ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính hợp nhất quý 3 năm 2013 td bảng cân đối kế toán

101 SHB
SODA par , flexible sertullOns
NGAN HANG THLAING MAI CO PHAN SAI GON - HA NQI
77 Tran Hung Dao - Quart Hoan Kiem - Ha N6i
Bao cao tai chinh hup nhilt
Quj
,
III nam 2013
MAu
so: Q-Ola
Tel: 04.39423388

Fax: 04.39410942
TD - BANG CAN DOI ICE TOAN
Ma chi Thuyet
Chi tieu
tieu

minh
SO cuOi
ky
Dan vj tinh: VND
SO
dau nam
A. TAI SAN
I

Tien met, yang
byc, da quj
,

110
15
623,083,804,931
484,886,843,676
II

Tien gill tyi NHNN
120
16
1,784,359,826,247
3,031,869,478,896
III Tien,
yang girl tai cac TCTD khfic va cho vay cac TCTD khfic
130
17
18,961,441,701,651
29,862,247,689,870
1

Ti&t, yang girt tai cac TCTD khac
131
5,857,046,281,215
20.996,607,849,870
2

Cho vay cac TCTD khac
132
13,144,085,001,951
8,890,044,000,000
3


Dv ph6ng rut ro cho vay cac TCTD khac
139
(39,689,581,515)
(24,404,160,000)
IV Chirng khoan kinh doanh
140
18
36,137,812,839
13,387,278,997
1

Chirng khoan kinh doanh
141
60,076,686,487
40,564,341,662
2

Dv ph6ng giam gia chUng khoan kinh doanh
149
(23,938,873,648)
(27,177,062,665)
V

Cie cong cy tai chinh phai sinh va cac tai san tai chinh khac
150
19
5,846,612,060
VI Cho vay khach hang
160

63,744,039,590,515
55,689,293,497,804
1

Cho vay khach hang
161
20
65,487,354,474,974
56,939,724,328,665
2

Dv phong rui ro cho vay khach hang
169
21
(1,743,314,884,459)
(1,250,430,830,861)
VII
Chun khoan dAu ttr
170
22
14,669,905,849,834
12,699,275,940,349
1

Chimg khoan dau to sari sang de' ban
171
8,918,837,200,346
8,418,595,920,125
2


Chimg khoan
au
to giu
d6n ngay dao hart
172
5,760,197,088,505
4,790,543,803,540
3

Dv ph6ng giam gia chimg khoan
au
to
179
(9,128,439,017)
(9,863,783,316)
VIII
GO
von, dau
ttr did han
210
23
358,872,725,396
391,703,076,159
1

Dau to vao ding ty con
211
2

V6n Op lien doanh

212
3

Dau to vao cong ty lien ket
213
4

Dalt to dai han khac
214
410,841,525,375
435,325,959,557
5

Du ph6ng giam gia dau to dai hart
219
(51,968,799,979)
(43,622,883,398)
IX Tai san
co
dinh
220
4,058,534,993,267
4,127,126,715,658
1

Tai san c6 dinh hCru hinh
221
24
337,026,192,366
398,882,910,853

a

Nguyen gici TSCD hiru hinh
222
630,549,369,890
700,243,028,124
b

Hao mon TSCD hiru hinh
223
(293,523,177,524)
(301,360,117,271)
2

Tai san c6 dinh thug tai chinh
224
a
Nguyen gia TSCD
225
b
Hao mon TSCD
226
3

Tai san co dinh vO hinh
227
25
3,721,508,800,901
3,728,243,804,805
a


Nguyen gia TSCD v6 hinh
228
3,835,262,095,139
3,817,078,738,298
b

Hao mon TSCD vO hinh
229
(113,753,294,238)
(88,834,933,493)
X

Ilk Ong san dau ttr
240
83,787,448,216
85,456,213,521
a

Nguyen gia BDSDT
241
83,787,448,216
85,456,213,521
b Hao mon BDSDT
241
XI

Titi san
Co 'iliac
250

26
12,444,145,777,722
10,146,519,975,976
1

Cac khoan phai thu
251
2,095,147,103,430
1,494,164,515,889
2

Cac khoan lai, phi phai thu
252
5,613,745,705,749
4,460,580,779,664
3

Tai san thue TNDN holt lai
253
11,977,838
109,916,033
4

Tai san Co khac
254
4,806,740,948,361
4,256,392,881,058
- Trong do: Lai the thtrang mpi
255
5


Cac khoan du phong rui ro cho cac tai san Co nOi bang khac
259
(71,499,957,656)
(64,728,116,668)
TONG TAI SAN CO
300
116,764,309,530,618
116,537,613,322,966
Ninh THE Lan Phtrang
Ha
nOi, Ngity thong nom 2013
s
\
Tang Giant DOc
MA chi Thuyet
tieu

minh
B NO PHAI TRA VA VON CHU SO HIV
I

Cite khoan nq Chinh phu va NHNN
II Tien OH va vay cua cac TCTD khic
1

Ti6'n
gui cua cac TCTD khac
2


Vay cac TCTD khac
III Tien girl cua khach hang
IV Cie cong cy tai chinh phai sinh va cac khoin nq tai chinh khac
V

Van tai try, uy thac dau ttr, cho vay ma TCTD phai chin rui ro
VI Ph& hanh giAy to ce gia
310
320
321
322
330
340
350
360
VII
Cac khoan Nq khac
370
1

Cac khoan lai, phi phai tra
371
2

Thud
TNDN hoan
14i
phai tra
372
3


Cac khoan phai tra va cong nq khac
373
4

Dv ph6ng rai ro khac
379
Tang Nq phai tra
400
VIII Van va cac guy
500
1

WTI
cua TCTD
410
a

Van diau
le
411
b

Van dau tuXDCB
412
c

ThOng du van ca phan
413
d


Cd
phiau guy
414
Co
e

phiau tru dai
415
g

Van khac
416
2

Quji cua TCTD
420
3

Chenh lech ty gia hat dodi
430
4

Chenh Lich danh gia lai
tai
san
440
5

Lvi nhuan chua phan ph6i

450
VIII Lvi ich cua ca &mg thieu
so
700
TONG Ng PHAI TRA VA VON CHU SO HtrIJ
800
CAC CHI TIEU NCO/fa BANG
Nghia vy nq
tiem
An

910

41
Bao lanh
vay von

911
Cam kdt trong nghi'dp vu L/C

912
Bao IAnh khac

913
SO cutli
ky
SO diu nom
14,502,363,736,874
21,777,251,159,172
2,750,345,736,874

15,505,603,159,172
11,752,018,000,000
6,271,648,000,000
80,583,385,157,918
77,598,519,536,959
6,042,266,955
463,953,806,027
385,245,424,157
8,831,521,658,982
4,370,388,535,054
2,334,647,063,082
2,897,397,104,113
1,337,503,436,517
1,944,532,394,718
645,209,784
945,197,837,031
911,406,547,643
51,945,789,534
40,812,951,968
106,721,913,689,838
107,028,801,759,455
10,039,644,444,332
9,506,049,673,110
8,962,251,608,400
8,962,251,608,400
8,865,795,470,000
8,865,795,470,000
101,715,710,000
101,715,710,000
(5,259,571,600)

(5,259,571,600)
517,732,620,835
517,731,619,529
(63,626,871,906)
8,588,743
623,287,087,003
26,057,856,438
2,751,396,448
2,761,890,401
116,764,309,530,618
116,537,613,322,966
7,396,455,692,238
5,287,168,458,408
332,554,000,000
35,554,000,000
1,911,891,874,183
336,437,333,181
5,152,009,818,055
4,915,177,125,227
Chi tiEu
27
28
29
19
30
31
31
32
32
Lip bieu

Vtrong Thank Huyjn
Ltip biC'u
1
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toan Tru•li
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
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„
Ninir
-
TIrtnurPhwang
SHB
NGAN HANG TMCP SAL CON - ILA
NQI
77 Tra'n Hung Dirto - Qua'n Hoan Klein - Ha NOi
Tel: 04.39423388

Fax: 04.39410942
Bao cao tai chin!' lip obit
Quy III nam 2013
N•ti

Q-02a
TD
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BAO CAO KET QUA HOAT BONG KINH DOANH
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QU'i
7

Chi tieu
Ma chi tieu

Thuyet

minh
Quj
,
III

Dan vi thin: VND
Luy Ice tir dilu nam den cu6i
QuSI III

Nam 2013

Mint 2012

Nam 2013

Nam 2012
I
Thu nhtip
tit 151 \fa cac khoan thu nhap tueng to
01

33
2,060,368,100,101
8,187,244,970,751
6,906,623,975,481
9,138,834,287,050
2
Chi phi liii va cac chi phi Wang tu lai
02
34
1,510,252,137,253
7,802,353,847,423
5,278,139,371,408
7,755,855,218,257
I
Thu nhap Iii thuan
03
550,115,962,848
384,891,123,328
1,628,484,604,073
1,382,979,068,793
3
Thu iillp Ur heat (King dich vu
04
53,454,055,241
99,608,059,464
146,191,321,695
211,936,375,894
4
Chi phi hoat deng dich vu
05

13,431,390,590
74,585,570,584
38,344,732,634
90,956,303,940
II
Lai/I4 thuan tir boat tiling dich vu
06
35
40,022,664,651
25,022,488,880
107,846,589,061
120,980,071,954
III
Lai/I8 thuan Hi• boat dling kink doanh ngoai hlii
07
36
38,359,371,493
5,466,802,936
130,317,951,907
37,900,931,992
IV
Lai/I& Blain tir mua ban cla•ng khofin kink doanh
08
, 9,999,276,930
6,865,864,787
(2,973,227,803)
9,475,437,140
V
Lai/Iii thuan tit mua ban cluing
•


khofin &Au tu•
09
(3,069,064,975)
(5,391,549,613)
(11,532,900,855)
(4,423,083,588)
5
Thu nhap
tit
heat Ong khac
10
14,414,133,600
27,132,232,212
73,884,480,147
143,059,093,227
6
Chi phi heat deng khac
11
5,215,418,919
10,349,859,396
12,078,748,467
37,652,247,848
VI
Lai/I8 thtdin tir boat Ong khac
12
9,198,714,681
16,782,372,816
61,805,731,680
105,406,845,379

VII
Thu nitap li• Op von, mua co phAn
13
37
1,684,594,978
4,088,913,995
2,906,461,628
5,342,297,945
VIII
Chi phi hoat Ong
14
38
378,989,968,693
1,052,364,438,329
1,261,854,701,446
1,656,504,311,206
IX
Lcti nhuan thuan tir hoat tiling Unit doanh truirc
15
chi phi du• pitting riii ro tin dung
267,321,551,913
(614,638,421,200)
655,000,508,245
1,157,258,409
X
Chi phi thy [thong rid ro tin dung
16
(46,934,658,099)
1,092,121,595,446
(59,938,479,295)

1,106,423,177,893
XI
Tiing hyi nhuan trt•lic thue
17
314,256,210,012
(1,706,760,016,646)
714,938,987,540
(1,105,265,919,484)
7
Chi phi [hue TNDN hien hanh tarn tinh
18
78,140,737,955
33,924,222
174,599,508,012
178,288,534
8
Chi phi 'hue TNDN hoan lai
19
XII
Chi phi time TNDN tam tinh
20
78,140,737,955
33,924,222
174,599,508,012
178,288,534
XIII
Lui nhuan sau thue
21
236,115,472,057
(1,706,793,940,868)

540,339,479,528
(1,105,444,208,018)
XIV
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22
XV
Lai co ban teen co phieu
23
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NGAN HANG TMCP SAI CON - HA NQI
77 Iran Hung Dao - Quin Haan Mem -HANOI
Tel: 04.39423388
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TD - BAO CAO
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I LIM CHUYEN
TIEN Tic HOAT DQNG KINH DOANH
1

Thu nhap
181
va cac khoan thu nhap tuong to nhan duqc

01
5,613,410,258,235
10,774,676,368,707
2

Chi phi lai va cac chi phi tuong to di trd

02
(5,885,748,549,770)
(10,670,980,176,475)
3

Thu nhap tit hoat dOng dish vµ nhan duqc

03
107,846,589,061
120,980,071,954

4

Chenh lech s6 tien thus thu/thqc chi tir hoat dOng kinh doanh
04

chUng khoan, yang bac, ngoai to
111,838,289,933
27,222,112,422
5
Thu nhap khac

05
59,414,700,610
102,044,772,628
6
Tien thu cac khoan nq di duqc xir 1y xoa, b6 dap bang ngu8n du
06

phOng dui ro
2,315,192,810
3,120,076,001
7

Tien chi tra cho nhan vien va hoat dOng quan 1Y, cong vti (*)

07
(1,176,686,574,680)
(1,567,483,372,836)
8


Tien thue thu nhap thus nOp trong ky (*)

08
(81,589,727,453)
(298,221,285,634)
Luu chuyen tien than tir hoot dOng kinh doanh truiv nhumg
09

thay doi ve tai sin
v8 von Itru dOng
(1,249,199,821,254)
(1,508,641,433,233)
Nhttng thay doi v'd tai stin hopt ding
9
(Tang)/Giam cac khoan tien, yang gin va cho vay cac TCTD khac

1
0
11,659,726,624,108
(17,532,056,881,197)
10
(Tang)/Giam cac khoan v6 kinh doanh chimg khoan

11
(1,972,716,022,116)
(4,839,099,147,944)
(Tang)/Giam
cac con
g
c

u tai chinh phai sinh va
cac
tai sin tai
11


12
chinh khac
5,846,612,060
1,600,897,981
12
(Tang)/Giam cac khoan cho vay khach hang

13
(8,547,630,146,309)
(17,920,404,129,323)
13
(Tang)/Giam nguOn du ph6ng de
NI
dap ton that cac khoan (tin
14

citing, chi:mg khoan, dau to dai han)
(6,845,725,233)
14
(Tang)/Giam khdc ve tai sin hoat dOng

15
(448,163,061,170)
(4,218,495,107,676)

Mang thay

cong n9' hoot dting
15
Tang/(Giam) cac khodn nq Chinh phu va

16
(1,384,953,736,805)
16
Tang/(Giam) cac khodn tien girl
,
tien vay cac TCTD

17
(7,274,887,422,298)
5,213,966,937,795
17
Tang/(Giam) tien gui cua khach hang (bao gom ca KBNN)

18
2,984,865,620,959
30,499,398,034,475
Tang/(Giam) phat hanh giay tb c6 gid (ngoai trir giAy tb cO gid Oat
18


19
hanh duqc tinh vao hoat ging tai chinh)
4,461,133,123,928
(6,936,315,092,578)

Tang/(Giam) v
o
n tai trq, uy' thac dau tu, cho vay ma TCTD chiu rai
19

20
78,708,381,870
126,161,910,323
TO
Tang/(Giam) cac c
on
g cu tai chinh phai sinh va cac khoan nq tai
20


21
chinh khac
6,042,266,955
21
Tang/(Giam) khac v6 cong nq hoat dOng

22
170,075,451,515
2,888,172,376,539
22
Chi tir cac quST cad TCTD (*)

23
Luu chuyen tien than tie hoot dOng kinh doanh


24
(133,044,116,985)
(15,610,665,371,643)
II LUt CHUYEN TIEN TU' HOAT DQNG DAU
1

Mua s&tn tai sin
co dinh

25
(339,791,699,844)
(1,804,522,114,807)
2
Tien thu to
thanh ly, nhuqng
bin TSCD

26
1,009,606,103
241,999,091
3

Tien chi tir
thanh 1Y, nhuqng bin TSCD (*)

27
4
Mua sam bat
dOng
sin dau to (*)


28
1,668,765,305
(70,551,999,441)
5

Tien thu tit ban, thanh ly bat dOng sin dau to

29
6

Tien chi ra do ban, thanh ly bat Ong san dau to (*)

30
7

Tien chi dau tu, gOp von vat) cac don vi khac

31
(959,529,717,588)
8
Tien thu dau to, g6p von vao cac don vi khdc

32
8,000,260,483
Tien thu c0 tirc
va
lqi nhuan duqc chia
tir
cac khoan dau tu,

gOp 33
9

.
von
da: han
2,906,461,628
4,265,593,345
Lyn chuyin tien than tir hoot dOng dku to

34
(326,206,606,325)
(2,830,096,239,400)
1
eir
Chi tieu
Ma chi ThuNet
tieu

minh

1.0y kt ta- dau
Nam 2013
nlInt den Qum uTirr
illi


Min 2012
III LUU CHUVEN TIEN TU
.

HOAT DQNG TAI CHINH
1 Tang von dieu le

35
2 Tien thu tir phat hanh giay to c6 gia dai han c6 du dieu kien tinh
36

vao von tu c6 va cac khoan von vay dai han khac
3 Tien chi thanh toan giay to co gia dai han c6 du dieu kien tinh vao
37

von tu CO va cac khoan von vay dai han khac
4
Co
tirc tra cho co citing, Iqi nhuan da chia (*)

38
5 Tien chi ra mua co phieu ngan qu'y (*)

39
6 Tien thu &roc do ban co phieu ngan city

40
Ltru chuyen tien thuAn tir hoot dAng tai chinh

41
IV Ltru chuyen tien thuAn trong ky

42
V Tien va die khan twang throng tien toi th2ri diem dAu ky


43
VI Dieu chinh inh htrerng cua thay dOi
ty
gia

44
VII Tien va cac khoan trong throng tien toi thbi diem car' ky

45
0

4,053,744,930,000
(823,910,680)
(823,910,680)
(460,074,633,990)
11,666,557,900,461
11,206,483,266,471
(248,063,192,315)
0
3,805,681,737,685
(14,635,079,873,358)
20,213,490,554,419
5,578,410,681,061
Ha nCii, ngay thcing Wm 2013
L4p hie

/K tofin truerngiv

%)278


TAng Giant diic

co
.

NG-
THONG MAI CCPHA
s
N
SRI CON-ICA 41
Vining Thanh Haydn

Ninh Th• an Pinto•ng
NG;
ItONG
THUYET MINH BA.0 CAO
TAI CHINH HOP NHAT
Cho Quy III nam 2013
SHB
Ngfin hang TMCP Sai Gan — HA Ni
THUYET MINH BAO CAO TAI CHINH HQP NHAT
III NAM 2013
1. Thong tin ve ngan hang
Giay phep hot dOng
0041-NH/GP ngay 13 thang 11 nam 1993
Giay phdp hog dOng do Ngan hang NhA nuac ViOt Nam cap
Thai han hog dOng caa Ngan hang la 40 nam ke
k
tir ngay cap giay phep

dau tien.
HOi dong Quin tri
Ong D8 Quang HiL
Ong Nguygn Van Le
Ong Tran Ngoc Linh
Ong Pham Wong Thai
Ong Pham Ngoc Tuan
Ba Dam Ngoc Bich
Ong Le Quang Thung
Ban kiC'm sok
Ong Pham Hoa Binh
Ong Nguy8n Hfru Dire
Ba Hoang Thi Minh
Ong Bui Thanh Tam
Ban TOng Giam dfic
Ong Nguy8n Van Le
Ong Dang Trung Dung
Ong Le Dang Khoa
Nguy6n Huy Tai
Ng6 Thu Ha.
Ninh Thi Lan Phuong
Dang T8 Loan
Chu tich
Uy vien
Uy vien
Uy vien
Uy vien
Uy vien
Thanh vien dOc lap
Thanh vien

Thanh vien
Thanh vien
Thanh vien
'rang Giam d8c
PhO T8ng Giam d8c
Ph6 'rang Giam d8c
Pho T8ng Gam d8c
Ph6 fong Giam d6c
Ph6 T8ng Giam doc
kiem ke toan twang
Pho T8ng Gam d8c
Tai bo nhiOrri ngay 5 thang 5 nam 2012
Tai bo nhiOm ngay 5 thang 5 nam 2012
Tai be) nhiOm ngay 5 thang 5 nam 2012
B8 nhiOm ngay 5 thang 5 nam 2012
B8 nhiOrn ngay 5 thang 5 nam 2012
138 nh*n ngay 5 thang 5 nam 2012
B6 nhiOm ngay 5 thang 5 nam 2012
Tai b8 nhiOm ngay 05 thang 05 nam 2012
Tai 1)8 nhiOm ngay 05 thang 05 nam 2012
B8 nhi6rn ngay 05 thang 05 nam 2012
Tai 13.8 nhiOni ngay 05 thang 5 nam 2012
Tai 1)8 nhi'esm ngay 21 thang 5 nam 2010
B8 nhiOm ngay 01 thang 9 nam 2006
B8 nhiOm ngay 10 thang 4 nam 2009
B8 nhi@r1 ngay 18 thang 02 nam 2013
B8 nhiOrri ngay 15 thang 3 nam 2011
B8 nhiem ngay 08 thang 06 nam 2012
B8 nhie;m ngay 9 thang 10 nam 2012
Try so

.
chinh

So 77 - TrAn Hung Dao - Q.Hoan Kim - TP.Ha NOi - Vi& Nam
2. Dac di&n hot dOng cfia to chic tin dyng
Ngan hang Thung mai Co phan Sai GOn - Ha NOi (duoi day goi tat IA "Ngan hang") la mot
ngan hang thucmg mai c6
phan Vi't Nam thanh lap
tai nu& COng hOa Xa hOi Chu nghia Vi& Nam
vai thei gian hog dOng la 40 nam theo 0041-NH/GP ngay 13 thang 11 nam 1993 cila Ngan hang
Nha mrac ViOt Nam. Ngay 28/08/2012 Ngan hang TMCP Nha Ha NOi (Ten vie't tat: HBB) chinh
thfrc sap nhap vao Ngan hang TMCP Sai GOn — Ha NOi (Ten vi& tat : SHB) theo QD 1559/QD —
SHB
porine,,,
Ngan hang TMCP Sai GOn — HA NOi
NHNN, vi vay so lieu thuyet minh cho ky nay la s6 lieu h
o
p nhAt SHB, HBB cu, va 2 cong ty con
(s6 lieu chua kiern toan), so lieu thuyet minh cho kSt truac la so lieu cua SHB va AMC.
V6n dieu le cua N
g
an han
g
tai n
g
ay 30/09/2013 la 8,865,795,470,000 d6ng (Tam n
g
hin tam
tram sau lam ty" bay tram chin lam trieu b'On tram bay muoi n
g

hin d6ng).
H6i so chinh cua N
g
an hang dal t
a
i SO 77 - TrAn Hun
g
D
a
o - Q.Hoan Kiem - Ha N6i - Viet Nam.
T
a
i n
g
ay 30/09/2013, Ngan han
g
c6 4.757 nhan vien (DAu nam 2013: 4.996 nhan vien).
3.
Tom tit cac chinh sich k'e than chu yeu
Chuin intrc vi the di) ke toan ip dung
Ngan hang trinh bay cac bao cao tai chinh ban
g
an
g
Viet Nam (VND) theo Lust cac T6 auk
Tin d
u
n
g
, Luat sfra d6i va b6 sung mot s6 dieu trong Lust cac TO chirc Tin d

u
ng, cac chu'An m
t
rc ke
toan Viet Nam va He thOng Ke toan cac t6 chi:re tin d
u
ng Viet Nam.
KY Nu cao
va
dun vi tien te
KS/ bao cao cua N
g
an han
g
bat du tit n
g
ay 01/07/2013 va ket th6c vao ngay 31/09/2013. Dan
vi tien te sir d
u
ng tron
g g
hi chep ke toan la d6ng Viet Nam (VND).
4.
Nguyen tic ghi nh4n cac nghiep
v
u
Wing ngoui to
va
quy
doi

Theo he thOng ke toan cua N
g
an hang, tat ca cac n
g
hiep v
u
phat sinh cua Ngan hang dugc h
4
ch
toan theo n
g
uyen te. T
a
i tiled diem cu6i nam, tai san va con
g
ng co n
g
utm
g
6c ngo4i to dugc
q
uy
d6i san
g
VND theo ty
g
ia
q
uy dinh vao n
g

ay lap ban
g
can d6i ke toan. Cac khoan thu nhap va chi
phi bang n
g
o4i te cua N
g
an han
g
dugc h
a
ch toan bang VND theo ty
g
ia vao n
g
ay Oat sinh th6n
g

q
ua
g
iao dich mua ban n
g
o
4
i te. Chenh lech tS,
g
ia do danh
g
ia 1

4
i cac tai khoan kinh doanh ngo4i te
dugc h4ch toan vao bao cao Ket
q
ua Hoat d6ng Kinh doanh va I
g
i nhuan
a
1
4
i. Chenh lech tS
,
g
ia
phat sinh do
q
uy d6i cac tai san va cong no khac bang n
g
o4i te sang VND dugc xir 1T vao doanh s6
cua cac khoan m
u
c tuong ling tren bang can doi ke toan vao ngay lap bao cao tai chinh.
5.
Chun khoan diu fir gill' den ngay dao
han
Chirng khoan ng
g
ift den n
g
ay dao h

a
n la cac chirn
g
khoan co kS/ h
a
n c6 dinh va cac khoan
thanh toan c6 dinh hoac CO the xac dinh dugc va Ban TOng Giam d6c coy dinh va co kha nan
g g
ill
den n
g
ay dao h
a
n. N
g
an han
g
dan
g g
hi nhan cac chun
g
khoan nay theo
g
ia
g
6c cong lai du thu trir
lai ch6 phan b6. Gia tri ph
u
tri hoac chiet khAu (neu co) clin
g

dugc phan anh vac)
g
ia tri
g
hi s6 cua
khoan dAu tu. Lai dugc d
t
r thu hoac phan b6 theo phuon
g
phap &ran
g
than
g
. Chung khoan dugc
g
ift den khi dao h
a
n se dugc xem xet ve kha ran
g g
iam
g
ia. Chang khoan dugc lap du phOng
g
iam
g
ia khi
g
ia tri thi truem
g
nh6 hcm

g
ia tri
g
hi so. Dv phOn
g g
iam
g
ia dugc
g
hi nhan vao bao cao ket
q
ua ho
a
t dOn
g
kinh doanh.
2
SHB
paetno, 1,e,We ,okslo,s
Ngfin hang TMCP Sai Gem — HA NOi
6.
Chtimg khoan dau ttr san sang de" ban
Chimg khoan dAu to san sang de ban la cac chang khoan dugc gift trong thai gian khong An
dinh trtrac, co the dtrorc ban cl6 dap tIng nhu c'au thanh khoan hoic de Ung ph6 vii tn.rang hop thay
d6i lai suit, ti gia, hoic gia tri chung khoan. Ngan hang clang ghi nhAn cac chUng khoan nay theo
gia g6c cong lai du thu trim lai chi phan b6. Gia tri phi tr6i hoic chi& khAu (n6u co) cang dugc
phan anh vao gia tri ghi s6 cua khoan dAu tu. Lai dugc du thu hoc phan b6 theo phuang pita])
duang thing. Cac chi:mg khoan nay dirge dinh gia dinh ky theo gia tri thi twang va du ph6ng giam
gia tri se dugc lap khi gia tri thi twang nhO hart gia tri ghi s'6. Du phong giam gia dugc ghi nhAn
vao bao cao Ice't qua hoat d6ng kinh doanh.

7.
Cluing khoan kinh doanh
ChUng khoan kinh doanh IA chfrng khoan ban dAu dugc mua va nam gift cho muc dich kinh
doanh trong ngin han hoc n6u Ban Icing Giant d6c quy& dinh nhu vay. Ngan hang clang ghi nhAn
cac chi:mg khoan nay theo gia g6c vao ngay giao dich. Trong cac ky tip theo, cac chimg khoan tip
tuc dtrot ghi nhAn theo gia g6c. Tuy nhien, gia tri thi twang cua cac chfrng khoan van dugc Ngan
hang theo dOi d6 dinh gia ve khi nang giam gia khi gia tri thi true:mg thAp han gia g6c. NgoAi trim
twang hop kh6ng the xac dinh gia tri thi twang m6t cach chic chin thi gia tri ctia chi:mg dugc tinh
clua tren nguyen gia sau khi trir di ton thAt uOc tinh (n6.1 co). Lai hoc 18 tin kinh doanh chang
khoan dugc ghi nhAn tren bao cao ke
c
t qua hog d6ng kinh doanh theo s6 thuAn.
8.
Cac khoan cho
vay
Cac khoan cho vay ngin han c6 ky hp dual 1 nam; cac khoan cho vay va cho thue tai chinh
trung han co ky hart tin 1 nam an 5 nam va cac khoan cho vay va cho thue tai chinh dai hart co ky
han
tren 5 nam ke tir ngay giai ngan.
Vic phan loci ng va lap du phOng rui ro tin dung dugc thuc hi6n theo Quy6t dinh. s6
493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quy& dinh s6 18/2007/QD-NHNN ngay 25
thang 4 nam 2007 dia. Th6ng d6c Ngan hang Nha ntrac Vi6t Nam. Cac khoan cho vay dugc phan
thanh nam nhom ng can cu vao tinh hinh tra ng va cac y6u to dinh tinh nhu sau:
Nhom 1: Ng chit tieu chucin
•
Cac khoan ng trong halt ma Ngan hang dinh gia la co du khi Wing thu h6i day cid ca
g6c va lai dung thai hp;
•
Cac khoan ng qua hp clued 10 ngay va Ngan hang dinh gia la co khi nang thu h6i
day &I g6c va lai bi qua hp va thu h6i day cift gtic va lai dung thai hp con lAi;

Nh6m 2: Ncr can chit
•
Cac khoan ng qua Ilan tin 10 ngay cl6n 90 ngay;
•
Cac khoan ng di6u chinh ky hAn tra ng Ian dAu;
3
SHB
dne,s,

,cktIont.
Ngfin hang TMCP Sal Gan — HA NOi
•
Cac khoan no co cAu lai thii han tra nq trong han theo thii han dugc co cAu lai.
NhOtn 3: Na dtroi tieu chuan
•
Cac khoan ng qua han tir 91 den 180 ngay;
•
Cac khoan ng co cL lai thii han tra ng 1an dAu, trir cac khoan nq dieu chinh kSi han
tra no lan dAu phan loai vao nhom 2;
•

Cac khoan ng dugc mien hoac giam lai do khach hang kh6ng du kha nang tra lai day
du theo hop d6ng tin dung;
Nhom
4:
Nq nghi ngo
.

•
Cac khoan no qua han tir 181 den 360 ngay;

•
Cac khoan nq co cL lai thin han tra nq lAn dAu qua han &red 90 ngay theo thin flan
tra no dugc co cAu lai Ian dAu;
•
Cac khoan no co cAu lai thin han tra no lan thir hai;
Nhom 5: Na có kith nang mat von
•
Cac khoan ng qua han tren 360 ngay;
•
Cac khoan no co cAu lai than han tra nq lAn dAu qua han tit 90 ngay tra len theo thin
han tra no dugc co cAu lai lan dAu;
•
Cac khoan ng co
.
cAu lai thin han tra no lan thir hai qua han theo thin han tra no
dugc co
.
cAu lai !An thu hai;
•
Cac khoan ng co cAu lai thin han tra no lan thir ba tri len, Ice ca chtra bi qua Ilan
hoac da qua han;
•
Cac khoan ng khoanh, no chi
Theo Quyet dinh s6 493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quyet

so
18/2007/QD-NHNN ngay 25 thang 4 nam 2007, d6i vai cac khoan no qua han, to chirc tin dung
phan loai lai vao nhom no co run ro thAp hon khi Ngan hang danh gia la CO du kha nang thu h6i day
CO
du g6c va lai; va khach hang co tai lieu, h6 so chirng minh cac nguyen nhan lam khoan ng nay

qua hp dugc xt:r13%, khAc phuc. Ngan hang chfi dOng to guy& dinh phan loai cac khoan ng vao cac
nh6m nq run ro cao hon Wang frng vui mire d6 run ro khi xay ra mot trong cac truing hop sau day:
•
Khi co nhfing din bien bAt lgi tir tac Ong tieu cgc den moi truing kinh doanh va
linh vuc kinh doanh;
•
Cac chi tieu tai chinh caa khach hang hoac kha nang tra nq cua khach hang bi suy giam;
•
Khach hang khong cung cap cho Ngan hang cac th6ng tin tai chinh kip thin, day du
va chinh xac de Ngan hang danh gia kha nang tra no cua khach hang.
Dv phong riii ro tin dung:
Viec tinh du ph6ng cu the dugc can cu tren cac fY le Op dung cho
tirng nhom ng nhu sau:
ICJ
SHB
SO. partners
Ngan hang TMCP Sai GOn — HA Ni
i
NhOm

Loai

Ty
le dtrphong cg the
1

Ng Ai
tieu chuan

0%

2

Ng can chil ji

5%
3

Ng dual tieu chuan

20%
4

Ng nghi ngO

50%
5

Ng co kha nang mat On

100%
9. TM san
c6
dinh
Tai san c6 dinh dugc the hien theo nguyen gia trir di khau hao lily ke. Nguyen gia bao g6m
toan b6 cac chi phi ma Ngan hang phai 1)6 ra de c6 dugc tai san c6 dinh tinh den thoi diem dtra tai
san dO vao trang thai s
c
an sang sir dung. Tai san c6 dinh dugc tinh khau hao theo phuang phap
&rang thing de trir din nguyen gia tai san trong su6t thai gian hitu dung Ink tinh nhu sau:
- Nha cira, vat kien true


25 nam
- May moc, thiet bi

03 - 05 nam
- Phtrang tien van tai

06 - 10 nam
-Thiet
bi
van phOng

03 - 07 nam
-Tai san co dinh hiru hinh khac

04 — 07 nam
-Phan mem may tinh

03 — 08 nam
-Tai san c6 dinh vo hinh khac

02 - 20 nam
Quyen sir dung dat dugc khau hao theo phuang phap &rang thang phu hgp vii Giay chirng
nhan quyen sir dung dal Quyen sir dung dat vo thai han dugc ghi nhan theo gia gec va khong tinh
khau hao.
10. Titn
va
cac khoan ttrcrng dirang
tien
Tien va cac khoan Wong &rang tien bao g6m tien mat, yang, cid qu)%, tien giri thanh toan tai

NI-1NN, tin phi& Chinh phu va cac giAy to CO gia ngan han dit dieu kien chi& khau vai NHNN, cac
khoan tien giri thanh toan va tien giri, cho vay tai cac t6 chirc tin dung khac co thai han dao han
khong qua 3 thang ke tir ngay giri.
11.
Cac cong cu tai chinh phai sinh
Cac cong cu tai chinh phai sinh dugc ghi nhan tren bang can d6i ke toan theo gia tri h9p dong
vao ngay giao dich, va sau
015
dugc dinh gia tai theo gia tri hqp 1)%. Lai nhuan hoac to khi cac cong
5
Ngfin hang TMCP Sai Gan — Ha Ni
i
cu tai chinh phai sinh dugc thuc hien dugc ghi nhan trong bao cao ket qua haat clang kinh doanh.
Lgi nhu4n hoac 10 chua thuc hien dugc ghi nh;an vao khoan muc chenh Lech danh gia lai cac cong
cu tai chinh phai sinh ten bang can ci6i ke toan va dugc ket chuyen vao ket qua hoat clang kinh
doanh vao theyi diem cuai nam.
12.
Ghi nh4n thu nh4p/ chi phi Lai
Ngan hang ghi nh4n thu nh4p lai va chi phi lai tren bao cao ket qua hoat Ong kinh doanh
tren co
.
se'r dtr thu, du chi.
13.
Ghi nh4n thu ni4p tir phi vä hoa hong Bich vu
Ngan hang thu phi tir cac dich vu cung cap cho khach hang. Thu nh4p tir phi c6 the chia thanh
cac nh6m sau:
•
Phi thu tie viec cung cap dich vu trong mot Mei gian What dinh:
Phi thu tir 'iec
cung cap dich vu trong mat thoi gian nhat dinh dugc du thu trong suat thoi gian dO. Phi nay

bao gam phi quan 1)%, phi nhan ay thac, hoa hang va cac phi lien quan den cap tin dung,
quan
1S
,
tai san, phi quan ly danh muc va cac chi phi quail 1)', cling nhu phi to van khac.
•
Phi thu tir viec cung cap dich vu giao dich:
Phi phat sinh tir viec dam phan va tham
gia dam phan cac giao dich cho mat ben thin ba, vi du nhu dan xe'p viec mua co phan hoac
cac loci chirng khoan khac hoac mua lai doanh nghiep , dugc ghi nh4n khi hoan tAt giao
dich lien quan. Phi hoac mat phan cna khoan phi nay c6 lien quan den viec thuc hien mat
cong viec nhat dinh se dugc ghi nhan khi hoan tAt dieu kien Mang ang.
6
S“B
Ngan hang TMCP Sal Gen — Ha NOi
14. Thong tin bao cao bo ph4n
- Thong tin bao ea° bO plfa'n theo linh vvc kinh doanh:
Kinh doanh va
huy &Ong von
Don vi: VND
Dich vu

Tong Ong
Tin dyng

Dau tu.

Cho giai doyn tie ngay 01 thong 07 din ngay 30 !hang 09 nom 2013
1. Doanh thu twc tip
1,690,473,861,808

287,895,041,591
175,161,957,214
33,241,953,044
2,186,772,813,657
Tai ngay 30 thcing 09 nom 2013
1.
Tai san bo phan
79,597,812,793,362
19,417,151,758,387
12,494,589,914,217
29,723,850,000
111,539,278,315,966
2.
Tai san phan 1)6
2,050,690,199,234
28,558,085,260
1,516,873,682,454
1,628,909,247,704
5,225,031,214,652
TZ1ng tai san
81,648,502,992,596
19,445,709,843,647
14,011,463,596,671
1,658,633,097,704
116,764,309,530,618
1.
Ng phai tra bo phlan
(188,314,646,296)
(105,524,336,761,413)
(110,978,607,295)

(105,823,630,015,004)
2.
Ng phan
(352,553,210,199)
(4,909,685,841)
(260,779,851,786)
(280,040,927,008)
(898,283,674,834)
T6ng cong nq
(540,867,886,495)
(4,909,685,841)
(105,785,116,613,199)
(391,019,534,303)
(106,721,913,689,838)
7
SHB
Ngfin hang TMCP Sai Gen — Ha NW
- Thong tin bao cao 130 ph4n theo khu vuv dia
1ST
Chi tieu
CN Nu& ngoai
Mien BAc
Trong ntrov
Mien Trung
Mien Nam
Dan vi: VND
Tling cOng
Thu nhdp ldi thuan
60,426,025,045
196,187,249,593

65,024,633,701
228,478,054,510
550,115,962,848
Lai/ 18 thuan tir hog Ong dich vu
3,777,319,032
25,816,827,700
1,322,628,935
9,105,888,983
40,022,664,650
Ldi/ 18 thuan tir mua ban chimg
khoan kinh doanh
9,999,276,930
9,999,276,930
Ldi/ 18 thuan tir hog dOng kinh
doanh ngoai hiii
172,981,318
33,776,565,052
133,923,879
4,275,901,244
38,359,371,493
Lai/16 thuan tir mua ban chUng
khoan dau to
(3,069,064,975)
-
(3,069,064,975)
Lai/18 thuan tir hog dOng khac
(287,505)
9,152,613,493
12,735,916
33,652,777

9,198,714,681
Thu nhdp tir Op On, mua c8 phan
1,684,594,978
1,684,594,978
Chi phi hoat clOng
(46,090,594,764)
(242,222,942,161)
(26,595,570,643)
(64,080,861,125)
(378,989,968,693)
Lqi
nhu4n thuan to hoat Ong
kinh doanh truoc chi phi du
phong riii ro tin dung
18,285,443,126
31,325,120,610
39,898,351,788
177,812,636,389
267,321,551,913
Chi phi du pheng rui ro tin dung
(6,727,882,433)
110,284,289,444
(2,116,264,180)
(54,505,484,733)
46,934,658,099
tong loi nhu4n trinf•c thue
11,557,560,693
141,609,410,054
37,782,087,608
123,307,151,656

314,256,210,012
8
123 SHB
Ngan hang TMCP Sai Gen — Ha Ne'i
15.
Tien mat, yang bac, di quj
,

30/09/2013
31/12/2012
VND
VND
Ti&I mat bang VND
372,215,475,453
258,541,575,002
Ti& mat bang ngoai t"
247,518,686,478
222,587,125,850
Kim loci q4, cla. q4
3,349,643,000
3,758,142,824
623,083,804,931
484,886,843,676
16.
Titn girl tai Ngan hang NU. nulfrc
30/09/2013
VND
31/12/2012
VND
TiL giri thanh town tai Ngan hang Nha nuac

1,784,359,826,247
3,031,869,478,896
Tien giri
phong tOa (n6u co)
Titt gni khac
1,784,359,826,247
3,031,869,478,896
17.
Titn, yang giri tai cac to chtiv tin dung khac
30/09/2013
31/12/2012
VND
VND
TMn, yang girl Wong kj, lign
774,094,633,352
1,117,222,783,389
- Bang VND
248,280,385,690
980,699,813,711
- Bang ngoai t', yang
525,814,247,662
136,522,969.678
Trdn, yang gal có kj,
!viz
5,082,951,647,863
19,879,385,066,481
- Bang VND
5,015,511,647,863
18,873,242,066,481
- Bang ngoai t", yang

67,440,000,000
1,006,143,000,000
Cho vay
13,144,085,001,951
8,890,044,000,000
- Bang VND
10,409,405,001,951
7,350,000,000,000
- Bang ngoai
-
t", yang
2,734,680,000,000
1,540,044,000,000
19,001,131,283,166
29,886,651,849,870
1
SHB
V

r,artoors,
Ngan hang TMCP Sal Gon — Ha NOi
18. Ch'ing khoan kinh doanh
30/09/2013
VND
31/12/2012
VND
Chtkng khocin Ni
- ChUng khoan Chinh phu
- Chting khoan Ng do cac TCTD khac trong nuac
Oat hanh

- Chimg khoan Ng do cac TCKT trong nuac phat
hanh
Chan khan Vim
60,076,686,487
40,564,341,662
- Chimg khoan ViSn do cac TCTD khac trong mac
phat hanh
- Chimg khoan Win do the TCKT trong nuac phat
hanh
60,076,686,487
40,564,341,662
Chtkng khan kinh doanh khdc
Du' phbng gicim giti chlkng khocin kink doanh
(23,938,873,648)
(27,177,062,665)
36,137,812,839
13,387,278,997
Thuyk minh ve tinh trang niem yet ciia cac chumg khoan kinh doanh
30/09/2013
31/12/2012
VND
VND
Chang khan N9
- Da niem yet
- Chlra niem yet
Chem khoan Von
60,076,686,487
40,564,341,662
- Da niem yet
60,076,686,487

40,564,341,662
- Chua niem yet
Cideng khodn kinh doanh khdc:
- Da niem yet
- Chua niem yet
60,076,686,487
40,564,341,662
10
SHB
So.,
partners. Ilex $, ons
Ngfin hang TMCP Sal Gan — Ha NOi
19.
Cac cling cu tai chinh phai sinh va cac tai san tai chink khac
Tang gia tri cua hop
Tang gia tri ghi so k'j loan
(theo

gia tgi ngay Igp bao cao)
clang (theo

gia ngay
hieu hfc hop clang)
Tai san
Cong no'
Tai
ngay 30 thing 09 nam 2013
Ging cu TC phdi sinh
3,989,639,232,064
6,042,266,955

Giao dich ky han tin to
297,020,545,972
3,082,721,362
Giao dich hoan
d6i
ky han
3,692,618,686,092
9,124,988,317
Tai
ngay 31 thing 12 nam 2012
Cong cu TC phdi sinh tien
to
1,710,623,497,800
5,846,612,060
Giao dich ky han tin to
913,539,370,000
3,263,769,995
Giao dich hoan d6i ky han
797,084,127,800
2,582,842,065
20.
Cho vay khach hang
30/09/2013
VND
31/12/2012
VND
Cho vay cac to chirc kinh t6, ca nhan
64,608,166,734,755
55,722,484,289,752
Cho vay chit khau thtrcmg phiL va cac giAy

to co gia
233,850,205,492
985,650,393,340
Cho thue tai chinh
Cac khoan tra thay khach hang
22,050,171,477
582,245,331
Cho vay bang van tai trq, fly thac &Au to
463,953,806,027
74,572,331,345
Cho vay khac
159,333,557,223
156,435,068,897
Ng cho vay dtrgc khoanh va nq chi xir 1Y
65,487,354,474,974
56,939,724,328,665
11
SHB
Ngfin hang TMCP Sai Can — HA NOi
20.1. Phan tich chit luvng my cho vay
30/09/2013
VND
31/12/2012
VND
Ng du tieu chuan
56,155,868,920,788
47,480,266,917,845
Ng can chi' 5/
4,256,604,501,642
4,613,611,974,996

Na duai tieu chuan
787,772,128,015
1,030,821,328,464
Ng nghi ng6
681,578,186,346
1,747,550,475,797
Ng có kha nang mat von
3,602.530,738,183
2,067,473,631,563
65,487,354,474,974
56,939,724,328,665
20.2. Phan tich du my theo thiri gian
30/09/2013
31/12/2012
VND
VND
Ng ngan han
34,627,032,471,935
32,227,573,126,979
Ng trung han
16,875,016,966,939
12,770,916,743,846
Ng dai han
13,985,305,036,100
11,941,234,457,840
65,487,354,474,974
56,939,724,328,665
20.3. Phan tich du nq cho vay theo dii tuvng khach hang va loai hinh doanh nghi0
30/09/2013
triOu VND

OA
31/12/2012
triOu VND
O
A
Cong ty Nha nuac
3,511,797
5.36
2,687,544
4.72
Cong ty TNHH Nha ntrac
6,579,347
10.05
2,944,494
5.17
C6ng ty
TNHH
khac
12,912,306
19.72
11,452,224
20.11
C6ng ty co phan von Nha nuac
4,475,955
6.83
3,197,708
5.62
COng ty
c6
phan khac

20,904,357
32.12
19,063,710
33.48
Cong ty hap danh
9,856
0.02
1,706
0.00
Doanh nghiep to nhan
974,470
1.49
763,502
1.34
Doanh nghiep co von dau to ntrac ngoai
411,935
0.63
500,953
0.88
Hop tac xa va lien hiep hop tac xa
120,744
0.18
70,443
0.12
HO kinh doanh, ca nhan
15,185,358
23.19
15,937,074
27.99
Thanh phan kinh to khac

265,068
0.40
185,943
0.33
Cho vay repo bds dm AMC
2,200
0.00
2,200
0.00
Cho vay kdck cua SHBS
133,962
0.20
132,223
0.23
65,487,354
100.00
56,939,724
100.00
12
SHB
,F$118,y,
,00
,
ubons
Ngfin hang TMCP Sal Gan - Ha NOi
20.4. Phan tich du. nq cho vay theo nganh kinh to
30/09/2013
triOu VND
%
31/12/2012

tri0 VND
%
Nong nghiep va lam nghiep va thuy san
Khai khoang
Cong nghiep the bien, the tao
San xuat va phan ph6i dien, khi d6t, nuac
n6ng, hai nu& va dieu hoa kh6ng khi
Cung cap nu6c; hog dOng quan ly va xir
ly rac thai, nu& thai
Xay dung
Ban buon va ban le; sira china 6 to, m6 to,
xe may va xe co dOng co khdc
Van tai kho bai
Dich vu km till va an u6ng
Thong tin va truyen thong
Hog dOng tai chinh, ngan hang va bao
hiem
Hog dOng kinh doanh bat dOng san
Hog dOng chuyen mon, khoa hoc va cong
nghe
Hoat dOng hanh chinh va dich vu hii trq
Hoat dOng dm Dang COng san, t6 chirc
chinh tri - xa hoi. ouan Ki nha ntrOc. an

Gido duc va dao tao
Y to va hoat Ong trq giiip xa hOi
Nghe thuat, vui choi va giai tri
Hoat &ling dich vu khac
Hog dOng lam thue cac cong viec trong
cac h0 gia dinh, san xuat san pham vat

chat va dich vu to tieu dung dm h0 gia
dinh
Hog dOng dm cac to chin va ca quan
quOc to
Cho vay repo bds dm AMC
Cho vay kdck cua SHBS
13,692,460
4,854,126
11,222,701
1,732,574
22,771
5,883,503
10,448,294
3,942,382
1,379,087
90,073
458,929
3,458,491
23,771
38,357
50,753
78,841
29,629
7,799,546
144,903
2,200
133,962
20.91
7.41
17.14

2.65
0.03
8.98
15.95
6.02
2.11
0.14
0.70
5.28
0.04
0.06
0.08
0.12
0.05
11.91
0.22
0.00
0.20
8,090,626
3,964,713
8,707,926
1,342,569
23,686
6,118,343
10,504,245
4,092,720
1,284,432
95,341
654,824
2,236,672

17,105
49,744
4,992
44,085
76,326
21,757
9,206,153
261,952
7,089
2,200
132,223
14.21
6.96
15.29
2.36
0.04
10.75
18.45
7.19
2.26
0.17
1.15
3.93
0.03
0.09
0.01
0.08
0.13
0.04
16.17

0.46
0.01
0.00
0.23
Tiing dt• nq
65,487,354
100.00
56,939,724
100.00
13
SHB
Ngfin hang TMCP Sai Con - Ha NOi
21.
Dv phong rid ro tin dung
Der
phong chung
VND
Dir phong cu
the
VND
10
nay
SO du du
14
343,011,107,224
907,419,723,637
Dg ph6ng rid ro trich lap trong 14/ (Hoan nhap du
phong trong 14)
78,605,541,567
414,278,512,031

Du ph6ng giam do xir ly cac khoan ng kho thu hOi
bang nguon dn
.
phong
DiL chinh tang/ (giam) khac
SO dir cad
14
421,616,648,791
1,321,698,235,668
Ky
trithc
SO dir dau k37
200,004,430,998
154,962,118,692
Dir phong rui ro trich lap trong 14/ (Hoan nhap du
ph6ng trong 14)
113,006,676,226
752,457,604,945
Du phong giam do )(Cr ly cac khoan no kh6 thu hOi
bang ngu6n dkr ph6ng
SO dir cuOi ky
343,011,107,224
907,419,723,637
22.
Chun khoin dau to
22.1. Chirng khoan dau to san sang d ban
30/09/2013
31/12/2012
VND
VND

Chang khodn Ni
Chang khoan Chinh pha
Chirng khoan Ng do cac TCTD khac trong nook
phat hanh
Chirng khoan Ng do cac TCKT trong nu& phat
hanh
Chirng khodn rdn
Chirng khoan Von do cac TCTD khac trong
ntr6c phat hanh
Chirng khoan VOn do cac TCKT trong nude
phat hanh
Dy phong giam gid chang khocin san sang di
bdn
8,870,724,331,029
4,107,722,608,308
59,722,806,840
4,703,278,915,881
48,112,869,317
11,688,790,000
36,124,079,317
(9,128,439,017)
8,370,572,300,808
4,947,245,206,964
375,018,484,551
3,048,308,609,293
48,023,619,317
11,688,790,000
36,334,829,317
(9,863,783,316)
8,909,708,761,329

8,408,732,136,809
14
SHB
Mex $0.170:14,
Ngfin hang TMCP Sai Con — HA NOi
22.2. Chfrng khoan d'au fir gifr den ngay dao han
30/09/2013
VND
31/12/2012
VND
Chimg khoan Chinh phu
2,740,165,399,450
869,688,118,703
Chung khoan Ng do cac TCTD khac trong nuoc
phat hanh
1,946,620,000,000
2,345,668,000,000
Chirng khoan Ng do cac TCKT trong nu& PH
1,073,411,689,055
1,075,187,684,837
Du pheng giam gia chang khoan
du tu
gift den
ngay dao han
5,760,197,088,505
4,290,543,803,540
23. GO yen, dAu to dal h#n
30/09/2013
31/12/2012
VND

VND
DAu tu vao cong ty con
Cac khoan dAu tu vao cong ty lien doanh
Cac khoan
du
tu vao cong ty lien ket
Cac khoan dAu to dai han khac
410,841,525,375
435,325,959,557
Du phOng giam gia dAu tu dai han
(5 1,968,799,979)
(43,622,883,398)
358,872,725,396
391,703,076,159
15
FOI S HI3
Ngfin hang TMCP Sai GOn — Ha N'
4;ii
24. Tai san co dinh heti hinh
-

Tang, giam tai san co dinh hen hinh ky nay
Nha cira,
Khofin myc

May moc, thiet bi
vat kien trim
P trang tin van tai,
x
truyen dan

Dyng cu qufin ly
Dan vi tinh: VND
Tai san c6" dinh
ging
khfic
Nguyen gia
SL du d'au ky
SL tang trong kjr
- Mua trong ky
- Ddu tuXDCB hoan thanh
- Tang khac
So gifim trong kjr
- ChuyA sang BDS ddu to
- Thanh 1j, nhuvng ban
- Giam khac
194,728,983,075
12,458,887,884
12,458,887,884
22,542,900,731
22,542,900,731
211,138,291,465
21,778,222,156
21,778,222,156
37,103,982,372
1,962,366,471
35,141,615,901
148,046,092,701
51,303,395,604
51,303,395,604
52,451,442,309

833,724,326
51,617,717,983
123,133,632,616
38,563,366,974
38,563,366,974
80,650,414,161
673,337,631
79,977,076,530
23,196,028,267
21,719,344,772
21,719,344,772
22,768,136,051
220,955,036
22,547,181,015
700,243,028,124
145,823,217,390
145,823,217,390
215,516,875,624
3,690,383,464
211,826,492,160
SL di• cu6i ky
184,644,970,228
195,812,531,249
146,898,045,996
81,046,585,429
22,147,236,988
630,549,369,890
Gia tri hao mon lujr ke
S6 du• dill kS'
si) tang

trot4,
,
kS:
- 1:17ciu hao trong
ki
- Tang kheic
So giant trong ky
- Chuyjn sang BDS cidu to
- Thanh 1j, nhwng ban
- Giam khac
34,465,288,453
4,547,461,735
4,547,-161,735
4,436,660,830
4,436,660,830
121.782,808.839
19,390,225,885
19,390,225,885
30,882,161,425
1,092,833,458
29,789,327,967
56,229,496,325
18,124,885,020
18,124,885,020
8,160,794,821
808,519,721
7,352,275,100
75.470,436,177
12,093,169,791
12,093,169,791

21,648,355,455
601,197,119
21,047,158,336
13,412,087,476
7,888,308,671
7,888,308,671
4,753,018,317
174,232,950
4,578,785,367
301,360,117.271
62,044,051,102
62.044,051,102
69,880,990,848
2,676,783,248
67,204,207,600
SO dtr cuti kjr
Gia tri con lyi cua TSCD
Tyi ngay dau k5'
Tyi ngay cuLi kjr
34,576,089,358
110,290,873,299
66,193,586,523
65,915,250,513
16,547,377,830
293,523,177,524
160,263,694,622
89,355,482,626
91,816,596,376
47,663,196,439
9,783,940,791

398,882,910,853
150,068,880,870
85,521,657,950
80,704,459,473
15,131,334,916
5,599,859,158
337,026,192,366
16
SHB
Ngfin hang TMCP Sai Con — Ha Nai
-Tang, gram tai san ct dinh heti hinh ky truck:
Khoan muc
Nha cira,
vat kien trim
May mac, thiet bi
11
,

P myng tin van tal
i

truy'en clan
Dung cu quail IY
Tai san co dinh
khfic
Dan vi tinh: VND
Cang
Nguyen gia
SO du
.

Tau ky
49,170,531,021
54,627,721,416
81,665,463,587
60,860,925,221
6,458,905,414
252,783,546,659
SO tang trong ky
145,558,452,054
156,953,069,003
66,892,128,630
63,585,361,118
16,783,349,070
449,772,359,875
- Mua trong ky
6,551,332,621
27,753,194,067
23,758,297,489
10,217,529,463
1,971,389,385
70,251,743,025
- Dau tte XDCB hoan thimh
322,119,433
1,922,929,681
6,638,831,655
8,883,880,769
- Tang khac
76,459,582
76,459,582
Nhan tai san tie HBB

138,685,000,000
127,276,945,255
43,057,371,559
46,729,000,000
14,811,959,685
370,560,276,499
SO giam trong ky
442,498,954
511,499,516
1,312,653,723
46,226,217
2,312,878,410
- Chuyjn sang BDS dau to
- Thanh1j), nhuTmg ban
433,189,954
511,499,516
1,312,653,723
46,226,217
2,303,569,410
- Gicim khac
9,309,000
9,309,000
SO du• cued ky
194,728,983,075
211,138,291,465
148,046,092,701
123,133,632,616
23,196,028,267
700,243,028,124
Gia tri hao mon luy

ke
S6 du.
dau
kv
10,483,561,956
18.895,666,773
24,176,965,291
28,503,409,352
2
,942,602,285
85,002,205,657
ti)
n

trmi4 !,:•
■
•
23,981.726,497
103.316.084.
1
41
32.304.5-13.100
48.'17,
1
8-11
,
1 i
10.515.7 I 1 108
218.330.149.92-1
- Khali Into trong

5,523,626,057
/8,430,758,266
12,749,229,757
14,586,626,637
2,364,810,132
53,655,050,850
Tang do hoan thanh inua sam
18,100,440
438,269,720
1,314,757,974
1,771,128,134
- Tang khac
15,595,972
941,850
16,537,822
Nhan tai san tie HBB
18,440,000,000
84,431,460,283
19,554,371,559
32,311,000,000
8,150,901,276
162,887,733,118
SO giam trong ky
428,942,175
252,012,132
1,245,357,786
46,226,217
1,972,538,310
- Chuye'n sang BDS dau tu.
- Thanh 1)% nhuong ban

420,963,405
252,012,132
1,245,357,786
46,226,217
1,964,559,540
- Giam Mac
7,978,770
7,978,770
SO du' cued ky
34,465,288,453
121,782,808,839
56,229,496,325
75,470,436,177
13,412,087,476
301,360,117,271
Gia tri con lai cua TSCD
Tai ngay dau ky
38,686,969,065
35,732,054,643
57,488,498,296
32,357,515,869
3,516,303,129
167,781,341,002
Tai

cuOi k'
160,263,694,622
89,355,482,626
91,816,596,376
47,663,196,439

9,783,940,791
398,882,910,853
ngay
17
SHB
Ngan hang TMCP Sal Gan — Ha Ni)i
25. Tai san co dinh vo hinh
-

Tang, giam tai san c6 dinh vo hinh ky nay:
Khoan muc

Quyen sir dung Tat

Phan mem vi
tin ii
Dan vi tinh: VND
T:ai san co
dinh
COng
vo hinh khac
Nguyen gia
SO du dau ky
3,611,783,319,561
182,873,042,427
22,422,376,310
3,817,078,738,298
SO tang trong ky
10,207,055,000
10,818,257,882

4,338,674,894
25,363,987,776
- Mua trong
ky
10,818,257,882
4,338,674,894
15,156,932,776
- Tang khac
10,207,055,000
10,207,055,000
So
giam trong k'
6,962,308,053
218,322,882
7,180,630,935
- Thanh lf), nhuvng ban
- Giam khac
6,962,308,053
218,322,882
7,180,630,935
SO du
cutii
ky
3,621,990,374,561
186,728,992,256
26,542,728,322
3,835,262,095,139
Gia tri hao mon Ivy ke
SO du
du

ky
789,201,882
81,857,842,634
6,187,888,977
88,834,933,493
SO tang trong ky
35,694,227,415
15,740,893,847
2,788,770,364
54,223,891,626
-
Khju hao trong kj)
35,694,227,415
15,740,893,847
2,788,770,364
54,223,891,626
- Tang khac
SO giam trong
ky
28,889,291,000
200,845,485
215,394,396
29,305,530,881
- Thanh 1j, nhuyyng ban
- Giam khac
28,889,291,000
200,845,485
215,394,396
29,305,530,881
SO du cuoi ky

7,594,138,297
97,397,890,996
8,761,264,945
113,753,294,238
Gia tri con
Lai
Ti
a ngay dAu ky
3,610,994,117,679
101,015,199,793
16,234,487,333
3,728,243,804,805
Tai ngay cuOi
ky
3,614,396,236,264
89,331,101,260
17,781,463,377
3,721,508,800,901
18
S HB
Ngan hang TMCP Sai Gan — HA N6i
-

Tang, giant tai san
Khoan myc
Nguyen gia
do dinh vo hinh ky trtrk
:
Quyen sir dyng det Plan mem vi
link

Tai sin co dinh
vii hinh khac
Dan vi tinh: VND
COng
SO dir dau ky
2,030,651,354,061
53,512,026,515
21,983,080,310
2,106,146,460,886
S6 tang trong ky
1,618,650,001,500
129,457,735,912
439,296,000
1,748,547,033,412
Mua trong nam
-
16,772,285,928
Tang do hoan thanh mua
s'am TSCD
34,008,352,26-I
34,008,352,264
Tang khac
1,589,761,001,500
1,589,761,001,500
Nh an tai san tit HBB
28,889,000,000
78,677,097,720
439,296,000
108,005,393,720
S6 giam trong ky

37,518,036,000
96,720,000
37,614,756,000
- Thanh l, nhuvng ban
37,518,036,000
96,720,000
37,614,756,000
- Giam khac
S6 dtr cuoi ky
3,611,783,319,561
182,873,042,427
22,422,376,310
3,817,078,738,298
Gift tri hao man luF ke
S6 du' dau ky
631,102,326
14,064,122,632
4,249,751,607
18,944,976,565
S6 tang trong ky
158,099,556
67,890,440,002
1,938,137,370
69,986,676,928
Khau hao trong ncim
158,099,556
23,838,136,630
1,498,841,370
25,495,077,556
Tang do hotti thnh mua

sam TSCD
Tang khac
•
Nhan tai san tit HBB
44,052,303,372
439,296,000
44,491,599,372
S6 giam trong ky
96,720,000
96,720,000
- Thanh 1j), nhuvng ban
96,720,000
96,720,000
- Giam khcic
S6 dt• cu6i ky
789,201,882
81,857,842,634
6,187,888,977
88,834,933,493
Gia tri can
lai
Tai
ngay diu ky
2,030,020,251,735
39,447,903,883
17,733,328,703
2,087,201,484,321
Tai ngay cu6i ky
3,610,994,117,679
101,015,199,793

16,234,487,333
3,728,243,804,805
19