAo TAl CHfNHHQ'P NHAT
Quy I Nim 2016
HAOMON
56 duodAu ltV
Tang trong ky
Giam do thanh 15'
£)i~uchinh giam TT45
£)i~uchinh giam khac

56 dU' cuOi kY
GiA TRI CONLAI
Ngaydau ky
NgaycuOi ky

7,913
1,410

25,886
1,593

-

-

26,831
1,103
(1,259)

24,976
628

1,639
120

-

-

87,244

4,854
(1,259)

-

9,322

27,479

26,675

25,604

1,759

90,839

146,136
144,727

51,222
53,217

19,583
18,063

12,988
14,351

1,188

1,401

231,116
231,759

-

8.2rai san c6 djnh hCPuhinh kY trU'Otc

31·12·2015
f)VT'Tri~u VND

Khoan muc

Nha eLPa,
v~t klAn true

Phl.l'O'ng
tltn vtn tal,
truy6n din

May m6e
thlit b]

ThlAt b]
dl,lng el,l
quam 19

TSCD khae

TOng e~ng

NGUYENGIA
56 dU'dAu kY
Muatrong ky
Thanhly
£)i~uchinh giam TT45
56 dU' cu6i kY
HAOMON
56 dU'dAu kY
Tang troQgky
Giam do thanh Iy
£)i~uchinh giam TT45
£)i~uchinh giam khac
56 duocu6i kY
GiA TRI CONLAI
iNgay d~u ky
NgaycuOi ky
9

140,663
13,419
(33)

64,217
13,871
(980)

51,082
(4,668)

154,049
4,452
3,471
(11)

-

37,038
5,163
(4,238)

2,578
599
(351)

295,578
28,384
(5,602)

77,108

46,414

37,963

2,826

318,360

20,001
6,450
(565)

25,814
5,338
(4,322)

24,517
2,687
(2,228)

1,707
231
(299)

76,491
18,177
(7,424)

-

7,913

25,886

26,831

24,976

1,639

87,244

136,211
146,136

44,216
51,222

24,564
19,583

13,226
12,988

871
1,188

219,088
231,116

-

rai san c6 dinh vo hinh
9.1rai san c6 d!nh vo hinh kY nay
f)VT:Tri~u VND

Khoan mvc
NGUYENGIA

56 dU'dAu ltV
Tangtrong ky

Ban
Quytm SLr
quyAn, PhAn mAm TSCOv6
dvng dAt
TOngcOng
bAng sang
vitinh
hinh khac
c6thai h,n
ch6

913,439

-

Page 14

33,861

1,140

6,607

-

948,440
6,607

NGAN HANG THU'ONG M~I

co PHAN QUOC DAN

Bj6u s6: B05sTCTD·HN
Ban hBnh thea 00 s6 16,I2OO71OO-NHNN

BAN THUY~T MINH BAo cAo TAl cHfNH HQ'P NHAT
Quy I Nim 2016
Thanhly

-

-

-

Dieu chinh giam theo TT45

-

SO dU' cuOi kY
HAO MON

-

913,439

SO dU' dAu kY
Trlch khau hao trong ky

40,468

1,140

955,047

151

10,617

282

11,050

10

667

28

705

Tang do dieu chinh kMc
Giam do thanh Iy

-

-

-

Giam do dieu chinh theo TT45
Giam do dieu chinh khac
SOdU'cuOi~

-

161

GiA TRI CON L~I
Ngay dau ky

913,288

Ngay cu6i ky

913,279

9,2 rai san cO djnh vo hinh

-

11,284

309

11,754

-

kY trU'o
-

23,244

859

937,391

29,184

830

943,293

31·12·2015
£JVT'Tri~u VND

I

Khoan mue

I

I

Ban
Quyen Sll>
quyen,
PhAn mem
dvng dat
bAng sang
vi tinh
co thai han
ch'

TSCD vo
TOng c~ng
hinh khac

.

NGUY~N GIA

se dLYdau ky
Tang trong ky
Thanhly
Dieu chinh giam theo TT45
se dLYcu6i ky
HAO MON
s6 dLYdau ky
Trich khau hao trong ky
Tang do dieu chinh khac
Giam do thanh Iy
Giam do dieu chinh theo TT45
Giam do dieu chinh khac

s6 dLYcu6i k~
lQiA I_R! CON LAI
INgaydau ky
NgaycuOi ky

913,439

-

23,035
10,826

-

-

689
450
-

937,163
11,276

-

913,439

-

113

38

33,861

1,140

948,440

8,380
2,237

208
73

8,701
2,348

-

-

-

151

-

10,617

281

11,049

913,326
913,288

-

14,618
23,244

475
859

928,469
937,391

-

10 rai san co khac
31-03·2016

Page 15

31·12·2015

,I ~

:1

NGAN HANG THU'ONG M~I

cO PHAN QUOC DAN

l1lill ~~. W~rc.TIJ:Hti.
Ban h8nh thea 00 sO 16.12OO71Qf).NHNN

BAN THUYET MINH BAo cAo TAl CHfNH HQ'P NHAT
Quy I Nam 2016

1, Chi phi xaydvng co ban deYdang
2. Cac khoan phai thu
3. Laiva phi phai thu
4, rai san c6 khac
5, Dv ph6ngrui ro tai san c6
TOng
11 Cae khoan nQ'ehinh phll va NHNN

1. Vay NHNN

Tri~u VND

Tri~u VND

248,844
3,134,992
2,464,426
3,318,252
(28,858)

9,137,656

248,844
1,967,992
2,406,646
2,808,725
(28,859)
7,403,348

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

726,835
726,835
726,835

Vaycam co cac giay ta c6 gia
TOng
12 Ti~n, yang glPi va vay eac TCTD khae

12.1 Ti6n, vang glPi ella cae TCTD khae
a. Ti6n, yanggui khongky han
• B~ngVND
• B~ngyang va ngo~i t$
b. Ti6n, yanggui c6 ky han

- B~ngVND
· B~ngyangva ngo~i te
TOng
12.2 Vay eae TCTDkhac
- B~ngVND
- B~ngyangva ngo~i t$
TOng
TOng ti~n, vang glPi ella va vay TCTDkhae

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

80,081
80,081

61,247
61,247

6,134,888
5,817,961
316,927
6,214,969

8,128,451
8,128,451

144,488
1,017,920
1,162,408
7,377,377

1,801,250
1,801,250
9,990,948

31-03·2016

31·12·2015

Page 16

:1

H

8,189,698

13 Ti6n glPi ella khacn hang
• Thuy6t minh theo lo~1ti6n glPi

Tien, vanggui khongky han
- Ti~ngUi khOngky h~n B~ng VND
- Ti~ngUi kh6ngky h~n b~ng vang,ngo~i t~
Tien, vanggui c6 ky h~n
- Ti~ngUi c6 ky h~n b~ng VND

- Ti~ngUi c6 ky h~n b~ng vangva ngo~i t~
Tien gui von chuyendung
TiemQui ky quy
TOng

'!II

Tri~u VND

Tri~u VND

1,341,123
1,315,723
25,400
34,585,733
31,356,442
3,229,291
214
106,668
36,033,738

1,574,498
1,492,032
82,466
32,342,476
29,265,046
3,077,430
214
113,784
34,030,972

,~

N

-=


NGAN HANG THU'ONG M~I

co PHAN QUOC DAN

W.f~ ~a'~IC.TI2:!:1ti.
Ban htlnh Itleo Of) 56 16.1lOO71Qf)-NHNN

BAN THUY~T MINH BAo cAo TAl CHINH HQ'P NHAT
Quy I Nim 2016
. Thuy6t minh theo lo,i hinh doanh nghi~p

Tieln gui cua TCKT
Tien gui cua ca nhan
Tien gui cua cac d6i IU'Q'ng khac

31·12·2015

Tri~u VND

Tri~u VND

4,656,685

31,377,053

5,105,050
28,925,922

36,033,738

34,030,972

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

125,550

113,884

125,550

113,884

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

Ky phieu ngan nan b~ng VND
Ky phieu ngan han b~ng ngo~i te

169,724

200,097

T6ng
Cae khoan nQ' khae

169,724

200,097

31·03·2016

31·12·2015

Tri~u VND

Tri~u VND

5,071
101,921
640,258

58,042

610,683

747,250

668,725

T6ng
14

31·03·2016

VOn tai trQ', uy thac dAu tU', eho yay TCTD ehju rui ro

V6n nh~n tai tro, uy thac dAu tU', cho yay b~ng VND
V6n nh~n tai IrQ', uy thac dau tU', cho
yay b~ng yang, ngo~i Ie

T6ng
15 Phat hanh giay tOrco gia thong thU'Orng

16

Cac khoan phai Ira n¢i b¢
ben ngoai
Uii va phi phai tra
Dl,I' ph6ng rui ro khac

cac khoan phai tra

- DI,f phOng ao; va; cac cam kef aU'8 fa

T6ng
17 VOn va quy eua T6 ehere tin d....ng
17.1 Bao eao tinh hinh thay d6i vOn chu sO-hCPu
17 2 Chi ti6t vOn dAu tU' eua TCTD
N¢i dung
T6ng 56
~l.

Tri~u VND
Ky nay
V6nCP
IhU'cYng

Ky trU'&c
V6n CP
U'u dai

T6ng 56

v6nCP
thU'ang

,

Von dau tU' cua nha nU'&c
V6n gop

3,010,216

3,010,216

Page 17

. 3,010,216

3,010,216

V6nCP
U'u dai

,.

'1
....

,;q

..

--1

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NGAN HANG THlfO'NG M~I

co PHANQUOCDAN

Biiu $6: BOSaTCTD-HN
Ban hanh theo Of) s6 16.120071OfJ-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHAT
Quy I Nam 2016
-

ITh~ng dU' v6n cO phan
I

ICO phieu quy
TOng
I

(29,644)
2,980,571

(29,644)
2,980,571

-

(29,644)
2,980,571

-

(29,644)
2,980,571

17.3 CO phil!u

- s6 IU'O'ng cO phieu clang ky phat hanh
- se IU'O'ng cO phieu duoc ban ra cong chung
+ CO phieu phO thong
+ CO phieu uu clai
- se 1U'Q'ngcO phieu duoc mua I~i
+ CO phieu phO thong
+ CO phieu uu clai
IU'O'ng cO phieu clang lU'u hanh
+ CO phieu phO thong
+ CO phieu uu clai
* Menh gia cO phieu clang hru hanh: (clOng)

- se

31-03-2016

31·12·2015

350,000,000
301,021,552
301,021,552

350,000,000
301,021,552
301,021,552

3,352,000
3,352,000

3,352,000
3,352,000

297,669,552
297,669,552

297,669,552
297,669,552

10,000

10,000

VI. Thong tin bO sung cho cac khoan muc trinh bay trong bao cao k6t qua hoat dQng kinh doanh
18 Thu nh,p lai va cae khoan thu nh,p tU'O'ng t'l
Den 31/0312016
Den 31/0312015
Tri~u VND
Tri~u VND
Thu nhap lai ti~n gui
29,360
28,106
Thu nh~p lai cho yay khach hang
605,391
517,705
Thu lai hi kinh doanh, clau tU' chung
111,119
74,919
khoan no

-ThuI[li tir ch(mg khoan kinh doanh
-ThuI[li tif chCmgkhoan a~u tif
111,119
74,919
Thu nh~p lai cho thue tai chinh
Thu khac tli ho~t clong tin dl,lng
TOng
19 Chi phi Iii va cac khoan chi phi tlJ'O'ng

Tra
Tra
Tra
Tra
Chi

lai ti~n gui
lai ti~n vay
lai phat hanh gi~y tcy co gia
lai ti~n thue tai chinh
phi hOGitclong tin dl,lng khac
TOng
20 Lai 10 thuAn tCr ho,t dQng dich vI:!
20.1 Thu nh~p tCr ho,t dQng dich VI:!

10,389
756,259

3,222
623,952

Den 31/03/2016
Tri~u VND
541,002
32,177
2,459

Den 31/03/2015
Tri~u VND
421,671
39,547

21,143
596,781

3,258
464,476

Den 31/03/2016

Den 31/0312015

tv:

Page 18


NGAN HANG THU'ONG

M~I

co PHAN QUOC DAN

Bl4u so: 8Q5aTCTD-HN
Ban hanh thea ae sO 16.flOO71QD-NHNN

BAN THUY~T MINH BAo cAo TAl CHfNH HQ'P NHAT
Quy I Nam 2016
Thu tli dicb VI,! thanh toan
Thu tli nghi$p Vl,J bao lanh
Thu tli dich VI,! ngfln quy
Thu khac
TOng
20.2 Chi phi heat dQng djch

Lai

Tri~u VND
2,968

431
3,564

242
992

8,720

4,202

VI,J

Chi dich Vl,J thanh toan
Chi v~ ngan quy
Chi ve uy thac va dt;ii Iy
Chi khac
TOng
20.3 Lai 10 thuAn tll' hOft dQng djch
21

Tri~u VND
4,725

Den 31103/2016
Tri~u VND
876
613
629
3,296
5,414
3,306

5,592
(1,390)

Den 31103/2016
Tri~u VND

Den 31103/2015
Tri~u VND

77,859

12,073

18,549
12
31,286

6,592
119
3,612

28,012

1,750

94,299

8,930

19,459
12
24,420

3,371
126

10 thuAn tll' heat dQng kinh doanh ngofi h6i

Thu nh~p tll' heat dQng kinh doanh

ngofi h6i
- Thu tli kinh doanh ngo~i t$ giao ngay
- Thu tli kinh doanh vang
- Thu tli chenh I$ch danh gia I~i ngo~i
t$ kinh doanh
- Thu tli cac cong Cl,J tai chinh phai
sinh tien t$
Chi phi hoat dQng kinh doanh ngo~i
h6i
- Chi tli kinh doanh ngo~i t$ giao ngay
- Chi tli kinh doanh vang
- Chi tli chenh I$ch danh gia I~i ngo~i t$
kinh doanh
- Chi ve cac cong Cl,! tai chinh pMi sinh
tien t$
Lai/LO thuAn tll' hOft dQng kinh
doanh ngo\li h6i
22

Den 3110312015
Tri~u VND
817
775
541
3,459

3,654
50,408
1,779
(16,440)

3,143

Thu nh,p tll' g6p v6n, mua cO phAn

Den 31103/2016
Tri~u VND
C6 hic nhan dlJ'Q'ctrong ky tli gop v6n,
mua c6 Dhtm
- Tif gop von, oau tU' dai h~m

Den 3110312015
Tri~u VND
1,727
1,727

Page 19

"

~

~'"

:~

j


NGAN HANG THU'ONG M~I

co PHANQUOC DAN

Bi6u 56, BQ58TCTD-HN
Ban Mnh I11eo Of) 56 16,120071OfJ-NHNN

BAN THUVI:T MINH BAo cAo TAl CHiNH HQ'P NHAT
Quy I Nam 2016

cac khoan
23

thu nhap khac
TOng

1,727

Chi phi ho~t dQng

D~n 31/0312016
Tri~u VND

D~n 31/0312015
Tri~u VND

1,410
63,619
55,333
5,242
110

1,048
67,252
56,614
5,577
45

33,790
5,559
40,642

22,020
4,567
58,352

1,247
3

1,293
5

9,563

7,292

149,024

155,964

1. Chi nop thu~ va cac khoan phi I~ phi

2. Chi phi cho nhan vien

Trongd6: - Chi /l.f(Jng va phl,l cap
- Cac khoan chi d6ng g6p theo /l.f(Jng
- Chi tro cap
- Chi cong tac X8 hoi
3. Chi ve tai san

co

- Trongd6 khau hao tai san dinh
4. Chi cho heat dong quan Iy cong VI,J
Trongd6:
- Cong tac phi
- Chi v~ esc hO<;itdong doan the cua
Tem
5. Chi nop phi bao hi~m, bao toan tien
olii cua khach hano
6. Chi phi dl,l' ph6ng
TOng
VIII. Cac thong tin khac
24

Tinh hinh nhu nh~p

eua can bQ cong nhan viim

Chi tieu
I. TOng 56 can bQ, CNV
II. Thu nh~p cua can bO

1.TOnQquy IU'O'ng
2.Tien thU'6'ng
3. Thu nhap khac
4. TOng thu nhap
i5. Tien IU'O'ng binh quan
6. Thu nhap binh quan
25

Tri~u VND
D~n 31/0312015

Den 31/0312016
2,297

1,676

55,333

57,533

-

-

110
55,443
8.0
8.0

2,750

60,283
11.4
12.0

Tinh hinh thl!C hi~n nghia vlsI vai ngan sach nha nlPaC

Tri~u VND
I
I

Phat sinh trong
Chi tieu

31·12·2015

56 phai
~

1. Thu~ GTGT
12.Thu~ TNDN

(50'
(30,625)

Page 20

5,834
2,457

56 di

kY
nOp
5,334
2,148

31/03/2016
450
J30,31~


NGAN HANG THU'ONG M~I cO PHAN QUOC DAN
Ban hllnh

Bi6u s6: B05aTCTD-tIN
thea Of) s6 16.12OO7..QD-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHAT
Quy I Nam 2016
3. Cac loai thue khac
4. Cac khoan phi, 1$ phi va cac khoan

367

r6ng cQng
26

(29,O84)

3,829

4,025

7,559

4,362

171

_(25,887J

Nghia vI;! nQ' ti~m an va cac cam k&t dU'a ra

Nghia vI;! nQ' ti~m an
Bao lanh vay von
Cam ket trong nghi$p
Bao lanh khac

VI,!

31-03·2016
Tri~u VND

31·12·2015
Tri~u VND

2,314,844

2,377,355

312,469
2,002,375

298,838
2,078,517

LC

M(JrcdQ t~p trung theo khu vlfC dja Iy cua cac tai san, cong nQ'va eae khoan mue ngo,i bang

27

r6ng dU' r6ng ti6n
g(Pi
nQ' cho vay

I
,

eaccam
k&t tin
dl;!ng

I
Trone nuoc
NU'oc ngoai

L~pbang

21,216,915

1,550,539

2,314,844

cere phai
sinh

Kinh
doanh va
dAu tU'
chCrng
khoan
0

14,285,827

K& toan trU'C1ng

.\
I
,

BAO TRQNG KHANH

Page 21