Tải bản đầy đủ (.pdf) (35 trang)

ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo kết qủa hoạt động kinh doanh quý 4 năm 2010

Bạn đang xem bản rút gọn của tài liệu. Xem và tải ngay bản đầy đủ của tài liệu tại đây (1.47 MB, 35 trang )

*i* SFIB
NGAN TI,I\G T}ICP

S{I

iIAu
(Bun

GON - IIA NOI

77 Trin Ilung Dao - Quii| ]{oin Kiem -

Hi

Ni)i

tsAo cAo

ri:

IJ|Ja/.\'CII)

hi\lt

-

N

rhut eD:i l()rtnj/-/el) \,H.\,,\
nqi,. )3/42007 tt& I/rr;rrq Jr;. A?/.\'\l


KtT euA HoAT DONG KrNlr DoANH
Qui IV n:rm l{) l0

{hn \t tith vNl)
STT

Chi

Quj Iv

tiiu

\iirn

Nnm 2010

ti

vi

I

Thir nhdp

2

Chi phi Iai vi cric chi phi lu(tng lu

I


lai

ciic khoan rhLr nhip tucrng ru

l,103.5,19,99,1.901

3.7,11.7s3.2i6.9137

1.6(12. I117.555.5It6

3:13..+10.132.013

2.520.77.1.896.856

|

,11,1,8,16,997,0ti8

201.112,539,13,1

1,220.97u.3.t0,131

I

.1

Chi p|i hoat d6ng dich vu

(6.896.729.I33


II

Lii,15 thuin

III

Liir6 ttruin ti

X
Xl
7
3
XII
Xlll

t

-:I

L; l^1

17.9,111.77.1.,127

106,'{63.728.273

60.01J2.302.891

23,68{t.785,5.13

53,13t,0.19,582


52.,1u7,023.8.t.1

37.789.r99,,r00

9.516.527.9f2

tl6u tu

31.91It.5.13.68-l

t,

5{r,691,572.103

{-}.36().(r92.00(r

7.192.38u.822

e69.5i1.1 897

I

14.5.12.395.516
2,619 ,993.296

,7 71)

7.1t90,116.677


r6.936.406,000

t61 ,692,619 .613

68t.384.49(,,924

3,10,113.603.068

809.,t{1.909,998

519.859..16?.t26

151,33-i,962,360

l0{,669.t 15.155

658.105,947,638

,rl5,t90.351,971

s7.67r,610,268

61i,u,16,572,1

l9

78.863,0t5.903
t

6,630. l6


t.87l

0

r

62,7 51.7gg.636

0

|

6:,232.85.1.032

lL,
Dr',1

e 6. 7 tt.1.

;195.351,1,18.002

IIi

'7
9Iuc,

r,7,t8.634.tt2tt

96.71t{.699,188


nt)i. ngd\'2E thLing 0t nA t )01 |
T6ng Gidrn d6c

.''

1,11,)\'

,

.,tti:i:,ii i;i,l8ll

\iJ.,,,

8lJ

3t {t.J05.652,583

='..,i-.\'i.

'

9.I

(.1

7.'.)t:'.
t l/ !i--,r.-!if:-l

i'l'l'


69

0

16.610.16t.871

,etna"Truny

r

62,75,+.799.636

4,1,549,070,556

I

tl5

1,227,220,000

r47.709.5118.022

,+4.5.19.070.556

tNl.(J77

3(t.911.77 2.221

236.,t05,980,909


l?8,73,t,340.6.t I

t-1.

q44.6t6.811

r.1

l,3.lll.5t l.9ls)

(

5,11,726.000

213,6s2,18t

l2

l.-3 I11.09(r.ll

r.389.]l3r).015

5

134,r 85,270,08s

bi6u

i8.03 L077.:t2I


8

,r9.933,005.s03

hoanr tai

Loi nhuin sau thu6

1

20.1IJ0.767,6-1i

)

(683.472.068)

Chi phi thu6 TNDN tam tinlr

il

l]6.6.1.1..195.9

6{-.r.{f9.,r66.9{{

r

Chi phi rhua TNDN hien hinh ram rinh
Chi phi rhua I'NDN


i9.76|i.(r I fl.1.12

19,532,{t92,299

Chi phi du phirng rrii ro tin drlng

loi nhuAn tru.dc flrui

lt)

25,490,+03.26ti

Loi rrJruin thrrin tu h" l d6ng kjnh doar l
trudc cld phi du phi,ng rui ro ti duDg

TADg

t

9.!i15.6 t2.639

kinh doar r ngo?i h6i

Moanh
V l-eird thuan t'l mua bin chri.ng ktrorin
5 'Ihu nhip lt holl (li)ng kh:rc
6 Chi phihoar dans khic
vI Lii,il6 thuin ti lroat iting khic
\'ll Thu rrlip ti g,ip rr,rr. mua t.6 phin
VIII Chi phi hoal d6ng


E.593.67,1.

.01E.i18.081{.6-11

17,680,122.805

hoat d6ug djch vu

I-eil6 thuin ti.nrua blin chf.ng ktrorin kir

l\

2009

5.1.1.5t2.771.1.17

Thu nhap tir hoal d6ng dich vu

ho4a d6ng

\im

Nnrn 2010

888,702,997.815

tii

Thu nh6p liii thurin


ri

2009

';/j

'ttAn

lta


isi*

srrB

NGiN IIANG T\ICP

sil Go\

trtiu s6:

-

(R.tL1

IIA \.oI

I


Hop nhrir

It0_1/.t.C.t.t)_l

ltA h the et) !t; t6/2007/et).A,1^,,\,
't'h

.ln

E/l/10A7

IN

nti\

in e d& ,\'11tin hnng \./ti ttruict

BAo CAo LUf] CHUYEN TIEN TE
{

| heo phuonq
euyr

phip trrrc tiipr
0.1 nim l0 t0

DV1 \,I't)

STT


Chi ti6u

Nim 2010

CIIU\'E\ TIEN TU'tIO4T I)O\C KINH DO.G;
Thu nllip lii ri cic khoan thu nhap ruon-q
tu nhan duoc
2 Chi phi lii vi cic chi phi tLrong tu oa tra

Ninr 2009

I- LTLI

3
.,

Thu nhap rir hoar ddng dich vu

lich .o riin lhu(. tltu/tlrui. chi tu h,,Jr dtrn!
kinh
hlc. nr:,,1i lc
Thu nhip khic
Chenh

.r.

,,

1i']:11
pnong rul t(J

'I'idn chi rra cho

l!

xod.

bi

<1,ip

.\'hntg

ruy

r1i

1di "6,,, holrt
srin

irirruc\A

-:::...-

|.1

l5

2l
l2


(317.96-r.7I 1,06i

)

7.1.070.95E.667

)

I I 6.888.-543.3 60)

(

26 r.ti26,0.1-1.ft76

( I .8.16.5 7.1,5

a-].9l3.el

8

:].

I.7tr

j 13 )

jtt

(5-r9.9:1_s.967.6i7l


(l. lll.(r9.i.t

)

3.663.02(r.ti09
(r

..i.

r.751.21

1,dn!n.Ciarn'LJ.

lhr.

Tin-q/(Giim)

.orr

(

r

ihinh phui ,inlr

rj.rc

t-i,!.87.1)

.682.769.I -19.66-t

I

r

Lh,.s11 ,1,, 1

I

.t.

745,355.76

6.576.0.1fi. 773.

l

1

I

7 )

l

-t )

65

7-7(rS..:
-5. I


)

t9.r-57.:i5

6.1.00.1.196.5

9t

8..1( ).1

0

1.18.5 t 4.057,793

6..1i I .t-5 I .6.i

l

1

l.8 99.59()..i

II Ltr'U CIlUyUh- TIEN T .IiOAT DO1\-c DAU
TU,
I Mua sim liri san cd dinh
2 fidn rhu rir rhanh ii. nhucrng bin TSCD
I Ti€n chirir thalh l!. nhuo-ng hin TSCD
-l X{ua sirn blir d6ng san d6u tu
5 Tien tirrr rrr Ir.rrr. lhrnir l) lrir din..Jll Jiu tu

6 l i€n chi ra do bln. rhrnh li bil d6ng siin diu ru
7 fian chi d:lu lu. e(ip r dn \,io cic don !r khjc

)

iI

-1.t9.1. I 6 J .7I

I t 01.5 1 3.470.

(

0.96 t .,197.9.16.90,5

l
Chi rir ciic qui cLia 1C1.D
Luu chur,6n ti0n thuin tir.ho4t rt6ng kinh
doanh

r_1.r,

l

3.318.I 3.1.888..11

90i.716.1 50.8

rLrr


(.u rai

1,

(

Ur,,.rrr . rrrr

Tang/((;idnr) ridn gLii cua khjch hing (bao
sdm ci KIINN)
Tang/(Cliam ) ph{ir hinh giiiy lo.
(ngoai tru gid_v ro cri rii phrir
cd giii
lti
hinh ducrc linh \?io hoat d6ng tili chinn)
lq fant/rL;ianD ron rri rro. u1 rh,rr.d,iurrr (h,, \J) mi fC.fl)rh,rr
hinh

l.l9(r.697..107

501,655,821,075

17

.

lil..16u.0l2

(657.631.97t{.2-59.1

(

Tiing/(cialn ) ciic khoan no- Cihinh phu
vi NIINN
lo Tanr/(cilirrr ) cic khoan ridn cui. riAr
vay cac TCI.D

-,,,

t0.:51.1(,()..157

dg.tttg

(Tan-e)/Ciiinr ciic khoin cho
vay khiich hing
nFuon dq ph,,nr de hu Ltip ron
rhir
1l::r,lo::r,
oung. enung kht,an. d,iu rr-r dai han)
lTin..: r Cirrm kJri c rc ni .in
lroar don3
.\-hitttg rlru1 dii vi c6ng n1t holtt drtng

_ |/j "

(.j5.5i8.223. I 6(r)

rJu

ricin. r.ing gLii vi cho va1 cdc 1.CTI)

khjc
l'ang)/Gidln cric khoan vd kinh doanh
chung khodn
('I'i-!r! )/'Giam cic cirn-e cu
hi chinh phtii sinh vi cic tij san tiii chinh

;,

22.6.19.8.10.-r 5.5

3i.816.101.202

b:ing neuon

khric

t#;;t);)

93 )

I

'

(

,,

6.8


6().081.102.1191

tl.,arrh . jrunr

(Tingl/Ciiim cic khodn

,',

9 8 0..15 2..1.r

06..+63,72IJ.273

I,t

tlii

(

I

nhin vi€n r,) hoat d6ng qudn lj. c6ng vLr
'fian ftue rhu nhAp
thuc n6p rr.ong kj,
l,uu chuycn tidn thuAn ti.hoar
g kinh doanh lruric .hfing
thay d6i vi tii.srin ,a
Ir., aqnf,

E


Rx

khodn nrr da duoc xu

1.60s.02l.0l J.009

.996.991.-53 i .093)

duo-c

t notn. vJlt-

5
7

niin

-t.007, t09.5i2.939

6i:)

0

(7-5.:12.360.791)

:.56.993.E.i0

I 12.18 I.885.ii6-1)

2.613.r156,-398.929


(

l{09.963.311,1.075)

(-i.i I-5.61(r.i0I
-1,11J9.80(r. t t 2.

(

r

{e

I

109.l8E.ESi.lt

I

)

()
()

0
(;
{

ll.5


00.(.)0(}.( )(X))

()

.

()

( I (r.000.0(X).0()0

r

l'.1!a

I


Chi ti€u

f

NIm 2010

diu tu. gcip
vio ciic ilon vi khiic
Tien thu c6 tuc vii loi nhudn duoc.hia tu cic khoan diu
tu. grip
i€n thu


0

\0n dii han

Luu chul'6n tiin thuin ti.hoat d6ng tliu

on Iu

LLr \

7.17-5.(XX).01X)

(830,759,:193,0.1s)

tu.

3ll3.2tt6.l f -i,776

r

.5.17.-5

19,070.fi)0
0

0

J . ac khn;n r on r.r1 drri han khr.

.1 Cd rtrc rr.i cho cd ddng. lo-i nhuen da chia

5 I ierr Llri rJ nruJ.o l)hieu n!.in rluj
6 l'idn thu iluoc do brin cii phi€u ngan qu"
Luu chuv6n tiin thu6n til ho4t tl6ng tii chinh
IV Luu chul'6n tiin thuin trong ki
V Tiin vi cric khodn tu.oxg rlu.ong ti6n tgi thdi tti6m clnu ki.
\|

Diriu chrnh rinh huri.ng cLia

VII

Ticn vii cdc khodn tu.o.ng du.ong

Lip

50t.(xxl.(xx).000

1.70-1.891.030

NI LU'U CIIUYEN TIEN TD'IIOAT DONG T,iI CIIiNH
I Ting v6n diau le
.,, 'lidn rhu rir phrir hinh gidy rd
- rlo ron ru c,, \l L.Jc khoen vorrc6 gid dii han cri du didu kien tirrh
vrj dri hln khat
frin ehi lhJnlr lorn pidy ro io rij dri harr .o du Llieu kien rrnlr ri.,
,
\

Nnm 2009


thal d6i t)

(l
(219 .37

.5(n)

1I2.1.,167.0t8.5()0I

(303.0s4.000)

(1.6{).i.119.m0)

I,297.836,2.t8,500

(22(r.072.1.t11,100)

9 ,7 67

o
3,()80,533,151,3u,1

3,6,17.020,079,u25

6,421.536,628.859

2,771.sI6,519,03{

gir,i


t,

tiin tgi thdi didm cuiji ki.

9,502.069,783,2;t3

IIA udi. rrya\'26 rhd

hring

0

6,'r2l,536,628.ti59

t 0l nitn 2()l l

/a:^-;::!<

',/i,cirr

!j!i+31i1
,- I

:u.r,a
'"1 ll,A

.\s,it E0l;.tii
Lc

Thit Dttttg


itr[l

,!/.,:,i;;,,

rlgc l


sI{B

|1:;l
\ciN

rrANG TIlt]oNG

n,ro cio Tir crrirrr
sd no:ancro-rtx

trir;
\r.\r co prr.ix s,u cdx - rri xor

BANG CAN DOI KE TO.{N
Qut IV ttiiu 2010
Don \ i

so DAtr NA[l

CL-OI KY

CIII TIEU


lll

3l/ t2/2t)

tilh. INI)
0l/0l/2{)t0

A. TAI SAN

I

Tian mlt, virng b1c, dd quf

TI

Ti6n giii tai

201.670.81 ,695

139.081.051.588

505.232.,19,1.16:l

920.1.r1.-576.609

khric

I 1.636,7,10.990,717


6,357.32,1,000.662

Tiin. r'ing gui tai crtic TCI'D khiic
Cho rar cic 'fC'fD khiic

I 1.616.7:10.990.717

6.i57.114.(X.662

Tiin,

III
l
2

l
lv

NII\\
cic TCTD khric vi cho Iay cic TCTI)

r':\ng grii tai

fhing rui ro cho vav

Drr

0

cdc TCTI) khilc


0

Chring kho:in kinh doanh

911,ti2ti.398.0'l I

16.500.000.000

I

Chring khoiin kinh doaDh

99.5t 1.870.t09

I6.500.000.(x)0

2

DLr lharn-g eiarrr

giii chung khoiin kinh doanh

Cric ciing cg thi chinh

VI

phii sinh yi

(683.172.068)


cdc tiri sdn

tii

ctrinh

khjc

0

t,

3.66-1.026.809

Cho val khdch hing

2J.-101.532.795.683

12.701.66J.,139.039

l

Cho r ay khrich hing

21.575.588.:193.5(r2

1

2


Du phing rui ro cho val khich hirng

VII Chirrg

khorin diu tu
Chirnr khoin djiu tu sin sirng d.j biin
Cht]nll kholn dau ru gii den ngil,diio han

I
2.

DLr phdng aiarn

VIII

2. 81lt.

(17,1.055,697.879)

|t,767.9,12,}t5.051

|]

7.

t .6-i

giii chung khoiin ddrr ru


1

.]61 .1 19.851

0.000.{)(x).000

( I 1..11

8.87.1.800)

I

liin, diiu tu rlii han
Diu tu viro c6ng n'cor

2

V6n i:irp li€n cloanh

5

Du

tt

1.tt65.6:12.599..11ti

i.-115..r5 t.()ei.
I


i ts

.5.10.i0{).()( ){).0(

n

Gdp

diu tu dii

pha)Dg giam gid

IX Tiri slin

-331.589,000,000

l33.3 89.000.000
han

(

a

b

Ilao

tii

a


b

lluo

3

'fli

a

Ngu..i

b

76,5 76.558.3 8:1

(50.022. I 60.6q1)

t59. I96.5 11.905
( 11.156.8f)

I.921)

cl)fuh

(l

,\traIa rlzi 75(ll)


Hao nitn TSCLT t/) hinlt

0

0

'l'SCl)

0

san ct1 dinh v6 hinh

n giri'fSCI)

ri

l.-199,s99.;122.000

hinlt

|

.1 66.A1 6 .1.11 )

3.766.187.660,63;l

Cilc lihoan phai lhu

2


Cric khoaD lai. phf phai lhu

-l

'l'ii

san

thui'l NI)N

'fii

san

Cri khic

Cic

khoirn du phirng rui ro cho c,rc

TONG TAI S^N C6

.,11)6.i 65.498,:1.1 I

()

sin Cti khdc

I


5

t,

126.0-19,712.9IJ2

I

TSCD hiru ltinh

'l'iri san c6 dinh thui

.1

I.800.000.000l

r26.5s.1.397,690

Nguftn giti TSCD h[1u hinh

x Tii

0
269.799. ()()(r.00i)

lr5-r.626.776.331

san cd dinh hitu hiDh

nin


i)

1.526.153,1 9.690

Tii

nin

269.799.000.000
0

c6 dinh

l

)

( | 0.E0 8.-196. (XX)

il

;l

Diu lu \.r^.1,1! rJ liirr kcl
Dau lu d)i han khic

l:1lJ.070.9.]

ll7.{)81.61 I .9()9l


0

3

(

1.030.161 .983,678
963. r99.877.471

hoan lai

727.587,061,.r51
729.911.3.17.6

(2.355.18,1.16

tii

san

Cla)

ndi han! khiic

0

5l.I15,E78,2ti5,678

1)


1,341.764.;186.5,16
.1 t

9.61ll.::10.909

107.390.15 t.107

0

772.115.799..181

I5

0
6 r 5.11

(

5.79.1.1t0

710.0(j0.0{){)

27 ,169,196.957

,031

)

)



CLOI

(]III TII'U

ts
I
ll
I
2
III

PIIiI TRi Vi

NO

I

)

khic

tii

alAu

0

3I.lllt'1.183.lt64


'1[i0,398,241.657
5.7:15,155,768,.10.1
900,r13,t,:169,,15.1

6l{5.010.3i0,679

t,
'10,1.7I6.61.|2.-3,11
I

7l.ll7.rl6.2l6

0

c6ng no khiic

0

201.184i170.))2

129.91 0. I 7-1.712

7.919.668.651

TOng ]\"q ph;ii trri

1

()


2,It99.s90.560

tu. cho lay mi TCTD phii chiu rdi

Du phirng rui ro khiic

VIII V6n Yi

2-1

11.672.116.517 .182

Thue TNDN hoirn lai phai trii

\i

5

l.5lj

ng,tari chinh

khrran lili. phi phai tla
khoan phai tra

9l l.

9.911.10t.9-r


25.63-1,a,.1,1,;19,1.087

vi cic khoin

Ph6t hinh giiy td c6 giir
Cric khorin r\g hhic

Cic

t,
9.9.1-1.'103.

0

chinh phrii sinh

trq; ui thdc

1,27 1.5,38.8 I 9,9.1,1

13.271.518.819.9.1-l

Tiin griicria khrich hirng

Cic
,1

I

Tiin gui cuil cic TCI'D khlic

Val cilc I'CTD khiic

VOn

vI
\.II

903.716,150,812

Ti6n grii vir vay ciia cdc TCTD khic

tii

so D.\U N.iIl
0l()t/20r0

SOII'!

Cric khorin nq Chinh phri vd NHNN

Cdc c6ng cg

lV

VON CHi]

Ki'

31t12/20l|t


1 .5 5

'16.937,9117,53;1.91 8

qui

25.052.

l

-5

8.9 31

.191

l.-1.1.1.9 I 0

.1.197,890.750,760

2,117

V6n cua l'C ID

1,s90.259,:198,:100

2.0:13.0.1-1.Jti2.400

1..:197.5 19.070.000


1.0(x).000.000.000

cdc

a

l/in

dtl lt

b

\t6n

tliu rn XI)CIJ

c

t ttLltt\ Ju

d

C6 phiiLI qu1'

e

.015,612.t21

C6 plri€u uu dai


t

0

0

9S.000.000.000

1S.000.00(1.00i:)

(5.159.571.600)

'rt ttt JlttLttl

G.956.517.600)
0

V6n kl:iic

0

Qrri cua TC I'l)
Chinh iech diinh gr,i iai lar
Ch6nh ldch

tj.gii

Lo-i Dhu:in chua

Lqi ich cria


i)

7]

102.830. 116.171

0

l r,i].977.876.1

0

san

h6i do?ii

0

phin ph6i

113.653.176.I 87

2l l.lz l.9ltl

l)0

c6 tl6ng thi6u s6

5l,l-15.878,285,678


27.r169.196.957,03:l

CAC CHI TIEU NGOAI BANG
CUOI
STT

Chi ti6u

I

Nghia vu no tidm

I

bao liltllr \JJ \on

l

Cam k€t trong nghi€p r,u UC

3

Il ac)

K\

3l ltz/2010

la|l)


in

1.157,028.528,991

l^,t /2010

1.212.-150.23.1.555

It.98I .i90.100

5l{7.663,956.526

6il].E90..197.08]

569,36:1,572..165

khac

b

ll

0

5

Ilrt

I-ip


SO DAU NA\,I

rtr''t, ,\'.qot

10.:ll lt,1,17.0I

2l tlt,utt r)l nLln:ttll

*','o"o',*,
llarAll ft,r.I'i'j

Jl!tr""'L"'
L

"' 1f"-, D*'7

,J

Yjla.btert // A/n

ffi

l


ti:::r:5nt*
Sni (iirn - IIn NQi

Ngin hirng'l'huong mai Cd phin


BAN THUYET MINH BAO CAO

.I'iT CUiXTT HOP NHAT

Qui Iv.20t0

l. Th6ng tin vi ngAn hhng

Giiy ph6p ho:.rt dQng O0'11-NlV(;l'ngiy

13

thirng I I nirtn 1993

{;iiy phdp hoat dQng do Ngin hirng Nlri nrLilc Vi6t Narn cip
llriri hen lrrrltl d,ltt':.'ttl N3.rtr ltltrl Iu -ltrttiitn ki tLt rrrirl tip 3i:rr plltrP
dilu Uell.

H6i ddng Qu:in

tri

f)ng D6 Quang I Ii6n. (lhu rich
( lrrS Ngtr)i'rr Varr Lc. llr.rtrlr r i.'rr

t)rrr Ngulirr Vrirr lhi. Iltrrrrlr riirr
()rt.: lrirr Ngqe Lir$. lltirrlr I iirr
( )rrg


l)hrtt llrry ('lri. lltrittlt r iitt

Ong Trin fhoar. Thinh vi6n
'fhirrtlt. I lrlt t r rt rt
( )rrg Li Kie rr

llan 1'dng (]iirm

diic

Ong Ngul'0n Vzrn I-e. l'6ng Giiun dirc ('l'iri b6 nhi0nr lai ngiy Oft thirng 05
niun 2007 )
()lrr lhllS llrrrrr: l)irrrl. I'lto li'trS (ii.rrrt J,'. rl'i' rrlriirtr I)Sir\ (rl llliillL {r(r
nrirn 2006)

Ong Bni'l'i1 Nglii. l'h6'l'6ng (irirn cftlc (b6 nhi€m ngi)'05 th/urg 06 trtrrn
2007)
Ong L6 l)ring Khoa. I)hti'l'irrrg (iiiun d6c(brl nhi6m ngiry l0 thirng 01 nrirrr
200e)
Ong I'ham Vin'l'hiurg. I)h(i l;,tr,! (lrurrt ,.1,,c thi' nhii'rl rr5.r1 0l tlrrirlg I I
i lrr l{l

T rg s0 chinh

Sir 77 -

I

()


)

'l'rin I lurrg l)ao - Q.t loirn Ki6rn - 'l'l' llir N6i ' Vi6t Nanr

I){c di6m hogt di}ng cria td chri'c tin dung

2.

Ngin hing 'l'hrrirng rnai C6 phin SIi

ngl.

Gt)n Ilir N0i (durri dl1 3oi tit

lrt "N-!lrtt hen3") lil rrrot

lip tai urLtic ('t)ng. ht)a Xi h6i ('lrtr nghia ViCt \enr
NIIiGt' ngly 13 thirng I I nirn l9cl3 cua Ngiilr ]tittg

hiurg rhgollg rnai c6 phin Vi6t Narn th)nh

r,(yi thcri gian lxrat d6r.rg

lI

,10

uiur thco

00.11


Nhlr ntr6c Vi0r Nam. Vdn di€u ld cua N-{r.in hiing tar ngirl' 3111212010
(Ba nghin. birn trirn chiuh bay

tj,

tram

trin

rnrLiri chinh tri.^tr. kh6n-g

li

trim

3.497.519.070.000 VNI)
bal- nltLtri I.lgiitr tl,,tr':)


::.rr'r:,'ll

SFI[i

Ngin hing'Ihuong m4i C6 phnn Sni (iirn - IIn
It6i

so chinh cua

NQi


Ngin hlng cluoc dat rai 56 77 -'l'r'iin IIung l)ao - Q.lIoiur Ki6nr -'l'l'.llit N6i

- Vi6t Nam.

Tai ngiry

3lll2l2}l0. Ngin hing cci 2038 nhin

r.idu tronc. clci : cirng ty AMC c6 133 uhrin r it'n

( Quli III.20l0 : 1755 nhiu viOtt).

'l'6m

-r.

tit

cfc chinh s6ch k6 todn chri y6u

Chuin mgc vir ch6 dij k6 torln 6p dung
Ngin hlng rrinh biry ciic bao cio tri chrnh bing
Tfn dung, I-uAt sua di\i
todn Vi6t Nanr

vi

vi


IIC th6ng K6 todn c:ic tO chirc tin dung

cho cua

vi ti6n t0 su

,1.

dr.rng

Nguy6n

Viit

ki

Nam

tQ

Ngil hing bir cliu ru ngiry 0l/01/2010 r'I k6t thLic vio ngiry 3ll1212010

1)on

trong ghi chip k6 todn 1l ddng Viet Nanr (VND)

tic ghi nhin cic

nghiQp vg bnng ngoai tQ vir qu1 tt6i


'l'hco h6 th6ng k6 toirn c1c Ngin hing.
toain rhco nguyen t6.
sar.rg

Viot Nanr (VND) theo Luet cic l'6 chirc

b6 sutg t.n6t s6 dii:u trong I-uit chc'l'6 chirc Tin dung. caic chuin rtltr,.

K-i b6o c6o vh don vi tiiin

Kj.bd.

clon-g

VND thco ty

cli cic nghi.^p r.u phlit sinh cua Ngin hirng cltroc hach

tit

'fai thiri ilicrn cu6i nf,m. tiri san vi c6ns ntr c(r

gii

quy dinh

gtL6tt goc ngoai t"^ dtro-c qLrl'diii

ritr ngiy [ip blng cin tk'i k6 toirtr. C]hc khoan


biing ngoar t0 cua Ngin hing duoc hach todn bang VND thco t1- gih

vI chi phi

thu nhip

vio ngiry phit sinh

th6tt-e

tlra

giao dich mua bdn ngo4i re. Ch6nh l6ch t.v gid do dinh giir lai cic tiri khoein kinh doanh ngoai tc
clr'roc haclr todu

vlo

b/ro cdo K6t qua

phiit sirrJt tl,, tlrry Ji,i C;.ir'liri :ittt
cua caic khoan muc tuoug inr!:

5.

r

lloat d6ng KiIrh
r


I

ltrr lllltr'rn

tler

lrri Chcrtll l0ch t)

gil'r

l .on; ttu khie hirrr llI{ri.li lLl 5iill'j VND Jrri.'i rtt lv r l "l":rt'l'

tri

hanq

e

n doi

ki t,rlrt r iLo Ittity lip

'rr

blio cdo tiri chinh.

Chfng khoin tIAu lu'giii d6n nghy d6o h1n

ChrJmg


khoin no giir d6n ngiry ddo han

li

cdc chimg

khoin cti kj'han c6 di.nb vir cric kholr thutlr

(illirn clirc cci
todn c6 dinh hodc ccj th6 xhc dirrh duo-c vir Ban'f6ng

1"

alnn vir cti khi nirn,g giir

tle'n

dio han. Ngin hiurg dang ghi nhin ciic chrlmg khoin nirl thc,, ri.r gi u ct'll': lJi dLL thtr triL lai
ghi s6 cr'ta
chir phin bd Giri tri phu tr-iri hoic ehicit khitr (tri'rt criiuirug duoc phan :inl r''io gi/r tri
ngir1,

hoic phin b6 thco phutrng phril] dLli'n" thing ('hung khoirn duoc
gitr dcln khi dir() han se ducrc xcm xit vir kha ning giarn gid. (lhiurg khoin ducrc ldp du phirng granr

khoan diu

rii

tu [-ii


klri ciri tr.i tlri tluirrrg

clua hoat d6ng

6.

ducrc dLr thu

11[qr

h
gij rrighi

so. I)rr Plt,rrrr: rtirrrn r:ia Jrri.rc,.hi trltijtt

kinh doanh.

Chfng khoin dAu tu sin sirng tl6 b6n

rio

h:rrr

r'ri,'k.lt


,it,,,r:.:i


sI{B

NgAn hhng Thuong m4i Cd phin Sii (ldn - llir N6i

Ii cdc chung khoin duoc giiL trong thir-i gian khirng irt clinh
cLi the clLLtrc birn dC dirp irrrg nhLr (rll thrnll kh,rrn hol-ic clt inrg ph6 vtii lr'trirng httl thrrr d0i

Chun-e

tru6c.

lli

khofn cliu tu sin slng

suit. t: gii. hotic

cl0 blur

gii tri

chilng khoi'rn. Ngln hiurg clang ghi nhin circ ch[mg khoiut Itiiv thco giri

lit

cho phnn b6. Gid tri phu tltlt ho;rc ehi.lt khriu {neLt rrilrr.ittr,l dlttrc Pltatr

gdc cdng lai drr thu rru

jrrh rao

thang.

sii tri ghi sri crrr khoatr djrr trr. Lai dLttrc tltt lhtt lrrrrit lrltrrtt ho lllc() fhLh'tlS plrrp.lLri,rrr
Cic chiurg khodn nly,cluoc dhnh gi/r dinh kj'thco giir tri thi 1r-rrirng vi du phirng gia:n giri tri

duoc

se

lip khi giri tli thi tnralng nho hon gid tri ghi s6. t)tL phirng

cio k5t qui hoat d0ng kinh

z.

gii duoc ghi nhin vio

brio

cloanh.

Chrirrg khorin kinh doanh

Chung kholn kirr}r dourrlr

ll

chung klrrrirr hln datr Jrr,'. tttttrt

rI ttittt lii


trnug ugin han hodc n6u Ilan Tong Girinr doc qLryet tlirh nbu
elrurrl khprrr 1il\ lher).qili c,',t rno rtrul giro tliclt.

rhco cl6i dC dirnh giri,rt, kha nang gidm gi/r khi

vil.

lti'r.: .ric ki tiip

duoc ghi nhin thco gid g6c. 'l Lry nhi6n. giri tri thi tlutrrtg cLlil

t11rp

giarn

u!

gil tri thi rlui,rg

hing dang

N-rriin

tltcr,.

trit .lrrlrre

-ehi


nhin ciic

klrorirr

tiil'

t hLrrL klt,rrirt r itrt tlLrtre Ngiin

ttl,

hittg

rlnip lton gia -r,ic. Ngoei tfif truorrg

khorrg rlr.' r:Lc Jirrh giu tri rhi trurrrr.s rnot cj.hr.h,'r. chin tlri

tr0n nguyen giri sau khi tru di t6n thAt u6c tinh (neu cr'r),

clto ttttt. .ltch kittlt .,i,':rrrlr

gii tri cLn.lttutg Jui.,t ltttlt rlttr

Lir hoic Io rit kinlr tk':ruh chitns

khoan

dlroc ghi nhin tr0n h:io c:io k6t quli hoat d6ng kinh cloanh thcr.r sir thtLin.

tl.


Cdc kho:in cho vay

(ll'rc khoan cho r,ay

han cci kj.han

lrin

5 nirrr

Viit

ngin hau c6 kj han duoi 1 nitr: citc khoar clro

tir I nim

clen 5

ki'tu rrger gili

phurr

nim vl

r''av

cdc khoan cho vay vir cho thu0

vi


tii

cho thr16 tiri chinlr tlLrng

chinh

dii

han cri

kj

han

rrgan.

loli nrr ri lip du phorrg rtri n, Iir

tlrrrrL Jrr.,,. rlrrfr'

hiilr

tlrr',r Qrrrit ,lirrlr .r,

.lirlr ',1 lri/lttrtT/QI)-NtlNN nqirv 25
lhir)s I nir)) l{t(}7 r'Lrir fh,"rr! ,-kic Ngirr Irlrrg Nlrir rrrntt Vi.'t Nrrrrr. ('rrt kholrr t Irrr rur ,lui.'. plr.ll
lhillr rrirn rrhorn l,r cdrr cir rltr tlrrlr ltlrtlt llil n(r \ ir (ii( \irl (r:,.lirtlt tttrlt nlttt rutt:

.193/2005/QI) NItNN ngir-v 22 thl.u)g 4 narn 2005 r'ir Quvlt


Nh6m

I:
.

Nrt du ti?u

chuin

('rit klrtllrr rr,.r rronc h.rn

rnlr N3irt hrtrg .lrirrh grrr

lu.,iJrr kltl

trirtt3 tlttt

lti'i J:lr

Jrr i;r

girc r i lai dirtrg thiri han:

o

( rc klrrrlrr

cliy du g6c vir

Nhim 2; No tin thti


r

lli

rrrr

rlur lrrrr tlrr,!i l(t r1"r, r'r Ngrr lrirrrg.lrrrrlr gir

lrL

iri klrr

nrrrtg tlrrr Irrli

bi quri han vi thu tr6l aiy Au 96c vii Iai diurg thni han cdn lai:

f

( ;i. kiuirtt ll(.r (lll:i Illrl tir I{r rrgir din oo rllil):


:r,,,lflSII13
NgAn hlng l'huong mai C6 phAn Siri Gbn - IIir N6i

. (lic

khoan no di6u

chlfi kj'han tr-d ntr l:lll cliLt:


o ( lir kltolttt lt,.r.,rr'i,t l;ri tlri,'r h.Ltt llil
Nhim 3.

Ntr

o(

kh,,;rr

n(.,

(llli hllrtir 'rI Jirr

o (lirc khoan n,r.,, cau lai fhoi

.

llrttlc ltlllttlt.,' tlloi ltlrr Jttirt .rt '";irtllt.

tlurii ti|tt t:ltttAtt

it

no

n(.I

IEU rrgirr:


han tta ntr liin

diu.

rrtL ure kltorrtt no Jiett ehrrth

k'i lran tla

hing kh6ng du kha niurg tra

lli elil .lLr

lin cliu phiin loai vIo nhrirn 2:

(lirc khoan no dLrrc rni6n hoic giam

lli

clo khJrch

thco hop d6ng tin dung:

Nhirn ,l: No ttglti

rtgt'r

.

Cliic khodn uir quir han


.

Cdc khoirn nrr co- cdu lai thcri han uii no lan dlrr

tln

rt,.r

o
Nluim 5:

dur.rt ctr

r r ti Alt,t

d6n 360 ngiry:

ncv ccr

c/itr lai thiri han

tlii nir liin thu

Cdc kl.roiin ntr qud hall tfe n 360

.

Cdc khoan n
.


ttt

nr.t duo-c

.

hai;

r.

ugiy:

lir

diLr qLrl ltlrt tu q() IrSIJ' trlr lerl tllco tlla)i

tt ciu lai lrrr diu:

Cdc khozin no ccr cau lai thoi han tra no

a(r cJLl li-lr

ltan dtfoi t,ll lr-rl) thco thtii han

tttittl tttit rritt

.
hqtt


qLLJ

citr lai lilt tliltr:

(liic khoiin
.\,lt

til I 8l

lin thir hai qud han thco thiri han tra nrr clLtrc

lilll llrtI lritll

Cdc khoiu nir ccr

ciu lai thoi han

1ra

no liin thtr ba tro i0n. ke ca cltLa bi qLli han

hoic da qud harr:

.

Cfc khoan

ncr khoanh, no chd

xu


lll

lhco err1.'r Ji[h s,i l,J.l/2rto5/Ql).NllNN rr.rur ]l rlrrirrr: -l 11;1vn ll)lr5 rrr Qurit ,lirrlr .,'
lB/2007/eD NIINN ngiy 25 thdng ,l nim 2007. c16i Vrii chc khoan no quh h r. tri chitc tin clLrttg
plr.rrr loai lui rrrp lhstn n(.i co rui 11, lltrjp lr(,n klri Ngrrrr ltirrr ..lirrlr riri li co dtr kltr ttrtrg tlrtr lr,ii .l:r1
dn ca g6c

vi lIi;

vir khdch hing co rri

qud han clrroc xu I1i.

vtii mirc

dO

lim khoan

Irtr

nl'r1'

cdc khoan nu

\l()

eue


rrrinh cltc nguyOn nhiitt

khic phuc. Ngin hirng chu d6ng tu cjul'6t dinh phin loai

th5r.n no- 1ri ro cao hon trK)ng rirtc

.

liiu. ho so chLln-l

rui lo khi xd.v ra rn6t trong cdc lruirng htrp sau dly:

Khi cri nhirng cliin bi6n bdt loi ru tirc ddng 1ii'u clrt dirr moi lrlfifn! kirllt tlo:tnlr vir

linlr l uc kinh doanh:


ttf,:i:i

SFI[B

Ngin hhng'I'huung mai Cd phin Sli (ldn'Iki

o

(lirc chi tieu

tij

chinh


cr,La

N6i

khdch hirrg hoic kha naurg tril ncr ctra khltch hing bi :Lrv

!llalll:

.
vi

Khirch hirng kh6n-e .r,ng .ep cho Ngiur hung cric thting tin tiri chinh kip th, ir.

.lir

ilLt

chirth xdc dG Ngin hirlg dirnh giir kha ning tllr rlo clra klrrich hiing

Dr,r phirng

du phr)ng cu th0 chLoc ciur cir tr6n cic ty

nii ro tin dgng: Vi"^c rinh

16

6p dunu cho


tinrg nh6m no nhu satt:

'l'j'lQ dqt Phdng cu

Nhirm Loai

th6

I
2
3
.1
5

cltu;in
Nt.r cin ehti Y
Nq duiti tiOu chuin
No- nghi ngcr
Ntr cti kha ndng mAt v6n

(Y7'

Ntr tlLr tiitr

51"
2(Yl'
5\r/t.
l(X)%

e. Tii sin cd dinh

l1i \i1l ctl dirrlr dui.rt.rlre lricn thco nguvi'rr lin lrir,li klliu lrlro lirr ki'. Ngttrirr gili lrrio r',''rtt l,r.ttt
b6 c:ic chi phi mi Ngiu hiurg phli ho lr tlcr co Juirc tli :rn e6 tlinh tinh d6n thtri tliOrn dua lii sarr dti

thii sin sirng sir dung. l'hi san co dinh tlurrc trrh khitr hao theo phutrng phip
d6 tlir din ngul'6n gii tii san trong su6t thtri gian hiu drtns tn'rc lilth nhrt sau:
viio trang

- Nhi clra. r rit kii'rr
- NIhy rrrric. thicrt

l0

tlLie

L'i

- Phuong ti0n vAn

cluirng thi-rng

25 nirrn

03 - 05 narn

tii

06 - l0

- I)uu.q cu qLrln ly vu phrin ntiltr titt


httc

03 -

0[l

trilr
nnrn

(ii.ir .lrrrrrl
Qrrlirr',rr .lrrrrg J.it Jrrie khirr hrru th.'o Pltttr,tr.: I'11;iP Lltti,ttr tlrtlt!' plru lrr,P riri
rrhdn quydl su dung drt. Quydn str dung dit vO thiri han dLrr.,e ;:hi nhln theo 1j1 s,,t rrt kh6ne rinh
k

hilu hxo.
10.

Tiin

vh cic khorin tuong duong tidn

'fr6n bii6 cixr

vi

lr-1r chuydn

clli quy. ricin grii

han (ai ciic ngiin


11.

tii:n te. tiOrr

vi cic khoan

ttr()us rlLfott! trirr hro r:irnt ti.rtr. kirn loai qiLl'

tharfi toin tai Ngin hirng Nhir ntl(ic ViLll

Nrrrrr. tieLt gtri

h)ng khic c(r thiri han dio han kh6ng quir 3 thlirlg

Cic c6ng cg thi chinh Ph6i sinh

kC

khi,rrl

tu ngiry gtti.

ki

lr;rn vir cti

hj



iil} SFIIS
Ngin hr:rng'I'huong miri C6 pltin Sii (]dn
Clic c6ng cu liri chillh

-

lli

Ndi

phli sinh dr-rrrc ghi nhlin tlen billtq citl

Ll'ir

le t'rirl

tlle

.' ':iri tri ll.'P tlirrtt I itr

ly I'ri ttllttlltt hoil( li-' khi cri' ..i'rtl ..tt
tii chinh phdi sinh clurrc thttc hi"^n dtttrc ghi nhin ttonq bilo ei. kir tlLtil lttrat tl'lrrsl krnh Joallll l-tri
rtcirl riro di'.1t. r:t:r-ttt Jri JLt.vt rLirrh giri liri tltcu rirr lrilr'11r

r.fiulin hoic 16 chlra thuc hi6n duoc ghi nhin viro khoan rnuc chdnh lech cllinh

cltinh phiii sinh trOrl barlg cin d6i k6 toin vii clucrc
thoi

die rn


12. Ghi

kit

chLtvetl r rto

gii lai cdc c6nq cu tit

kil (lttr h!\iit 'l'irtg

trj"1' tloatlll

'icl

cuiri traur.

nhin thu nh{p/ chi Phi ldi

Ngin h)ng ghi nhAn thu nhip tu lai vir chi phi lni ilLroc ghi
kinh doanh

1r'en

nhalrt

lrin hio ti,,

k,.lt qLra hoal cl6ng


c(t so du thu. du chi.

l.l. (ihi nhin thu nhip til phi Ii'r hoa hdng dich vu
Ngin hirng thu phi tu

ci'rc

tlich

r

Lr

crrnl e ip t ho khlclr hirng. 'l liu t rip tiL phi cri th6 chia thirtrh

cdc nh(rm sau:

.

dlch t,y trong ,nQt thoi gian nhifu tllrth: Phi thu tiL vi6c
"iip
(.lll.- (iil) uliclr rrr tlrlg ln(il llloi girrrt rrJtit rlirtlt.lLrr.rr' (lll ll)rl tllrll! 'ttirl tlt,ii ':iutl J,'. l'lrt tr:rr
lr11qr qir111 |hr qtrlrr ly. phi nlrrrr uy tlriic. I)()J lti'ttr' rir rir\' l)lll liitl tltt;rtr Jitt .lilt Ittl ilLttr,'.
qu:6 ly tiri san. phi tludn ly danh muc vii chc chi plrf t;urn l1 eun-u nhlr phr tLr rirt khitc.
I,h{ thu

tri.

vi(c ,ung


I'hi thu tit vi(c cung ciip tllch vy gitto tllch: l'hi phil sinh tir vi0c dirm phrin vi tham
gil .lirn ph jrr cic -ciilo dich ch,, m,lt hirr tlrir hr. r i dtr rrlrtt dhn ri'p r iic tntlr ( i, nll.rll lltlit'
cdc loai chirng khoin khic hoic nua lai cloanh nghiCp . rlLrrie ghr nhrin klri lroirr tit giao dich

.

liirr

tlrrurr. I'lrr hrrir.rrrot phirr curr

kh

rrn phi

Iltr t lii

(Irt tt .li'rr

vi6c nhdt dinh se dr-roc ghr nhin khi hoin tiit ditLr kitrr turtr'1 ittr-g.

riic

ll)Lf( hi.rll tll,,l r',,I\'


.:l'rif

SFIll

NgAn


hing'l'huong mai C0 phin

Siri Girn -

ll:\

Ndi

ta. Tidn mirt, vlng b4c, dd quj

i1/t2/20ltl
V'N

I)

Ti6n rnirt bang VNI)
129.658.6(X).69-i

'l'idn rnit bang ngoai te

0l^) l/20

7t.0 [.27].0(x)

|0

VNI)
t5.175.0


[.557

5i.906.0iq.01

r

'l'iing
20

t,670,tt8I.695

1.39,0tt I,051

,5t

J

ts. l iGrr gdi 11i Ngin hlng Nhir n uric
3t^2/20 l

0

VNI)

VNI)

'l'i6n gui thanh lodn tai Nl INN

,i05.t |..10-1.


I 6-1

t/01/2010

920.1-t i .-576.609

I ten gul K ntc

T6ng

505.2f2,.19.1.16{

3Ut2t20r0

Ti6n, vhng grii kh6ng

Itilns

v

L\

kj

VNI)

5.1)72,77 |,962,93t)

121,-301i,350.926


khic

rJ

- 13ing n,eoai t0. ving

Tiiln, virng gri'i c6 kj' hqn
- rrSng v r\ rJ
- Bing ngoai t0. vlng
r ong

han

0t/01/20r0

VN'I)

16. l'i6n, ving gri'i tqi c6c t6 chric tin dgng

920,1-11,576.6()9

5.ii-l1.605..1t7.786

t0.02

l.9lt.5

+9

|ll.l66.-175.15.1


111.286..116.t77

5.66t,969,027,77It

(r,2-16.015.6{9.7.16

5.569.i09.027.77ir

-i.6 15.,1.1E. I:19.7 I6

9.1.660.0(X).000

600.567.500.000

| | ,636,7 10,990,7 17

6,3-r-7,32.1,000, 6(r2


ii::,$

511*

NgAn hlng'I'hurrng rn4i Cd phin Sii ()irn - ll:\ NQi
17.

Chrils kho6n kinh doanh
3Ut2/20t0
VN I)


0l/01/2010

99,51l.tt70.l0q

16,500,000.(xx)

99.5

I6.500.000.0(x)

VNI)

Chf ng kho:in No
Clhirng khorin Chinh phu
- Ching khoin Ntr do circ tir chuc lirt
dung khr'rc lrong nu(ic phit hlnh
- Chirng kho/rn No do cic t6 chirc kinlt
tO

lrong nuoc phdt hitilr

Chfng khoin V6n
- (lhirng khodn V6n do citc tir chitc tirr
dung kiirc tlon,!r ntL6c ph/rt hirnh
- Chting khoirn V6n clo cltc t6 chuc
kinh tC trong nu6c phit halnh

l)g phdng giim gi6 chri'ng khofin
kinh doanh

'I'iing

".

.t70. 109

(6n3,.172,068)
16,500.000.000

98.tt28,398,0{I

Thuy6t minh vd tinh

trlng

ni0m 1'6t cria c6c chring kho/rn kinh doanh

3l/lzt20ltl

0l/(ll/2010

VNI)

VNt)

99,511.870.109

16,500,000,(x)(l

9.51t.870.1{)9


16.500.000.(xx)

Chrlng kho6n Ng:
tJll

lllcllt

\ et

- Chua ni0m y0t

Chring khohn V6n:
- uJ lr rcrlt vcl
Chua ni6rn l,cit

9(j.(x)0.000.000

| ong
99.51I,1170,109

18. Cho vay

kh6ch hhng

|

6,5r)0,000.000



ll:,,,:':,.

SI{I|

Ngin hhng'l'hurrng mili Cii phin Sii

Girn -

IIi

Nili
illl2/2011,
V NI)

0l^) l/2010

2+.5.11.517.-119.1E6

lt.E2-5.915.510.91S

VNI)

Oho va.v chc t6 chirc kinh t6. cd nhin trong
:

ttric

( ll()

\lv


lrirl.i \rin tiri tn.'. rr) tlxi. ilarr ttt

(iho

va.v

khic

9 .6

T6ng

1.iiO1.500.(xx

10.9 l.+.0 I 7.+70

)

fi7 .0-16.6( Xr

2{.575.-5lt8.{93.562

3ul2l20l0

lu'r.r'ng

VNI)

no cho vay:


No dir (i6u chuiin

tl.6llJ. I()l.n.l

\
.'(l calt cnll v

1\

Ncv

0Iru t/2010

VNI)

l'hAn tich chAt

l 2.828,7.18.070.9..l8

5

dutli ti6u chuin

.5 5.1. 7

I

t.-1.19.6 17.06S. ll-1


69. ii I -l

56

.-l+.1. 7.1q.

l6l

.r6. 1.s9.192.9-12

li.l. 155. Is7.606

t9.I76.036..190

l+s.l.ll0.l()1.160

l()4.195.5 59.510

l+5.670.66.1.11()

No- nghi rtgt'r

No c6 khr nirng nrlit vot.t

'Iiing

-

96


+.lt] 7

2{.-s

7

5.5

tt8.{9-r.5 62

l

2.IJ28,7,18.070.9.18

Phin tich du nq thco thiri gian:
/t2/20t0

0l^) | /2010

VN I)

3t

VNI)

l.+95.7

I lJ

7.55-5.67


N0 trung har)

5.60ii.721.3 I l.E

l0

I

No diri han

l..r I5.39-1.6t5.01-1

I

r5.65

No ngdn han

1,t,575.58lt.1().r.562

T6ng

-

Phin tich du

I ..17

nr2


r

c,)
.

2.1.

I

.61

2.116

"181.3I5.

l5l

.l:1E.59-1. 1.j3.5i0

2.828,7.18.070.eJIJ

cho vay theo dili tur.lng khich hring r':i lhco loiri hinh doanh nghiQp:


:lr\

SFIIT

NgAn hhng'Lhuong m4i C6 phiin Siri Girn -


lli

NOi

0lrul/2010

3Ut2/20lll

\'\

9,657,554,497,335

56.61(i/c

13.920,512,092.5-i.l

Cho vay c6c TCKT

\'\r)

t)

75.28',i

i

406,792,250 .064

r. l 7i1


33,1 29,458,051

0.11.,{

56,004,690,553

0. -1 +.1

800,504,985,460

L16.,i

609,842,454,333

Cong ty TNHH tu'nhan

4,572,949,481 ,058

18.6 I .,i

2,91 0,403,756,489

C6ng ty c6 phAn Nha nuoc

1

,603,339,586,917

6.5)"i


851 ,654,1 05,1

COng ty co phan kh6c

5

,531 ,298 ,442 ,466

Doanh nghiep Nha nuoc trung uong
Doanh nghiep Nhd nucYc dia PhucYng

2.1)(

068,829,488,391

Cong ty TNHH Nhe nu'oc

5

(t.61',r

22.5 t',/(

2,793,064,225,653

)t.11(,i

600,000,000


0.00.r;

122,351,142,O15

0.95,.;

235,047,938,823

4.96(i

186,205,1 12,525

r

.101;

328,917,759,336

L56.

56,1 10,304,876

0.21'tt

1.392,319,001 .252

10,642,626,327 ,O30

.13.-I 9t


3,071,61 1,812,556

12,450,073,978

0.057r,

99,581,761,057

2'1,575,5fiti,.19-1,562

t00.00%

Cdng ty hop danh
Doanh nghiep tu nhan
Doanh nghrep co vo'l dau

lu n,ioc
418,702,346,512

ngoai
Kinh te tap the

Cho vay c6 nh6n
Cho vay khac
T6ug

-

ll.6()'.i


|

1

.-15..r

10.

s5'.r

23.91cr
0.7

8%

12.ti28.7'11t,070.9:llt 100.00tt

Phin tich du ntr cho vay theo ng)nh:

3t/12/20ltl
).02()i

2.656. 115.506.2 l0

2().10'.i

30.s39.312.9++

0.61tt


t56.6.+5.l25.2ll

l.llr.r

.87-1

5.91 l;i

1.37+.825.103.65()

s.03 iJ.I5+

IL6.1"i

690.7.15.-525.369

I.
5..1S r

l

0.lr).ri

-t I .-1:r0.225.117 6

0.1+'.i

2.233..+75.311.57()

10.79l/.


t.170..195.511.31.1

9.1)( ;

.1.50:1.67 I .029.55 6

22.69\i

78+.085.325.659

6. I l{.i

19-1

0.l6ri

59.620.226.756

0. +6,.?

.528.575..1.+6.171

5. l i .,i

3 t-1.-191.5

1.1.6il

l.-15.i


673.7 11.275.()6ii

3.+1t,;

I 8+.-190.10 I .68.1

8.7 6c).6511.7 79

0.(x)1

Cdng nghiep khai thac m6

567.35'1..12
2.22 8.

SX va PP di6n khi d6t vd nuoc

Xey dqng

Thuong nghiep, sira choa xe co dong
co, mO tO, xe mdY, do dilng ca nhan
va gia dinh
Khach san va nha hang
Van tdi, kho bai th6ng tin li0n lac
Hoat dong tel chinh

Hoat dong kf'oa hoc va cong nghe

C6c hoat dong lien quan kinh doanh

tai san ve dich vu tu van
Qudn l!' nh:i nucYc va an nlnh qudc
phong (Dd1g. doan the. ddn bdo xi
h0i b5t budc)
Giao duc va dao tao

VNI)

539.503..107.0lt1

Thu! sdn
COng nghiep che bien

01/01/2010

\'\'l)
Nong nghiep va lam nghiop

rJ3

1

.13.1.(r18.5 2.1.1E

|76.i99.07E.
I

'

l0.ll'i


L+.li
'

5.6-5.1

0.lI(.1

.5itt

t6. l9'1.316.5.18

0.67(.,i

I | .123.750.005

0.0t1.?

I.62I.005.1190

8.2ff).-1ll

0.Il.j

5.600.12-i.15 s

2

I .9iJ4.716.2,11


10.01

.855

1

i

3

9.6 63.2

2

'r
0.0 r'.

0.01


'.ii:ri:,lSHO
NgAn hhng Thuong mai C6 phin Siri Gdn -

llil Niii

Y te va hoat ddng clru tro x6 hdi

12.:l I 9.36i).016

0.0-1..1


25.171.11i.569

Hoat dOng vdn ho6 thd thao

3 r.01.1.637.9.1-1

o. | 1(,?

t.-1-15.215.156

9.090.138.710.ii.16

2t.11(,i

20.15.+.t89.52-1

6.880.965.-10I

Hoat dong phuc vu c6 nhan va cong
dO

ng

Hoat dong dich vu tai h0 gia dinh

Hoat dong cac lci

cruc va doan


l

the

QUOC IE

Nganh khac

l2i.'1
2.1,5 7-5,5

Tdng

Du phirng

r[i

lJ

0.0

0.06.,i

s77.05-1.115

001.;

0.0{).,..

r0.6r1.521.55t


0.l-l' i

0.11(/i

8,.193,562

100,'1

.1.881.91 | .590.15:l

.18.07, i

12,82tt,7.18,070,9.18

t

ro 1in dgng
I)u phdng cu the

I)u phirng chuug

Kj'nny

ki

7,1,.113,751,5.11

52,(r69.ttti0,366


Du pht)ng r[ri ro h ich lip trong kj / ( Floirn
nhAp du phr)ng trong kj')
I)u phirng giaim ckr xtr I]1i c:ic khoart ntr khri
thu hiri brurg ngu6n clu phirng
Ifi0u chrnh tnng/ (gidrn) khdc
56 au cuili tri

I

t

K! tru'6c
56 du ttiu Iii'

ll.(r5

1.6 16..1

3t..r I s.t

l3

66,-321,526,71.1

t

1.1,692,316,651

rui ro lrich lip tlong k j / ( I loin
rrhip drL phing trong kj )

Du phdng -eiam d.o xir lli c/rc khoiin nq khti
thr"r h6i bing ngu6n du phdng
Sii au cuiii xi'

t9.6tl

07,732,17l,165

1

l,ft:Itt.623,1{3

I)r-r phirn-r

19. Chring

t9.l

l5

62.565.11ii.-i00

5?.(r69.81J0,3(r6

74.'l13.751.5{.1

1E.977.5()3.7

khofn diu tu


Chrins khodn
di

bdn

3t

Chiurg khohn No do cdc t6 chuc tin dung kh/rc
trong nuilc phdl hinh
Chung khoiin Ncr do cdc t6 chitc Klr lr Lq t roDS
nutic ph:it hiurh
b. Chting khoiin Vifn

2t20ltl

01^) 1/2010

VNI)
a. Chtittg khocin Nqt

1t

l.5 it' l

3.l(). 5.1.1.+0.:1. It5

/)r.li ilrr'llr: VNI)

56 du tlnu


t

;

l

I 2.0-1-1

17.6

0.10'

VNI)

7.1 I 1,235,1 19.854

3,316,013,095..I{ti

1.001 .686.0u.1.6511

602.095.099.-16{)

|()9.5-+9.r:)85. I 96

2.7 t.r.917.996.0SE

.1.

20,t26.000.000


19,938,000,000

lt

00.,t


i::,,'{

SFIII

Ngin hr:rng'Ihuong mgi C6 phin Sii

Girn - IIir Niii

- Chirng khoiur V6n do circ td chirc tirt dung khirc
trong nrrr'r'c phit hinh
- Ohirng khodn V6n tlo cic t6 chuc kinh t6 trong

I L.ltlJ. t70.000

ch

Dql phirng gi:im gi6

(

Tdn


l -1.:l I

ll.ll7{,1t00)

7.1 17,9,12,2.15.05:l

Chfrrg khoin diu tu

gil

t

0.{t08.{96.rxx)

.12
-r ,-1 2 -i , |

,5() 9..1-18

d6n ngiy d:io h4n
3t/12/2010

Chinh phu
I

..150.000.000.000

^)

1


I0
VNI)

l/2{)

0|

VNI)
C--hinrg kho/ur

199.j00.()(x)

ng kho6n sin shng d6

bfn

.2

I.

8.73iJ.500.000

E.797.310.(XX)

nrrt'rc phdt hirn)i

t9

I


.0"i0.5(x).(xx1.000

Chung kholn Nr1 do cdc t6 chirc tin dung
khdc trong
'l'6

n

nuic phirt hirnh

.r00.0(x).000.000

g

500.000.0(x).(x x)

t.650.000,000,000

31/12/201(l

-

0ln l/2010

VNI)

diu

20. G6p viin.


l.-i{0.500,000.000

\ NI)

tu' diri hirn

l'hAn tich gi6 tri diu tu'theo loai hinh diiu tu:

l)au tu

varo

c6ns ty con

.
.;
('ire kltolrtt ,.Llrt ttt r io \'i)tlL ly

( ri.

khorttt Jritt ttt r iro

Cric khoan

liitt

ci'rtr 1t ;i"" *

diu tu diri han khdc

'.

Llr)irt)h

.t

lil.l8().000.000

)(X).0()()

!:

l)lI pho t rrilln !lJ dll ltI rllll hill)
'

t69.79t.(

1

1

.800.0(.X).000)

'l'6ug
.1.r

I,5{,t9,000,000

2ar(),7(r().000,1XX)


ll


:::l:SFII]
NgAn hirng'l'huung miri Cd phin

-

Sirri

(lirn -

lli

Nili

I)anh mqc cfc khorin diu tu. grip v6n nhu strt:

Ki
TOn cric don r

!

Ki

nirl

'ri

'tj phin


Gir:r g6c

trnric

(liir

nim giii

phiin

gdc

nitor

!t l lr'

0.l.i
C-ring

ty Cl'

l)aiLr

lu

vi l'l

Cil() Su Nghi r\rr


6(X).000.(

0..1.i

6(X).(XX).00()

x )1)

I0.-+t:
Cdn.e ty C--l'cluirn ly

quj diu lu Sii

aiarn -

Ilii Ndi

n.000.(xx)

l()

.l I .090.(xx).1xx)

l1).0

5.1(

5.100.(x)0.(x)()

1,.


9.824t
COng ty

Cl' CK Sii Gan - Ii) Ndi

9S.I S0.000.000

I

.i

o.62r)i
(16119

ty CI' (lro Su I'hL(ic I li)a
't r idn r\n Vi.;t

17.IJ59.{100.(n )(l

0 a,l/;

I.(X10.(x)0.()00

)ti

-r0.0(x).0(x).()( )0

10.,;


l-15.(xx).(x)0.(xx)

17.859.(XX).(xX)

t() 69r,

1.0(x).()()0.(x)1)

)tti

(ling t) CI' I'hiil

lo().
C6ng t1 c6 phiin bao hi0nr

SIlll Vinacorrin

-r

(

).( )( )( l.( )( x ).( )( x )

t0.69'i
C0ng

ty lNIIIl Son Lim

Cli)n.s


tl

Ca)ng

ty Cll'1hi thair SIII)

t-t5.{xx).0(x).{xx)
1

c(i phrin diu tLr

xl)

durg

I-ll-ANl.\

SIIB

t'i
I

I I.000.0(x).01)0

I

.

( )( )(


).

( ) ( ){ ) . ( ) ( ) (

)

|1;

)

ll'i

|.i
I)l

Nring

55( ).0(X).0(X)

550.(X)0.0()(

9.90(

C6ng ty CI' I hny siin (lcntraco

Cty CP Diiu rrr'l'iri chinh Nrm viat

i

IJ.000.{x)(t.()00


1.5(x).0(x).(xx)

3.(XX ).{XX ).0(X)

l\)t (

1.25'/i
I.500.0(x).000

i t5,i

lOttr.

C0ng t1 CP

Ill)S An'l hinh

(l6ng 1) Cp l)hirl lfien
( SIIR I.andl

3.()(

di lhi khu

X

).000.(x)0

s.( l(x1.0()0.0(J0


L00.ri

cring nghiap SI IB
l.{x)1).000.000

Cty CP Diu tu Kinh cloanh

Bit

5.00%

d6ng san Ccntr aco

t.500.(x)0.(x)0

(Gentraco I-rnd)

).()O.t
ClOng

ly Cll' l)iu lu l)hiil triin I Iirng Vier

l.(n )0.{x)().()(

x

)

| ( )(


)

'l-0ng
-1-r.1..1tt9,(

t( )( ),(

2(r9.799,(XX).(X)lf

ll


1

t.! -l

-!

(o.

z
f

- t a.

a
z

U


--

=

H5t
tE
!.E
::ii:t

0!

F
6n


/.
-="rt: R12,.i
r i:
-zi-'!-4 v., .

=
i

], =

i:.:'47;




=

?.

!sa'"*
..J.J...=.q

ci

tit

1=

3!

4i.a ==
3;= 2i,.

=
=
A

.i .i

i

(o.

Z


=

+r':--.
--1,n1?
?2t2.'2
-re.-,nr
,J)

a

a.

a)
a:.

s
:
!b!
F=
-tr

tit::: c!

,,t

7

3

-,:


i
'--^=-:,::-:
'A-::<::'-:i

.:

:i

: .=

.i = t:::
l:
i; i;:^::1=:: =
2;;-;ll;l--:

.=

'a
1a
_:

a

F


r,rr-:

qFIFB


Ngin hirng'I'hurrng m1i C6 phnn

Shi (lirn -

llir N6i

22. ]'rii srin cii dinh v0 hinh

Ting, giiim liii s:in c6 dlnh r'0 hinh kj

nil:
/), I rr tr,r/r: \

Khoin

ng diit

I'hin nli'm tilirrh

705.-185,21t{./.lll
67J,991,1t99,000

I

'I iri

sin c6 dinh ri; hinh

J.557.058.19{


Qulin

mUc

sri


NI-)

(

khirc

nnX

\guIan gii
Li

S,r d$ drlu
S0

ran! rr1)rr! k\

I

/.1/

719.9-ll.-H7,6I5


6i6.J:-1.t-i0.8t6

lr / ,1.16

.J-l

/

20,000.000.(xt0

.15 | .li2{r

Si giarn lron! k\
kl

Sa dLr cLu.ii

Giir

lri

h:io mi)n

l i k[
-r22,060,000

Khiu hrrt trut<

Gii tri


1..r55.:sJ.:6.1

:.51t5.01l.-199

1,667..151.-160

J.l10.7t)1.177

li

I ilt)..tt: I :

liJ. !./ f /8

r\

S(l:iiun 1rur.!
cuar

l.-l-t-r..1.1.].-t-l(,

l\

stl lirrg 1lu]g

Sa) dLr

6t)r).890.i):ll


l5li.J:9.J Ill

ki

Sa dLr d,iu

ki

ci)n lai

'Iai ngiri

dr

k\

'I.ti ngi) crrll

?

05,063,229,{21

-1,1357. |

6?.266

18.6 66.66

|\


6.66J

16.999.-I5.-r0{

Ting. girinr

lari slin c6

dinh yd hinh

Qut [n

Kholin rntc

kj tru6c:

sf

dr.'ng

dit

717.51i7.06.1.'15

I

599..111.(xx)

l)r7i |i /ri?/r \ \l)


l'h;iD

rrim \i li'rh

l

ii

stn cii di'rh \a' hnrlr

( nng

kh:ic

Nguyin gilr

ki

Sn du dtu

705,38s.1liq.{21

liD.! tr.nrg k\

-r. I

.r6,.15:.150

:0.000.000.000


7lti.5l1.6.11.671

1.t20.?05.9{{

1.110.70s.911

t))r)5!16(rll

S()

1.119.596.911

tL) | .
S{_i

S|l du cudi

k\

(;i6 trih.ro nrin
S,l du
Sa

l9l.l{l').tl0l)

tr)r).000

!iinr lfon! kl

l


diu ki

liing

16.1.180.000

Kkir ltrto rtnq
t

(;ili tri

Lt

i|.119.191

157.7ttO,000

tro"! k\

Srl girinr

t- ka

t66,77|.',737

tit.:rt0.000

t66..r71.1 ll


1.0(x) i)00.000

t,(ri.)7.199.191

-r-r.l.l-1-t.-86

6s7.1{t5.071
(r57,lii15.07-r

tfon! li\

citn

hi

1lll ngiri driu ki
Tai ngiy

cLr(-ri

ki

.1.857.167

7:7,5ll7.irn-1,-151

l6


liii:ir


SFIfi

NgAn hirng'l'hu'olg miri C6 phin S:\i Girn - IIir rr'6i

23.

'I'ii

s:in Cr'r khfc

/)r;rrrilrirll: \'NI)
lt2/2010
VNI)

0l^) l/201{)
\'\ I)

67.166.5(X).921

69.007..1 r r. r5.l

3

(lhi phi

xil

drnrc. ctr bdn ckr dang


I

(lirc khoan pl)ai thLr ( t')

I

Du phdng ruj lo cho cdc

tli

|

.861.695.-182.755

3

san Cltj khLic

772..r 1.i.799..183

T6ng

2,1.|02,7 t17.7 8-1.

tli

san thu6 thr:

r rip hoan lai


5

(r

(710.(xx).(xx))

'l'iri sin Cri khirc

(i.): Kh6ng bao g6rn

50.670.919../

r

i

I (r

I

circ khoan phai thu tu

(r | 5..1 I

5.791. 110

1,03:t,37t.015..1.r9

cic giao dich rr0i b0


24. Tidn, virng giii cic t6 chri'c tin dgng kh6c

3Ul2t20l0
VNI)
'l iin. ving grii khirng

kj

han

- Bing viurg vir

VNI)

{.960.1-r3.659,390

3-r.u67.u97.1{6
31.i.F5.699.51I

r.rgoai td

I l+.782.25'+

'I'iiln, virng grii c6 kj' han

lJ.3

- lldng VNI)

I 1.,10-i. I 60.55.1


8.0It9..199. I60.55.+

- Bang virn-u vd ngoai t0

lt.

197.625

9,909,536.031.177
E.96 t.l-+6.51.t. t

/l

212.(XXr.(X)0.000

9.1E.089.500.1)00

13.27 1.5-l{t.tt I 9.9.1'l

T6ng

Tiin giii

^)

.1.960.01 lt. ii77. I 36

- Bing VNt)


zs.

l/20 | 0

0l

9,9.13..103.9.r 1,52.1

cria khrlch hirng

'l hu16l nrinh theo loiri tiGn gni:
3l/12t2010

0l

/()

l/2010

VNI)

VND

'fidn, vhng giii kh6ng
- 'l'i6n gtri kh6ng

kj

kj


han

han biurg VNI)

.1.160,700,809,1tis

,1,082,5.15,2-t

-i.750.7+-1.6 t6.071

3.tt8l..r7j.s9 t .0.i7

l.,l't0

|l


rt'':l:]sHIi
Ngin hirng'l'huong m4i Cd phin
- 'lidn

gLLi

Si'ri

(]irn - llir N6i

kh6ng kj' han bing virng. rrgoai te

'l'iin, vhng giii cir kj' han

- 'l

-

l9l.

I

l-5

2l.ls{.1u6.{0ti,,l5s

giLi cti

ki

han

bing VNI)

t'idn giLi c6

k!

han

bing vIng, ngoai

iin


109.957.

I

t6

9.603.605.010.0,17

I

.715.5ii | .198.4011

Tiiin gri'i v6n chuy6n ding

3,787,913

'.-'; gul h.\ (lu\
I rcn

l

T0ng

I

{t,75.1,"1tt8,531

25,6-13.6{.1,'19,1,0ti7

26. V6n t)ri tro-, riy


l

200. 169..r 1()..llJ

I 0.{02.0.19.1r911,505

9. I8.1.01,1..i11.9I

l

1.219.015.11i.59.r

l.-})6.8-58.876
I {t-1,I

51.-c5tt.l6 I

1.1,o7:,l{0.5J7.

|

8l

thfc tliu tu, cho vay t6 chri'c tin dung chiu nii ro
3t/r212010

VNI)
Vdn nhin tiri trtr. uy tli6c cliu tu. cho vay bing VNI)
Vorr nh.ln liri tt(.r. Ll\


thlt

Jutr lu. (llo

\it)

01ru l/2010

v Nl)

179.506.900.000

I I .0ll.l

hrrrg rhrtg'
si0.0 r .l.s6l

ii9 I .l-11 .657

ngoai te

T6ng

10.0(x)

.lrJr),.re8.2{ 1,657

.r |


,88{,18-1,t36.1

27. C6c khorin n(t khec
01ru l/2{}10

3vt2/201o

VNI)

VND
Cdc kho:ut phtii tr-d n6i b6

.1.5u t .907.ii76

C'ic khoan ph:ii tra bOn ngoiti

102.901'.5 (r2.2.16

19

.5 5

.1

.06 9 .6 (r.l

l9l.955.1.17.191

Du phdng tui to khic:


7.929.66E.653

1.5

- Du phdng cl6i r'6i cdc carr ket dlra ra

7.929,668,65.1

3.55i1.9i1..193

Tdng

29. V6n

I15.{ | {,1.18,775

vi qu! ciia {6 chfc tin

5

3.9.1l.l9.l

237 .067

,239,119

dr;ng

!)rn ri titth: Iri,tu iittq


lf(


F-t=t
t.,
c

r ',i
j

'4.

a

='
?aa

F
(o'

z
T

r:

FI

'J)

a


n.
on

tc!
^A3

rl
!-g

,a

z

..2

-.t

=

.t


SFIIf

:r.a

NgAn hirng 'l'huurrg m4i C0 phin Sii (ibn 30.

lli


NQi

Thu nhip l:li vir cric kho:in lhu nhip turrng tu'
Qu{ l\'.20l0
VNI)

Thu nhip lai ti6n gri'i

t. | 75,1{lt..l{)2.900

'l'hu rrhAp liri tiln gLii r'ir cho I'ay khirch
'l'hu

lii

tir kinh doanh. deu tu chimg
khoiilr Ntr
'Ihu nhdp lli cho thu6 tii chinh
'l'hu khiic tit hoat cl6ng tirt dung

'l'iing

VNI)
.13 I

.5(n).81t2.565

00


167.9.11.191. I s6

t02.-131.71.]3.800

63.(rlE.-191 ..179

128..101,s92,003

I 12,971 .slJlt.slJ2

E7l. ii

hirng

Qrrj l \'.2009

1.1.6 19. I

1,30.1.5.19.99{,903

5{J.5-1:.77 | . | .17

30. Chi phi lf,i vir c6c khoiin chi phi tuong tg'

Quf IV.2tX)9

Qu( IV.20l()
VNI)
'l'rh


I

lii

lll lJr tlc]l

lll lii

7)0.97 I .795. l.l6

ti0n gitt

( hi nlrihort r[rttr: ltlt.ltrrtg khic
-^;

Lei/

l

l5l.ll

I

(riil.

9+.7112..110. l5-1

15 .0 5.1.

I.t


31

16

9l.t

.16 6

888,702,{)97.81-i

r ong

NI)

3-11.(r-11.ii69.Iii

17.89r.9+0.159

\ llJ'

plrrit lrrrrrlt giril 1ir 1ri girr

31.

V

I r .+93

3'13,.120.232,0l


l

thuen ti'ho4t dQng dich vu
Qui l\'.2009
VNI)

Qu( | \'.2010
VND

Thu phi dich vu

18,593,67.1,130

- lloat d6ng thanh todn

10.202.965.+.10

- Ikrat dt)ng bho lhnh

1..+69.ti62. 136

- lloat d6n-r Itgln

I.(ru9.2-11.016

qu1-'

5


9,7 61J.6

7 .3

I

rJ

1

[t, l

7 . 15.1.

.l2

801

0.0-i I .-171.171

.+t9.978.i61

l(l


×