HOP DONG BAO HIEM 2019

CONG HoA XA HOI CHO NGHIA VIET NAM
D6c Lap — Tu: Do — Hanh Phiic
***

HOP HONG BAO HIEM MOI RC1I RO TAI SAN
BAO GOM CHAY NO BAT BUOC
SO: 0000013/HD/020-03/PHH.TS.2.1/ 2019
- Can co' luat Dan s41 so" 91/2015/QH13 ngay 24/11/2015;
- Can cer Luat kinh doanh bao Nein so 24/2000/QH10 ngay 09/12/2000 va Luat szia doi; bei sung
mot so" Ili& ceia Luat Kinh doanh bao hie'm sJ61/2010/QH12 ngay 24/11/2010;
- Can co' Nghl Binh 73/2016/ND-CP ngay 01/07/2016 quy Binh chi tret thi hanh Luat kinh doanh
bao higm va Luat scia c16; be; sung mot so dieu ccia Luat kinh doanh bao higm;
- Can co' vao nhu
kha nang cUa cic ben;
Horn nay, ngay 14 thang 01 narn 2019, chung toi gam:
NGUVI BAO HIEM (Sau clay g9i tat la Ben A)
Ten ddn vi
Dia chi
Dien thoai
Tai khoan so
Tai
Ma so- thug
Do Ong

: CONG TY BAO HIEM BM) DON SAI GoN
: rang 3, 24C Phan Dang
PhUang 6, Quan Binh Thanh, Tp. HCM
: (08) 3841 0576
Fax: (08) 3841 0577
: 04301010005370
: Ngan hang TMCP Hang Hai — Chi Nhanh Tan Binh

: 0 1 0 0 7 7 4 6 3 1 — 0 20
: Doling Ngoc Khue
Chk
Pho Giam D6c lam dai dien

NGUtil DURK BAO HIEM
1. Chu sit hifu tai san: Ben B
Ten ddn vi
Dia chi
Ma so thug"
Do Ba

: CONG TY CO PHAN GIAY PHUNG VINH HUNG
: 307A Nguyen Thi Nho, Phutng 16, Quan 11, Tp. HCM.
: 0310547875
: To MS, Chau
Chic
T6ng Giam D6c lam dai dien

2. Ngu'ai thu hu'ong

: Ben C

Ten ddn vi
Dia chi
Dien thoai
Do Ong/ Ba
Va
Ten ddn vi
Dia chi

Dien thoai
Do Ong/ Ba

: NGAN HANG TMCP SAI Gem THYO'NG TIN- CN TAN PHU
: 47 Flea Binh, Phuang Tan Thdi HOa, Quan Tan Phu, Tp. Ho Chi Mirth
c•

•

PHO GIAM DOC
c vu:
lam dai dien

: NGAN HANG TMCP NGOAI THUVNG VIET NAM - CHI NHANH GIA DINH
: 423 - 425 Le Van Viet, Phdang Tang Nhdn Phu A, Quan 9, Tp. HCM.
Chirc

lam dai dien

Cang nhau thaa thuan va thong nhat kj/ kat Hdp Tang Bao hiem moi rui ro tai san theo cac dieu kien, dieu
khoan quy dthh cu the cludi day:
toigu 1: Rui Ro Va 06i TaIng Bao Higm
Ben A nhan bao higm moi rui ro tai san la hang hOa cho kho hang bao gom ca may mac, thigt bi cua Ben
B theo Quy tac bao him sau:

1/6 It/

(;;:.(

• •

23/2018/ND-CP ngay 23/02/2018 a:2 Bo Tai
Phan 1: Bao hiem chay n6 bat buOc theo Nghi dinh
Chinh.
Phan 2: Bao hiem moi rui ro d5i vai ton that ve tai san theo Quyet dinh 269/QD-PTI ngay 16 thang 9
nam 2016 cila T6ng Giam d5c T6ng Cong ty C6 phan Bao hiem Bau On (Dinh kern theo H9p (long nay)
va cac Dieu khohn b6 sung dinh kern hdp Song nay.
1.

Dieu khohn ve re ri hoac chay tran

2.

Dieu khoan ve cac tai san khac (Han mac VND100,000,000 cho mOi danh myc mOi ton that)

3.

Dieu khoan ve thay cl6i va sit-a chila

4.

Dieu khoan ve sit dyng cong ty tinh toan ton that theo thoa thuan

5.

Dieu khohn tit dOng bao higm cho tai san b6 sung (Han mac 10% S5 tign bao higm — thong bao
trong yang 60 ngay)

6.

Dieu khoan to Ong bao hiem cho dia diem mai (Han mat VND10,000,000,000 rn6i dia diem,
thong bao trong yang 60 ngay - thu phi ngan han)

7.

Dieu khoan ve tai dOng gia han thai han bao hiem (30 ngay theo phi Nan han)

8.

Dieu khoan ve bao higm dutti gia tri (85%)

9.

Dieu khoan ve vi pharn cac dieu kien va/hoac dieu khoan h9p Song

10. Dieu khoan vC cai tao b6 sung Sol vai tai san cluttc bao hiem (Han mac 10% S5 tin bao higm thong bao trong yang 60 ngay)
11. Dieu khoan ve chi phi don dep he thong thoat nu'oc (Han mac VND100,000,000 mOi ton that)
12. Dieu khoan ve chi phi cho viec pha do, d9n dep hien traang va lap dat van the hang rao tam thoi
(Han mac VND200,000,000 mOi ton that)
13. Dieu khoan chi phi soan thao lai tai lieu va lap ho s9 khieu nai (Hen mac VND100,000,000 mOi t6n
that)
14.

Dieu khoan ye chi phi lap dat lai

15. Dieu khoan ye chi phi bao ve tam thOi (Han mac VND200,000,000 mOi t6n that)
16. Dieu khoan ve mo to tai san
17. Dieu khohn ye he thong thiet bi dien tif, may tinh va thiet bi truyen dcr lieu
18. Dieu khoan ve he thOng thiet bi dien 4B

19. Dieu khoan sai sot va nham Ian
20. Dieu khoan ve chi phi tra them (Hon mac 10% S5 Mil bao higm)
21. Dieu khoan ve chi phi cho dOi chaa chay va chi phi cau hoa (Han mac VND200,000,000 mOi ton
that)
22. Dieu khohn ve ton that do clang dien d5t ming (Han mac VND10,000,000,000 mOi ton that)
23. Dieu khoan ve hang hoa nguy hiem
24. Dieu khoan ye sa dung nhiet va nang luting
25. Dieu khoan ve chi phi ngan ngita t6n that
26. Dieu khoan ye di chuyen nOi bo
27. Dieu khoan ve 16 dat va sut dat (Gidi han
thdi han bao higm)

da 10.000.000.000 VND/vu va t6ng so" vu trong suOit

28. Dieu khoan qui dinh ve thong bao t6n that (30 ngay)
29. Dieu khoan ve ma to sai
30. Dieu khoan ye nhUng vi phom khong kiern soot da9c
2/6 ti,


31. Dieu khoan ve cac quyen [di khac
32. Dieu khoan ve cong trinh phu trd
33. Dieu khoan ve tai san ben ngoai (Han mitc 10% S5 tien bao higm)
34.

Dieu khoan ye thanh toan boi thuting tam ting (50% so" tien boi thutng trong yang 15 ngay kg Ur
ngay nhan bao cao tit Cong ty giam dinh du'dc chi dinh)

35. Dieu khohn ve dia diem du'dc bao hiem
36. Dieu khoan ye thanh toan phi bao hiem (30 ngay)

37. Dieu khoan ye nhCrrig chi phi chuyen mon (Gidi han
trong suOt thoi han bao hiem)

da 3.000.000.000 VND/vu ya tong so vu

38. Dieu khoan ye chi phi don dep hien trutng (Han mirc VND 10.000.000.000 mOi t6n that)
39. Dieu khoan ye chi phi kien tung va cac chi phi lien quan
40.

Dieu khoan ve dinh ding, n6i loan ya bao Ong dan sy' (Gidi han VND 5.000.000.000)

41.

Dieu khoan ye bpi trir rui ro khUng

42.

Dieu khoan ve dieu chinh thdi gian — 72 gia

43.

Dieu khoan ve tir bo quyen truy doi boi thuttng

ka

44. Dieu khoan ye Cam van thu'dng mai queic
Quy tac Bao hiem va cac Dieu khoan b6 sung dinh kern la mot IDO phan khong the tach rai cua Hdp Tong
Bao hiem nay.

131

Dieu 2: Thai Han Bao Him
Ben A nhan bao higm moi rui ro tai san la hang hoa cho kho hang bao gam ca may mac, thief bi a:a Ben
B trong thai gian 01 narn Ice tit ngay 14 thang 01 flan) 2019 den het ngay 13 thang 01 nam 2020.
Dieu 3.: Dia Digm, Nganh San Xuat Kinh Doanh

3.1. Dia diem du'dc bao hi6m:
Dia digm 1: 353 Thoai Ngoc Hau, Phutng Hiep Tan, Quan Tan Ph6, Tp. HCM ya/hoac tai bat kY dia diem
trong lanh th6 Viet Nam ndi Ngtfeii du'dc bao hiem co quyen Idi bao hiem.
Dia digm 2: 328 Tan KY Tan Quy, P. Sdn KY, Q.Tan Phu, TP HCM va/hoac tai bat kY Oa diem trong lanh
th6 Viet Nam ndi Nguti du'dc bao hiem co quyen Idi bao hiem.
Dia diem 3: Hong Tien Phat: La SO 1 Dieing so 3, KCN Tan Tao , Phutng Tan Too A, Quan Binh Tan,
TP. HCM va/hoac tai bat kY dia diem trong lanh th6 Viet Nam ndi Nguti du'dc bao hiem có quyen Idi bao
hiem.
Dia diem 4: Kho Depot CONG TY CO PHAN TAN LANG HIEP Lljt 938A13 Nguyen Thi Dinh, P. Thanh MY"
Ldi, Q.2, TP. HCM va/hoac tai bat kY dia diem trong lanh th6 Viet Nam ndi Nguti du'dc bao hiem có quyen
Idi bao hiem.
Dia digm 5: Cong Ty TNHH MTV SX TM IN BAO BI MINH GIA PRAT: LO 20-22C Dutng so' 1, KCN Tan
Tao, P. Tan too A, Q. Binh Tan, Tp. HCM ya/hoac tai bat kY Oa diem trong lanh th6 Viet Nam ndi Nguti
du'dc bao hem co quyen 10 bao
3.2. Nganh san xuat kinh doanh tai dia diem bao higm: Nganh giay.
Dieu 4: S5 Tien Bao Higm
M

MO to chi tiet

1
2

SO tien bao hiem

Cci so NM gia

Hang hoa trong kho

VND 150.000.000.000

Theo s6 sach ke toan

May mac trong kho

VND 10.000.000.000

Gia tri thay the mai

TONG CONG

VND 160.000.000.000
3/61A,

•
).!


Tang stiffen bao hiem: VND 160.000.000.000

(Bang chti:. Kit tram sat, mutii clang.)
Trong suat thdi han bao hiem, neu tong gia tri tai san có sy' thay
yang 30 ngay kg tit ngay thay COI va du'dc Ben A chap nhan sita
chinh tien bao higm va phi bao hiem cho pha hdp.

thi Ben B thong bao cho Ben A trong
bang mot phi lyc bob sung de dieu

Dieu 5: Mac khgu trit : 5% gia tri ton that, tOi thieu VND 50.000.000/ vu ton that dai voi m9i rui ro.
Dieu 6: Phi Bao Hiem
TY le phi bao hiem :

0.22% (bao gom 10% VAT)

Phi bao higm: VND 160.000.000.000 x 0.22% = 352.000.000 VND (Bao gem 10% VAT)

(Bang chi,. Ba tram nam mutt,' hai trieu clang.)
Dieu 7: Phu'dng Thac VA Thai Han Thanh Toan
7.1. Phutng thot thanh toan: Phi bao higm di.tdc thanh toan mat Ian bang chuygn khoan vao tai khoan
cua Ben A.
Thong tin tai khoan:
Ngu'di thy Wong: Ong Ty Bao Higm Bu'u Dien Sai Gen

410

tai khoan 04301010005370
Tai Ngan hang TMCP Hang Hai — Chi Nhanh Tan Binh.
7.2. Thai han thanh toan: Trutc ngay 30/01/2019.
1. Ben B phai clang day dit phi bao higm trong yang 15 ngay kg tit ngay hieu Itic ghi tren hdp Tong bao
higm.

HIEW
3AI

AOHIEI

2. Trutng hdp hdp clang bao hiem clang có hieu Iktc va phi bao higm chu'a den han thanh toan ma t6n
that )(ay ra thi Ben B có trach nhiem nap toan ba so phi bao higm cho Ben A trutc khi Ben A giai quyet boi
thutng hoac theo thdi han thanh toan neu tai khoan 1 Mau nay ap dung theo thdi diem nao den trutc.
3. Trong moi trudng hdp, neu het thdi han nap phi theo quy dinh tai khoan 1 dieu nay, Ben B khong (long
phi bao hiem hoac Bong phi bao hiem khong day dit cho Ben A thi Hdp (long bao hiem tit Clang cham dirt
kg tit ngay
tiep ngay cuc3i ding phai nap phi.
4. Truing hdp Hdp clang bao hiem
cham dirt hieu tic theo quy dinh tai khoan 3 dieu nay, nhu'ng sau
do Ben B (long phi bao hiem va yeu cau tie)) tyc du'dc bao hiem cho cloi titdng bao hiem cua minh, thi
Hdp Tong bao hiem se du'dc khoi phyc hieu Itic kg tit thdi digm Ben A co van ban Clang jr viec khoi phyc
hieu Iktc hdp dang. Hdp dong chi du'dc khoi phyc hieu lyt vc i dieu kien Ben B da (long du phi bao higm
tinh den k' qua han gan nhat theo quy dinh cua Hdp clang, Ben B có van ban yeu cau Ben A khoi phyc
hieu lut hdp clang va dudc sit clang Y oh Ben A. Trach nhiem bao hiem chi phat sinh kg tit thdi diem Ben
A co van ban clang y khoi phyc hieu lut hdp clang va Ben B da (long du phi bao hiem tinh den k'' qua han
gan nhat theo quy dinh cua Hdp clang. Ben A se khong chiu trach nhiem b8i thutng dal vOi cac ton that
xay ra trong thdi gian tit ngay Hdp Tong bao higm da kY tut (long charn dirt hieu lyt den thdi diem Ben A
co van ban Bong y khoi phyc hieu
hdp clang va Ben B cla (long du phi bao higm tinh den kY qua hp
gan nhat theo quy dinh cua Hdp clang.
Dieu khoan ye thuang neu khong có t6n that 10% ( phi bao higm truac thue).

Cac ben thoa thuan rang Nguti du'dc bao higm se du'dc nhan mat khoan thitOng do ddn khong c6 t6n that
du'dc tinh theo le phan tram quy dinh ten hdp clang bao higm ten phi bao higm hang nam cua ddn
vita het han, va khoan thutng do se du'dc khau trit vao phi bao hiem hang nam cua hdp Tong tai tyc ma
Nguti du'dc bao higm phai du'dc thanh toan cho PTI cho nam bao higm tied theo.
Val dieu kien la:
1.

Khong có yeu cau doi boi thutng nao plat sinh trong thdi han bao higm, va

2.

Don nay da du'dc tai tyc voi PTI cho nam bao hiem tiep theo
4/6 Ili

31
HA


Neu help 'Song bao hiem nay bao hiem cho nhieu hcin mat loci hinh bao hiem, dieu khoan nay se ap dyng
dac lap cho timg ph& a:2 hdp Tong nhu' the mOi ph5n da dudc cap mat hdp (long bao higm dac lap.
Dieu khohn quyen thu hulfing:

Trong trudng hdp co t6n that thuac trach nhiem bao higm thi quyen 101 thy hutrig bao higm thuac ve
Dong thy Wang giu'a 2 ngan hang:
1. NGAN HANG TMCP SAI GoN THIRYNG TIN- CN TAN PHCI
2. NGAN HANG TMCP NGOAI THVONG VIET NAM - CHI NHANH GIA DINH

la 2 ddn vi thy huting, trong moi trudng hdp t6n that thuac trach nhiem bao higm. Neu t6n that xay ra
thuac trach nhiem bao hiem thi cong ty bao hiem Bu'u Dien Sai Gan se chuygn cho:
1. NGAN HANG TMCP SAI GoN THUONG

CN TAN PHU

2. NGAN HANG TMCP NGOAI THIJO'NG VItT NAM - CHI NHANH GIA DINH

Theo do, NGAN HANG TMCP SAI GoN THUONG TIN- CN TAN PHU va NGAN HANG TMCP NGOAI

THIrO'NG VIO- NAM - CHI NHANH GIA DINH la (long thy Wong ciau tien dal voi plian thiet hai (neu
co) theo ty le tai trd. Trong trudng hdp con du, s6 tien nay se chuyen tra cho Cong Ty CP Giay Phang
Vinh Hung, nhifng khong veldt qua s6 tien tham gia bao hiem dutic quy dinh trong hdp dong bao higm.
Neu khong co su dang y b5ng van ban oh NGAN HANG TMCP SAI GoN THYONG
CN TAN
PHU va NGAN HANG TMCP NGOAI THIYO'NG VItT NAM - CHI NHANH GIA DINH thi hdp Tong bao
hiem se khong dudc thay dai Ngudi thy Wong, cham ditt hieu
bao higm.

thay dai/b6 sung trong suot thdi gian

Dieu 8: Trach Nhiem Va Nghia Vu Cua Cac Ben

8.1. Ben A chiu trach nhiem:
a. Cap Hop Tong Bao hiem ngay sau khi nhan dudc yeu eau bao hiem cUa Ben B va tien hanh cac th0
tuc can thiet theo quy dinh (Khao sat, danh gia rOi ro va tit-1h phi bao hiem)
b. Trong yang 24 gid lam viec ke tir khi nhan dudc thong bao t6n that, Ben A (ho5c dal dien dm Ben A)
phai co mat tai hien trudng de ding Ben B giam dinh va lap bien ban Om dinh hien trudng. Neu qua
thai han ten, Ben A phai chap nhan hien trudng va hen ban Om dinh do Ben B ding cd quan chilt
nang hoc chinh quyen dia phudng ndi xay ra syr co" lap.
c. Trach nhiem boi thdang a:2 Ben A khong vudt qua so tien bao hiem cUa mOi hang myc tai san dutic
ghi trong danh muc hoc gop loi khong qua tong s6 tien ghi trong HOp Tong Bao higm.
d. Cif giam dinh vien hoc Ong tac vien tdi cd sd a:2 Ben B de xem xet va gop y kie'n ve he thong PCCC
hoc yeu c5u Ben B b6 sung phudng tien PCCC nh5m giam t6i thigu mire thap nhat kha nang xay ra t6n
that.
Cham nhat 30 ngay kg ti( ngay Ben B gUi cho Ben A ba ho sd yeu eau b.& thudng day du va hop le, Ben A
phai có trach nhiem thanh town toan bo s6 tien b.& thuting thuac pham vi bao hiem. Neu qua thdi han
thanh Wan tien bai thutng 30 ngay thi Ben A se phai tra them ph5n l'ai suat phat sinh cho so' tien boi
thu'dng cham thanh town theo I5i suat vay a:2 Ngan hang vao cOng thdi diem do tra Ben B nhu'ng khong
dudc

qua thai han 90 ngay.

a

8.2

Ben B chiu trach nhiem:

a. Thu'c hien theo nhitng dieu khoan trong Quy tac bao higm mpi rOi ro doi vdi t6n that ve tai san va cac
Dieu khoan b6 sung dinh kern.
b. Khi xay ra t6n that, Ben B phai thong bao ngay cho Ben A trong thdi gian som nhat co the va bang
phuting ben nhanh nhat co the va trong yang 24 gid lam viec gill van ban thong bao cho Ben A va ding
Ben A phol hdp vdi cac ben lien quan nhanh ch6ng xac dinh nguyen nhan va mtk do thiet hoi.
Dieu 9:, Cam Ket Chung

Cac ben cam lc& thin hien dung theo Quy tac bao higm nribi rui ro
khoan b6 sung dinh kern.
5/61,u

voi ton that ve tai san va cac Dieu

N

‘.4


HO clang nay khong du'Oc sCia dai, b6 sung hay charn di:ft tru'dc han neu khong có sly dong V bang van
ban dia 03 Ben
Cac ben tham gia Hop clang nay la mat phan cau thanh va co tu' cach phap IV ve toan bo cac quyen va
nghia vu ngang nhau di5i vdi hOp (long nay.

Trong qua trinh thuc hien, neu co vuang mac phat sinh thi cac ben tang nhau ban bac giai quyet. Moi
tranh chap xay ra neu cac ben khong giai quyet dtiOc bang thuOng lung thi se dtfa ra Toa an Kinh
tai
Viet Nam cap có tham quyen giai quyet, quyet Binh cuai ding cua Toa an la cd sd phap IV cho cac ben
thuc hien.
Tru'ang hdp Hop clang nay cUng cac Quy tac bao him moi rt:Ji ro doi vett ton that ve tai san va cac Dieu
khoan b6 sung Binh kern du'oc lap bang tieng Viet va tieng nudc ngoai thi ban tieng Viet CO gia tri phap IV,
ban tieng nu'acc ngoai chi co gia tri tham khao.
Hdp Tong dircic lap thanh 04 ban co gia tri phap IV nhu' nhau mOi ben gitT? 1 ban de thu'c hien.
DAI IEN NG Yon ou'or BAO

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0 PTI

TONG CONG TY

C6

PHAN BAO HI M BIIU

DIEN

CONG TY PTI SAI GON
Igng 3, 24C Phan Hang Luu, P. 6, Q. Binh Thanh,Tp. HCM

T: 028 3841 0576 IF: 028 3841 05771W: www.pti.com.vn

insu

Nguai ban Bich that

GIAY CHUNG NHAN
BAO HIEM CHAY NO BAT BUCK
So: 0000013/HD/020-03/PHH.TS.2.1/2019
(Giay ChUng nhan Bao Higm Chay NO Bat BuOc nay du'Oc cap tuan thu theo Nghi dinh so
23/2018/ND-CP ngay 23/02/2018 cua BO Tai Chinh.)
(Day la 1 bi) phan khong thg tach rcli khoi hdp clang bao hiem so' 0000013/HD/020-03/PHH.TS.2.1/2019)
Ten va dia chi cua ben mua bao higm

CONG TY CP GIAY PHUNG VfNH HUNG
307A Nguyen Thi Nho, Phutng 16, Quan 11, Tp.
HCM.

Nganh san xuat kinh doanh

Nganh giay

Dia digm tai san du'Oc bao higm

Dia digm 1: 353 Thoai Ngoc Hau, Phtfang Hiap Tan,
Quan Tan Phu, Tp. HCM va/hoac tai bat kit dia diem
trong lanh th6 Viet Nam ndi Nguti dudc bao hiem có
quyen Idi bao higm.
Dia digm 2: 328 Tan Kit Tan Quct, P. Sdn Kji, Q.Tan
Phu, TP HCM va/h0c tai bat k9 Oa digm trong lanh

th6 Viet Nam ndi Nguti du'dc bao hiem có quyen Idi
bao higm.
Dia digm 3: Hong Tian Phat: Lo SO 1 Dung so 3,
KCN Tan Tao , Phu'ang Tan Too A, Quan Binh Tan,
TP. HCM va/hoOc tai bat lo/ dia diem trong lanh th6
Viet Nam ndi Nguti dirdc bao hiem cá quyen lai bao
hiem.
Dia diem 4: Kho Depot CONG TY Co PHAN TAN
CANG HIEP LlIt 938A13 Nguyen Thi Dinh, P. Thanh
M9 Ldi, Q.2, TP. HCM.
Dia digm 5: pig Ty TNHH MTV SX TM IN BAO BI
MINH GIA PRAT: La 20-22C Dutng so 1, KCN Tan
Tao, P. Tan too A, Q. Binh Tan, Tp. HCM.

Don bao higm Sp dung, nhiIng rui ro du'Oc
bao higm

Ap dung theo "Quy tSc bao higm Chay, no bat
buOc"
(Giay Chitng nhan Bao Hiem Chay NO Bat Buac nay
du'cic cap tuan th6 theo Nghi clinh so 23/2018/ND-CP
ngay 23/02/2018 cua Ba Tai Chinh.).

Dieu khohn be sung

Chi tigt theo hop clang bao higin 55
0000013/HD/020-03/PHH. 75.2.1/2019

Tai san du'Oc bao higm

Chi tiet theo hop tieing bao hiem 56'
0000013/HD/020-03/PHH. T5.2 1/2019

•", cap

IMO IA

,SAI

TRIG CO

MO41


T6ng gia tri tai san:

160.000.000.000 VND
(M'Ot tram seu mutii 1)% clang)

S6 den bao higm

160.000.000.000 VND
(MO tram sau mcfol tk dong)

Mat khgu tat

5% gia tri Win that, tol threu VND 50.000.000/ vu ton
that cleii voi m9i riii ro

Thai han bao higm

01 riam k6 tip ngay 14 thang 01 riarn 2019 den het
ngay 13 thSrig 01 nam 2020.

Phi bao higm

VND 160.000.000.000 x 0.22% = 352.000.000
VND (Bao Om 10% VAT)
NGAY 14/01/20.19U_
DAI DIt1141§1A11145ftEM

O GIAm

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