ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính hợp nhất quý 2 năm 2011 td bảng cân đối kế toán

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0
(l
7.r3't.232.817
(25,178,556,678)
0027
S
9
0
(Tang)/Girim
cdc khodn
tiOn,
virng gui
vd cho vay
c6c TCTD khdc
(Tang)/Giam

ciic khorin vO
kinh doanh
chring khodn
(T[ng)/Giam
ci{c
c6ng cp tdi
chinh
phdi
sinh
vi
ciic tiri srin tii chinh
khiic
(Tdng)/Gi6m
c6c khodn
cho
vay
ktuich
hdng
(Tdng)/Giam
ngu6n
du
phdng
dO bn d6p
tdn th6t ciic
khodn
(rin
d\rng, chfng khoiin,
dAu
tu ddi han)
(Tang)/Girim

khdc v€
tdi sdn hoat
ctdng
Nhiing
thay d6i
vi c6ttg nq
hogtt dQng
15 Tang/(Giam)
ciic khotin
ng
Chinh
phu
vh NHNN
l6 Tang/(Gitim)
ciic khoan
tiAn
gui,
tidn vay
c:ic TCTD
l7
Tdng/(Ciam)
ti€n
gni
cua
khdch hirng
(bao
gdm
cri KBNN)
,*
TinglCiamt phdr

hanh
giay
ro cd
gii
rngoai
rru
giiy
roco
gii phiir
'
hinh
duo-c tfnh
i
)o hoar
dong tii ch inh
r
l0
1l
t2
l3
t4
l5
l6
17
l8
t9
,^
Tang/{Ciamtvorr
tii tro.
u) rhdc diu ru.

cho
vay
mi
TCTD
chiu rui
_^
lv
)o
ro
20
2l
22
T'eng/(Giam)
cdc cdng
cU tiri chinh
phdi
sinh vd
c6c khoan
chinh kh6c
Tang/(Giam) khiic vd
c6ng no hoat
d6ng
Chi
tir ciic
qui
cua TCTD
('k)
Luu
chuy6n tidn thu6n
tir

ho4t
dQng kinh doanh
LtftJ
CTruYEN TIEN TI"HOAT
DONG DAU TU',
nq
rdi
2i
22
23
24
T
I
2
3
4
5
o
7
8
9
Mua sdm tdi
stin c6 cJinh
Ti0n
thu tir thanh ly, nhuong
brin TSCD
Ti6n chi tir thanh
lt, nhuqng
b6n TSCD
(*)

Mua
s6m b6t dQng
srin dAu tu
(*)
Tiiin thu tir
bdn, thanh ly
bat dOng san
ddu tu
Ti0n
chi ra'do
b6n, thanh ly
bAt dQng san dAu tu
(*)
Ti6n
chi dAu tu.
g6p
v6n v)o
cdc don vi
khdc
Ti€n
thu dAu tu.
g6p
v6n vdo
cdc do'n
'"'i
khiic
Ti0n
thu c6 tttc vir ltri nhuAn
duo-c chia tir
ciic khoan dAu

tu,
g6p vdn
ddi
han
Lru chuyiln tidn
thuin til ho4t
dQng dAu tu
25
zl)
21
28
29
30
3l
32
33
34
;nr
nnnrM
$'4r
c0
pfl,iful-
Chi
ti0u
Mfi
chi ttruy6t
ti6u nrinh'
Lfiy
k6 th dAu
nlm O6n

cu6i
quy
lr
Ndm 201f
Ndm
2Ol0
III LTiU
CHUYEN TIEN
TT" HOAT
DONG TAI
CHiNH
; ,.: ,^
I I ang
von
oleu le
,
Ti0n
thu tir
phrit
hinh gidy
td c6
giri
dii han c6 du clidu ki6n
tinh
-
v6n tu
c6
vi
cdc khoain vdn vay
dii han khdc

,
Tien chi thanh
todn
giiy
ro
co
gi:i
diri han cd
du dieu ki€n tfnh
1
-
v6n
tu c6 vd cdc khoan
vdn vay
ddi han khSc
4
Cd tirc trii cho
c0 ddng, lqi nhuAn
da chia
(*)
5
Ti€n
chi ra mua
cd
phi6u
ngdn
qu!
('k)
6 TiCn
thu duoc do

bdn c6
phi6u
ngdn
qu!
Luu
chuy6n
ti0n thuAn
tir ho4t tlQng
tiri chinh
IV Luu
chuydn
tiOn thuAn
trong
kj'
V Ti0n vi
c6c kho:in
tu'ong duong
tidn
tai thdi
tli6m
dAu k)
VI
Did,u
chinh rinh
hu'ong
cua
thay dOi
1j
giri
VII Ti0n

vir c6c
kho:in
tuong
duong tidn
tai thdi
tli6m
cuiii ty
35
vao

JO
43
44
45
l
,3
1
8,276.400,000
0
(
179,385,600,000)
(220,193,050,420)
0
0
918,697,749,590
5,197
,777 ,569,716
9,502,069,793,250
0
14,699,847,352,966

0
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(303.054,000)
0
(303,054,000)
579,587,815,3,14
2,904,606,661,404
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0
vao,_
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38
39
40
4l
42
L6p
biOu
'\/
,//'/
I
,t'
Le
Th(ii Hd
KG
torin t."orfuV
Hd n6i,
ngdy

28 thdng
7 niim
201l
T6ng
Gi6m
rtiic
/i
t! |
l:, ,,, )l
l,'i1,t
'
tw
JQ*yd*'//a*
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iiANG
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n"
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f
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vx=

%
NW STTB
NgAn
hing
TMCP
Sii Gdn
-
Hn
NQi
THUYET
MINH BAO
CAO
TAI
CHINH HOP
NHAT
Quf
II.201r
1. Thdng
tin vd ngin
hirng
Gi6y
ph6p
ho4t
tlQng 0041-NFVGP
nghy
13 th6ng
11 nam
1993
GiAy
ph6p

hoat
d6ng do Ngdn
hdng
Nhd
nu6c Vi€t
Nam
cAp
Thoi
han
hoat d6ng
cua Ng0n
hirng
la 40
ndrn
ke
tu ngiy
cAp giAy
ph6p
oau tlen.
HQi
tl6ng
Qurin
tri
Ong Dd
Quang
F{i€n
Ong
Nguy6n Vdn
L0
Ong NguySn

Vdn
l{ai
Ong TrAn
Ngoc
l-inh
6ng
Phan
Huy Chi
A. m).
\-,ng
rran lnoal
6ng
Ld Ki0n
l'hdnh
,
.i
|'an
Krem
soat
Ong Nguy6n
Vdn
L0
Ong Ddng'['rung
Dfrng
Ong Bui
Tfn Nghi
Ong
L0 Ddng
Khoa
Pham

Van
Thing
NgO
Thu Hd
Ninh
Thi
I-an Phucrng
Tru
sO chinh
SO ll
Chu tich
uy
vlen
Uy
viOn
uy
vlen
Uy
vi€n
uy vlen
ThAnh
vi6n
dQc l6p
Bd
Dbm
Ngoc Bich
Trucrng
ban
Ong Nguy6n
Hfiu

Dfc
Ph6
Trucrng
ban
Bb
Nguy6n
I'hi
l{0ng
UyOn
Th}rnh
vi6n
Ong Lucrng
Dfc
Chfuh
Thdnh
vi6n
Ong Br)i
Thanh
Tdm
Thdnh viOn
Ong Pham
IIda
Binh
Thdnh
viOn
Ban
T6ng
Gi6m tliic
B6 nhi6m
ngdy

16
thirng
6 nam
2008
gd
nhiem
ngly
16 thzing
6 nam 2008
Bd
nhiQm
ngdy
16
th6ng
6 n[m
2008
Bd
nhi6m
ngiy
16 thdng
6
nam 2008
gO
nhiem
ngiy
16 thdng
6 n[rn
2008
86
nhi6m

ngiry
16
thr4ng
6 nlm
2008
86
nhiOm
ngdy
10
th6ng
8
ndrn
2010
86
nhi€m
ngdy
16
th6ng
6
nam
2008
tlO
ntiiem
nghy
20
th6ng
5
n6tn2}09
116 nhiCni
ngdy

16
thdng
6 ndrn
2008
Bd nhidnr
ngiy
16
th6ng
6
n[m
2008
Bd
nhi6m
ngdy
16
th6ng
6 ndrn
2008
I3d nhifm
ngay
20
thdng
5 ndm
2009
'I'6i
b6
nhi6m
nghy
08 thdng
5 nam

2007
Bei nliiQrn
ngby
01 thdng
9 nam
2005
e6
nhiern
rrgay
05
thdng
6
rrarn 2007
B0
nhiQm
ngby
10 thdng
4 rfi.m
20A9
86
nhiOm
ngiy
01 th6ng
1l nrirn
2Ui0
B6
nhiQni
ngdy
15 thdng
3 ndrn

2011
nO
nnlem
ngdy
27
thdng
7 ndm
2008
//,
t:
ir
\
T6ng GiSrn
d6c
Phti
T6ng
Gidm cI6c
Ph6 l6ng
Gi6m c16c
Ph6
T6ng
Gidm
d6c
Ph6
T6ng
Gi6m
d6c
Ph6'I6ng
Gir{m d6c
K6

tor{n
trucrng
TrAn
Hung
Dao
Nffi
STTB
NgAn hing TMCP
Sdi Gdn
-
Hn
NQi
2.
D4c tli6m ho4t
tlQng cria td chric tin
dgng
Ngdn hing
Thucrng mai C6
phAn
Sii Gdn
-
HA Ngi
(duoi
day
goi
tit
li
"Ngdn
hdng") lb
mdt

ng6n hdng
thucrng mai cd
phin
Vi€t
Nam thlnh l4p t4i
nu6c Cdng
hda X6 h6i
Chn
nghTa Viet
Nam
v6i thcvi
gian
hoat d6ng ld
40 ndm theo
0041-NFVGP nghy
13 th6ng
11 ndm
1993
cua Ng0n
hhng
Nhh nu6c Vi6t
Nam. Von
dieu le
cua Ngdn hdng
tai ngity
301612011
ld
4,815,Jg5,470,000
ddng
(B6n

nghin
tdm
tr[m mudi
ldm tj'bay
trdm
chin ldm tri€u
b6n
trdm bdy
muoi
nghin
d6ng).
HQi scr
chinh
cira Ngdn
hhng dat
tai SO
ZZ
-
Tr6n Hung
Eao
,
Q.I{oin
Ki6m -
Hd
NOi
-
Vi€t
Nam.
Tai
ngdy

30/6/2011,
Ngdn
hbng
c6 2592
nhdnvi€n
(Cu5i
nam
2010:
2022
nhdnvien)
.
3.
T6m
tdt
c6c chinh
s6ch
kO to6n
chii
y6u
Chuin
mrpc vi
ctr6 oq t<6
to6n
6p dgng
Ng0n
hdng
trinh
bdy circblo
c6o
tdi chinh

bing ddng
Vi€t
Nam
(VND)
theo
Ludt
cric l'o
chric
Tfn dung,
Ludt
stra ddi vh
b6 sung
m6t
sO didu trong
Ludt
cdc
T6
chric
Tin
dung,
ciic chuAn
muc
k6 todn
vi6t
Nam vd
HC
th6ng K6
tor{n
c6c t6 chf'c
tfn

dung viOt
Nam.
K)
b6o
c6o vir
tlmr vi
tiiln
tQ
Kj'b6o
c6o
cua NgAn
hbng
b6t
diu tu
ngby
01/01
/2011vI
k€t
thric
vho
ngity
30/6/Z0tt.
Eon
vi
ti€n
tc
str dung
rrong
ghi
ch6p

ko
todn lh
d6ng
vi6t
Nam
(vND).
4.
Nguy6n
tic
ghi
nhgn
c6c
nghiQp
vg blng
ngoai
t6 vi
quy
tliii
Theo
hd
th6ng
kC
to6n
cira
NgAn hdng,
t6,t cir,
c6c nghiOp
vu phdt
sinh cria
Ngan

hdng
duoc
hach
toi{n theo
nguyOn
t6. Tai
thoi
di€m
cu6i
ndm,
tdi sdn
vd
c6ng
ncy
c6
ngu6n g6c
ngoai
t6
duoc
quy
d6i
sang VNE
theo
ty
gid
quy
dinh
vdo
ngdy
lQp bdng

c0n
COi
tC to6n.
C6c
kho6n
thu
nh4p
vh
chi phi
bing
ngoai
tC cua
Ngdn
hdng
duoc
hach
todn
bing
VND
theo
ry
gii{
vdo
ngdy ph6t
sinh
th6ng
qua giao
dich
mua
bdn ngoai

t6.
ChCnh
lQch
tj'
gid
do drinh gid
lai
c6c tdi
khodn
kinh
doanh
ngo4i
tQ
duqc
hach
to6n vdo
b6o
cdo
Ktit qud
Hoat
d6ng
Kinh
cloanh
vd
loi
nhu6n
d€ lai.
Chenh
lQch
tj'

gi6
phdt
sinh
do
quy
d6i
ciic tii
sin vb
c6ng
ncr
kh6c
bang
ngo4i
tg sang
\rND
duoc
xu ly
vbo
doanh
sO cua
c6c khoan
muc
tucvng
img
trOn bdng
cdn
AOi
tC todn
vho
ngay

lap
b6o
cdo
t)i
chfnh.
5.
Chring kho6n
ttAu tu
gifr
tl6n ngiy
tl6o
han
Chring
khodn
no
giil
d6n
ngby
d6o han
lb
ci{c chimg
khodn
c6 kj'h4n
c6
dinh
vd
c6c
khoirn
thanh
to6n

c6
dinh
hoac
c6 th€
x6c
dinh
duoc vd
Ban
1'6ng
Gidm
doc
c6 y
dinh vb
c6 khd
ndng giu
d€n nghy
d6o
han.
Ngdn hdng
dang
ghi
nhAn
cdc
chirng
kho6n
ndy
theo gi6 g6c
c6ng
ldi
du

thu trir
ldi
cho phdn
b6.
Gi6 tri
phu
tr6i hoflc
chi6t
kh6u
(n€u
c6)
cfrng
duoc phan
6nh
v]ro
gir{
tri
ghi
s6
cira
khoAn
dAu tu.
Ldi
duoc
du thu
hoic phan
b6 theo phuong
phiip
duong
thing.

Chimg
kho6n
duoc
gifi
d6n
khi
ddo han
sE ducvc
xem
x6t vd
khd
ndng
giam
gi6.
Chrmg
kho6n
duoc
ldp
du
phdng
giam
N:- SffB
NgAn
hing TMCP
Sii Gdn
-
Hh
NQi
gi6
kai

gi6
tri thi trudng nho hcrn
gi6
tri
ghi
s6.
Du
phdng
giam giri
duoc
ghi
nh6n vao
biio ciio ket
qud
hoat
dQng
kinh
doanh.
6.
Chrfrng kho6n tliu tu sin sing Ce n6n
Chrmg khodn
dAu tu sin shng O6
Uan
lh
cdc chfng khodn
duoc
giir
trong thoi
gian
kh6ng

an
dinh trudc,
c6 th€
dugc bdn Ae Aap ring nhu
cAu thanh khodn
hoac
d6 rmg
ph6
v6i
trudng
hqp thay
AOi tal
su6t, ti
gid,
hoic
giri
trf
chimg kho6n.
Ngdn hdng
dang
ghi
nhdn
c6c chring
kho6n
nby
theo
gi6 gdc
cQng ldi
du thu tru ldi
cho

phdn
b6. Gi6
tri
php
tr6i hodc
chi€t
kh6u
(n0u
c6) cirng
ducrc
phan
dnh
vuo gid
tr!
ghi
so cua khoan
dAu tu. Lai
du'oc
du thu
hoac
phdn
bo theo
phuong
phrip
ducrng thirng.
C6c
chimg kho6n
nhy duoc
d6nh
gi6

dinh
kj,theo gi6
tri thi
trudrng vh
du
phdng
giani
grdtrl
s€ duoc ldp
khi
gii'tri
thi trucmg nho
hcrn
gi6
tri
ghi
so. Du phong
gidm
gid
duoc
ghi
nhan
vdo
b6o c6o k6t qud
hoat dQng
kinh doanh.
7.
Chrlng kho6n kinh
doanh
Chtmg khoi{n

kinh doanh ld
chimg khoi{n
ban dAu
duoc mua vd
n6m giir
cho muc
dich kinh
doanh trong
ngin
han hodc n6u
Ban T6ng
Gi6m d6c
quytit
dinh
nhu v6y.
Ngdn
hdng
dang ghi
nh6n
c6c
chimg khodn
nhy theo gid g6c vio
ngdy
giao
dich.
'frong
cdc kj,ti6p
theo,
ci{c
chimg khodn

ti6p
tuc
duoc
ghi
nhdn
theo
gid gdc.
Tuy
nhi6n,
gi6
tri thi
trucrng
cua
c6c chimg
kho6n
v5n
duoc Ngdn
hhng
theo
d6i dC
ddnh
giri
vd
khd nang gidm gi6
khi
gi6
tri thi truong
th6p
hcrn gir4
g6c.

Ngoai
trir
trudng
hqp kh6ng
th6 xric
dinh
gid
tri thi
trudng
m6t cdch
chic
ch6n
thi gi6
rri
cua
chiing
duo-c rfnh
dua
trOn nguy€n gi6
sau khi
trir
di t6n thAt
u6c tfnh
(n6u
c6). L6i
hoac
16
ft kinh
doanh
chtme

khoi{n
duoc
ghi
nhdn
trdn
biio crio
k6t
qud
hoat ddng
kinh
doanh
theo
sO thuAn.
8.
C6c
khof,n
cho vay
Ci{c khodn
cho vay
ngin
han c6
kj'han
du6i
I n[m;
c6c
khodn
cho
vay
vd
cho

thuo
tdi
chinh
trung han
c6
kj'han
tu 1 ndm
d6n 5
ndm vd
cdc khodn
cho vay
vd
cho
thuO
thi
chinh
ddi
han
c6 kj,
han
trOn
5 ndm
kC tir
ngdy
gidi
ngdn.
ViQc phdn
loai no vd
lflp
du

phdng
rui ro
tin
dung
duoc
thuc
hi€n
theo
Quy€t
dinh
s0
493/2005/QD-NHNN
ngiry
22 th6ng 4
ndm 2005 vI
Quy€t
dinh
s6 L8/2007/QD-NHNN
ngdy 25
th6ng
4 ndm 2007
cua Thong
d6c Ngdn
hdng
Nhd nuoc Vi0t
Nam.
C6c
khoin
cho vay
duoc phdrr

thbnh
nam nh6m
no cdn
cu
vdo
tinh hinh
trA no vd
cdc
y€u
to dinh
tfnh
nhu'sau:
Nh6m I; Nq
du tiAu
chuan
o
C6c khodn
no
trong han
md Ngdn
hhng
ct6nh
gid
h cd
di khd
nang
thu
h6i
dAy
du cA

g6c
vh
ldi
dring thoi
han;
o
Circ
khoin no qu6
han
dudi 10
ngby vir
Ngdn
hdng
ddnh gi6
lh
c6
khd ndng
thu h6i
dAy
du
gdc
vd
lai bi
qu6
han vh
thu hdi
dAy dir
g6c
viL
l6i

dfng
thdi h4n
cdn
lai;
Nh6m 2:
No can
chLi
i
/
i
1
1
\
Nffi
S}TB
NgAn hing TMCP
Sii
Gdn
-
Hn
NQi
o
Circ khodn ncr qui{
han tir 10 ngiry
ddn 90 ngay;
o
C6c khoAn no diAu
chinh kj,han trd no lAn
dAu;
o

C6c khoAn no co
cdu
lai
thoi h4n trA ncr trong
han theo
thcvi han
duoc co
cAu lai.
Nhdm 3:
Ne druti ti0u chuan
o
(ldc
khoin no qud
h4n
tir
91 den 180 ngayl
o
C6c
khodn
no co
c6u lai
thoi h4n
trd no lAn
dAu,
trtr
c6c khoAn
ng diAu
chinh kj,han
tri
no lAn

diu
phan
loai vho
nh6m2;
o
C6c
khodn
no
duoc
miSn hodc gidm
l6i
do kh6ch
hdng
kh6ng
du kha
ndng
tr6l6i
dAy du
theo
hgp
d6ng
tin
dung:
Nh6m 4:
Ner nghi
ngd
o
Cdc khodn
no qu6
han

tir 181
d€n 360
ngiy:
o
C6c khoan
no
co c6u lai
thdi han
tra no
lAn
dAu
qud
han
ducii
90 ngby
theo
thcri
h4u
tr6 no
duoc
co c6u
lai lAn
dAu;
o
C6c
khodn
no
co cdu lai
thoi
h4n

trd no ldn
tht?
hai;
Nh6m
5:
Nq
c6 kha ndng
mtit
vrfn
,
o
C6ckhoan
no qud
han
trOn
360 ngdy;
',,
o
Cdc
khodn
no
co
cdu
lai
thoi h4n
tri
no
lAn
dAu qud
han

tri
90
ngay
tro len
theo
thoi
I
han
tr6 no
duoc
co
cAu lai
lAn
dAu;
I
o
Cdc
khodn
no
co
cdu lai
thdi
han
trd
no lAn
thu
hai qu6
han
theo
thoi

han
tri
no
i
duoc
co
c6u
lai lAn
thf
hai;
o
C\c
khodn
no
co cdu
lai
thdi
han
tr6
no lAn
thri
ba trd
l€n,
kO
c6r chua
bi
quii
han
hodc
dd qui{

han;
o
C6c
khodn
no
khoanh,
no
chd xu
ly;
Theo
Quy€t
dinh
sO
+SZ|ZOO5IQD-NHNN
nghy
22
th6ng
4
ndm
2005 vir
euytit
dinh
s6
1S120071QD-NHNN
ngity
25 th6ng
4
ndm
2007,
C6i vOi

cdc khodn
no
quii
han,
16
chuc
tin
du'g
phdn
loai lai vdo
nh6m no
co rui
ro
th6p hcrn
khi
Ngdn hbng
ddnh
gi6
ld
c6
du kha
ndng
thu
h6i
dAy
du
cd
gdc
vh
l5i; vb

khdch hdng
c6 thi li6u,
hd
scv chimg
minh
c6c
nguy€n
nhdn
llm
kho6n
no ndy
qud
han
duoc xu
l;i, khic phuc.
Ngdn
hbng
chu
d6ng
tu
quytlt
dinh phAn
loai
cdc
kho6n
no
vdo
cdc
nh6m
ncv

riri ro
cao hcm
tuong
ring v6i
mric
d6 nii ro
khi
xay
ra m6t
trong
c6c
trucrng
hqp
sau
d6y:
'
Khi
c6 nhirng
di6n
bi6n
bAt
lqi ttr
ti{c
d6ng
tieu
cuc
d6n
m6i
trudng
kinh

doanh
vd
linh vuc
kinh
doanh;
o
C6c chi
ti€u
tdi chinh
cira
khdch
hang
ho4c
khi
ndng
tri
no
cria
kh6ch
hdng
bi
suy
gidrn;
o
Khdch
hdng
kh6ng
cung
cdp cho
Ngan

hing
c6c
th6ng
rin
thi
chfnh
kip
rhoi,
day
dir
vd
chinh
xrlc dd Ngan
hdng
drinh gi6
khd
n6ng
rrd
ncy
cua
khdch
hine.
NSTTI}
Ngdn hing TMCP
Sii Gdn
-
Hn
NQi
DF
phdng

nii ro tin
dung:
Vi6c
tinh du
phong
cu the duoc
cdn
cri tr6n cdc
ty 16
6p dung cho
ttmg nh6m no
nhu sau:
Nh6m
1
z
a
J
+
5
Lo4i
,i
1\(}
clu tleu cnuan
Ncr
cdn chLi
!
Ncy duoi
ti6u
chuAn
Ncr

nghi ngo
ztr
-
^.
;
l\0
co Kna
nang
mat
von
-
Nhd
cua, vdt
ki6n
triic
-
M,iy
m6c,
thi6t
bi
-
Phucrng
ti€n
vdn
t6i
-
DUng
cu qudn
lf vh phAn
mdm

tin
hoc
Ty le
dr;
phbng
cB the
Oo/o
5Vo
20Vo
50o/o
I00o/o
9.
Tii sin
cti
Ainn
Tbi
san cO Cinfr
duoc
th6 hi6n
theo nguy6n gi6
tru'di
khdLu
hao liry
k€.
Nguyen gir4
bao
gAm
tobn b6
c6c chi
phi

md
Ngdn
hdng
phdi
bo ra
dd co duoc
rai
sin
c6 Ainn
tinh
d€n
thcyi
di6m
dua
tbi
s6n
d6
vdo
trang th6i
sin sirng
str dung. Thi
san
c6 ainn
duoc
tfnh kh6u
hao
rheo
phucrng
phdp
ducrng

thing
de tru
dAn nguy€n gid
tbi sdn
trong
su6t
thcri
gian
hfru
dung
ucic
tfnh nhu
sau:
10
-
25
nam
03
-
05
nam
06 -
10
ndm
03
-
08
ndm
Quy€n
su

dung
d6t
dugc
khdu
hao
theo
phuong
ph6p
duong
thing
phi
hqp
v6i
GiAy
chung
nhdn quydn
sir
dung
dAt.
Quy6n
su
dung
d6t vO
thoi
han
duoc ghi
lhAn
theo gi6
g6c
vi

kh6ng
tffi
khAu
hao.
10.
Tidn
vi c6c
khoin
tuong
tluong
tiiln
Ti6n vb
cdc khoAn
tucrng
ducrng
tidn
bao
g6m
tiAn
mdt, vdng,
d(t
quy,
ti€n gui
thanh
todn
tai
NHNN,
tfn
phi€u
Chfnh

phtr
vd'
cdc
gidy
to
c6
gird
ngin
han
du
di6u ki€n
chitit khdu
v6i
NHNN,
cdc
khodn
ti€n
gui
thanh
to6n vd
tiAn
gui,
cho vay
tai
cdc rd
chuc
tin
dung
khrfc
c6

thdi
han
ddo
han
kh6ng qud
3 thdng
k6
tu ngiy gui.
11.
C6c c6ng
cg tii
chinh
ph6i
sinh
Cdc
c6ng
cq
tdi chinh phrii
sinh duoc ghi
nhdn
tr6n
bdng
cdn
AOi
te
rodn
rheo gi6
trihcr-p
ddng
vdo

ngby giao
dich,
vd
sau
d6 duoc
d6nh gid
lai theo gi6
tri hq/p
ly.
Loi
nhudn
ho4c
15
khi
cdc
c6ng
cu
thi chfnh phrfi
sinh
duoc
thuc
hi6n
ducrc
ghi
nhdn
trong
biio
c6o
ktit
qu6

hoat
d6ng
kinh
doanh.
Loi
nhu6n
honc
16
chua thuc
hi6n
duoc ghi
nhdn viro
khoan
muc
chOnh
l6ch
ddnh gi6lqic6c
c6ng
NN STTR
NgAn
hing TMCP
Sii Gdn
-
Hn
NQi
cu tdi chfnh
phrii
sinh trOn bdng cOn d6i k6 to6n vd
ducrc kOt chuy€n vdo
k6t

qud
hoat
dQng kinh
doanh vdo thoi di6m cu6i nam.
12. Ghi nh{n thu nh$p/ chi
phi
lfli
Ngdn
hdng
ghi
nhAn thu
nh4p tu lli vd chi
phi
lai
duoc
ghi
nhan trOn
bdo crio
kdt
qua
hoat
ddng kinh
doanh trOn co
so'du thu, du chi.
13.
Ghi nhfn thu
nhip tir
phi
vi hoa
hdng dich vU

NgAn hhng
thu
phi
tir
c6c dich vu
cung
cdp cho khdch
hdng.
Thu
nhflp
tri
phi
c6
th6 chia
thinh
c6c nh6m sau:
.
Pht
thu t* viQc
cung ciip dlch
vg trong
mQt thdi
gian
nhdt
itlnh:
Phi
thu tir vi6c
cung c6p
dich
vu

trong m6t
thoi
gian
nhdt
dinh duoc
du thu
trong
su6t thoi
gian
d6, Phf ndy
bao
g6m
phf qudn
ly,phi
nhfn ny thdc, hoa
hdng vb
c6c phf
li6n quan
d6n
c6p tin
dung,
qudn
lf tbi
sdn,
phi quin
lf
danh muc vh
c5c chi
phf qudn
l!

cfrng nhu
phf
tu vAn
khi{c.
o
Phi thu
ti'viQc
cung ciip dlch
vq
giao
dlch:
Phiphrdt
sinh
ttr vi6c
ddm ph6n
vd
tham
gia
dbm
ph6n
c6c
giao
dich
cho m6t
b6n thir ba,
vi du
nhu ddn
x6p vi6c
mua
c6

phAn
hodc
c6c loai
chimg
khodn
kh6c hodc
mua lai
doanh
nghiOp,
duoc ghi
nhfln
khi hobn
tAt giao
dich
:
li6n
quan.
Phi
hodc
mQt
phan
cua khoin phi
nby
c6
1i6n
quan
d6n vi€c
rhuc
hi6n
m6t

c6ng
viOc
nhAt
dinh
s€ duoc
ghi
nhfln
khi hohn
tAt di6u
kidn
tuong
f.ng.
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1.
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r-
c.i
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c-,
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fo
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AN
( l

co
a
N
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's
>'
'e
\
\R
€
r\
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ll
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n
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n
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<o.
(J
\cq
0!
<o
3
w
,N.,
SfIB
NgAn hing
TMCP
Siri Gdn
-
Hn
NQi
15.
Tiijn
m{t,
ving
b4c, tt6
qu;i
Ti6n
mdt
bdng VND
' 1
,
J
'l
r€n
mdt

bdng
ngoai
t€
16.
Tiiln
gri'i
t4i
NgAn
hhng
Nhi nu6c
Ti€n
gui
thanh
ro6n
rai
Ng0n
hdng
Nhh
nu6c
1
I
len
gul
phong
toa
(neu
c5)
Ti€n gui
khdc
17.

Tidjn,
virng
giri
t3i
c6c
td
chri.c
tin
dgng
kh6c
Tiin,
vdng gfii
khilng
kj,
hgn
-
Bang
VND
NJ
-
bang
ngoal
te. vang
Tiin,
vdng
gfri
c6 kjt
hgn
-
Bing

VND
^J
-
bang
ngoal
te.
vang
321,349,567,630
201,670,991,695
30/06t20rr
VND
0I/0r/20rr
VND
218,130,447,742
703,219,I25,999
r29,659,609,695
72,0I2,272,000
30/06/2011
VND
0I/01/201r
VND
t83.640.285.702
505.232.494.164
183,640,295,702
505,232,494,164
30/06/2011
VND
0r/01/2011
VND
5,972,771,962,939

5,841,605,497
,796
131,166,475,153
5,663,969,027,779
5,569,309,027
,779
94,660,000,000
17,526,332,092,967
11,636,740,990,717
6,305,953,299,634
5,933,736,120,261
472,2I7,I19,373
11,220,379,793,333
8,810,134,593,333
2,410,244,200,000
S-NSHB
NgAn hing TMCP
Sdi Gbn
-
Hn
NQi
18.
Chring kho6n
kinh doanh
Chftng
khodn
Nq
-
Chimg
khoi4n

Chinh
phu
-
Chrmg kho6n
No
do c6c
TCTD
kh6c
trong
nuoc phrdt
hdnh
-
Chfng
khodn
No
do
cdc TCKT
trons
nu6c phdt
hhnh
Chtrng
khodn
Viin
-
Chimg
khodn
V6n
do
c6c TCTD
khdc

trong
nu6c
phrft
hhnh
-
Chring khor{n
Vdn
do c6c
TCKT
trong
nu6c
phdt
hhnh
Chftng
khodn
kinh doanh
khdc
Drg
phdng
gidm
gid
chrhng
khodn
kinh
doanh
Chrtng
khodn
Nq
-
Dd

niOm y6t
-
Chua
niOm ydt
Chilmg
khodn
Vdn
-
E5
ni6m ytit
-
Chua
ni€m yOt
Chftng
khodn
kinh
doanh
khdc:
-
Dd
ni6m
y6t
-
Chua
ni€m
y6t
33,953,195,577
99,511,970,109
33.953.t95.577
99,511.870.109

30/06/20t1
VND
0r/01/2011
VND
(683,472,068)
(683,472,069)
33,269,723,509
98,929,399,041
Thuy6t
minh
vd
tinh
tr4ng
ni6m
y6t
cria
c6c
chri'ng
kho6n
kinh
doanh
30/06t2011
VND
0l/0U2011
VND
33,953,195,577
l3
q5?
1q5 s77
99,511,970,109

9,511,970,109
90,000,000,000
33,953,195,577
99,511,970,109
-NN.SI{B
NgAn hing
TMCP
Sii Gdn
-
He
NQi
L9.
C6c c6ng cq
tii chinh
ph6i
sinh vh
c6c tii sin tii
chinh kh6c
T6ng
giti
tri cua
ho'p
d6ng
(theo
ty
gid
ngdy
hiQu ltrc
'
J;

no'p
dong)
T6ng
giti
tri
ghi
sd k€ todn
(theo
4)
gid
tqi ngdl,
ldp
bdo cdo)
Tdi
san
Gici ti tai
san/
LonS tIQ
(conR
tre') rotrK
Tai
ngiy
30 th6ng
6 nlm
2011
Cdng
cq TC
phdi
sinh
tiin

t(
Giao dich
kj'han
ti6n
t€
431,353,5i4,030
Giao
dich hodn
cl6i kj'han
431,353,574,030
Tai ngiy
01
thdng
0l nim 2011
Cdng cry TC
phdi
sinh
tiin t€
Giao
dich kj,
han
ti€n t€
138,56
1,862,265
Giao dich
hodn
d6i kj,han
49,902,85U,800
188,46+721,065
20.

Cho
vay kh6ch
hing
Cho vay
cdc
t6
chuc
kinh
t6,
cd nhAn
trons
nu6c
Cho vay
chi6t
khAu
thuong
phidu
vir
cric gi6y
to
c6
gird
Cho
rhue
rhi
chinh
C6c
khoAn
tra
thay

kh6ch
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783,740,429,670
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33,559,352,950
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or/01/20rr
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23,438,102,931,977
596,554,169,933
36,I59,292,942
39,376,036,390
265,395,559,520
26,883,339,950,930
24,375,599,493,562
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01t01/2011
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15
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3,315,394,695,034
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6,884,131,599,531
3,985,653,598.434
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Va
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18,643,608,690,505
513.816.485,604
107,381
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2,340.599,052,214
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2,963,341
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6,045,364,625,581
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